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Years Assets: Analysis Ratios of Allied Bank

This document provides financial information for Allied Bank for the years 2008-2012, including assets, liabilities, equity, income and expenses. Some key points: - Total assets grew from $366.7 million in 2008 to $632 million in 2012. - Net profits increased every year, from $4.2 million in 2008 to $11.7 million in 2011. - Current ratios were around 1, indicating the bank had enough assets to cover its short-term debts. - The debt ratio was around 0.9, meaning the bank's liabilities were 90% of its total assets.

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67 views

Years Assets: Analysis Ratios of Allied Bank

This document provides financial information for Allied Bank for the years 2008-2012, including assets, liabilities, equity, income and expenses. Some key points: - Total assets grew from $366.7 million in 2008 to $632 million in 2012. - Net profits increased every year, from $4.2 million in 2008 to $11.7 million in 2011. - Current ratios were around 1, indicating the bank had enough assets to cover its short-term debts. - The debt ratio was around 0.9, meaning the bank's liabilities were 90% of its total assets.

Uploaded by

saniaasfaq
Copyright
© © All Rights Reserved
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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UNCONSOLIDATED STATEMENT OF FINANCIAL POSITION AS A

Assets

2008

Cash and balance with treasure bank

23,653,754

Balances with other banks


Lendings to financial institutions

2,096,779
15,793,183
82,646,595
212,972,008
11,134,436
1,029,223
17,369,691
366,695,669

Investments
Advances
Operating fixed assets
Deferred tax asset - net
Other assets
Total Assets

LIABILITIES

2008

Bills payable
Borrowings
Deposits and other accounts
Subordinated loans
Deferred tax liability
Liabilities against Assets subject to finance lease
Other liabilities
Total Liabilities
NET ASSETS
OWNER'S EQUITY
Share capital
Reserves
Unappropriated profit
Total equity attributable to the equity holders of the
Bank
Surplus on revaluation of assets - net of deferred tax
Total

2,952,490
27,778,151
297,475,321
2,498,000
----13,636,093
344,340,055
22,355,614

2008
6,463,644
5,804,776
8,536,697
20,805,117
1,550,497
22,355,614

Analysis Ratios of Allied Bank


Working Capital

2008

Current Assets
Current Liabilities
Total Current Assets -Current Liabilities

Current Ratios

337,162,319
330,703,962
6,458,357

2008

Current Assets/Current liabilities

Quick Ratios

1.02

2008

Current Assets-supplies/Current liabilities

Debt Ratio
Total Liabilities/Total Assets

1.02

2008
0.94

NANCIAL POSITION AS AT DECEMBER 31, 2012

Years
2009

2010

2011

2012

26,435,633

31,265,608

36,479,758

43,351,653

1,280,443
28,122,932
94,789,492
237,344,038
12,446,748

17,955,045
418,374,331

579,555
11,488,944
121,173,409
253,099,509
15,359,742
484,387
16,480,372
449,931,526

1,679,085
1,361,754
195,694,122
244,433,474
18,087,011
751,908
17,211,827
515,698,939

1,029,286
10,720,935
267,403,346
271,084,275
19,871,173

18,454,814
631,915,482

2009
3,162,429
39,818,532
328,875,037
5,497,000
----11,059,484
388,412,482
29,959,978

2009

2010
4,118,791
20,774,450
371,284,268
5,494,800
1,871
--12,284,360
413,958,540
35,974,857

2010

2011
4,015,317
49,993,200
399,561,676
5,492,600
--
13,296,342
472,359,135
43,339,804

2011

2012
6,203,051
38,916,192
514,707,055
5,490,400
64,584
--15,618,340
580,999,622
50,915,860

2012

7,110,008
6,582,845
12,198,425

7,821,009
7,516,910
15,828,533

8,603,110
8,762,745
20,254,503

9,463,421
10,906,250
22,558,411

25,891,278

31,166,452

37,620,358

42,928,082

4,068,700
29,959,978

4,808,405
35,974,857

5,719,446
43,339,804

7,987,778
50,915,860

of Allied Bank
2009

2010

2011

2012

387,972,538
377,352,998
10,619,540

2009

417,607,025
401,672,309
15,934,716

2010
1.03

2009

2011
1.04

2010
1.03

2009

1.04

1.04

1.05

2012
1.04

2011
0.92

593,589,495
565,316,698
28,272,797

2012

2011

2010
0.93

479,648,193
459,062,793
20,585,400

1.05

2012
0.92

0.92

UNCONSOLIDATED PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDE


Description
Mark-up / return / interest earned
Mark-up / return / interest expensed
Net mark-up / interest income
Provision against non-performing loans and advances
Provision for diminution in the value of investments - net
Provision against lending to financial institutions
Bad debts written off directly
Net Mark-up/Interest income after provisions
NON MARK-UP/INTEREST INCOME
Fee, commission and brokerage income
Dividend income
Income from dealing in foreign currencies
Gain on sale of securities
Unrealized loss on revaluation of investments
Classified as held for trading - net
Other income
Total Non-markup/Interest income
NON MARK-UP/INTEREST EXPENSES
Administrative expenses
Provision against other assets - net
Provision against off-balance sheet
Obligations - net
Worker welfare funds
Other charges
Total non-markup/Interest expenses
Extra-ordinary/unusual items

2008
30,570,540
16,559,806
14,010,734
1,372,155
1,781,110

2,736
3,156,001
10,854,733
2,291,459
1,420,364
230,060
151,068

59,154
4,152,105
15,006,838
8,089,913
214,284
190,824

390,877
8,885,898

PROFIT BEFORE TAXATION

6,120,940

Taxation - Current
Prior years

1,829,425

Deferred

134,829
1,964,254
4,156,686
6,971,308

PROFIT AFTER TAXATION


Unappropriated profit brought forward

17,541

Transfer from surplus on revaluation of fixed assets - net of tax

6,988,849
11,145,535
6
6

PROFIT AVAILABLE FOR APPROPRIATION


Basic earnings per share (in Rupees)
Diluted earnings per share (in Rupees)

Analysis Ratios Of Allied bank

Ratios

2008

Interesrt Coverage Ratios:


Income before interest and taxes/Annual Interest Expenses

0.846068728

Return On Assets:
Operating Income/Average total Assets

0.563895952

Return On Equity:
Net Income/Average Total Equity

0.00084311

FOR THE YEAR ENDED DECEMBER 31, 2012

Years
2009

2010

2011

2012

41,121,503
22,421,694
18,699,809
3,162,963
1,054,046
280,595

4,497,604
14,202,205

44,992,696
22,427,696
22,565,044
3,074,576
1,289,404
-280,595

4,083,385
18,481,659

51,814,273
26,643,234
25,171,039
2,710,021
229,003
70,000

3,009,024
22,162,015

49,502,633
31,141,686
18,360,947
1,273,901
-623,341

650,560
17,710,387

2,708,002
1,374,967
761,934
1,085,043

7,897
35,985
5,958,034
20,160,239

2,491,200
1,118,270
418,524
1,416,532

-23,884
251,144
5,671,786
24,153,443

2,730,686
2,681,218
643,058
826,156

68,695
6,949,813
29,111,828

2,570,107
8,433,249
598,480
1,919,869

271,890
13,793,595
31,503,982

9,423,503
-56,431

-25,353
215,033
67,377
9,624,129

11,241,587
331,077

-88,239
245,666
71,248
11,801,339

13,165,876
114,181
144,245
310,840
268,204
14,003,346

14,546,399
342,384
369,480
317,408
57,959
15,633,630

10,536,120

12,343,106

15,108,482

15,870,352

373,941

4,161,179
373,941

4,917,896
153,745

3,743,788

-132,509
3,413,953
7,122,167
8,536,697

-417,346
4,117,774
8,225,332
12,198,425

-102,840
4,968,801
10,139,681
15,828,533

450,750
4,194,538
11,675,814
20,254,503

32,360

36,046

29,204

31,028

8,569,057
15,691,224

12,234,471
20,459,803

15,857,737
25,997,418

20,285,531
31,961,345

11

12

12

nk
2009

2010

2011

2012

0.834005183 1.006124035 0.944744133 0.589593865

0.741865084 0.667857036 0.681728715 0.503757017

-1.276377549 -0.40850418 0.093951872

0.09775431

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