Basic Payments Indicator 2008 2009 2010 2011 2012: % of GDP
Basic Payments Indicator 2008 2009 2010 2011 2012: % of GDP
Population (million)
GDP (RM million)
Cash in circulation (CIC) (RM million)
2008
2009
2010
2011
2012
27.6
769,949
40,424.6
28.1
712,857
43,439.2
28.6
795,037
47,685.2
29.0
881,080
53,488.5
29.3
937,532
57,391.1
7.5
7.3
7.2
7.1
6.9
39.8
9.5
0.2
0.4
25.0
1.3
0.8
2.5
0.1
41.6
9.8
0.2
0.4
25.5
1.6
0.9
3.1
0.1
43.0
10.3
0.2
0.6
24.5
1.7
1.4
4.2
0.1
49.4
10.9
0.1
0.9
27.8
0.2
2.1
1.5
5.6
0.1
0.1
0.1
55.5
11.1
0.1
1.2
31.5
0.9
2.4
1.6
6.3
0.1
0.2
0.1
1,466.4
1,546.9
1,668.0
1,846.7
1,956.3
63,899.1
59,669.2
64,437.9
68,355.1
69,306.2
305,635.1
2,368.3
111.0
71.0
75.0
3,250.9
35.8
696.1
21,173.1
2.5
277,851.5
295,375.8
2,468.5
135.9
98.8
78.4
3,876.1
67.6
704.1
23,264.5
4.7
264,677.3
328,986.8
2,791.7
164.0
165.9
94.7
4,437.8
132.0
1,094.3
36,085.6
4.2
284,016.5
441,430.9
3,065.7
186.0
218.0
131.6
1.0
5,736.1
166.8
1,287.2
51,357.0
6,112.1
24.5
373,145.0
512,619.3
3,207.1
220.2
295.9
159.3
2.7
7,214.8
281.2
1,395.9
58,603.6
1,636.1
124.9
439,477.8
CIC (%)
5.3
6.1
6.0
6.1
6.1
Cheque1 (times)
2.3
2.4
2.3
2.2
2.2
E-payments (times) :
10.9
11.6
11.8
14.5
16.0
% of GDP:
Credit card
Charge card
Debit card
E-money
Other cashless instruments2
Interbank GIRO
Direct Debit
ATM3
Internet banking4
Desktop banking4
Mobile banking4
RENTAS - Third party transactions5 (times)
8.5
0.4
0.3
0.3
11.6
0.1
2.5
75.8
9.9
9.7
0.5
0.4
0.3
15.3
0.3
2.8
91.6
10.4
10.0
0.6
0.6
0.3
16.0
0.5
3.9
129.8
10.2
10.1
0.6
0.7
0.4
18.9
0.5
4.2
168.8
20.1
0.1
12.3
10.0
0.7
0.9
0.5
22.6
0.9
4.4
183.4
5.1
0.4
13.8
Cheque1
E-payments:
Credit card
Charge card
Debit card
E-money
Other cashless instruments2
Interbank GIRO
Direct Debit
ATM3
Internet banking4
Desktop banking4
Mobile banking4
RENTAS - Third party transactions5
Turnover to GDP:
Refer to payment transactions via ATM, including own and third party funds transfer. Data on own account and intrabank funds transfer available from 2007. Exclude cash
withdrawals
4
Exclude non-financial transactions, credit card, IBG and RENTAS transactions performed online
5
Refer to Government, custom duty and third party payments via Interbank Funds Transfer System. Third party payment refers to transaction with a minimum amount of
RM10,000, where the beneficiary or ordering party is a non-RENTAS member. Data available from November 2006
Negligible
Numbers may not necessarily add up due to rounding