Scribd
Upload
61 views

Name: Pooja V. Dugge ROLL NO.14MBA15 Gayatri Gadale 14MBA16

This document provides information about the Reserve Bank of India (RBI). It lists key details about RBI such as its headquarters, date established, governor, currency, and interest rates. It then describes RBI's functions which include acting as the note issuing authority, banker to the government, banker's bank, supervising authority, and regulator of money and credit. For each of these functions, 1-2 sentences of additional explanatory information is provided. The document also includes a section on policy rates and reserve ratios listing current percentages for items like the repo rate, reverse repo rate, cash reserve ratio, and statutory liquidity ratio.

Uploaded by

Yogesh Devmore
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPT, PDF, TXT or read online on Scribd
61 views

Name: Pooja V. Dugge ROLL NO.14MBA15 Gayatri Gadale 14MBA16

This document provides information about the Reserve Bank of India (RBI). It lists key details about RBI such as its headquarters, date established, governor, currency, and interest rates. It then describes RBI's functions which include acting as the note issuing authority, banker to the government, banker's bank, supervising authority, and regulator of money and credit. For each of these functions, 1-2 sentences of additional explanatory information is provided. The document also includes a section on policy rates and reserve ratios listing current percentages for items like the repo rate, reverse repo rate, cash reserve ratio, and statutory liquidity ratio.

Uploaded by

Yogesh Devmore
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPT, PDF, TXT or read online on Scribd
You are on page 1/ 12

NAME: POOJA V.

DUGGE
ROLL NO.14MBA15
GAYATRI GADALE
14MBA16

RESERVE BANK OF INDIA

Headquaters: shahid bhagat singh


Established: April 1,1935(79 year ago)
Governor: Raghuram Rajan
Currency: Indian Rupee
Bank Rate: 9.00%
Interest on Reserves: 4.00%

GENERAL INFORMATION
RBI was established on April 1935 as central bank of
India,
It was nationalized on Jan 1949,
The banks share capital is Rs. 5 cr.

RBI regulate affairs of players in financial system


under RBI Act 1934 and Banking Regulation Act
1949,

Functions of RBI
1.
2.
3.
4.
5.

Note issuing authority


Governments banker
Banker's bank
Supervising authority
Regulator of money and credit

1.Note issuing authority


Printing of currency notes are performed by The Bhartiya
Reserve Bank Note Mudran Private limited (BRBNMPL),
This is a wholly owned subsidiary of RBI,
Two printing press one at Mysore in Karnataka and another at
Salboni in West Bengal,

Both press have a combined capacity of 19.8 billion notes per


year,
As per 2007-08 Balance Sheet of RBI total 6,12,323 cr. Notes
are in circulation,

2.Governments banker
Maintain of current accounts of central and
state government,
Payment and collections,
Lending to government under Ways and
Means Advance
Advisor to government,

3.Bankers Bank

Reserves with RBI in form of CRR and SLR,


Issuing of licenses,
Controlling over banking affairs,
Banker of last resort,

4.Supervising Authority
RBI has a Board for Financial Supervision (BFS),
This board supervise the affairs of commercial banks in public
and private sector, NBFCs, Financial Institutions through CAMEL
rating system,
C= capital adequacy,
A= asset quality,
M= management,
E= earning,
L= liquidity,

A banks health is evaluated on 1 to 5 rating where 1 refer as


highest rating and 5 as lowest,

5.Regulator of Money and Credit


RBI regulate supply of money and credit in economy through Monetary
Policy,
MP is prepared to pace up economic development and ensure price
stability through controlled bank credit and money supply,
RBI use different tools under MP,

Bank rate,
Cash Reserve Ratio (CRR),
Statutory Liquidity Ratio (SLR),
Open Market Operation (OMO),

liquidity Adjustment Facility (LAF),


Repos/ Reverse Repos

POLICY RATES AND RESERVE RATIO


POLICY RATES,RESERVE RATIO,LENDING
&DEPOSIT RATES AS OF JULY 15,2014
BANK RATE

9.00%

REPO RATE

8.00%

REVERSE REPO RATE

7.00%

CASH RESERVE RATIO(CRR)

4%

STATUTORY LIQUIDITY RATIO(SLR)

22.00%

BASE RATE

10.00%-10.25%

SAVINGS DEPOSIT RATE

4%

TERM DEPOSIT RATE

8.00%-9.5%

THANK YOU

You might also like