2014 DRAFT ANNUAL ACTION PLAN The Annual Goals and Objectives Federal Community Development and Affordable

Housing Programs
Fifth-year of the 2010-2014 Five-Year Consolidated Plan

Upon request, this document will be provided in a format accessible to persons with disabilities and/or Limited-English Proficiency. The Idaho Department of Commerce and Idaho Housing and Finance Association prohibit discrimination basis on race, color, National origin, religion, sex, familial status, sexual orientation, gender identity/expression, disability, and age.

TABLE OF CONTENTS

EXECUTIVE SUMMARY.......................................................................................................................................................................4 ANNUAL ALLOCATION CONTINGENCY PROVISION ............................................................................................................................................. 4 COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) ....................................................................................................................................... 5 HOME INVESTMENT PARTNERSHIP PROGRAM (HOME) .................................................................................................................................... 5 EVALUATION OF PAST PERFORMANCE ..............................................................................................................................................6 THE EMERGENCY SOLUTIONS GRANT (ESG) .................................................................................................................................................... 6 HOME .................................................................................................................................................................................................... 6 ANTICIPATED OUTCOMES ............................................................................................................................................................................ 7 EMERGENCY SHELTER GRANT PROGRAM ........................................................................................................................................................ 7 CITIZEN PARTICIPATION .................................................................................................................................................................. 10 OBJECTIVES & RESOURCES 91.320 (C) .............................................................................................................................................. 10 COMMUNITY DEVELOPMENT BLOCK GRANT .................................................................................................................................................. 10 HOME PROGRAM ................................................................................................................................................................................... 12 EMERGENCY SOLUTIONS GRANT ................................................................................................................................................................. 13 RESOURCES ..................................................................................................................................................................................... 15 CDBG ................................................................................................................................................................................................... 15 HOME .................................................................................................................................................................................................. 15 ESG ...................................................................................................................................................................................................... 16 HOUSING OPPORTUNITIES FOR PERSONS WITH AIDS (HOPWA) PROGRAM ....................................................................................................... 18 CONTINUUM OF CARE PROGRAMS .............................................................................................................................................................. 18 ACCESSIBILITY IMPROVEMENTS PROGRAM .................................................................................................................................................... 19 OTHER HOUSING PROGRAMS ..................................................................................................................................................................... 19 METHOD OF DISTRIBUTION ............................................................................................................................................................. 19 COMMUNITY DEVELOPMENT BLOCK GRANT .................................................................................................................................................. 20 HOME PROGRAM ................................................................................................................................................................................... 22 EMERGENCY SHELTER GRANT ..................................................................................................................................................................... 23 PROPOSED HOUSING ACTIVITIES ................................................................................................................................................................. 26 OUTCOME MEASURES 91.320(E) ..................................................................................................................................................... 30 CDBG PROGRAM .................................................................................................................................................................................... 30 THE HOME PROGRAM ............................................................................................................................................................................. 31 THE EMERGENCY SHELTER GRANT PROGRAM ................................................................................................................................................ 32 GEOGRAPHIC DISTRIBUTION 91.320 (F) ........................................................................................................................................... 33 COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM ................................................................................................................................... 35 THE HOME PROGRAM ............................................................................................................................................................................. 35 THE EMERGENCY SOLUTIONS GRANT PROGRAM ............................................................................................................................................ 35 AFFORDABLE HOUSING GOALS FOR HOMELESS, NON-HOMELESS, SPECIAL NEEDS HOUSEHOLDS .................................................. 36 THE ESG PROGRAM ................................................................................................................................................................................. 36 THE HOPWA PROGRAM .......................................................................................................................................................................... 36 HOMELESS AND OTHER SPECIAL NEEDS ACTIVITIES......................................................................................................................... 36 EMERGENCY SHELTER AND TRANSITIONAL HOUSING ....................................................................................................................................... 37 TRANSITIONAL HOUSING AND PERMANENT HOUSING NEEDS............................................................................................................................ 37 HOMELESSNESS PREVENTION ..................................................................................................................................................................... 38 TRANSITIONAL TO PERMANENT HOUSING ..................................................................................................................................................... 38 NON-HOMELESS NEEDS ............................................................................................................................................................................ 38

STEPS TO END CHRONIC HOMELESSNESS ...................................................................................................................................................... 38 OTHER ACTIONS 91.320 (J) .............................................................................................................................................................. 39 PROGRAM SPECIFIC REQUIREMENTS 91.320 (K) .............................................................................................................................. 44 COMMUNITY DEVELOPMENT BLOCK GRANT .................................................................................................................................................. 44 HOME PROGRAM ................................................................................................................................................................................... 47 EMERGENCY SOLUTIONS GRANT ................................................................................................................................................................. 48 RAPID RE-HOUSING.................................................................................................................................................................................. 48 HOMELESSNESS PREVENTION ..................................................................................................................................................................... 48 HOMELESS PARTICIPATION REQUIREMENT .................................................................................................................................................... 48 MONITORING .................................................................................................................................................................................. 49 COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM ................................................................................................................................... 49 HOME PROGRAM ................................................................................................................................................................................... 50 EMERGENCY SHELTER GRANT PROGRAM ...................................................................................................................................................... 51 ADDITIONAL ITEMS ......................................................................................................................................................................... 51 HOUSING INFORMATION AND RESOURCE CENTER/IDAHOS HOUSING HOTLINE.................................................................................................... 51 HOUSINGIDAHO.COM ............................................................................................................................................................................... 53 AFFIRMATIVELY FURTHERING FAIR HOUSING ................................................................................................................................. 53 CONCERNS .............................................................................................................................................................................................. 54 IMPEDIMENTS ......................................................................................................................................................................................... 60 HOUSING PRIORITY NEEDS TABLE PY 2014 ...................................................................................................................................... 64

Preface
The 2010-2014 Five-Year Strategic Consolidated Plan is the overview of the goals, strategies, priorities and needs for HUDs affordable housing and community development programs in the State of Idaho. The 2013 Action Plan is the overview of the anticipated goals, strategies, priorities and needs for 2013 Program Year. Following the Public Participation Plan for Idahos affordable housing and community development programs, the 2014 Annual Action Plan is available to the public for review and comment for 30 days beginning 8 a.m. January 6, 2014 ending 5 p.m. February 4, 2014. Public Hearing to receive oral and written comments will be held in Boise on January 27, 2014. The 2014 Action Plan is available online at www.commerce.idaho.gov and http://www.idahohousing.com/ihfa/grant-programs/plans-and-reports.aspx Idaho Housing and Finance Association and the Idaho Department of Commerce do not assume responsibility for the unauthorized duplication, alteration, or distribution of any part of this document or its attachments. To request a reasonable accommodation contact Erik at [email protected], 1.877.438.4472/TTD, 1.800.545.1833 ext #400, fax 208.331.4808 or P.O. Box 7899 Boise, ID 83707-1899

Executive Summary
The 2014 Annual Action Plan is the annual planning report for Idahos housing and community development programs funded by the Department of Housing and Urban Development. This document outlines how the HOME, CDBG, and ESG programs plan to expend funds during 2014 Program Year, April 1, 2014 through March 31, 2015. The 2014 Annual Action Plan is prepared by the Idaho Housing and Finance Association (IHFA) in partnership with the Idaho Department of Commerce (IDC). IHFA and IDC have identified goals and strategies that can best address Idahos housing and community development needs with the funding received from HUD. The five-year goals and strategies are set forth in the Five-Year Strategic Plan (2010-2014) for Housing and Community Development Programs. The annual goals and strategies for each year of the five years are identified in the annual action plan. IHFA and IDC collaborate with local and regional stakeholders in an effort to create and support safe decent living environments and economic opportunities Idaho communities. Both IHFA and IDC strive to make these opportunities accessible and affordable to communities and individuals they serve and to ensure outcomes that are sustainable and measurable. The United States Department of Housing and Urban Development (HUD) has defined the goals and corresponding objectives for its affordable housing and community development block grant programs. This allows program accomplishments to be reported in a uniform manner. The table below identifies HUDs Goals and Objectives with Idahos corresponding Goals and Objectives.
HUD Goals & Objectives Provide Suitable Living Environment Availability/accessibility to create suitable living environments Affordability to create suitable living environments Sustainability to create suitable living environments Provide Decent Housing Accessibility for the purpose of providing decent housing Affordability for the purpose of creating decent housing Sustainability for the purpose of creating decent housing STATE OF IDAHO Corresponding Goals & Objectives Preserve and Enhance Suitable Living Environment Improve safety & livability of communities Improve affordability and sustainability of quality facilities and services Increase access to quality facilities and services Provide Decent Housing Sustain and increase home ownership Sustain and increase affordable rental housing Support equal access to a continuum of housing services Expand Economic Opportunities Create and retain jobs primarily for low- to moderate income persons Revitalize downtowns Increased Community Investment and Involvement

Expand Economic Opportunities Accessibility for the purpose of creating economic opportunities Affordability for the purpose of creating economic opportunities Sustainability for the purpose of creating economic opportunities No Corresponding HUD Goal or Objective

Promote effective partnerships Support efforts to increase local capacity in

planning, administration and implementation

Annual Allocation Contingency Provision Following the State of Idaho's Public Participation Plan for HUD-CPD programs (PPP), IHFA and the Department of Commerce will use estimated allocation amounts to adopt the annual action plan. When the actual allocation amounts are known, adjustments will be made and the action plan will be submitted to HUD for review within 60 days after the date the allocation amounts are known or until August 16, 2014, whichever comes first. 4

However, if an annual funding allocation exceeds 25% of the annual average for a specific program (CDBG, HOME, ESG), the PPP defines this as a substantial alteration of the focus and priority of actions and strategies from those previously adopted by the public, and would require the substantial amendment process to be followed. When the substantial amendment process has been completed, the amended annual action plan will be submitted to HUD for review and approval. HOME-IHFA expresses the annual HOME budget as a percentage of the annual allocation[HOME Program] CDBG- All proposed activities budgets, with exception to imminent threat, which will remain at $300,000, will be proportionally increased, or decreased from estimated funding levels to match the actual allocation amount. ESG- All proposed activities' budgets will be proportionally increased or decreased from estimated funding levels to match the actual allocation amount. Community Development Block Grant (CDBG) Funds are distributed in accordance with the State CDBG rules, which may be accessed at http://adminrules.idaho.gov/rules/current/28/0201.pdf . State CDBG funds serve communities throughout the State, excluding Idahos seven entitlement communities, Boise, Idaho Falls, Pocatello, Coeur dAlene, Meridian, Lewiston, and Nampa, each of which receives funds directly from HUD. Based on HUDs formula allocation of CDBG, which takes into account the States population, poverty levels, and overcrowded housing number, the State expects to receive approximately $7,400,000 in PY 2014. With the PY 2014 allocation and the P carryovers and reversions (which are expected to equal $5,555,886), the State projects to have the following amounts for each of its set-asides: $300,000 to spend on imminent threats ($300,00 per year) $444,000 to spend on community and senior citizen centers (6% of allocation) $5,944,943 to spend on public facilities (infrastructure, facilities, utilities, housing infrastructure) $5,944,943 to spend on economic development projects (job creation and downtown revitalization)

In addition, the majority of CDBG projects are dependent upon funds leveraged by local communities from local, private, state, and federal sources. IDC expects to fund approximately 18 to 22 CDBG applications for PY 2014 with funding requests ranging from $50,000 to $500,000. ($500,000 is the maximum amount available per application). All applications will be required to meet a national objective, with at least 70% of the projects benefiting low to moderate-income individuals. It is expected that for every CDBG dollar invested it will leverage $20 or above in other funds. PY 2014 CDBG funds should be available for eligible and awarded projects in May 2014. During the 2013 CDBG program year, Idaho communities leveraged on average $5 to match every CDBG dollar awarded. Also, IDC met the 15-month timeliness obligation of the PY2012 CDBG funds. Idaho ranks 5th nationally for State CDBG funding obligations as of HUDs November 2013 State expenditure report. Home Investment Partnership Program (HOME) IHFA is the designated administer of the State of Idahos HOME Investment Partnership Program (HOME). Since its inception, Idahos HOME program has received approximately $104,794,000.00 HOME funds are awarded to experienced affordable housing developers as a low-interest, due on sale, or a structured loan for multi/single-family rental activities. Experienced developers submit application following a published NOFA process. Awards are made following a minimum threshold, competitive application scoring process with final approval or denial made by IHFA's Resource Allocation Committee. 5

HOME funds are also awarded to qualified non-profit single-family affordable housing sponsor for HOME homebuyer properties activities. The funds are awarded to the sponsors as a 0% loan. When each unit is sold, the low-income homebuyer assumes a portion of the sponsor's loan as a 0%, due-on-sale loan. A portion of the sponsor's loan is repaid to IHFA as each unit is sold. The HOME Down payment/Closing cost assistance program awards funds to HOME and IHFA qualified lowincome homebuyers as a 0%, due-on-sale loan. All HOME-assisted units and owners must meet affordability and residency requirements. IHFA has chosen to adopt the HOME Program's Recapture (from Net Proceeds) Option.1

Evaluation of Past Performance

The Emergency Solutions Grant (ESG) IHFA administers the Emergency Solutions Grant program statewide. During the 2012 Program Year, $911,608 in Emergency Solutions Grants funds were allocated to 19 different non-profit organizations throughout the state. Funding helps support operations, essential services, homelessness prevention, and rapid re-housing activities. In the 2012 program year, 455 families, consisting of 731 adults and 826 children, and 240 single individuals served for a total of 1797 clients and over 106,000 bed nights provided. In the 2012 program year, IHFA utilized ESG funds to support emergency housing providing 106,924 bed nights around the state. This enabled 1193 single individuals and 233 families, consisting of 298 adults and 415 children, to receive shelter and/or services. During the 2012 program year, Homeless Prevention and Rapid Re-housing funds were used to help prevent individuals and families from losing their housing, through rental and utility assistance. Each of the states seven regions received homeless prevention and/or rapid re-housing funds, through either ESG or IHFA, based on their respective populations. This helped to ensure households in all areas of the state, rural and non-rural, had equal access to homeless prevention and rapid re-housing funds. The Home Partnership Foundation provided an additional $200,000, supplementing ESG funds, and allowing subrecipients to have access to prevention and re-housing funding year round. In Region 6, the Foundation allocated a total of $25,000 in private funds to IHFAs branch office, providing one-time rental and utility assistance to households at risk of becoming homeless. IHFA will also measure outcomes based on the annual desk risk analysis that considers the compliance of the project, management of expenditures and contract deadline. HOME Since 1992, the States' HOME Program has received approximately $104,794,000 in total allocations. The program overall is ranked 25th of 51 PJs nationally. Idaho's HOME cost per unit for rental activities is $50,046 compared to the national average of $32,198; for homebuyer units Idaho HOME cost per unit is $6,474 compared to a national average of $13,849. The most recent HOME Snapshot (9/30/2013) indicates cumulatively since 1992, Idaho's HOME Program has disbursed 89% of its funds to eligible activities, with 4% committed and 7% uncommitted to eligible activities. 79% of Idaho's HOME funds were awarded to homebuyer activities (down payment closing cost assistance, homebuyer properties activities) and 20% to rental activities. Nationally, Idahos HOME program is ranked 25th overall (out of 51 PJs). The program was ranked 17th overall the last reporting period.

24 CFR92.254.a.5 (ii)A

The average total development cost for HOME-assisted rental projects is currently $95,883 per unit compared to a national cost of $114,596. The total average development cost for HOME-assisted homebuyer activities was $100,751per unit, compared to a national cost of $82,625. 40.6% of HOME assisted rental units have a household size of 1person, 17% have a 2-person household, 19.6% have a 3-person household, 11.8% have 4person household, and 10.9% have a 5+-person household. 62% of tenants in HOME-assisted rental units do not receive any supplemental rental assistance The tables below indicate the number of HOME units completed during the most recent reporting year ( 2012 Consolidated Annual Performance Evaluation Report (April 1, 2012-March 31, 2013)
Households 80 AMI Strategy Sustain and Increase Affordable Homeownership Units Sold 120

Households 80 AMI Strategy Sustain and Increase Affordable Rental Housing HOME 23 Results for Goal #1 LIHTC (May include HOME units) 280 NSP 6 Total Rental units 309

Anticipated Outcomes IHFA anticipates the 2014 HOME allocation will be close to or less than the 2013 allocation. Based on this assumption, the following projections are made:
12/2/13, PR27, pg 11 12/2/13, PR27, pg 12 12/2/13, PR02, pg 130 new commitments Used same as 2013 12/2/13 PR27, page 1 (2013) 12/2/13 PR27, page 2 Receipts (2013) Estimated Ending Balance as of 12/2/13 Estimated Ending Balance Program Income as of 12/2/13 PY2013 Remaining Expenditures & Commitments Estimated PY2014 Allocation Estimated PY2014 Projected Program Income Estimated ending balance PY2014 + + + + = $14,790,577.00 $1,571,926.00 $9,438,579.00 $3,372,891.00 $2,754,000.00 $13,050,815.00

Emergency Shelter Grant Program Emergency Solutions Grant Program (ESG) funds are distributed in accordance with the ESG Policy Manual, available atwww.idahohousing.com. ESG funds serve communities throughout the State of Idaho supporting emergency shelter services and homelessness prevention. IHFA will receive $777,722.00 in ESG funding for the 2013 program year. ESG funds are used provide homeless persons with access to safe and sanitary shelter as well as to supportive services and mainstream assistance needed to move them toward transitional or permanent housing. Additionally, assistance is provided to maintain permanent housing for persons at imminent risk of homelessness. 7

Strategy (Outcomes): Increased access to quality facilities and services Activities: Utilize subrecipients Annual Progress Report (APR) to analyze the services provided by agencies as well as the number of individuals and households who are stabilized in transitional or permanent housing. Promoting effective partnerships Activities: Continuing to require regional meetings and analyzing the documented services provided to the homeless in the communities as well as the coordination to provide services between agencies. Support efforts to increase local capacity in planning, administration, and implementation IHFA continues to facilitate the meetings for the Idaho Homeless Coordination Committee (IHCC). These quarterly meetings provide the opportunity for different agencies, service providers, and regional homeless coalition representatives to share information as well as assess progress towards implementing the goals, strategies, and action steps necessary to reduce and prevent homelessness in Idaho. IHFA requires the recipients of ESG funds to participate in regional homeless coalition meetings. During the 2012 program year, these meetings were held in each of the seven regions in the state. These meetings help to enable service providers to partner with other service providers, community resources, and federal and state programs operating in their region. In the ESG application, applicants are required to report the number of regional homeless meetings that their organization has attended. If an organization is above the scoring threshold and awarded ESG funds, their level of regional participation, is part of the funding formula and will affect the amount of their award. Match funding documentation will also continue to be required along with the APR.

Matching Resources for 2012 ESG Award*

Other Federal Funds State Government Local Government Private Funding Other

$65,225 $362,533 $11,600 $423,357 $469,315

*Most recent 2012 ESG award period- April 1, 2012 to March 31, 2013

Goal: Preserve and enhance suitable living environments Objectives: Increase access to quality facilities and services Activities under this strategy: Utilize each subrecipients Annual Progress Report (APR) to analyze the services provided by agencies as well as the number of individuals and households who are stabilized in transitional or permanent housing. IHFA will also measure outcomes based on the annual desk risk analysis that considers the compliance of the project, management of expenditures and contract deadline. Goal: Increased Community Investment and Involvement Objective: Promote Effective Partnerships Activities under this strategy: Require regional meetings and analyzing the documented services provided to the homeless in the 8

communities as well as the coordination to provide services between agencies. Match funding documentation will continue to be required with the submission of the APR.

Citizen Participation
The Public Participation Plan for Idaho's Affordable Housing and Community Development Programs, requires that a notice be published twice in major Idaho newspapers (this year includes a new Spanish newspaper with monthly publication) that requests the public comment regarding the proposed action plan. A copy of the published notice was also sent to local and regional stakeholders, including local units of governments, project sponsors, service agencies. In addition, a copy of the notice was sent to major Idaho libraries and IHFA branch offices. The notice contains language regarding how to request a reasonable accommodation and alternative formats of the draft plan. The 30-day comment period for the 2014 Annual Action Plan is January 6, 2014 through February 4, 2014. The draft is available on the Idaho Department of Commerce and IHFA websites. One public hearing is required (January 27, 2014 at the Boise IHFA office) See public participation exhibits Public hearing attendees Written/oral comments received Public hearing comments received-

Objectives & Resources 91.320 (c)

1. Provide a summary of the annual goals (objectives) the State expects to achieve in the coming program year. 2. Provide a concise summary of all funds that are expected to be made available, from federal, private, and non-federal public sources, to leverage program funds. Also, include how those funds will help meet the matching requirements of the various HUD programs.

Community Development Block Grant Goal: Preserve and Enhance Suitable Living Environments The annual objective is to obligate 45% to 60% of the state CDBG funds to meet this goal. It is estimated that 13 projects equaling $4,237,000 will be funded. Objective Strategy (outcome): Improve safety and livability of communities Will include a variety of projects such as: Activities under this strategy will include bringing public facilities systems (infrastructure, community facilities, public utilities) into compliance with environmental laws, federal and state standards, industry standards, or best management practices. Expected Number: Three (3) separate activities equaling $1,050,000 in CDBG. The three activities will consist of three sewer system. 841 people will benefit from the three activities with a minimum of 51% qualifying as low-to-moderate income. Expected matching leverage is $3,250,639. Objective Strategy (outcome): Increase access to quality facilities and services Activities under this strategy include installing a new public facility (infrastructure, community facilities, and public utilities) system or extending a system to a new service area. This includes new infrastructure to support affordable housing. Expected Number: Three (3) separate activities equaling $807,000 in CDBG. The three activities will consist of two water system and one fire station. 5,359 persons will benefit from the three activities with 10

a minimum of 51% qualifying as low-to-moderate income. Expected matching leverage is $2,175,519. Objective Strategy: Improve affordability and sustainability of quality facilities and services Activities under this strategy will include rehabilitation, replacement, or remodeling of a public facilities (infrastructure, community facilities, public utilities, and housing) system. Expected Number: Seven (7) separate activities equaling $2,380,000 in CDBG. The seven activities will consist of two water systems and three sewer systems, one fire station and one elderly care center. 35,353 people will benefit from the four activities with a minimum of 51% qualifying as low-tomoderate income. Expected matching leverage is $7,312,718. Goal: Expand Economic Opportunities The annual objective is to obligate 20% to 40% of the state CDBG funds to meet this goal. It is estimated that 4 projects equaling $1,850,000, will be funded. Objective Strategy: Create jobs primarily for low and moderate-income persons Activities under this strategy will include installation, upgrade, construction, and acquisition of public facilities (public infrastructure, community facilities, and public utilities) to assist in the public cost to promote expansion of an existing business or location of a new business. Expected Number: Three (3) separate activities equaling $1,500,000 in CDBG. The three activities will consist of expanding public infrastructure to three businesses, which will allow them to expand existing operations, or building new. 250 jobs are expected to be created from the three activities, with at least 126 jobs taken by a low-to-moderate income person. Expected public matching leverage is $90,000,000. Objective Strategy: Revitalize downtowns Activities under this strategy will include the prevention/elimination of slum and blight conditions in downtowns through improvements to public facilities (public infrastructure, communities facilities, public utilities) acquisition of property, faade improvements, demolition of dilapidates properties. This can include mitigation of negative downtown impediments. Expected Number: One (1) activity equaling $350,000 in CDBG. The activity consist of bringing one defined slum and blighted downtown area into compliance with ADA , sidewalks, and illumination requirements. 2,940 people will benefit from the activity. Expected public matching leverage is $1,200,000. Goal: Increase Community Investment and Involvement The annual objective is to obligate a portion of the state 1% CDBG technical assistance. Objective Strategy: Promote effective partnerships Activities under this strategy will include: Meet with state and federal agencies that provide funding for community projects to help understand potential projects and facilitate the efficient use of ICDBG funds Meet with funding partners and regulatory agencies to review merits of ICDBG applications Objective Strategy: Support efforts to increase local capacity in planning, administration, and implementation Activities under this strategy include: Support of the Northwest Community Development Institute Grant administration certification workshops Grant application workshops Provide one-on-one and on-site technical assistance for project development 11

HOME Program Goal: Preserve and Enhance Suitable Living Environments Strategy: Improve safety and livability of communities Annual Objectives will include the following: Project sponsors will adhere to the applicable Environmental Review Process as described in 24 CFR Part 50 and 58. An activity must receive the appropriate regulatory level of environmental clearance before HOME funds are committed or disbursed. Project sponsors must meet the current State and local building code for multi-family rental projects and single-family residential units, as well as local property standards and ordinances. Rehabilitation activities must also meet IHFA rehabilitation standards as applicable, at project completion. As of April 1, 2013 new rental housing activities must meet the Uniform Physical Conditions Standard throughout the HOME period of affordability. Single-family homebuyer activities meet HUDs Housing Quality Standards as the default property standard if no local property standard exists. Project sponsors must adhere to the applicable federal requirements, i.e. EPA and HUDs Lead-Safe Housing Rule, Environmental Review, HUD's Site and Neighborhood Standards(for new construction rental projects), ADA, Section 504, Affirmatively- Furthering Fair Housing, Affirmative Marketing Plan, Uniform Relocation Act and Voluntary Sale Disclosure, Section 3, Minority/Women-Owned Business Enterprises, Davis-Bacon and Limited English Proficiency, etc. Goal: Provide Decent Housing Strategy: Sustain and increase homeownership through the following activities Annual Objective- 400 eligible qualified low-income households will receive down payment/closing cost assistance or assume a portion of the HOME loan (from non-profit project sponsor) to help purchase a singlefamily home.2 Downpayment/closing cost assistance- IHFAs HOME program provides gap financing in the form of direct homebuyer down payment/closing cost assistance as a 0%, deferred, due-on-sale loan to eligible homebuyers who are 80% AMI and accepted the maximum amount of a first mortgage. HOME funds are limited to 3.5% of the purchase price not to exceed $8000, based on need and income eligibility. Homebuyer properties activity- A 0% loan to eligible non-profit housing development sponsors to help build, repair or rehabilitate single-family units to be sold to qualified eligible homebuyers. At the time of sale to the homebuyer, a portion of the non-profit sponsors loan is assumed by homebuyer. All new construction or rehabilitated units will meet current Idaho building code, local property standards, codes/ordinances, and HOME Rehabilitation Standards, as applicable. Existing units must meet local property standards or HUD's Housing Quality Standards at the time of the sale to the homebuyer. All HOME-assisted single-family units must be occupied by the homebuyer/household as the principal residence during the HOME Period of Affordability. If the unit no longer meets the current definition of principal residence, IHFA will request the homebuyer return to the unit or repay the HOME loan. IHFA has adopted the HOME Program Single-family Recapture Option. Annual Objective- 100 HOME assisted units- Provide gap financing to multi-family rental housing developers. When completed, the rental units will be required to follow HOME compliance and affordability requirements

Annual Objectives taken from the 2010-2014 Five-Year Consolidated Plans HOME Priority Housing Needs/Investments- table 2-A

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throughout the entire period of affordability.3 Low-interest loans to eligible for-profit and non-profit owners/sponsors to help finance the new construction, acquisition and repair/rehabilitation of affordable multi-family rental housing. Rental activities will adhere to applicable HOME rules and regulations, crosscutting Federal regulations and executive orders, State and local laws, standards, codes, ordinances, and IHFA-HOME policies. Rental activities are monitored for HOME compliance, including rents, tenant qualification, property standards, prohibited lease terms, affirmative marketing, and other fair housing requirements, throughout the HOME period of affordability. Strategy: Support equal access to a continuum of housing services Annual Objective: Section 504- New construction and substantial rehabilitation rental projects must provide a minimum of 5% of the units as accessible to individuals with mobility impairment(s), and an additional 2 % accessible to individuals with sensory impairment(s); Handicap accessible/adaptable units as required by UFAS and Section 504, local code and/or as submitted in the HOME application Goal: Increased Community Investment and Involvement Strategy: Promote effective partnerships Annual Objectives: Encourage training opportunities that help to affirmatively-further fair and affordable housing in Idaho Annual Objectives: Collaborate with affordable housing stakeholders, program sponsors, and community representatives that attend the Regional Housing Round Table, housing conferences, and other opportunities Annual Objectives: Encourage development of projects that can demonstrate local community support and provide supportive services as needed Annual Objectives: Project sponsors will follow the applicable Section 3 guidelines regarding outreach and employment/training opportunities to low-income individuals and businesses Emergency Solutions Grant Goal: Increased access to quality facilities and services The ESG program measures its goal of increased access to quality facilities and services by utilizing each subrecipients Annual Progress Report (APR) to analyze the services provided by agencies as well as the number of individuals and households who are stabilized in transitional or permanent housing. Measure outcomes based on the annual desk risk analysis that considers the compliance of the project, management of expenditures and contract deadline Goal: Promote Effective Partnerships The ESG program will aid in promoting effective partnerships by: Continuing to require regional meetings and analyzing the documented services provided to the homeless in the communities as well as the coordination to provide services between agencies
3 Annual Objectives taken from the 2010-2014 Five-Year Consolidated Plans HOME Priority Housing Needs/Investments- table 2-A

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 Matching resources will be provided by subrecipients. Eligible match may include other Housing and Urban Development (HUD) or federal funds, state or local funds, private, or foundation funding. Successful applicants for ESG funding will provide documentation of matching resources within a required Technical Submission, required prior to issuance of a Grant Agreement. Strategy: Improve safety and livability of communities, increase access to quality facilities and services, and improve affordability and sustainability of quality facilities and services. Measurement: Outcomes include documentation of repairs throughout the year, request for budget modifications and funding to meet the demand and the number of bed nights that are provided to the homeless compared to previous years through the yearly APR and HMIS system. The ESG grant is projected to serve 455 households with Homeless Prevention funding, and 233 households with Emergency Shelter. Goal: Increased access to quality facilities and services The ESG program measures its goal of increased access to quality facilities and services by: Utilizing each subrecipient's Annual Progress Report (APR) to analyze the services provided by agencies as well as the number of individuals and households who are stabilized in transitional or permanent housing Measure outcomes based on the annual desk risk analysis that considers the compliance of the project, management of expenditures and contract deadlines Goal: Reaching out to homeless persons The ESG program measures its goal reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs by: Utilization of a coordinated assessment tool, the Coordinated Assessment of Barriers to Housing, among HUD-funded homeless housing providers. This tool will enable outreach workers and case managers to assess unsheltered persons quickly for maximum referral efficiency. Measure outcomes based on the annual Point-in-Time count, assessing for reductions in unsheltered persons counted. Goal: Preventing homelessness among those discharged from public systems of care The ESG program measures its goal of preventing homelessness among those discharged from public institutions or systems of care by: Education of employees of public systems of care, to prevent discharge into homelessness Education of homeless service providers about HUDs definition of homelessness, and eligibility requirements Measure outcomes based on information in HMIS regarding participants homeless status at entry, and indicated places from which participants came into the homeless services system.

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Resources
CDBG The Community Development Block Grant Program does not require match except for administration at the State level, but the Idaho Community Development Block Grant Program (ICDBG) does award points to projects based upon the level of match they provide to complete the project. The local, State, and federal match categories leverage the ICDBG funds by completing the funding package necessary to construct public infrastructure projects. The private match leverage is from businesses or developers rehabilitating, expanding, or building new facilities as a result of the ICDBG infrastructure improvements. In addition to the projected $7.4 million the State expects to receive in CDBG funding, the following is a table of the projected resources from other Federal, non-Federal (state and local), and private sources to be made available to CDBG funded projects and the associated strategies they will address in accordance with the States strategic plan.
Match source Match description Cash, in-kind, loans (loan secured by bond passed by local residents) Amount

Strategies addressed Improve safety and livability of communities. Increase access to quality facilities and services. Improve affordability and sustainability of quality facilities and services. Create and retain jobs primarily for low-and moderate-income persons. Revitalize downtowns. Improve safety and livability of communities. Increase access to quality facilities and services. Improve affordability and sustainability of quality facilities and services. Create and retain jobs primarily for low-and-moderate-income persons. Promote effective partnerships. Support efforts to increase local capacity in planning, administration, and implementation. Revitalize downtowns. Improve safety and livability of communities. Increase access to quality facilities and services. Improve affordability and sustainability of quality facilities and services. Create and retain jobs primarily for low-and-moderate-income persons. Promote effective partnerships. Support efforts to increase local capacity in planning, administration, and implementation. Revitalize downtowns. Create and retain jobs primarily for low-and moderate-income persons. Improve safety and livability of communities. Revitalize downtowns.

Local

$31,969,001

State

Grants from state agencies (Dept of Environmental Quality, Idaho Transportation Dept., etc) and IDC staff time Grants from federal agencies (USDA-Rural Development, Economic Development Agency, Environmental Protection Agency, Army Corps of Engineers, etc.) Business and developer investment

$69,875

Federal

$1,900,000

Private TOTAL

$90,000,000 $123,938,876

HOME HOME is the largest federal block grant designed exclusively for the creation and preservation of affordable housing. HOME funds are leveraged to the maximum extent feasible with other federal and/or private sources. IHFA incurs a 25% match liability for each dollar of HOME entitlement funds disbursed on project-related costs. Program income, administrative costs and CHDO Operating Assistance do not incur a HOME match liability

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2014 Program Year Estimated HOME Leverage (4/1/2014-3/31/2015) Local Government (CDBG, BCED) SHOP HUD 811 USDA-RD Deferred Developer Fee Donations Mortgage Private Financing (Multi-Family BMIR) Private Financing (Single Family-BMIR) Permanent Financing Foundations, Grants Cash grant (Non-federal sources) IHFA - Private Financing Tax Increment Financing Foregone Fees General Partner Contribution, reduced fees Real Property, property tax reduction Developer equity, TIF $172,300 $0.00 $0.00 $798,000 $822,000 $0.00 $2,808,000 $0.00 $0.00 $9,736,000 $77,707 $0.00 $0.00 $280,000 $15,100 $654,000 $0.00 $295,200

2014 Federal Fiscal Year Estimated HOME Match Mortgage Revenue Bonds $5,250,000 Local Government $1,086,470 State $274,225 Federal $0 Private $1,273,275 Total $7,883,970

ESG The Emergency Solutions Grants (ESG) program is a formula-funded program that uses the Community Development Block Grant (CDBG) formula as the basis for allocating funds to eligible jurisdictions, including States, territories, and qualified metropolitan cities and urban counties. During the 2013 Program Year, IHFA will receive $777,722 in ESG funding. The following is a table of the projected resources from Federal, non-Federal (State and local), and private sources to be made available to ESG funded projects and the associated strategies they will address in accordance with the States Five-Year Strategic Plan. These projections would offer a total of $1,426,847 in various financial resources to match the ESG 2013 grant. This amount is greater than the anticipated $867,445 match requirement. By law, the first $100,000 of ESG assistance provided to the State of Idaho does not 16

require match, however any additional funding requires a one-to-one match. Estimated 2013 Program Year Resources
Match Source Local Match Description Local Government Local Businesses Amount

Strategy Addressed To help coordinate efforts by different organizations within geographic areas in order to fill gaps in facilities and services identified in each Regional Continuum of Care Plan To support projects that use program funds to complement the use of other available public and private funds and other resources to improve services to the homeless To fund projects which address severe shortages in services to the homeless with clearly defined methods to measure the outcomes of these services To support projects which use funds to expand or make improvements to existing facilities for the homeless, support projects that best assist persons in moving through the Continuum of Care toward independent living To support projects in jurisdictions where comprehensive support and ancillary services are available and accessible to homeless individuals To support projects that can be completed in a timely manner, with measurable outcomes, within budget, and in conformance with all applicable federal and State requirements To support projects that use program funds to complement the use of other available public and private funds and other resources to improve services to the homeless To fund projects which address severe shortages in services to the homeless with clearly defined methods to measure the outcomes of these services To support projects which use funds to expand or make improvements to existing facilities for the homeless To support projects in jurisdictions where comprehensive support and ancillary services are available and accessible to homeless individuals To support projects that can be completed in a timely manner, with measurable outcomes, within budget, and in conformance with all applicable federal and State requirements

$165,000

State

Idaho Council on Domestic Violence & Victim Assistance Idaho Dept. of Education LBOCC MCC

$132,000

$376,000 Community Development Block Grant Program Community Service Block Grant Federal Emergency Management Agency EFSP

Federal

To help coordinate efforts by different organizations within geographic areas in order to fill gaps in facilities and services identified in each Regional Continuum of Care Plan To support projects that use program funds to complement the use of other available public and private funds and other resources to improve services to the homeless To fund projects which address severe shortages in services to the homeless with clearly defined methods to measure the outcomes of these services To support projects which use funds to expand or make improvements to existing facilities for the homeless To support projects in jurisdictions where comprehensive support and ancillary services are available and accessible to homeless individuals

Private

United Way Private Donations Runaway Youth Foundation Glanbia Foods Post Register Alltel Volunteer Hour

$754,000

To support projects that use program funds to complement the use of other available public and private funds and other resources to improve services to the homeless To support projects that can best assist persons in moving through the Continuum of Care toward independent living To support projects which will carry out Homelessness Prevention activities To support projects in jurisdictions where comprehensive support and ancillary services are available and accessible to homeless individuals

TOTAL

1,427,000

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Other resources, both Federal and non-Federal, that are expected to be available during the 2013 program year in order to meet a variety of housing and supportive service needs identified in the State of Idahos Five-Year Strategic Plan include the following: Housing Opportunities for Persons with AIDS (HOPWA) Program HOPWA funding provides both housing and supportive services to persons diagnosed with HIV/AIDS. HUD makes available HOPWA funds nationally both on a formula and competitive basis. HOPWA distributes program funds using a statutory formula that relies on AIDS statistics. The State of Idaho does not receive a formula allocation of HOPWA funds because of its low HIV/AIDS population. Accordingly, IHFA competes nationally on behalf of the State of Idaho for a competitive HOPWA allocation. IHFA worked closely with the State of Idahos STD/AIDS program and other advocates to coordinate efforts during the early stages of this grant, and continues to play a role in development and planning for the states Ryan White funding. In addition to federal HOPWA funds, there are currently three additional state sources funding for HIV/AIDS related services. The state funds are available through the Idaho Department of Health and Human Services and the Center for Disease Control, commonly referred to as the CDC. The state STD/AIDS Program includes Ryan White Titles A. B, and C. Because the total amount of funding available from different sources is not enough to adequately address the need, IHFA works closely with the other organizations to avoid duplicative of services. During the 2013 program year, IHFA estimates it will expend approximately $600,000.00 in HOPWA funding to provide housing and supportive services for an estimated 55 households in Idaho whose primary head of household is diagnosed with HIV/AIDS. Continuum of Care Programs Continuum of Care Programs provide rental assistance and supportive services to homeless persons who also have been diagnosed with a mental illness, substance abuse issues, or dual diagnoses. Formerly known as Shelter Plus Care (S+C) the program started in 1996 with nine units in Idaho Falls, and added nine units in the Pocatello area and ten units in the Coeur dAlene region in 1997. As of 2010, this number increased to 74. IHFA does not anticipate adding additional units in 2013. Funding was secured in the 2000 Continuum of Care application to extend the program into areas around Twin Falls (Region IV), Lewiston (Region II), and Nampa/Caldwell (Region III). In addition, IHFA's Shelter Plus Care renewal project in Idaho Falls, Region VI, was funded. All projects have been funded on a renewal basis as needed. Additionally, a new Statewide S+C program was applied for and awarded under the 2002 Continuum. Within the 2012 Continuum of Care Homeless Assistance Application, IHFA received four (4) former Shelter Plus Care Renewals. IHFA has worked with HUD to consolidate the bulk of these grants into two (2), for more efficient administration. Total funding of $530,892 was awarded in Continuum of Care (former Shelter Plus Care) funds to Idaho for 74 units of continued housing. The Continuum of Care Program also includes the former Supportive Housing Program, authorized by Title IV, Subtitle C, of the McKinney-Vento Homeless Assistance Act of 1987, as amended by HEARTH. It is designed to promote the development of supportive housing and supportive services to assist homeless persons in transition from homelessness and to enable them to live as independently as possible. Eligible applicants are States, units of local government, other governmental entities such as Public Housing Authorities, and private nonprofits. As part of the State of Idahos Continuum of Care strategy, IHFA submits a competitive application annually to the U.S. Department of Housing and Urban Development. During the 2013 program year, IHFA is estimated to distribute approximately $2,299,000 of Supportive Housing Program funds for leasing, operational and service-related activities for transitional and permanent 18

supportive housing. In addition, IHFA will contribute approximately $500,000 of private funding to leverage the federal portion of each of those HUD-funded programs. . Based on information currently available, IHFA estimates it will serve approximately 1360 people ( 890 households) in HUD-funded transitional and permanent housing. Of these households, 669 will be single, unaccompanied individuals, and 298 will be adults in families and 393 will be children in families. Accessibility Improvements Program The AIP grant program helps low-income persons with disabilities modify their home for accessibility purposes. The Accessibility Improvements Program (AIP) is intended to help persons unable to afford the financing for accessibility modifications on their own. An applicant must first exhaust all other possibilities of funding as AIP funds are considered a source of last resort. An application is submitted to one of three designated Independent Living Centers in Idaho for up to $5,000. The grant funds can be used for modifications to a rental unit as well as home. Funding for this program is provided through settlement agreements reached between the U.S. Department of Housing and Urban Development and respondents to Fair Housing complaints with respect to housing accessibility standards. To date, the program has received $734,494.89 and expended $734,491.59 for individual households and fair housing workshops. IHFA is unable to predict how much money will become available during the 2014 program year. Other Housing Programs The Housing Company, Inc. The Housing Company, Inc. is considered a Component Unit of IHFA, legally separate but financially accountable. This relationship is such that its exclusion from IHFA financial statement would be misleading or incomplete. The Housing Company, Inc. is a non-profit housing development organization and is an integral and material component of IHFA's reporting entity. Tax Exempt Mortgage Revenue Bonds Program For over 35 years, IHFA has helped over 70,000 Idahoans achieve the goal of homeownership by providing affordable home mortgage loans to low and moderate-income families through its Single-family Mortgage Loan Program. The program operates with the full participation and cooperation of over 44 banks and mortgage companies and 250 mortgage brokers. The lenders qualify eligible homebuyers, underwrite and close the loans, then sell them to IHFA. Mortgage Brokers process the loan and then submit it to IHFA for underwriting, closing, and funding. Proceeds from the sale of tax-exempt mortgage revenue bonds are utilized to purchase/fund the mortgages. The tax exempt status of the bonds allows the Single Family Mortgage Loan Program to offer interest rates that range from 1/4 to 1/2 percentage point below market rates. Currently, IHFA operates a homeownership-lending center in Boise offering homebuyer education, reverse mortgage counseling, mortgage, and foreclosure counseling services for all of Idaho. IHFAs current loan portfolio consists of over 21,000 mortgage loans. Finally HOME! A homebuyer education program designed by Idaho Housing and Finance Association and other organizations in Idaho. The Finally Home! Homebuyer Education program covers all of the steps involved with purchasing a home. The program provides an overall road map to the home buying process. Participants learn everything from creating a financial plan to understanding the key players involved with purchasing a home. This program is sponsored in part by a Housing Counseling grant from the U.S. Department of Housing and Urban Development. The grant supports one-on-one housing counseling through IHFA, as well as partial support for the homebuyer education classes throughout the State. The grant encompasses housing counseling through 19

group counseling (classes), and one-on-one counseling in the areas of: pre-occupancy, mortgage default, postpurchase non-default, rental delinquency issues, homeless prevention, and HECM counseling. The Finally Home! program has textbooks in English and Spanish, a set of DVDs covering the homebuyer education course in Spanish, and a web-based, on-line course in English and Spanish. The DVDs are available by contacting one of the seven Regional Training Partners. For the 2014 calendar year, IHFA estimates it will serve 3000 persons with homebuyer education, expending approximately $49,500. In the area of one-on-one counseling, IHFA is estimating approximately 2500 households will be served for over 4,000 hours in the areas of pre-occupancy, default, post-purchase nondefault, rental delinquency and homeless prevention counseling. During the 2014 calendar year, IHFA estimates it will expend approximately $95,000 for services provided through Finally Home! Through this homebuyer education program with one-on-one counseling, IHFA anticipates it will expend $160,000 to serve and provide approximately 4,000 hours in the areas of postpurchase, pre-occupancy, rental delinquency, post-purchase non-default and homeless prevention counseling.

Method of Distribution
Describe each programs method of distributing funds to local governments and n on-profit agencies to carry out activities to meet the States goals and strategies, the reasons for the allocation priorities, how the proposed distribution of funds will address propriety needs and specific objectives described in the consolidated plan, and any obstacles to addressing underserved needs.

Community Development Block Grant IDC distributes CDBG funds on a competitive statewide basis where applications are ranked against each other for funding. The ICDBG Application Handbook that details the application review procedures is available online at www.commerce.idaho.gov. IDC does set-aside the CDBG funds as follows: Two percent (2%) plus $100,000 of the total allocation is reserved for the department's administrative costs; One percent (1%) of the total is reserved for technical assistance; Five percent (5%) or $300,000, whichever is less, of the total allocation is set aside for imminent threat grants with a maximum grant amount of $100,000. Applications are received quarterly. Six percent (6%) or $600,000, whichever is less, of the total allocation is set aside for senior citizen center and community center grants with a maximum grant amount of $150,000; Applications are received annually. Fifty percent (50%) of the remaining allocation, plus 50% of the program income, recaptured funds, and carryover funds from previous program year is reserved for public facility grants. Maximum grant amount available is $500,000. Applications are received annually. Fifty percent (50%) of the remaining allocation, plus 50% of program income, recaptured funds, and carryover funds from the previous year is reserved for economic development grant for both job creation and downtown revitalization projects. Maximum grant amount available is $500,000. Job creation applications are received quarterly and downtown revitalization applications are received annually. Idaho State CDBG program rules allow for flexibility between these funding set-asides based upon public need in the various categories(i.e. if the State receives fewer requests for public facilities, and a larger than normal number of senior center funding requests, we may choose to increase the senior center funding above the projected set-aside).

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Idaho States goals and strategies have been identified through a combination of stakeholder surveys, public input, past application submittals, and other knowledge of social, environmental, and economic trends as identified in the Consolidated Plan. Based on these factors, the ICDBG non- housing community development goals and strategies are as follows: Goal: Preserve and Enhance Suitable Living Environments Strategy: Improve safety and livability of communities Activities under this strategy will include a variety of projects such as: Bringing public facilities systems (infrastructure, community facilities, public utilities) into compliance with environmental laws, federal standards, Idaho Standards for Public Works Construction or best management practices. Strategy: Increase access to quality facilities and services Activities under this strategy will include a variety of projects such as installing new public facility (infrastructure, community facilities, and public utilities) system or extending a system to a new service area. This includes infrastructure to support affordable housing. Strategy: Improve affordability and sustainability of quality facilities and services Activities under this strategy will include rehabilitation, replacement, or remodeling of a public facility (infrastructure, community facilities, public utilities, and housing) system. Goal: Expand Economic Opportunities Strategy: Create and retain jobs primarily for low- and moderate-income persons: Activities under this strategy will include installation, upgrade, construction, and acquisition of public facilities (public infrastructure, community facilities, and public utilities.) to assist in the public cost to facilitate expansion of an existing business or location of a new business. Strategy: Revitalize downtowns Activities under this strategy will include the prevention/elimination of slum and blight conditions in downtowns through improvements to public facilities (public infrastructure, community facilities, public utilities) acquisition of property, demolition of dilapidated properties. This can include mitigation of negative downtown impediments and bring infrastructure into Idaho Standards for Public Works Construction. Goal: Increase Community Investment and Involvement Strategy: Promote effective partnerships Activities under this strategy will include meeting with state and federal agencies that provide funding for community projects to help understand potential projects and facilitate the efficient use of ICDBG funds. Meet with funding partners and regulatory agencies to review merits of ICDBG applications. Strategy: Support efforts to increase local capacity in planning, administration, and implementation Activities under this strategy will include continuing support of the Northwest Community Development Institute, holding grant administration certification workshops, holding grant application workshops and providing one-on-one and on-site technical assistance for project development.

21

Method of Distribution
2% plus $100,000 for IDCs administration 1% reserve for Technical Assistance

Strategy Addressed
-Promote effective partnerships. -Support efforts to increase local capacity in planning, administration, and implementation. -Improve safety and livability of communities -Increase access to quality facilities and services. -Improve affordability and sustainability of quality facilities and services -Improve safety and livability of communities -Increase access to quality facilities and services -Improve affordability and sustainability -Create and retain jobs primarily for low-andmoderate-income persons -Revitalize downtowns

5% or $300,000 set-aside for imminent threat grants 6% or $600,000 set-aside for senior citizen and community center grants 50% set-aside for public facilities and housing grants

50% set-aside for economic development grants

Although these grants have a specified set-aside, Idaho State CDBG rules allow IDC the flexibility to adjust these amounts according to State needs. IDC does not establish specific numerical goals as community needs vary from program year to program year. (Note: The complete rules for the program and application materials can be obtained from our website at www.commerce.idaho.gov or by calling 208-334-2470.) HOME Program IHFA is the Participating Jurisdiction for the State of Idahos HOME Investment Partnership Program. As the designated Administrator of the program, IHFA is responsible to ensure the HOME rules and regulations, federal crosscutting regulations, other HUD regulations, and the IHFA HOME Administrative Plan is followed beginning with the application, award, and development phases through the period of affordability. The State's HOME program awards funds to activities located in Idaho's non-entitlement areas. HOME funds are awarded to rental activity sponsors following a minimum threshold competitive scoring application process. IHFA does not necessarily award funds based on Idaho geographic regions. Applications can receive additional points if the owner/developer is a Community-based (non-profit) Housing Development Organization, if the proposed activity is located in a rural4 community, activity will target or serve a special needs population (elderly, disabled), green building design, and amortized repayment loan structure. Eligible HOME Projects: 1) Rental Housing o New Construction o Acquisition o Acquisition and Minor Repair o Acquisition and Rehabilitation 2) Single-Family Homebuyer Activities o Down-payment/closing cost assistance o Homebuyer Properties (Owned and developed by qualified non-profit/IHFA-CHDO, then sold to HOME eligible, qualified low-income homebuyers) i. New Construction ii. Acquisition And Minor Repair
4

Defined as a population of 20,000 or less

22

iii. Acquisition And Rehabilitation The HOME Administrative Plan is the guidance document. The plan is reviewed and amended on an annual basis, as needed. A substantial change to the Plan will follow the Public Participation Plan, subject to final approval by the IHFA Board of Commissioners.
Estimated Distribution of HOME 2014 Annual Allocation
Activity New construction, acquisition and repair/rehabilitation of rental housing Percentage of HOME Allocation 40% Strategy addressed Sustain and increase affordable rental housing. Support equal access to a continuum of housing services. Improve safety and livability of communities. Promote effective partnerships. Support efforts to increase local capacity Sustain and increase affordable homeownership

Down payment/Closing Cost Assistance to qualified homebuyers with household income 80 AMI Special Needs/Transitional Housing

9% Is included in New construction, acquisition and minor repair/ rehabilitation of Affordable Rental Housing (15 units) 36% Sustain and increase affordable rental housing. Support equal access to a continuum of housing services Sustain and increase affordable rental housing. Sustain and increase affordable homeownership Promote effective partnerships Support efforts to increase local capacity Promote effective partnerships Support efforts to increase local capacity Project coordination Project management Technical Assistance

Single-family homebuyer properties owned, developed sponsored by IHFA CHDOs/non- profit housing developers CHDO Operating Assistance Administration

Up to 5%

Up to 10%

Emergency Shelter Grant Summary of Consultation Process Idaho Housing and Finance Association (IHFA) will consult with Continuums of Care (CoC) serving the jurisdiction, public and private service agencies, publicly funded institutions, and systems of care that may discharge persons into homelessness, and business and civic leaders through our public participation process. Entities will be invited to participate in application preparation, scoring criteria, and development of policies and procedures for the ESG program. Program guidelines were sent in advance of release to the other CoC in the Idaho, the Boise City/Ada County CoC, for their review and comment. This collaboration will include determination of allocation of ESG assistance for eligible activities; written performance standards for, and evaluating the outcomes of, projects and activities assisted by ESG funds; and funding, policies, and procedures for the operation and administration of HMIS. Summary of Citizen Participation Process In an effort to reach a broad base of respondents, IHFA will publish eligible program activities, performance standards, required outcomes, and policies and procedures for the ESG program on IHFAs website, and post a notice in prominent newspapers throughout the state. IHFA will send a public service announcement to the Spanish radio in the state or publish in a Spanish newspaper, if available. Process for Sub-Awards Application Process Funds allocated to IHFA from the HUD are made available to interested applicants each year through a Notice of Funding Availability (NOFA) published in prominent newspapers and other media 23

sources, major libraries, and all IHFA branch offices statewide. A competitive application process is used to ensure a balanced and fair distribution. Units of general local government or private non-profit organizations, including community and faith-based organizations, may apply for these funds. Instructions on how to apply for these grant monies are provided in the notice. Contact persons from the Grant Programs Department of IHFA are listed in the notice for the benefit of interested persons who may have questions about the program. The Program Solicitation, the description of the ESG program and application process, is updated annually and published on IHFA's website. Mechanism Funding A regional funding formula will be established by IHFA to determine the amounts awarded to qualified applicants. Factors may include Point-In-Time (PIT) count, bed utilization rates, percentage of population at or below 30% of area median income, percentage of population at or below 50% of area median income, total regional population, and unemployment rates. Awards will be made to applicants meeting the threshold score, based on this funding formula. Awards and Agreements Upon completion of a technical submission from conditionally selected subrecipients, a grant agreement will be prepared and mailed with a formal letter of award. Guidelines and Technical Assistance will be provided to subrecipients to support execution of grant responsibilities. Written Standards for Provision of ESG Assistance The proposed funding priorities will address the national Opening Doors priorities: Finishing the job of ending chronic homelessness in five years: Subrecipients of this funding will be encouraged to target people experiencing chronic homelessness; Prevent and end homelessness among Veterans in five years: Subrecipients of this funding will be encouraged to target Veterans experiencing homelessness Prevent and end homelessness for families, youth, and children in ten years: Subrecipients will be encouraged to target funding for families with children Set a path to ending all types of homelessness: By encouraging targeting resources to the above groups, it is a path to ending all types of homelessness. IHFAs 2013 Policy Manual for provision of ESG Assistance includes all eligible program activities to be funded under the state program, and requirements for subrecipients to establish written standards for the provision of ESG assistance as described in 24 CFR 576.400(e)(2)(B). This requirement can be found in Section 2.2 of IHFAs 2013 ESG Policy Manual. IHFA has identified the following as potential obstacles to addressing the underserved needs in the jurisdiction: Language barriers Lack of transportation Limited employment opportunities Lack of available services in rural communities Lack of affordable housing options Determining and Prioritizing Assistance IHFA will prioritize participants who are at or below 30% of area median income, literally homeless, or at imminent risk of homelessness under ESG Homelessness Prevention and Rapid Re-housing programs. Subrecipients for this program may further prioritize special populations for assistance through targeting, if approved in their application. Determining Participants Share of Rent and Utilities, Length and Level of Assistance, and Type, Amount and Duration of Housing Stabilization 24

IHFA will not require that participants pay a portion of rent and utilities, but sub-recipients may choose to assess a participants share of costs. Sub-recipients must include a detailed plan for calculating a participants portion of these costs in their application. Subrecipients will be monitored periodically to ensure consistency with their plan. See Proposed Housing Activities below:

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Proposed Housing Activities

Rapid Re-housing Rental Assistance Rapid Re-Housing Relocation and Stabilization Services Homelessness PreventionRental Assistance Homelessness PreventionHousing Relocation and Stabilization Services Increased access to quality facilities and services 1)Financial Assistance At Imminent Risk of Homelessness, 248 participants served 2)Housing Search/Placement At Imminent Risk of Homelessness, 10 participants served 3)Housing Stability Case Management- At Imminent Risk of Homelessness, 74 participants served Provide Decent, Affordable Housing, Affordability April 1, 2013 March 31, 2014 $56,462 ESG $49,122 match 172 participants prevented from becoming homeless 80% of participants prevented from becoming homeless Funding is intended to be used within 1 year Provide Decent, Affordable Housing, Affordability April 1, 2013 March 31, 2014 $20,814 ESG $1 match 172 participants assisted from becoming homeless 100% of participants assisted from becoming homeless Funding is intended to be used within 1 year N/A Provide Decent, Affordable Housing, Availability/Accessibility April 1, 2013 March 31, 2014 $277,371 ESG $241,313 match 18-20 funded shelters will pass necessary Habitability and housing inspections 100% of funded shelters will pass all necessary Habitability Standards and housing inspections Funding is intended to be used within 1 year Provide Decent, Affordable Housing, Availability/Accessibility April 1, 2013 March 31, 2014 $117,605 ESG $102,317 match 2,000 eligible participants will receive essential services within 12 months 90% of participants entering shelter will be assessed for barriers to housing at intake. Funding is intended to be used within 1 year Homeless Management Information System (HMIS) Emergency Shelter Shelter Operations Emergency Shelter Essential Services

1. Priority need from Annual Action Plan 2. Description of activity

Increased access to quality facilities and services 1)Rental Assistance Literally Homeless 246 participants served 2)Arrears Literally Homeless, 12 participants served

Increased access to quality facilities and services 1)Financial Assistance Literally Homeless, 246 participants served 2)Housing Search/Placement Literally Homeless, 12 participants served 3)Housing Stability Case Management Literally Homeless, 118 participants served

Increased access to quality facilities and services 1)Rental Assistance At Imminent Risk of Homelessness, 248 participants served 2)Arrears At Imminent Risk of Homelessness, 10 participants served

N/A

Increased access to quality facilities and services Facility Operations of 1820 Emergency Shelters statewide.

Increased access to quality facilities and services Provision of eligible essential services to 1900 participants within 12 months.

HMIS data collection and reporting, 496 participants recorded

3. Standard objective/ outcome categories 4. Start date and completion date 5. ESG and other funding amounts 6. Performance indicators

Provide Decent, Affordable Housing, Affordability April 1, 2013 March 31, 2014 $131,541 ESG $114,441 match 160 participants placed from streets/shelters into Permanent Housing 80% of participants placed from streets/shelters into Permanent Housing Funding is intended to be used within 1 year

Provide Decent, Affordable Housing, Affordability April 1, 2013 March 31, 2014 $51,839 ESG $45,100 match 160 participants assisted from streets/shelters into Permanent Housing 100% of participants assisted from streets/shelters into Permanent Housing Funding is intended to be used within 1 year

April 1, 2013 March 31, 2014 $52,896 ESG $46,020 match 332 participants entered into HMIS 100% of participants entered into HMIS

7. Projected accomplishments within 1 year 8. Projected accomplishments over grant period

Funding is intended to be used within 1 year

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Goal: Increased access to decent affordable housing Strategy: Activities under this strategy will include support for an equal access to a continuum of housing services. IHFA encourages all projects to work with other agencies in their region, to assist people through the Continuum of Care. Projects work together to make sure that homeless persons are receiving the assistance they need to transition towards independent living. Each region of the state has a complete continuum where individuals can receive a variety of services. There is also at least one agency in every region that provides Homelessness Prevention. The regions work together to determine who will provide Homeless Prevention in their area. IHFA will work with the regions to ensure the region is working together and are spending the funds appropriately. Goal: Preserve and enhance suitable living environments Strategy: Activities under this strategy will include improving safety and livability of communities, increasing access to quality facilities and services, and improving affordability and sustainability of quality facilities and services. IHFA works with each project to ensure that their facilities are suitable and meet HQS standards. Improvements of facilities are constantly implemented with the help of IHFA and/or other funding sources. Expansion of facilities is encouraged to help meet the demand and needs of the homeless population. IHFA works with all projects to ensure they are receiving the support needed to improve or expand and support the facility. Goal: Increased Community Investment and Involvement Strategy: Activities under this strategy will include promoting effective partnerships, supporting efforts to increase local capacity in planning, administration, and implementation. Participation in Regional Homeless Coordination Committee meetings is a requirement of the Statewide Continuum of Care. IHFA works with agencies around the State to coordinate and promote the regional meetings. Attendance at the meetings will be a factor in the rating of their Continuum application. IHFA is the lead agency of the statewide Idaho Homeless Coordination Committee. IHFA encourages representatives from each region to participate on and contribute to this council. In addition, IHFA encourages agencies to leverage their funding by tapping into other federal, local, private, and public sources. IHFA works with agencies to best use available funds from all funding sources. All agencies receiving funding from IHFA are required to match grant funding with other sources of money, encouraging projects to use these outside funding sources to support their programs. The ESG-funded activities will be linked with other homeless assistance and mainstream programs through a coordinated assessment tool. The assessment tool helps determine program eligibility for a household. Mainstream resources may provide utility, rental, or other financial assistance including: Temporary Assistance for Needy Families (TANF) programs Department of Education, McKinney-Vento Funding Emergency Food and Shelter Program (EFSP) Community Development Block Grant (CDBG) funds Public Housing Authorities (PHAs) Community Action Programs (CAP) Supplemental Security Income (SSI) Programs Other local resources may include: Faith-based organizations Foundations The United Way Housing Opportunities for Persons with AIDS (HOPWA) Page 27 of 65

IHFA receives funding for HOPWA through HUDs competitive application process. The competitive application requires an Annual Progress Report (APR) be submitted to the local HUD-CPD field office and the Office of HIV/AIDS Housing for review. When IHFA its award, it allocates HOPWA service funding to eligible service providers throughout the state. Vouchers are allocated on a first come, first served basis to eligible clients. IHFA enters into contracts annually with several qualified sponsors to deliver the supportive services and distribute short-term rental, utility, or mortgage assistance funding. Each of the contracted service providers specializes in either providing housing-related services or supportive services. These service providers play a key role in their respective regions (see-attached map) with regard to providing services to persons with HIV/AIDS. In many cases, they are the only HIV/AIDS service providers in the region. Additionally, the currently contracted service providers are the only agencies recognized by the Idaho Department of Health and Welfare STD/AIDS Program, as qualified service providers based on past performance. Although there is no contract or agreement between IHFA and the Idaho Department of Health and Welfare, project sponsors use HOPWA funds in conjunction with Ryan White Title A, Title B, and Title C, state funding for HIV/AIDS prevention counseling and medical treatment to ensure adequate mainstream resources are supporting efforts for persons with HIV/AIDS and their families. Section 8 Voucher Program IHFA is under contract with HUD to administer the federal rental assistance program in Idaho that helps lowincome families, the elderly and disabled individuals to obtain decent, affordable rental housing. To be eligible for rental assistance, tenants must qualify under HUD income limits and other eligibility criteria. Tenant incomes, allowances, and family compositions are all verified and recertified annually by IHFA staff. Tenants under these programs pay 30 percent of their adjusted gross monthly income for rent and utilities. Or, if they can afford it, a family may choose a unit where their portion of rent and utilities may not exceed 40 percent of their monthly-adjusted income. As a tenants income changes, the rent share changes proportionately. The demand for rental assistance far exceeds the funds available. Applicants are placed on a waiting list, and must wait from six to 36 months, depending on their current housing status and the area of the State. Persons requiring rental assistance can apply at the IHFA Branch Office that serves their region. Offices are located in Coeur dAlene, Lewiston, Twin Falls, and Idaho Falls. Family Self-Sufficiency Program Families who participate in the Federal Section 8 Housing Choice Voucher program are eligible to be part of IHFA's Family Self-Sufficiency (FSS) Program. FSS is a voluntary program that helps families become economically independent. Through the program, households learn to set goals that always include employment and often include home ownership. FSS Program participants agree, via a five-year contract, to establish and attain specific goals. The program's goals include assisting families to become free of all forms of State and federal welfare through employment. FSS Specialists in each branch office meet with household members to establish goals that might include: employment, job training, education, job search, money management, credit repair, and home ownership. Working as a team, the family, local service providers and the FSS Specialists help families identify and eliminate obstacles to self-sufficiency. Participants may receive an interest-bearing escrow (savings) account that accrues as their household's portion of the rent increases because of an increase in earned-income. The tax-free account is given to the family when they complete their FSS Contract of Participation and are free of welfare for 12 consecutive months. Homeless Management Information System (HMIS) IHFA collected demographic information on individuals and families experiencing homelessness seeking housing and social services prior to 1997. Collection methods have evolved from a paper system, to a PC based system and currently to a vendor supported product. ServicePoint, Copyright 2008 Bowman Systems, L.L.C, Page 28 of 65

is a web-based application designed for human services providers, coalitions, and communities, manages realtime client and resource data. IHFA purchased the software in 2001 with the intention that it serve as the Homeless Management Information System (HMIS) for IHFA on behalf of the State of Idaho. Implementation and data entry was initiated in 2002. As the vendor made improvements to the system, IHFA has maintained efforts to keep current with system upgrades. One of the improvements has been the ability to create custom assessment and reports. Customizing the system has allowed IHFA to develop personalized data fields for service providers. In some instances, the data collection system has become more versatile to the service providers as use of data collection complements other efforts to document outcomes. In addition to providing technical assistance in collecting data specific to HUD grants, IHFA has assisted service providers in coordinating the collection of information for other grants and reporting needs. IHFA uses ServicePoint for recording the data from the annual Point-in-Time (PIT) Count, the Annual Progress Report (APR) for SHP grant recipients, the CoC Application for funding, and the Annual Homeless Assessment Report (AHAR). Additionally, IHFA uses the product to collect Program Year information needed for a variety of reports and outcome measurements. Financial support for the administration of ServicePoint is projected in part, to be provided by two annual HUD Supportive Housing Program grants in the amount of $69,050 and $86,997. Housing Information and Resource Center/Idahos Housing Hotline During the 2013 program year, IHFA will continue to support and staff its bilingual Housing Hotline, which currently fields between 100 and 200 calls per month, reflecting a strategy of expanded case manager and service provider training to promote awareness of housing resources; they in turn provide a large percentage of potential callers with direct information and referral (see below for details). The Idaho Housing Hotline is part of the Housing Information and Resource Center (HIRC), a free, nongovernmental service for housing consumers, providers, and advocates. Since 1998, this service has helped locate appropriate services and resources for homeless support services, rental assistance, first-time buyer options, low-cost apartments, multifamily development financing, and other housing-related resources. HIRC Housing Resources Coordinator also participates in statewide planning efforts for the Idaho Community Review Team, and provides significant support for the Idaho Fair Housing Forum and its many education and outreach efforts, including www.fairhousingform.org a web-based clearinghouse for all stakeholders impacted by the Fair Housing Act. Idaho Housing Hotline callers are self-selecting and do not represent a statistical or random sample of the states population. However, hotline call topics mirror trends identified by case managers and housing stakeholders participating in IHFAs regional housing roundtable meetings and other forums. The large majority of Hotline callers fall into the categories of very low to low-income; they typically represent the elderly and/or disabled, and households struggling with underemployment/unemployment, and/or divorce or abandonment. Based on high-frequency questions since the Hotlines inception, the HIRC now supports a Housing Assistance Guide in multiple languages. The guide helps users navigate the maze of housing-related programs and resources. Along with the 211 Care Line, which is administered by the Department of Health and Welfare, the IHFA hotline refers tenant calls involving fair housing and/or potential discrimination to local providers, including Intermountain Fair Housing Council, Idaho Commission on Human Rights, Idaho Legal Aid Services, and/or the toll-free HUD/FHEO Fair Housing line. IHFA has repeatedly applied for FHIP/EOI to expand fair housing awareness; to date, HUD has rejected these applications. Housingidaho.com IHFA will continue to support and expand our online rental housing listing and locator service at www.housingidaho.com. This bilingual, ADA-compliant site also includes a fully-staffed bilingual call center Page 29 of 65

to assist tenants, providers and case managers unable or unwilling to use the online resource. The site features a robust search feature, reporting tools and a Special Needs/Saved Search feature for case managers working with hard-to-house clients or cases requiring confidentiality. HIRC staff conduct one-on-one and group training on request to case managers, refugee resettlement agencies, the Idaho Department of Labor and local shelter populations. The purpose of these presentations is to expand housing choice for all tenants and ensure that case managers are aware of the tools available to them to assist clients. As in previous years, virtually all sliding scale and/or subsidized rental units (affordable to households at or below 30% of AMI) in Idahos most populous communities maintain waiting lists. The exceptions are typically in small, rural communities with limited supportive services or other health/community resources commonly needed by low-income households. Providers offering emergency assistance report insufficient resources to keep up with growing demand. A general assessment of need (from the sources noted above) indicates continued high demand for the following resources: Emergency rental assistance (from one to three months) to prevent homelessness Resources to assist renters with move-in costs and initial rent (those who have lost their housing) Help for renters with poor credit due to loss of income/current economic downturn Additional rental housing units affordable to households at or below 30% of AMI Additional shelter and transitional housing options that meet the needs of various populations in transition (i.e. families with children, ex-offenders or both) Clear guidance from HUD/FHEO in coordination with the US State Department and the office of the UN High Commissioner on Refugees to create coherent and practical guidelines for local entities working to house refugees. One-stop service centers in each region or major population center. These could be similar to the center recently established in Coeur dAlene by the Saint Vincent de Paul, where clients can access social and human service providers, and can apply for housing, employment, education, health care, utility, and other resources in one setting.

Outcome Measures 91.320(e)

Describe the States outcome measures for activitie s included in this action plan, activities to be completed under each strategy (outcome), as well as a description of how those activities will be funded under.

CDBG Program Goal: Preserve and Enhance Suitable Living Environments Strategy: Improve safety and livability of communities Measurement: Annually the amount of ICDBG funds awarded; the number of systems brought up to compliance with laws, Idaho public work standards, or best practices; and the number of people benefiting from this strategy including the percentage of low and moderate income person. Strategy: Increase access to quality facilities and services Measurement: Annually the amount of ICDBG funds awarded; the number of new systems developed or new service areas expanded; and the number of people benefiting from this strategy including the percentage of low and moderate-income persons. Strategy: Improve affordability and sustainability of quality facilities and services Page 30 of 65

Measurement: Annually the amount of ICDBG funds awarded; the number of public facilities rehabilitated, replaced or remodeled; and the number of people benefiting from this strategy including the percentage of low and moderate-income persons. Goal: Expand Economic Opportunities Strategy: Create or retain jobs primarily for low- and- moderate-income persons. Measurement: Annually the amount of ICDBG funds awarded; the number of jobs (full-time equivalent) created or retained and the number of jobs (full-time equivalent) created or retained for low to moderate income persons. Strategy: Revitalize downtowns Measurement: Annually the number of substandard infrastructure systems or facilities that were brought into compliance with building and zoning codes, Idaho public works standards, or impediments eliminated; and the number of people benefiting from this strategy. Goal: Increase Community Investment and Involvement Strategy: Promote effective partnerships Measurement: Annually number of meetings held with funding partners regarding ICDBG applications. Strategy: Support efforts to increase local capacity in planning, administration, and implementation Measurement: Annually number of annual trainings held, number of attendees, and number of cities and counties receiving technical assistance. The proposed distribution of funds will address the strategies described in the Consolidated Plan as illustrated in the table contained in the previous section (Activities 91.320 d). The HOME Program Goal: Increase Access to Decent Affordable Housing Strategy: Sustain and increase affordable homeownership Measurement: The number of HOME-assisted low-income households (80% AMI) that were able to purchase a home during the program year. Strategy: Sustain and increase affordable rental housing Measurement: The number of HOME, NSP, and LIHTC rental housing units completed during the program year. Strategy: Support equal access to a continuum of housing services Measurement: The number of rental and homebuyer units that are handicap accessible or serve a special-needs population. Goal: Preserve and Enhance Suitable Living Environments Strategy: Improve safety and livability of communities Measurement: The number of affordable rental housing units updated or brought up to state and local property standards, codes, ordinances and IHFA-HOME rehabilitation standards. During the period of affordability, the projects will be monitored for compliance with Affirmative Marketing Plan, Section 504, prohibited lease terms, the Fair Housing Act, and applicable property standards.

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The number of single-family housing units repaired or rehabilitated, then sold to HOME-eligible qualified homebuyers in their communities that meet local property standards or if no local standards exist, than HUDHQS, HUD and EPA Lead-based paint hazard reduction programs, and UFAS. Goal: Increased Community Investment and Involvement Strategy: Promote effective partnerships Measurement: The amount and types of local, state, and federal match provided to HOME-assisted or HOME eligible projects during the program year. Measurement: The amount and types of leverage that are provided to HOME-assisted projects completed during the program year. Strategy: Support efforts to increase local capacity in planning, administration, and implementation measurement. May include the trainings held by a variety of sponsors who may be local, regional, and national, around the state. Measurement: Using HUDs Integrated Disbursement and Information System (IDIS), HOME Snapshots, and Dashboard reports to assess progress to meeting established goals and strategies. The Emergency Shelter Grant Program Goal: Increased access to decent affordable housing Strategy: Support equal access to a continuum of housing services Measurement: Outcomes are based on each agency's Annual Progress Report (APR). APRs provide information to assist in comparing the services that are provided by agencies to the identified needs for each region of the State, documentation of the people served and the services provided and comparison of the initial goals established by each agency with their actual outcomes, the number of individuals who are stabilized and in transitional or permanent housing, as well as the review of the homelessness prevention activities. Outcomes will also be measured by the number of households assisted as shown on the draws, the yearly APR and the HMIS system. In addition, goals will be evaluated using an annual desk risk analysis that considers the compliance of the project, management of expenditures and contract deadlines. Results are used to determine if monitoring is needed and on-going assistance by IHFA employees is necessary on all listed issues. Goal: Preserve and enhance suitable living environments Strategy: Improve safety and livability of communities, increase access to quality facilities and services, and improve affordability and sustainability of quality facilities and services. Measurement: Outcomes include documentation of repairs throughout the year, requests for budget modifications and funding to meet the demand and the number of bed nights that are provided to the homeless compared to previous years through the yearly APR and HMIS system. The ESG grant is projected to serve 87 households with Homeless Prevention funding and 114 households with Rapid Re-housing, totaling 280 201 households. Goal: Increased Community Investment and Involvement Strategy: Promote effective partnerships, support efforts to increase local capacity in planning, administration, and implementation. Measurement: Outcomes include tracking the number of regional meetings that agencies attend on a yearly basis, documented services provided to the homeless in their communities and an increase in coordination to provide services between agencies. Other outcomes are documentation of match funding that is recorded on the Annual Progress Report (APR) and entered into IHFAs database; and the comparison of actual and estimated Page 32 of 65

amounts of received funds. Outcomes also include the services that projects list on their application, compared to what is listed on their APR and reported in the HMIS system; and a comprehensive list of the services that are provided in each region.

Geographic Distribution 91.320 (f)

Describe the geographic areas of the State, including areas of minority concentration, where it will award funding during the 2014 program year.

The State of Idaho is the Participating Jurisdiction (PJ) for the non-entitlements areas in Idaho. The following cities are defined as an entitlement area, and receive their own allocation(s). Boise (CDBG and HOME)5 Pocatello (CDBG only) Nampa (CDBG only) Meridian (CDBG only) Coeur dAlene (CDBG only) Lewiston (CDBG only) Idaho Falls (CDBG only)

Neither IHFA nor IDC award HOME and CDBG program funds based on geographic distribution. Both agencies follow a competitive scoring application process and award funds based on demonstrated need, sustainability of project if funded, and the overall strength of the individual application.

The City of Boise does not offer a HOME down payment/closing cost assistance program, accordingly, IHFA offers the HOME DPCC program to low-income homebuyers within Boise city limits

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Community Development Block Grant Program CDBG funds are allocated on a competitive basis: annually for public infrastructure and facilities, community facilities, housing infrastructure, downtown revitalization, and senior and community center projects; quarterly for economic development - job creation projects; and throughout the year for imminent threat projects. The most competitive projects are funded without using any artificial targeting of areas or beneficiaries. Funding per region varies year to year depending on the greatest needs and project sustainability Statewide. Idaho generally spends on an annual average over 70% of the CDBG funds on activities that benefit low-to-moderate income persons. Obstacles to Address underserved needs 1. Reduced CDBG allocation for the state program which serves predominately rural areas. The CDBG program helps fund affordable essential services such as water, sewer, fire protection, housing, health and social facilities that benefit many low-to-moderate income (LMI) residents and even creates jobs for some LMI individuals. The cost to construct and rehabilitate these facilities is not decreasing; however, the CDBG allocation is, making it more difficult to meet the underserved needs. Coupled with increasing Davis-Bacon Wage Rates the buying power of CDBG is continually being reduced. 2. Administrative burden of implementing the CDBG requirements and regulations requires cities and counties to invest significant sums of time and financial resources. The time and financial resources to administer and implement HUD environmental reviews, federal labor standards, Section 504 evaluations, Section 3, and fair housing assessments siphon limited resources from actual delivery or other program areas. This limits efficiencies to serve underserved needs. The HOME Program The HOME program accepts applications for rental activities twice each year following a published NOFA (Notice of Funding Availability) process. All HOME applications are reviewed for the minimum threshold requirements before the scoring process begins. IHFA's HOME funds are not awarded on a regional or geographic basis. HOME awards are issued for rental housing applications based on a minimum threshold, competitive scoring process. A HOME rental application must include an Affirmatively Furthering Fair Housing Resolution adopted by a proposed project's unit of local government (city or county) to help ensure the local jurisdiction is not concentrating minority or low-income populations. In addition, the proposed project site is assessed following HUD Site and Neighborhood Standards and Environmental Justice. The Emergency Solutions Grant Program ESG funds are awarded to eligible applicants based on a competitive application process. Funds are not awarded by geographic region. Eligible applicants are a unit of general local government or a private nonprofit organization. Eligible activities under the ESG program regulations are: Rehabilitation/repair/conversion of emergency shelters Homeless Management Information System Street outreach Essential services provided in conjunction with emergency shelters Operations and/or maintenance of emergency shelters Homeless prevention IHFA will set aside a percentage available ESG funds for homeless prevention activities Operations and Maintenance of Emergency Shelters will be the first priority. IHFA will determine the necessary amounts and set-asides under the new ESG program and allow funding accordingly. Homelessness Prevention Page 35 of 65

funds will be awarded on a statewide basis, to qualified applicants who have demonstrated capacity to serve. The application deadline is normally early February

Housing Goals for Homeless, non-Homeless, Special Needs Households

The State must specify one-year goals for the number of homeless, non-homeless, and special-needs households to be provided affordable housing using funds made available to the state, and one-year goals for the number of households to be provided affordable housing through activities that provide rental assistance, production of new units, rehabilitation of existing units, or acquisition of existing units using funds made available to the state.

The one year goals listed below include the production of new units (new construction), the acquisition and repair and/or rehabilitation of existing units. This includes both multi-family rental and homebuyer activities. 100 Units- HOME-Assisted multi-family rental-housing 45 units- HOPWA rental assistance (number not included in rental production total) 200 units- HOME Single-family down payment/closing cost assistance 200 units- HOME Homebuyer Properties Activity- New construction/ acquisition/rehabilitation

IHFA does not participate in a HOME Tenant-Based Rental Assistance program. The ESG Program Program funds will support emergency shelter programs throughout the state to help individuals and families move successfully through the Continuum of Care into permanent housing. ESG funds are used in conjunction with IHFA private funds to help individuals and families remain housed through homeless prevention initiatives throughout the state. By making these services and funds available to a wide range of special needs populations in all areas of the state, IHFA will continue to provide equal access to the beginning steps of the continuum of housing services. 14-20 agencies will receive ESG funding 6 agencies will receive Homeless Prevention funding The HOPWA Program Rental Assistance for 55 persons/families diagnosed with HIV/AIDS

Homeless and Other Special Needs Activities

Describe activities the State plans to undertake during the 2012program year to address emergency shelter and transitional housing needs of the homeless, to prevent low-income persons and families from becoming homeless, to help homeless persons make the transition into permanent housing and independent living, specific action steps to end chronic homelessness and address the special needs of persons who are not homeless that were identified in the strategic plan as needing housing or housing with supportive services.

The State of Idaho has appointed IHFA as the administrator of the states homeless programs in 43 of the States 44 counties. IHFA is also appointed by the Governor of Idaho to develop the statewide plan to end chronic homelessness. In this role, IHFA regularly meets with service providers throughout the State and develops programs and services consistent with the needs of the homeless people in Idaho, especially in the more rural regions of the State. During 2005, the 10-year plan to end homelessness was completed During the 2014 Program Year, the goal set by the Idaho Homelessness Coordinating Committee (IHCC) will be to work collaboratively with federal Homelessness Prevention and Rapid Re-housing program providers to more adequately cover the needs of the homeless or about the to become homeless populations.

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IHFA developed and improves yearly the State Continuum of Care strategy, which is designed to move people from a State of homelessness into permanent and suitable housing. With the exception of a few projects in Ada County (not in IHFAs jurisdiction), IHFA provides general oversight to all homeless projects in Idaho. IHFA's current chronic homeless strategy is to eliminate and prevent homelessness in Idaho through awareness, collaboration, and access to housing and services and create housing specifically for chronically homeless people. The plan, Improving Access to Mainstream Resources for the Chronically Homeless, was developed during the calendar year 2003 was finalized and presented to the Idaho Homelessness Coordinating Committee (which grew out of the Idaho Homelessness Policy Council) in February of 2004. IHFA will not only build upon and advance past efforts by meeting with each Regional coalition/council and providing them with specific training and assistance in understanding the plan, but will also help regions plan for additional or increased chronic homelessness services and actively solicit new service providers to offer supportive housing program activities to chronically homeless persons. This strategy will capitalize on the current strength of the state and our CoC jurisdiction by communicating the strategy opportunities of our current efforts through the many different scheduled meetings throughout the year. Emergency Shelter and Transitional Housing IHFA administers the Emergency Solutions Grant (ESG) funds for the State of Idaho. As the lead agency, IHFA has the opportunity to work closely with most of the shelters in the state in some capacity. Idaho has approximately 30 emergency shelters, 22 of those receive some type of federal assistance through IHFA. During the 2013 program year, IHFA will distribute $424,636 for shelter operations and services and $283,091 for homelessness prevention and rapid re-housing. The Home Partnership Foundation will contribute an additional $100,000 in private funds for additional homelessness prevention and rehousing activities. Based on information currently available, IHFA estimates the funds can serve approximately 1600 households. Of this number, projections indicate 1133 will be single, unaccompanied individuals and 792 in families. IHFA also anticipates serving 170 households through Emergency Solutions Grant homeless prevention funds. Because of limited ESG funds and statutory requirements, IHFA is only allowed to fund shelters currently operating and serving homeless persons. At this time, there are no anticipated revisions to the regulations that will allow IHFA to build or purchase any new emergency shelters. All ESG funds (less the amount allocated for homelessness prevention) are allocated to existing emergency shelters in good standing with IHFA and HUD. It is estimated the current unmet need for emergency shelter is 55 units. Although funding is limited, IHFA is still able to assist emergency shelters in Idaho by providing technical assistance, general grant oversight, and inspecting the units for generally accepted habitability standards. Transitional Housing and Permanent Housing Needs IHFA administers all federal homeless programs in Idaho except those located in Ada County. Idaho has 27 transitional and permanent housing projects that receive some type of federal assistance through IHFA. During the 2013 program year, IHFA estimates it will distribute approximately $2.3 million in Supportive Housing Program funds for leasing, operational, and service-related activities for both transitional and permanent housing. IHFA will contribute approximately $500,000 in private funds as match to the federal portion of the HUD-funded programs. Based on information currently available, IHFA estimates it will serve approximately 1360 people (890 households) in HUD-funded transitional and permanent housing. Of these households, 669 will be single, unaccompanied individuals, and 298 will be adults in families and 393 will be children in families. Although annual increases in funding are limited, IHFA is able to fund permanent housing projects in various regions of the State. In the last six years, IHFA has added eight new permanent housing projects in Idaho. It is estimated that the unmet need for transitional housing is 64 units. IHFA will continue, through its efforts to Page 37 of 65

create a statewide homeless strategy, to plan for additional transitional and permanent housing and is actively seeking new applications for affordable and supportive housing projects. Homelessness Prevention IHFA will allocate $113,236 throughout Idaho for homelessness prevention activities, and $169,855 for rapid re-housing activities. In addition to the funding allocated through IHFA, both IHFA and contracted service providers will provide over 2,800 people with homebuyer education, post purchase default counseling, rental delinquency counseling, homeless prevention counseling and reverse mortgages (HECM) counseling during the next program year with the primary goal of helping persons live independently in their own housing. Transitional to Permanent Housing IHFA has a fully developed Continuum of Care process that places emphasis on transitioning homeless persons to permanent housing. Approximately 289 persons are projected to leave transitional housing for a more permanent living arrangement and about 217 persons with mental disabilities will receive permanent rental assistance during the next program year. Non-Homeless Needs During the 2014 Program Year, IHFA will once again serve as the grantee for the Continuum of Care (CoC) grant funding and will fund eleven permanent housing projects for homeless individuals and families with persistent disabilities that make it impossible for them to perform one or more daily life function. This will also encompass eighty-one chronically homeless persons. Through the same funding source, fourteen transitional housing programs for homeless families and individuals will be funded. These units will provide up to twenty-four months of housing while residents are in job training programs or schooling that will enable them to obtain and maintain stable housing once exiting the program. These programs all follow the Housing First model of shorter shelter stays on the front end of homelessness and more emphasis on housing and preventing homelessness. During the 2014 program year, IHFA will continue to administer the Homelessness Prevention and Rapid ReHousing program that has had a very favorable impact on homelessness in Idaho over the past two years. Approximately 1800 persons have been helped either to avoid homelessness altogether or have been able to be rapidly re-housed if they have fallen into homelessness. IHFA will supplement the homelessness prevention through the small amount of homelessness prevention funding in the Emergency Solutions Grant (formerly known as the Emergency Shelter Grant). IHFA staff will continue to serve as the lead agency and the Collaborative Applicant of the ID-501 Balance of State Continuum of Care and sit on each of the three permanent CoC committees: Data Collection, Reporting, and Evaluation; Governance; and Strategic Planning. These permanent committees are tasked with research on the homeless population in Idaho and developing programs to meet those needs. They will also begin to look at persons who are precariously housed, and develop programs to ensure they are able to stay in their housing. Steps to End Chronic Homelessness The Balance of State Continuum of Care will request new permanent housing funding in the 2013 CoC application that includes chronically homeless individuals and families. Currently, the Balance of State Continuum of Care includes 169 beds designated for the chronically homeless. The Balance of State Continuum of Care will continue to track need for chronically homeless housing through the point-in-time counts and through the regional CoC meetings and encourage agencies in areas with greatest need to apply for funding through SHP. IHFA is continues support of four permanent housing vouchers for chronically homeless individuals in North and Eastern Idaho. Page 38 of 65

IHFA will continue to apply for new funding for permanent housing for chronically homeless persons, as available through the Continuum of Care process.

Other Actions 91.320 (j)

Actions the State plans to take during Program Year 2014 to address obstacles to meeting underserved needs, including community and economic development, foster and maintain affordable housing, address lead-based paint hazards, reduce the number of poverty level families, develop institutional structure, enhance coordination between housing and social service agencies, foster public housing resident initiatives.

Administrative Burden for Non-Entitlement Areas HUD regulations and reporting requirements are designed for the more urban local jurisdictions, which are historically supported by a large, specialized administration and staff. The ever-increasing regulatory complexity of HUD programs present very real impediments for smaller rural jurisdictions. In Idaho, decreasing revenue means decreasing staff. Those left have the responsibility to take on the additional duties, and may not have the experience or capacity to effectively administer these programs. Actions: IDC staff will continue to offer training and technical assistance to cities and counties, engineers, architects, and certified grant administrators. IDC will hold application workshops in various locations across the State and provide one-on-one technical assistance to communities who seek funding. Both the grant administration manual and the application handbook are available on IDCs website www.commerce.idaho.gov. IDC staff will continue to conduct certified grant administration workshops. IHFA will continue to host Regional Housing Coordination Roundtables twice each year in an ongoing effort to bring local, regional, and state officials, stakeholders, project sponsors, and agency representatives together to receive updated information, updates, and provide the networking opportunity many smaller communities need. IHFA will continue to work closely with HOME project sponsors, alert them to training opportunities available around the country. IHFA will provide its CHDOs with technical assistance as requested to help build organizational capacity. IHFA will encourage its CHDOs to use their operating assistance grant funds to attend HOME and CHDO trainings to gain additional organization capacity to develop and manage affordable housing in their communities. Inadequate Funding To Meet Needs A fundamental impediment involves inadequate funding for housing programs. Because of this, it does not appear likely these programs will receive additional or increased funding that would help meet the housing needs of Idaho's low-income citizens. Increasing property tax assessments threaten the viability of many rent-restricted housing projects. These projects must rely on the support of local elected officials and community members to continue to approve any tax breaks. Idaho's Affordable Housing Trust Fund was established in 1992 because good housing is fundamental to the health of every community. Thirty-eight states have created forty-nine housing trust funds. Six states, including Idaho, created a housing trust fund legislatively, but did not create a mechanism to fund the trust. Accordingly, the State of Idaho does not fund or participate in affordable housing programs. Action: IHFA will continue to host quarterly regional Housing Coordination Roundtables that inform and involve local and regional stakeholders in the identification of local and state housing needs, programs, and resources. Action: To help address obstacles to meeting underserved needs, IHFA will continue to participate in statewide efforts to engage local policy makers in a dialogue about affordable housings role in their community wellbeing and its affect on positive long-term economic development. IHFA will continue to partner with local Page 39 of 65

officials, policymakers, and affected stakeholders as they advocate for decent, safe, affordable housing in communities throughout Idaho. Increasing Tax Burden on Homeowners The burden of property taxes in Idaho has shifted to residential homeowners. Currently, residential property tax accounts for 85% of total property tax collections, while all non-residential uses including agriculture, industry, timber, mining, utilities, commercial, and multifamily rental housing contribute only 15%. Residential property taxes have increased 224% since 1990, compared to a 71.5% increase in non-residential property taxes. At the same time, reduced state funding for schools has shifted an additional burden onto residential property taxpayers. In 1985, the homeowner exemption was set at $50,000. For the first time since 1985, it was adjusted to $104,471 in 2009. This cost burden on homeowners threatens the stability of many long-time homeowners, particularly retirees on set incomes, and limited-income households. Actions: IHFA- Participates in statewide efforts to engage local policy makers in a dialogue about affordable housings role in their community well-being and its affect on positive long-term economic development. IHFA will continue to collaborate with local officials, policymakers, and affected stakeholders to advocate for decent, safe, affordable housing in communities throughout Idaho. Unfunded Mandates The increasing regulations in federal programs place an ever-increasing demand at the state and local level, as well as the organizations that accept or participate in these programs. These requirements typically demand additional administrative capacity at the local level. When federal mandates are not adequately funded for the administrative resources they require, this created a siphon effect from the service delivery or other programs. An unfortunate consequence of the unfunded federal mandates is that it can create strong local resistance that then limits or deters effective program implementation and the overall efficiency. Actions: IHFA will continue to participate in statewide efforts to engage local policy makers in a dialogue about affordable housings role in their community well-being and its affect on positive long-term economic development. IHFA will continue to collaborate with local officials, policymakers, and affected stakeholders to advocate for decent, safe, affordable housing in communities throughout Idaho. IHFA provides technical assistance and one-on-one training for project sponsors using HOME funds to help understand and navigate through the federal regulations involved with developing and managing affordable housing. Action: IDC and IHFA will continue their involvement with the Community Review Process, a collaborative project of the Association of Idaho Cities, the Idaho Rural Partnership, the U.S. Dept. of Housing & Urban Development, Idaho Housing & Finance Association, Boise State University, University of Idaho, Idaho Department of Labor, and other federal, State, local, and private organizations as needed. The mission of the Community Review Process is to efficiently, and effectively provide the host community with objective information from external community development professionals, create a forum to express internal leadership viewpoints and citizen feedback, recommend resources, and provide follow-up as needed. Complexities in Accessing Affordable Housing A commonly identified barrier to housing affordability is the sheer complexity of the different federal housing programs, including assistance. Each program has their set up eligibility criteria, requirements, and compliance, in addition to changing policy emphasis. Since its inception in 1998, the Housing Information and Referral Center (HIRC) represents IHFA in several diverse stakeholder networks: The ADA Task Force, Idaho Rural Partnerships board, the Northwest Community Development Institute, the Idaho Fair Housing Forum, the Regional Housing Coordination Roundtables, and the Campaign for Housing Justice. Actions: HIRC staff will provide training to case managers from various agencies serving low-income, minority, special needs, and refugee populations, as well as interacting directly with the general public via our toll-free housing hotline. HIRC staff work to educate partners and consumers regarding the availability of Page 40 of 65

housing resources and service providers. HIRC has introduced its new Housing Assistance Guide. The guide provides straightforward, client-focused information on the most commonly requested services, resources, and programs since HIRC inception. The guide will be available initially in English, Spanish, French, and Arabic; other languages will follow. The impact of this will be to broaden and diversify the scope of housing searches, and to increase affordable housing access and choice. IHFA and IDC will continue to conduct statewide education and outreach to inform and engage housing and planning professionals, along with elected officials, on the impact of housing and land-use policies on fair housing compliance. Speculative Investment and Cascading Inflation Actions: IHFA will participate in a statewide effort to engage local and state policy-makers in a dialogue about affordable housings role in their communitys long-term viability, the affects that affordable and workforce housing have on positive long-term economic development. IHFA will continue to collaborate with local officials, policymakers, and affected stakeholders to advocate for decent, safe, affordable housing in communities throughout Idaho in a continuing effort to help meet Idahos underserved needs. Maintain Affordable Housing Section 8 Tenant Based Rental Assistance Voucher Program: IHFA's Board of Commissioners is appointed by the Governor to administer Section 8 Tenant Based Rental Assistance vouchers in 34 of 44 counties and encourage Public Housing programs Statewide. Action: IHFA will continue to offer the Homeownership Voucher Program, which is available to disabled individuals and families. During the 2014 Program Year, IHFA anticipates it will have an additional five successful home closings to add to the existing 30 families who have already taken advantage of the Section 8 voucher program to provide mortgage payment subsidy on a long-term basis. Action: IHFA will hold regional Public Housing Authority (PHA) Plan hearings and will perform outreach in each region with an IHFA branch office that administers Section 8 vouchers. Homebuyer Education Finally Home! is a homebuyer education program designed by Idaho Housing and Finance Association and other organizations in Idaho. Finally Home! classes provides a road map through the home buying process. Participants learn about creating a financial plan to understanding the key players involved with purchasing a home. The program is sponsored in part by a Housing Counseling grant from the U.S. Department of Housing and Urban Development. The Housing Counseling grant supports one-on-one housing counseling through IHFA, as well as partial support for the homebuyer education classes throughout the State. The grant encompasses housing counseling through group counseling (classes), and one-on-one counseling in the areas of: pre-occupancy, mortgage default, post-purchase non-default, rental delinquency issues, homeless prevention, and HECM counseling. The Finally Home! program has textbooks in English and Spanish, a set of DVDs covering the homebuyer education course in Spanish, and a web-based, on-line course in English and Spanish. The DVDs are available by contacting one of the seven Regional Training Partners. For the 2013 calendar year, IHFA estimates it will serve 3000 persons with homebuyer education, expending approximately $49,500. In the area of one-on-one counseling, IHFA is estimating approximately 2500 households will be served for over 4,000 hours in the areas of pre-occupancy, default, post-purchase nondefault, rental delinquency and homeless prevention counseling. During the 2014 calendar year, IHFA estimates it will expend approximately $95,000 for services provided through Finally Home! Through the homebuyer education program, IHFA anticipates it will expend $160,000 Page 41 of 65

to serve and provide approximately 4,000 hours of training in the areas of post-purchase, pre-occupancy, rental delinquency, post-purchase non-default and homeless prevention counseling. Low-Income Housing Tax Credits Actions: Additional activities include IHFA's coordination of its HOME investment into affordable housing in combination with low-income housing tax credits and other resources. IHFA is designated by Idaho Executive Order, as the designated administrator of Idahos Tax Credit Allocation Plan with the responsibility of allocating Idaho's annual credit ceiling in accordance with an approved qualified Allocation Plan. Actions: Similar to the HOME Program, Idaho's Tax Credit Allocation Plan establishes a process whereby lowincome housing tax credits may be awarded to affordable housing development, which address low-income housing priorities throughout the State. Applications for Tax Credits will be available during the 2014 Program Year during two to three application periods. LIHTC/HOME applications are specifically designed to allow housing developers to utilize one application to requesting both HOME funds and Tax Credits as sources of funding. Program coordination is enhanced because the HOME and Tax Credit departments at the same location. Idaho Community Reinvestment Corporation Actions: IHFA administers the loan program by the Idaho Community Reinvestment Corporation (ICRC). The ICRC utilizes pooled bank funds to provide below market interest rate permanent loans amortized over 30 years to affordable rental housing developers. In addition to administering the ICRC permanent loan program, IHFA has the financial resources and lending expertise to provide developers with affordable construction/permanent combination loans. This lending alternative has the potential to benefit future development by reducing expenses from duplicate third-party expenses incurred by using two separate loans (construction and permanent). Lead-Based Paint Hazards IHFA believes that education is the best way to eliminate LBP hazards in housing. The State of Idaho has not adopted a LBP rule, leaving the private sector to provide the funding, education, training, and necessary certifications to meet EPA's requirements. In addition to the EPA's Repair and Renovation Rule, HUD programs are required to follow the HUD Lead-Safe Housing Rule. Action: IHFA- Require proof of necessary certifications, disclosures, and lead hazard reduction activities as applicable, for all HOME-assisted pre-78 housing. Action- IDC- Non-housing community development activities are not subject to lead based paint standards. IDC will ensure that CDBG funded housing projects adhere to federal lead-based paint standards. Anti-Poverty Strategy Actions: IPFP representatives regularly participate in IHFAs regional housing roundtable forum discussions, the Idaho Community Review, and the IDC Rural forum meetings. This collaboration will provide an opportunity to identify needs and explore cooperative anti-poverty efforts among various State and regional entities. IDCs anti-poverty strategy consists of four activities. First, IDC makes available CDBG funds to cities and counties who construct public infrastructure or facilities that leads to a businesss ability to create or retain jobs. At a minimum, 51% of these jobs must be taken by low-to-moderate income (LMI) individuals, which includes individuals at poverty level. Jobs taken by LMI individuals should increase their annual income and help them develop more marketable skills as well as their confidence. IDC is creating opportunity for low income and poverty individuals. Second, the implementation of HUDs Section 3 program fosters local economic development and individual Page 42 of 65

self-sufficiency for low income persons in the solicitation of professional services and construction work needed to complete ICDBG projects. The purpose of these requirements is to ensure that a greater share of economic opportunities generated by ICDBG funding is targeted to low income families who live in the grantees jurisdiction. ICDBG funded grantees and contractors must make a good faith effort to award contracts to Section 3 business concerns and utilize Section 3 area residents as trainees and employees. Third, IDC advertises ICDBG funded projects through Idahos Procurement Technical Assistance Center to ensure professional and construction services on CDBG funded projects are directly solicited to Disadvantaged and Women Business Enterprises, HUB Zone businesses, disabled veteran owned businesses, and SBA Section 8 (a) businesses. Fourth, IDC provides additional points to job creation projects that are located or sited in the Small Business Administrations HUB zones. HUB zones are historically underutilized business zones that typically have higher rates of unemployment or lower per capita income then national levels. Institutional Structure Actions: In accordance with the Five-Year Consolidated Plan, the gap within our institutional structure includes increasing needs in geographically isolated communities. To address this need, IDC will make its community development specialists available to provide on-site technical assistance at communities requests. The department is also providing a larger amount of information on our website to further statewide accessibility. Actions: IHFA will provide technical assistance as needed to its non-profit housing sponsors. IHFA will continue to host quarterly Regional Housing Coordination Roundtable meetings various regions to provide a forum to provide information and updates as well as discussion of outstanding issues and concerns. Enhance Coordination between Public and Private Housing and Social Service Agencies Actions: IHFA and IDC will continue to facilitate and participate in the following stakeholder forums during the program year to enhance collaboration and coordination of public, private and faith based service providers for housing, economic development, and other services: The Housing Coordination and Policy Forum (www.ihfa.org/research_hirc_forum.asp) Rural Forums The Idaho Community Review (www.idahocities.org ) Idaho Homeless Coordinating Council Idahos ADA Task Force Coalition for Idahoans with Disabilities Idaho Hispanic Profile Project IHFA Funding Allocation Committee Idaho Commission on Aging State of Idaho HIV/STD Planning Committee

Actions: Both IHFA and IDC are participating members of the Fair Housing forum, which works with members of various agencies throughout the State of Idaho to address fair housing concerns. Foster Public Housing Resident Initiatives IHFA administers the Section 8 Housing Choice Voucher program in 34 of 44 counties and encourages public housing programs statewide. IHFA is only one in a statewide network of public housing providers. IHFA does not oversee any citywide or countywide Participating Jurisdictions (PJs) for public housing. These jurisdictions have local official governing boards responsible to appoint the board of a Public Housing Authority (PHA) and Page 43 of 65

direct PHA activities. With this consideration a description of efforts to foster public housing resident initiatives during the 2014 Program Year are as follows: Action: IHFA will continue to make available the Family Self-Sufficiency (FSS) program as part of its overall Housing Choice Voucher program. Voucher participants are eligible to enroll in the FSS program where they work with an FSS Specialist to identify and overcome barriers to self-sufficiency and economic independence through goal setting and employment. Action: IHFA will continue to make available a Housing Choice Voucher Homeownership program, currently available only to disabled, elderly, and FSS households. Since implementation of the program, 42 participants have been successful in purchasing homes using Section 8 Housing Choice Vouchers to provide mortgage payment subsidy on a long-term basis. There are currently 27 active participants. Action: IHFA will hold regional PHA Annual Agency Plan hearings and perform outreach in each area that IHFA has a branch office administering Section 8 vouchers and Low Rent Public Housing to encourage participation in a Resident Advisory Board. Action: IHFA will continue to operate the Low Rent Public Housing program with 29 individual scattered-site units in Idaho Falls, and a 47-unit complex in Kellogg. Public Housing residents will continue to be asked to serve on Resident Advisory Boards. IHFA received HUD approval to implement a homeownership program for low-income households, and has begun the process of selling its 29 scattered-site homes in Idaho Falls. IHFA plans to apply to HUD by the end of 2013 to participate in the Rental Assistance Demonstration program to convert its 47-unit complex in Kellogg to Project-Based Section 8 to ensure the availability of long-term affordable housing in that community. IHFA- No Public Housing Program within IHFAs jurisdiction is designated as "troubled. IDC-The State of Idaho does not own any public housing nor does IDC have jurisdiction over public housing, therefore IDC does not have a forum to foster public housing resident initiatives.

Program Specific Requirements 91.320 (k)

Description of all criteria used to select applications for funding

Community Development Block Grant CDBG funds are awarded through a competitive application process. Projects are awarded funding in accordance with the Method of Distribution described earlier in this report under the Activities (91.320 d) headline and the Idaho State CDBG rules (which may be found at http://adminrules.idaho.gov/rules/current/28/0201.pdf Application Review Process Below is a summary of the ICDBG application process, for a more complete description of the process visit www.commerce.idaho.gov and read the ICDBG Application Handbook or visit http://adm.ifaho.gov/adminrules/bulletin/bul/06sept.pdf to review the ICDBG program rules. After submittal to IDC, each application must be reviewed and ranked before it is taken to the Economic Advisory Council. The following process is followed: The application is reviewed for eligibility. If an application or project does not meet threshold criteria, it is considered disqualified and will not continue through the review process Department staff review qualified applications using the ranking system described in this handbook. They assign points to various project components Page 44 of 65

 Department staff also meets with other funding agencies to look at project funding, viability and the communitys previous performance on large, funded projects The two staff members ranking the application meet to come to a consensus regarding the projects points The entire grant team meets to look at all of the projects and ensure comparability between similar projects After the entire staff has agreed on the points awarded, they make their recommendations to the Economic Advisory Council The council reviews the applications and invites applicants to make presentations that are optional, and may be done through teleconferencing. The presentation should be made by an elected official of the local government applying for the grant. The presentation should briefly review the project, the local commitment to the project, the local effort on the project, the degree of local economic impact from the project, and the degree to which the projects improve the quality of life within the communities Under special circumstances, the council may hold a special meeting to consider Economic Development/Job Creation projects. A special meeting may be held if in the opinion of the chairperson, a projects urgency will not permit a delay in processing the application For public facilities and economic development projects, the council will invite the most competitive projects to submit an addendum After the addendum has been submitted or, after the presentation, the council makes its recommendation to the governor The governor awards the projects Each application will be ranked by department staff using the guidelines outlined in the application and in the Idaho Community Block Grant rules. Each application, excluding imminent threats, is worth 1,000 points. These points are a combination of department staff ranking and the points assigned by the Economic Advisory Council. Economic development applications have minimum point thresholds that must be verified by department staff to be considered by the council. The points available per application type and applicable point thresholds are listed below. Note: Imminent threat applications do not receive points. They are reviewed by IDC staff to ensure the imminent threat criterion is met before recommending it to the council for review.
Max. Total Points Available 1000 1000 1000 1000

Application Type

Maximum Award

Max Points Available IDC EAC 200 200 100 200

Minimum Threshold IDC N/A N/A 600 500 EAC & IDC N/A N/A N/A N/A

Public Facility/Housing Senior/Community Centers Economic Development/ Downtown Revitalization Economic Development/Jobs Imminent Threat

$500,000 $150,000 $500,000 $500,000 $100,000

800 800 900 800

NA No Ranking Section

Points are awarded in accordance with ICDBG State rules. Each application type is awarded points as follows: Public Facility/Housing Public Facility/Housing application will be evaluated according to the following criteria. Program Impact Page 45 of 65

 CDBG and local funds in project, eligible activities .... 320 points National Objectives (% LMI to benefit, need and impact, fire station bonus). 260 points Project Categories (Planning, previous action, schedule and cost analysis) ....... 220 points Economic Advisory Council Evaluation (local financing, effort, & commitment, and economic impact) .......200 points TOTAL .......... 1,000 points Funds are awarded to the top-ranked applications until all EAC allocated funds are awarded. Applicants not funded are typically encouraged to seek technical assistance from department staff and to re-apply during the next funding round. Senior Citizen/Community Centers Senior Citizen Center and Community Center applications will be evaluated according to the following criteria. Physical Conditions.. 350 points Planning and Schedule .. 200 points Benefits (Activities provided, LMI and minority outreach) . . 150 points Match ... 100 points Economic Advisory Council Evaluation (local financing, effort & commitment and project impact) .. 200 points TOTAL .... 1,000 points Funds are awarded to the top-ranked applications until all EAC allocated funds are awarded. Applicants not funded are typically encouraged to seek technical assistance from department staff and to re-apply during the next funding round. Economic Development/Downtown Revitalization Economic Development Downtown Revitalization applications will be evaluated according to the following criteria. Organization .. 75 points Economic Assessments .. 75 points Implementation (Action items, implementation time frame, planning, previous amount accomplished) ... 200 points Slum and Blight (Need and impact, relation of CDBG project to overall revitalization plan) . 200 points ICDBG Project (local match, other match, BID/LID related expenditures, longtime program involvement) . 350 points Economic Advisory Council Evaluation (projects impact on revitalization of the downtown economy) ...... 100 points TOTAL....... 1,000 points Funds are awarded to the top-ranked applications until all EAC allocated funds are awarded. The minimum number of points for an application to be considered for funding, which does not include EAC evaluation points is 600. Applicants not funded are typically encouraged to seek technical assistance from department staff and to re-apply during the next funding round. Page 46 of 65

Economic Development/Job Creation Economic Development Job Creation or retention applications will be evaluated according to the following criteria. Quality of New or Retained Jobs .. 100 points Fringe Benefits . 100 points Business Risk and Management . 125 points Planning, Schedule and Cost (Planning, Schedule, and Environmental) ........ 170 points Minority Benefit .. .. 15 points Local Investment Leverage 100 points Distressed Area .. 20 points Existing Idaho Business 20 points Private Leverage ......... 100 points Activities ..... 25 points Grant Management . 25 points Economic Advisory Council Evaluation (economic impact, community Commitment, overall value) ........................................................... 200 points TOTAL ... 1,000 points The HOME Program The legislative intent of the HOME program is to provide decent affordable housing to low-income households by 1) expanding the capacity of nonprofit housing providers, 2) strengthening the ability of local and state governments to provide housing, and 3) leveraging private-sector funds. IHFA is the Idaho Participating Jurisdiction for the HOME program for the State of Idaho with the exception of the City of Boise6. At least fifteen percent (15%) of an annual allocation must be set-aside for housing development activities owned, developed, or sponsored by IHFA-Certified Community Housing Development Organizations (CHDOs). Up to five percent (5%) of the allocation can be used for CHDO Operating Assistance Grants and up to ten percent (10%) can be used for IHFA HOME administrative costs. The remaining funds in addition to 90% of program income earned, is awarded to eligible housing activities. The HOME Administrative Plan (http://www.idahohousing.com/ihfa/grant-programs/home-program.aspx ) provides an overview and guidance. It is reviewed and amended on an annual basis. For its HOME-assisted single-family activities, IHFA has chosen to use the Recapture of Net Proceeds option when a homebuyer sells their home. This option allows IHFA to recapture the HOME funds loaned to the homebuyer at the time of sale or transfer of title from the net proceeds (defined as what remains after homebuyer investment plus the value of any capital improvement made by the homebuyer plus all superior nonHOME loans and closing costs). The Recapture Option allows a homeowner to to sell their home to any willing buyer, for whatever the market will bear. During the development phase and throughout the HOME period-of-affordability, HOME-assisted rental projects are monitored to ensure their compliance with applicable federal/state laws, executive orders, and regulations. A HOME application can receive additional points if it includes an outreach/plan for affirmativemarketing LEP, Section 3, Minority/Women-Owned Business Enterprises, proximity to essential services and economic centers, and amenities that are beneficial to the proposed tenant population. HOME applications must include an Affirmatively-Furthering Fair Housing Resolution adopted by the local unit of government in which the project is proposed. Without the adopted resolution, the application does not meet threshold requirements. HOME application threshold requires the proposed owner/developer and management company of a rental activity to be in Good Standing with the HOME program.
6

IHFA and City of Boise allow IHFA HOME DPCC program within city limits

Page 47 of 65

Emergency Solutions Grant The following activities will be eligible under Emergency Shelter: Essential Services: Case Management, child care, education services, employment assistance and job training, outpatient health services, legal services, life skills training, mental health services, substance abuse treatment services, transportation, services for special populations. Shelter Operations: Maintenance, rent, security, fuel, equipment, insurance, utilities, food, furnishings, and supplies for operations. Where no appropriate emergency shelter is available for a homeless family or individual, eligible costs may also include a hotel or motel voucher. Rapid Re-Housing The following activities will be eligible under Rapid Re-Housing: Housing Relocation and Stabilization Services: Financial Assistance, Housing Search and Placement, and Housing Stability Case Management. The total period for which any program participant may receive services must not exceed 15 months during any 2-year period, including any arrears. Short and Medium Term Tenant Based Rental Assistance: Program participants select a housing unit in which to live (may be within a specified service area) and receive rental assistance. The total period for which any program participant may receive the services must not exceed 12 months during any 2year period, including any arrears. Homelessness Prevention The following activities will be eligible under Homeless Prevention: Housing Relocation and Stabilization Services: Financial Assistance, Housing Search and Placement and Housing Stability Case Management. The total period for which any program participant may receive services must not exceed 9 months during any 1-year period, including any arrears. Short and Medium Term Tenant-Based Rental Assistance: To prevent persons from becoming homeless in a shelter, or in an unsheltered situation. The total period for which any program participant may receive the services must not exceed 6 months during any 1-year period, including any arrears and late fees. IHFA is limiting the length of assistance for Homelessness Prevention and Rapid Re-Housing, but subrecipients will have the flexibility to determine a shorter duration, if approved in their application. Participants receiving Homelessness Prevention or Rapid Re-Housing will be reassessed for continued income eligibility every three months. Homeless Participation Requirement IHFA requires agencies receiving Emergency Solutions Grants to have a current or past consumer sit on their Board of Directors. If they do not currently have a homeless or formerly homeless person on their board, subrecipients must submit a plan, detailing the process for consumer input into the design of the program, to IHFA. Performance Standards Potential applicants for ESG funding will be scored in part on the criteria listed below. Evidence of performance will be required for successful applicants. All subrecipients will be required to enter data into HMIS to determine accomplishments for the proposed program activities. Goal achievement will factor into future funding applications. Organizations who do not meet the performance standards may not be funded. Page 48 of 65

1) Targeting those who need the assistance most - 75% of participants presenting with two or more barriers to housing stability at assessment are able to obtain stable housing within 60 days. Achievement of this goal will be verified using HMIS data. 2) Reducing the number of people living on the streets or emergency shelters - 50% of participants who are literally homeless upon assessment will be diverted from shelter and rapidly re-housed. 75% clients receiving homelessness prevention will not enter a HUD-funded shelter or Rapid Re-housing program with 12 months of receiving assistance. Achievement of this goal will be verified using HMIS data. 3) Shortening the time people spend homeless - 50% of participants living in shelter will exit to permanent housing within 60 days of shelter entry. Achievement of this goal will be verified using HMIS data. 4) Reducing each program participants housing barriers or housing stability risks - 50% of participants will exit the program receiving at least one mainstream resource in addition to housing. Achievement of this goal will be verified using HMIS data.

Compliance Monitoring
Describe the standards and procedures the jurisdiction will use to monitor its housing and community development projects and ensure long-term compliance with program requirements and comprehensive planning requirements.

Community Development Block Grant Program IDC monitors all CDBG funded projects to ensure compliance with applicable program rules and regulations. The IDC monitoring process starts before the actual funding of an application and continues until project closeout. This dynamic process helps to ensure projects meet program requirements and improves the chances that any violations or potential violations are identified and corrected. Pre-Development Monitoring: Local governments who anticipate applying for CDBG funds are encouraged to contact their regional IDC specialist. IDC specialists provide recommendations and technical assistance to local governments to help them understand the CDBG program requirements. Pre-development reviews also provide IDC an understanding of the potential projects and an early assessment to determine if it will meet the CDBG goals and regulations. IDC also maintains and updates it CDBG application handbook for grantees. The handbook helps grantees understand the program rules up-front, thereby hopefully avoiding non-compliance issue in the future. The handbook is available at IDCs website. Application Monitoring: During the review of the applications, IDC staff first determines if the application meets the required eight threshold factors, which includes national objectives and eligible activities. If the application meets the eight threshold factors, further review of the application continues to determine if the project will meet the program goals and strategies, procurement rules, acquisition and relocation requirements, citizen participation, and an assessment of the environmental review requirements. Local governments accomplishments towards furthering fair housing and accessibility (Section 504) standards are also reviewed. Generally, IDC conducts a monitoring of the environmental review conducted by the local government prior to execution of the IDC contract. If the environmental review is not completed before contract execution, it is monitored prior to the release of funds. Project Monitoring: Page 49 of 65

IDC conducts a risk assessment of each project, utilizing the departments Determination of On-site Monitoring criteria to establish if the project will require on-site monitoring or if the desk monitoring process will suffice. IDC monitors all CDBG funded projects and reviews the Grantees financial audits. During the course of a project IDC, specialists are continually monitoring the following applicable project components: -Financial Management -Acquisition & Relocation -Citizen Participation -Procurement -Civil Rights -504 Standards -Labor Standards -LEP -Fair Housing -Performance

IDCs monitoring guide is required to be completed by staff project specialist prior to closeout. IDC specialists approve every CDBG request for payment. Requests for payment are required to be supported by an invoice and executed contract. IDC has an established process of receiving and reviewing a local governments independent financial audit for any open project or project closed out within one year. The audit is reviewed by IDC to determine if there are any findings and if so do they affect the CDBG funds. IDC also maintains and updates it CDBG grant manual for grantees. The manual helps grantees understand the specific program rules and guides grantees on the procedures to comply with the rules. The manual is available at IDCs website. In order to effectively monitor and manage the CDBG program IDC staffing requirements, at a minimum, will require one full-time manager, two full-time specialists, one full time or part-time analyst, and one full-time or part-time administrative assistant. On-Site Monitoring: IDC conducts an onsite monitoring of at least 25% of the CDBG funded projects for each program year. Onsite monitoring consists of a deeper review of the grantees financial and cash management systems, federal labor standards documentation, and civil rights documentation. Also, the monitoring will include interviewing grantee staff, site observation, and exit conference. IDC will also attempt to visit all CDBG funded projects at least once during their construction phase. Before closeout of a CDBG funded project, the local government chief official is required to submit a final financial and performance report. The report is reviewed by an IDC specialist for accuracy and comparable with IDC monitoring documentation. The HOME Program IHFA is the Participating Jurisdiction for the State of Idahos HOME program. As the designated administrator of the state's affordable housing, it is IHFA's responsibility to ensure HOME activities adhere to HUD rules and regulations, the applicable cross-cutting Federal regulations, Idaho laws, codes and ordinances during the development phase and throughout the project's HOME Period of Affordability. Fair Housing and Equal Opportunity o o o o Title VI of the Civil Right Act of 1964 (HUD- 24CFR Part 1) The Fair Housing Act(including Site and Neighborhood Standards) Equal Opportunity Housing Age Discrimination Action of 1975

Affirmatively-Furthering Fair Housing Handicapped Accessibility o Americans with Disabilities Act o Section 504 of the Rehabilitation Act Employment and Contracting o Section 3 of the Housing and Urban Development Act of 1968 o Minority/Womens Business Enterprise and Outreach practices Page 50 of 65

o o o o

Davis-Bacon and related Acts Contract Work Hours and Safety Standards Act Copeland(Anti-Kickback) Act Fair Labor Standards Act

Contracting and Procurement Practices Environmental Requirements at 24 CFR Part 58 Title X of the 1992 Housing and Community Development Act(24 CFR35)(Lead-Based Paint requirements) HOME rental activity development and compliance monitoring: 1. Application-A HOME project application is reviewed for the minimum application threshold requirements before undergoing additional review and analysis. Following this review, the application is scored and must met receive a minimum threshold score. Applications undergo extensive review, including proposed match, leverage, subsidy-layering, and long-term viability. 2. Award- The applications that meet the minimum threshold requirements and score are ranked and the submitted to the IHFA Resource Committee for final approval or denial. 3. Pre-construction- If the project is approved by IHFAs Resource Committee, it enters the preconstruction phase. Prior to commitment and loan closing, the applicable environmental review will be completed, as well as other pre-construction conditions. If these conditions are satisfied, the project proceeds to loan closing. 4. Construction- Periodic progress reports and site visits help track the project time-line and ensure the project is progressing within reasonable and anticipated timelines. Funding disbursement requests are reviewed for cost eligibility and cost reasonableness. 5. In-Service- During the HOME Period of Affordability, IHFA conducts on-site compliance monitoring. This includes a review and approval of the rent/utility allowance levels, correct number of HOMEassisted units, tenant eligibility, prohibited lease terms, property standards, and other requirements as specified in the written agreement. IHFA follows the HOME program's record retention requirements. Emergency Shelter Grant Program Service providers that have received ESG grant funds are monitored at least once annually A closeout-monitoring visit is performed prior to disbursing the last ten percent of funds. The monitoring consists of an on-site visit and file review. Examples: Organization, conflicts of interest, insurance coverage, nondiscrimination and drug-free workplace policies, project activities and timelines, financial management and matching funds, procurement procedures, demographics, essential services, operations, homeless prevention and rehabilitation activities. A monitoring finding for noncompliance will include the corrective action(s). All findings must be resolved. Failure to resolve a finding may result in repayment of expended funds.

Additional Items
Housing Information and Resource Center/Idahos Housing Hotline The Idaho Housing Hotline is part of the Housing Information and Resource Center (HIRC), a free, nonPage 51 of 65

governmental service for housing consumers, providers, and advocates. Since 1998, this service has helped locate appropriate services and resources for homeless support services, rental assistance, first-time buyer options, low-cost apartments, multifamily development financing, and other housing-related resources. The HIRC mission is to to empower individuals, organizations, and communities as they work toward housing that provides access, stability, and resilience at all levels. A goal and outcome of these services is to expand housing choice for all Idahoans. During the 2014 program year, IHFA will continue to support and staff its bilingual Housing Hotline, which currently averages 150 calls per month; this average has trended down in large part due to several factors: a) Ongoing case manager and service provider training; b) Targeted referrals from Idaho Health and Welfares 2-1-1 Care Line; c) Broad distribution of www.housingidaho.com promotional materials and the Housing Assistance Guide; d) Outreach to statewide partners. All of these efforts help front-line client service providers respond directly to simple housing questions and provide appropriate referrals. The Housing Hotline continues to field direct calls and those not easily addressed by others. Callers are self-selecting and do not represent a statistical or random sample of the states population. The most commonly requested resources involve rental assistance, homelessness prevention, and slidingscale/subsidized rental alternatives. The large majority of callers fall into the categories of very low to lowincome; they typically represent the elderly and/or disabled, and households struggling with underemployment/unemployment, and/or divorce or abandonment. Along with the 211 Care Lineadministered by the Department of Health and Welfarethe Housing Hotline refers tenant calls involving fair housing and/or potential discrimination to local providers, including Intermountain Fair Housing Council, Idaho Commission on Human Right, Idaho Legal Aid Services, and/or the toll-free HUD/FHEO Fair Housing line. Statewide collaboration. IHFAs Housing Resources Coordinator participates in diverse and collaborative statewide networks on behalf of IHFA. This creates opportunities to promote sustainable and inclusive communities that reflect the spirit of the Fair Housing Act, Section 504 of the Rehabilitation Act, and the Americans with Disabilities Act. In each setting, IHFA works to put housing affordability and access on the radar of policy makers and practitioners and to better understand how we can work more effectively with our partners. Examples of these networks are below, along with goals for involvement through the upcoming program year: Idaho Fair Housing Forum. See www.fairhousingform.org a web-based clearinghouse for all stakeholders impacted by the Fair Housing Act. 2014 Activity: Monthly meetings, Fair Housing Month event Idaho Rural Partnerships. Work with representatives of state, local and federal agencies and departments on issues relevant to rural communities. Present and share information on fair housing, accessibility and compliance. 2014 Activity: Quarterly meetings Idaho Community Review Team. Work with rural communities and professionals in the areas of transportation, housing, community and economic development. IHFA introduced Spanish-language listening sessions to help communities create more inclusive dialogue and civic engagement during strategic planning. 2014 Activity: Bimonthly planning meetings, community Reviews planned for Aberdeen and Rigby Idaho. Northwest Community Development Institute (Faculty). Teach annual course entitled Housing as a Second Language to community and economic development professionals, planners, policy makers and elected officials. Emphasis on the role of housing affordability and access in creating sustainable communities and economies. 2014 Activity: Teach course in July, 2014 Page 52 of 65

 Statewide Bike and Pedestrian Advisory Committee (BPAC) and Idaho Community Choices. Represent housing and accessibility perspective in creating a statewide bike and pedestrian plan, and reviewing community applications for alternative transportation projects. 2014 Activity: Monthly meetings Idaho Chapter, American Planning Association/Association of Idaho Cities (AIC) Conference. Regular presenter on the role of local planning and policy in affirmatively furthering fair housing, expanding housing choice, and most recently, community access issues (see www.rampupidaho.org). 2014 Activity: Fall APA conference in Boise, June AIC Conference in Coeur dAlene. Housingidaho.com IHFA will continue to support and expand our online rental housing listing and locator service at www.housingidaho.com. This bilingual, ADA-compliant site also includes a fully staffed bilingual call center to assist tenants, providers, and case managers unable or unwilling to use the online resource. The site features a robust search feature, reporting tools and a Special Needs/Saved Search feature for case managers working with hard-to-house clients or cases requiring confidentiality. IHFA staff conducts one-on-one and group training on request to case managers, refugee resettlement agencies, the Idaho Department of Labor and local shelter populations. The purpose of these presentations was to expand housing choice for all tenants, and ensure that case managers were aware of the tools available to them to assist clients. Virtually all sliding scale and/or subsidized rental units (affordable to households at or below 30% of AMI) in Idahos most populous communities continue to maintain waiting lists. This indicator is consistent with the message from housing providers and case managers across the state. Those vacancies that still exist have rents that are unattainable for the majority of constituents calling the hotline, or for household incomes relying on minimum wage employment or a fixed income such as Social Security or Disability benefits. As in previous years, providers offering emergency assistance report insufficient resources to keep up with growing demand as Idahos allocation of HPRP funds have largely been expended. A general assessment of need (from the sources noted above) indicates continued high demand for the following resources: Emergency rental assistance (from one to three months) to prevent homelessness Resources to assist renters with move-in costs and initial rent (those who have lost their housing) Help for renters with poor credit due to loss of income/current economic downturn (providers are reluctant to offer any flexibility in this area for fear of fair housing complaints) Additional rental housing units affordable to households at or below 30% of AMI Additional shelter and transitional housing options that meet the needs of various populations in transition or uprooted from their historic situation Clear guidance from HUD/FHEO in coordination with the US State Department and the office of the UN High Commissioner on Refugees to create coherent and practical guidelines for local entities working to house refugees. One-stop service centers in each region or major population center. These could be similar to the center recently established in Coeur dAlene by the Saint Vincent de Paul, where clients can access social and human service providers, and can apply for housing, employment, education, health care, utility, and other resources in one setting.

Affirmatively Furthering Fair Housing

The research conducted for the current State of Idaho Analysis of Impediments identified three concerns and Page 53 of 65

three impediments. For the purposes of this section, a concern is a fair housing issue that may create an impediment to fair housing choice; however, there is no direct link to the cause or effect of the action. An impediment has the cause or effect of restricting housing choices or the availability of housing choices on the basis of race, color, religion, sex, disability, familial status, or national origin. Below see the strategies IHFA and IDC propose to address each Concern or Impediment, where possible. Note. Many education and outreach actions are ongoing Concerns Fair Housing Concern No. 1 - Fair housing information can be difficult to find and is not presented in Spanish or in a format accessible to persons with disabilities.
Strategy Target date Q1 / Q2Q3 / Q4 Ongoing Quantitative estimate (#/units) As of late 2013, approaching 4,500 page views annually; 5-7 updates/ quarter Cost estimate

C1

$200/yr plus staff time

Description Idaho Fair Housing Forum web site. IHFA will sponsor and promote www.fairhousingforum.org, an ADA-compliant and multilingual site containing information on fair housing, LEP, reasonable accommodation and information on filing a complaint. This strategy involves sponsoring the cost of site hosting, maintenance and providing staff time (approximately 120 hrs/year) to keep the site updated with current news and events, case law and information submitted by members of the Idaho Fair Housing Forum. The Fair Housing Forum website was initially conceived as an LEP resource for Idaho providers. Although the site has evolved into a broader collection of fair housing related information, LEP materials are maintained on a dedicated page as a resource and jumping-off point for those seeking information on services for LEP populations. Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) 400 campaign posters distributed (English/ Spanish) Cost estimate

C 1b

$200/yr plus staff time

Description Statewide Fair Housing Campaign. IHFA and IDC are co-sponsors of the Good Neighbors + Fair Housing = Strong Communities campaign. This campaign is coordinated by the City of Boises Fair Housing Task Force in partnership with Idahos 2-1-1 Care Line (bilingual information and referral). IHFA translated the campaign's materials into Spanish. IHFA and IDC adapted the posters, radio and TV spots for statewide use. IHFA & IDC will continue to print and distribute bilingual (English and Spanish) posters to statewide housing partners and local government throughout the 2014 Program Year. Based on the past 2 years, it is estimated that 400 posters will be distributed for display in public spaces on a statewide basis in the coming year. Campaign materials refer the public to the 2-1-1 Care Line, an easy-to-remember toll-free number where bilingual call center staff are trained to connect callers to HUD/FHEO, Intermountain Fair Housing Council, the Idaho Commission on Human Rights and/or Idaho Legal Aid Services.

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Strategy

C 1c

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units) 200 online sharing locations via email and web sites (English/Spanish)

Cost estimate

$19,000 for production/ translation plus staff time

Description Statewide Fair Housing Animated Video PSAs. IHFA commissioned four short animated video clips in both English and Spanish to supplement the Good Neighbors + Fair Housing = Strong Communities campaign described in C 1b above. The videos cover four topics: 1. What is fair housing? 2. What does discrimination look like? 3. What should I do when discrimination occurs? and 4. Best practices and steps for compliance. IHFA will distribute these videos to our partners throughout the 2014 Program Year. We estimate the video links will be displayed and shared by over 200 partners during the coming program year. Videos refer the public to the 2-1-1 Care Line, an easy-to-remember toll-free number where bilingual call center staff are trained to connect callers to HUD/FHEO, Intermountain Fair Housing Council, the Idaho Commission on Human Rights and/or Idaho Legal Aid Services.

Strategy C 1d

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units) 80,000 page views/year Two outreach events/ quarter

Cost estimate

$19,000/yr.

Description An ADA-compliant, bilingual housing locator, and listing resource service. IHFA will continue to support and expand awareness among housing providers and consumers through www.housingidaho.com and www.viviendaidaho.com. This shall include continuing outreach to case managers and others who assist those with special needs and/or limited English proficiency (LEP), including refugees. IHFA attends regular regional consumeroriented events such as the Treasure Valley Community Resource Fair. (See Strategy C 3a for additional detail). Current listings are at a record 19,650 units listed statewide. Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) Distribute 1,000 guides per year via hard copy and email. Two outreach events/ quarter Cost estimate

C 1e

$100/yr.

Description Housing Assistance Guide. IHFA created a Housing Assistance Guide in English, Spanish, French, and Arabic that can be downloaded from www.housingidaho.com, www.ihfa.org, and www.fairhousingforum.org. IHFA will deliver ongoing case management and service provider training (see above) and provide guidance on expanding housing choice for clients and constituents seeking housing options and/or stability. (See Strategy C 3a for additional detail)

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Strategy

C 1f

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units) Distribute 300 folders/year via FH events/ partners

Cost estimate

$100/yr.

Description Fair Housing Basics Pocket Folder. Distribute education and outreach materials (developed in partnership with Idaho Fair Housing Forum partners) to stakeholders throughout Idaho during scheduled regional Housing Roundtable meetings and other activities. These FHF pocket folders proclaim that Good customer service is welcome in any language, and contain information on fair housing basics, protected classes, prohibited activities and contact information to learn more or to file a fair housing complaint.

Fair Housing Concern No. 2 - Disability is the most common reason for fair housing complaints and legal action. This suggests that persons with disabilities may face difficulties accessing housing, yet Idaho counties have few or no strategies to address accessibility needs.

Strategy

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate 21 CDBG applicants per program year; 15 HOME multifamily rental application per program year

Cost estimate

C2a

Not Applicable

Description During the ranking and review process for ICDBG public facilities and housing projects, IDC will continue to award additional points to projects in communities that have adopted the 2006 International Building Code, which incorporates fair housing and accessibility standards. All HOME project applications must adhere to Idahos adopted building code, applicable accessibility standards, Section 504, and site and neighborhood standards (24 CFR 983.6). During the development phase and throughout the HOME period-of-affordability, multi-family rental projects are monitored for compliance with applicable federal/state laws, executive orders, and regulations regarding federal fair housing laws/regulations. HOME applications may receive additional points if Affirmative-Marketing, LEP, Section 3, Minority/Women-owned Business Enterprises outreach plans are submitted. Applications also receive additional points for close proximity to essential services/economic centers; and amenities beneficial to the proposed tenant population. All HOME applications must include an Affirmatively Furthering Fair Housing Resolution that has been adopted by the local unit of government in which the project is proposed. Without the adopted resolution, the application does not meet minimum threshold requirements.

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Strategy

C 2b

Target date Q1 / Q2 Q3 / Q4 Q3 / Q4

Quantitative estimate (#/units) 12 to 14 CDBG Grantees

Cost estimate

$6,000 / yr.

Description IDC will require each ICDBG grantee to develop a Fair Housing Plan as per the ICDBG grant manual. As part of the plan, grantees are required to promote and educate their community about fair housing and assess fair housing impediments. Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) Cost estimateNot applicable

C 2c

15 HOME Multi-family rental project applications/300 units 12 HOME Single-family homebuyer application properties/ 120 units

Description Following federal and state requirements, all HOME-assisted new construction and substantial rehabilitation multifamily rental projects are required to include a minimum number of handicap accessible units. Many HOME-Project sponsors include handicap adaptable units to the maximum extend feasible in their projects to help accommodate tenant requests. Single- family homebuyer project sponsors work directly with homebuyers to include any requested modification(s). Strategy Target date Q1 / Q2 Q3 / Q4 3/31/14 Quantitative estimate (#/units) Raise and disburse $2,500 in matching funds to support accessible retail; distribute 1,500 brochures and information sheets. Cost estimate

C2d

$2,500 (to be raised by RUI committee) / $1,500 plus staff time from IHFA/IDC

Description RampUpIdaho Working Group. The genesis of this informal group came from experiences working in rural Idaho communities (through the Idaho Community Review), where much of the downtown retail is inaccessible to wheelchairs. This group was formed in late 2012 to bring different perspectives to the table to identify resources and strategies to expand access (and economic vitality) to rural communities. The goal is to raise awareness of general access barriers among the business and general populations, and ultimately to see towns promoting their accessibility as part of an overall marketing strategy for housing, recreation, tourism and economic development. Specific information is currently available at www.rampupidaho.org. Working group participants represent housing, business, community and economic development, government and civil/disability rights.

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Strategy

Target date Q1 / Q2 Q3 / Q4 2014

Quantitative estimate (#/units) Four outreach events/year

Cost estimate

C 2e

$800/trade show/travel/printing costs plus staff time.

Description Education and outreach. IHFA will continue to promote the benefits of accessible residential construction to housing and building professionals, and to raise awareness among case managers, service providers, and local government staff of common barriers faced by persons with disabilities. This will be achieved through workshops and conferences (i.e., Association of Idaho Cities, Idaho Association of Counties, Idaho Rural Partnership, American Planning Association/Idaho Chapter, etc.), small group sessions with case managers and service providers (see below), and planned webinars to begin in 2014. IHFA requested Design and Construction training via Fair Housing Accessibility First! from the HUD Region X FHEO Director via the Idaho FOD. Strategy Target date Q1 / Q2 Q3 / Q4 Q3 Quantitative estimate (#/units) Four video shorts, distributed to approximately 200 partners statewide Cost estimate

C2f

$19,000

Description Animated video PSAs. IHFA has contracted with a local media provider to produce four short animated clips, each addressing a different aspect of fair housing protections. One clip focuses specifically on barriers to persons with disability and the topic of reasonable accommodation. These clips will be distribute to statewide partners and available online. Strategy Target date Q1 / Q2 Q3 / Q4 Q3 / Q4 Quantitative estimate (#/units) 6 to 8 Grantees for Self-Evaluations 21 Grantees for Transition Plans Description 504/ADA Assessment and Transition Plan. IDC requires Grantees who have not previously completed this plan, to conduct a self-evaluation of its buildings, facilities, policies, and services to ensure their compliance with Title II of the American with Disabilities Act. All CDBG Grantees are required to create or update their transition plan. Cost estimate

C 2g

$10,000 / yr.

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Fair Housing Concern No.3- Fair housing education and outreach is conducted within the domain of enforcement. This may discourage housing and real estate professionals from receiving the assistance they need to comply with fair housing laws.
Strategy

Target date Q1 / Q2 Q3 / Q4

Quantitative estimate (#/units) Two presentations/ quarter

Cost estimate

C 3a

$200 for materials, plus staff time

Description Case manager/service provider training. One of IHFA's goals is to support expanded housing choice, although it is sometimes difficult to conduct effective outreach to low-income, refugee and other populations, including seniors and those living with disability. This train the trainer approach makes use of the existing relationships among these populations and their case managers, service providers and other social service or civic organizations. We provide training on demand in person or by phone/internet to help these professionals understand the landscape of housing resources and strategies. The aim is to provide them with the tools and knowledge to help clients address housing challenges. In the process, we also sensitize service providers to red flags that may indicate fair housing violations and/or prohibited actions, and the options available to file complaints.

Strategy

C 3b

Target date Q1 / Q2 Q3 / Q4 3/31/2014 Dependent on HUD/ FHEO

Quantitative estimate (#/units) 175 participants $0

Cost estimate

Description Request and promote training alternatives. IHFA and IDC will continue to partner with other Fair Housing Forum members to make use of HUD and other training events. IHFA has a standing request to the Region X FHEO Director via the Idaho Field Office Director on for a FH Design and Construction-oriented training from Fair Housing Accessibility First (FHAF - www.fairhousingfirst.org) during the 2014 Program Year. This training would address both AI concerns #2 (re: disability discrimination) and #3 (non enforcementrelated training). It has been several years since this training was last offered in Idaho. IHFA offered once again to promote the training opportunity to engineers, architects, building and maintenance professionals, among others. The last time FHAF was offered in Idaho, 210 professionals came together for events in Boise and Idaho Falls. The first time FHAF was offered in Idaho (Boise), approximately 225 participants attended. IHFA was informed on 3/1/2013 that FHEO 'HQS did not consider Idaho a priority for FHAF training in 2014'. IHFA believes this training would help address some of the concerns and impediments identified in the AI. IHFA will continue to ask HUD FHEO to schedule this training in Idaho. In the first quarter of 2014, IHFA will request HUD/FHEO training for its statewide staff from Kristina Miller in Fair Housing Basics, Section 504 and Title VI; additional key staff received another three to 12 hours of HUD/FHEO training in the areas of Section 3, Affirmative Marketing and LGBT protections. IHFA plans to repeat this training annually as it is made available by HUD. IHFA has submitted numerous FHIP applications over time in an effort to help expand fair housing education and outreach that is not tied to enforcement. In each case, the applications were declined by HUD/FHEO.

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Strategy

C 3c

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units) Promote events and trainings of FHF partners

Cost estimate

Variable

Description Both IDC and IHFA will continue their support of the Idaho Fair Housing Forum (IFHF), a group of housing stakeholders working together to promote the principles of fair and accessible housing for all Idahoans. With representatives from local, state, and federal government, Idahos housing industry, human and disability rights organizations and consumer advocates, the IFHF aims to provide a means for coordination and collaboration among diverse interests. The 2009 Analysis Statewide Survey (Analysis of Perceptions among Multiple Stakeholder Groups) and the 2011 Analysis of Impediments (AI) Study identified the Idaho Fair Housing Forum as a primary informational resource.

Strategy

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units)

Cost estimate

C 3d

Infinite

$3,500 / yr.

Strategy Description Jointly, IHFA and Commerce secured/invested over $170,000 to promote non-threatening fair housing education and outreach in Idaho between the years 2007 and late 2012. For the 2014 Program year, IHFA and Commerce will spend an estimated $3,500 directly (not including staff / in-kind contributions) to promote the following concepts: Rights and responsibilities covered under the Fair Housing Act How to recognize discrimination, and How to respond to discrimination when it (allegedly) occurs IHFA and IDC will collaborate with FHF partners, including Intermountain Fair Housing Council, Idaho Legal Aid Service, the Idaho Commission on Human Rights and civil rights defense experts to shape the content of the online resources.

Impediments Fair Housing Impediment No.1- Idaho counties land use regulations and zoning policies may create barriers to fair housing.
Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) Distribute 1,000 guides/year Two outreach events/ quarter Cost estimate

I 1a

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Strategy Description During the ranking and review process for ICDBG public facilities and housing projects, IDC will continue to award additional points to projects in communities that have adopted the 2006 International Building Code, which incorporates fair housing and accessibility standards. Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) 15 HOME rental project applications Cost estimate

I1a

No cost

Strategy Description New Construction rental projects are reviewed for compliance of Site and Neighborhood Standards (24 CFR Part 92.202).HOME-Assisted rental projects must comply with Federal/state local laws, regulations, and executive orders regarding acquisition, construction, and rehabilitation. HOME application minimum threshold requirements include an Affirmatively Furthering Fair Housing Resolution adopted by the potential projects unit of local government.

Strategy

I1b

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units) 15 multi-family project applications per year/ 300 units

Cost estimate

$90,000 (average cost of 1 market study- $6,000)

Strategy Description HOME multifamily rental project market studies must include demographic mapping of the project's primary market area including: Ratio of low-income residents to overall resident population, ratio of number of affordable housing units to total units, location of essential services, economic opportunities, overall community/economic profile and outlook, unemployment rate, housing supply, and other affordable housing project/units in the area.

\
Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) Distribute 1,000 guides/year Two outreach events/ quarter Cost estimate

I1c

$100/yr.

Strategy Description IHFA and IDC will continue to work with diverse stakeholders to implement the best practices indicated by the 2011 Analysis of Impediments (AI). Planned activities include regular presentation and training events to consumers and providers, as well as planners, P&Z officials and policy makers, and lenders to address potential areas of noncompliance in land-use planning, lending and other aspects of siting and constructing housing. IHFA produced a subset of information for cities and counties from the 2011 AI, entitled What Every County and City Needs to Know, available online and distributed through workshops and events sponsored by the Association of Idaho Cities, the Idaho Chapter of the American Planning Association, the NW Community Development Institute, the Idaho Rural Partnership and the Idaho Community Review. IHFA also offers to present this information to local governments on request in person and will be making the presentation available via webinar in 2014.

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Fair Housing Impediment No. 2- Idahos state fair housing law does not provide protection based on familial status.
Strategy Target date Q1 / Q2 Q3 / Q4 Ongoing Quantitative estimate (#/units) Present information to four events/yr $0 Cost estimate

I 2a

Description Both Commerce and IHFA are limited in their ability to resolve this impediment. Commerce is not a legislative branch of the Idaho State government, but an executive branch, therefore does not have the authority of the legislative branch to create laws. Also, because Commerce is a state department it is limited in its ability to lobby for creating or changing state laws. IHFA is a private, not-for-profit entity and not part of Idahos Legislative branch. While familial status is not a state law this does not preclude both Commerce and IHFA from implementing a number of fair housing activities (see actions identified in this Action Plan to help mitigate this impediment that do educate local governments and housing providers that familial status is a protected class under the federal fair housing law. Commerce is taking into consideration that it will in the future provide additional points to cities or counties that are applying for CDBG funds who have adopted within their city or county code familial status protection. It is beyond the scope and authority of IHFA to change or enact legislation; IHFA not a state agency. In this capacity, IHFA's role is limited to educating various stakeholders regarding this impediment and the potential impacts of substantial equivalency to the state of Idaho and its residents. Strategy Target date Q1 / Q2 Q3 / Q4 Q3 / Q4 Quantitative estimate (#/units) 21 CDBG applicants Cost estimate

I 2b

$3,000 / yr.

Strategy Description IDC will pursue a change to the Idaho Administrative Code (IDAPA 28.02.01), which will allow IDC to provide additional points to CDBG applicants that have adopted familial status protection.

Fair Housing Impediment No. 3-State policies that limit local government ability to raise revenues for housing activities may restrict the ability of counties to address impediments.

Strategy

I 3a

Target date Q1 / Q2 Q3 / Q4 Ongoing

Quantitative estimate (#/units) Present information to four events/yr $0/yr.

Cost estimate

Description Previous efforts involving the Idaho legislature to create a local option tax have not been successful, thereby limiting local governments ability to raise revenues for housing activities. Neither Commerce nor IHFA can overrule the citizen

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legislature and are not under the legislative branch of the Idaho State government. We therefore lack authority to create a local option law. A department of state government is unable to lobby to amend or change state laws. However, Commerce and IHFA have and will continue to educate cities and counties about other financing mechanisms that could assist them in raising revenues for affordable housing and supporting infrastructure. These options include development impact fees, tax increment financing, Industrial Revenue Bonds and of course CDBG funds. We cannot require a city or county to implement such mechanisms but we do educate and inform them of these tools. It is beyond the scope and authority of IHFA and IDC to change or enact legislation; IHFA not a state agency. In this limited capacity, IHFA's role is limited to educating various stakeholders regarding this impediment and the potential impacts of substantial equivalency to the state of Idaho and its residents.

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HOME PY 2014 Housing Priority Needs

Priority 5-Yr Goals # of Units 500 Yr 1 Goals PY2010 100 Yr 1 Outcomes PY2010 305(HOME LIHTC,NS P) 5 36 72 2000 400 113 400 Yr 2 Goals PY2011 100 Yr 2 Outcomes PY2011 333 (HOME, LIHTC,NSP ) 6 23 21 57 107 400 Yr 3 Goals PY2012 100 Yr 3 Yr 4 Outcomes Goals PY2012 PY2013 309 (includes 23 HOME units) 100 Yr 4 Outcomes PY2013 TBD Yr 5 Goals PY2014 100 Yr 5 Outcomes PY2014

Rental Activities (total)New Construction, acquisition and/or rehab Homebuyer Activities 0 - 30 of MFI (HOME)

4 20 23 73 120 400 TBD TBD 400

31 - 50 of MFI (HOME) 51 - 60% of MFI (HOME) 61-80% of MFI (HOME) Total homebuyer units Non-Homeless Special Needs Elderly Frail elderly Severe Mental Illness Physical Disability-5% of all new construct Developmental Disability Alcohol or Drug Addiction HIV/AIDS Victims of Domestic Violence Total (this number is included in rental Housing totals) 215 Renter 215 Owner 25 25 25 **225 20 170 5 5 5 **45 0 25 75 N/A 0 N/A

0 N/A 15- 7 HOME 15 0 0 **60 0 30

25 N/A

13 N/A 0 17

0 N/A

0 0 0

0 N/A

TBD TBD

25 N/A

5 5 5 **45 0 25

7 0 0 60 0

5 5 5 **45 0 25 TBD TBD TBD

5 5 5 **45 0 50

5 5 **45 10

0 0 **60

* Homeless individuals and families assisted with transitional and permanent housing **HOPWA Rental Vouchers

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-End-

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