PERFORMANCE ANALYSIS GLOSSARY

Asset Allocation Option while calculating NAV returns, un-

A systematic approach for dividing the port- less stated otherwise.
folio into stocks, bonds and cash.
Net Assets
In our performance analysis, we have given Net assets is the total value of a fund’s cash
the portfolio break up for equity and debt and securities less its liabilities or obliga-
VOLUME : XI SEPTEMBER 2005
(cash and others have been included in tions. All net asset figures are as on Febru-
the debt component). ary 28, 2005, unless stated otherwise.

Asset Allocation in our analysis is as on Rolling Return

August 30, 2005, unless stated otherwise. It is the return calculated based on the mov-
ing averages over a timeframe. In case of
Average Maturity liquid and short-term plans, we have taken
It is the average of the maturities of all pa- 6-month rolling returns. This means that it
pers/instruments in a bond fund. Typically, is the average of returns rolled over the last
a higher average maturity implies that fund 180 days. A rolling return tends to iron out
manager is bullish on the interest rate sce- the volatility.
nario and a lower average maturity implies
that he is cautious. Sharpe Ratio
It is a measure developed to calculate risk-
Expense Ratio adjusted returns. The Sharpe Ratio is the
Expense ratio is annual expenses of a fund difference between the annualised return
(at the end of the financial year), including of the scheme, Ri, and the average risk free
the management fee, administrative costs, return, Rf, (normally bank fixed deposit rate)
divided by the average assets under man- divided by the standard deviation SD dur-
agement. A lower ratio would indicate a ing the specified period.
more cost efficient fund.
Sharpe Ratio = (Ri - Rf )/ SD
Net Asset Value (NAV)

Performance Analysis
NAV is the price or value per unit of a fund. It Therefore higher the magnitude of the
is calculated by dividing the market value of Sharpe Ratio, higher is the performance
the net assets of the fund by the number of rating of the Scheme.

of India’s leading
units outstanding. Net Assets includes the
the cash held and any accrued income Standard Deviation
less the liabilities of the fund. It tells us how much the values have devi-

Mutual Fund schemes

ated from the mean of the values. Standard
We have taken NAVs as on deviation measures by how much the in-
September 29, 2005. vestor could diverge from the mean return
either upwards or downwards. It points to
(September 2005) NAV Returns
NAV Returns is the percentage change in
the element of risk associated with the fund.
The standard deviation is calculated by
the NAV over the given period of time. using returns of the scheme i.e. the Net
Asset Value (NAV). Higher the standard
In case where returns are for periods less deviation, higher the element of risk (vola-
than one year, returns are absolute. For tility) in a scheme.
periods greater than 1 year, the return re-
All statistics provided by flects the compounded annual growth rate Standard Deviation has been calculated for
(CAGR). We have considered the Growth taking monthly returns for the last 2 years.
 DIVERSIFIED EQUITY FUNDS
NAV Return (%) SD SR Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date
ABN AMRO EQUITY FUND 17.72 73.9 - - 72.5 5.05 0.79 1,881.5 2.35 Mar-05 Sept-04
BIRLA ADVANTAGE FUND D 64.12 64.4 54.5 17.3 25.2 6.89 0.39 3,646.7 - - Feb-95
BIRLA DIVIDEND YIELD PLUS 35.21 54.8 - - 61.9 7.21 0.38 6,951.0 - - Mar-95
BIRLA INDIA OPPORTUNITIES 34.14 41.5 45.0 14.5 13.0 5.65 0.40 983.8 - - Jan-95
BIRLA MIDCAP FUND 42.48 71.6 - - 63.1 6.22 0.56 1,480.7 - - Sept-02
BIRLA SUN LIFE EQUITY 116.79 88.7 70.2 26.4 40.9 6.70 0.57 2,718.6 2.35 Mar-05 Mar-99
BIRLA SUN LIFE FRONT EQUITY 31.37 60.5 50.8 - 49.7 6.65 0.38 78.4 2.50 Mar-05 Aug-02
BONANZA EXCL GROWTH 26.47 80.9 56.2 38.0 15.3 9.35 0.30 359.9 0.79 Sep-04 Apr-95
CANEQUITY DIVERSIFIED 22.93 63.4 - - 50.3 7.24 0.38 913.4 1.52 Mar-05 Sept-03
DEUTSCHE ALPHA EQUITY 31.38 44.1 - - 32.4 7.06 0.38 822.1 2.50 Sep-04 Jan-03
DEUTSCHE INVESTMENT OPP. 15.17 46.4 - - 29.8 6.45 0.28 102.8 2.25 Sep-04 Jan-04
DSP-ML EQUITY FUND 34.95 84.8 69.9 28.4 26.9 7.19 0.48 1,994.3 2.36 Mar-05 Apr-97
DSP-ML OPPORTUNITIES 35.40 70.0 70.1 32.6 29.4 7.17 0.45 6,747.1 2.10 Mar-05 May-00
DSP-ML TOP 100 EQUITY 35.04 57.4 - - 66.4 7.05 0.39 712.3 2.38 Mar-05 Mar-03
FRANKLIN INDIA BLUECHIP 83.37 56.9 60.5 30.9 29.5 7.13 0.40 16,884.2 1.88 Mar-05 Apr-93
FRANKLIN INDIA PRIMA FUND 159.08 88.3 81.0 49.7 26.3 7.64 0.54 19,418.5 2.04 Mar-05 Dec-93
FRANKLIN INDIA PRIMA PLUS 83.07 57.6 57.5 31.2 22.5 5.82 0.49 5,248.3 2.25 Mar-05 Sep-94
GIC FORTUNE 94 24.50 68.6 59.9 31.7 9.4 6.89 0.41 648.1 1.31 Mar-05 Jan-95
GIC GROWTH PLUS II 29.97 72.0 46.4 14.3 10.8 6.14 0.47 96.9 1.06 Mar-05 Feb-94
HDFC CAP BUILDER 48.78 77.6 66.5 32.9 27.3 6.83 0.58 9,797.5 2.29 Nov-04 Dec-93
HDFC CORE & SATELLITE 17.24 70.2 - - 70.2 4.57 0.84 4,300.5 2.32 Nov-04 Sept-04
HDFC EQUITY FUND 93.17 70.8 67.3 37.6 23.7 6.50 0.47 13,563.5 2.02 Nov-04 Dec-94
HDFC GROWTH FUND 31.36 63.3 57.8 26.4 25.7 6.57 0.43 2,879.5 2.34 Nov-04 Sep-00
HDFC TOP 200 FUND 70.12 66.8 67.4 37.4 33.6 6.92 0.43 6,733.3 2.20 Nov-04 Dec-93
 DIVERSIFIED EQUITY FUNDS
NAV Return (%) SD SR Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date
HSBC EQUITY FUND 47.03 55.4 - - 73.0 6.98 0.48 12,301.9 1.94 Mar-05 Dec -02
HSBC INDIA OPPORTUNITIES 17.58 57.8 - - 43.5 6.10 0.43 3,841.3 2.27 Mar-05 Feb-04
ING VYSYA EQUITY FUND 23.49 51.7 41.1 - 27.2 6.36 0.34 940.9 2.50 Nov-04 Feb-02
ING VYSYA SELECT STOCKS 17.83 71.8 41.5 0.9 9.8 6.71 0.41 170.5 2.50 Nov-04 May-99
JM EQUITY FUND 25.58 69.2 57.0 20.1 9.4 6.22 0.45 290.6 2.50 Mar-05 Apr-95
KOTAK 30 D 25.94 69.7 60.9 25.3 30.2 6.61 0.50 420.4 - - Dec-98
LIC MF EQUITY FUND 16.29 41.4 43.5 15.7 4.0 6.26 0.29 602.5 2.50 Mar-05 Apr-93
MAGNUM CONTRA FUND D 20.29 111.8 84.1 48.1 32.2 6.76 0.72 4,341.0 2.25 Mar-05 Jul-99
MAGNUM EQUITY FUND 20.55 60.9 51.0 14.0 14.7 6.67 0.39 1,535.9 2.29 Mar-05 Jan-91
MAGNUM GLOBAL FUND D 20.21 116.5 82.0 30.1 15.5 7.17 0.70 2,564.7 2.15 Mar-05 Jan-01
MAGNUM MULTIPLIER PLUS 29.43 101.2 68.6 15.9 11.8 7.80 0.50 3,749.3 2.25 Mar-05 Mar-93
MORGAN STANLEY GROWTH 34.69 63.6 49.0 23.7 14.9 6.57 0.38 19,142.7 1.50 Mar-05 Jan-94
PRINCIPAL EQUITY FUND 25.96 56.0 44.9 19.7 10.3 6.02 0.36 818.8 2.48 Mar-05 Jun-95
PRINCIPAL GROWTH FUND 34.80 60.3 56.6 - 29.1 5.68 0.51 3,838.6 2.35 Mar-05 Oct-00
PRINCIPAL RESURGENT IEF 49.15 53.9 67.0 38.4 36.4 6.65 0.36 1,401.6 2.46 Mar-05 Jun-00
PRU ICICI GROWTH 58.83 66.5 51.1 21.8 27.4 7.10 0.35 2,695.2 2.34 Mar-05 Jun-98
RELIANCE GROWTH FUND 175.01 99.0 86.4 48.0 33.4 6.58 0.67 17,222.2 0.96 Mar-05 Nov-95
RELIANCE VISION FUND 113.44 65.7 69.1 43.2 27.6 6.90 0.44 7,766.2 1.12 Mar-05 Nov-95
SUNDARAM GROWTH FUND 43.15 55.2 55.5 26.9 24.2 6.56 0.42 1,111.8 2.49 Mar-05 Apr-97
SUNDARAM INDIA LEADERSHIP 19.67 80.3 - - 72.9 4.32 0.96 1,077.0 2.19 Mar-05 Jul-04
SUNDARAM SELECT FOCUS 36.43 55.0 55.4 - 50.6 6.66 0.38 625.4 2.50 Mar-05 Jul-02
SUNDARAM SELECT MIDCAP 51.88 84.2 73.8 - 68.7 7.46 0.53 3,937.6 2.24 Mar-05 Jul -02
TATA EQUITY OPPORTUNITIES 39.17 73.4 77.9 34.9 11.1 6.95 0.52 2,842.3 1.90 Mar-05 Feb-93
TATA EQUITY P/E FUND 18.90 63.2 - - 59.8 4.91 0.72 1,080.7 2.44 Mar-05 Jun-04
 DIVERSIFIED EQUITY FUNDS
NAV Return (%) SD SR Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date
TATA GROWTH FUND 24.20 70.4 61.5 31.7 8.5 6.71 0.49 526.6 2.50 Mar-05 Jul-94
TATA PURE EQUITY FUND 40.22 63.8 67.0 25.8 33.6 6.36 0.50 2,340.7 2.36 Mar-05 May-98
TEMPLETON GROWTH D 33.61 52.6 58.1 31.6 19.9 6.76 0.38 3,615.4 2.26 Feb-04 Sep-96
UTI - GROWTH & VALUE 43.68 58.2 62.4 28.2 24.5 6.53 0.43 1,930.5 2.34 Mar-05 Oct-99
UTI EQUITY FUND 24.38 57.7 52.2 23.9 10.1 6.57 0.39 13,666.0 1.61 Mar-05 Apr-92
UTI MASTER PLUS 40.85 49.4 48.4 22.1 10.6 6.45 0.34 7,808.3 1.80 Mar-05 Dec-91
UTI MASTERGROWTH 30.45 47.7 52.2 25.7 14.9 7.33 0.34 3,033.1 1.88 Mar-05 Jan-93
UTI MASTERSHARE 25.32 49.8 41.4 17.1 20.9 6.02 0.38 15,532.5 1.77 Mar-05 Sep-86
UTI MNC FUND D 26.60 53.0 43.5 23.1 17.4 5.64 0.50 1,571.6 - - Apr-98
UTI VALUE FUND 24.43 50.4 55.3 32.1 30.5 7.06 0.40 5,010.4 2.15 Mar-05 Jun-98
UTI NIFTY INDEX 16.54 51.7 40.7 16.6 11.0 6.81 0.29 351.0 0.75 Mar-05 Feb-00

BSE SENSEX 56.5 42.5 16.2

S&P CNX NIFTY 50.8 39.4 15.4
 TAX-SAVING FUNDS (ELSS)
NAV Return (%) SD SR Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date
BIRLA EQUITY PLAN 49.58 73.0 73.8 26.8 33.0 6.55 0.49 595.2 2.54 Mar-04 Feb-99
BIRLA SUN LIFE TAX 96 162.18 46.5 52.0 21.3 41.2 6.72 0.38 142.3 2.50 Mar-05 Dec-95
CANEQUITY - TAX SAVER 19.82 85.6 50.9 10.3 13.3 7.28 0.38 94.2 1.41 Mar-05 Mar-93
FRANKLIN INDEX TAX 20.45 51.6 39.4 - 17.2 6.77 0.29 29.5 2.40 Mar-05 Jan-01
FRANKLIN TAXSHIELD O 89.97 64.8 60.1 27.0 41.1 6.25 0.51 1,666.9 1.48 Mar-05 Apr-99
HDFC LT ADVANTAGE 66.96 69.8 76.1 - 49.3 5.97 0.67 1,999.4 2.50 Nov-04 Jan-01
HDFC TAX SAVER 99.29 102.6 80.0 42.4 43.5 6.52 0.68 1,099.2 2.44 Nov-04 Dec-95
LIC MF TAX PLAN 20.39 40.8 45.3 10.6 9.0 5.71 0.28 69.0 2.50 Mar-05 Mar-97
MAGNUM TAX GAIN 47.52 144.8 90.2 26.1 20.3 7.21 0.77 2,190.1 2.00 Mar-05 Mar-93
PRINCIPAL PERSONAL TAX 141.15 60.3 51.1 22.8 33.4 6.18 0.41 68.7 2.50 Mar-05 Apr-96
PRINCIPAL TAX SAVINGS 50.26 65.0 57.2 28.4 22.4 5.72 0.52 1,080.3 2.50 Mar-05 Mar-96
PRU ICICI TAX PLAN 69.37 110.6 82.2 39.8 34.1 8.00 0.53 1,352.3 2.15 Mar-05 Aug-99
SUNDARAM TAX SAVER 18.33 82.1 64.9 31.6 24.8 7.44 0.50 204.2 2.50 Mar-05 Nov-99
TATA TAX SAVING FUND 44.62 74.5 68.1 30.0 30.9 6.50 0.53 692.1 2.50 Mar-05 Dec-95
TAURUS LIBRA TAX SHIELD 22.64 97.9 55.7 23.8 15.7 11.12 0.34 42.4 1.16 Sep-04 Dec-95
UTI EQUITY TAX SAVINGS 23.91 64.9 52.6 27.5 24.3 5.70 0.50 503.3 2.49 Mar-05 Nov-99
UTI-ULIP-1971 15.05 22.4 25.7 13.3 66.3 2.51 0.26 39,116.0 1.57 Mar-05 Sep-00

BSE SENSEX 56.5 42.5 16.2

S&P CNX NIFTY 50.8 39.4 15.4
 SECTOR FUNDS
NAV Return (%) SD SR Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date

BANK BEES 470.20 83.6 - - 67.5 9.38 0.42 15,174.6 0.55 Sep-04 May-04
BIRLA SUN LIFE BASIC IND. 48.34 62.3 70.0 42.5 35.2 7.53 0.39 527.5 2.50 Mar-05 Dec-99
BIRLA SUN LIFE BUY INDIA 20.54 103.2 58.9 28.5 13.6 6.85 0.62 365.0 2.50 Mar-05 Dec-99
BIRLA SUN LIFE NEW
MILLENNIUM 12.53 68.9 44.9 8.6 (3.5) 6.35 0.49 1,106.1 2.44 Mar-05 Dec-99
DSP ML INDIA TIGER FUND 19.52 74.0 - - 68.3 5.01 0.79 3,564.4 2.31 Mar-05 Jun-04
DSP ML TECHNOLOGY.COM 13.68 54.2 48.2 11.5 9.2 5.79 0.51 275.1 2.50 Mar-05 May-00
FRANKLIN FMCG FUND 28.36 86.7 38.3 20.2 18.0 5.32 0.49 342.7 2.44 Mar-05 May-00
FRANKLIN INFOTECH FUND 32.88 43.8 38.7 3.5 31.0 5.98 0.45 1,503.8 2.35 Mar-05 Aug-98
FRANKLIN PHARMA FUND 22.99 26.0 36.6 19.4 15.0 5.98 0.28 808.3 2.50 Nov-04 Mar-99
JM AUTO SECTOR FUND 16.95 63.6 - - 51.1 4.50 0.67 111.5 2.50 Mar-05 Jun-04
JM BASIC FUND 12.20 22.9 35.8 31.8 30.6 7.72 0.13 190.3 2.50 Mar-05 Jun-97
JM HEALTHCARE SECTOR 14.37 26.9 - - 33.2 5.86 0.34 167.3 2.50 Mar-05 Jun-04
KOTAK TECHOLOGY 6.78 38.4 34.1 (0.8) (2.7) 6.08 0.33 491.1 2.25 Mar-05 Apr-00
MAGNUM FMCG FUND 17.35 58.5 43.6 16.0 9.7 5.59 0.49 43.0 2.25 Mar-05 Jul-99
MAGNUM IT FUND 14.89 60.5 40.9 (0.2) 14.7 6.25 0.48 584.5 2.00 Mar-05 Jul-99
MAGNUM PHARMA FUND 28.21 - - - 27.7 5.64 0.41 202.3 1.80 Mar-05 Jul-99
PRU ICICI FMCG FUND 29.96 132.6 52.7 26.3 18.5 6.35 0.64 587.9 2.05 Mar-05 Mar-99
PRU ICICI TECHNOLOGY 9.01 53.0 47.8 9.9 (1.6) 6.19 0.44 1,520.9 2.43 Mar-05 Mar-00
RELIANCE BANKING 33.14 86.0 - - 66.4 7.80 0.47 715.9 1.12 Mar-05 May-03
RELIANCE DIVERSIF. POWER 20.50 90.0 - - 67.2 5.45 0.71 3,822.8 1.02 Mar-05 May-04
RELIANCE PHARMA FUND 15.69 39.6 - - 41.0 5.39 0.45 1,524.8 1.07 Mar-05 Jun-04
TATA LIFE SC & TECH FUND 30.92 53.3 55.9 22.9 21.7 6.96 0.42 311.9 2.50 Mar-05 Jun-99
 SECTOR FUNDS
NAV Return (%) SD SR Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date

TATA SELECT EQUITY 29.35 67.5 61.0 22.1 21.3 7.53 0.43 575.1 2.50 Mar-05 May-96
UTI GSF- BRAND VALUE 19.42 57.8 41.0 20.1 14.2 5.64 0.43 606.5 - - May-99
UTI GSF- PETRO FUND 21.29 31.5 50.6 37.7 31.9 8.88 0.21 1,790.6 - - May-99
UTI GSF- SERVICES 33.58 58.7 53.8 18.3 35.7 6.03 0.46 755.5 2.50 Mar-05 May-99
UTI GSF- SOFTWARE 15.62 40.3 35.9 (0.6) 7.9 5.67 0.40 1,997.1 2.40 Mar-05 May-99
UTI MNC FUND 26.60 53.0 43.5 23.1 17.4 5.64 0.50 1,571.6 2.05 Mar-05 May-99
UTI PHARMA & HEALTH 19.09 26.1 35.2 21.5 13.5 6.04 0.27 1,086.6 2.50 Mar-05 May-99
UTI THEMATIC AUTO 15.79 62.0 - - 36.7 5.94 0.40 387.5 2.14 Mar-05 Mar-04
UTI THEMATIC BANKING 16.15 77.9 - - 38.8 9.08 0.29 669.2 2.22 Mar-05 Mar-04
UTI THEMATIC BASIC IND. 16.54 80.6 - - 50.7 7.07 0.48 1,862.9 2.25 Mar-05 Mar-04
UTI THEMATIC PSU FUND 14.29 49.5 - - 27.6 8.03 0.25 250.0 2.10 Mar-05 Mar-04

BSE Sensex 56.5 42.5 16.2

S&P CNX Nifty 50.8 39.4 15.4
 BALANCED FUNDS
NAV Return (%) SD SR Net Assets Asset Alloc (%) Expense Expense Launch
Scheme Name
1 yr 3 yr Incep (%) (%) (Rs m) Debt Equity Ratio (%) Ratio Dt. Date
BIRLA BALANCE 20.80 36.0 36.9 14.4 4.80 0.31 1,210.1 37.8 62.2 2.44 Mar-04 Oct-99
BIRLA SUN LIFE 95 130.20 51.8 43.0 28.3 4.94 0.45 1,236.4 24.9 75.1 2.43 Mar-05 Jan-95
CANBALANCE 23.83 24.3 21.8 18.6 4.07 0.19 613.9 47.9 52.1 1.27 Mar-05 Feb-98
DSP-ML BALANCED 26.86 39.5 44.0 17.0 4.25 0.46 2,495.5 33.0 67.0 1.94 Mar-05 May-99
FT INDIA BALANCED 23.36 37.2 38.9 14.8 4.41 0.42 1,791.3 33.9 66.1 2.35 Mar-05 Dec-99
GIC BALANCED 25.06 50.6 40.1 10.3 4.60 0.45 536.1 23.3 76.7 1.04 Mar-05 Dec-92
HDFC BALANCED 24.18 38.2 35.5 19.3 4.34 0.37 1,240.8 33.9 66.1 2.25 Nov-04 Sep-00
HDFC CHILD INVEST. 20.94 48.0 35.2 24.7 4.42 0.40 792.3 40.5 59.5 2.25 Nov-04 Mar-01
HDFC CHILD SAVINGS 14.57 19.8 15.9 15.1 1.78 0.32 611.8 80.1 19.9 2.25 Nov-04 Mar-01
HDFC PRUDENCE 78.29 58.7 54.9 22.9 4.43 0.56 10,083.8 34.5 65.5 2.18 Nov-04 Dec-93
JM BALANCED FUND 15.55 36.3 27.6 15.7 3.99 0.31 127.1 32.5 67.5 2.50 Mar-05 Apr-95
KOTAK BALANCE 21.34 58.2 43.1 19.7 5.25 0.47 804.3 35.5 64.5 2.50 Mar-05 Nov-99
MAGNUM BALANCED D 21.81 71.4 53.2 19.4 4.78 0.64 1,136.1 35.8 64.3 2.25 Mar-05 Oct-95
PRINCIPAL BALANCED 17.20 43.8 39.5 8.8 4.66 0.40 1,524.4 39.0 61.0 2.49 Mar-05 Oct-00
PRU ICICI BALANCED 25.06 49.0 41.9 17.4 4.72 0.42 1,997.2 31.8 68.3 2.24 Mar-05 Nov-99
SUNDARAM BALANCED 23.69 30.7 34.0 17.4 4.11 0.37 432.9 42.3 57.7 2.46 Mar-05 Oct-00
TATA BALANCE FUND 34.63 45.9 43.4 17.7 4.88 0.44 1,218.7 31.6 68.5 1.77 Mar-05 Aug-95
TATA YOUNG CITIZENS 17.11 29.5 29.9 16.5 3.43 0.35 1,219.6 51.2 48.8 2.46 Mar-05 Aug-95
TEMPLETON PENSION 35.72 22.1 24.7 16.2 2.39 0.42 933.8 65.7 34.3 2.20 Mar-05 Mar-97
UTI US 2002 10.88 28.8 - 26.1 3.59 0.32 5,147.0 46.7 53.3 2.24 Mar-05 Nov-02
UTI BALANCED FUND 41.68 27.3 32.9 19.9 4.09 0.36 5,308.7 39.2 60.8 2.25 Mar-05 Jan-95
UTI VAR INVEST ILP 13.92 21.1 - 20.0 2.57 0.27 433.6 63.1 36.9 2.49 Mar-05 Nov-02

CRISIL Balanced 28.5 25.2

 MONTHLY INCOME PLANS (MIP)
NAV Return (%) SD SR Net Assets Asset Alloc (%) Expense Expense Launch
Scheme Name
3m 1 yr Incep (%) (%) (Rs m) Debt Equity Ratio (%) Ratio Dt. Date
ALLIANCE MIP 20.85 (0.2) 3.3 13.5 1.26 (0.15) 2,298.2 86.6 13.4 2.07 Nov-04 Sep-99
BIRLA MIP II WEALTH 25 11.73 5.5 14.7 13.0 1.12 0.49 828.0 77.4 22.6 2.05 Aug-04 May-04
BIRLA MIP PLAN C 17.15 3.5 9.9 11.7 1.05 0.08 3,237.1 88.6 11.4 1.99 Mar-04 Nov-00
BIRLA SUN LIFE MIP 22.14 3.6 10.5 13.4 1.20 0.11 1,801.8 87.6 12.4 2.84 Mar-05 Sep-99
DEUTSCHE MIP PLAN A 11.66 5.5 13.4 9.9 1.24 0.19 162.0 82.7 17.4 2.25 Sep-04 Jan-04
DSP ML SAV PLUS AGG. 11.78 5.2 13.7 13.7 1.01 0.50 315.1 79.7 20.3 1.92 Mar-05 Jun-04
DSP ML SAV PLUS CONS. 10.92 2.6 7.1 6.9 0.37 0.02 127.8 92.8 7.2 2.20 Mar-05 Jun-04
DSP ML SAV PLUS MOD. 13.33 3.9 11.1 12.1 1.06 0.21 2,618.0 85.6 14.4 1.89 Mar-05 Feb-03
FT INDIA MIP 18.45 4.7 13.4 13.1 1.16 0.29 7,209.3 80.9 19.1 1.69 Mar-05 Sep-00
HDFC MIP LTP 12.52 7.3 18.0 12.5 1.38 0.27 6,449.9 75.0 25.0 1.80 Nov-04 Jan 04
HDFC MIP STP 11.97 5.0 13.5 9.8 0.93 0.20 3,900.0 85.6 14.4 1.99 Nov-04 Jan 04
HSBC MIP REGULAR 11.09 3.5 8.5 6.6 0.84 (0.02) 1,059.2 85.5 14.5 1.96 Mar-05 Mar 04
HSBC MIP SAVINGS 11.58 5.6 12.5 9.5 1.24 0.17 952.7 76.1 23.9 1.95 Mar-05 Mar 04
JM MIP 11.87 5.2 11.2 8.8 1.16 0.05 268.2 85.1 14.9 2.25 Mar-05 Sept 03
KOTAK INCOME PLUS 11.77 5.0 14.9 9.2 1.29 0.14 485.4 84.6 15.4 2.17 Mar-05 Dec 03
LIC MF MIP 11.00 5.6 10.8 3.1 1.13 0.09 1,180.0 83.9 16.1 1.96 Mar-05 Mar 01
MAGNUM MIP 15.17 3.4 11.1 9.7 1.13 0.10 560.2 89.7 10.3 1.60 Mar-05 Mar 01
PRINCIPAL MIP 14.13 4.0 10.2 10.8 0.79 0.08 1,187.8 89.7 10.3 1.94 Mar-05 May 02
PRINCIPAL MIP PLUS 11.61 5.7 13.9 8.7 1.31 0.10 502.2 81.9 18.1 2.00 Mar-05 Jan 04
PRU ICICI MIP (CUM) 16.56 4.6 12.1 10.6 0.90 0.16 4,484.7 85.0 15.0 1.80 Mar-05 Nov-00
RELIANCE MIP FUND 11.84 6.9 15.2 10.2 1.18 0.22 2,683.1 80.0 20.0 1.08 Mar-05 Jan 04
SUNDARAM MIP 11.57 4.5 12.8 8.8 0.90 0.22 734.2 83.0 17.0 2.21 Mar-05 Jan 04
TATA MIP (APP) 13.60 3.7 9.4 9.1 0.79 0.06 - 90.4 9.6 1.86 Mar-05 Mar-97
TATA MIP PLUS 11.23 5.3 11.2 7.9 1.19 0.04 1,004.4 80.9 19.1 1.75 Mar-05 Mar 04
TEMPLETON M I P 17.82 3.9 11.1 10.8 0.96 0.17 1,652.8 85.2 14.8 1.92 Mar-05 Feb-00
UTI - MIS ADVANTAGE 12.14 8.0 18.0 11.4 1.33 0.24 442.6 83.6 16.4 1.40 Mar-05 Dec 03
UTI MONTHLY INCOME 12.38 2.9 7.5 7.4 0.69 (0.14) 2,983.1 90.0 10.0 1.39 Mar-05 Sept 02

CRISIL MIP 3.4 12.4

 LIQUID FUNDS
NAV Return (%) Rolling Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 wk 1m 3m 1 yr Incep Return (Rs m) Ratio Ratio Dt. Date
ABN AMRO CASH FUND 10.52 0.09 0.40 1.23 4.84 4.80 4.73 13,591.5 0.80 Mar-05 Sept-04
BIRLA CASH PLUS RETAIL 18.31 0.10 0.42 1.26 5.05 - 4.93 30,217.2 0.68 Mar-04 Jun-97
BIRLA SUN LIFE CASH 16.74 0.09 0.42 1.24 4.98 7.22 4.87 5,601.6 0.83 Mar-05 Mar-98
CANLIQUID 12.37 0.11 0.45 1.34 5.31 5.89 5.18 10,450.5 0.28 Mar-05 Jan-02
DEUTSCHE INSTA CASH 11.42 0.10 0.42 1.29 5.19 5.04 5.07 12,893.1 0.65 Sep-04 Jan-03
DSP ML LIQUIDITY FUND 16.64 0.10 0.44 1.33 5.23 6.97 5.10 18,209.7 0.50 Mar-05 Mar-98
GRINDLAYS CASH FUND 12.63 0.10 0.41 1.23 4.90 5.66 4.79 31,755.9 0.81 Mar-05 Jul-01
HDFC CASH MGMT SAV 14.16 0.10 0.43 1.32 5.26 6.11 5.14 25,963.5 0.56 Nov-04 Nov-99
HDFC LIQUID FUND 13.51 0.10 0.43 1.30 5.15 6.26 5.03 20,733.8 0.90 Sep-04 Oct-00
HSBC CASH FUND 11.49 0.10 0.42 1.26 5.05 5.02 4.93 27,379.4 0.69 Mar-05 Dec-02
JM HIGH LIQUIDITY 18.78 0.09 0.39 1.19 4.75 8.47 4.65 14,662.1 0.60 Mar-05 Dec-97
KOTAK LIQUID 13.54 0.09 0.40 1.21 4.79 6.26 4.69 31,001.6 1.00 Mar-05 Oct-00
LIC LIQUID FUND 12.27 0.11 0.46 1.38 5.39 5.94 5.26 15,331.9 0.50 Mar-05 Mar-02
PRINCIPAL CASH MGMT LIQ 13.41 0.09 0.41 1.25 4.99 6.12 4.88 28,104.8 0.87 Mar-05 Oct-00
PRU ICICI LIQUID 16.72 0.11 0.42 1.27 5.07 7.31 4.95 71,459.3 0.80 Mar-05 Jun-98
RELIANCE LIQUID CASH 11.96 0.08 0.33 1.02 4.52 4.80 4.42 4,161.4 0.20 Mar-05 Mar-98
SUNDARAM MONEY FUND 14.31 0.10 0.43 1.29 5.15 6.64 5.03 6,641.3 0.48 Mar-05 Mar-00
TATA LIQUID HIGH INV 1,134.73 0.10 0.44 1.32 5.09 4.99 4.97 3,041.4 0.65 Sep-04 Feb-03
TATA LIQUID RIP 1,577.48 0.10 0.42 1.29 4.97 6.63 4.86 35,703.8 0.39 Mar-05 Aug-98
TEMPLETON INDIA TMA 1,698.82 0.10 0.41 1.24 5.00 7.37 4.88 25,392.7 0.74 Mar-05 Apr-98
UTI LIQUID CASH PLAN 1,114.82 0.10 0.44 1.34 5.31 4.90 5.18 38,296.0 0.50 Mar-05 Jun-03
UTI MONEY MARKET 19.08 5.12 5.04 5.27 5.29 7.95 5.17 1,003.4 0.50 Mar-05 Apr-97

CRISIL Liquifex Index 0.06 0.38 1.12 4.56

NAVs as on March 31, 2005. Net Assets as in February 2005.

 DEBT FUNDS (SHORT TERM)
NAV Return (%) Rolling Net Assets Expense Expense Launch
Scheme Name
(Rs) 1 wk 1m 3m 1 yr Incep Return (Rs m) Ratio Ratio Dt. Date
BIRLA BOND PLUS RETAIL 12.67 0.10 0.45 1.33 5.52 6.36 5.45 4,608.3 0.80 Mar-04 Nov-01
BIRLA FLOATING RATE STP 11.20 0.10 0.44 1.33 5.37 5.02 5.23 11,936.0 0.70 Aug-04 Jun-03
CANFLOATING RATE ST 10.34 0.11 0.47 1.40 - 3.20 5.56 3,314.6 0.75 Mar-05 Feb-05
DEUTSCHE ST MATURITY 11.62 0.08 0.44 1.44 5.68 3.51 5.60 5,034.0 0.90 Sep-04 Jan-03
DSP ML SHORT TERM 11.89 0.08 0.40 1.22 5.23 5.79 5.19 2,412.0 0.75 Mar-05 Sept-02
GRINDLAYS FLOATING STP IP 11.22 0.10 0.42 1.29 5.21 4.28 5.09 19,122.9 0.51 Mar-05 Feb-03
GRINDLAYS SUPER SAV STP 13.65 0.10 0.46 1.41 5.14 6.70 5.12 2,585.7 0.99 Mar-05 Dec-00
HDFC HIGH INTERESTSTP 12.45 0.12 0.49 1.36 4.90 6.20 4.68 641.5 1.26 Nov-04 Feb-02
HDFC SHORT TERM 12.29 0.09 0.43 1.22 5.01 5.89 4.94 751.6 1.28 Nov-04 Feb-02
HSBC FLOATING RATE STP 10.47 0.10 0.42 1.29 - 4.56 5.12 12,292.0 0.75 Mar-05 Nov-04
HSBC INCOME FUND STP 11.56 0.09 0.42 1.32 5.22 5.23 5.14 2,780.4 1.15 Mar-05 Dec-02
ING VYSYA INCOME STP 12.06 0.10 0.44 1.41 5.88 6.19 5.73 283.0 0.90 Nov-04 Aug-02
JM FLOATER FUND STP 11.21 0.11 0.45 1.37 5.48 5.17 5.34 5,129.7 0.50 Mar-05 Jun-03
JM SHORT TERM FUND 12.26 0.09 0.40 1.27 5.77 6.44 5.66 2,241.3 0.83 Mar-05 Jun-02
KOTAK BOND SHORT TERM 12.29 0.09 0.45 1.37 5.62 6.18 5.52 3,195.7 0.90 Mar-05 May-02
KOTAK FLOATER STP 11.18 0.10 0.44 1.34 5.42 5.18 5.29 15,173.9 0.70 Mar-05 Apr-02
PRINCIPAL FLOATING SMP 10.55 0.10 0.43 1.31 5.23 5.21 5.11 11,668.2 0.73 Mar-05 Sept-04
PRINCIPAL INCOME STP 12.33 0.10 0.47 1.40 5.75 6.28 5.66 6,947.1 1.00 Mar-05 Oct-01
PRU ICICI SHORT TERM 12.97 0.12 0.49 1.43 6.43 6.78 6.29 14,074.7 1.00 Mar-05 Oct-01
RELIANCE FLOATING RATE 10.58 0.11 0.44 1.34 5.31 5.31 5.19 8,476.9 0.38 Mar-05 Sept-04
RELIANCE STP 11.84 0.10 0.46 1.36 6.05 6.25 5.94 4,023.7 0.67 Mar-05 Dec-02
SUNDARAM FLOATING STP 10.38 0.10 0.41 1.24 - 3.78 4.95 2,750.5 1.00 Mar-05 Dec-04
TATA FLOATING RATE STP 10.91 0.10 0.44 1.35 5.35 5.03 5.23 16,854.1 0.63 Mar-05 Aug-02
TATA SHORT TERM BOND 12.14 0.10 0.46 1.45 6.27 6.35 6.14 7,762.5 0.79 Mar-05 Feb-02
TEMPLETON FLOATING STP 12.28 0.10 0.42 1.28 5.28 5.77 5.15 25,612.4 0.87 Mar-05 Jan-02
TEMPLETON STP INC 1,257.56 0.10 0.47 1.36 5.66 6.46 5.57 5,883.0 0.89 Mar-05 Jun-02
UTI - FLOATER FUND STP 11.10 0.10 0.45 1.40 5.56 5.14 5.43 27,518.4 0.68 Mar-05 Aug-03
 G-SEC (GILT) FUNDS (LONG TERM)
NAV Return (%) SD SR Net Assets Expense Expense Avg. Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Maturity Date

BIRLA GILT PLUS RP 21.51 4.84 8.42 13.97 13.69 1.17 (0.38) 1,460.8 1.50 Mar-04 5.64 Yrs Feb-00
BIRLA SUN LIFE GSEC. LT 18.69 3.33 7.59 11.41 11.23 0.91 (0.50) 55.2 1.25 Mar-05 5.80 Yrs Oct-99
DSP-ML GOVT. SEC. LDP 21.88 5.23 8.82 14.36 13.91 1.13 (0.37) 444.0 1.22 Mar-05 3.39 Yrs Sep-99
GRINDLAYS GOV.SEC IP 12.67 2.27 6.89 - 6.87 0.95 (0.50) 152.1 1.92 Mar-05 3.43 Yrs Mar-02
HDFC GILT FUND LT 15.09 2.70 6.98 - 10.3 1.06 (0.54) 822.0 1.60 Nov-04 3.23 Yrs Jul-01
HDFC SOV GILT IP 15.41 3.50 4.24 8.37 7.97 0.78 (0.61) 7.0 1.33 Nov-04 4.79 Yrs Feb-00
JM G-SEC FUND RP 20.05 5.25 7.22 12.12 12.28 1.05 (0.40) 206.8 1.35 Mar-05 0.55 Yrs Oct-99
KOTAK GILT INVEST 22.46 4.52 8.55 13.22 12.71 0.97 (0.39) 1,321.5 1.65 Aug-04 3.62 Yrs Dec-98
LIC MF GOVT. SEC. REG 17.75 2.23 6.27 10.13 10.28 0.96 (0.50) 1,357.4 1.04 Mar-05 4.48 Yrs Dec-99
MAGNUM GILTS FUND LTP 16.08 3.58 6.29 - 10.49 0.93 (0.55) 2,939.6 1.20 Mar-05 4.19 Yrs Jan-01
PRINCIPAL GOVT.SEC IP 15.15 6.07 7.95 - 10.66 0.86 (0.41) 259.1 1.25 Mar-05 5.40 Yrs Aug-01
PRU ICICI GILT IP 20.59 3.75 7.30 12.78 12.48 0.89 (0.47) 2,169.4 1.15 Mar-05 7.18 Yrs Aug-99
TATA GILT HIGH INV A 13.44 1.77 - - 2.75 0.99 (0.56) 4,953.7 - - 10.09 Yrs Aug-99
TEMPLETON GOVT SEC CP 22.84 3.61 8.63 14.27 14.06 1.07 (0.42) 2,555.0 1.23 Mar-05 4.23 Yrs Jun-99
UTI - GILT ADVANTAGE LTP 14.26 6.15 10.10 - 10.09 1.06 (0.36) 810.3 1.20 Mar-05 5.12 Yrs Jan-02
UTI G-SEC FUND G 17.93 2.30 5.95 10.16 10.08 0.87 (0.60) 3,715.0 0.99 Mar-05 3.70 Yrs Sep-99

Crisil Li-Bex Index 1 W 5.89 8.79

 G-SEC (GILT) FUNDS (SHORT TERM)
NAV Return (%) Rolling Net Assets Expense Expense Launch
Scheme Name
(Rs) 1-m 3-m 1 yr Incep Returns (Rs m) Ratio (%) Ratio Dt. Date
BIRLA GILT PLUS LP 16.69 0.34 1.27 5.54 8.98 5.44 237.2 1.49 Apr-04 Feb-00
BIRLA SUN LIFE GOVT SEC ST 14.65 0.22 0.73 2.69 6.64 2.99 4.0 1.25 Mar-05 Oct-99
DSP-ML GOVT. SEC. SDP 15.60 0.39 1.23 4.89 7.68 4.84 166.0 0.44 Mar-05 Sept-99
GRINDLAYS GOV SEC STP 11.85 0.17 0.62 2.88 4.88 3.13 10.8 1.07 Mar-05 Mar-02
HDFC GILT FUND ST 12.83 0.26 0.90 4.10 6.11 4.04 102.7 1.33 Nov-04 Jul-01
HDFC SOV GILT SP 13.49 0.29 0.88 3.02 5.43 3.05 3.5 1.14 Sep-04 Jan-00
HSBC GILT FUND STP 10.48 0.27 0.81 3.62 2.58 3.56 5.8 1.00 Mar-05 Aug-03
MAGNUM GILTS FUND STP 13.91 0.26 0.81 4.31 7.15 4.27 48.2 1.30 Mar-05 Jan-01
PRINCIPAL GOVT.SEC SP 12.98 0.27 0.74 3.52 6.56 3.45 6.7 1.00 Mar-05 Aug-01
PRU ICICI GILT TP 16.65 0.29 1.11 4.86 8.64 4.83 273.2 1.10 Mar-05 Aug-99
TEMPLETON GSEC TP 13.03 0.31 1.22 5.50 7.56 5.41 591.6 0.89 Mar-05 Feb-02
UTI G-SEC FUND STP G 10.80 0.47 1.44 5.60 4.33 5.49 816.9 0.75 Mar-05 Dec-03

CRISIL Mi-Bex 0.46 1.38 5.27

CRISIL Si-Bex 0.34 0.99 4.80
 DEBT FUNDS (LONG TERM)
NAV Return (%) SD SR Net Assets Average Exp. Exp Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Maturity Ratio (%) Ratio Dt. Date
ABN AMRO FLOATING RATE 10.52 4.87 - - 4.85 0.02 (8.01) 5,833.8 0.26 Yrs 0.80 Mar-05 Sep-04
BIRLA DYNAMIC BOND 10.53 5.23 - - 5.21 0.16 (0.75) 286.7 3.38 Yrs - - Sep-04
BIRLA FLOATING RATE LTP 11.26 5.51 - - 5.23 0.04 (3.14) 8,410.1 0.34 Yrs 0.85 Aug-04 Oct-95
BIRLA INCOME PLUS B 28.50 3.40 5.55 9.39 11.76 0.62 (0.72) 3,019.1 3.19 Yrs 1.57 Mar-04 Mar-02
CHOLA TRIPLE ACE 23.20 2.64 5.39 8.82 10.23 0.58 (0.76) 227.1 2.03 Yrs 2.19 Mar-05 Mar-97
DEUTSCHE FLOATING RATE 11.01 5.46 - - 5.06 0.04 (3.23) 10,695.5 1.08 Yrs 0.65 Sep-04 Jan-03
DEUTSCHE PREMIER BOND 11.71 6.05 - - 2.90 0.79 (0.33) 89.4 6.73 Yrs 2.00 Sep-04 Apr-97
DSP ML BOND FUND 23.60 5.04 6.19 9.83 10.68 0.64 (0.58) 899.9 1.97 Yrs 1.95 Mar-05 May-03
DSP ML FLOATING RATE 11.28 5.49 - - 5.18 0.04 (3.43) 29,269.8 0.18 Yrs 0.68 Mar-05 Oct-96
ESCORTS INCOME PLAN 21.28 4.89 7.81 9.60 10.76 0.32 (0.33) 166.9 2.11 Yrs 2.25 Mar-05 Dec-02
FRANKLIN INTERNATIONAL 9.77 (2.13) - - (0.85) 2.07 (0.19) 9.9 - 0.84 Mar-05 Apr-02
GRINDLAYS DYNAMIC BOND 12.50 3.33 6.81 - 7.08 0.61 (0.58) 930.7 1.42 Yrs 1.99 Mar-05 Jun-02
GRINDLAYS FLOATING RATE 10.61 5.31 - - 5.27 0.03 (3.58) 13,500.1 0.60 Yrs 0.73 Mar-05 Jul-00
GRINDLAYS SUPER SAVER 15.93 3.18 5.61 9.56 9.55 0.63 (0.71) 1,822.5 2.84 Yrs 1.92 Mar-05 Jan-03
HDFC FLOATING RATE LTP 11.34 5.18 - - 4.72 0.05 (3.24) 4,899.1 2.51 Yrs 1.04 Nov-04 Mar-97
HDFC HIGH INTEREST 23.69 4.61 5.94 9.80 10.62 0.65 (0.60) 948.4 4.08 Yrs 1.80 Nov-04 Sept-00
HDFC INCOME FUND 16.14 4.18 6.21 9.70 9.71 0.62 (0.64) 4,487.2 3.62 Yrs 1.92 Nov-04 Dec-02
HSBC FLOATING RATE LTP 10.49 - - - 4.75 0.02 (4.54) 12,099.1 0.28 Yrs 0.84 Mar-05 Nov-04
HSBC INCOME FUND IP 11.65 4.59 - - 5.10 0.59 (0.61) 481.9 2.00 Yrs 1.81 Mar-05 May-99
ING VYSYA INCOME FUND 17.28 3.96 5.30 8.44 8.92 0.60 (0.66) 275.2 2.44 Yrs 2.05 Nov-04 Jun-03
JM FLOATER FUND LTP 11.00 5.46 - - 4.28 0.11 (1.71) 3,796.4 1.15 Yrs 0.55 Mar-05 Apr-95
JM INCOME FUND 27.50 4.80 6.33 10.37 10.11 0.68 (0.52) 574.1 1.17 Yrs 1.85 Mar-05 Nov-95
KOTAK BOND 17.42 4.92 6.31 10.01 9.85 0.66 (0.51) 8,133.4 - 2.01 Mar-05 May-99
KOTAK FLOATER LTP 10.62 5.47 - - 5.42 0.03 (3.56) 4,886.3 1.47 Yrs 0.80 Mar-05 Aug-04
 DEBT FUNDS (LONG TERM)
NAV Return (%) SD SR Net Assets Average Exp. Exp Launch
Scheme Name
(Rs) 1 yr 3 yr 5 yr Incep (%) (%) (Rs m) Maturity Ratio (%) Ratio Dt. Date

LIC MF BOND FUND 18.68 4.63 5.77 9.43 10.21 0.53 (0.65) 2,293.9 1.19 Yrs 1.26 Mar-05 Nov-98
MAGNUM INCOME FUND 18.85 4.45 5.57 9.05 9.59 0.64 (0.63) 1,226.2 3.44 Yrs 1.40 Mar-05 Jun-99
PRINCIPAL DEBT FUND 19.51 4.50 5.31 10.84 11.14 1.06 (0.53) 30.0 4.20 Yrs 2.14 Mar-05 Jun-99
PRINCIPAL INCOME FUND 16.17 5.05 6.70 - 10.07 0.59 (0.54) 892.4 3.20 Yrs 1.80 Mar-05 Oct-02
PRU ICICI FLEXIBLE INCOME 12.57 5.46 7.81 - 7.81 0.51 (0.60) 527.4 3.46 Yrs 1.00 Mar-05 Mar-03
PRU ICICI FLOATING RATE B 11.32 5.35 - - 5.07 0.03 (4.17) 31,859.0 0.49 Yrs 0.75 Mar-05 Jul-98
PRU ICICI INCOME 20.22 4.55 5.88 9.48 10.16 0.60 (0.65) 3,279.7 4.37 Yrs 1.95 Mar-05 Dec-97
RELIANCE INCOME FUND 21.70 5.97 6.88 9.78 10.56 0.67 (0.36) 444.9 1.85 Yrs 0.73 Mar-05 Dec-97
SUNDARAM BOND SAVER 21.72 2.98 5.53 9.31 10.39 0.57 (0.81) 1,050.7 2.85 Yrs 1.74 Mar-05 Jun-02
SUNDARAM INCOME PLUS 12.12 4.11 5.73 - 6.18 0.21 (1.24) 132.4 0.97 Yrs 1.85 Mar-05 Sept-03
TATA DYNAMIC BOND 11.12 5.81 - - 5.29 0.56 (0.37) 609.8 3.14 Yrs 1.25 Mar-05 Sept-03
TATA FLOATING RATE 10.70 4.05 - - 3.89 0.08 (2.90) 102.5 - 0.69 Mar-05 Dec-03
TEMPLETON FLOATING RATE 12.31 5.24 5.43 - 5.83 0.04 (3.95) 11,780.1 1.42 Yrs 0.99 Mar-05 Feb-02
TEMPLETON INDIA IBA 23.92 3.74 6.08 10.06 11.08 0.59 (0.70) 1,770.7 3.54 Yrs 1.00 Mar-05 Jun-97
TEMPLETON INDIA INCOME 24.46 4.46 5.96 9.55 10.99 0.51 (0.72) 2,487.6 3.08 Yrs 1.68 Mar-05 Mar-97
UTI - BOND ADVANTAGE 17.79 5.36 6.16 9.63 9.67 0.69 (0.54) 465.2 2.88 Yrs 1.33 Mar-05 Jul-99
UTI BOND FUND 20.36 9.38 6.70 9.51 10.13 0.76 (0.20) 4,983.2 3.81 Yrs 1.07 Mar-05 Jun-98

Crisil Bond Index 4.85 5.61

 FUND OF FUNDS
NAV Return (%) SD SR Net Assets Exp. Exp Launch
Scheme Name
(Rs) 1 m 3 m 1 yr Incep (%) (%) (Rs m) Ratio (%) Ratio Dt. Date
BIRLA AAF AGGRESSIVE 14.48 4.6 13.1 41.5 27.2 4.29 0.35 83.53 - - Jan-04
BIRLA AAF CONSERVATIVE 11.92 2.0 5.0 15.0 11.9 1.36 0.29 76.14 - - Jan-04
BIRLA AAF MODERATE 13.39 3.0 9.6 30.9 21.3 3.34 0.32 66.71 - - Jan-04
FT DYNAMIC PE RATIO FOFS 17.42 7.2 18.0 44.2 33.6 5.50 0.37 2,192.40 - - Jul-04
FT LIFE STAGE FOFS 20S 16.67 7.0 19.7 48.0 31.7 5.45 0.34 - 0.74 Mar-05 Jul-04
FT LIFE STAGE FOFS 30S 14.46 5.1 13.9 33.0 22.0 3.87 0.30 - 0.74 Mar-05 Jul-04
FT LIFE STAGE FOFS 40S 13.07 3.2 9.2 22.8 15.5 2.51 0.27 - 0.5 Mar-05 Jul-04
FT LIFE STAGE FOFS 50S FRP 11.72 2.4 5.5 14.1 14.3 1.06 0.51 - 0.18 Mar-05 Jul-04
FT LIFE STAGE FOFS 50S 11.66 2.4 5.3 13.1 8.6 1.62 0.09 - 0.25 Mar-05 Jul-04
KOTAK DYNAMIC FOF 12.57 8.8 21.0 - 25.6 3.52 0.96 963.20 0.75 Mar-05 Mar-05
KOTAK EQUITY FOF 17.25 7.4 24.1 59.3 61.2 4.73 0.74 947.80 0.74 Mar-05 Aug-04
PRU ICICI AGRESSIVE 14.71 4.5 16.8 43.7 22.9 4.29 0.24 90.91 0.55 Sep-04 Nov-03
PRU ICICI CAUTIOUS 11.50 1.3 5.0 11.1 7.0 0.94 (0.06) 120.88 0.35 Sep-04 Nov-03
PRU ICICI MODERATE 13.10 3.1 12.2 26.5 15.3 2.64 0.20 146.02 0.45 Sep-04 Nov-03
PRU ICICI VERY AGRESSIVE 16.28 6.2 22.0 56.8 29.3 5.57 0.26 73.14 0.70 Sep-04 Nov-03
PRU ICICI VERY CAUTIOUS 10.89 0.4 1.3 5.2 4.8 0.07 (2.42) 74.61 0.20 Sep-04 Nov-03
STANCHART ALL SEASONS 10.50 0.4 1.3 4.7 4.6 0.08 (2.07) 990.22 0.47 Mar-05 Sep-04

S&P CNX NIFTY 50.8

CRISIL Balanced 28.5
CRISIL MIP 12.4
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