Judy Nichols is an online business owner ( https://savvyexpertsonline.com), digital transformation and strategy expert and writer who successfully transitioned her career online after many years as...view moreJudy Nichols is an online business owner ( https://savvyexpertsonline.com), digital transformation and strategy expert and writer who successfully transitioned her career online after many years as a high-level executive in the fields of health, research, community services and state and local government.Judy has had a lifelong love of learning and innovation. In addition to the years of learning and practising digital transformation, she has amassed five degrees and has undertaken advanced studies including a Masters in Health Administration and Health Planning as well as a Masters of Science from the School of Medicine at Flinders University.As life happens, Judy met a farmer, moved from Sydney to rural Victoria and needed to reinvent herself. First, as a Senior Policy Advisor in the Victorian government and then when children came along, and the fly-in-fly-out commute was no longer possible. She reinvented herself again with a mix of face to face and online consultancy roles in the health, government and not-for-profit sectors. She was able to replace her executive income and work only half the hours.From her first-hand experience of doing the work she loves and helping others, Judy also realised the huge freedom and flexibility available to experts who choose to transition online. Seeing the potential for others to succeed, she decided to share her knowledge and story.She learnt the hard way about the need for multiple income streams after a major client had a change in CEO who had new ideas about her role. Judy quickly added freelance writing to her suite of skills and learnt how to find clients online, which has continued to grow through word-of-mouth referrals. During her time as a specialist freelance grant writer (https://savvygrantwriting.com.au), Judy has been responsible for gaining over AU$50 million dollars in funding for her clients.Her online income streams now include freelancing a variety of skills, e-learning, self-publishing, blogging, e-commerce, subscription membership sites and affiliate marketing which provide her and her family with a great and flexible life.Judy lives on a farm with her partner and two sons in rural Victoria and enjoys the Australian country lifestyle with all it has to offer. This includes sharing her life with flocks of sheep, thoroughbred horses (which they breed and race) and an assortment of other farm animals. As a former Agricultural Scientist and Dietitian, she combines her love of growing good food with nourishing her family with homegrown produce.A lover of life, Judy believes that life is about thriving, not just surviving and it is her mission to help others do the same.view less