17 - Appendfix Questionnaire
17 - Appendfix Questionnaire
Part I
Please make a ( ) mark in the appropriate space provides
1. Age
Below 20
21 to 30
31 to 40
41 to 50
Above 50
2. Gender
Male
Female
3. Qualification
School level
Graduate
Post Graduate
Professional
Others
4. Employment status
Salaried
Business
Professional
Retired
Housewife
334
5. Marital status
Single
Married
Others
6. No. of Dependents
7. Status of spouse
Employed
Unemployed
3,00,000/-
: Very Frequently
Frequently
Rarely
: Net Banking
Visiting branches
Both
11. Tick the type of A/c holding / Products in the appropriate space :
335
Traditional Products
Yes
No
SB A/c
Current A/c
FD A/c
RD A/c
OD A/c
Loan A/c:
PPF A/c
IT based Products
Term Deposits
Special Term Deposits
Savings Account
Tax saving scheme
SBI MODS (Multiple option deposit scheme)
Trading A/c
Re-investment plan
Recurring Deposit
Annuity Deposit scheme
SBI Flexi Deposit scheme
Current Account
336
337
Yes
No
Credit card
ATM cum Debit card
Cash + international
Travel card
International ATM cum Debit Card
Gold International Debit card
Smart Card
Gift Card
SBI Yova Card
EZ pay card
SBI Vishwa Yatra foreign Travel Card
Corporate cards
Prepaid cards (Pay direct, Meal card, Gift card)
338
Other Services
Internet banking services
Online trading services
Mobile banking
Demat service
Trading services
ATM services
Investment services
Cash management services
Broking services
Core banking servicer
RTGS and NEFT services (Real time gross settlement / National
Electronic fund transfer)
E Invest (IPO)
Magnetic Ink Character Recognition (MICR)
Multi City cheques (MCC)
RBIEFT (Interbank electronic funds transfer facility)
ERAIL (Electronic Rail booking)
EPAY
ECS
339
SMS services
Foreign Inward remittance
Safe deposit locker remittance
Gift cheques
NRI services
Remittance
Other services
Moderately
Highly
Highly
Satisfied Satisfied satisfied
Dissatisfied Dissatisfied
I. The Payment
System
ATM statement
340
availability
Withdrawal of Cash
MICR clearing
system
Electronic Debit
Clearing
Electronic Credit
Clearing
Electronic Documents
Management
RTGS (Real Time
Gross Settlement)
Credit card Payments
Debit Card payments
Smart cards
Draft Issue(Purchase
of Drafts)
341
III. Centralized
funds management
system
24 hrs banking
service
Ac to AC transfer of
funds
Branch to Branch
transfer of Funds
Bank to Bank transfer
of Funds
Preparation of
vouchers
Electronic Funds
Transfer
IV. Structured
financial messaging
solutions
Interactive voice
response
Telephone banking
system
Securing message for
funds transfer
342
V. Internet system
To view accounts
Remote banking
services
EDI (Electronic Data
Information)
Developments
email management
VI. Debit card
management
solution (manages
the lifecycle of
ATMs and Debit
cards)
To Get account
statements
Biometric ATMs for
Rural Banks
343
345
Credit card
payments through
ATM
LIC
Shopping bills
Offering of freedom
points
Regarding
redumption of points
12.4.Internet
Banking
New account opening
Cost incurred towards
checking
Information provided
about account
Security.
Specification of the
types of transactions
offered
Operational and
346
transactional cost
Incurred
About ability to make
transactions
Involving large
amounts of assets
instantaneously.
Regarding remote
account access
Availability of inquiry
and transactions
Services around the
clock
World wide
connectivity
Regarding easy access
to account data both
recent and historical
Regarding self
account funds transfer
Regarding third party
transfers in the same
branch
Regarding direct
customer control of
international
movement of funds
with out intermediator
347
Paying bills
Viewing and checking
savings account
balances
Paying mortgages
Purchasing financial
instruments and
certificate of deposits
Providing information
about the investments
in different financial
products
Booking tickets (ETicketing)
E- Tax payments
EZ Trade
RTGS (Real time
gross settlement)
E Payment
E Invest (IPO)
RBI EFT (Inter
banking electronic
fund transfer of the
RBI)
Demand draft request
Standing instructions
provided
348
1.Stop payment of
cheque
2.Cheque book
replenishment
349
3.Demand draft /
Pay order.
Round the clock
service availability.
12.5.Mobile/SMS
(service)
Checking of account
balances
Payables details
Transfer of funds
View balances towards
saving account
View balances of credit
card
View balances of
Mortgage
View balances of any
loan
Transfer of money
between two accounts
Service related to
Automatic voice
respond system
350
Highly
Highly
Satisfied Satisfied Neutral Dissatisfied Dissatisfied
1.Adoption of technology
in a bank
2. Accebility / real time
response
3. Service quality
4. Transparent
information
5. Variety of product
design and
services
6. Variety of product and
services
Delivery
7. Employee attitude
towards
Customer complaints
8. Employee willingness
to help
Customers
9. Employee attitude
towards attention
351
Of customers needs
10.Curtosy of bank staff
towards
Customer
11.Regulatory norms
12. Security and safety
13.Customer convenience
14. Service charges
15.status of bank
16. Quickness of service
17.Authentication
18. Trust
19.Privacy
20.Availability of
information
21. Reliability
22.Answering e mail
23.Well understood
relationship
24.Overall performance
quality
25. Economy banking with
out visiting bank.
352
353