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EMI Calculator With Prepayment Option

This document contains an EMI calculator that allows users to calculate the monthly installment amount (EMI), interest paid over the loan term, and loan term given values for the loan amount, interest rate, and EMI/loan term. It provides examples of calculations for a ₹2,120,000 loan over 20 years at 10.15% interest, showing the EMI is ₹20,669.59 and total interest paid is ₹2,840,702.29. It also includes a table showing the monthly breakdown of principal and interest amounts over the full loan term.

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sharad_mum
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© © All Rights Reserved
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Download as XLSX, PDF, TXT or read online on Scribd
190 views

EMI Calculator With Prepayment Option

This document contains an EMI calculator that allows users to calculate the monthly installment amount (EMI), interest paid over the loan term, and loan term given values for the loan amount, interest rate, and EMI/loan term. It provides examples of calculations for a ₹2,120,000 loan over 20 years at 10.15% interest, showing the EMI is ₹20,669.59 and total interest paid is ₹2,840,702.29. It also includes a table showing the monthly breakdown of principal and interest amounts over the full loan term.

Uploaded by

sharad_mum
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 8

EMI Calculator

Developed by Sharad Verma - [email protected]


Calculate EMI
2,120,000.00

Amount
Term (months)

240

ROI (% PA)

10.15
20,669.59

EMI
Extra Amount to be paid as Interest

2,840,702.29

Calculate Rate of Interest (ROI)


100,000.00

Amount
Term (months)

60

EMI

2,132.09

ROI (% PA)

10.15% PA
Calculate Term

Amount
EMI
ROI (% PA)
Term (months)

100,000.00
2,132.09
10.15
60

2,120,000

2,120,000
4,960,702

20 Y
2,840,702
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
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62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83

Principal Paid
2,737.93
2,761.08
2,784.44
2,807.99
2,831.74
2,855.69
2,879.85
2,904.21
2,928.77
2,953.54
2,978.53
3,003.72
3,029.13
3,054.75
3,080.58
3,106.64
3,132.92
3,159.42
3,186.14
3,213.09
3,240.27
3,267.68
3,295.31
3,323.19
3,351.30
3,379.64
3,408.23
3,437.06
3,466.13
3,495.45
3,525.01
3,554.83
3,584.89
3,615.22
3,645.80
3,676.63
3,707.73
3,739.09
3,770.72
3,802.61
3,834.78
3,867.21
3,899.92
3,932.91
3,966.18
3,999.72
4,033.55
4,067.67
4,102.08
4,136.77
4,171.76
4,207.05
4,242.63
4,278.52
4,314.71
4,351.20
4,388.01
4,425.12
4,462.55
4,500.30
4,538.36
4,576.75
4,615.46
4,654.50
4,693.87
4,733.57
4,773.61
4,813.99
4,854.71
4,895.77
4,937.18
4,978.94
5,021.05
5,063.52
5,106.35
5,149.54
5,193.10
5,237.02
5,281.32
5,325.99
5,371.04
5,416.47
5,462.29

Interest Paid
17,931.67
17,908.51
17,885.15
17,861.60
17,837.85
17,813.90
17,789.75
17,765.39
17,740.82
17,716.05
17,691.07
17,665.87
17,640.47
17,614.85
17,589.01
17,562.95
17,536.67
17,510.18
17,483.45
17,456.50
17,429.32
17,401.92
17,374.28
17,346.41
17,318.30
17,289.95
17,261.36
17,232.54
17,203.46
17,174.15
17,144.58
17,114.77
17,084.70
17,054.38
17,023.80
16,992.96
16,961.86
16,930.50
16,898.87
16,866.98
16,834.82
16,802.38
16,769.67
16,736.68
16,703.42
16,669.87
16,636.04
16,601.92
16,567.52
16,532.82
16,497.83
16,462.54
16,426.96
16,391.07
16,354.88
16,318.39
16,281.58
16,244.47
16,207.04
16,169.29
16,131.23
16,092.84
16,054.13
16,015.09
15,975.72
15,936.02
15,895.98
15,855.60
15,814.89
15,773.82
15,732.41
15,690.65
15,648.54
15,606.07
15,563.24
15,520.05
15,476.49
15,432.57
15,388.27
15,343.60
15,298.55
15,253.12
15,207.31

Principal Paid
2,120,000

20 Y

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
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37
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46
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49
50
51
52
53
54
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59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83

2,840,702

4,960,702

Principal Paid

Interest Paid

2,737.93
2,761.08
2,784.44
2,807.99
2,831.74
2,855.69
2,879.85
2,904.21
2,928.77
2,953.54
2,978.53
3,003.72
3,029.13
3,054.75
3,080.58
3,106.64
3,132.92
3,159.42
3,186.14
3,213.09
3,240.27
3,267.68
3,295.31
3,323.19
3,351.30
3,379.64
3,408.23
3,437.06
3,466.13
3,495.45
3,525.01
3,554.83
3,584.89
3,615.22
3,645.80
3,676.63
3,707.73
3,739.09
3,770.72
3,802.61
3,834.78
3,867.21
3,899.92
3,932.91
3,966.18
3,999.72
4,033.55
4,067.67
4,102.08
4,136.77
4,171.76
4,207.05
4,242.63
4,278.52
4,314.71
4,351.20
4,388.01
4,425.12
4,462.55
4,500.30
4,538.36
4,576.75
4,615.46
4,654.50
4,693.87
4,733.57
4,773.61
4,813.99
4,854.71
4,895.77
4,937.18
4,978.94
5,021.05
5,063.52
5,106.35
5,149.54
5,193.10
5,237.02
5,281.32
5,325.99
5,371.04
5,416.47
5,462.29

17,931.67
17,908.51
17,885.15
17,861.60
17,837.85
17,813.90
17,789.75
17,765.39
17,740.82
17,716.05
17,691.07
17,665.87
17,640.47
17,614.85
17,589.01
17,562.95
17,536.67
17,510.18
17,483.45
17,456.50
17,429.32
17,401.92
17,374.28
17,346.41
17,318.30
17,289.95
17,261.36
17,232.54
17,203.46
17,174.15
17,144.58
17,114.77
17,084.70
17,054.38
17,023.80
16,992.96
16,961.86
16,930.50
16,898.87
16,866.98
16,834.82
16,802.38
16,769.67
16,736.68
16,703.42
16,669.87
16,636.04
16,601.92
16,567.52
16,532.82
16,497.83
16,462.54
16,426.96
16,391.07
16,354.88
16,318.39
16,281.58
16,244.47
16,207.04
16,169.29
16,131.23
16,092.84
16,054.13
16,015.09
15,975.72
15,936.02
15,895.98
15,855.60
15,814.89
15,773.82
15,732.41
15,690.65
15,648.54
15,606.07
15,563.24
15,520.05
15,476.49
15,432.57
15,388.27
15,343.60
15,298.55
15,253.12
15,207.31

Advance Principal Paid


Pre-payment

Total Interest
2,840,702
Paid

84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
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155
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161
162
163
164
165
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167
168
169
170
171
172
173

5,508.49
5,555.08
5,602.07
5,649.45
5,697.24
5,745.42
5,794.02
5,843.03
5,892.45
5,942.29
5,992.55
6,043.24
6,094.36
6,145.90
6,197.89
6,250.31
6,303.18
6,356.49
6,410.26
6,464.48
6,519.16
6,574.30
6,629.91
6,685.99
6,742.54
6,799.57
6,857.08
6,915.08
6,973.57
7,032.56
7,092.04
7,152.03
7,212.52
7,273.53
7,335.05
7,397.09
7,459.66
7,522.75
7,586.38
7,650.55
7,715.26
7,780.52
7,846.33
7,912.70
7,979.63
8,047.12
8,115.19
8,183.83
8,253.05
8,322.86
8,393.25
8,464.25
8,535.84
8,608.04
8,680.85
8,754.27
8,828.32
8,902.99
8,978.30
9,054.24
9,130.82
9,208.05
9,285.94
9,364.48
9,443.69
9,523.57
9,604.12
9,685.36
9,767.28
9,849.89
9,933.21
10,017.23
10,101.95
10,187.40
10,273.57
10,360.47
10,448.10
10,536.47
10,625.59
10,715.47
10,806.10
10,897.50
10,989.68
11,082.63
11,176.37
11,270.91
11,366.24
11,462.38
11,559.33
11,657.10

15,161.11
15,114.51
15,067.53
15,020.14
14,972.36
14,924.17
14,875.57
14,826.56
14,777.14
14,727.30
14,677.04
14,626.35
14,575.24
14,523.69
14,471.70
14,419.28
14,366.41
14,313.10
14,259.33
14,205.11
14,150.43
14,095.29
14,039.69
13,983.61
13,927.06
13,870.02
13,812.51
13,754.51
13,696.02
13,637.04
13,577.55
13,517.57
13,457.07
13,396.07
13,334.54
13,272.50
13,209.94
13,146.84
13,083.21
13,019.04
12,954.33
12,889.07
12,823.26
12,756.89
12,689.97
12,622.47
12,554.41
12,485.77
12,416.54
12,346.74
12,276.34
12,205.35
12,133.75
12,061.55
11,988.75
11,915.32
11,841.27
11,766.60
11,691.30
11,615.35
11,538.77
11,461.54
11,383.65
11,305.11
11,225.90
11,146.02
11,065.47
10,984.24
10,902.31
10,819.70
10,736.39
10,652.37
10,567.64
10,482.19
10,396.02
10,309.13
10,221.49
10,133.12
10,044.00
9,954.13
9,863.49
9,772.09
9,679.91
9,586.96
9,493.22
9,398.69
9,303.35
9,207.21
9,110.26
9,012.49

84
85
86
87
88
89
90
91
92
93
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100
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154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173

5,508.49
5,555.08
5,602.07
5,649.45
5,697.24
5,745.42
5,794.02
5,843.03
5,892.45
5,942.29
5,992.55
6,043.24
6,094.36
6,145.90
6,197.89
6,250.31
6,303.18
6,356.49
6,410.26
6,464.48
6,519.16
6,574.30
6,629.91
6,685.99
6,742.54
6,799.57
6,857.08
6,915.08
6,973.57
7,032.56
7,092.04
7,152.03
7,212.52
7,273.53
7,335.05
7,397.09
7,459.66
7,522.75
7,586.38
7,650.55
7,715.26
7,780.52
7,846.33
7,912.70
7,979.63
8,047.12
8,115.19
8,183.83
8,253.05
8,322.86
8,393.25
8,464.25
8,535.84
8,608.04
8,680.85
8,754.27
8,828.32
8,902.99
8,978.30
9,054.24
9,130.82
9,208.05
9,285.94
9,364.48
9,443.69
9,523.57
9,604.12
9,685.36
9,767.28
9,849.89
9,933.21
10,017.23
10,101.95
10,187.40
10,273.57
10,360.47
10,448.10
10,536.47
10,625.59
10,715.47
10,806.10
10,897.50
10,989.68
11,082.63
11,176.37
11,270.91
11,366.24
11,462.38
11,559.33
11,657.10

15,161.11
15,114.51
15,067.53
15,020.14
14,972.36
14,924.17
14,875.57
14,826.56
14,777.14
14,727.30
14,677.04
14,626.35
14,575.24
14,523.69
14,471.70
14,419.28
14,366.41
14,313.10
14,259.33
14,205.11
14,150.43
14,095.29
14,039.69
13,983.61
13,927.06
13,870.02
13,812.51
13,754.51
13,696.02
13,637.04
13,577.55
13,517.57
13,457.07
13,396.07
13,334.54
13,272.50
13,209.94
13,146.84
13,083.21
13,019.04
12,954.33
12,889.07
12,823.26
12,756.89
12,689.97
12,622.47
12,554.41
12,485.77
12,416.54
12,346.74
12,276.34
12,205.35
12,133.75
12,061.55
11,988.75
11,915.32
11,841.27
11,766.60
11,691.30
11,615.35
11,538.77
11,461.54
11,383.65
11,305.11
11,225.90
11,146.02
11,065.47
10,984.24
10,902.31
10,819.70
10,736.39
10,652.37
10,567.64
10,482.19
10,396.02
10,309.13
10,221.49
10,133.12
10,044.00
9,954.13
9,863.49
9,772.09
9,679.91
9,586.96
9,493.22
9,398.69
9,303.35
9,207.21
9,110.26
9,012.49

174
175
176
177
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179
180
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182
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192
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220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240

11,755.70
11,855.14
11,955.41
12,056.54
12,158.51
12,261.35
12,365.07
12,469.65
12,575.13
12,681.49
12,788.75
12,896.93
13,006.01
13,116.02
13,226.96
13,338.84
13,451.66
13,565.44
13,680.18
13,795.90
13,912.59
14,030.26
14,148.94
14,268.61
14,389.30
14,511.01
14,633.75
14,757.53
14,882.35
15,008.23
15,135.17
15,263.19
15,392.29
15,522.49
15,653.78
15,786.19
15,919.71
16,054.37
16,190.16
16,327.10
16,465.20
16,604.47
16,744.91
16,886.55
17,029.38
17,173.42
17,318.68
17,465.17
17,612.89
17,761.87
17,912.10
18,063.61
18,216.40
18,370.48
18,525.86
18,682.56
18,840.58
18,999.94
19,160.65
19,322.72
19,486.16
19,650.98
19,817.19
19,984.81
20,153.85
20,324.32
20,496.23

8,913.89
8,814.45
8,714.18
8,613.06
8,511.08
8,408.24
8,304.53
8,199.94
8,094.47
7,988.10
7,880.84
7,772.67
7,663.58
7,553.57
7,442.63
7,330.75
7,217.93
7,104.15
6,989.41
6,873.70
6,757.01
6,639.33
6,520.66
6,400.98
6,280.29
6,158.58
6,035.84
5,912.07
5,787.24
5,661.36
5,534.42
5,406.40
5,277.30
5,147.11
5,015.81
4,883.41
4,749.88
4,615.23
4,479.43
4,342.49
4,204.39
4,065.12
3,924.68
3,783.04
3,640.21
3,496.17
3,350.91
3,204.43
3,056.70
2,907.72
2,757.49
2,605.98
2,453.19
2,299.11
2,143.73
1,987.03
1,829.01
1,669.65
1,508.94
1,346.87
1,183.44
1,018.61
852.40
684.78
515.74
345.27
173.36

174
175
176
177
178
179
180
181
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220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240

11,755.70
11,855.14
11,955.41
12,056.54
12,158.51
12,261.35
12,365.07
12,469.65
12,575.13
12,681.49
12,788.75
12,896.93
13,006.01
13,116.02
13,226.96
13,338.84
13,451.66
13,565.44
13,680.18
13,795.90
13,912.59
14,030.26
14,148.94
14,268.61
14,389.30
14,511.01
14,633.75
14,757.53
14,882.35
15,008.23
15,135.17
15,263.19
15,392.29
15,522.49
15,653.78
15,786.19
15,919.71
16,054.37
16,190.16
16,327.10
16,465.20
16,604.47
16,744.91
16,886.55
17,029.38
17,173.42
17,318.68
17,465.17
17,612.89
17,761.87
17,912.10
18,063.61
18,216.40
18,370.48
18,525.86
18,682.56
18,840.58
18,999.94
19,160.65
19,322.72
19,486.16
19,650.98
19,817.19
19,984.81
20,153.85
20,324.32
20,496.23

8,913.89
8,814.45
8,714.18
8,613.06
8,511.08
8,408.24
8,304.53
8,199.94
8,094.47
7,988.10
7,880.84
7,772.67
7,663.58
7,553.57
7,442.63
7,330.75
7,217.93
7,104.15
6,989.41
6,873.70
6,757.01
6,639.33
6,520.66
6,400.98
6,280.29
6,158.58
6,035.84
5,912.07
5,787.24
5,661.36
5,534.42
5,406.40
5,277.30
5,147.11
5,015.81
4,883.41
4,749.88
4,615.23
4,479.43
4,342.49
4,204.39
4,065.12
3,924.68
3,783.04
3,640.21
3,496.17
3,350.91
3,204.43
3,056.70
2,907.72
2,757.49
2,605.98
2,453.19
2,299.11
2,143.73
1,987.03
1,829.01
1,669.65
1,508.94
1,346.87
1,183.44
1,018.61
852.40
684.78
515.74
345.27
173.36

Principal Paid

Advance Principal Paid

Total Interest Paid

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