Scribd
Upload
179 views

State Bank of India: Key Financial Ratios - in Rs. Cr.

- The document presents key financial ratios for State Bank of India for fiscal years 2006 through 2010. - Many ratios improved over time, such as operating profit per share, net operating profit per share, and free reserves per share. - However, some ratios declined slightly, such as return on net worth, interest spread, and adjusted cash margin. - Overall, the ratios indicate the bank generally increased profits and reserves while maintaining operations efficiently across time periods analyzed.

Uploaded by

zubairkhan7
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
179 views

State Bank of India: Key Financial Ratios - in Rs. Cr.

- The document presents key financial ratios for State Bank of India for fiscal years 2006 through 2010. - Many ratios improved over time, such as operating profit per share, net operating profit per share, and free reserves per share. - However, some ratios declined slightly, such as return on net worth, interest spread, and adjusted cash margin. - Overall, the ratios indicate the bank generally increased profits and reserves while maintaining operations efficiently across time periods analyzed.

Uploaded by

zubairkhan7
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 4

State Bank of India

Key Financial Ratios ------------------- in Rs. Cr. -------------------


Mar '06 Mar '07 Mar '08

Investment Valuation Ratios


Face Value 10 10 10
Dividend Per Share 14 14 21.5

Operating Profit Per Share (Rs) 124.77 147.72 173.61


Net Operating Profit Per Share
(Rs) 719.54 833.38 899.83
Free Reserves Per Share (Rs) 178.33 184.43 356.61
Bonus in Equity Capital -- -- --
Profitability Ratios
Interest Spread 4.31 4.2 4.32
Adjusted Cash Margin(%) 13.06 11.43 12.81
Net Profit Margin 11.21 10.12 11.65
Return on Long Term Fund(%) 97.89 99.2 86.83
Return on Net Worth(%) 15.94 14.5 13.72

Adjusted Return on Net Worth(%) 15.93 14.47 13.7


Return on Assets Excluding
Revaluations 525.25 594.69 776.48
Return on Assets Including
Revaluations 525.25 594.69 776.48

Management Efficiency Ratios


Interest Income / Total Funds 7.94 8.27 8.82

Net Interest Income / Total Funds 3.71 3.85 3.87

Non Interest Income / Total Funds 0.3 0.19 0.14

Interest Expended / Total Funds 4.23 4.42 4.96

Operating Expense / Total Funds 2.34 2.39 2.16


Profit Before Provisions / Total
Funds 1.52 1.54 1.74
Net Profit / Total Funds 0.92 0.86 1.04
Loans Turnover 0.16 0.15 0.15
Total Income / Capital
Employed(%) 8.24 8.46 8.96
Interest Expended / Capital
Employed(%) 4.23 4.42 4.96
Total Assets Turnover Ratios 0.08 0.08 0.09
Asset Turnover Ratio 5.1 5.44 6.32

Profit And Loss Account Ratios


Interest Expended / Interest
Earned 56.32 59.35 65.23
Other Income / Total Income 3.6 2.25 1.56

Operating Expense / Total Income 28.37 28.19 24.13


Selling Distribution Cost
Composition 0.28 0.2 0.3
Balance Sheet Ratios
Capital Adequacy Ratio 11.88 12.34 13.47
Advances / Loans Funds(%) 65.66 76.16 78.31
Debt Coverage Ratios
Credit Deposit Ratio 62.11 73.44 77.51
Investment Deposit Ratio 48.14 38.22 34.81
Cash Deposit Ratio 5.15 6.22 8.29
Total Debt to Owners Fund 13.75 13.92 10.96

Financial Charges Coverage Ratio 1.4 1.37 1.37


Financial Charges Coverage Ratio
Post Tax 1.25 1.22 1.23
Leverage Ratios
Current Ratio 0.05 0.05 0.07
Quick Ratio 5.5 6.52 6.15

Cash Flow Indicator Ratios

Dividend Payout Ratio Net Profit 19.06 18.98 22.64

Dividend Payout Ratio Cash Profit 16.35 16.75 20.56


Earning Retention Ratio 80.93 80.97 77.33
Cash Earning Retention Ratio 83.64 83.21 79.41
AdjustedCash Flow Times 74.03 84.87 72.64

Mar '06 Mar '07 Mar '08

Earnings Per Share 83.73 86.29 106.56


Book Value 525.25 594.69 776.48
Source : Asian CERC
----------
Mar '09 Mar '10

10 10
29 30

230.04 229.63

1,179.45 1,353.15
373.99 412.36
-- --

4.34 3.82
13.04 11.62
12.03 10.54
100.35 95.02
15.74 13.89

15.74 13.91

912.73 1,038.76

912.73 1,038.76

8.88 8.52

3.79 3.82

0.11 0.1

5.09 4.69

2.06 2.38

1.75 1.46
1.08 0.91
0.16 0.15

8.99 8.62

5.09 4.69
0.09 0.09
7.2 7.26

67.28 66.66
1.18 1.21

22.91 27.61

0.33 0.26

14.25 13.39
78.34 74.22

74.97 75.96
36.38 36.33
8.37 7.56
12.81 12.19

1.36 0.33

1.23 1.21

0.04 0.04
5.74 9.07

22.9 23.36

21.13 21.2
77.11 76.67
78.88 78.82
75.05 79.54

Mar '09 Mar '10

143.67 144.37
912.73 1,038.76

You might also like