Wealth

management 

 Submitted by:
 Sakshi dang
 Suraj Kumar
dudi
 Divyanshu
 Introduction to Wealth
Management
• “An advanced type of financial planning that
provides individuals and even families with private
banking, estate planning, asset management,
legal service resources, trust management,
investment management, taxation advice, and
portfolio management”.
• Requires a client-centric emphasis on a cycle of
activities.
• Success of the wealth management business
depends to a large extend on the ability in
acquiring clients and establishing solid and lasting
relationship.
• Requires comprehensive efforts to help consumers
manage their long-term financial efforts and
wellbeing.
•
 Need for wealth
management
• Helps in determining monetary goals and develop
actionable strategies.
• Defends their finances against risks.
• Service that is basically aimed at high net worth
individuals.
• With greater wealth comes greater investment options.
• More wealth makes it more complex risks and threats in
terms of legal regulations , taxation issues and
opportunities for loss.

 Wealth management
services
• Investment planning-assists in investing money into
various investments markets.
• Insurance planning-assists in selecting various types of
insurance.
• Retirement planning-is critical to understand how much
funds you require in old age.
• Asset protection-protects your assets from threats, such
as - inflation, creditors & lawsuits to maintain your
lifestyle.
 Contd.
• Tax planning-helps in minimizing tax returns.
• Estate planning-helps in protecting you & your estate
from creditors, lawsuits & taxes.
• Business planning-it aims at optimizing the tax free
advantages of running your business.
• Business succession planning-assists in planning for the
inevitable to maximize returns.
• Wealth transfer-helps in passing on your wealth to your
dependents.
S te p s in W e a lth
M anagem ent
 Benefits of Wealth
Management
• Reduces taxes associated with income, capital gains and
estate.
• Protects assets from misjudgments and creditors.
• Improves yields with more diversification and less risk.
• Manages liabilities such as mortgages and college
funding.
• Risk Management for High worth Clients.
 Platinum Mutual Fund Advisory
Services

Wealth Creation through

Mutual Funds
 SET UP YOUR
GOALS AND WE A GUIDE
HELP YOU TO PROPER

ACHIEVE IT . INVESTMENT
PLANNING TO
FULLFILL
YOUR
INVESTMENT
NEEDS
NEVER SAY NO TO A WISE ADVICE ….

Presentin
g
PLATINUM MUTUAL FUND ADVISORY
SERVICES
 NEEDS AND OBLIGATIONS OF LIFE
CAN BE TAKEN CARE OF QUIET
EASILY

Dream car A beautiful house Children ’ s marriage

Child education

Holidays and Tours Happy Retirement

 LONG TERM WEALTH CREATION
A ROADMAP TO ACIEVE GOALS OF LIFE .

YOUR OPTION FOR LONG TERM WEALTH CREATION

•Buying potential Stocks

?

•Market timing
?

•Saving a lot of money

?

•Expert
recommendation ?
 RIGHT WAY IS TO FOLLOW

“ SUCCESS
COMES
SIMPLY BY
DOING
SIMPLE
THINGS .
A SIMPLE SOLUTION TO WEALTH CREATION SO DO IT !!!”
- Platinum
INVEST EARLY
+
INVEST REGULARLY
( DISCIPLINED SAVINGS )
+
INVEST CORRECTLY ( RIGHT ASSET
CLASS )
=
WEALTH CREATION
 TIMING THE MARKET IS NOT
IMPORTANT GIVING TIME IS
IMPORTANT

JAMES

BOND

BOND
Savings - Starting Age 25 years 40 years
Savings - Monthly SIP Rs.5,000/ Rs.15,000/
Saving Years till Age 60 35 years 20 years
Total Amount Saved (apprx.) Rs.56 lacs Rs.61 lacs
Wealth at Age 60 years Rs.26 crores 4.80 crores
 TO REDUCE RISK – START A DISCIPLINED SIP
Falling Markets
Rising Markets

Purchase

Market
Purchase

Units
Market

Units

d
d
DOUBLE BENEFIT OF REGULAR INVESTMENT

Average Purchase cost Per Unit

Rupee cost Averaging will be less

At higher prices , buy less

Automatic
Automatic Timing units
Timing At lower prices , buy more units
 EQUITY MUTUAL FUND OUT PERFORMING EQUITY
MARKET

Performance of Systematic Investment Plans

( SIPs ) in Equity Mutual Fund schemes has
been attractive
You do an SIP of Total Amount Equity Mutual Fund SchemesBSE Sensex
Rs.10,000 per month Invested

Invt. Value Ann. Returns Invt. Value Ann. Returns

During last 5 years Rs.6 lacs 19.56 lacs 49.31 14.90 lacs 37.74

During last 10 years Rs.12 lacs 70.15 lacs 32.42 33.35 lacs 19.49

Figures are as on 31st August 2006. For Equity MF SIP performance, average returns of major
schemes in existence for the stated years have been considered and compared with an
assumed SIP in BSE Sensex. Mutual fund investments are subject to market risks .
Past performance may or may not be sustained in future . Please read the offer
document offer investing .
 Past Performance -
Equities
This is in spite of …
Year Sensex Investment Rs.
•Two wars
1979 100 1,00,000 •At least 3 major financial
scandals
•Assassination of 2 Prime
2006 11,000 1,10,00,000 Ministers
•At least 3 recessionary periods
•10 different governments and
In past 27 years BSE Sensex •An unfair share of natural
has given above 19 % disasters
returns
WONDERING WHAT TO DO?
MAKE YOUR OWN LONG TERM INVESTMENT
PLAN … NOW …
STRATEGIC INVESTMENT PLANNING
Platinum Mutual Fund Advisory Services creates an
investment programme through a Systematic Investment
Plan ( SIP ). Investors in this programme have the
flexibility of choosing a monthly investment amount as
well as the investment duration of their choice .
Platinum would enable the investors to plan for their
goals without needing to review , re - invest or for that
matter time the markets

With Platinum you can Plan to Achieve your

Important Goals & Obligations in Life
 Platinum offers investors with great
advantages
Investments in the right asset class …
With Platinum, you would invest In Equities, an asset class with potential to deliver
very attractive returns in the long run

Investment at lower risk …

Platinum helps you to reduce the risks associated with equities by way of
diversification, professional management, & investing systematically through SIP

Investments are highly liquid

There is no lock-in period of any kind and investments can be very easily redeemed at
any time you wish

Convenience
You only have to fill the Platinum Application form and the Auto Debit (ECS)
form and submit it with one cheque

* Except for ELSS Schemes

Investment Options Available

SIP Amount Options :

Rs.1,000 Rs.2,000 Rs.5,000
Rs.10,000 Rs.15,000

5 Investment
Years 10 Years Options
Horizon 15: Years
 Past Performance of diversified equity
schemes
Performance Observation 1 Year 2 Years 3 Years 5 7 10
Years Years Years
Universe of the Diversified Equity Schemes 107 63 41 25 13 7

Average - Div. Eq. Schemes 43.34 47.38 43.28 46.07 26.90 30.85

Performance of Markets - BSE 30 (Sensex) 58.37 50.07 39.93 33.45 16.80 15.67

% Returns – CAGR as on 15 th
Nov ’ 06

Past performance may or may not be sustained in

§Meet platinum Advisors .

Your future is important. Make it

Consult on your investment objective .
feel important
§

§Get your investor profile .

§Make an action plan .

§Implement your investment plan step by step

§Get your online account .

§Follow your investments .

 Get Unique Services from

Get Your Personal Online Investment

Account
•Daily Automatic Updation .
•Any Time , Any Where Access .
•Unique , Comprehensive with Many Reports
Reports Available :
>> Valuation >> Transaction >> Profit & Loss >> Performance
>> Insightful Portfolio Reports like – AMC / Sector / Stock wise
Exposures

Get Your Valuation Report

And Know Your …
Get Valuation Report as per … •Total Investments Made
•Clients / Accounts •Dividends Recd . – Reinvt ./ Paid - out
•Type – Equity / Debt •Portfolio
•Sub - Type •CAGR & Absolute Returns
•Scheme wise For each Transaction & overall
•Amount & Date portfolio
& also get Portfolio •Portfolio Asset Allocation in Eq ./ Debt
performance

PLATINUM MUTUAL FUND ADVISORY SERVICES

 THANK YOU

HAPPY INVESTING

Enter The World Of Informed Investment making ,