Scribd
Upload
39 views3 pages

Fuidamental Analysis

State Bank of India (SBI) is the largest bank in India, tracing its origins back to 1806. It was nationalized by the government in 1955. SBI provides banking products in India and overseas, including for NRIs, through its vast network of over 16,000 branches across India. With assets of $250 billion and deposits of $195 billion, it has a large market share among Indian banks. SBI has tried to reduce overstaffing through computerization and retirement schemes. It is ranked 29th most reputable company globally by Forbes.

Uploaded by

Prashant Mujumdar
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
39 views3 pages

Fuidamental Analysis

State Bank of India (SBI) is the largest bank in India, tracing its origins back to 1806. It was nationalized by the government in 1955. SBI provides banking products in India and overseas, including for NRIs, through its vast network of over 16,000 branches across India. With assets of $250 billion and deposits of $195 billion, it has a large market share among Indian banks. SBI has tried to reduce overstaffing through computerization and retirement schemes. It is ranked 29th most reputable company globally by Forbes.

Uploaded by

Prashant Mujumdar
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
You are on page 1/ 3

State Bank of India (SBI) is the largest bank in India.

The bank traces its ancestry back throughthe Imperial Bank of India to the founding in 1806 of the Bank of Calcutta, making it the oldestcommercial bank in the Indian Subcontinent. The Government of India nationalised the ImperialBank of India in 1955, with the Reserve Bank of India taking a 60% stake, and renamed it theState Bank of India. In 2008, the Government took over the stake held by the Reserve Bank of India.SBI provides a range of banking products through its vast network in India and overseas,including products aimed at NRIs. The State Bank Group, with over 16000 branches, has thelargest branch network in India. With an asset base of $250 billion and $195 billion in deposits,it is a regional banking behemoth. It has a market share among Indian commercial banks of about 20% in deposits and advances, and SBI accounts for almost one-fifth of the nations loans.SBI has tried to reduce its over-staffing through computerizing operations and Golden handshakeschemes that led to a flight of its best and brightest managers. These managers took theretirement allowances and then went on the become senior managers at new private sector banks.The State bank of India is 29th most reputable company in the world according to Forbes. Fundamental Analysis: Fundamental analysis refers to the study of the core underlying elements that influence theeconomy of a particular entity. It is a method of study that attempts to predict price action andmarket trends by analyzing economic indicators, government policy and societal factors within abusiness cycle framework. The fundamental analysis of a company involves the followingparameters:1. Macroeconomic Analysis2. Industry Analysis3. Company AnalysisHow does an investor determine if a stock is undervalued, overvalued, or trading at fair marketvalue? With fundamental analysis, this may be done by applying the concept of intrinsic value. If all the information regarding a corporation's future anticipated growth, sales figures, cost of operations, and industry structure, among other things, are available and examined, then theresulting analysis is said to provide the intrinsic value of the stock.To a fundamentalist, the market price of a stock tends to move towards its intrinsic value. If theintrinsic value of a stock is above the current market price, the investor would purchase thestock. However, if the investor found through analysis that the intrinsic value if a stock wasbelow the market price for the stock, the investor would sell the stock from their portfolio or takea short position in the stock

Mar '12 Mar '11 Mar '10 Mar '09 Investment Valuation Ratios Face Value Dividend Per Share Operating Profit Per Share (Rs) Net Operating Profit Per Share (Rs) Free Reserves Per Share (Rs) Bonus in Equity Capital Profitability Ratios Interest Spread Adjusted Cash Margin(%) Net Profit Margin Return on Long Term Fund(%) Return on Net Worth(%) Adjusted Return on Net Worth(%) Return on Assets Excluding Revaluations Return on Assets Including Revaluations Management Efficiency Ratios Interest Income / Total Funds Net Interest Income / Total Funds Non Interest Income / Total Funds Interest Expended / Total Funds Operating Expense / Total Funds Profit Before Provisions / Total Funds Net Profit / Total Funds Loans Turnover Total Income / Capital Employed(%) Interest Expended / Capital Employed(%) Total Assets Turnover Ratios Asset Turnover Ratio Profit And Loss Account Ratios Interest Expended / Interest Earned Other Income / Total Income Operating Expense / Total Income Selling Distribution Cost Composition Balance Sheet Ratios Capital Adequacy Ratio Advances / Loans Funds(%) Debt Coverage Ratios Credit Deposit Ratio Investment Deposit Ratio Cash Deposit Ratio Total Debt to Owners Fund Financial Charges Coverage Ratio Financial Charges Coverage Ratio Post Tax Leverage Ratios

Mar '08

10.00 10.00 10.00 10.00 10.00 35.00 30.00 30.00 29.00 21.50 289.44 255.39 229.63 230.04 173.61 1,776.47 1,504.34 1,353.15 1,179.45 899.83 645.05 468.29 412.36 373.99 356.61 -----5.04 10.59 9.73 96.84 13.94 13.97 4.12 9.60 8.55 96.73 12.71 12.74 3.82 11.62 10.54 95.02 13.89 13.91 4.34 13.04 12.03 100.35 15.74 15.74 4.32 12.81 11.65 86.83 13.72 13.70

1,251.05 1,023.40 1,038.76 1,251.05 1,023.40 1,038.76

912.73 776.48 912.73 776.48

9.32 4.37 0.08 4.94 2.86 1.52 0.91 0.15 9.40 4.94 0.09 0.10 59.36 0.85 30.40 0.17

8.39 4.10 0.09 4.29 2.67 1.43 0.65 0.14 8.48 4.29 0.08 7.24 60.04 1.10 31.51 0.26

8.52 3.82 0.10 4.69 2.38 1.46 0.91 0.15 8.62 4.69 0.09 7.26 66.66 1.21 27.61 0.26

8.88 3.79 0.11 5.09 2.06 1.75 1.08 0.16 8.99 5.09 0.09 7.20 67.28 1.18 22.91 0.33

8.82 3.87 0.14 4.96 2.16 1.74 1.04 0.15 8.96 4.96 0.09 6.32 65.23 1.56 24.13 0.30

13.86 78.01 82.14 30.73 7.51 12.43 0.32 1.20

11.98 77.19 79.90 33.45 8.96 14.37 0.35 1.19

13.39 74.22 75.96 36.33 7.56 12.19 0.33 1.21

14.25 78.34 74.97 36.38 8.37 12.81 1.36 1.23

13.47 78.31 77.51 34.81 8.29 10.96 0.37 1.23

Current Ratio Quick Ratio Cash Flow Indicator Ratios Dividend Payout Ratio Net Profit Dividend Payout Ratio Cash Profit Earning Retention Ratio Cash Earning Retention Ratio AdjustedCash Flow Times

0.05 12.05 22.59 20.80 77.45 79.24 81.94

0.04 8.50 26.03 23.24 74.03 76.80 100.71

0.04 9.07 23.36 21.20 76.67 78.82 79.54

0.04 5.74 22.90 21.13 77.11 78.88 75.05

0.07 6.15 22.64 20.56 77.33 79.41 72.64 Mar '08

Mar '12 Mar '11 Mar '10 Mar '09 Earnings Per Share Book Value 174.15 116.07 144.37 1,251.05 1,023.40 1,038.76

143.67 106.56 912.73 776.48

You might also like