Year

Mean
Stddev
Initial investment
Target

10%
8%
1,000,000
5,000,000

Return% = NORMINV(RAND(),MEAN,STDDEV)

Question-1
Using the formula above the ending balance at
the end of each year has been calculated. Cell
from which the year end balance has crossed 5
million has been highlighted in GREEN

Plan-1
Year Beg Bal Return %
1
1,000,000
1.121
2
1,121,257
1.193
3
1,338,218
1.141
4
1,527,445
1.115
5
1,703,013
1.176
6
2,002,540
1.211
7
2,425,542
1.131
8
2,742,583
1.045
9
2,864,914
1.085
10
3,108,484
1.077
11
3,348,725
1.118
12
3,744,295
1.123
13
4,204,875
1.185
14
4,984,322
1.100
15
5,480,909
1.029
16
5,638,180
1.108
17
6,245,464
1.150
18
7,180,822
1.050
19
7,538,072
1.006
20
7,579,958
1.227
21
9,301,883
1.092
22
10,158,867
1.066
23
10,831,902
1.032
24
11,183,305
1.105
25
12,353,990
1.136

Year End Bal

1,121,257
1,338,218
1,527,445
1,703,013
2,002,540
2,425,542
2,742,583
2,864,914
3,108,484
3,348,725
3,744,295
4,204,875
4,984,322
5,480,909
5,638,180
6,245,464
7,180,822
7,538,072
7,579,958
9,301,883
10,158,867
10,831,902
11,183,305
12,353,990
14,037,383

Trails
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45

9,301,883
5,820,985
10,380,202
5,005,579
4,519,184
5,670,109
4,426,099
8,286,156
6,636,048
3,869,247
6,254,438
5,804,168
4,050,236
5,828,084
4,884,415
5,701,135
5,623,825
5,182,134
3,140,674
10,152,383
3,620,792
4,128,390
3,023,430
6,191,951
5,920,049
7,754,655
5,819,165
5,419,262
6,841,691
3,726,049
3,958,357
6,829,306
6,509,995
6,468,003
9,881,338
8,012,921
6,624,068
4,172,098
4,584,399
7,538,714
4,583,341
5,078,580
5,735,762
6,834,602
8,887,687
4,214,308

Bins
0
999,999
1,999,999
2,999,999
3,999,999
4,999,999
5,999,999
6,999,999
7,999,999
8,999,999
9,999,999

46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92

8,827,295
5,715,111
5,832,615
7,127,651
7,044,283
9,077,872
6,932,474
4,954,523
4,584,611
6,963,573
8,182,929
6,908,825
6,657,766
5,295,939
6,337,345
6,742,936
5,751,892
6,465,585
6,022,077
6,682,126
5,644,051
8,933,722
6,679,056
5,749,797
8,754,258
3,896,294
10,291,854
3,545,733
5,783,500
5,725,371
6,002,572
3,890,457
6,807,421
7,458,438
6,469,219
9,703,861
7,358,365
7,290,502
9,171,980
4,926,994
8,060,271
4,290,190
8,255,801
6,324,506
5,683,463
9,441,321
7,499,899

93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139

4,398,861
8,839,304
5,177,797
5,087,444
5,971,124
7,077,796
13,727,727
5,562,873
4,897,455
3,475,435
5,462,191
6,186,256
5,324,243
7,760,512
10,011,120
3,434,652
6,878,484
7,633,227
10,738,898
4,251,465
5,195,313
5,074,696
3,673,095
7,754,048
5,533,078
5,852,147
5,833,280
5,735,550
4,499,926
5,023,593
4,102,531
6,587,529
8,229,437
5,565,384
6,836,737
3,842,480
4,817,841
8,164,388
9,518,613
5,089,861
4,285,796
7,150,425
3,148,836
7,475,626
6,743,137
7,507,000
9,963,535

140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186

10,528,507
7,480,734
6,029,337
6,378,361
8,520,258
4,944,027
10,021,513
5,160,532
5,953,308
7,511,118
3,609,298
2,344,565
8,264,056
12,150,723
3,379,228
7,208,687
6,375,946
4,419,254
4,787,626
9,326,685
8,682,274
6,730,527
5,665,688
5,654,068
4,649,161
7,341,005
4,945,838
6,097,436
5,790,580
13,809,063
12,145,713
6,290,511
5,682,303
4,998,476
6,404,963
9,277,979
8,632,652
7,698,225
7,257,133
6,324,799
9,566,471
6,287,305
4,873,312
9,544,760
5,812,954
13,355,779
5,150,465

187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233

5,674,535
6,752,226
4,456,771
4,561,055
6,686,351
4,130,495
9,721,559
6,513,335
4,670,483
7,320,353
10,814,363
6,339,300
3,723,721
7,069,064
4,003,945
2,940,438
8,184,546
8,086,842
5,181,781
7,862,821
5,602,513
5,786,838
7,113,900
8,192,455
8,878,815
7,002,887
8,468,030
3,837,986
4,694,740
4,477,660
6,568,060
8,042,214
9,294,919
7,539,344
9,951,474
5,275,192
5,838,165
3,941,383
4,297,636
5,745,478
7,096,461
8,278,768
7,946,325
5,016,423
4,748,344
5,789,776
5,367,687

234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280

7,656,065
5,094,648
4,551,225
3,489,632
4,869,578
4,924,527
8,019,264
8,728,697
7,360,529
8,195,604
11,417,222
5,642,484
6,336,670
8,117,013
8,512,297
7,911,041
11,038,327
5,141,589
6,363,298
4,234,043
6,020,289
5,086,748
8,641,471
4,882,062
3,364,956
5,194,669
8,238,738
5,196,490
4,486,886
6,217,859
8,034,910
5,188,893
6,191,574
5,941,612
6,482,258
6,451,749
6,946,708
3,700,962
6,165,933
5,683,420
8,574,268
9,054,402
4,494,811
5,455,243
7,093,354
4,550,611
3,894,883

281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327

5,612,823
10,193,356
6,240,378
6,444,616
8,119,368
7,143,705
11,294,249
7,763,560
6,354,110
6,272,664
6,499,636
9,392,749
7,140,488
6,480,006
5,576,174
10,739,747
7,749,770
10,685,941
6,101,698
3,938,417
2,770,519
8,869,879
7,513,402
6,402,955
6,826,434
13,933,620
7,497,384
6,948,403
11,103,340
6,625,479
5,612,422
4,974,178
5,726,184
4,070,991
7,785,093
3,663,365
7,348,791
4,721,496
7,647,334
3,054,822
10,663,171
5,263,740
9,110,889
6,346,561
2,481,276
8,880,739
7,249,971

328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374

3,441,596
8,041,653
5,971,030
5,471,045
6,254,696
7,315,010
10,635,281
10,716,491
7,284,720
5,501,727
6,883,390
8,555,930
7,614,318
8,224,312
6,133,274
7,008,837
6,502,728
6,693,471
4,112,076
5,894,058
5,542,826
6,432,580
5,164,058
6,240,600
7,523,284
4,174,379
4,232,975
5,044,630
5,139,949
13,842,771
5,230,612
5,294,715
4,876,439
7,032,297
6,543,732
3,620,771
5,226,076
7,042,369
9,638,330
9,432,252
4,512,902
9,161,163
3,929,381
6,937,919
5,345,206
5,230,481
7,032,062

375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

5,104,760
6,777,803
5,233,750
6,920,124
4,047,235
6,807,307
7,515,025
6,421,583
5,249,193
8,447,777
5,603,469
6,594,672
8,407,477
4,933,332
10,062,038
9,196,968
7,483,955
9,006,890
4,563,862
8,283,707
6,354,749
4,395,357
4,482,942
6,799,309
3,116,946
9,090,571
3,535,169
3,394,901
5,903,421
11,163,218
5,524,941
4,916,366
6,086,462
6,713,921
8,587,877
7,153,734
5,597,572
7,765,692
8,801,857
14,472,801
7,056,139
6,442,119
9,162,589
5,208,196
3,380,589
4,289,609
7,139,102

422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468

10,481,604
5,911,712
5,323,831
5,295,448
3,634,855
5,605,527
6,101,867
2,702,983
6,725,272
5,757,057
7,116,700
14,342,165
5,734,319
9,822,250
6,748,061
10,603,923
5,934,162
12,110,139
4,185,109
4,026,662
5,265,540
7,594,774
5,574,505
9,270,933
6,819,017
4,233,196
10,127,621
8,185,292
4,982,042
3,427,399
6,365,697
10,621,913
7,333,958
4,226,583
4,438,491
5,539,627
10,622,463
5,559,054
8,756,222
5,867,835
5,292,837
3,845,396
6,947,614
6,302,758
7,371,900
6,749,032
8,512,125

469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515

7,127,814
6,014,637
6,652,603
3,419,623
7,692,544
5,780,073
7,598,857
3,405,852
8,257,648
3,888,098
5,298,360
4,445,480
7,036,170
9,569,402
8,773,213
7,244,040
11,304,325
7,178,198
9,535,415
9,540,996
5,727,778
5,837,410
6,589,756
7,219,068
12,149,471
2,134,606
6,802,306
5,917,071
4,209,243
3,709,818
6,410,868
7,123,754
8,168,681
5,386,310
9,410,289
4,521,534
6,224,971
4,426,066
5,551,417
8,757,516
6,716,852
8,666,254
8,858,549
3,780,614
5,549,789
5,666,952
8,587,277

516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562

7,338,253
4,868,890
5,519,482
13,917,493
8,186,065
5,798,866
4,977,455
10,677,118
5,976,563
5,028,293
5,086,509
13,258,962
7,096,160
9,719,593
4,107,430
4,477,051
5,687,232
7,416,210
13,765,490
7,599,807
6,176,480
9,484,552
5,214,599
3,746,106
5,387,420
3,890,115
4,008,186
8,527,393
9,846,902
4,746,143
9,167,369
12,188,840
4,787,827
4,195,703
4,066,535
8,885,455
5,413,916
8,046,846
4,291,658
4,624,505
10,976,931
6,620,536
5,453,538
4,148,974
5,614,816
7,677,692
4,270,732

563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603
604
605
606
607
608
609

6,974,367
3,303,142
4,892,334
5,652,434
8,846,309
3,723,280
7,423,424
4,694,172
16,846,180
7,960,013
7,164,567
6,791,368
6,374,464
11,072,359
3,363,197
5,077,796
6,472,635
6,101,905
5,067,068
5,521,945
4,394,650
5,780,024
8,412,731
4,792,751
8,439,687
9,206,965
4,961,941
10,220,146
10,036,935
5,043,804
7,296,376
7,525,729
12,419,243
3,850,128
11,815,009
10,075,498
5,636,611
4,354,126
6,497,509
9,394,868
10,655,932
4,578,677
5,944,079
5,787,280
6,418,709
5,840,532
4,796,750

610
611
612
613
614
615
616
617
618
619
620
621
622
623
624
625
626
627
628
629
630
631
632
633
634
635
636
637
638
639
640
641
642
643
644
645
646
647
648
649
650
651
652
653
654
655
656

6,107,462
3,656,552
6,914,639
5,640,312
6,975,205
3,056,625
7,783,912
7,842,257
8,964,645
3,742,289
5,562,489
4,526,122
6,255,049
4,849,941
6,615,463
3,795,791
8,740,996
7,707,212
5,384,062
6,996,361
4,621,466
11,245,063
11,922,200
4,326,386
3,271,115
6,560,097
6,448,555
6,521,790
6,514,248
6,234,604
8,753,256
4,489,381
4,551,983
4,949,879
9,189,124
5,594,759
7,043,465
4,418,232
5,614,966
6,406,133
7,285,830
10,548,930
8,885,173
4,187,671
8,693,526
9,500,971
4,731,946

657
658
659
660
661
662
663
664
665
666
667
668
669
670
671
672
673
674
675
676
677
678
679
680
681
682
683
684
685
686
687
688
689
690
691
692
693
694
695
696
697
698
699
700
701
702
703

3,453,640
5,053,521
6,277,066
14,210,569
8,002,350
7,077,478
7,192,946
3,668,652
6,331,652
7,552,750
8,960,938
6,052,664
5,494,957
6,467,395
8,200,872
8,348,883
7,460,454
7,813,684
8,808,063
8,725,734
7,817,993
11,145,108
6,391,640
7,055,369
8,312,508
5,308,604
4,891,245
5,784,861
4,345,321
4,243,703
6,578,340
4,058,874
7,402,735
8,978,994
7,200,871
8,585,103
5,044,981
9,142,494
7,031,510
5,091,808
6,687,855
6,964,727
3,971,819
5,841,881
9,592,942
9,169,064
6,956,706

704
705
706
707
708
709
710
711
712
713
714
715
716
717
718
719
720
721
722
723
724
725
726
727
728
729
730
731
732
733
734
735
736
737
738
739
740
741
742
743
744
745
746
747
748
749
750

8,714,546
7,912,132
7,018,564
8,293,779
4,370,599
5,188,816
7,316,930
5,253,038
6,643,095
5,009,975
9,752,119
5,864,171
7,206,031
7,355,611
5,620,008
10,565,302
7,073,714
5,488,462
4,419,634
4,006,581
5,028,872
5,426,316
5,656,578
7,611,243
6,465,881
6,410,257
4,093,646
4,605,001
6,269,444
8,859,681
14,907,645
4,548,242
6,715,221
2,937,255
9,271,907
5,198,292
6,611,833
9,157,718
6,206,590
8,379,666
6,827,995
11,087,630
10,547,122
8,737,664
5,658,917
4,589,161
6,052,738

751
752
753
754
755
756
757
758
759
760
761
762
763
764
765
766
767
768
769
770
771
772
773
774
775
776
777
778
779
780
781
782
783
784
785
786
787
788
789
790
791
792
793
794
795
796
797

4,427,679
6,870,518
5,454,327
6,568,913
5,497,472
9,546,519
4,821,952
4,819,279
4,316,931
7,295,471
6,544,171
7,011,806
5,431,106
4,194,659
6,458,563
6,139,112
5,694,789
3,817,732
8,468,371
7,659,885
5,495,863
5,114,129
6,195,306
12,358,113
3,217,409
7,067,535
7,183,072
8,409,628
4,819,760
8,340,586
11,792,862
4,888,622
19,271,709
6,680,402
6,097,222
8,986,068
8,926,910
7,409,751
6,000,174
8,573,099
6,931,376
4,786,873
5,542,893
5,854,829
6,034,674
9,292,890
6,942,964

798
799
800
801
802
803
804
805
806
807
808
809
810
811
812
813
814
815
816
817
818
819
820
821
822
823
824
825
826
827
828
829
830
831
832
833
834
835
836
837
838
839
840
841
842
843
844

3,777,645
9,486,216
3,213,034
5,172,596
5,019,828
8,562,442
4,708,258
7,475,222
6,494,056
6,189,723
9,039,790
4,874,195
5,794,139
14,956,365
6,279,809
6,193,046
3,938,880
4,859,641
6,940,258
5,517,369
4,496,118
9,696,549
3,225,184
7,886,898
5,603,464
6,645,715
8,272,684
6,334,156
6,661,096
5,569,077
4,091,672
9,113,409
6,063,803
6,853,395
6,043,300
5,999,263
5,443,142
7,771,406
6,943,389
7,165,141
5,883,620
6,448,435
7,514,013
7,828,006
5,180,051
4,630,388
6,179,287

845
846
847
848
849
850
851
852
853
854
855
856
857
858
859
860
861
862
863
864
865
866
867
868
869
870
871
872
873
874
875
876
877
878
879
880
881
882
883
884
885
886
887
888
889
890
891

9,248,736
13,769,595
8,595,416
7,282,603
7,170,710
4,128,734
5,505,117
7,065,939
8,788,288
8,095,406
7,428,851
5,716,917
3,390,916
3,975,764
3,265,723
6,917,746
5,599,001
5,621,429
7,819,027
5,057,197
4,747,028
5,916,776
8,041,543
10,718,236
13,466,433
5,324,694
3,915,430
7,136,220
4,203,641
7,269,844
6,814,882
4,472,240
5,495,164
7,346,269
5,442,978
5,483,784
10,144,530
6,142,443
4,944,938
6,509,698
6,230,947
7,944,464
8,082,968
6,152,843
6,664,378
7,460,786
7,593,843

892
893
894
895
896
897
898
899
900
901
902
903
904
905
906
907
908
909
910
911
912
913
914
915
916
917
918
919
920
921
922
923
924
925
926
927
928
929
930
931
932
933
934
935
936
937
938

7,361,380
4,915,957
2,261,544
7,359,966
5,624,007
7,496,973
10,125,452
3,018,403
4,632,841
5,413,896
13,877,877
8,620,968
5,039,486
6,416,580
5,462,455
5,810,945
8,339,475
6,818,742
6,161,854
6,089,064
7,333,057
3,654,112
6,761,894
8,673,528
8,883,427
5,163,283
7,565,794
8,521,969
5,505,002
6,317,011
4,235,580
6,504,058
5,535,099
5,652,606
3,919,978
6,270,638
9,260,656
5,898,192
4,703,571
9,352,544
10,280,962
5,855,836
8,189,624
9,500,060
4,181,928
10,190,794
6,341,199

939
940
941
942
943
944
945
946
947
948
949
950
951
952
953
954
955
956
957
958
959
960
961
962
963
964
965
966
967
968
969
970
971
972
973
974
975
976
977
978
979
980
981
982
983
984
985

8,193,264
4,716,203
8,361,504
8,311,277
9,318,104
5,090,971
7,797,774
7,653,011
4,698,468
5,161,324
6,529,136
7,921,466
8,568,470
7,603,104
4,668,371
3,933,197
8,821,974
5,437,849
7,022,154
5,922,106
6,803,200
4,561,806
5,949,492
5,553,192
7,693,583
11,131,545
5,619,637
6,832,904
8,817,896
8,090,164
4,119,067
7,931,187
5,964,163
2,890,309
8,106,388
6,827,153
7,198,898
5,709,073
3,744,814
7,265,781
6,076,273
7,259,517
5,176,088
6,208,150
3,758,248
5,213,902
5,669,847

986
987
988
989
990
991
992
993
994
995
996
997
998
999
1,000

6,054,830
8,788,142
11,016,335
8,045,726
7,256,709
4,007,659
3,798,929
6,253,765
6,634,400
5,387,192
7,882,156
5,688,731
4,123,103
6,835,098
6,526,519

Descriptive Statistics
Mean
6656887.9155
Standard Error
69572.21709
Median
6359023.7106
Mode
Err:512
Standard Deviation
2200066.6787
Sample Variance
029E+012
Kurtosis
2.2323472284
Skewness
1.0748191863
Range
17137103.538
Minimum
2134605.6375
Maximum
19271709.175
Sum
6656887915
Count
1000
Confidence Level(99.0%) 179549.16974

Bin
0
999,999
1,999,999
2,999,999
3,999,999
4,999,999
5,999,999
6,999,999
7,999,999
8,999,999
9,999,999
More

Frequency Cumulative %
0
0.00%
0
0.00%
0
0.00%
9
0.90%
72
8.10%
142
22.30%
210
43.30%
189
62.20%
141
76.30%
108
87.10%
55
92.60%
74
100.00%

Question-2
Probablity that it takes more than 20
years to grow to 5,000,000 (considering
1000 trials of 20th year ending balance)
if we choose Plan-1 is 22.30 % or .223

Hi
250
200
150

Frequency

100
50
0

Histogram
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%

Bin

Frequency
Cumulative %

uency

ulative %

Year
Minimum Return
Maximum Return
Initial investment
Target

6%
12%
1,000,000
5,000,000

Return% = MIN.RET + [RAND()*(MAX.RET - MIN.RET)]

Question-1
Using the formula above the ending balance at the end
of each year has been calculated. Cell from which the
year end balance has crossed 5 million has been
highlighted in GREEN

Plan-2
Year Beg Bal
1
1,000,000
2
1,081,950
3
1,148,742
4
1,223,603
5
1,304,851
6
1,408,633
7
1,574,116
8
1,670,755
9
1,799,757
10
1,921,288
11
2,151,015
12
2,329,705
13
2,562,648
14
2,752,379
15
3,037,059
16
3,238,355
17
3,437,855
18
3,726,320
19
3,989,663
20
4,448,955
21
4,789,710
22
5,263,923
23
5,865,303
24
6,486,062
25
6,977,748

Return % Year End Bal

1.082
1,081,950
1.062
1,148,742
1.065
1,223,603
1.066
1,304,851
1.080
1,408,633
1.117
1,574,116
1.061
1,670,755
1.077
1,799,757
1.068
1,921,288
1.120
2,151,015
1.083
2,329,705
1.100
2,562,648
1.074
2,752,379
1.103
3,037,059
1.066
3,238,355
1.062
3,437,855
1.084
3,726,320
1.071
3,989,663
1.115
4,448,955
1.077
4,789,710
1.099
5,263,923
1.114
5,865,303
1.106
6,486,062
1.076
6,977,748
1.076
7,509,707

Trails
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45

3,238,355
3,403,306
3,573,914
3,530,798
3,626,574
3,820,489
3,407,342
4,014,723
3,659,390
3,360,332
3,942,945
3,946,044
3,841,825
3,721,032
3,328,254
3,604,654
3,692,315
3,851,693
3,567,991
3,845,007
3,741,248
3,452,202
3,722,916
3,524,582
3,735,435
3,530,203
3,849,176
4,001,060
3,946,289
4,135,031
3,811,344
3,913,470
3,427,168
3,895,250
3,370,430
3,706,624
3,957,707
3,720,882
3,909,220
3,735,724
3,642,664
3,621,727
3,333,644
3,392,715
3,581,518
3,575,294

Bins
0
999,999
1,999,999
2,999,999
3,999,999
4,999,999
5,999,999
6,999,999
7,999,999
8,999,999
9,999,999

46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92

3,797,858
3,806,229
3,863,106
3,610,212
3,407,434
3,604,146
3,697,098
3,763,686
3,700,104
3,895,266
3,963,372
3,691,737
3,542,301
3,643,805
3,382,132
3,749,801
3,453,166
3,478,783
3,452,402
3,838,683
3,997,243
3,486,195
3,622,991
3,237,911
4,040,855
3,600,511
3,676,191
3,979,642
3,548,890
3,423,038
3,497,745
3,442,743
4,030,711
3,943,506
3,619,995
3,275,184
3,558,896
3,537,124
3,535,155
3,297,016
2,972,063
3,220,435
3,795,290
3,429,377
3,712,216
3,583,587
3,342,080

93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139

3,676,654
3,078,674
3,358,528
3,456,611
3,457,424
3,370,347
3,185,500
3,620,636
3,661,973
3,521,584
4,019,041
4,141,906
3,680,703
3,484,729
3,708,296
3,502,112
3,890,928
3,357,280
3,501,263
4,066,429
3,915,028
3,399,997
3,651,299
3,831,464
3,712,694
3,479,939
3,655,680
3,400,673
3,226,414
3,987,523
3,553,359
3,471,806
3,461,060
3,654,147
3,572,524
4,030,283
3,330,298
3,363,488
3,197,167
3,201,477
3,808,817
3,645,388
3,875,200
3,650,950
3,822,170
3,769,558
3,819,379

140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186

3,619,579
3,456,241
3,578,752
3,606,475
3,273,383
3,062,075
3,562,721
3,774,374
3,522,512
3,438,407
3,566,507
3,681,418
3,761,008
3,681,802
4,077,566
3,131,787
3,450,353
3,632,998
3,168,476
3,518,506
3,571,209
3,719,974
3,675,665
4,074,205
3,637,200
3,468,987
3,289,421
3,427,851
3,397,014
3,900,530
3,774,741
3,884,117
3,890,376
3,680,335
3,798,205
3,676,261
3,412,512
3,709,311
3,552,982
3,896,323
3,590,028
3,466,360
3,452,755
3,547,735
3,737,188
3,558,792
3,929,552

187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233

3,804,253
3,734,156
3,876,453
3,854,364
4,286,066
4,106,917
3,850,831
3,722,624
3,899,168
3,548,601
3,334,086
4,077,572
3,954,136
3,246,693
3,702,970
3,590,720
3,477,232
3,740,706
4,251,125
3,624,961
3,383,894
3,552,138
3,842,321
3,589,100
3,473,567
3,695,022
3,745,564
3,722,198
3,362,637
3,898,905
3,496,754
3,840,792
3,868,328
3,372,819
3,497,523
3,715,500
3,931,665
3,400,471
3,645,283
3,361,435
3,680,881
3,394,123
3,392,993
3,741,232
3,604,248
3,567,177
3,430,729

234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280

3,602,964
3,377,575
3,500,525
3,813,622
3,357,014
3,703,209
3,711,009
3,497,592
3,345,190
3,455,455
3,307,233
3,751,931
3,650,442
3,298,002
3,470,528
3,747,084
3,666,862
3,801,467
3,506,740
3,114,459
3,404,018
3,410,327
3,340,978
3,861,198
4,063,991
3,596,511
3,707,509
3,545,998
3,525,571
3,974,185
3,326,853
3,706,737
3,266,434
3,981,783
3,993,462
3,785,181
3,710,458
3,736,399
4,070,782
3,806,551
3,730,279
3,485,415
3,858,290
3,645,979
3,739,057
3,259,077
3,522,492

281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327

3,425,133
3,745,712
3,708,077
3,444,520
3,581,747
3,663,577
3,742,009
3,634,942
3,688,948
3,481,933
3,694,886
3,532,198
3,317,198
3,559,268
3,656,628
3,686,459
3,638,923
3,200,035
3,305,171
3,228,956
3,854,520
4,123,224
3,758,640
3,751,349
3,682,512
3,563,226
3,719,889
3,698,126
3,474,674
3,345,759
3,660,154
3,729,285
3,476,006
3,980,759
3,920,174
3,639,417
3,384,839
3,484,177
3,576,191
3,700,952
3,708,098
3,487,774
3,726,413
3,743,919
3,382,752
3,611,983
3,784,486

328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374

3,707,979
3,575,422
3,645,989
3,883,056
3,596,411
3,765,015
3,778,198
3,387,759
3,473,111
3,519,144
3,719,951
3,276,247
4,134,021
3,404,185
3,655,956
3,559,053
3,675,425
3,899,363
3,607,446
3,360,298
3,643,456
3,203,778
3,674,007
3,370,833
3,597,611
3,752,426
3,456,844
3,848,565
3,527,292
3,716,663
3,871,986
3,814,958
3,662,110
3,783,685
3,596,490
3,669,098
3,617,217
3,765,639
3,905,605
3,848,782
3,880,368
3,607,620
3,183,325
3,439,875
3,999,521
3,975,294
3,794,524

375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

3,319,014
3,461,978
3,410,832
3,354,810
3,764,769
3,462,440
3,600,747
3,958,673
3,431,454
3,873,749
3,655,054
3,528,779
3,491,438
3,900,882
3,529,903
3,332,900
3,614,986
3,810,336
3,734,865
3,666,624
3,581,378
3,563,747
3,553,906
3,549,093
3,601,235
3,494,478
3,453,934
3,612,489
3,558,099
3,881,273
3,617,869
3,310,405
3,545,657
3,712,538
3,613,984
3,573,273
3,413,126
3,651,116
4,091,531
3,537,027
3,923,777
3,951,275
3,549,349
3,471,973
3,526,230
3,691,515
3,997,517

422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468

3,640,051
3,608,618
3,573,891
3,709,354
3,940,089
3,463,350
3,477,567
3,441,777
3,770,770
3,653,491
3,797,211
3,452,317
3,379,663
3,851,719
3,969,357
3,992,918
3,541,759
3,880,633
3,419,844
3,271,665
3,865,597
3,458,011
4,036,826
3,524,228
3,389,637
3,418,493
3,593,805
3,785,704
3,239,443
3,702,407
3,607,787
3,504,252
3,598,405
3,562,323
3,581,372
4,061,062
3,759,857
3,755,845
3,604,467
4,015,387
3,577,028
4,055,811
3,333,529
3,915,706
3,285,831
3,608,294
3,513,331

469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515

3,650,380
3,361,306
3,401,885
3,620,486
3,528,939
3,792,710
3,637,592
3,415,817
3,613,401
3,824,378
3,333,461
3,784,060
3,618,317
3,631,154
3,796,122
3,898,334
3,279,564
3,955,204
3,835,082
3,331,963
3,755,379
3,479,247
3,601,811
3,270,026
3,765,042
3,675,128
3,565,827
3,588,321
3,481,934
3,315,557
3,398,582
3,436,293
4,021,789
3,693,194
3,836,243
3,644,293
3,801,869
3,404,825
3,630,782
3,723,690
3,607,567
3,988,223
3,495,351
3,933,238
3,462,962
4,183,717
3,309,610

516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562

3,793,346
3,712,851
3,408,182
3,743,724
3,511,070
3,713,194
3,390,577
3,299,281
3,354,540
4,289,575
3,345,174
3,294,832
3,437,553
3,330,204
3,553,336
3,416,446
3,400,582
3,878,003
3,969,838
3,195,364
3,624,284
3,382,827
3,694,031
3,890,879
3,820,576
3,518,183
3,443,875
3,744,038
3,687,012
3,303,095
3,742,849
3,560,303
3,455,045
3,655,936
3,583,816
3,232,104
3,870,581
3,904,759
3,726,376
3,603,463
3,657,933
4,232,981
3,907,418
3,592,269
3,409,304
3,417,185
3,707,436

563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603
604
605
606
607
608
609

3,273,648
3,783,797
3,613,648
3,884,036
3,715,083
3,606,167
3,540,562
3,910,722
3,808,895
3,411,527
3,443,639
3,685,395
3,308,402
3,641,622
3,499,812
3,614,435
3,588,362
3,694,079
3,592,952
3,516,105
3,445,296
3,388,161
3,218,445
3,856,826
3,530,790
4,019,149
3,470,789
3,796,611
3,448,998
3,729,166
4,042,990
3,506,040
3,352,633
3,508,009
3,602,346
3,713,738
3,356,121
4,338,276
3,765,843
3,319,243
3,982,735
3,430,379
4,099,895
3,501,874
4,098,531
3,618,877
3,563,370

610
611
612
613
614
615
616
617
618
619
620
621
622
623
624
625
626
627
628
629
630
631
632
633
634
635
636
637
638
639
640
641
642
643
644
645
646
647
648
649
650
651
652
653
654
655
656

3,851,424
3,505,851
3,777,164
3,573,746
3,466,608
3,768,648
3,420,463
3,638,782
3,529,966
3,794,591
3,836,154
3,504,597
3,403,375
3,755,865
3,474,035
3,626,383
3,605,050
3,825,405
3,676,096
3,544,241
4,086,692
3,423,868
3,842,580
3,457,150
3,858,360
3,663,540
3,948,951
3,343,508
3,922,233
3,394,853
4,180,459
3,577,104
3,575,598
3,850,387
3,520,543
3,591,239
3,428,802
3,383,090
3,664,837
3,193,816
3,359,875
3,715,475
3,576,663
3,429,626
3,810,320
3,531,560
3,312,851

657
658
659
660
661
662
663
664
665
666
667
668
669
670
671
672
673
674
675
676
677
678
679
680
681
682
683
684
685
686
687
688
689
690
691
692
693
694
695
696
697
698
699
700
701
702
703

3,748,491
3,765,910
3,576,672
3,736,435
3,464,324
3,609,436
3,518,092
3,654,082
3,301,108
3,345,061
3,554,758
3,594,757
3,520,620
3,566,913
3,879,678
3,565,645
3,724,765
3,328,918
3,590,828
3,651,713
3,416,877
3,528,395
3,785,183
3,687,564
3,733,454
3,550,075
3,324,374
4,267,998
3,567,187
3,429,352
3,639,461
3,331,168
3,818,684
3,832,654
3,355,211
3,694,887
3,739,530
3,664,365
3,900,251
3,708,664
3,406,782
3,954,903
3,501,133
3,446,077
3,881,497
3,439,732
3,594,205

704
705
706
707
708
709
710
711
712
713
714
715
716
717
718
719
720
721
722
723
724
725
726
727
728
729
730
731
732
733
734
735
736
737
738
739
740
741
742
743
744
745
746
747
748
749
750

3,725,264
3,581,086
3,850,862
3,475,532
3,507,520
3,208,978
3,704,344
3,820,556
3,355,059
3,729,478
3,608,977
3,577,587
3,235,315
3,795,461
3,770,458
3,643,033
3,868,331
3,591,704
3,513,341
3,691,087
3,559,493
3,625,649
3,731,182
3,702,706
3,637,056
3,618,662
3,554,083
3,381,622
3,818,202
3,282,440
3,921,422
3,619,829
3,640,125
3,530,671
3,529,451
3,968,155
3,554,139
3,433,336
3,266,285
3,726,115
3,516,045
3,498,110
3,445,268
4,176,501
3,661,300
3,392,797
3,544,545

751
752
753
754
755
756
757
758
759
760
761
762
763
764
765
766
767
768
769
770
771
772
773
774
775
776
777
778
779
780
781
782
783
784
785
786
787
788
789
790
791
792
793
794
795
796
797

3,799,732
3,189,364
3,343,607
3,281,468
3,835,800
3,665,442
3,725,075
3,692,563
4,014,061
3,862,687
3,391,023
3,669,129
3,454,976
3,555,427
3,323,165
3,956,423
4,055,709
3,765,622
3,662,731
3,624,925
3,367,919
3,437,208
3,376,801
3,587,336
3,509,179
4,006,348
3,654,384
4,170,193
3,272,729
3,503,109
3,407,530
3,760,807
3,278,046
3,737,391
3,510,228
3,745,699
3,803,213
3,366,594
3,437,155
4,266,192
3,994,850
3,578,649
3,992,298
3,629,219
4,018,434
3,994,754
3,396,947

798
799
800
801
802
803
804
805
806
807
808
809
810
811
812
813
814
815
816
817
818
819
820
821
822
823
824
825
826
827
828
829
830
831
832
833
834
835
836
837
838
839
840
841
842
843
844

3,380,579
3,810,359
3,523,021
3,998,491
3,945,357
3,879,472
4,073,111
3,551,652
3,524,004
3,552,604
3,489,326
3,862,831
3,422,168
3,659,806
3,789,613
3,895,957
3,253,396
3,606,014
3,721,557
3,383,135
3,551,094
3,523,486
3,590,519
3,411,801
3,810,542
4,060,147
3,889,160
3,815,495
3,881,923
3,500,949
3,706,477
4,007,348
3,651,353
3,417,442
3,646,886
3,810,072
3,312,178
3,835,597
3,254,555
3,445,004
3,698,592
3,726,554
4,101,165
3,578,655
3,692,951
3,863,024
3,501,677

845
846
847
848
849
850
851
852
853
854
855
856
857
858
859
860
861
862
863
864
865
866
867
868
869
870
871
872
873
874
875
876
877
878
879
880
881
882
883
884
885
886
887
888
889
890
891

3,680,596
3,548,164
3,368,288
3,550,140
4,010,763
3,489,338
3,486,115
3,636,582
4,392,966
3,470,484
3,859,558
3,900,578
3,763,450
3,284,119
3,794,523
3,564,605
3,057,502
3,617,401
3,644,546
4,257,295
3,679,603
4,087,359
3,387,588
3,437,061
3,852,953
3,358,775
3,263,543
3,817,484
3,774,568
3,623,654
3,008,130
3,124,259
3,571,293
3,813,344
3,377,810
3,567,201
3,672,986
3,453,748
3,555,813
3,549,570
3,771,520
3,655,447
3,670,910
3,327,919
3,538,989
3,895,010
3,577,093

892
893
894
895
896
897
898
899
900
901
902
903
904
905
906
907
908
909
910
911
912
913
914
915
916
917
918
919
920
921
922
923
924
925
926
927
928
929
930
931
932
933
934
935
936
937
938

3,785,771
3,399,264
3,707,659
3,570,376
3,522,202
3,967,909
3,552,084
3,300,400
3,815,145
3,618,200
3,324,941
3,966,657
3,452,941
3,785,589
3,398,346
3,501,997
3,800,654
3,829,167
3,824,770
3,653,878
3,595,836
3,940,845
3,780,900
3,626,993
3,399,970
3,840,361
4,045,516
3,787,453
3,636,823
3,937,835
3,752,217
3,689,155
3,683,191
3,690,826
3,898,821
3,368,174
3,551,212
3,660,542
4,106,829
4,046,325
3,151,146
3,636,535
3,916,937
3,750,039
3,542,626
3,633,806
3,907,210

939
940
941
942
943
944
945
946
947
948
949
950
951
952
953
954
955
956
957
958
959
960
961
962
963
964
965
966
967
968
969
970
971
972
973
974
975
976
977
978
979
980
981
982
983
984
985

4,036,289
3,912,603
3,539,747
3,964,425
3,536,905
3,401,273
3,607,084
3,569,838
3,565,916
3,407,467
3,897,610
3,473,864
3,958,172
3,723,106
3,456,502
3,632,434
3,228,886
3,700,439
3,675,164
3,845,285
3,235,972
3,526,273
3,921,084
3,508,683
3,289,560
3,714,308
3,295,097
3,996,492
3,816,028
3,720,843
3,782,040
3,705,624
3,762,758
3,583,349
3,857,202
3,998,626
3,654,619
3,727,702
3,719,475
3,485,829
3,480,757
3,660,403
3,774,390
3,377,122
3,203,266
3,203,591
3,599,242

986
987
988
989
990
991
992
993
994
995
996
997
998
999
1,000

3,578,895
3,554,752
3,763,691
3,980,535
3,447,185
3,301,700
3,470,447
3,531,726
3,356,814
3,469,551
3,500,413
3,870,239
3,669,893
3,659,178
3,711,767

Descriptive Statistics
Mean
3632078.5519
Standard Error
7112.9849255
Median
3619911.8166
Mode
Err:512
Standard Deviation
224932.33327
Sample Variance
50594554551
Kurtosis
-0.084094384
Skewness
0.2265784473
Range
1420902.8535
Minimum
2972063.2384
Maximum
4392966.0918
Sum
3632078552
Count
1000
Confidence Level(99.0%) 18356.904396

Bin
0
999,999
1,999,999
2,999,999
3,999,999
4,999,999
5,999,999
6,999,999
7,999,999
8,999,999
9,999,999
More

Frequency Cumulative %
0
0.00%
0
0.00%
0
0.00%
1
0.10%
944
94.50%
55
100.00%
0
100.00%
0
100.00%
0
100.00%
0
100.00%
0
100.00%
0
100.00%

Hi
1000
900
800
700
600
500
Frequency

400
300
200
100
0

Question-3
Probability that you have at least
4000000 if you choose plan2 by end of
15th year (considering 1000 trials of
15th year ending balance) is 5.5% (100
- 94.5) or .055

Histogram

120.00%

100.00%

80.00%

60.00%

40.00%

20.00%

0.00%

Bin

Frequency
Cumulative %

In how many years would your money grow to $5,000,000 in each of the plans?
You can assume that annual returns are independent of past or future returns.

What is the probability that it takes more than 20 years for your money to grow
to $5,000,000 in Plan 1?
Assuming that you plan to retire in 15 years, what is the probability that you
have at least $4,000,000 if you choose Plan 2?

Using the return% the ending balance at the end of each year has been calculated. Cell
from which the year end balance has crossed 5 million has been highlighted in GREEN for
both Plan-1 and Plan-2. Refer Sheets Plan-1 and Plan-2. We did try to calculate the years
after which 1,000,000 becomes 5,000,000 with each plan and run 1000 trials against the
number of years for both plans. Refer sheet Trials for Question-1
Probablity that it takes more than 20 years to grow to 5,000,000 with Plan-1 (considering
1000 trials of 20th year ending balance) if we choose Plan-1 is 22.30 % or .223. Refer
sheet Plan-1 Histogram
Probability that you have at least 4000000 if you choose plan2 by end of 15th year
(considering 1000 trials of 15th year ending balance) is 5.5% (100 - 94.5) or .055. Refer
sheet Plan-2 Histogram

Plan-1
PV
FV
Mean
SD
Return %
Random
No. of Years

1,000,000
5,000,000
10%
8%
0.130057
0.646434
#NAME?

Trials
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43

#NAME?
25
22
31
20
33
8
12
-21
11
90
35
15
15
98
12
22
16
-34
8
-25
25
13
10
12
9
93
40
13
20
10
11
16
19
16
269
16
32
629
9
-33
11
15
13

Descriptive Statistics-Plan1
Mean
Standard Error
Median
Mode
Standard Deviation
Sample Variance
Kurtosis
Skewness
Range
Minimum
Maximum
Sum
Count
Confidence Level(99.0%)

44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90

11
37
33
21
41
8
14
36
21
47
48
14
18
-70
19
9
16
13
25
9
29
15
19
9
14
11
13
17
-33
16
25
29
40
14
14
12
20
-52
12
13
11
73
-47
18
11
9
10

91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137

12
13
13
35
13
13
22
10
10
28
7
50
12
14
11
489
13
25
9
31
85
12
9
12
15
31
10
21
11
17
14
8
12
-1523
16
21
12
-94
-50
33
8
9
3168
9
-15
15
12

138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184

14
8
9
13
16
9
10
15
28
7
65
10
39
6
8
9
20
15
-71
39
40
-21
6
32
15
9
13
23
9
11
14
13
9
10
41
19
19
-25
19
16
16
30
62
35
97
14
-94

185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231

10
13
12
220
25
19
29
38
11
26
11
63
-81
10
28
10
21
93
7
44
125
16
14
10
35
14
13
13
24
14
34
103
9
7
8
16
-657
1182
-95
12
13
13
-75
-25
11
13
74

232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278

10
-17
8
8
49
21
17
49
15
-31
11
11
17
12
18
25
11
21
44
52
18
22
14
14
32
12
22
46
9
13
7
71
11
19
13
93
8
-961
30
12
36
10
123
21
15
25
-49

279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325

11
12
12
15
21
90
11
28
22
24
57
12
20
68
43
10
37
20
12
20
9
96
9
9
14
18
12
23
19
21
13
41
10
41
14
-118
32
37
13
33
12
61
-66
27
12
10
8

326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372

41
20
10
12
-100
17
-78
13
9
21
9
-41
7
-511
9
17
24
24
15
18
50
22
11
21
16
15
15
45
11
17
11
18
4478
-176
-240
14
37
-4201
13
8
437
20
1052
-58
39
12
-78

373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419

449
-54
13
16
14
19
8
15
21
34
18
13
79
38
18
21
43
15
18
12
22
-44
22
13
12
24
11
-54
9
250
11
15
50
18
23
29
17
19
8
-64
21
9
9
388
23
-32
73

420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466

16
18
40
27
156
7
29
-100
19
53
-232
14
29
9
23
11
-30
18
7
8
17
9
13
-84
21
9
18
12
21
485
21
10
13
17
11
61
11
15
-99
12
-342
12
13
10
13
227
-41

467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513

25
22
17
83
501
20
418
6
9
-540
14
-20
11
65
12
57
-31
13
55
34
15
8
15
14
17
29
19
-69
741
10
19
9
25
-123
38
8
8
-34
-32
-60
11
15
23
21
11
17
16

514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560

17
15
14
22
17
10
9
13
11
22
96
9
13
16
-67
32
11
13
11
10
-61
8
14
10
22
10
-391
11
6
-68157
12
21
31
58
15
21
12
13
9
11
182
13
14
8
-14
93
31

561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603
604
605
606
607

-440
11
13
18
28
7
27
-40
14
-16
21
9
10
299
16
-86
12
9
-60
15
10
32
23
70
19
6
31
21
22
11
14
18
11
39
17
14
9
15
12
10
19
14
58
39
10
35
22

608
609
610
611
612
613
614
615
616
617
618
619
620
621
622
623
624
625
626
627
628
629
630
631
632
633
634
635
636
637
638
639
640
641
642
643
644
645
646
647
648
649
650
651
652
653
654

10
16
25
120
33
18
11
-124
7
11
13
-2232
29
12
55
15
12
13
-56
9
14
9
94
11
-76
27
39
30
-47
15
46
12
16
13
440
14
14
7
17
9
51
11
39
19
-30
22
47

655
656
657
658
659
660
661
662
663
664
665
666
667
668
669
670
671
672
673
674
675
676
677
678
679
680
681
682
683
684
685
686
687
688
689
690
691
692
693
694
695
696
697
698
699
700
701

42
23
43
18
12
35
12
19
16
14
18
34
-25
-122
40
10
56
48
19
9
76
16
69
14
26
40
11
12
13
38
29
16
14
7
23
13
21
15
-14
8
-117
21
23
10
9
16
11

702
703
704
705
706
707
708
709
710
711
712
713
714
715
716
717
718
719
720
721
722
723
724
725
726
727
728
729
730
731
732
733
734
735
736
737
738
739
740
741
742
743
744
745
746
747
748

-36
33
44
65
13
8
13
15
36
19
592
12
13
19
49
181
9
20
14
530
20
27
29
12
9
89
13
11
53
29
23
19
49
-805
10
266
50
23
15
37
27
14
33
29
144
16
-185

749
750
751
752
753
754
755
756
757
758
759
760
761
762
763
764
765
766
767
768
769
770
771
772
773
774
775
776
777
778
779
780
781
782
783
784
785
786
787
788
789
790
791
792
793
794
795

11
37
21
8
8
11
11
10
31
996
27
8
13
31
8
14
14
14
-14
-37
-1481
11
34
14
18
424
237
16
29
30
10
15
216
103
41
-448
14
11
40
51
10
23
-41
33
415
20
16

796
797
798
799
800
801
802
803
804
805
806
807
808
809
810
811
812
813
814
815
816
817
818
819
820
821
822
823
824
825
826
827
828
829
830
831
832
833
834
835
836
837
838
839
840
841
842

9
-45
33
232
-360
-19
95
22
22
19
26
11
51
25
9
11
8
18
16
40
18
18
19
53
18
26
19
12
-24
46
18
43
26
68
18
96
54
23
9
-247
-92
38
19
13
-29
18
66

843
844
845
846
847
848
849
850
851
852
853
854
855
856
857
858
859
860
861
862
863
864
865
866
867
868
869
870
871
872
873
874
875
876
877
878
879
880
881
882
883
884
885
886
887
888
889

8
63
9
25
11
13
13
17
20
10
10
259
14
17
28
8
-12
11
18
17
232
12
-50
-25
9
8
15
12
-11
13
25
9
-560
53
17
21433
10
13
16
13
16
18
15
14
10
10
14

890
891
892
893
894
895
896
897
898
899
900
901
902
903
904
905
906
907
908
909
910
911
912
913
914
915
916
917
918
919
920
921
922
923
924
925
926
927
928
929
930
931
932
933
934
935
936

17
15
21
164
18
8
16
21
26
17
9
15
27
30
23
15
35
52
80
32
330
17
62
33
11
25
13
11
8
14
20
19
-26
22
18
16
30
-138
6
13
-1692
-15
-112
12
19
-20
23

937
938
939
940
941
942
943
944
945
946
947
948
949
950
951
952
953
954
955
956
957
958
959
960
961
962
963
964
965
966
967
968
969
970
971
972
973
974
975
976
977
978
979
980
981
982
983

9
-187
59
18
37
8
33
-81
10
30
9
14
1373
-277
18
7
27
15
14
11
-69
40
-16
21
42
11
26
27
29
58
12
45
12
10
27
37
30
14
2959
31
10
13
12
24
18
9
45

984
985
986
987
988
989
990
991
992
993
994
995
996
997
998
999
1000

15
25
15
20
19
10
14
11
-113
17
10
37
-148
13
-282
12
9

Plan-2

e Statistics-Plan1
-25.439
72.06357676
15
13
2278.850389
5193159.0954
809.53065295
-25.961343831
89590
-68157
21433
-25439
1000
185.97877022

PV
FV
Min Return
Max Return
Return %

1,000,000
5,000,000
6%
12%
0.098786

No. of Years

#NAME?

Trials
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43

#NAME?
22
21
18
20
17
20
19
19
18
23
28
25
19
19
21
22
27
24
22
17
26
22
22
17
18
18
18
18
22
16
24
23
24
23
15
20
23
19
27
27
19
20
25

44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90

18
26
28
23
15
19
28
18
22
17
23
22
19
18
27
15
15
26
25
25
23
23
26
17
24
17
17
24
18
15
18
16
15
17
25
25
21
18
16
26
25
18
21
18
18
18
15

91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137

23
18
15
19
25
22
17
17
23
23
21
20
16
17
26
19
23
26
15
15
24
17
18
19
15
17
20
25
28
21
15
21
24
15
18
24
19
27
17
20
23
21
24
17
19
17
23

138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184

15
19
21
15
23
25
22
23
24
24
27
15
20
28
19
19
28
24
20
24
27
19
16
17
24
16
19
17
18
23
23
19
18
15
21
21
23
16
16
21
25
16
15
18
18
22
15

185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231

17
25
18
27
20
17
15
20
19
16
19
27
28
26
19
25
18
16
17
26
22
18
25
26
24
19
24
16
23
16
24
19
16
23
16
16
23
17
27
15
19
18
22
20
19
26
22

232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278

16
18
17
23
20
19
19
17
25
20
16
23
19
15
19
22
17
16
15
24
16
27
23
19
17
16
23
19
16
20
23
17
22
15
20
26
24
24
22
22
17
23
21
16
17
20
15

279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325

15
24
20
20
23
15
16
18
15
19
28
17
16
19
21
28
21
16
23
23
26
22
19
17
15
18
20
20
21
15
19
19
19
26
15
22
17
16
24
16
16
25
28
23
16
19
20

326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372

26
20
22
20
17
15
26
18
21
18
16
25
25
27
20
18
27
19
20
19
17
15
20
21
15
18
16
18
25
17
18
22
18
17
16
27
26
19
23
24
22
26
20
26
18
22
17

373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419

24
23
15
20
16
17
18
19
19
20
16
21
15
23
17
17
18
28
26
28
19
15
21
24
16
19
15
19
20
26
21
16
19
15
20
26
19
18
15
15
24
20
25
22
19
22
16

420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466

20
23
15
16
16
15
24
18
16
16
21
16
24
20
20
17
20
23
27
20
20
20
15
23
19
21
15
24
27
16
18
16
19
15
18
24
28
24
21
17
18
18
19
25
20
19
16

467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513

26
15
17
27
16
16
16
16
27
15
27
25
16
17
27
24
21
15
19
16
21
27
18
15
15
27
15
22
18
17
16
15
27
17
18
26
17
19
19
17
19
16
21
18
25
22
21

514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560

28
27
16
20
16
15
15
18
17
23
22
28
16
16
15
20
17
27
22
23
23
24
24
21
19
17
17
16
23
16
23
21
18
15
16
20
15
27
26
26
26
16
19
17
22
18
15

561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603
604
605
606
607

19
18
17
28
18
21
19
16
19
16
17
18
17
23
19
18
17
17
16
15
17
22
20
24
15
15
25
16
21
19
20
25
24
28
25
16
20
16
28
24
19
16
21
26
16
18
23

608
609
610
611
612
613
614
615
616
617
618
619
620
621
622
623
624
625
626
627
628
629
630
631
632
633
634
635
636
637
638
639
640
641
642
643
644
645
646
647
648
649
650
651
652
653
654

18
17
22
26
24
20
19
16
18
20
21
15
17
26
28
20
16
22
25
23
15
25
26
15
25
16
24
22
24
23
20
15
27
26
19
23
27
21
23
24
17
22
19
17
17
19
19

655
656
657
658
659
660
661
662
663
664
665
666
667
668
669
670
671
672
673
674
675
676
677
678
679
680
681
682
683
684
685
686
687
688
689
690
691
692
693
694
695
696
697
698
699
700
701

16
16
22
17
20
17
18
19
15
15
17
21
17
20
16
18
18
21
15
20
21
27
16
21
15
17
22
27
20
21
25
15
20
16
26
23
22
22
15
17
24
16
23
21
20
23
16

702
703
704
705
706
707
708
709
710
711
712
713
714
715
716
717
718
719
720
721
722
723
724
725
726
727
728
729
730
731
732
733
734
735
736
737
738
739
740
741
742
743
744
745
746
747
748

24
20
24
21
25
22
22
18
17
15
18
17
25
24
24
16
20
15
17
17
15
25
17
24
25
26
17
17
24
19
26
20
24
16
22
19
15
15
25
20
15
19
15
17
26
25
18

749
750
751
752
753
754
755
756
757
758
759
760
761
762
763
764
765
766
767
768
769
770
771
772
773
774
775
776
777
778
779
780
781
782
783
784
785
786
787
788
789
790
791
792
793
794
795

24
19
22
21
27
23
24
16
19
18
16
16
20
27
21
18
17
18
24
17
22
27
21
26
22
22
15
19
20
20
21
19
22
17
22
21
16
19
21
17
20
23
26
23
15
26
23

796
797
798
799
800
801
802
803
804
805
806
807
808
809
810
811
812
813
814
815
816
817
818
819
820
821
822
823
824
825
826
827
828
829
830
831
832
833
834
835
836
837
838
839
840
841
842

17
25
19
25
20
16
19
17
16
15
16
19
17
17
22
15
16
26
15
25
19
18
19
21
26
16
16
20
23
16
16
27
17
16
16
23
21
25
19
19
17
21
18
21
22
19
24

843
844
845
846
847
848
849
850
851
852
853
854
855
856
857
858
859
860
861
862
863
864
865
866
867
868
869
870
871
872
873
874
875
876
877
878
879
880
881
882
883
884
885
886
887
888
889

18
18
15
16
22
17
16
17
25
16
22
23
18
24
19
26
22
17
17
18
28
18
17
26
22
27
15
18
26
28
27
19
22
16
16
17
16
22
18
24
20
18
27
20
16
19
22

890
891
892
893
894
895
896
897
898
899
900
901
902
903
904
905
906
907
908
909
910
911
912
913
914
915
916
917
918
919
920
921
922
923
924
925
926
927
928
929
930
931
932
933
934
935
936

21
24
21
24
21
19
23
15
21
21
16
17
20
25
23
27
16
18
15
15
24
16
25
16
15
25
18
27
19
20
20
16
18
16
16
17
19
17
17
18
25
18
26
24
21
16
17

937
938
939
940
941
942
943
944
945
946
947
948
949
950
951
952
953
954
955
956
957
958
959
960
961
962
963
964
965
966
967
968
969
970
971
972
973
974
975
976
977
978
979
980
981
982
983

17
25
23
21
26
21
17
18
16
26
20
17
16
18
26
24
26
17
15
16
16
17
16
17
18
15
26
21
18
19
22
16
20
16
16
15
20
19
16
17
15
15
21
28
21
20
20

984
985
986
987
988
989
990
991
992
993
994
995
996
997
998
999
1000

17
18
16
20
22
15
27
21
16
20
26
15
25
17
18
16
17

Descriptive Statistics-Plan2
Mean
Standard Error
Median
Mode
Standard Deviation
Sample Variance
Kurtosis
Skewness
Range
Minimum
Maximum
Sum
Count
Confidence Level(99.0%)

20.027
0.1185087141
19
16
3.747574591
14.044315315
-0.951715416
0.4390819128
13
15
28
20027
1000
0.305842506