Private Education Loan Applicant Self-Certification

App 1740728 ________________________________________________________________________________________________

Complete and mail form to: Discover Student Loans PO Box 30947 Salt Lake City, UT 84130-0947

OMB No. 1845-0101 Form Approved Exp. Date 05-31-2016

Important: Pursuant to Section 155 of the Higher Education Act of 1965, as amended, (HEA) and to satisfy the requirements of Section 128(e)(3) of the Truth in Lending Act, a lender must obtain a self-certification signed by the applicant before disbursing a private education loan. The school is required on request to provide this form or the required information only for students admitted or enrolled at the school. Throughout this Applicant Self-Certification, you and your refer to the applicant who is applying for the loan. The applicant and the student may be the same person. Instructions: Before signing, carefully read the entire form, including the definitions and other information on the following page. Submit the signed form to your lender.

SECTION 1: NOTICES TO APPLICANT

Free or lower-cost Title IV federal, state, or school student financial aid may be available in place of, or in addition to, a private education loan. To apply for Title IV federal grants, loans and work-study, submit a Free Application for Federal Student Aid (FAFSA) available at www.fafsa.ed.gov, or by calling 1-800-4-FED-AID, or from the schools financial aid office. A private education loan may reduce eligibility for free or lower-cost federal, state, or school student financial aid. You are strongly encouraged to pursue the availability of free or lower-cost financial aid with the schools financial aid office. The financial information required to complete this form can be obtained from the schools financial aid office. If the lender has provided this information, you should contact your schools financial aid office to verify this information and to discuss your financing options.

SECTION 2: COST OF ATTENDANCE AND ESTIMATED FINANCIAL ASSISTANCE

If information is not already entered below, obtain the needed information from the schools financial aid office and enter it on the appropriate line. Sign and date where indicated. See Section 5 for definitions of financial aid terms.

13808 A. Students cost of attendance for the period of enrollment covered by the loan $____________________ 0 B. Estimated financial assistance for the period of enrollment covered by the loan $____________________ 13808 C. Difference between amounts A and B $____________________ WARNING: If you borrow more than the amount on line C, you risk reducing your eligibility for free or lower-cost federal, state, or school financial aid.
SECTION 3: APPLICANT INFORMATION
Enter or correct the information below.

1836 EUCLID AVE UN 440, FINANCIAL AID OFFICE CLEVELAND, OH 44115 Full Name and Address of School ________________________________________________________________________________________________________

CLEVELAND STATE UNIVERSITY

THALJI

Applicant Name (last, first, MI) ___________________________________________________

JAMIL

Date of Birth (mm/dd/yyyy) _____/_____/__________

10/19/1989

5676 BROADVIEW RD APT 605 Permanent Street Address __________________________________________________________________

441341642 OH ____________________ PARMA City, State, Zip Code __________________________________________________________________

Area Code / Telephone Number Home (

(216) 650-4443 ) ____________________________ 8/14/2013

Other (

) ____________________________

[email protected] E-mail Address________________________________________________________________________________________

Period of Enrollment Covered by the Loan (mm/dd/yyyy) From _____ / _____ / _______ to _____ / _____ / _______

5/9/2014

If the student is not the applicant, provide the students name and date of birth. Student Name (last, first, MI) ____________________________________________________ Student Date of Birth (mm/dd/yyyy) _____/_____/__________

SECTION 4: APPLICANT SIGNATURE

I certify that I have read and understood the notices in Section 1 and, that to the best of my knowledge, the information provided on this form is true and correct. Signature of Applicant ____________________________________________________________________ Date (mm/dd/yyyy) _______________________

SECTION 5: DEFINITIONS
Cost of attendance is an estimate of tuition and fees, room and board, transportation, and other costs for the period of enrollment covered by the loan, as determined by the school. A students cost of attendance may be obtained from the schools financial aid office. Estimated financial assistance is all federal, state, institutional (school), private, and other sources of assistance used in determining eligibility for most Title IV student financial aid, including amounts of financial assistance used to replace the expected family contribution. The students estimated financial assistance is determined by the school and may be obtained from the schools financial aid office. A lender is a private education lender as defined in Section 140 of the Truth in Lending Act and any other person engaged in the business of securing, making, or extending private education loans on behalf of the lender. A period of enrollment is the academic year, academic term (such as semester, trimester, or quarter), or the number of weeks of instructional time for which the applicant is requesting the loan. A private education loan is a loan provided by a private education lender that is not a Title IV loan and that is issued expressly for postsecondary education expenses, regardless of whether the loan is provided through the school that the student attends or directly to the borrower from the private education lender. A private education loan does not include (1) An extension of credit under an open-end consumer credit plan, a reverse mortgage transaction, a residential mortgage transaction, or any other loan that is secured by real property or a dwelling; or (2) An extension of credit in which the school is the lender if the term of the extension of credit is 90 days or less or an interest rate will not be applied to the credit balance and the term of the extension of credit is one year or less, even if the credit is payable in more than four installments. Title IV student financial aid includes the Federal Pell Grant Program, the Federal Supplemental Educational Opportunity Grant (FSEOG) Program, the Federal Work-Study (FWS) Program, the William D. Ford Federal Direct Loan (Direct Loan) Program, the Federal Perkins Loan Program, and the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program. To apply for Title IV federal grants, loans, and work-study, submit a Free Application for Federal Student Aid (FAFSA), which is available at www.fafsa.gov, by calling 1-800-4-FED-AID, or from the schools financial aid office.

SECTION 6: PAPERWORK REDUCTION NOTICE

Paperwork Reduction Notice: According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a currently valid OMB control number. The valid OMB control number for this information collection is 1845-0101. The time required to complete this information collection is estimated to average 0.25 hours (15 minutes) per response, including the time to review instructions, search existing data resources, gather and maintain the data needed and complete and review the information collection. If you have any comments concerning the accuracy of the time estimate(s) or suggestions for improving this form, please write to: U.S. Department of Education, Washington, DC 20202-4651 If you have any comments or concerns regarding the status of your individual submission of this form, contact your lender.