About SBI Life insurance company : SBI Life Insurance Company Limited is a joint venture between the State

Bank of India and BNP ParibasAssurance. SBI Life Insurance is registered with an authorized capital of Rs 2000 crores and a Paid-upcapital of Rs 1000 Crores. SBI owns 74% of the total capital and BNP Paribas Assurance the remaining26%. State Bank of India enjoys the largest banking franchise in India. Along with its 7 Associate Banks, SBIGroup has the unrivalled strength of over 14,500 branches across the country, arguably the largest in theworld. BNP Paribas Assurance is the life and property & casualty insurance unit of BNP Paribas - Euro Zonesleading Bank. BNP Paribas, part of the worlds top 6 group of banks by market value and a Europeanleader in global banking and financial services, is one of the oldest foreign banks with a presence in Indiadating back to 1860. BNP Paribas Assurance is the fourth largest life insurance company in France, and aworldwide leader in Creditor insurance products offering protection to over 50 million clients. BNPParibas Assurance operates in 41 countries mainly through the banc assurance and partnership model.SBI Life has a unique multi-distribution model encompassing Banc assurance, Agency and GroupCorporate.

SBI Life extensively leverages the SBI Group as a platform for cross-selling insurance products alongwith its numerous banking product packages such as housing loans and personal loans. SBIs access toover 100 million accounts across the country provides a vib rant base for insurance penetration acrossevery region and economic strata in the country ensuring true financial inclusion. Agency Channel, comprising of the most productive force of more than 63,000 Insurance Advisors, offersdoor to door insurance solutions to customers. SBI Life Insurance is the 1st private life insurance company in the country, with total premium incomeexceeding Rs. 3500 crore in 2008-09, and the first to declare a profit after just 5 years in operation. SBILife is a joint venture of SBI, India's largest and most trusted bank for 200 years, and CARDIF, theinsurance arm of BNP Paribas with global expertise. CARDIF the life insurance unit of BNP Paribas ASSURANCE has operations in 36 countries and over 35million personal protection insurance clients worldwide. BNP Paribas ranks among the world top 15 banksby market capitalization and is one of oldest foreign banks with a

presence in India dating back to1860.SBI life insurance is one and only institute which has got AAA grade of CRISIL SBI Lifes Mission Statement:-Our Mission: "To emerge as the leading company offering a comprehensive range of life insurance andpension products at competitive prices, ensuring high standards of customer satisfaction and world class operating efficiency, and become a model life insurance company in India in the post liberalizationperiod". Our Values: Trustworthiness Ambition Innovation Dynamism Excellence Share of SBI GROUP & BNP PARIBAS:SBI Life Insurance Company Limited is a joint venture between the State Bank of India and BNP ParibasAssurance. SBI Life Insurance is registered with an authorized capital of Rs 2000 crores and a Paid-upcapital of Rs 1000 Crores. SBI owns 74% of the total capital and BNP Paribas Assurance the remaining26%. SBI GROUP + BNP PARIBAS = SBI LIFE INSURANCE CO. LTD. 74 % + 26 % = 100 %. PRODUCT OF SBI LIFE :I. Traditional plan:A. Term Insurance: Shield Plan Swadhan Plan B. Endowment plan: SUDARSHAN PLAN Money back plan C. Children plan: Scholar II plan D. Pension plan: Lifelong pension These all Plans are Traditional Plans.

About HDFC Standard Life Insurance Company Limited Incorporated in Aug, 2000 HDFC Standard life is one of the leading private life insurancecompanies in India. HDFC Standard Life is a joint venture between HDFCIndias housingfinance company and Standard plc United Kingdoms savings and investment Company. HDFCLtd. holds 72.43% and Standard Life (Mauritius Holding) Ltd. holds 26% of equity in the jointventure while the rest is owned by others. HDFC Life Product Portfolio: HDFC Standard Life has vast portfolio of retirement plans, children plans, term plans, savingsinvestment plans and health plans. Retirement Plan: With rising inflation, its absolutely necessary to make provisions for thefuture which makes retirement plan an important financial decision. Better known as Pensionplan, this plan takes care of financial needs after retirement by investing a part of your savingsfor limited period. Pension plan provides steady income after retirement and takes care of daily needs. The pension plans offered by HDFC Life are Personal Pension Plan, ImmediateAnnuity and Pension Maximus. Child Plan: Parenthood brings responsibilities and no one is better judge of that than you.Child Plan is a plan specifically designed to take care of financial needs of your child. Childplan provides with necessary funds that will take care of childs education, marriage etc. Byinvesting small portion of your savings you secure the financial end of your child. Child plan of HDFC Life are called SL Youngstar Super II, SL Youngstar Super Premium and Childrens Plan. Term Plan: A risk plan which provides comprehensive cover for your family in the unfortunateevent of untimely demise. A term life insurance plan provides good cover at relatively nominalcost and has no survival benefits. HDFC Life term plans are Term Assurance Plan, PremiumGuarantee Plan, Loan Cover Term Assurance Plan and Home Loan Protection Plan. Investment Plan: Popularly known as ULIP, an investment plan invests part of your savings inequity or debt market as per your preference. The objective of investment plan is to give youreturns which

easily beat the rising costs since the usual returns in a bank are extremely low.ULIPs offered by HDFC Life are Endowment Assurance Plan, SL Crest, SL ProGrowth Super II,SL ProGrowth Maximiser, SL New Money Back Plan and Single Premium Whole of Life InsurancePlan. Health Plan: Slightly different from health insurance, health plan provides cover for surgerycosts, critical illness. A lump sum is paid irrespective of actual hospital bill. Critical Care Planand SurgiCare Plan are HDFC health plan. Distribution Network: HDFC has wide distribution network with 568 branches and has over 200000

FinancialConsultants. HDFC Standard Life also has bancassurance partners- HDFC Bank, Saraswat Bankand Indian Bank. HDFC products like HDFC SL Crest, HDFC SL Youngstar Super II, HDFC SLProGrowth Super II, HDFC SL Youngstar Super Premium and HDFC SL ProGrowth Maximiser arealso available online. Financial Information: The total premium earned for the half year ended September 30, 2010 was Rs 35,909 million.The profit after tax for the same period is Rs 646 million. There have been 1,298 death claimsduring the period out of which 1,045 claims were settled and 45 claims were rejected.