Financial Statement ###

John and Jennifer Doe

INCOME Quick Facts:

A. Earned Income
Job & Self Employment $5,000
$6,000 Income / Expenses
B. Passive Income $5,000
$4,000
Real Estate (NET) $0 $3,000
Business (NET) $0 $2,000
B. Passive Income Total $0 $1,000
$0
D. TOTAL INCOME E. TOTAL EXPENSES
C. Portfolio Income (Monthly) (Monthly)
Interest $25
Dividends $10
C. Portfolio Income Total $35 Investment Gain (less contributions) #VALUE!

D. TOTAL INCOME (Monthly) $5,035 FICO Score 725

(Salary + Passive + Portfolio)
EXPENSES
E. Expenses
Payroll Deductions (taxes, health care) $1,040 Net Income (after expenses) $962
Housing (mortgage, taxes, insurance, MI) $1,733
Utilities (power,water,phone,net,tv,trash) $367
Transportation (cars + insurance + gas) $533
Investments (401K) $250 Discresionary Expenses:
Education (tuition, loans) $150 Personal Spending Money $600
Credit Card Payments $0 Home Services (gardener, cleaner) $50
Optional memberships (netflix, gym) $65

E. TOTAL EXPENSES (Monthly) $4,073 Profits (what's left over) $247

ASSETS LIABILITIES
Bank Accounts $6,000 Personal $0
Stock $2,000 Credit Cards $500
Bonds $500 Car Loans $10,000
Receivables $200 School Loans $15,000
401K and IRAs (market value) $70,000 Home Mortgage Loan $190,000
Real Estate (Equity) $15,000 Personal Loans $0
Business Value (NET) $0 Other Debt $0
F. ASSETS SUB-TOTAL $93,700 J. TOTAL LIABILITITES $215,500

G. DOODADS
Home (purchase price shown) $250,000
Car(s) $17,000
Other $3,000
G. DOODADS TOTAL $270,000

H. TOTAL ASSETS (Banker Version) $363,700 K. NET WORTH (Banker Version) $148,200
Assets Sub-Total + Doodads (H less J)
I. TOTAL ASSETS (Rich Dad Version) $93,700 L. NET-WORTH (Rich Dad Version) ($121,800)
Assets Sub-Total (I less J)
Financial Statement ###
John and Jennifer Doe

INCOME Quick Facts:

A. Earned Income
Job & Self Employment $5,167
$6,000 Income / Expenses
B. Passive Income $5,000
$4,000
Real Estate (NET) $0 $3,000
Business (NET) $0 $2,000
B. Passive Income Total $0 $1,000
$0
D. TOTAL INCOME E. TOTAL EXPENSES
C. Portfolio Income (Monthly) (Monthly)
Interest $25
Dividends $10
C. Portfolio Income Total $35 Investment Gain (less contributions) #VALUE!

D. TOTAL INCOME (Monthly) $5,202 FICO Score 735

(Salary + Passive + Portfolio)
EXPENSES
E. Expenses
Payroll Deductions (taxes, health care) $1,040 Net Income (after expenses) $1,120
Housing (mortgage, taxes, insurance, MI) $1,733
Utilities (power,water,phone,net,tv,trash) $367
Transportation (cars + insurance + gas) $533
Investments (401K) $258 Discresionary Expenses:
Education (tuition, loans) $150 Personal Spending Money $600
Credit Card Payments $0 Home Services (gardener, cleaner) $50
Optional memberships (netflix, gym) $65

E. TOTAL EXPENSES (Monthly) $4,082 Profits (what's left over) $405

ASSETS LIABILITIES
Bank Accounts $6,500 Personal $0
Stock $2,000 Credit Cards $500
Bonds $500 Car Loans $9,400
Receivables $200 School Loans $14,500
401K and IRAs (market value) $73,000 Home Mortgage Loan $189,000
Real Estate (Equity) $15,000 Personal Loans $0
Business Value (NET) $0 Other Debt $0
F. ASSETS SUB-TOTAL $97,200 J. TOTAL LIABILITITES $213,400

G. DOODADS
Home (purchase price shown) $250,000
Car(s) $16,300
Other $3,000
G. DOODADS TOTAL $269,300

H. TOTAL ASSETS (Banker Version) $366,500 K. NET WORTH (Banker Version) $153,100
Assets Sub-Total + Doodads (H less J)
I. TOTAL ASSETS (Rich Dad Version) $97,200 L. NET-WORTH (Rich Dad Version) ($116,200)
Assets Sub-Total (I less J)
Financial Statement ###
John and Jennifer Doe

INCOME Quick Facts:

A. Earned Income
Job & Self Employment $5,167
$6,000 Income / Expenses
B. Passive Income $5,000
$4,000
Real Estate (NET) $0 $3,000
Business (NET) $0 $2,000
B. Passive Income Total $0 $1,000
$0
D. TOTAL INCOME E. TOTAL EXPENSES
C. Portfolio Income (Monthly) (Monthly)
Interest $25
Dividends $10
C. Portfolio Income Total $35 Investment Gain (less contributions) #VALUE!

D. TOTAL INCOME (Monthly) $5,202 FICO Score 745

(Salary + Passive + Portfolio)
EXPENSES
E. Expenses
Payroll Deductions (taxes, health care) $1,040 Net Income (after expenses) $1,120
Housing (mortgage, taxes, insurance, MI) $1,733
Utilities (power,water,phone,net,tv,trash) $367
Transportation (cars + insurance + gas) $533
Investments (401K) $258 Discresionary Expenses:
Education (tuition, loans) $150 Personal Spending Money $600
Credit Card Payments $0 Home Services (gardener, cleaner) $50
Optional memberships (netflix, gym) $65

E. TOTAL EXPENSES (Monthly) $4,082 Profits (what's left over) $405

ASSETS LIABILITIES
Bank Accounts $7,000 Personal $0
Stock $2,000 Credit Cards $500
Bonds $500 Car Loans $8,800
Receivables $200 School Loans $14,000
401K and IRAs (market value) $76,000 Home Mortgage Loan $188,000
Real Estate (Equity) $15,000 Personal Loans $0
Business Value (NET) $0 Other Debt $0
F. ASSETS SUB-TOTAL $100,700 J. TOTAL LIABILITITES $211,300

G. DOODADS
Home (purchase price shown) $250,000
Car(s) $15,600
Other $3,000
G. DOODADS TOTAL $268,600

H. TOTAL ASSETS (Banker Version) $369,300 K. NET WORTH (Banker Version) $158,000
Assets Sub-Total + Doodads (H less J)
I. TOTAL ASSETS (Rich Dad Version) $100,700 L. NET-WORTH (Rich Dad Version) ($110,600)
Assets Sub-Total (I less J)
Financial Statement ###
John and Jennifer Doe

INCOME Quick Facts:

A. Earned Income
Job & Self Employment $5,208
$6,000 Income / Expenses
B. Passive Income $5,000
$4,000
Real Estate (NET) $0 $3,000
Business (NET) $0 $2,000
B. Passive Income Total $0 $1,000
$0
D. TOTAL INCOME E. TOTAL EXPENSES
C. Portfolio Income (Monthly) (Monthly)
Interest $25
Dividends $10
C. Portfolio Income Total $35 Investment Gain (less contributions) #VALUE!

D. TOTAL INCOME (Monthly) $5,243 FICO Score 755

(Salary + Passive + Portfolio)
EXPENSES
E. Expenses
Payroll Deductions (taxes, health care) $1,040 Net Income (after expenses) $1,160
Housing (mortgage, taxes, insurance, MI) $1,733
Utilities (power,water,phone,net,tv,trash) $367
Transportation (cars + insurance + gas) $533
Investments (401K) $260 Discresionary Expenses:
Education (tuition, loans) $150 Personal Spending Money $600
Credit Card Payments $0 Home Services (gardener, cleaner) $50
Optional memberships (netflix, gym) $65

E. TOTAL EXPENSES (Monthly) $4,084 Profits (what's left over) $445

ASSETS LIABILITIES
Bank Accounts $7,500 Personal $0
Stock $2,000 Credit Cards $500
Bonds $500 Car Loans $8,200
Receivables $200 School Loans $13,500
401K and IRAs (market value) $80,000 Home Mortgage Loan $187,000
Real Estate (Equity) $15,000 Personal Loans $0
Business Value (NET) $0 Other Debt $0
F. ASSETS SUB-TOTAL $105,200 J. TOTAL LIABILITITES $209,200

G. DOODADS
Home (purchase price shown) $250,000
Car(s) $14,900
Other $3,000
G. DOODADS TOTAL $267,900

H. TOTAL ASSETS (Banker Version) $373,100 K. NET WORTH (Banker Version) $163,900
Assets Sub-Total + Doodads (H less J)
I. TOTAL ASSETS (Rich Dad Version) $105,200 L. NET-WORTH (Rich Dad Version) ($104,000)
Assets Sub-Total (I less J)
Financial Statement Summary
John and Jennifer Doe

INCOME #VALUE! #VALUE! #VALUE! #VALUE!

Earned Income
Job & Self Employment $ 5,000 $ 5,167 $ 5,167 $ 5,208

Passive Income
Real Estate (NET) $ - $ - $ - $ -
Business (NET) $ - $ - $ - $ -
Passive Income Total $ - $ - $ - $ -

Portfolio Income
Interest $ 25 $ 25 $ 25 $ 25
Dividends $ 10 $ 10 $ 10 $ 10
Portfolio Income Total $ 35 $ 35 $ 35 $ 35

TOTAL INCOME $ 5,035 $ 5,202 $ 5,202 $ 5,243

EXPENSES #VALUE! #VALUE! #VALUE! #VALUE!

Expenses
Payroll Deductions (taxes, health care) $ 1,040 $ 1,040 $ 1,040 $ 1,040
Housing (mortgage, pty taxes, insurance) $ 1,733 $ 1,733 $ 1,733 $ 1,733
Utilities (power, water, phone, internet, tv) $ 367 $ 367 $ 367 $ 367
Transportation (cars + insurance + gas) $ 533 $ 533 $ 533 $ 533
Investments (401K) $ 250 $ 258 $ 258 $ 260
Education (tuition, loans) $ 150 $ 150 $ 150 $ 150
Credit Card Payments $ - $ - $ - $ -

TOTAL EXPENSES $ 4,073 $ 4,082 $ 4,082 $ 4,084

ASSETS #VALUE! #VALUE! #VALUE! #VALUE!

Bank Accounts $ 6,000 $ 6,500 $ 7,000 $ 7,500
Stock $ 2,000 $ 2,000 $ 2,000 $ 2,000
Bonds $ 500 $ 500 $ 500 $ 500
Receivables $ 200 $ 200 $ 200 $ 200
401K and IRAs (market value) $70,000 $ 73,000 $ 76,000 $ 80,000
Real Estate (Equity) $ 15,000 $ 15,000 $ 15,000 $ 15,000
Business Value (NET) $ - $ - $ - $ -
ASSETS SUB-TOTAL $ 93,700 $ 97,200 $ 100,700 $ 105,200

Doodads
Home $ 250,000 $ 250,000 $ 250,000 $ 250,000
Car(s) $ 17,000 $ 16,300 $ 15,600 $ 14,900
Other $ 3,000 $ 3,000 $ 3,000 $ 3,000
DOODADS TOTAL $ 270,000 $ 269,300 $ 268,600 $ 267,900

TOTAL ASSETS (Banker Version) $ 363,700 $ 366,500 $ 369,300 $ 373,100

Assets Sub-Total + Doodads
TOTAL ASSETS (Rich Dad Version) $ 93,700 $ 97,200 $ 100,700 $ 105,200
Assets Sub-Total

LIABILITIES #VALUE! #VALUE! #VALUE! #VALUE!

Personal $ - $ - $ - $ -
Credit Cards $ 500 $ 500 $ 500 $ 500
Car Loans $ 10,000 $ 9,400 $ 8,800 $ 8,200
School Loans $ 15,000 $ 14,500 $ 14,000 $ 13,500
Home Mortgage Loan $ 190,000 $ 189,000 $ 188,000 $ 187,000
Personal Loans $ - $ - $ - $ -
Other Debt $ - $ - $ - $ -
TOTAL LIABILITITES $ 215,500 $ 213,400 $ 211,300 $ 209,200

NET WORTH (Banker Version) $ 148,200 $ 153,100 $ 158,000 $ 163,900

(Total Assets (Banker) - Total Liabilities)
NET-WORTH (Rich Dad Version) $ (121,800) $ (116,200) $ (110,600) $ (104,000)
(Total Assets (Rich Dad) - Total Liabilities)

OTHER STATS #VALUE! #VALUE! #VALUE! #VALUE!

Estimated 401K Contributions $ 750 $ 775 $ 775 $ 781

401K Gain (total) $ 70,000 $ 3,000 $ 3,000 $ 4,000
401K Gain (percentage) 98.9% 3.0% 2.9% 4.0%
#VALUE! #VALUE! #VALUE! #VALUE!
 Net Worth
NET-WORTH (Rich Dad Version) NET WORTH (Banker Version)
$200,000

$150,000

$100,000

$50,000

$-
#VALUE! #VALUE! #VALUE! #VALUE!
$(50,000)

$(100,000)

$(150,000)

=Stats!A2
 Income / Expenses
$6,000

TOTAL INCOME
$5,000 TOTAL EXPENSES

$4,000

$3,000

$2,000

$1,000

$-
#VALUE! #VALUE! #VALUE! #VALUE!
 Expenses
$2,000

$1,800

$1,600

$1,400

$1,200
Payroll Deductions
(taxes, health care)
$1,000
Utilities (power, water,
phone, internet, tv)
$800
Investments (401K)
Housing (mortgage, pty
$600 taxes, insurance)
Education (tuition,
$400 loans)
Transportation (cars +
$200 insurance + gas)

$-
#VALUE! #VALUE! #VALUE! #VALUE!
 401K and IRAs (market value)
$82,000

$80,000

$78,000

$76,000

$74,000

$72,000

$70,000

$68,000

$66,000

$64,000
#VALUE! #VALUE! #VALUE! #VALUE!
RELEASE NOTES:
Version 1.0 - Introduces a sanitized version of the financial statement for public use.

BACKGROUND
This template was developed by Preston Smalley for managing his personal finances
and was inspired
inspired by
by the
the book
book Rich
Rich Dad
Dad Poor
Poor Dad
Dad by
by Robert
Robert Kiyosaki.
Kiyosaki.

References:
www.prestonsmalley.com
www.richdadpoordad.com