Condiciones del crédito N° Saldo Interés Amortización Cuota
1 10,000.00 259.55 305.49 565.04
P 10,000 2 9,694.51 251.62 313.42 565.04
n 24 meses 3 9,381.08 243.48 321.56 565.04
TEA 36% 4 9,059.52 235.14 329.90 565.04
TEM 2.60% 5 8,729.62 226.58 338.47 565.04
Método Francés 6 8,391.15 217.79 347.25 565.04
7 8,043.90 208.78 356.27 565.04
i1 i n 8 7,687.63 199.53 365.51 565.04
A P
1 i 1
n 9 7,322.12 190.04 375.00 565.04
10 6,947.12 180.31 384.73 565.04
11 6,562.39 170.33 394.72 565.04
12 6,167.67 160.08 404.96 565.04
13 5,762.71 149.57 415.47 565.04
14 5,347.24 138.79 426.26 565.04
15 4,920.98 127.72 437.32 565.04
16 4,483.66 116.37 448.67 565.04
17 4,034.99 104.73 460.32 565.04
18 3,574.68 92.78 472.26 565.04
19 3,102.41 80.52 484.52 565.04
20 2,617.89 67.95 497.10 565.04
21 2,120.80 55.04 510.00 565.04
22 1,610.80 41.81 523.24 565.04
23 1,087.56 28.23 536.82 565.04
24 550.75 14.29 550.75 565.04
3,561.03 10,000.00 13,561.03
13,561.03
Condiciones del crédito N° Saldo Interés Amortización Cuota
1 60,000.00 1,557.29 426.35 1,983.64
P 60,000 2 59,573.65 1,546.22 437.42 1,983.64
n 60 meses 3 59,136.23 1,534.87 448.77 1,983.64
TEA 36% 4 58,687.46 1,523.22 460.42 1,983.64
TEM 2.60% 5 58,227.04 1,511.27 472.37 1,983.64
Método Francés 6 57,754.67 1,499.01 484.63 1,983.64
7 57,270.04 1,486.43 497.21 1,983.64
i1 i n 8 56,772.83 1,473.53 510.11 1,983.64
A P
1 i 1
n 9 56,262.72 1,460.29 523.35 1,983.64
10 55,739.36 1,446.71 536.94 1,983.64
11 55,202.43 1,432.77 550.87 1,983.64
12 54,651.55 1,418.47 565.17 1,983.64
13 54,086.38 1,403.80 579.84 1,983.64
14 53,506.54 1,388.75 594.89 1,983.64
15 52,911.66 1,373.31 610.33 1,983.64
16 52,301.33 1,357.47 626.17 1,983.64
17 51,675.16 1,341.22 642.42 1,983.64
18 51,032.73 1,324.55 659.10 1,983.64
19 50,373.64 1,307.44 676.20 1,983.64
20 49,697.43 1,289.89 693.75 1,983.64
21 49,003.68 1,271.88 711.76 1,983.64
22 48,291.92 1,253.41 730.23 1,983.64
23 47,561.68 1,234.46 749.19 1,983.64
24 46,812.50 1,215.01 768.63 1,983.64
33,651.29 13,956.13 47,607.42
47,607.42
Condiciones del crédito N° Saldo Interés Amortización Cuota Seg. Desg
0
P 10,000 1 10,000.00 259.55 305.49 565.04 9.00
n 24 meses 2 9,694.51 251.62 313.42 565.04 8.73
TEA 36% 3 9,381.08 243.48 321.56 565.04 8.44
TEM 2.60% 4 9,059.52 235.14 329.90 565.04 8.15
Seg Desg 0.09% 5 8,729.62 226.58 338.47 565.04 7.86
Portes 12 6 8,391.15 217.79 347.25 565.04 7.55
Otros 10 7 8,043.90 208.78 356.27 565.04 7.24
Método Francés 8 7,687.63 199.53 365.51 565.04 6.92
9 7,322.12 190.04 375.00 565.04 6.59
10 6,947.12 180.31 384.73 565.04 6.25
i1 i n 11 6,562.39 170.33 394.72 565.04 5.91
A P 12 6,167.67 160.08 404.96 565.04 5.55
1 i 1
n
13 5,762.71 149.57 415.47 565.04 5.19
14 5,347.24 138.79 426.26 565.04 4.81
15 4,920.98 127.72 437.32 565.04 4.43
16 4,483.66 116.37 448.67 565.04 4.04
17 4,034.99 104.73 460.32 565.04 3.63
18 3,574.68 92.78 472.26 565.04 3.22
19 3,102.41 80.52 484.52 565.04 2.79
20 2,617.89 67.95 497.10 565.04 2.36
21 2,120.80 55.04 510.00 565.04 1.91
22 1,610.80 41.81 523.24 565.04 1.45
23 1,087.56 28.23 536.82 565.04 0.98
24 550.75 14.29 550.75 565.04 0.50
3,561.03 10,000.00 13,561.03 123.48
13,561.03
TEM
TEA
Portes Otros Total
- 10,000
12.00 10.00 596.04
12.00 10.00 595.77
12.00 10.00 595.49
12.00 10.00 595.20
12.00 10.00 594.90
12.00 10.00 594.60
12.00 10.00 594.28
12.00 10.00 593.96
12.00 10.00 593.63
12.00 10.00 593.30
12.00 10.00 592.95
12.00 10.00 592.59
12.00 10.00 592.23
12.00 10.00 591.86
12.00 10.00 591.47
12.00 10.00 591.08
12.00 10.00 590.67
12.00 10.00 590.26
12.00 10.00 589.84
12.00 10.00 589.40
12.00 10.00 588.95
12.00 10.00 588.49
12.00 10.00 588.02
12.00 10.00 587.54
288.00 240.00 14,212.52
2.60% TCEM 3.04%
36.00% TCEA 43.16%
Condiciones del crédito N° Saldo Interés Amortización Cuota Seg. Desg
0
P 300,000 1 300,000.00 2,846.64 329.23 3,175.87 270.00
n 240 meses 2 299,670.77 2,843.51 332.36 3,175.87 269.70
TEA 12% 3 299,338.41 2,840.36 335.51 3,175.87 269.40
TEM 0.95% 4 299,002.90 2,837.18 338.69 3,175.87 269.10
Seg Desg 0.09% 5 298,664.21 2,833.96 341.91 3,175.87 268.80
Portes 12 6 298,322.30 2,830.72 345.15 3,175.87 268.49
Otros 10 7 297,977.15 2,827.44 348.43 3,175.87 268.18
Método Francés 8 297,628.72 2,824.14 351.73 3,175.87 267.87
9 297,276.99 2,820.80 355.07 3,175.87 267.55
10 296,921.92 2,817.43 358.44 3,175.87 267.23
i1 i n 11 296,563.48 2,814.03 361.84 3,175.87 266.91
A P 12 296,201.64 2,810.60 365.27 3,175.87 266.58
1 i 1
n
13 295,836.37 2,807.13 368.74 3,175.87 266.25
14 295,467.63 2,803.63 372.24 3,175.87 265.92
15 295,095.39 2,800.10 375.77 3,175.87 265.59
16 294,719.62 2,796.53 379.34 3,175.87 265.25
17 294,340.28 2,792.93 382.94 3,175.87 264.91
18 293,957.34 2,789.30 386.57 3,175.87 264.56
19 293,570.77 2,785.63 390.24 3,175.87 264.21
20 293,180.54 2,781.93 393.94 3,175.87 263.86
21 292,786.60 2,778.19 397.68 3,175.87 263.51
22 292,388.92 2,774.42 401.45 3,175.87 263.15
23 291,987.46 2,770.61 405.26 3,175.87 262.79
24 291,582.20 2,766.76 409.11 3,175.87 262.42
67,393.98 8,826.90 76,220.88 6,392.23
76,220.88
TEM
TEA
Portes Otros Total
- 300,000
12.00 10.00 3,467.87
12.00 10.00 3,467.57
12.00 10.00 3,467.27
12.00 10.00 3,466.97
12.00 10.00 3,466.67
12.00 10.00 3,466.36
12.00 10.00 3,466.05
12.00 10.00 3,465.74
12.00 10.00 3,465.42
12.00 10.00 3,465.10
12.00 10.00 3,464.78
12.00 10.00 3,464.45
12.00 10.00 3,464.12
12.00 10.00 3,463.79
12.00 10.00 3,463.46
12.00 10.00 3,463.12
12.00 10.00 3,462.78
12.00 10.00 3,462.43
12.00 10.00 3,462.08
12.00 10.00 3,461.73
12.00 10.00 3,461.38
12.00 10.00 3,461.02
12.00 10.00 3,460.66
12.00 10.00 3,460.29
288.00 240.00 83,141.11
0.95% TCEM -8.45%
12.00% TCEA -65.33%
Condiciones del crédito N° Saldo Interés Amortización Cuota
1 10,000.00 259.55 416.67 676.22
P 10,000 2 9,583.33 248.73 416.67 665.40
n 24 meses 3 9,166.67 237.92 416.67 654.59
TEA 36% 4 8,750.00 227.10 416.67 643.77
TEM 2.60% 5 8,333.33 216.29 416.67 632.96
Método Alemán 6 7,916.67 205.48 416.67 622.14
7 7,500.00 194.66 416.67 611.33
8 7,083.33 183.85 416.67 600.51
9 6,666.67 173.03 416.67 589.70
10 6,250.00 162.22 416.67 578.88
11 5,833.33 151.40 416.67 568.07
12 5,416.67 140.59 416.67 557.26
13 5,000.00 129.77 416.67 546.44
14 4,583.33 118.96 416.67 535.63
15 4,166.67 108.15 416.67 524.81
16 3,750.00 97.33 416.67 514.00
17 3,333.33 86.52 416.67 503.18
18 2,916.67 75.70 416.67 492.37
19 2,500.00 64.89 416.67 481.55
20 2,083.33 54.07 416.67 470.74
21 1,666.67 43.26 416.67 459.92
22 1,250.00 32.44 416.67 449.11
23 833.33 21.63 416.67 438.30
24 416.67 10.81 416.67 427.48
3,244.35 10,000.00 13,244.35
13,244.35
Condiciones del crédito N° Saldo Interés Amortización Cuota
1 10,000.00 259.55 - 259.55
P 10,000 2 10,000.00 259.55 259.55
n 24 meses 3 10,000.00 259.55 259.55
TEA 36% 4 10,000.00 259.55 259.55
TEM 2.60% 5 10,000.00 259.55 259.55
Método Inglés 6 10,000.00 259.55 259.55
7 10,000.00 259.55 259.55
8 10,000.00 259.55 259.55
9 10,000.00 259.55 259.55
10 10,000.00 259.55 259.55
11 10,000.00 259.55 259.55
12 10,000.00 259.55 259.55
13 10,000.00 259.55 259.55
14 10,000.00 259.55 259.55
15 10,000.00 259.55 259.55
16 10,000.00 259.55 259.55
17 10,000.00 259.55 259.55
18 10,000.00 259.55 259.55
19 10,000.00 259.55 259.55
20 10,000.00 259.55 259.55
21 10,000.00 259.55 259.55
22 10,000.00 259.55 259.55
23 10,000.00 259.55 259.55
24 10,000.00 259.55 10,000.00 10,259.55
6,229.16 10,000.00 16,229.16
16,229.16
