SALARY / PENSION / TAX CALCULATOR DESIGNED BY - BALJEET SINGH , STA , SCHOOL OF LIFE SCIENCES , JNU ,NEW DELHI

ASSESSMENT YEAR 2014-2015

SELECT CATEGORY-->

MALE SALARIED

SELECT AGE -->

BELOW 60 YRS

Monday, May 06, 2013

BASIC + GRADE PAY as on 1 st
JANUARY,2013

BASIC TA
NO

GETTING HRA YES/NO-->

LEAVE BLANK -->

HRA RATE AS PER CLASS OF CITY

30%

HRA RECEIVED FOR FULL YEAR YES/NO->

YES

DA
RATE

MONTH BASIC +

BASIC

DA

2013/14 Grade pay

TA

RATE

Mar-13

80%

Apr-13

80%

May-13

80%

Jun-13

80%

Jul-13

80%

0%
0

HRA RECEIVED START DATE-->

1-Mar-2013

Aug-13

80%

HRA RECEIVED END DATE--->

28-Feb-2014

Sep-13

80%

0
0

0
0

80%
80%

MONTHLY ALLOWANCES ----->

ONE TIME ALLOWANCES (bonus etc)-->

Oct-13
Nov-13

Monthly CGHS contribution

Dec-13

80%

INCREMENT DUE YES/NO--->

YES

Jan-14

80%

RETIRING THIS YEAR YES/NO-->

NO

Feb-14

80%

RETIREMENT DATE

BASIC PENSION --->

28-Feb-2014

RE-EMPLOYED AFTER RETIREMENT

NO

JOINED SERVICE THIS YEAR

NO

JOINING DATE

RESIDUAL PENSION-->

Monthly consultancy

No. of months on consultancy

1-Jan-2013
NO

SCALE CHANGED DUE TO PROMOTION YES/NO

DATE OF PROMOTION

NEW BASIC+GRADE PAY

NEW TA

NEW CGHS CONTRIBUTION

28-Feb-2014

ANNUAL FIGURES OF INCOMES , DEDUCTIONS , TAX

ADD

MINUS

BALANCE

1- PENSION + JAN,FEB DA ARR.

2- CONSULTANCY

3- ANNUAL GROSS SALARY + JAN,FEB DA ARR.

4- LESS EXEMPT TA

5- LESS EXEMPT HRA

6- INCOME FROM HOUSE PROPERTY

6-(a) RATEABLE VALUE (ANNUAL RENT)

6-(b) LESS MUNICIPAL TAXES ETC. PAID

6-( c ) NET RATEABLE VALUE

6-(d) LESS 20% OF NET RATEABLE VALUE

6-(e) INCOME TAX CHARGEABLE RENT

6-(f) INTEREST PAID ON HOME LOAN

category-1

6- INCOME FROM HOUSE PROPERTY

7- BANK INTEREST, SAVINGA a/c , FDs

8- ANY OTHER INCOME

9- AGRICULTURE INCOME (FOR RATE PURPOSE)

0
0
0
0

0
0
0
0

10-CHAPTER VI DEDUCTIONS
10-(a) PF,IN.PREM,TAX SAV.MF, U/S 80C(1 Lac.)

10-(b) RAJIV GHANDHI EQUITY SCHEME(50,000)

10- (c ) MEDICAL INSUR.PREM. U/C 80 D

10-(d)MEDICAL TREATMENT U/C 80DD

10-(e) HANDICAPPED U/C 80 U

10-(f) INTEREST ON EDU.LOAN U/C 80E

10-(g) OTHER PERMISSIBLE DEDUCTIONS

TOTAL (INCOME - DEDUCTIONS)

TOTAL INCOME LESS DEDUCTIONS ROUNDED TO MULTIPLE OF 10

0
TAX CALCULATIONS FOR MALE BELOW 60 YRS
INCOME
NIL

.
0

BALANCE
0

TAX
0

INCREASE IN BASIC + GRADE PAY WITH INCREMENT Rs

0 - Rs 2,00,000

INCREASE IN SALARY WITH INCREMENT ,ALLOW.

10% RANGE

0.

0.

Rs 2,00,001 - Rs 5,00,000
20% RANGE

Rs 5,00,001 - Rs 10,00,000
30% RANGE

ABOVE Rs 10,00,000

.
0

0 TAX

Income below 5 lacs , tax credit amount

Tax after tax credit if applicable

EDU.CESS @ 3% OF TAX

.
.

.
.

.
.

INSTRUCTIONS (Version Date -

8 th March , 2013)

1- ONLY YELLOW COLOUR BACKGROUND CELLS ACCEPT VALUES

2- YELLOW COLOUR BACKGROUND CELLS WITH RED DOUBE BOARDERS CONTAIN DROPDOWN LIST FOR SELECTON
3- IF JOINED SERVICE AFTER 1st JAN.2013 , PUT THE BASIC + GP IN THE SAME COLUMN WHERE BASIC AS ON 1st JANUARY, 2013 IS TO BE FILLED
4- ENTER CORRECT AND LATEST DA RATES IN THE RELEVANT DA CELL
5 - IF COMMUTATION TAKEN , ENTER RESIDUAL PENSION FIGURE , IF NOT TAKEN LEAVE RESIDUAL PENSION COLUMN/CELL BLANK
6 - IF REEMPLOYED ENTER MONTHLY COSULTANCY FIGURES AND THE NUMBER OF MONTHS UPTO FEBRUARY 2014 FROM MARCH 2013 ONWARDS

7 - FOR TAKING REBATE UNDER CHAPTER VI ,ENTER THE PERMISSIBLE FIGURES ONLY IF DEDUCTION IS TAKEN UNDER OTHER THAN U/C 80 C / 80 CCF

8- AGRICULTURE INCOME IS TAX FREE BUT IS TAKEN FOR RATE PURPOSE WHICH MAY INCREASE TAX ON THE SAME AMONT OF INCOME AS AMOUNT IN A SLAB CHANG

9 - CALCULATOR IS MEANT TO CONVEY ROUGH ESTIMATES ONLY AND HAS NOT MADE PROVISION FOR EVERY INCOME OR EXACT PERMISSIBLE DEDU
10 - THE CALCULATOR IS ONLY FOR FINANCIAL YEAR APRIL 2013 - MARCH 2014
11- IF THERE IS ANY ERROR , I MAY BE INFORMED TO MAKE CORRECTION

12 - ONLY BASIC TA SHOULD BE ENTERED AND NOT THE PAY SLIP FIGURE WHICH INCLUDES DA ON TA
13 - JOINED THIS YEAR MEANS PERIOD 1st JANUARY 2013 TO FEBRUARY 2014

14 - IN CASE OF PROMOTION , SALARY IS CALCULATED PROPORTIONALLY FOR OLD AND NEW FIGURES AS PER DAYS IN OLD AND NEW FIGURES IN A M
15 - INCREMENT IS GIVEN ONLY IF EMPLOYEE DID NOT JOIN THIS YEAR ( 1st JANUARY ONWARDS )
16 - COLUMN " O " PROVIDES DIFFERENT INFORMATION ON SELECTING THE DROPDOWN LIST
17- 80D LIMIT ALLOWS 15000/- (20000 IF SENIOR CTZ)FOR OWN DEPENDENT FAMILY + 15000 FOR PARENT'S(20000 IF PARENTS ARE Sr Ctz)
18 - NECESSARY CARE HAS BEEN TAKEN TO AVOID ANY MISTAKE BUT I SHOULD NOT BE HELD RESPONSIBLE FOR ANY INADVERTENT ERROR

, JNU ,NEW DELHI

THE LATEST VERSION OF THIS CALCULATOR AND SOME OTHER CALCULATORS CAN BE DOWNLOADED FROM MY WEBSITE .

2013 JUL

TO FIND THIS SITE TYPE WORD baljeetpage IN GOOGLE SEARCH AND CLICK THE FIRST RESULT.

2014 JAN

SELECT ------>

DA

TA

SALARY

CGHS CONTRIBUTION
.

0
0

0
0

0
0

.
.

.
.

0
0

RESIDUAL PENSION-->
No. of months on consultancy

NEW CGHS CONTRIBUTION

NEW MONTHLY ALLOW.

RECEIVED JAN,FEB DA ARR.

100.00%

YES

JAN,FEB DA ARR

FIND BASIC TA

CURRENT DA RATE %
CURRENT TA with DA
BASIC TA

Previous

New

PAY WITH INCREMENT Rs

H INCREMENT ,ALLOW.

.
TAX + CESS

.
.

ELECTON

N 1st JANUARY, 2013 IS TO BE FILLED

N COLUMN/CELL BLANK

ARY 2014 FROM MARCH 2013 ONWARDS

KEN UNDER OTHER THAN U/C 80 C / 80 CCF

MONT OF INCOME AS AMOUNT IN A SLAB CHANGES

ERY INCOME OR EXACT PERMISSIBLE DEDUCTIONS

0
0
0

PER DAYS IN OLD AND NEW FIGURES IN A MONTH

'S(20000 IF PARENTS ARE Sr Ctz)

E FOR ANY INADVERTENT ERROR

OM MY WEBSITE .

FIRST RESULT.

.
.
.
.
.
.
.
.
.
.
.
.
.

FLOATING RATE HOME LOAN INTEREST CALCULATOR DESIGNED BY BALJEET SINGH STA SCHOOL OF LIFE SCIENCES, JNU,NEW DELHI

SELECT YEAR 1st APR -31st MAR --->

2013-2014 ENTER VALUES ONLY IN YELLOW BACKGROUND CELLS
OUTSTANDING LOAN AS ON 1ST MARCH2013.---->
0
OUTSTANDING LOAN AS ON 1ST APRIL2013.---->
0
EMI AMOUNT TO BE PAID ON 1 ST OF EVERY MONTH----->>
SET COMPUTER DATE CORRECTLY IF TODAYS DATE I
Monday, May 6, 13
No. OF REVISED INTEREST ENTERIES
0
TODAY DATE IS---->>
No. OF PREMAYMENT ENTERIES
0
PRINCIPAL
REMAINING LOAN
FILL ITEREST RATE IN YELOW BACKGROUND COLUMN "C"
DEDUCTED
0N 1ST DAY AFTER EMI
INTEREST
0N 1ST DAY
IS DEDUCTED
31-Mar-2013
0
30-Apr-2013
0
0
0
0
0 1-APR-2013
31-May-2013
0
0
0
0
0 1-MAY-2013
30-Jun-2013
0
0
0
0
0 1-JUN-2013
31-Jul-2013
0
0
0
0
0 1-JUL-2013
31-Aug-2013
0
0
0
0
0 1-AUG-2013
30-Sep-2013
0
0
0
0
0 1-SEP-2013
31-Oct-2013
0
0
0
0
0 1-OCT-2013
30-Nov-2013
0
0
0
0
0 1-NOV-2013
31-Dec-2013
0
0
0
0
0 1-DEC-2013
31-Jan-2014
0
0
0
0
0 1-JAN-2014
28-Feb-2014
0
0
0
0
0 1-FEB-2014
31-Mar-2014
0
0
0
0
0 1-MAR-2014
0
TOTAL-APR-2013--MAR-2014
0 TOTAL-APR-2013--MAR-2014
INTREST PAYABLE/PAID + PRINCIPAL PAID DURING THE YEAR

INTEREST PAYABLE/paid

0 PRINCIPAL PAID

FILL THE NEW FLOATING RATE AGAINST THE DATE IN COLUMN " C "
ENTER REVISED
INTEREST AGANIST
THE EFFECTIVE DATE
1-Mar-2013
2-Mar-2013
3-Mar-2013
4-Mar-2013
5-Mar-2013
6-Mar-2013
7-Mar-2013
8-Mar-2013
9-Mar-2013
10-Mar-2013
11-Mar-2013
12-Mar-2013
13-Mar-2013
14-Mar-2013
15-Mar-2013
16-Mar-2013
17-Mar-2013
18-Mar-2013
19-Mar-2013
20-Mar-2013
21-Mar-2013
22-Mar-2013
23-Mar-2013
24-Mar-2013

0 PREPAYMENT PRINCIPAL AMOUNT----->

PREPAYMENT INTEREST AMOUNT----->
TOTOL PREPAYMENT

PRE PAYMENTS
OTHER THAN
REGULAR EMI
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

ENTER THE LOAN VALUE

AGAINST THE DATE IF
LOAN TAKEN THIS YEAR
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

25-Mar-2013
26-Mar-2013
27-Mar-2013
28-Mar-2013
29-Mar-2013
30-Mar-2013
31-Mar-2013
1-Apr-2013
2-Apr-2013
3-Apr-2013
4-Apr-2013
5-Apr-2013
6-Apr-2013
7-Apr-2013
8-Apr-2013
9-Apr-2013
10-Apr-2013
11-Apr-2013
12-Apr-2013
13-Apr-2013
14-Apr-2013
15-Apr-2013
16-Apr-2013
17-Apr-2013
18-Apr-2013
19-Apr-2013
20-Apr-2013
21-Apr-2013
22-Apr-2013
23-Apr-2013
24-Apr-2013
25-Apr-2013
26-Apr-2013
27-Apr-2013
28-Apr-2013
29-Apr-2013
30-Apr-2013
1-May-2013
2-May-2013
3-May-2013
4-May-2013
5-May-2013
6-May-2013
7-May-2013
8-May-2013
9-May-2013
10-May-2013
11-May-2013
12-May-2013
13-May-2013
14-May-2013
15-May-2013

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

16-May-2013
17-May-2013
18-May-2013
19-May-2013
20-May-2013
21-May-2013
22-May-2013
23-May-2013
24-May-2013
25-May-2013
26-May-2013
27-May-2013
28-May-2013
29-May-2013
30-May-2013
31-May-2013
1-Jun-2013
2-Jun-2013
3-Jun-2013
4-Jun-2013
5-Jun-2013
6-Jun-2013
7-Jun-2013
8-Jun-2013
9-Jun-2013
10-Jun-2013
11-Jun-2013
12-Jun-2013
13-Jun-2013
14-Jun-2013
15-Jun-2013
16-Jun-2013
17-Jun-2013
18-Jun-2013
19-Jun-2013
20-Jun-2013
21-Jun-2013
22-Jun-2013
23-Jun-2013
24-Jun-2013
25-Jun-2013
26-Jun-2013
27-Jun-2013
28-Jun-2013
29-Jun-2013
30-Jun-2013
1-Jul-2013
2-Jul-2013
3-Jul-2013
4-Jul-2013
5-Jul-2013
6-Jul-2013

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

7-Jul-2013
8-Jul-2013
9-Jul-2013
10-Jul-2013
11-Jul-2013
12-Jul-2013
13-Jul-2013
14-Jul-2013
15-Jul-2013
16-Jul-2013
17-Jul-2013
18-Jul-2013
19-Jul-2013
20-Jul-2013
21-Jul-2013
22-Jul-2013
23-Jul-2013
24-Jul-2013
25-Jul-2013
26-Jul-2013
27-Jul-2013
28-Jul-2013
29-Jul-2013
30-Jul-2013
31-Jul-2013
1-Aug-2013
2-Aug-2013
3-Aug-2013
4-Aug-2013
5-Aug-2013
6-Aug-2013
7-Aug-2013
8-Aug-2013
9-Aug-2013
10-Aug-2013
11-Aug-2013
12-Aug-2013
13-Aug-2013
14-Aug-2013
15-Aug-2013
16-Aug-2013
17-Aug-2013
18-Aug-2013
19-Aug-2013
20-Aug-2013
21-Aug-2013
22-Aug-2013
23-Aug-2013
24-Aug-2013
25-Aug-2013
26-Aug-2013
27-Aug-2013

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

28-Aug-2013
29-Aug-2013
30-Aug-2013
31-Aug-2013
1-Sep-2013
2-Sep-2013
3-Sep-2013
4-Sep-2013
5-Sep-2013
6-Sep-2013
7-Sep-2013
8-Sep-2013
9-Sep-2013
10-Sep-2013
11-Sep-2013
12-Sep-2013
13-Sep-2013
14-Sep-2013
15-Sep-2013
16-Sep-2013
17-Sep-2013
18-Sep-2013
19-Sep-2013
20-Sep-2013
21-Sep-2013
22-Sep-2013
23-Sep-2013
24-Sep-2013
25-Sep-2013
26-Sep-2013
27-Sep-2013
28-Sep-2013
29-Sep-2013
30-Sep-2013
1-Oct-2013
2-Oct-2013
3-Oct-2013
4-Oct-2013
5-Oct-2013
6-Oct-2013
7-Oct-2013
8-Oct-2013
9-Oct-2013
10-Oct-2013
11-Oct-2013
12-Oct-2013
13-Oct-2013
14-Oct-2013
15-Oct-2013
16-Oct-2013
17-Oct-2013
18-Oct-2013

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

19-Oct-2013
20-Oct-2013
21-Oct-2013
22-Oct-2013
23-Oct-2013
24-Oct-2013
25-Oct-2013
26-Oct-2013
27-Oct-2013
28-Oct-2013
29-Oct-2013
30-Oct-2013
31-Oct-2013
1-Nov-2013
2-Nov-2013
3-Nov-2013
4-Nov-2013
5-Nov-2013
6-Nov-2013
7-Nov-2013
8-Nov-2013
9-Nov-2013
10-Nov-2013
11-Nov-2013
12-Nov-2013
13-Nov-2013
14-Nov-2013
15-Nov-2013
16-Nov-2013
17-Nov-2013
18-Nov-2013
19-Nov-2013
20-Nov-2013
21-Nov-2013
22-Nov-2013
23-Nov-2013
24-Nov-2013
25-Nov-2013
26-Nov-2013
27-Nov-2013
28-Nov-2013
29-Nov-2013
30-Nov-2013
1-Dec-2013
2-Dec-2013
3-Dec-2013
4-Dec-2013
5-Dec-2013
6-Dec-2013
7-Dec-2013
8-Dec-2013
9-Dec-2013

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

10-Dec-2013
11-Dec-2013
12-Dec-2013
13-Dec-2013
14-Dec-2013
15-Dec-2013
16-Dec-2013
17-Dec-2013
18-Dec-2013
19-Dec-2013
20-Dec-2013
21-Dec-2013
22-Dec-2013
23-Dec-2013
24-Dec-2013
25-Dec-2013
26-Dec-2013
27-Dec-2013
28-Dec-2013
29-Dec-2013
30-Dec-2013
31-Dec-2013
1-Jan-2014
2-Jan-2014
3-Jan-2014
4-Jan-2014
5-Jan-2014
6-Jan-2014
7-Jan-2014
8-Jan-2014
9-Jan-2014
10-Jan-2014
11-Jan-2014
12-Jan-2014
13-Jan-2014
14-Jan-2014
15-Jan-2014
16-Jan-2014
17-Jan-2014
18-Jan-2014
19-Jan-2014
20-Jan-2014
21-Jan-2014
22-Jan-2014
23-Jan-2014
24-Jan-2014
25-Jan-2014
26-Jan-2014
27-Jan-2014
28-Jan-2014
29-Jan-2014
30-Jan-2014

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

31-Jan-2014
1-Feb-2014
2-Feb-2014
3-Feb-2014
4-Feb-2014
5-Feb-2014
6-Feb-2014
7-Feb-2014
8-Feb-2014
9-Feb-2014
10-Feb-2014
11-Feb-2014
12-Feb-2014
13-Feb-2014
14-Feb-2014
15-Feb-2014
16-Feb-2014
17-Feb-2014
18-Feb-2014
19-Feb-2014
20-Feb-2014
21-Feb-2014
22-Feb-2014
23-Feb-2014

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

24-Feb-2014
25-Feb-2014
26-Feb-2014
27-Feb-2014
28-Feb-2014
1-Mar-2014
2-Mar-2014
3-Mar-2014
4-Mar-2014
5-Mar-2014
6-Mar-2014
7-Mar-2014
8-Mar-2014
9-Mar-2014
10-Mar-2014
11-Mar-2014
12-Mar-2014
13-Mar-2014
14-Mar-2014
15-Mar-2014
16-Mar-2014
17-Mar-2014
18-Mar-2014
19-Mar-2014
20-Mar-2014
21-Mar-2014
22-Mar-2014
23-Mar-2014

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

24-Mar-2014
25-Mar-2014
26-Mar-2014
27-Mar-2014
28-Mar-2014
29-Mar-2014
30-Mar-2014
31-Mar-2014
1-Apr-2014
2-Apr-2014
VERSION DATE

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
12-Feb-2013

0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0

IFE SCIENCES, JNU,NEW DELHI

0

DATE CORRECTLY IF TODAYS DATE IS WRONG

Monday, May 6, 13

REMAINING LOAN
0N 1ST DAY AFTER EMI
0
0
0
0
0
0
0
0
0
0
0
0
0

THE LATEST VERSION CAN BE DOWNLOADE FROM MY

WEBPAGE IF THE BELOW ADDRESS IS TYPED ACCURATELY
IN THE ADDRESS BAR
https://sites.google.com/site/baljeetpage/
OR CLICK THE LINK ON SECOND SHEET IF
INTERNET IS WORKING NOW

INCIPAL PAID DURING THE YEAR

MOUNT----->
OUNT----->
TOTOL PREPAYMENT

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

0
0

-36

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0

2014
0
0

503.5
0

504
0

0
0

0
0
0
0
0
0
0
0
0
0

0
0
0

0
0