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MATH5

1. The document contains 10 math problems related to interest rates, present value, and other finance concepts. It provides the questions, solutions, and answers. 2. It also includes 5 electrical circuit questions related to Kirchhoff's laws, units of measurement, and other core concepts. Definitions and explanations are given for each answer. 3. The last 5 questions cover additional math and science topics like sequences, roots of equations, factoring polynomials, and points of inflection. Definitions are provided for each multiple choice answer.

Uploaded by

DayLe Ferrer Abapo
Copyright
© © All Rights Reserved
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
2K views

MATH5

1. The document contains 10 math problems related to interest rates, present value, and other finance concepts. It provides the questions, solutions, and answers. 2. It also includes 5 electrical circuit questions related to Kirchhoff's laws, units of measurement, and other core concepts. Definitions and explanations are given for each answer. 3. The last 5 questions cover additional math and science topics like sequences, roots of equations, factoring polynomials, and points of inflection. Definitions are provided for each multiple choice answer.

Uploaded by

DayLe Ferrer Abapo
Copyright
© © All Rights Reserved
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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1.

The sum of P15,000.00, deposited in an account earning 4% per annum compounded quarterly, will become
P18,302.85. Determine the effective rate of interest per year.
a) 3.06 %
b) 4.06 %
c) 5.06 %
d) 6.06 %
b) 4.06 %

i
ie 1 n
m

Solution:
2.

0.04
1 100 % 1

1 100 % 4.06 %

If a machine is purchased on installment and the buyer makes an P80,000.00 down payment and owes a balance
of P150,000 in 2 years. Determine the machine cash value if money is worth 14% compounded quarterly.
a) P199,312.00
b) P183,912.00
c) P193,912.00
d) P139,912.00
c) P193,912.00
Solution:

Cash Value = Down payment + Present value of the balance


Cash Value P80 ,000 .00

3.

i
1 n
m

mn

P80,000 .00

150 ,000 .00

0.14
1

4 2

P193 ,912 .00

Find the number of years when P2,500.00 is compounded to P5,800.00 if invested at 12% compounded
quarterly.
a) P6.12 years
b) 7.12 years
c) 8.12 years
d) 5.12 years
b) 7.12 years

in

mn

F
P

Solution:


i
F
mn ln 1 n ln
m
P

ln
n

4.

i
ln 1 n
m

5,800 .00

2,500 .00

ln

0.12
ln 1

7.12 years

What is the effective rate equivalent of 12% compounded quarterly?


a) 12.55%
b) 11.55 %
c) 12.98 %

d) 13 %

a) 12.55%

Solution:
5.

i
ie 1 n
m

0.12
1 100 % 1

1 100 % 12 .55 %

What rate compounded-quarterly is equivalent to 14% compounded semi-annually?


a) 10.76 %
b) 11.76 %
c) 12.76 %
d) 13.76 %
d) 13.76 %

Solution:

i
ie 1 n
4

0.14
1 100 % 1

1 100 %

in

1.1449

i n 4 1.1449 4 1 13 .76 %

6.

Celestino owes P500, due in 3 years and P800 due in 7 years. He is allowed to settle these obligations by a
single payment on the 6th year. Find how much he has to pay on the 6 th year if money is worth 14% compounded
semi-annually.
a) P1,449.12
b) P 1,559.12
c) P1,339.12
d) P1,669.12
a) P1,449.12
0.14

F6 th 500 1

Solution:
7.

2 3

800

0.14
1

2 1

750 .37 698 .75 P1,449 .12

Cleofas borrowed P2,000.00 from a bank and agreed to pay the loan at the end of one year. The bank discounted
the loan and gave him P1950 in cash. Determine the rate of discount.
a) 3.75 %
b) 3.12 %
c) 2.5 %
d) 1.2 %
c) 2.5 %
2,000 .00 1,950 .00
FP
100 % 2.5 %
100 %
2,000 .00
F

d
Solution:
8.

A machine was purchased under these terms: P30,000 down and P5,000 each month for 5 years. If money is
worth 12% compounded monthly, what is the cash price of the machine?
a) P144,775.19
b) P245,775.19
c) P542,775.91
d) P254,775.19
b) P245,775.19
Solution:

Cash Price = Down Payment + Present Worth of Annuity


mn

i
A 1 n
1
m

Cash Pr ice Down Payment


i

i 1 n
m

Cash Pr ice P30,000 .00

mn

0.12
5,000 .00 1

12

12 5

1295

0.12
0.12 1

12

P 254 ,775 .19

9.

Determine the amount that must be deposited every 3 months in a fund paying 12% compounded quarterly in
order to have P25,000 in 8 years.
a) P746.71
b) P476.17
c) P674.71
d) P700.00
b) P476.17

in

F
m

1
Solution:

in

mn

0.12

25,000 .00
4

P 476 .17
4 8
0.12

1
1

10. What is the acid test ratio?


a. The ratio of owners equity to total current liabilities
b. The ratio of all assets to actual current liabilities
c. The ratio of current assets (exclusive of inventory) to the total current liabilities.
d. The ratio of gross margin to operating, sates, and administrative expenses
Ans. C. The ratio of current assets (exclusive of inventory) to the total current liabilities.

11. How do call an energy required to move 1 Coulomb of charge through an element.
a) Current
b) Voltage
c) Power
d) Resonance
dw
V
dq
Answer: b) Voltage
where q = charge in C
w = energy in Joules
12. This is a number sequence where the succeeding term is obtained by adding the last pair of preceding terms
such as the sequence (1, 1, 2, ,3 5, 8 ). How do you call this number sequence?
a) Eulers number
b) Fermat number
c) Fibonacci number
d) Fourier series
d) Fourier series
13. If the roots of an equation are zero, then, how do you classify the solutions?
a. Extranous solutions
b. Trivial solutions
c. Conditional solutions

d. Ambiguous solutions

b. Trivial solutions
14. In electricity, how do you call the rate of charge flow?
a) Potential difference
b) Current

c) Voltage

d) Power

b) Current
15. This law in electrical circuits states, The algebraic sum of currents entering a node (or a closed boundary) is
zero. How do you call this law?
a) Kirrchoffs current law
b) Ohms current law
c) Kirchhoffs voltage law
d) Ohms voltage
law
16. This law in electrical circuits state, The algebraic sum of all voltages around a closed path (or loop) is zero.
How do you call this law?
a) Kirrchoffs current law
b) Ohms current law
c) Kirchhoffs voltage law
d) Ohms voltage law
17. In electrical, what is the SI unit of conductance?
a) Ohm
b) Mho
c) Siemens
d) Ampere

18. Which of the following is the equivalent of 1 Ampere?


a) 1 Coulomb per second
b) 1 Joule per Coulomb c) 1 Volt per Ampere
d) 1 Ampere per Coulomb
Answer: a) 1 Coulomb per second
1 Ohm = 1 Volt/Ampere
1 Siemens = 1 Ampere/Volt
1 Volt = 1 Joule/Coulomb
1 Ampere = 1 Coulumb per second
19. This is the process of expressing a polynomial as the product of another polynomial or monomial of lower
degree. What is this mathematical process?
a) Decomposition
b) Rationalization
c) Factoring
d) Polynomial damping
20. This is a point where the concavity of a curve changes or when the slope of the curve is neither increasing nor
decreasing. What is this point commonly called?
a) Maximum point
b) Minimum point
c) Point of tangency
d.
Point
of
inflection

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