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TVM Spreadsheet With Excel Functions

This document contains definitions and examples of common financial functions used to analyze investments and loans. It defines functions like FV, PV, PMT, IRR, NPER, NPV and provides examples of using them to calculate things like interest accrued per year on a $200,000 loan at 5% interest over 30 years or the payment required to pay off a $10,000 present value loan over 360 periods at 1.1725% interest.

Uploaded by

Faith Allen
Copyright
© © All Rights Reserved
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
152 views

TVM Spreadsheet With Excel Functions

This document contains definitions and examples of common financial functions used to analyze investments and loans. It defines functions like FV, PV, PMT, IRR, NPER, NPV and provides examples of using them to calculate things like interest accrued per year on a $200,000 loan at 5% interest over 30 years or the payment required to pay off a $10,000 present value loan over 360 periods at 1.1725% interest.

Uploaded by

Faith Allen
Copyright
© © All Rights Reserved
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Financial

Functions

Numbers In Red Must Be Negative

FV

Interest Per Period


0.0100

PV

Interest Per Period


0.0100

PMT

Interest Per Period


0.0100

IRR

-20
3.5
3.5
3.5
3.5
3.5
3.5
3.5
3.5
3.5
3.5

NPER

Interest Per Period


0.0100

NPV

Payments Per Period ($M)


-20
3.5
3.5
3.5
3.5
3.5
3.5
3.5
3.5
3.5
3.5

RATE

# Of Periods
360

Nominal

Effective
0.1268

Effective

Nominal
0.1200

Loan Amount:
Interest Rate / year:
Term (yrs):

$200,000
5.00%
30

Year #
1
2
3
4
5
6
7
8
9
10
.
.
.
.
.

Cumulative Interest In Year #


-$9,933
-$9,933
-$9,933
-$9,933
-$9,933
-$9,933
-$9,933
-$9,933
-$9,933
-$9,933
.
.
.
.
.

# Of Periods
360.00

Payments Per Period


-$300.00

# Of Periods
360

Payment Per Period


-$300.00

# Of Periods
360

Present Value (Lump Sum)


-$10,000.00

IRR
0.11725

Payments Per Period


-$300.00

Interest Per Period


0.11725

Present Value (Lump Sum)


-$10,000.00

Payment Per Period


-$300.00

Present Value
-$10,000.00

# Of Periods Per Year


12

Nominal
0.1200

# Of Periods Per Year


12

Effective
0.1268

Cumulative Principal In Year #


-$2,951
-$2,951
-$2,951
-$2,951
-$2,951
-$2,951
-$2,951
-$2,951
-$2,951
-$2,951
.
.
.
.
.

Total Annual Payments


-$12,884
-$12,884
-$12,884
-$12,884
-$12,884
-$12,884
-$12,884
-$12,884
-$12,884
-$12,884

Present Value (Lump Sum)


-$10,000.00

Future Value
$1,407,985.65

Future Value
-$50,000.00

PV
$30,556.33

Future Value
$5,000,000.00

Payment Per Period


-$1,327.77

Future Value (Lump Sum)


$5,000,000.00

# Periods Required
485.8427

NPV
$0.0004

Future Value
$1,048,489.24

# Periods Per Year


12

Rate
0.1076

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