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Budget Template

The document is a family budget template that tracks monthly and annual income, expenses, and savings for a family over a 12 month period. It lists annual pre-tax income for two family members, a 10% tithing amount, and $20 in monthly fast offering contributions. The template then shows the budgeted and actual amounts on a monthly basis for fixed expenses like rent, utilities, and cable/phone, as well as variable expenses like food, gas, entertainment, and savings. It calculates the income remaining after accounting for fixed and variable expenses each month to monitor the family's savings.

Uploaded by

Daisy
Copyright
© Attribution Non-Commercial (BY-NC)
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
653 views

Budget Template

The document is a family budget template that tracks monthly and annual income, expenses, and savings for a family over a 12 month period. It lists annual pre-tax income for two family members, a 10% tithing amount, and $20 in monthly fast offering contributions. The template then shows the budgeted and actual amounts on a monthly basis for fixed expenses like rent, utilities, and cable/phone, as well as variable expenses like food, gas, entertainment, and savings. It calculates the income remaining after accounting for fixed and variable expenses each month to monitor the family's savings.

Uploaded by

Daisy
Copyright
© Attribution Non-Commercial (BY-NC)
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 3

FAMILY BUDGET TEMPLATE

Annual Income - Person 1


Annual Income - Person 2
Tithing %
Fast Contributions

50,000.00
50,000.00
10%
20.00

BUDGET

Jan-12

Rent
Utilities
Cable
Phone

Feb-12

Mar-12

800
100
100
150

Apr-12

May-12

Jun-12

Jul-12

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

TOTAL
BUDGET

INCOME
Person 1 After Tax
Person 2 After Tax
Tithing
Fast Contributions
Interest
INCOME AFTER TITHING

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

30,000
30,000
(10,000)
(240)
60
49,820

FIXED EXPENSES
Rent
Utilities
Cable
Phone
TOTAL FIXED EXPENSES

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

800
100
100
150
1,150

9,600
1,200
1,200
1,800
13,800

VARIABLE EXPENSES
Baby
Car
Charity
Dining Out
Entertainment
Gas & Fuel
Gifts
Groceries
Health and Dental
Hobbies
Household Items
School
Shopping
Miscellaneous
Parking
TOTAL VARIABLE EXPENSES

50
150
200
50
100
100
400
75
75
50
1,000
75
50
20
2,395

50
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

50
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

50
150
40
200
50
100
100
400
75
75
50
1,000
75
50
20
2,435

50
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

50
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

50

50
150
200
50
100
100
400
75
75
50
1,000
75
50
20
2,395

600
600
80
2,400
600
1,200
1,200
4,800
900
900
600
12,000
900
600
240
27,620

INCOME AFTER FIXED EXPENSES


INCOME AFTER VARIABLE EXPENSES

3,002
607

3,002
757

3,002
757

3,002
567

3,002
757

3,002
757

3,002
607

36,020
8,400

50
0
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

50
150
200
50
100
100
400
75
75
50
1,000
75
50
20
2,395

50
0
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

40
200
50
100
100
400
75
75
50
1,000
75
50
20
2,285

50
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

3,002
757

3,002
607

3,002
757

3,002
717

3,002
757

1 of 3

ACTUAL

Jan-12

Feb-12

Mar-12

Apr-12

May-12

Jun-12

Jul-12

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

TOTAL
ACTUAL

INCOME
Person 1 After Tax
Person 2 After Tax
Tithing
Fast Contributions
Interest
INCOME AFTER TITHING

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

2,500
2,500
(833)
(20)
5
4,152

30,000
30,000
(10,000)
(240)
60
49,820

FIXED EXPENSES
Rent
Utilities
Cable
Phone
TOTAL FIXED EXPENSES

1,500
100
100
130
1,830

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

730
100
100
130
1,060

9,530
1,200
1,200
1,560
13,490

VARIABLE EXPENSES
Baby
Car
Charity
Dining Out
Entertainment
Gas & Fuel
Gifts
Groceries
Health and Dental
Hobbies
Household Items
School
Shopping
Miscellaneous
Parking
TOTAL VARIABLE EXPENSES

40
672
152
22
520
66
405
2
371
2,250

82

195
39
230
288
376
60
463
557
31
326
16
2,581

14
367
161
411
494
745
105
49
210
17
2,573

31
184
104
479
162
1,055
268
133
238
208
180
13
3,054

35
330
66
230
202
803
6
151
27
60
2
1,912

50
150
200
50
100
100
400
75
75
50
1,000
75
50
20
2,395

50

3
10
155
7
106
6
12
286
5
672

297
57
112
17
396
45
382
58
29
116
105
26
1,641

200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

40
200
50
100
100
400
75
75
50
1,000
75
50
20
2,285

50
200
50
100
100
400
75
75
50
1,000
75
50
20
2,245

50
150
200
50
100
100
400
75
75
50
1,000
75
50
20
2,395

944
1,067
40
2,377
918
3,067
1,536
5,958
1,376
782
698
5,116
1,372
816
178
26,247

INCOME AFTER FIXED EXPENSES


INCOME AFTER VARIABLE EXPENSES

4,022
1,772

4,022
3,350

4,022
2,381

4,022
1,441

4,022
1,449

4,022
968

4,022
2,109

4,022
1,627

4,022
1,777

4,022
1,737

4,022
1,777

4,022
1,627

48,260
22,013

50
0

2 of 3

BUDGET vs ACTUAL under /


(over)
INCOME
Person 1 After Tax
Person 2 After Tax
Tithing
Fast Contributions
Interest
INCOME AFTER TITHING
FIXED EXPENSES
Rent
Utilities
Cable
Phone
TOTAL FIXED EXPENSES
VARIABLE EXPENSES
Baby
Car
Charity
Dining Out
Entertainment
Gas & Fuel
Gifts
Groceries
Health and Dental
Hobbies
Household Items
School
Shopping
Miscellaneous
Parking
TOTAL VARIABLE EXPENSES
INCOME AFTER FIXED EXPENSES
INCOME AFTER VARIABLE EXPENSES

Jan-12

Feb-12

Mar-12

Apr-12

May-12

Jun-12

Jul-12

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

(700)
20
(680)

70
-

70
-

20
90

70
-

20
90

70
-

20
90

70
-

20
90

70
-

20
90

19

20
90

10
(522)
48
28
(420)
34
(5)
75
73
50
1,000
(296)
50
20
145

(32)
197
41
(55)
93
294
69
63
50
1,000
(211)
50
15
1,573

(247)
(57)
88
33
(296)
55
18
17
46
50
884
(30)
50
(6)
604

(145)
111
40
(30)
(238)
(276)
40
(63)
(482)
44
50
1,000
75
(276)
5
(146)

36
(167)
(111)
(311)
(394)
(345)
(30)
26
(160)
1,000
75
50
3
(328)

16
(54)
(379)
(62)
(655)
(193)
(58)
(188)
1,000
(133)
(130)
7
(809)

15
(130)
(16)
(130)
(102)
(403)
69
(76)
50
1,000
48
(10)
18
333

(20)
(165)

(20)
(1,593)

(20)
(624)

(20)
126

(20)
308

(20)
789

(20)
(353)

70
-

70
-

20
90

70
-

20
90

70
-

20
90

70
-

20
90

TOTAL
VARIANCE

20
90

70
240
310

(344)
(467)
40
23
(318)
(1,867)
(336)
(1,158)
(476)
118
(98)
6,884
(472)
(216)
62
1,373

(20)
(20)

(20)
(20)

(20)
(20)

(20)
(20)

(20)
(20)

(240)
(1,613)

3 of 3

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