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Housing For All 2022

This document consists of financial analysis of companies operating under flagship program of GoI - "Housing for All by 2022".

Uploaded by

Pranav Tripathi
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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0% found this document useful (0 votes)
68 views100 pages

Housing For All 2022

This document consists of financial analysis of companies operating under flagship program of GoI - "Housing for All by 2022".

Uploaded by

Pranav Tripathi
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 100

Housing for All by 202

for All by 2022

Analysis Companies
CFHL HDFC IHFL
Ratios
DFHL HUDCO LIC
CALC
GIC ICICI PNB
1 yr Return
HOME
Analysis of Housing Finance C

Select Company -> CFHL CFHL


Select Year -> 2011 2012
TYPE I Liquidity Ratio 1 Current Ratio 0.1313 0.1101
2 Quick Ratio 1.8288 3.3691
TYPE II Profitability Ratio 3 Gross Profit Margin 25.93% 23.82%
4 EBIT Margin 92.57% 91.99%
5 EBITDA Margin 92.71% 92.18%
6 Net Income Margin 18.17% 15.26%
7 Effective tax rate 0.28 0.28
8 RoA 8.59% 7.78%
9 RoCE 12.24% 11.88%
10 RoE 13.51% 12.59%
Type III Efficiency ratio 11 Debtor turnover ratio (DTR) 0.00x 0.00x
12 Average Collection period 0.00 days 0.00 days
13 Creditor's turnover ratio (CTR) 0.00x 0.00x
14 Avg payment period 0.00 days 0.00 days
Type IV Solvency Ratios 15 Interest coverage ratio 1.39x 1.35x
16 Debt-Equity Ratio 4.63x 5.39x
General Items 17 Leverage ratio 8.02 9.76
18 BVPS 151.80 169.67
19 EPS 20.51 21.36
20 EV 178669.70 223760.37

CFHL CFHL
2011 2012
Net Income Margin 0.1817 0.1526

Net Income Ma
0.3000

0.2500

0.2000

0.1500

0.1000

0.0500

0.0000
2011 2012 2013
CFHL CFHL CFHL
0.1500

0.1000

0.0500

0.0000
2011 2012 2013
CFHL CFHL CFHL
sing Finance Companies

CFHL ICICI CFHL HUDCO Remarks User to enter


Industry standard
2013 2014 2015 2015
0.0591 0.5279 0.0508 0.8876 GOOD 0.07
5.1402 4.3680 12.8925 7.8671 GOOD 4.00
18.77% 33.24% 18.57% 34.17% BAD 70.00%
90.84% 89.57% 93.26% 85.96% GOOD 88.00%
91.13% 89.77% 93.72% 86.11% GOOD 40.00%
13.78% 23.81% 10.56% 22.71% BAD 40.00%
0.28 0.28 0.37 0.34 BAD 0.31
7.15% 10.78% 7.98% 8.54% BAD 13.10%
10.73% 14.75% 12.09% 10.93% BAD 13.10%
13.80% 14.65% 11.18% 10.00% BAD 13.10%
0.00x 91.87x 0.00x 414.80x GOOD 14.60x
0.00 days 3.97 days 0.00 days 0.88 days BAD 60 days
0.00x 4.47x 0.00x 35.08x BAD 14.60x
0.00 days 81.71 days 0.00 days 10.40 days BAD 60 days
1.26x 1.58x 1.25x 1.66x BAD 14.60x
7.47x 2.72x 7.14x 2.39x BAD 14.60x
12.72 5.11 12.36 4.43 BAD 11.30
191.44 138.42 289.99 3887.74 GOOD 11.30
26.42 20.28 32.40 388.83 GOOD 11.30
333197.45 58580.40 629116.76 27054.17 BAD 445000.00

CFHL ICICI CFHL HUDCO


2013 2014 2015 2015
0.1378 0.2381 0.1056 0.2271

Net Income Margin

2013 2014 2015 2015


CFHL ICICI CFHL HUDCO
2013 2014 2015 2015
CFHL ICICI CFHL HUDCO
HOME

Company ->

TYPE I Liquidity Ratio 1 Current Ratio


2 Quick Ratio
TYPE II Profitability Ratio 3 Gross Profit Margin
4 EBIT Margin
5 EBITDA Margin
6 Net Income Margin
7 Effective tax rate
8 RoA
9 RoCE
10 RoE
Type III Efficiency ratio 11 Debtor turnover ratio (DTR)
12 Average Collection period
13 Creditor's turnover ratio (CTR)
14 Avg payment period
Type IV Solvency Ratios 15 Interest coverage ratio
16 Debt-Equity Ratio
General Items 17 Leverage ratio
18 BVPS
19 EPS
20 EV

CA
CL
CALC

REVENUE

EBIT
EBITDA
PAT
tax
PBT
Avg assets
CE
NW
Avg Debtors
COGS
Avg Creditors
Interest Expense
Debt
Equity
No of shares
Book Value
PAT*n
Cash
CFHL CFHL CFHL CFHL CFHL CFHL
2011 2012 2013 2014 2015 2016
CFHL2011 CFHL2012 CFHL2013 CFHL2014 CFHL2015 CFHL2016
0.1313 0.1101 0.0591 0.0490 0.0508 0.0414
1.8288 3.3691 5.1402 5.8354 12.8925 6.6525
25.93% 23.82% 18.77% 19.26% 18.57% 25.22%
92.57% 91.99% 90.84% 92.40% 93.26% 93.84%
92.71% 92.18% 91.13% 92.75% 93.72% 94.16%
18.17% 15.26% 13.78% 13.10% 10.56% 14.50%
0.28 0.28 0.28 0.29 0.37 0.38
8.59% 7.78% 7.15% 7.50% 7.98% 18.91%
12.24% 11.88% 10.73% 11.08% 12.09% 12.76%
13.51% 12.59% 13.80% 16.74% 11.18% 17.89%
0.00 times 0.00 times 0.00 times 0.00 times 0.00 times 0.00 times
0.00 days 0.00 days 0.00 days 0.00 days 0.00 days 0.00 days
0.00 times 0.00 times 0.00 times 0.00 times 0.00 times 0.00 times
0.00 days 0.00 days 0.00 days 0.00 days 0.00 days 0.00 days
1.39 times 1.35 times 1.26 times 1.26 times 1.25 times 1.37 times
4.63x 5.39x 7.47x 9.66x 7.14x 8.01x
8.02 9.76 12.72 15.75 12.36 6.12
151.80 169.67 191.44 220.80 289.99 330.02
20.51 21.36 26.42 36.96 32.40 59.02
178669.70 223760.37 333197.45 483101.21 629116.76 793097.95

I J K L M N
39
24
I39 J39 K39 L39 M39 N39
I24 J24 K24 L24 M24 N24
C D E F G H
C6 D6 E6 F6 G6 H6
C7 D7 E7 F7 G7 H7
C8 D8 E8 F8 G8 H8
C9 D9 E9 F9 G9 H9
C10 D10 E10 F10 G10 H10
C11 D11 E11 F11 G11 H11
C12 D12 E12 F12 G12 H12
C13 D13 E13 F13 G13 H13
C14 D14 E14 F14 G14 H14
C16 D16 E16 F16 G16 H16
C17 D17 E17 F17 G17 H17
C18 D18 E18 F18 G18 H18
C19 D19 E19 F19 G19 H19
C20 D20 E20 F20 G20 H20
C21 D21 E21 F21 G21 H21
C22 D22 E22 F22 G22 H22
C23 D23 E23 F23 G23 H23
C24 D24 E24 F24 G24 H24
C25 D25 E25 F25 G25 H25
C26 D26 E26 F26 G26 H26
C27 D27 E27 F27 G27 H27
DFHL DFHL DFHL DFHL DFHL DFHL
2011 2012 2013 2014 2015 2016
DFHL2011 DFHL2012 DFHL2013 DFHL2014 DFHL2015 DFHL2016
1.4498 0.7157 0.4356 0.4679 0.3046 0.4369
1.9430 2.8466 3.8079 2.6819 3.0383 1.9685
21.09% 16.13% 14.97% 14.80% 15.77% 15.06%
88.14% 88.98% 91.45% 90.94% 90.32% 90.10%
88.40% 89.17% 91.65% 91.16% 90.75% 90.43%
18.27% 12.40% 11.08% 10.65% 10.39% 9.97%
0.22 0.23 0.26 0.28 0.34 0.34
6.70% 7.67% 9.36% 9.18% 8.82% 19.43%
8.77% 12.07% 12.41% 12.48% 12.86% 12.97%
17.12% 15.07% 13.96% 14.80% 13.40% 14.91%
33.56 times 43.60 times 59.80 times 36.88 times 30.45 times 72.83 times
10.88 days 8.37 days 6.10 days 9.90 days 11.99 days 5.01 days
3.87 times 11.07 times 830.71 times 116.43 times 101.05 times 363.17 times
94.23 days 32.99 days 0.44 days 3.14 days 3.61 days 1.01 days
1.31 times 1.22 times 1.20 times 1.19 times 1.21 times 1.20 times
8.41x 7.96x 8.29x 9.13x 8.05x 9.11x
12.33 14.10 12.31 13.77 13.21 6.76
188.77 194.66 275.57 278.60 178.41 171.98
32.32 29.34 38.47 41.23 23.91 25.00
1610153.00 1898765.00 3066246.00 3746036.00 4301004.00 5430129.00

I J K L M N
45
24
I45 J45 K45 L45 M45 N45
I24 J24 K24 L24 M24 N24
I J K L M N
I6 J6 K6 L6 M6 N6
I7 J7 K7 L7 M7 N7
I8 J8 K8 L8 M8 N8
I9 J9 K9 L9 M9 N9
I10 J10 K10 L10 M10 N10
I11 J11 K11 L11 M11 N11
I12 J12 K12 L12 M12 N12
I13 J13 K13 L13 M13 N13
I14 J14 K14 L14 M14 N14
I16 J16 K16 L16 M16 N16
I17 J17 K17 L17 M17 N17
I18 J18 K18 L18 M18 N18
I19 J19 K19 L19 M19 N19
I20 J20 K20 L20 M20 N20
I21 J21 K21 L21 M21 N21
I22 J22 K22 L22 M22 N22
I23 J23 K23 L23 M23 N23
I24 J24 K24 L24 M24 N24
I25 J25 K25 L25 M25 N25
I26 J26 K26 L26 M26 N26
I27 J27 K27 L27 M27 N27
GIC GIC GIC GIC GIC GIC
2011 2012 2013 2014 2015 2016
GIC2011 GIC2012 GIC2013 GIC2014 GIC2015 GIC2016
0.0000 0.6499 0.3335 0.3303 0.2363 0.2625
0.0000 1.6318 2.8094 3.6114 6.9519 6.3535
0.00% 17.95% 20.41% 21.32% 20.98% 21.81%
0.00% 88.78% 87.79% 88.41% 90.43% 90.35%
0.00% 88.97% 88.17% 88.74% 90.91% 90.44%
0.00% 13.44% 15.35% 15.61% 14.05% 14.21%
0.00 0.25 0.25 0.27 0.33 0.35
0.00% 8.64% 9.47% 9.03% 8.99% 19.74%
0.00% 11.26% 13.08% 12.47% 12.69% 12.26%
0.00% 11.87% 15.44% 15.98% 15.59% 17.01%
0.00 times 58.05 times 58.55 times 65.51 times 68.04 times 144.50 times
0.00 days 6.29 days 6.23 days 5.57 days 5.36 days 2.53 days
0.00 times 18.82 times 15.34 times 14.76 times 12.38 times 25.37 times
0.00 days 19.39 days 23.80 days 24.72 days 29.49 days 14.39 days
0.00 times 1.25 times 1.30 times 1.32 times 1.30 times 1.32 times
0.00x 5.97x 5.75x 6.26x 6.91x 7.83x
0.00 9.09 9.32 10.02 11.16 5.48
0.00 92.33 102.27 113.36 122.63 135.89
0.00 10.96 15.79 18.11 19.12 23.12
0.00 378497.00 383028.00 451936.00 526259.00 651303.00

I J K L M N
45
24
I45 J45 K45 L45 M45 N45
I24 J24 K24 L24 M24 N24
O P Q R S T
O6 P6 Q6 R6 S6 T6
O7 P7 Q7 R7 S7 T7
O8 P8 Q8 R8 S8 T8
O9 P9 Q9 R9 S9 T9
O10 P10 Q10 R10 S10 T10
O11 P11 Q11 R11 S11 T11
O12 P12 Q12 R12 S12 T12
O13 P13 Q13 R13 S13 T13
O14 P14 Q14 R14 S14 T14
O16 P16 Q16 R16 S16 T16
O17 P17 Q17 R17 S17 T17
O18 P18 Q18 R18 S18 T18
O19 P19 Q19 R19 S19 T19
O20 P20 Q20 R20 S20 T20
O21 P21 Q21 R21 S21 T21
O22 P22 Q22 R22 S22 T22
O23 P23 Q23 R23 S23 T23
O24 P24 Q24 R24 S24 T24
O25 P25 Q25 R25 S25 T25
O26 P26 Q26 R26 S26 T26
O27 P27 Q27 R27 S27 T27
HDFC HDFC HDFC HDFC HDFC HDFC
2011 2012 2013 2014 2015 2016
HDFC2011 HDFC2012 HDFC2013 HDFC2014 HDFC2015 HDFC2016
0.5184 0.4227 0.4183 0.3619 0.3155 0.3210
2.4937 2.6884 2.7494 2.5695 3.7589 3.1705
20.33% 20.52% 20.75% 21.67% 20.91% 21.81%
50.87% 58.64% 60.47% 62.36% 59.57% 59.91%
51.06% 58.80% 60.62% 62.48% 59.67% 60.14%
17.56% 18.03% 18.45% 19.47% 18.11% 19.13%
0.29 0.28 0.27 0.27 0.31 0.31
6.77% 7.66% 7.93% 7.88% 7.72% 16.05%
11.56% 13.31% 13.17% 14.16% 13.65% 13.37%
21.37% 22.56% 20.82% 21.15% 19.44% 20.04%
50.08 times 71.41 times 121.41 times 97.81 times 104.67 times 228.18 times
7.29 days 5.11 days 3.01 days 3.73 days 3.49 days 1.60 days
8.23 times 6.30 times 6.26 times 5.74 times 6.22 times 12.92 times
44.33 days 57.96 days 58.27 days 63.64 days 58.66 days 28.24 days
1.67 times 1.54 times 1.52 times 1.53 times 1.54 times 1.57 times
2.98x 3.16x 2.89x 2.40x 2.27x 2.28x
8.88 9.27 8.32 8.29 7.97 3.74
152.14 170.67 223.17 252.20 300.49 338.01
31.54 37.24 44.96 51.40 56.15 64.71
99312.81 115945.31 141085.55 148563.53 164592.22 190276.42

I J K L M N
49
27
I49 J49 K49 L49 M49 N49
I27 J27 K27 L27 M27 N27
U V W X Y Z
U6 V6 W6 X6 Y6 Z6
U7 V7 W7 X7 Y7 Z7
U8 V8 W8 X8 Y8 Z8
U9 V9 W9 X9 Y9 Z9
U10 V10 W10 X10 Y10 Z10
U11 V11 W11 X11 Y11 Z11
U12 V12 W12 X12 Y12 Z12
U13 V13 W13 X13 Y13 Z13
U14 V14 W14 X14 Y14 Z14
U16 V16 W16 X16 Y16 Z16
U17 V17 W17 X17 Y17 Z17
U18 V18 W18 X18 Y18 Z18
U19 V19 W19 X19 Y19 Z19
U20 V20 W20 X20 Y20 Z20
U21 V21 W21 X21 Y21 Z21
U22 V22 W22 X22 Y22 Z22
U23 V23 W23 X23 Y23 Z23
U24 V24 W24 X24 Y24 Z24
U25 V25 W25 X25 Y25 Z25
U26 V26 W26 X26 Y26 Z26
U27 V27 W27 X27 Y27 Z27
HUDCO HUDCO HUDCO HUDCO HUDCO HUDCO
2011 2012 2013 2014 2015 2016
HUDCO2011 HUDCO2012 HUDCO2013 HUDCO2014 HUDCO2015 HUDCO2016
0.7099 1.0426 0.8132 1.5741 0.8876 1.1067
6.2565 2.3373 7.1175 18.9066 7.8671 9.8392
36.02% 33.83% 35.65% 37.28% 34.17% 32.45%
91.90% 92.45% 89.28% 94.12% 85.96% 90.22%
92.40% 92.62% 89.45% 94.26% 86.11% 90.35%
24.14% 22.68% 23.29% 24.26% 22.71% 23.71%
0.33 0.33 0.35 0.34 0.34 0.27
8.34% 9.44% 9.13% 8.90% 8.54% 16.60%
13.41% 12.64% 12.57% 10.50% 10.93% 9.73%
9.96% 10.52% 10.45% 10.20% 10.00% 9.27%
156.66 times 240.37 times 282.85 times 267.91 times 414.80 times 1553.98 times
2.33 days 1.52 days 1.29 days 1.36 days 0.88 days 0.23 days
8.82 times 8.41 times 19.26 times 15.17 times 35.08 times 35.94 times
41.37 days 43.42 days 18.95 days 24.06 days 10.40 days 10.16 days
1.64 times 1.58 times 1.66 times 1.66 times 1.66 times 1.56 times
1.76x 2.33x 2.11x 2.68x 2.39x 2.56x
4.55 4.55 4.39 4.45 4.43 2.12
2757.87 2991.61 3253.89 3558.29 3887.74 4219.24
274.75 314.83 340.10 362.83 388.83 391.02
16007.12 23103.16 20934.37 26491.12 27054.17 30681.94

I J K L M N
47
25
I47 J47 K47 L47 M47 N47
I25 J25 K25 L25 M25 N25
AA AB AC AD AE AF
AA6 AB6 AC6 AD6 AE6 AF6
AA7 AB7 AC7 AD7 AE7 AF7
AA8 AB8 AC8 AD8 AE8 AF8
AA9 AB9 AC9 AD9 AE9 AF9
AA10 AB10 AC10 AD10 AE10 AF10
AA11 AB11 AC11 AD11 AE11 AF11
AA12 AB12 AC12 AD12 AE12 AF12
AA13 AB13 AC13 AD13 AE13 AF13
AA14 AB14 AC14 AD14 AE14 AF14
AA16 AB16 AC16 AD16 AE16 AF16
AA17 AB17 AC17 AD17 AE17 AF17
AA18 AB18 AC18 AD18 AE18 AF18
AA19 AB19 AC19 AD19 AE19 AF19
AA20 AB20 AC20 AD20 AE20 AF20
AA21 AB21 AC21 AD21 AE21 AF21
AA22 AB22 AC22 AD22 AE22 AF22
AA23 AB23 AC23 AD23 AE23 AF23
AA24 AB24 AC24 AD24 AE24 AF24
AA25 AB25 AC25 AD25 AE25 AF25
AA26 AB26 AC26 AD26 AE26 AF26
AA27 AB27 AC27 AD27 AE27 AF27
ICICI ICICI ICICI ICICI ICICI ICICI
2012 2013 2014 2015 2016 2017
ICICI2012 ICICI2013 ICICI2014 ICICI2015 ICICI2016 ICICI2017
0.0000 0.0000 0.5279 0.6129 0.4260 0.5148
0.0000 0.0000 4.3680 4.4803 3.5360 7.7070
0.00% 32.73% 33.24% 29.94% 25.43% 26.43%
0.00% 90.12% 89.57% 87.87% 86.88% 89.44%
0.00% 90.32% 89.77% 88.09% 87.16% 89.66%
0.00% 23.80% 23.81% 20.00% 16.79% 17.41%
0.00 0.27 0.28 0.33 0.34 0.34
0.00% 11.53% 10.78% 9.81% 9.89% 19.98%
0.00% 15.13% 14.75% 15.37% 14.07% 14.22%
0.00% 15.04% 14.65% 13.24% 11.76% 11.40%
0.00 times 77.53 times 91.87 times 88.47 times 172.25 times 5135.66 times
0.00 days 4.71 days 3.97 days 4.13 days 2.12 days 0.07 days
0.00 times 4.29 times 4.47 times 5.57 times 8.70 times 24.84 times
0.00 days 85.02 days 81.71 days 65.50 days 41.97 days 14.70 days
0.00 times 1.57 times 1.58 times 1.51 times 1.41 times 1.41 times
0.00x 2.74x 2.72x 2.76x 3.30x 3.08x
0.00 4.94 5.11 5.93 6.15 2.93
0.00 133.30 138.42 135.76 139.18 146.27
0.00 20.04 20.28 17.98 16.37 16.68
0.00 56849.10 58580.40 58185.90 68775.00 67438.60

I J K L M N
47
25
I47 J47 K47 L47 M47 N47
I25 J25 K25 L25 M25 N25
AG AH AI AJ AK AL
AG6 AH6 AI6 AJ6 AK6 AL6
AG7 AH7 AI7 AJ7 AK7 AL7
AG8 AH8 AI8 AJ8 AK8 AL8
AG9 AH9 AI9 AJ9 AK9 AL9
AG10 AH10 AI10 AJ10 AK10 AL10
AG11 AH11 AI11 AJ11 AK11 AL11
AG12 AH12 AI12 AJ12 AK12 AL12
AG13 AH13 AI13 AJ13 AK13 AL13
AG14 AH14 AI14 AJ14 AK14 AL14
AG16 AH16 AI16 AJ16 AK16 AL16
AG17 AH17 AI17 AJ17 AK17 AL17
AG18 AH18 AI18 AJ18 AK18 AL18
AG19 AH19 AI19 AJ19 AK19 AL19
AG20 AH20 AI20 AJ20 AK20 AL20
AG21 AH21 AI21 AJ21 AK21 AL21
AG22 AH22 AI22 AJ22 AK22 AL22
AG23 AH23 AI23 AJ23 AK23 AL23
AG24 AH24 AI24 AJ24 AK24 AL24
AG25 AH25 AI25 AJ25 AK25 AL25
AG26 AH26 AI26 AJ26 AK26 AL26
AG27 AH27 AI27 AJ27 AK27 AL27
IHFL IHFL IHFL IHFL IHFL IHFL
2011 2012 2013 2014 2015 2016
IHFL2011 IHFL2012 IHFL2013 IHFL2014 IHFL2015 IHFL2016
0.0247 0.0270 0.0309 0.0339 0.1256 0.1348
0.2274 0.3763 0.6656 0.6289 2.4776 2.5848
7.50% 7.87% 6.71% 3.92% 2.96% -11.48%
75.98% 81.42% 75.96% 73.10% 72.15% 57.98%
75.98% 81.42% 75.96% 73.10% 72.15% 57.98%
8.67% 9.02% 7.79% 5.72% 4.66% -9.34%
0.00 0.00 0.00 0.00 0.00 0.00
5.82% 6.80% 6.62% 6.34% 6.39% 9.78%
21.66% 26.06% 22.53% 23.27% 24.19% 16.77%
12.40% 11.91% 10.44% 7.19% 6.18% -10.51%
0.00 times 0.00 times 0.00 times 0.00 times 0.00 times 0.00 times
0.00 days 0.00 days 0.00 days 0.00 days 0.00 days 0.00 days
0.00 times 0.00 times 0.00 times 0.00 times 0.00 times 0.00 times
0.00 days 0.00 days 0.00 days 0.00 days 0.00 days 0.00 days
1.11 times 1.11 times 1.10 times 1.06 times 1.04 times 0.83 times
3.54x 2.75x 3.10x 2.54x 2.53x 2.47x
18.66 15.78 15.34 14.47 14.95 6.65
113.97 151.92 159.36 147.61 152.29 136.58
14.14 18.06 16.62 10.60 9.39 -14.32
### ### ### ### ### ###

I J K L M N
43
25
I43 J43 K43 L43 M43 N43
I25 J25 K25 L25 M25 N25
AM AN AO AP AQ AR
AM6 AN6 AO6 AP6 AQ6 AR6
AM7 AN7 AO7 AP7 AQ7 AR7
AM8 AN8 AO8 AP8 AQ8 AR8
AM9 AN9 AO9 AP9 AQ9 AR9
AM10 AN10 AO10 AP10 AQ10 AR10
AM11 AN11 AO11 AP11 AQ11 AR11
AM12 AN12 AO12 AP12 AQ12 AR12
AM13 AN13 AO13 AP13 AQ13 AR13
AM14 AN14 AO14 AP14 AQ14 AR14
AM16 AN16 AO16 AP16 AQ16 AR16
AM17 AN17 AO17 AP17 AQ17 AR17
AM18 AN18 AO18 AP18 AQ18 AR18
AM19 AN19 AO19 AP19 AQ19 AR19
AM20 AN20 AO20 AP20 AQ20 AR20
AM21 AN21 AO21 AP21 AQ21 AR21
AM22 AN22 AO22 AP22 AQ22 AR22
AM23 AN23 AO23 AP23 AQ23 AR23
AM24 AN24 AO24 AP24 AQ24 AR24
AM25 AN25 AO25 AP25 AQ25 AR25
AM26 AN26 AO26 AP26 AQ26 AR26
AM27 AN27 AO27 AP27 AQ27 AR27
LIC LIC LIC LIC LIC LIC
2011 2012 2013 2014 2015 2016
LIC2011 LIC2012 LIC2013 LIC2014 LIC2015 LIC2016
0.5193 0.5449 0.3931 0.4710 0.4600 0.4404
1.0720 1.0716 1.1016 1.0879 1.0863 1.0783
26.46% 19.78% 18.31% 19.57% 19.57% 20.60%
90.01% 93.30% 94.79% 96.11% 96.31% 95.03%
90.14% 93.42% 94.89% 96.19% 96.40% 95.11%
19.53% 14.73% 13.52% 14.06% 12.89% 13.34%
0.25 0.26 0.26 0.28 0.34 0.35
7.41% 7.95% 8.32% 8.64% 8.58% 18.20%
10.47% 11.10% 11.56% 11.83% 11.58% 11.61%
22.71% 16.11% 16.03% 17.38% 17.71% 18.10%
82.01 times 90.45 times 113.95 times 129.89 times 135.22 times 285.26 times
4.45 days 4.04 days 3.20 days 2.81 days 2.70 days 1.28 days
29.96 times 21.70 times 16.00 times 13.61 times 12.55 times 33.61 times
12.18 days 16.82 days 22.82 days 26.81 days 29.07 days 10.86 days
1.42 times 1.27 times 1.24 times 1.26 times 1.26 times 1.28 times
8.99x 8.18x 8.72x 9.02x 10.30x 9.92x
14.12 12.83 13.51 13.74 15.43 7.08
88.31 113.15 129.48 150.34 156.17 182.62
20.05 18.23 20.76 26.12 27.65 33.05
4246021.22 5409122.37 6502786.20 7908174.74 9210286.00 10468488.01

I J K L M N
48
25
I48 J48 K48 L48 M48 N48
I25 J25 K25 L25 M25 N25
AS AT AU AV AW AX
AS6 AT6 AU6 AV6 AW6 AX6
AS7 AT7 AU7 AV7 AW7 AX7
AS8 AT8 AU8 AV8 AW8 AX8
AS9 AT9 AU9 AV9 AW9 AX9
AS10 AT10 AU10 AV10 AW10 AX10
AS11 AT11 AU11 AV11 AW11 AX11
AS12 AT12 AU12 AV12 AW12 AX12
AS13 AT13 AU13 AV13 AW13 AX13
AS14 AT14 AU14 AV14 AW14 AX14
AS16 AT16 AU16 AV16 AW16 AX16
AS17 AT17 AU17 AV17 AW17 AX17
AS18 AT18 AU18 AV18 AW18 AX18
AS19 AT19 AU19 AV19 AW19 AX19
AS20 AT20 AU20 AV20 AW20 AX20
AS21 AT21 AU21 AV21 AW21 AX21
AS22 AT22 AU22 AV22 AW22 AX22
AS23 AT23 AU23 AV23 AW23 AX23
AS24 AT24 AU24 AV24 AW24 AX24
AS25 AT25 AU25 AV25 AW25 AX25
AS26 AT26 AU26 AV26 AW26 AX26
AS27 AT27 AU27 AV27 AW27 AX27
PNB PNB PNB PNB PNB PNB REF VAL
2011 2012 2013 2014 2015 2016
PNB2011 PNB2012 PNB2013 PNB2014 PNB2015 PNB2016
0.8848 0.5252 1.2524 1.0798 0.7087 0.2818
2.1424 2.0475 2.5866 4.0023 2.5609 2.8228 6
26.77% 22.15% 19.06% 15.75% 16.65% 18.66% 7 8
89.82% 90.18% 88.94% 87.53% 87.84% 87.64% 9
89.90% 90.26% 89.20% 87.97% 88.13% 88.20% 10
19.05% 16.24% 13.84% 11.42% 11.04% 12.11% 11
0.29 0.27 0.27 0.27 0.34 0.35 12 13
7.98% 6.74% 6.07% 6.39% 6.41% 15.93% 14
11.43% 12.96% 9.82% 10.78% 11.97% 12.38% 16
20.62% 18.62% 14.74% 13.64% 12.40% 15.21% 17
0.00 times 0.00 times 0.00 times 0.00 times 0.00 times 0.00 times 18
0.00 days 0.00 days 0.00 days 0.00 days 0.00 days 0.00 days
9.92 times 9.49 times 5.22 times 3.51 times 3.25 times 8.86 times 19 20
36.80 days 38.46 days 69.97 days 104.10 days 112.31 days 41.21 days
1.42 times 1.33 times 1.27 times 1.22 times 1.23 times 1.27 times 21
7.51x 6.98x 8.63x 8.55x 7.07x 7.83x 22 23
12.19 15.35 15.62 16.35 15.40 6.91
11214.47 13465.53 12415.92 7363.86 12458.51 16907.10 24 25
2312.44 2506.75 1830.23 1004.09 1545.11 2572.20 26
319660.17 355849.93 688443.98 959565.18 1442797.82 2000989.61 27

I J K L M N
47
25
I47 J47 K47 L47 M47 N47
I25 J25 K25 L25 M25 N25
AY AZ BA BB BC BD
AY6 AZ6 BA6 BB6 BC6 BD6
AY7 AZ7 BA7 BB7 BC7 BD7
AY8 AZ8 BA8 BB8 BC8 BD8
AY9 AZ9 BA9 BB9 BC9 BD9
AY10 AZ10 BA10 BB10 BC10 BD10
AY11 AZ11 BA11 BB11 BC11 BD11
AY12 AZ12 BA12 BB12 BC12 BD12
AY13 AZ13 BA13 BB13 BC13 BD13
AY14 AZ14 BA14 BB14 BC14 BD14
AY16 AZ16 BA16 BB16 BC16 BD16
AY17 AZ17 BA17 BB17 BC17 BD17
AY18 AZ18 BA18 BB18 BC18 BD18
AY19 AZ19 BA19 BB19 BC19 BD19
AY20 AZ20 BA20 BB20 BC20 BD20
AY21 AZ21 BA21 BB21 BC21 BD21
AY22 AZ22 BA22 BB22 BC22 BD22
AY23 AZ23 BA23 BB23 BC23 BD23
AY24 AZ24 BA24 BB24 BC24 BD24
AY25 AZ25 BA25 BB25 BC25 BD25
AY26 AZ26 BA26 BB26 BC26 BD26
AY27 AZ27 BA27 BB27 BC27 BD27
HOME
19 19 19 19 6 6 6 6 9 9 9 9 20 20 20 20
Operating Profit
EPS Net Profit Margin(%) Return On Capital Employed(%) Enterprise value
Margin(%)
3 YR AVG 3 YR AVG CAGR 3 YR 3 YR AVG 3 YR 3 yr 3 YR
COMPAN 3 Year 1 year CAGR EV Growth
3 year 2016 2015 2014 2013 EPS 2016 2015 2014 2013 OPM OPM AVG 2016 2015 2014 2013 NPM AVG CAGR 2016 2015 2014 2013 AVG 2016 2015 2014 2013 CAGR %
Y % Gain % Gain % Rate
GROWTH GROWTH GROWTH OPM GROWTH NPM NPM ROCE

CFHL 0.5612 56.12 21.79 59.02 32.40 36.96 26.42 41.13 30.72 8.63 8.75 7.18 6.08 13.98 9.15 7.34 14.50% 10.56% 13.10% 13.78% 1.73 0.12 1.71 12.76% 12.09% 11.08% 10.73% 11.30% 793097.95 629116.76 483101.21 333197.45 46.01 33.52
DFHL 0.1793 17.93 12.54 25.00 23.91 41.23 38.47 -11.67 -13.38 13.70 14.04 15.12 16.58 -5.79 -4.66 15.25 9.97% 10.39% 10.65% 11.08% -3.34 0.11 -3.46 12.97% 12.86% 12.48% 12.41% 12.58% 5430129.00 4301004.00 3746036.00 3066246.00 25.70 20.99
GIC 0.4565 45.65 83.38 23.12 19.12 18.11 15.79 15.47 13.55 92.16 85.57 78.69 79.54 5.29 3.75 81.27 14.21% 14.05% 15.61% 15.35% -2.49 0.15 -2.55 12.26% 12.69% 12.47% 13.08% 12.75% 651303.00 526259.00 451936.00 383028.00 23.35 19.36
HDFC 0.1248 12.48 11.30 64.71 56.15 51.40 44.96 14.65 12.91 24.37 19.97 23.62 22.31 3.08 2.23 21.97 19.13% 18.11% 19.47% 18.45% 1.24 0.19 1.22 13.37% 13.65% 14.16% 13.17% 13.66% 190276.42 164592.22 148563.53 141085.55 11.62 10.48
HUDCO 1.5693 156.93 -16.93 391.02 388.83 362.83 340.10 4.99 4.76 12.09 8.48 2.34 7.52 20.26 12.60 6.11 23.71% 22.71% 24.26% 23.29% 0.59 0.23 0.59 9.73% 10.93% 10.50% 12.57% 11.34% 30681.94 27054.17 26491.12 20934.37 15.52 13.59
ICICI 1.0329 103.29 14.92 16.37 17.98 20.28 20.04 -6.11 -6.53 21.38 18.86 18.72 18.65 4.88 3.47 18.74 16.79% 20.00% 23.81% 23.80% -9.82 0.23 -10.98 14.07% 15.37% 14.75% 15.13% 15.09% 68775.00 58185.90 58580.40 56849.10 6.99 6.55
IHFL 1.0329 103.29 14.92 -14.32 9.39 10.60 16.62 -62.07 -4.82 12.09 8.48 2.34 7.52 20.26 12.60 6.11 -9.34% 4.66% 5.72% 7.79% -73.28 0.06 6.21 16.77% 24.19% 23.27% 22.53% 23.33% 1115212105.00 994153702.00 965367209.00 975959388.00 4.76 4.55
LIC 1.0329 103.29 14.92 33.05 27.65 26.12 20.76 19.74 16.77 21.38 18.86 18.72 18.65 4.88 3.47 18.74 13.34% 12.89% 14.06% 13.52% -0.45 0.13 -0.46 11.61% 11.58% 11.83% 11.56% 11.65% 10468488.01 9210286.00 7908174.74 6502786.20 20.33 17.20
PNB 1.0329 103.29 14.92 2572.20 1545.11 1004.09 1830.23 13.51 12.01 12.09 8.48 2.34 7.52 20.26 12.60 6.11 12.11% 11.04% 11.42% 13.84% -4.16 0.12 -4.35 12.38% 11.97% 10.78% 9.82% 10.86% 2000989.61 1442797.82 959565.18 688443.98 63.55 42.71

27
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Company -> CFHL CFHL CFHL


Heading Formula 2011 2012 2013
Quick Assets CA - Inventories -Prepaid Expenses 3727.84 1616.20 854.46
Revenue 23129.39 28682.82 39269.51
Gross Profit 5997.12 6830.87 7370.81
EBIT 21410.30 26384.13 35671.88
EBITDA 21444.19 26439.13 35787.79
PAT 4201.55 4375.99 5412.10
tax 1649.99 1721.58 2097.52
PBT 5851.54 6097.57 7509.62
Avg Total assets (Opening assets + Closing assets) / 2 249243.87 339157.54 498932.48
WC CA-CL (45111.15) (44025.39) (69965.29)
Capital Employed NCA + WC 174944.47 222144.17 332342.99
Networth Share Capital + Retained earnings 31095.65 34757.30 39217.12
Avg Debtors 0.00 0.00 0.00
COGS 1719.09 2298.69 3597.63
Average Creditors 0.00 0.00 0.00
Interest Expense 15413.18 19553.26 28301.07
Debt 143846.21 187386.87 293125.87
Equity 31095.65 34757.30 39217.12
No of shares 20485250 20485250 20485250
Book Value 3109565000 3475730000 3921712000
PAT *n 420155000 437599000 541210000
Cash 3727.84 1616.20 854.46
CFHL CFHL CFHL DFHL DFHL DFHL DFHL DFHL
2014 2015 2016 2011 2012 2013 2014 2015
915.35 800.21 1735.22 156389.00 83127.00 65602.00 133602.00 126405.00
57800.37 81703.36 108354.30 145124.00 246968.00 407894.00 496768.00 598164.00
11131.93 15169.99 27326.60 30605.00 39836.00 61068.00 73511.00 94304.00
53408.65 76198.94 101674.63 127918.00 219759.00 373004.00 451769.00 540263.00
53609.68 76572.19 102021.08 128291.00 220231.00 373850.00 452860.00 542815.00
7571.20 8624.31 15710.51 26513.00 30636.00 45185.00 52900.00 62129.00
3094.00 5120.91 9675.56 7635.00 9200.00 15883.00 20611.00 32175.00
10665.20 13745.22 25386.07 34148.00 39836.00 61068.00 73511.00 94304.00
712300.00 954515.68 537797.96 1909935.00 2866003.00 3983274.00 4923867.00 6123397.50
(103637.23) (192640.78) (267002.61) 94277.00 (94011.00) (323671.00) (407504.00) (876909.00)
482185.86 630477.98 797049.73 1458578.00 1821073.00 3006817.00 3620445.00 4200514.00
45230.47 77148.73 87804.01 154843.00 203272.00 323709.00 357496.00 463578.00
0.00 0.00 0.00 4324.00 5665.00 6820.50 13468.50 19642.00
4391.72 5504.42 6679.67 17206.00 27209.00 34890.00 44999.00 57901.00
0.00 0.00 0.00 4442.00 2459.00 42.00 386.50 573.00
42276.72 61028.95 74348.03 97313.00 179923.00 311936.00 378258.00 445959.00
436955.39 551120.20 703511.10 1302135 1617800 2682831 3262683 3730213
45230.47 77196.35 87851.63 154843 203272 323709 357496 463578
20485250 26620242 26620242 82026544 104426402 117470264 128317737 259844795
4523047000 7719635000 8785163000 15484300000 20327200000 32370900000 35749600000 46357800000
757120000 862431000 1571051000 2651300000 3063600000 4518500000 5290000000 6212900000
915.35 800.21 1735.22 153175 77693 59706 125857 107213
DFHL GIC GIC GIC GIC GIC GIC HDFC
2016 2011 2012 2013 2014 2015 2016 2011
378272.00 0.00 32592.00 12280.00 9957.00 5098.00 6447.00 12837.10
731672.00 0.00 43942.00 55390.00 62492.00 73274.00 87637.00 25792.63
110217.00 0.00 7886.00 11304.00 13326.00 15370.00 19111.00 5244.15
659220.00 0.00 39011.00 48627.00 55251.00 66263.00 79176.00 13120.22
661650.00 0.00 39094.00 48836.00 55456.00 66614.00 79258.00 13169.14
72920.00 0.00 5904.00 8503.00 9755.00 10296.00 12450.00 4528.41
37297.00 0.00 1982.00 2801.00 3571.00 5074.00 6661.00 1539.32
110217.00 0.00 7886.00 11304.00 13326.00 15370.00 19111.00 5244.15
3392657.00 214167.00 451733.50 513472.50 611939.50 737102.50 401069.00 193910.39
(959586.00) 0.00 (28655.00) (68960.00) (72907.00) (114524.00) (115108.00) (29743.36)
5081099.00 0.00 346494.00 371673.00 442946.00 522102.00 646069.00 113500.31
489200.00 0.00 49720.00 55073.00 61048.00 66037.00 73180.00 21190.12
10046.00 294.50 757.00 946.00 954.00 1077.00 606.50 515.00
72452.00 0.00 4931.00 6763.00 7241.00 7011.00 8461.00 12672.41
199.50 78.50 262.00 441.00 490.50 566.50 333.50 1539.14
549003.00 0.00 31125.00 37323.00 41925.00 50893.00 60065.00 7876.07
4570249 0 296774 316600 381898 456065 572889 65032.47
501700 0 49720 55073 61048 66037 73180 21840.61
291712744 53851066 53851066 53851066 53851066 53851066 53851066 1435551110
50170000000 0 4972000000 5507300000 6104800000 6603700000 7318000000 2.18406E+11
7292000000 0 590400000 850300000 975500000 1029600000 1245000000 45284100000
358180 0 32003 11355 8990 4157 5234 12439.73
HDFC HDFC HDFC HDFC HDFC HUDCO HUDCO HUDCO HUDCO
2012 2013 2014 2015 2016 2011 2012 2013 2014
12397.41 13163.87 16501.85 11614.54 16104.17 807.77 3201.36 707.37 281.96
30302.86 35986.93 40814.56 48390.03 53257.11 2278.59 2778.63 2923.24 2993.85
6216.73 7467.28 8845.85 10116.62 11612.97 820.82 939.90 1041.99 1115.97
17768.65 21762.80 25453.74 28826.91 31908.57 2094.09 2568.98 2609.91 2817.68
17819.29 21817.00 25500.59 28873.54 32029.09 2105.51 2573.58 2614.87 2822.00
5462.51 6639.72 7947.82 8762.72 10190.26 550.03 630.26 680.85 726.34
1726.96 2002.03 2358.34 3165.70 3639.34 271.08 309.64 361.14 368.01
6216.73 7467.28 8845.85 10116.62 11612.97 821.11 939.90 1041.99 1094.35
232087.23 274341.55 323214.97 373602.64 198840.00 25115.21 27221.32 28581.34 31671.57
(45518.37) (50340.47) (74757.49) (94729.64) (108018.86) (2065.64) 305.55 (1156.34) 1944.24
133488.46 165245.09 179745.75 211137.29 238602.56 15617.47 20316.42 20758.13 26826.86
24216.03 31890.56 37574.61 45071.63 50849.58 5520.98 5988.90 6513.97 7123.34
424.33 296.41 417.29 462.30 233.40 14.55 11.56 10.34 11.18
12534.21 14224.13 15360.82 19563.12 21348.54 184.50 209.65 313.33 176.17
1990.36 2270.63 2678.42 3144.26 1651.83 20.91 24.94 16.27 11.62
11551.92 14295.52 16607.89 18710.29 20295.60 1273.27 1629.08 1567.92 1701.71
79144.97 95175.67 93439.98 106543.76 121412.4 9694.94 13925.42 13723.63 19095.89
25035.56 32962.03 38998.49 46891.71 53226.65 5520.98 5988.9 6513.97 7123.34
1466886690 1476970010 1546347255 1560532605 1574697670 20019000 20019000 20019000 20019000
2.5036E+11 3.2962E+11 3.8998E+11 4.6892E+11 5.3227E+11 5.521E+10 5.989E+10 6.514E+10 7.123E+10
5.4625E+10 6.6397E+10 7.9478E+10 8.7627E+10 1.019E+11 5.5E+09 6.303E+09 6.809E+09 7.263E+09
11764.78 12947.85 16125.06 11156.75 15637.37 791.2 3188.84 696.77 271.89
HUDCO HUDCO ICICI ICICI ICICI ICICI ICICI ICICI
2015 2016 2012 2013 2014 2015 2016 2017
697.26 594.36 0.00 2212.90 2044.40 2155.60 3198.00 1851.10
3428.29 3302.20 0.00 9253.00 9357.20 9877.30 10713.70 10528.10
1171.29 1071.58 0.00 3028.70 3110.00 2956.80 2724.20 2782.70
2946.79 2979.10 0.00 8338.40 8381.20 8678.70 9308.50 9416.20
2952.07 2983.61 0.00 8357.50 8399.70 8701.10 9337.80 9439.50
778.40 782.79 0.00 2202.20 2228.20 1975.70 1798.50 1832.60
403.31 293.31 0.00 826.50 881.80 981.10 925.70 950.10
1181.71 1076.10 0.00 3028.70 3110.00 2956.80 2724.20 2782.70
34511.80 17947.00 36012.45 72300.15 77783.35 88437.65 94079.00 47137.00
(694.95) 563.81 0.00 (7985.20) (6100.40) (15235.10) (13448.20) (16678.00)
26949.25 30609.76 0.00 55109.80 56817.30 56448.00 66169.30 66209.80
7782.08 8445.72 0.00 14645.80 15209.30 14916.60 15292.10 16071.70
8.27 2.13 69.00 119.35 101.85 111.65 62.20 2.05
481.50 323.10 0.00 897.70 958.90 1177.50 1382.00 1085.40
13.73 8.99 90.55 209.10 214.65 211.30 158.90 43.70
1775.50 1907.52 0.00 5326.60 5288.30 5743.00 6607.50 6660.00
18586.33 21645.33 0 40128.4 41427.4 41216.7 50405.2 49519.9
7782.86 8446.5 0 14645.8 15209.3 14916.6 15292.1 16071.7
20019000 20019000 0 1098750000 1098750000 1098750000 1098750000 1098750000
7.783E+10 8.447E+10 0 1.4646E+11 1.5209E+11 1.4917E+11 1.5292E+11 1.6072E+11
7.784E+09 7.828E+09 0 2.2022E+10 2.2282E+10 1.9757E+10 1.7985E+10 1.8326E+10
684.98 590.11 0 2074.9 1943.7 2052.6 3077.7 1847
IHFL IHFL IHFL IHFL IHFL IHFL
2011 2012 2013 2014 2015 2016
195637569.00 150943212.00 105486510.00 127146070.00 131568207.00 138273792.00
208381896.00 255855591.00 284096243.00 297202466.00 323535028.00 315762547.00
15635098.00 20131170.00 19062942.00 11661966.00 9572562.00 (36237768.00)
158337419.00 208311842.00 215803998.00 217243469.00 233444018.00 183072005.00
158337419.00 208311842.00 215803998.00 217243469.00 233444018.00 183072005.00
18072729.00 23088581.00 22144028.00 16995233.00 15066175.00 (29492107.00)
0.00 0.00 0.00 0.00 0.00 0.00
18072729.00 23088581.00 22144028.00 16995233.00 15066175.00 (29492107.00)
2718666915.50 3064209882.50 3258080764.50 3424971428.00 3651506737.50 1871285091.50
(1550785325.00) (1865127968.00) (2019086847.00) (2107275064.00) (2122823667.00) (2130582089.00)
731132849.00 799316110.00 957762171.00 933771142.00 965213764.00 1091696249.00
145689774.00 193903432.00 212012556.00 236317380.00 243747103.00 280584353.00
0.00 0.00 0.00 0.00 0.00 0.00
50044477.00 47543749.00 68292245.00 79958997.00 90091010.00 132690542.00
0.00 0.00 0.00 0.00 0.00 0.00
142702321.00 188180672.00 196741056.00 205581503.00 223871456.00 219309773.00
515696525 534776413 658088710 601462904 618324578 695739398
145699632 194210407 212384168 236758235 244260917 281198915
1278381662 1278381662 1332748347 1603939260 1603957605 2058815081
145699632000 194210407000 212384168000 236758235000 244260917000 281198915000
18072729000 23088581000 22144028000 16995233000 15066175000 -29492107000
195637569 150943212 105486510 127146070 131568207 138273792
LIC LIC LIC LIC LIC LIC PNB
2011 2012 2013 2014 2015 2016 2011
516489.02 679521.67 610288.52 853507.99 954190.80 1152509.18 33370.98
487466.12 624457.51 774636.72 937304.22 1082888.47 1250257.89 36423.50
128994.50 123513.35 141803.99 183385.60 211930.66 257505.72 9751.35
438765.39 582619.81 734263.43 900822.05 1042952.27 1188169.99 32716.06
439406.01 583378.78 735034.40 901602.38 1043917.35 1189171.41 32744.35
95188.02 91985.42 104751.26 131820.41 139560.93 166769.60 6937.32
32065.02 31879.87 36404.12 51244.28 72178.70 90744.32 2814.03
128994.50 123513.35 141803.99 183385.60 211930.66 257505.72 9751.35
5920726.47 7324583.68 8825455.37 10424613.86 12160880.71 6529363.00 410187.92
(512533.68) (608140.95) (1037945.60) (1042717.75) (1216729.05) (1579331.31) (9312.19)
4190790.32 5248107.32 6354498.52 7614921.69 9009774.75 10236642.31 286289.24
419164.56 571020.96 653336.97 758588.01 788005.98 921457.32 33643.42
5943.76 6903.78 6798.29 7215.89 8008.25 4382.85 0.00
48700.73 41837.70 40373.29 36482.17 39936.20 62087.90 3707.44
1625.79 1927.77 2523.69 2680.13 3181.01 1847.13 373.83
309770.89 459106.46 592459.44 717436.45 831021.61 930664.27 22964.71
3768194.01 4673445.05 5695565.53 6841863.8 8121554.07 9146483.77 252645.77
419169.6 571029.42 653412.67 758696.54 788156.4 921620.28 33643.42
474663000 504663000 504663000 504663000 504663000 504663000 30000000
4191696000057102942000 65341267000 75869654000 78815640000 92162028000 3.36434E+11
9518802000 9198542000 10475126000 13182041000 13956093000 16676960000 69373200000
58657.61 164647.9 153808 307614.4 300575.53 400383.96 33370.98
PNB PNB PNB PNB PNB
2012 2013 2014 2015 2016
33611.68 90730.99 66515.85 165999.23 105684.83
46310.01 66143.99 111601.59 177672.61 269659.36
10258.51 12604.49 17574.24 29577.49 50308.78
41763.58 58831.74 97689.40 156061.79 236337.31
41800.36 58997.74 98178.65 156584.54 237841.25
7520.26 9151.15 12744.25 19610.97 32647.12
2738.25 3453.34 4829.99 9966.52 17661.66
10258.51 12604.49 17574.24 29577.49 50308.78
619931.34 969799.15 1528171.61 2435210.60 1483547.50
(62224.06) 47300.24 19673.07 (174746.27) (760338.86)
322238.24 599200.64 906476.73 1303470.37 1908430.77
40396.58 62079.59 93464.35 158127.13 214590.03
0.00 0.00 0.00 0.00 0.00
4546.43 7312.25 13912.19 21610.82 33322.05
479.09 1401.72 3967.97 6649.38 3762.09
31505.07 46227.25 80115.16 126484.30 186028.53
281841.67 535633.4 799584.98 1118671.46 1680714.75
40396.58 62079.59 93464.35 158127.13 214590.03
30000000 50000000 126923000 126923000 126923000
4.0397E+11 6.208E+11 9.34644E+11 1.58127E+12 2.1459E+12
7.5203E+10 9.1512E+10 1.27443E+11 1.9611E+11 3.26471E+11
33611.68 90730.99 66515.85 165999.23 105684.83
HOME

General Information
Ticker CFHL
Company name Can Fin Homes Limited
Current Stock Price
Stock Price date

52 Week:

High
Low
Can Fin Homes Limited

Heading

Consolidated Balance sh
EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Share application money pending allotment


(3) Non Current Liabilities (a)
(b)
(c)
(d)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)

(2) Current Assets (a)


(b)
(c)
(d)
(e)

TOTAL ASSETS
check asset = liabilties

Consolidated Income state


INCOME Revenue from operations
Other Income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
TOTAL EXPENSES
PBT + Provisions + Exceptional Items Revenue - Expense
Provisions Provision for Standard assets
Provision for doubtful assets
PBT + Exceptional Items
Exceptional Items Prior Period adjustments
PBT
Tax Expenses (1) Current Year
(2) Deferred Year
TOTAL TAX
PAT

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
Limited

Sub-Heading YEAR ->

ted Balance sheet


Share Capital
Reserve and Surplus
Money received against share warrants
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Total NCL
Short Term borrowings
Other current liabilities
Short term provision
Trade Payables
Total CL

Fixed Assets
(i) Tangible Assets
(i) Intangible Assets
Non Current Investments
Deffered Tax assets
Long term loans and advances

Cash and Cash Equivalents


Current Investments
Trade recievables
Short Term Loans and advances
Other Current Assets
TOTAL CA

d Income statement
(Rs in lakh)
2011 2012 2013 2014 2015 2016

2048.75 2048.75 2048.75 2048.75 2662.25 2662.25


29046.90 32708.55 37168.37 43181.72 74486.48 85141.76
0.00 0.00 0.00 0.00 0.00 0.00
31095.65 34757.30 39217.12 45230.47 77148.73 87804.01
0.00 0.00 0.00 0.00 47.62 47.62
142430.48 185924.68 289925.80 432879.49 545726.09 696544.72
2.61 0.00 0.00 0.00 2161.43 5686.98
1415.73 1462.19 3200.07 4075.90 5394.11 6966.38
0.00 0.00 0.00 0.00 0.00 0.00
143848.82 187386.87 293125.87 436955.39 553281.63 709198.08
11381.68 12304.41 17366.76 36589.24 148365.64 162590.75
38156.57 34583.00 53663.06 67310.65 47556.41 103988.44
2390.34 2583.10 3327.58 5078.81 7035.40 11967.00
0.00 0.00 0.00 0.00 0.00 0.00
51928.59 49470.51 74357.40 108978.70 202957.45 278546.19
226873.06 271614.68 406700.39 591164.56 833435.43 1075595.90

258.41 324.43 649.96 781.63 927.75 888.75


0.00 0.00 29.43 0.00 0.00 0.00
1693.50 1693.50 1593.50 1493.50 1493.50 1493.50
509.69 565.49 487.49 486.49 0.00 0.00
217594.02 263586.14 399547.90 583061.47 820697.51 1061670.09
220055.62 266169.56 402308.28 585823.09 823118.76 1064052.34
3420.76 1616.20 854.46 915.35 800.21 1735.22
307.08 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2922.25 3677.90 3497.28 4380.48 9483.78 9790.70
167.35 151.02 40.37 45.64 32.68 17.66
6817.44 5445.12 4392.11 5341.47 10316.67 11543.58
226873.06 271614.68 406700.39 591164.56 833435.43 1075595.92
- - - - - -

23121.62 28610.43 39248.32 57774.41 81630.64 108293.27


7.77 72.39 21.19 25.96 72.72 61.03
23129.39 28682.82 39269.51 57800.37 81703.36 108354.3
1093.27 1101.24 1572.88 1789.94 2475.08 3305.67
15413.18 19553.26 28301.07 42276.72 61028.95 74348.03
33.89 55.00 115.91 201.03 373.25 346.45
591.93 1142.45 1908.84 2400.75 2656.09 3027.55
17132.27 21851.95 31898.70 46668.44 66533.37 81027.70
5997.12 6830.87 7370.81 11131.93 15169.99 27326.60
0.00 1100.00 685.00 800.00 1200.00 1400.00
145.58 -361.17 -823.81 -355.69 224.77 540.53
5851.54 6092.04 7509.62 10687.62 13745.22 25386.07
0.00 -5.53 0.00 22.42 0.00 0.00
5851.54 6097.57 7509.62 10665.20 13745.22 25386.07
1725.00 1780.00 2000.00 3093.00 4323.00 8000.00
-75.01 -58.42 97.52 1.00 797.91 1675.56
1649.99 1721.58 2097.52 3094.00 5120.91 9675.56
4201.55 4375.99 5412.10 7571.20 8624.31 15710.51

20.51 21.36 26.42 36.96 59.02 59.02


20.51 21.36 26.42 36.96 59.02 59.02
20485250 20485250 20485250 20485250 26620242 26620242
HOME

General Information
Ticker DFHL
Company name Dewan Housing Finance Corporation Limited
Current Stock Price
Stock Price date

52 Week:

High
Low
Dewan Housing Finance Corporation Limited

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Share application money pending allotment


(3) Non Current Liabilities (a)
(b)
(c)
(d)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)

TOTAL ASSETS
check asset = liabilties

Consolidated Income statement


Consolidated Income statement
INCOME Revenue from operations
Other Income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
Provission for Contingencies
TOTAL EXPENSES
PBT + Provisions + Exceptional Items Revenue - Expense
Provisions Provision for Standard assets
Provision for doubtful assets
PBT + Exceptional Items
Exceptional Items Prior Period adjustments
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
on Limited

Sub-Heading YEAR -> 2011

eet
Share Capital 10443.00
Reserve and Surplus 144400.00
Money received against share warrants 0.00
Total Shareholder's Funds 154843.00
0.00
Long Term Borrowings 1297382.00
Deffered tax liabilities 1585.00
Long term provisions 4753.00
Other LTL 15.00
Total NCL 1303735.00
Short Term borrowings 34256.00
Other current liabilities 164768.00
Short term provision 6533.00
Trade Payable 4024.00
Total CL 209581.00
1668159.00

Fixed Assets
(i) Tangible Assets 5529.00
(ii) Intangible Assets 88.00
(iii) Capital work in progress 16608.00
(iv) Intangible Assets Under Development 0.00
Total Fixed Assets 22225.00
Non Current Investments 38319.00
Deferred Tax assets 0.00
Long term loans and advances 1290967.00
Other long term loans and advances 944.00
Other NCA 11846.00
Total NCA 1364301.00
Cash and Cash Equivalents 104427.00
Current Investments 48748.00
Trade recievables 3214.00
Short Term Loans and advances 121231.00
Other Short Term Loans and advances 25750.00
Other Current Assets 488.00
Total CA 303858.00
1668159.00
-

ment
ment
144935.00
189.00
145124.00
5986.00
97313.00
373.00
9947.00
900.00
114519.00
GROSS PROFIT 30605.00
0.00
0.00
30605.00
(3543.00)
34148.00
6465.00
0.00
1170.00
7635.00
26513.00

26.43
26.12
82026544
(Rs in lakh)
2012 2013 2014 2015 2016

11684.00 12822.00 12842.00 14568.00 29180.00


191588.00 310887.00 344654.00 449010.00 460020.00
0.00 0.00 0.00 0.00 12500.00
203272.00 323709.00 357496.00 463578.00 501700.00
0.00 0.00 0.00 0.00 0.00
1601860.00 2656471.00 3229548.00 3687198.00 4511947.00
0.00 0.00 115.00 6579.00 9149.00
15940.00 26360.00 33135.00 43015.00 58302.00
0.00 277.00 151.00 144.00 0.00
1617800.00 2683108.00 3262949.00 3736936.00 4579398.00
93417.00 87598.00 159472.00 363694.00 643660.00
228458.00 481199.00 598797.00 892949.00 1053025.00
3903.00 4623.00 7513.00 3577.00 7131.00
4860.00 58.00 26.00 747.00 399.00
330638.00 573478.00 765808.00 1260967.00 1704215.00
2151710.00 3580295.00 4386253.00 5461481.00 6785313.00

6020.00 17180.00 18465.00 18388.00 19802.00


402.00 742.00 693.00 457.00 369.00
18226.00 25871.00 79615.00 79615.00 54615.00
0.00 0.00 0.00 0.00 3266.00
24648.00 43793.00 98773.00 98460.00 78052.00
38746.00 19052.00 44610.00 61053.00 71975.00
(2133.00) 201.00 0.00 0.00 0.00
1824298.00 3236949.00 3860131.00 4869468.00 5842629.00
1334.00 3301.00 4984.00 20163.00 21377.00
28191.00 27192.00 19451.00 28279.00 26652.00
1915084.00 3330488.00 4027949.00 5077423.00 6040685.00
70164.00 51256.00 98318.00 67644.00 340834.00
7529.00 8450.00 27539.00 39569.00 17346.00
5434.00 5896.00 7745.00 19192.00 20092.00
111240.00 153223.00 184973.00 234497.00 334873.00
40865.00 28717.00 37235.00 18846.00 25352.00
1395.00 2265.00 2494.00 4310.00 6132.00
236627.00 249807.00 358304.00 384058.00 744629.00
2151711.00 3580295.00 4386253.00 5461481.00 6785314.00
rror - - - rror
246776.00 406122.00 496558.00 597896.00 731183.00
192.00 1772.00 210.00 268.00 489.00
246968.00 407894.00 496768.00 598164.00 731672.00
8776.00 14069.00 17642.00 19633.00 22764.00
179923.00 311936.00 378258.00 445959.00 549003.00
472.00 846.00 1091.00 2552.00 2430.00
15591.00 15475.00 19266.00 25216.00 29758.00
2370.00 4500.00 7000.00 10500.00 17500.00
207132.00 346826.00 423257.00 503860.00 621455.00
39836.00 61068.00 73511.00 94304.00 110217.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
39836.00 61068.00 73511.00 94304.00 110217.00
0.00 0.00 0.00 0.00 0.00
39836.00 61068.00 73511.00 94304.00 110217.00
8615.00 15518.00 20295.00 29244.00 39142.00
0.00 0.00 0.00 629.00 (255.00)
585.00 365.00 316.00 2302.00 (1590.00)
9200.00 15883.00 20611.00 32175.00 37297.00
30636.00 45185.00 52900.00 62129.00 72920.00

28.97 38.47 41.23 23.91 25.00


28.67 38.30 41.11 23.59 23.10
104426402 117470264 128317737 259844795 291712744
HOME

General Information
Ticker DFHL
Company name Dewan Housing Finance Corporation Limited
Current Stock Price
Stock Price date

52 Week:

High
Low
GIC Housing Finance Limited

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Share application money pending allotment


(3) Non Current Liabilities (a)
(b)
(c)
(d)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)

TOTAL ASSETS
check asset = liabilties

Consolidated Income statement


Consolidated Income statement
INCOME Revenue from operations
Other Income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
Provission for Contingencies
TOTAL EXPENSES
PBT + Provisions + Exceptional Items Revenue - Expense
Provisions Provision for Standard assets
Provision for doubtful assets
PBT + Exceptional Items
Exceptional Items Prior Period adjustments
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
d

Sub-Heading YEAR -> 2011

eet
Share Capital 0.00
Reserve and Surplus 0.00
Money received against share warrants 0.00
Total Shareholder's Funds 0.00
0.00
Long Term Borrowings 0.00
Deffered tax liabilities 0.00
Long term provisions 0.00
Other LTL 0.00
Total NCL 0.00
Short Term borrowings 0.00
Other current liabilities 0.00
Short term provision 0.00
Trade Payable 0.00
Total CL 0.00
0.00

Fixed Assets
(i) Tangible Assets 0.00
(ii) Intangible Assets 0.00
(iii) Capital work in progress 0.00
(iv) Intangible Assets Under Development 0.00
Total Fixed Assets 0.00
Non Current Investments 0.00
Deffered Tax assets 0.00
Long term loans and advances 0.00
Other long term loans and advances 0.00
Other NCA 0.00
Total NCA 0.00
Cash and Cash Equivalents 0.00
Current Investments 0.00
Trade recievables 0.00
Short Term Loans and advances 0.00
Other Short Term Loans and advances 0.00
Other Current Assets 0.00
Total CA 0.00
0.00
-

ment
ment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GROSS PROFIT 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

53851066
(Rs in lakh)
2012 2013 2014 2015 2016

5388.00 5388.00 5388.00 5388.00 5388.00


44332.00 49685.00 55660.00 60649.00 67792.00
0.00 0.00 0.00 0.00 0.00
49720.00 55073.00 61048.00 66037.00 73180.00
0.00 0.00 0.00 0.00 0.00
283096.00 300202.00 363007.00 435905.00 551075.00
0.00 0.00 0.00 0.00 0.00
13678.00 16398.00 18891.00 20160.00 21814.00
0.00 0.00 0.00 0.00 0.00
296774.00 316600.00 381898.00 456065.00 572889.00
33589.00 39437.00 46802.00 64475.00 61856.00
45207.00 60439.00 57700.00 81368.00 89730.00
2887.00 3217.00 3849.00 3656.00 3816.00
157.00 367.00 515.00 466.00 667.00
81840.00 103460.00 108866.00 149965.00 156069.00
428334.00 475133.00 551812.00 672067.00 802138.00

431.00 467.00 426.00 262.00 216.00


3.00 174.00 95.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
212.00 0.00 0.00 0.00 0.00
646.00 641.00 521.00 262.00 216.00
1035.00 993.00 993.00 983.00 980.00
4252.00 5161.00 6040.00 3760.00 1144.00
1327.00 1410.00 1495.00 1723.00 1820.00
367889.00 432428.00 505804.00 629754.00 757017.00
0.00 0.00 1000.00 144.00 0.00
375149.00 440633.00 515853.00 636626.00 761177.00
32003.00 11355.00 8990.00 4157.00 5234.00
0.00 0.00 0.00 0.00 0.00
589.00 925.00 967.00 941.00 1213.00
198.00 124.00 477.00 303.00 306.00
19268.00 21487.00 25458.00 30040.00 34208.00
1127.00 609.00 67.00 0.00 0.00
53185.00 34500.00 35959.00 35441.00 40961.00
428334.00 475133.00 551812.00 672067.00 802138.00
- - - - -
43618.00 55220.00 62356.00 73091.00 87444.00
324.00 170.00 136.00 183.00 193.00
43942.00 55390.00 62492.00 73274.00 87637.00
1068.00 1283.00 1386.00 1956.00 2259.00
31125.00 37323.00 41925.00 50893.00 60065.00
83.00 209.00 205.00 351.00 82.00
1853.00 2578.00 3174.00 3476.00 4544.00
1927.00 2693.00 2476.00 1228.00 1576.00
36056.00 44086.00 49166.00 57904.00 68526.00
7886.00 11304.00 13326.00 15370.00 19111.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
7886.00 11304.00 13326.00 15370.00 19111.00
0.00 0.00 0.00 0.00 0.00
7886.00 11304.00 13326.00 15370.00 19111.00
2610.00 3710.00 4450.00 4860.00 6110.00
0.00 0.00 0.00 0.00 0.00
(628.00) (909.00) (879.00) 214.00 551.00
1982.00 2801.00 3571.00 5074.00 6661.00
5904.00 8503.00 9755.00 10296.00 12450.00

10.96 15.79 18.12 19.12 23.12


10.96 15.79 18.12 19.12 23.12
53851066 53851066 53851066 53851066 53851066
HOME

General Information
Ticker DFHL
Company name Dewan Housing Finance Corporation Limited
Current Stock Price
Stock Price date

52 Week:

High
Low
Housing Development Finance Corporation
Limited
Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Minority Interest


(3) Non Current Liabilities (a)
(b)
(c)
(d)
(e)

(4) Current Liabilities (a)


(b)

(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)
TOTAL ASSETS
DEFICIT IN REVENUE ACCOUNT

check asset = liabilties

Consolidated Income statement


INCOME Revenue from operations
Other Income
Profit on sale of Investments
Premium from Insurance business
Other operating income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
Establishment expenses
Provission for Contingencies
Claims against Insurance business
Commission and operating expenses
Other expenses related to Insurance Business
TOTAL EXPENSES
PBT + Provisions + Exceptional Items Revenue - Expense
Provisions Provision for Standard assets
Provision for doubtful assets
PBT + Exceptional Items
Exceptional Items Prior Period adjustments
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT
Share of profit of Minority Interest
Net share of Profit from associates
PAT attributable to corporation

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
poration

Sub-Heading YEAR ->

et
Share Capital
Reserve and Surplus
Money received against share warrants
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Policy Liabilities
Total NCL
Short Term borrowings
Other current liabilities (i) Policy Liabilities
(ii) Borrowings
(iii) Others
Short term provision
Trade Payable
Total CL

Fixed Assets
(i) Tangible Assets
(ii) Intangible Assets
(iii) Capital work in progress
(iv) Intangible Assets Under Development
Total Fixed Assets
Goodwill on Consolidation
Non Current Investments
Deffered Tax assets
Long term loans and advances
Other long term loans and advances
Other NCA
Total NCA
Cash and Cash Equivalents
Current Investments
Trade recievables
Short Term Loans and advances
Other Short Term Loans and advances
Other Current Assets
Total CA

DEFICIT IN REVENUE ACCOUNT

ment
(Rs in Crore) (Rs in Crore)
2011 2012 2013 2014 2015 2016

293.37 295.39 309.27 312.10 314.94 315.97


20896.75 23920.64 31581.29 37262.51 44756.69 50533.61
0.00 0.00 0.00 0.00 0.00 51.10
21190.12 24216.03 31890.56 37574.61 45071.63 50900.68
650.49 819.53 1071.47 1423.88 1820.08 2325.97
63480.04 77447.47 93618.53 91757.78 104545.72 118782.38
0.00 0.00 0.00 15.82 231.32 970.41
1552.43 1697.50 1557.14 1682.20 1998.04 2630.02
704.46 1266.12 2021.30 2288.20 2546.12 1777.85
26092.16 28101.94 35086.09 45003.25 54924.28 61215.25
91829.09 108513.03 132283.06 140747.25 164245.48 185375.91
21407.53 21132.87 18929.26 26012.51 34420.05 41948.83
0.00 3583.60 4238.40 4300.42 10531.68 10931.51
33168.71 43898.86 51114.90 72831.68 78390.95 88562.64
3509.40 4672.64 6856.91 7559.93 7864.17 9737.93
2402.57 3748.02 3224.61 4082.38 4196.29 4593.36
1266.84 1811.44 2169.27 2371.99 2984.85 3303.66
61755.05 78847.43 86533.35 117158.91 138387.99 159077.93
175424.75 212396.02 251778.44 296904.65 349525.18 397680.00

567.56 611.91 611.11 746.17 1203.17 1312.56


62.47 52.43 54.39 70.49 79.25 67.88
3.14 6.33 32.45 21.01 5.60 6.58
0.00 0.24 0.03 0.03 3.38 12.13
633.17 670.91 697.98 837.70 1291.40 1399.15
177.53 177.53 185.08 185.59 187.81 187.81
35975.71 43355.43 53616.24 65377.26 86887.59 95464.42
472.48 654.35 659.58 663.34 18.55 18.18
104316.55 129738.35 157407.24 183423.95 211531.09 245527.80
885.11 2735.85 2135.94 3084.79 3150.97 3234.78
783.12 1674.41 883.50 930.61 2799.52 789.28
143243.67 179006.83 215585.56 254503.24 305866.93 346621.42
6818.46 6481.36 7071.67 8588.11 4261.92 6381.05
5621.27 5283.42 5876.18 7536.95 6894.83 9256.32
397.37 632.63 216.02 376.79 457.79 466.80
15838.42 15196.03 18418.46 21324.43 26674.83 26557.81
2819.99 5253.45 3333.97 3259.49 3679.28 4242.84
516.18 482.17 1276.58 1315.65 1689.70 4154.25
32011.69 33329.06 36192.88 42401.42 43658.35 51059.07
175255.36 212335.89 251778.44 296904.66 349525.28 397680.00
169.39 60.13 0.00 0.00 0.00 0.00
175424.75 212396.02 251778.44 296904.66 349525.28 397680.00
- - - - - -

13610.22 18223.92 22032.46 25583.15 29075.78 31873.34


27.55 27.08 38.75 61.39 74.34 34.18
507.00 299.46 378.35 294.03 510.87 1616.53
9574.74 11155.57 12650.29 13539.59 16427.35 17876.25
2073.12 596.83 887.08 1336.40 2301.69 1856.81
25792.63 30302.86 35986.93 40814.56 48390.03 53257.11
375.99 445.47 528.13 597.24 699.14 788.14
7876.07 11551.92 14295.52 16607.89 18710.29 20295.60
48.92 50.64 54.20 46.85 46.63 120.52
223.89 273.32 429.97 465.07 584.13 878.79
77.66 90.38 125.54 143.14 136.95 134.88
66.15 87.30 148.59 110.42 188.04 732.90
3361.85 3797.72 4866.93 5969.83 9551.25 9486.04
0.00 2093.77 2278.56 1924.34 2112.45 2524.69
8517.95 5695.61 5792.21 6103.93 6244.53 6682.58
20548.48 24086.13 28519.65 31968.71 38273.41 41644.14
5244.15 6216.73 7467.28 8845.85 10116.62 11612.97
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
5244.15 6216.73 7467.28 8845.85 10116.62 11612.97
0.00 0.00 0.00 0.00 0.00 0.00
5244.15 6216.73 7467.28 8845.85 10116.62 11612.97
1553.92 1737.00 2007.28 2317.05 2883.62 3479.32
0.00 0.00 0.00 0.00 0.00 0.00
(14.60) (10.04) (5.25) 41.29 282.08 160.02
1539.32 1726.96 2002.03 2358.34 3165.70 3639.34
3704.83 4489.77 5465.25 6487.51 6950.92 7973.63
(84.85) (207.78) (341.80) (454.89) (482.72) (527.99)
908.43 1180.52 1516.27 1915.20 2294.52 2744.62
4528.41 5462.51 6639.72 7947.82 8762.72 10190.26

31.00 37.07 43.63 51.01 55.81 64.07


30.34 36.50 43.09 50.61 55.30 63.59
1435551110 1466886690 1476970010 1546347255 1560532605 1574697670
HOME

General Information
Ticker HUDCO
Company name Housing Urban Development Corporation
Current Stock Price
Stock Price date

52 Week:

High
Low
Housing Urban Development Corporation

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Minority Interest


(3) Non Current Liabilities (a)
(b)
(c)
(d)
(e)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)

TOTAL ASSETS
check asset = liabilties

Consolidated Income statement


INCOME Revenue from operations
Other Income
Profit on sale of Investments
Premium from Insurance business
Other operating income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
Provission for Contingencies
Provision on Loans
CSR
Additional Provisions on Loans
TOTAL EXPENSES
PBT + Extraordinary + Exceptional Items Revenue - Expense
Exceptional Items Exceptional Items
Prioro Period adjustments
PBT + Exceptional Items
Extraordinary Items Extraordinary Items
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT
Share of profit of Minority Interest
Net share of Profit from associates
PAT attributable to corporation

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
ration

Sub-Heading YEAR ->

Share Capital
Reserve and Surplus
Money received against share warrants
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Policy Liabilities
Total NCL
Short Term borrowings
Other current liabilities
Short term provision
Trade Payable
Total CL

Fixed Assets
(i) Tangible Assets
(ii) Intangible Assets
(iii) Capital work in progress
(iv) Intangible Assets Under Development
Total Fixed Assets
Goodwill on Consolidation
Non Current Investments
Deffered Tax assets
Long term loans and advances
Other long term loans and advances
Other NCA
Total NCA
Cash and Cash Equivalents
Current Investments
Trade recievables
Short Term Loans and advances
Other Short Term Loans and advances
Other Current Assets
Total CA
ent
(Rs in Crore)
2011 2012 2013 2014 2015 2016

2001.91 2001.91 2001.91 2001.91 2001.91 2001.91


3519.07 3986.99 4512.06 5121.43 5780.17 6443.81
0.00 0.00 0.00 0.00 0.00 0.00
5520.98 5988.90 6513.97 7123.34 7782.08 8445.72
0.00 0.00 0.00 0.00 0.78 0.78
9531.54 13713.59 13504.40 18868.21 18327.40 21354.39
281.85 350.37 416.39 495.05 506.89 485.67
163.40 211.83 219.23 227.68 258.93 290.94
119.71 51.74 104.15 112.59 73.18 32.27
0.00 0.00 0.00 0.00 0.00 0.00
10096.50 14327.53 14244.17 19703.53 19166.40 22163.27
100.00 0.00 48.54 20.00 1.01 1391.08
6861.00 6928.91 5894.90 3176.48 5978.33 3720.18
147.74 217.05 228.80 176.43 191.54 154.99
10.72 31.10 18.78 13.76 9.47 17.98
7119.46 7177.06 6191.02 3386.67 6180.35 5284.23
22736.94 27493.49 26949.16 30213.54 33129.61 35894.00

74.20 71.37 71.06 68.05 74.62 72.58


0.01 0.01 0.00 0.05 0.07 0.05
11.81 13.87 17.65 26.68 35.66 39.41
0.00 0.00 0.00 0.00 0.00 0.00
86.02 85.25 88.71 94.78 110.35 112.04
0.00 0.00 0.00 0.00 0.00 0.00
1223.98 813.98 683.98 753.88 353.68 366.53
0.00 0.00 0.00 0.00 0.00 0.00
16366.71 19111.64 21141.78 24033.96 27180.17 29567.38
0.00 0.00 0.00 0.00 0.00 0.00
6.40 0.00 0.00 0.00 0.00 0.00
17683.11 20010.87 21914.47 24882.62 27644.20 30045.95
716.20 2778.84 696.77 271.89 284.98 590.11
75.00 410.00 0.00 0.00 400.00 0.00
16.57 12.52 10.60 10.07 12.28 4.25
0.00 0.00 0.00 4178.62 3868.02 4242.02
0.00 0.00 0.00 0.00 0.00 0.00
4246.05 4281.25 4327.31 870.33 920.12 1011.66
5053.82 7482.61 5034.68 5330.91 5485.40 5848.04
22736.93 27493.48 26949.15 30213.53 33129.60 35894.00
- - - - - -

2263.46 2738.36 2866.35 2945.03 3346.56 3204.81


15.13 40.27 56.89 48.82 81.73 97.39
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2278.59 2778.63 2923.24 2993.85 3428.29 3302.20
114.45 110.52 122.30 104.84 161.54 140.46
1273.27 1629.08 1567.92 1701.71 1775.50 1907.52
11.42 4.60 4.96 4.32 5.28 4.51
29.40 50.64 50.68 47.32 38.41 43.44
1.43 0.00 0.00 1.33 2.52 4.44
27.80 37.18 133.00 167.85 100.52 400.52
0.00 0.00 0.00 10.51 3.23 4.73
0.00 6.71 2.39 (160.00) 170.00 (275.00)
1457.77 1838.73 1881.25 1877.88 2257.00 2230.62
820.82 939.90 1041.99 1115.97 1171.29 1071.58
0.00 0.00 0.00 0.00 0.00 (5.16)
(0.29) 0.00 0.00 21.62 (10.42) 0.64
821.11 939.90 1041.99 1094.35 1181.71 1076.10
0.00 0.00 0.00 0.00 0.00 0.00
821.11 939.90 1041.99 1094.35 1181.71 1076.10
223.79 250.00 295.50 290.00 391.50 314.00
44.49 68.52 66.01 (0.65) (0.26) 0.53
2.80 (8.88) (0.37) 78.66 12.07 (21.22)
271.08 309.64 361.14 368.01 403.31 293.31
550.03 630.26 680.85 726.34 778.40 782.79
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
550.03 630.26 680.85 726.34 778.40 782.79

274.75 314.87 349.95 362.83 3.89 3.91


274.75 314.87 349.95 362.83 3.89 3.91
20019000 20019000 20019000 20019000 20019000 20019000
HOME

General Information
Ticker ICICI
Company name ICICI Home Finance Company Limited
Current Stock Price
Stock Price date

52 Week:

High
Low
ICICI Home Finance Company Limited

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Minority Interest


(3) Non Current Liabilities (a)
(b)
(c)
(d)
(e)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)

TOTAL ASSETS
check asset = liabilties

Consolidated Income statement


INCOME Revenue from operations
Other Income
Profit on sale of Investments
Premium from Insurance business
Other operating income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
Provission for Contingencies
Provision on Loans
Less: Expenses recovered
TOTAL EXPENSES
PBT + Extraordinary + Exceptional Items Revenue - Expense
Exceptional Items Exceptional Items
Prioro Period adjustments
PBT + Exceptional Items
Extraordinary Items Extraordinary Items
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT
Share of profit of Minority Interest
Net share of Profit from associates
PAT attributable to corporation

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
mited

Sub-Heading YEAR ->

Share Capital
Reserve and Surplus
Money received against share warrants
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Policy Liabilities
Total NCL
Short Term borrowings
Other current liabilities
Short term provision
Trade Payable
Total CL

Fixed Assets
(i) Tangible Assets
(ii) Intangible Assets
(iii) Capital work in progress
(iv) Intangible Assets Under Development
Total Fixed Assets
Goodwill on Consolidation
Non Current Investments
Deffered Tax assets
Long term loans and advances
Other long term loans and advances
Other NCA
Total NCA
Cash and Cash Equivalents
Current Investments
Trade recievables
Short Term Loans and advances
Other Short Term Loans and advances
Other Current Assets
Total CA
ent
(Rs in Crore)
2011 2012 2013 2014 2015 2016 2017

0.00 0.00 10987.50 10987.50 10987.50 10987.50 10987.50


0.00 0.00 3658.30 4221.80 3929.10 4304.60 5084.20
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 14645.80 15209.30 14916.60 15292.10 16071.70
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 38686.70 39956.30 39707.30 49016.50 48171.30
0.00 0.00 0.00 0.00 262.80 389.50 511.70
0.00 0.00 1441.70 1471.10 1509.40 1388.70 1348.60
0.00 0.00 335.60 180.60 51.90 82.50 106.50
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 40464.00 41608.00 41531.40 50877.20 50138.10
0.00 0.00 1950.90 4645.00 7783.20 8272.60 9704.50
0.00 0.00 14526.90 10339.90 18299.30 19080.60 18170.60
0.00 0.00 256.20 536.10 268.60 131.10 101.70
0.00 0.00 181.10 237.10 192.20 230.40 87.40
0.00 0.00 16915.10 15758.10 26543.30 27714.70 28064.20
0.00 0.00 72024.90 72575.40 82991.30 93884.00 94274.00

0.00 0.00 599.90 589.70 583.50 575.40 798.90


0.00 0.00 6.00 3.00 2.40 4.40 1.10
0.00 0.00 1.10 12.80 11.00 1.70 0.10
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 607.00 605.50 596.90 581.50 800.10
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 2332.30 2108.00 1984.30 1799.80 809.70
0.00 0.00 472.90 511.10 0.00 0.00 0.00
0.00 0.00 59666.60 59687.20 68896.60 77236.20 81278.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 16.20 5.90 205.30 0.00 0.00
0.00 0.00 63095.00 62917.70 71683.10 79617.50 82887.80
0.00 0.00 1338.20 1943.70 2052.60 3077.70 1596.40
0.00 0.00 736.70 0.00 0.00 0.00 250.60
0.00 0.00 138.00 100.70 103.00 120.30 4.10
0.00 0.00 6090.60 7081.60 8562.10 10424.90 8903.40
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 626.40 531.70 590.50 643.60 631.70
0.00 0.00 8929.90 9657.70 11308.20 14266.50 11386.20
0.00 0.00 72024.90 72575.40 82991.30 93884.00 94274.00
- - - - - - -

0.00 0.00 9145.00 9230.30 9841.40 10665.30 10486.80


0.00 0.00 108.00 126.90 35.90 48.40 41.30
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 9253.00 9357.20 9877.30 10713.70 10528.10
0.00 0.00 310.40 347.50 387.60 426.00 351.10
0.00 0.00 5326.60 5288.30 5743.00 6607.50 6660.00
0.00 0.00 19.10 18.50 22.40 29.30 23.30
0.00 0.00 508.90 570.60 726.20 785.30 774.60
0.00 0.00 76.20 39.40 62.40 164.60 (37.10)
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 (16.90) (17.10) (21.10) (23.20) (26.50)
0.00 0.00 6224.30 6247.20 6920.50 7989.50 7745.40
0.00 0.00 3028.70 3110.00 2956.80 2724.20 2782.70
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 3028.70 3110.00 2956.80 2724.20 2782.70
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 3028.70 3110.00 2956.80 2724.20 2782.70
0.00 0.00 830.00 920.00 911.00 799.00 828.00
0.00 0.00 0.00 0.00 70.10 126.70 122.10
0.00 0.00 (3.50) (38.20) 0.00 0.00 0.00
0.00 0.00 826.50 881.80 981.10 925.70 950.10
0.00 0.00 2202.20 2228.20 1975.70 1798.50 1832.60
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 2202.20 2228.20 1975.70 1798.50 1832.60

0.00 0.00 2.00 2.03 1.80 1.64 1.67


0.00 0.00 2.00 2.03 1.80 1.64 1.67
1098750000 1098750000 1098750000 1098750000 1098750000
HOME

General Information
Ticker HUDCO
Company name Housing Urban Development Corporation
Current Stock Price
Stock Price date

52 Week:

High
Low
IDBI Homefinance Limited

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Minority Interest


(3) Non Current Liabilities (a)
(b)
(c)
(d)
(e)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(a)
(b)
(c)
(e)

(2) Current Assets (a)


(b)
(c)
(c)

TOTAL ASSETS
check asset = liabilties
Contingent Liabilities
Bills for Collection
Consolidated Income statement
INCOME Revenue from operations
Other Income
Profit on sale of Investments
Premium from Insurance business
Other operating income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Interest expended
D & A expenses
Operating expenses
Provission for Contingencies
Provision on Loans
CSR
Additional Provisions on Loans
TOTAL EXPENSES
PBT + Extraordinary + Exceptional Items Revenue - Expense
Exceptional Items Less: share of profit in associate
Less: Minority Interest
PBT + Exceptional Items
Profit brought forward Profit brought forward
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT
Share of profit of Minority Interest
Net share of Profit from associates
PAT attributable to corporation

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
Sub-Heading YEAR ->

Share Capital
Reserve and Surplus
ESOPs
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Policy Liabilities
Total NCL
Short Term borrowings
Other current liabilities
Short term provision
Trade Payable
Total CL

Fixed Assets
(i) Tangible Assets
(ii) Intangible Assets
(iii) Capital work in progress
(iv) Intangible Assets Under Development
Total Fixed Assets
Goodwill on Consolidation
Non Current Investments
Deffered Tax assets
Long term loans and advances
Other NCA
Total NCA
Cash and Cash Equivalents
Short Term Loans and advances
Trade recievables
Other Current Assets
Total CA
ent
(Rs in '000)
2011 2012 2013 2014 2015 2016

9845681.00 12783817.00 13327483.00 16039393.00 16039576.00 20588150.00


135844093.00 181119615.00 198685073.00 220277987.00 227707527.00 259996203.00
9858.00 8536.00 7689.00 4467.00 1851.00 0.00
145699632.00 193911968.00 212020245.00 236321847.00 243748954.00 280584353.00
0.00 298439.00 363923.00 436388.00 511963.00 614562.00
515696525.00 534776413.00 658088710.00 601462904.00 618324578.00 695739398.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
69736692.00 70329290.00 87289293.00 95550003.00 102628269.00 114757936.00
0.00 0.00 0.00 0.00 0.00 0.00
585433217.00 605105703.00 745378003.00 697012907.00 720952847.00 810497334.00
1804443182.00 2102441690.00 2268899794.00 2355728422.00 2595229528.00 2650873934.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
1804443182.00 2102441690.00 2268899794.00 2355728422.00 2595229528.00 2650873934.00
2535576031.00 2901757800.00 3226661965.00 3289499564.00 3560443292.00 3742570183.00

30598490.00 30428343.00 29455451.00 29995217.00 30799509.00 75219250.00


0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
30598490.00 30428343.00 29455451.00 29995217.00 30799509.00 75219250.00
0.00
680339020.00 828292763.00 984329088.00 1034190953.00 973469257.00 988124599.00
0.00 0.00 0.00 0.00 0.00 0.00
1570980664.00 1805722972.00 1963064479.00 1976860036.00 2083768665.00 2158934489.00
0.00 0.00 0.00 0.00 0.00 0.00
2281918174.00 2664444078.00 2976849018.00 3041046206.00 3088037431.00 3222278338.00
195637569.00 150943212.00 105486510.00 127146070.00 131568207.00 138273792.00
13532202.00 29577139.00 74111233.00 41342364.00 14858525.00 24606072.00
0.00 0.00 0.00 0.00 0.00 0.00
44488086.00 56793371.00 70215204.00 79964924.00 325979129.00 357411981.00
253657857.00 237313722.00 249812947.00 248453358.00 472405861.00 520291845.00
2535576031.00 2901757800.00 3226661965.00 3289499564.00 3560443292.00 3742570183.00
- - - - - -
1342426936.00 1489343461.00 1806835202.00 1882036998.00 2316492251.00 1983763630.00
40327681.00 52773347.00 71570503.00 83379521.00 144644959.00 145503509.00
186165213.00 233890596.00 250756613.00 266081386.00 281642724.00 280582001.00
22216683.00 21964995.00 33339630.00 31121080.00 41892304.00 35180546.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
208381896.00 255855591.00 284096243.00 297202466.00 323535028.00 315762547.00
0.00 0.00 0.00 0.00 0.00 0.00
142702321.00 188180672.00 196741056.00 205581503.00 223871456.00 219309773.00
0.00 0.00 0.00 0.00 0.00 0.00
24918718.00 27111855.00 32119700.00 33878048.00 41046389.00 42058259.00
25125759.00 20431894.00 36172545.00 46080949.00 49044621.00 90632283.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
192746798.00 235724421.00 265033301.00 285540500.00 313962466.00 352000315.00
15635098.00 20131170.00 19062942.00 11661966.00 9572562.00 (36237768.00)
0.00 0.00 44884.00 0.00 0.00 (502226.00)
0.00 106188.00 129010.00 144615.00 154574.00 172611.00
15635098.00 20024982.00 18889048.00 11517351.00 9417988.00 (35908153.00)
2437631.00 3063599.00 3254980.00 5477882.00 5648187.00 6416046.00
18072729.00 23088581.00 22144028.00 16995233.00 15066175.00 (29492107.00)
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
18072729.00 23088581.00 22144028.00 16995233.00 15066175.00 (29492107.00)
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
18072729.00 23088581.00 22144028.00 16995233.00 15066175.00 (29492107.00)

17.40 20.29 14.75 8.22 5.87 (21.33)


17.40 20.29 14.75 8.22 5.87 (21.33)
1278381662 1278381662 1332748347 1603939260 1603957605 2058815081
HOME

General Information
Ticker HUDCO
Company name Housing Urban Development Corporation
Current Stock Price
Stock Price date

52 Week:

High
Low
LIC Housing Finance Limited

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Minority Interest


(3) Non Current Liabilities (a)
(b)
(c)
(d)
(e)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)
(g)
TOTAL ASSETS
check asset = liabilties

Consolidated Income statement


INCOME Revenue from operations
Other Income
Profit on sale of Investments
Premium from Insurance business
Other operating income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Other expenses
Provission for Contingencies
Provision on Loans
CSR
Additional Provisions on Loans
TOTAL EXPENSES
PBT + Extraordinary + Exceptional Items Revenue - Expense
Exceptional Items Exceptional Items
Prioro Period adjustments
PBT + Exceptional Items
Extraordinary Items Extraordinary Items
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT
Share of profit of Minority Interest
Net share of Profit from associates
PAT attributable to corporation

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
Sub-Heading YEAR ->

Share Capital
Reserve and Surplus
Money received against share warrants
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Policy Liabilities
Total NCL
Short Term borrowings
Other current liabilities
Short term provision
Trade Payable
Total CL

Fixed Assets
(i) Tangible Assets
(ii) Intangible Assets
(iii) Capital work in progress
(iv) Intangible Assets Under Development
Total Fixed Assets
Goodwill on Consolidation
Non Current Investments
Deffered Tax assets
Long term loans and advances
Other long term loans and advances
Other NCA
Total NCA
Cash and Cash Equivalents
Current Investments
Inventories
Trade recievables
Short Term Loans and advances
Other Short Term Loans and advances
Other Current Assets
Total CA
ent
(Rs in Lakhs)
2011 2012 2013 2014 2015 2016

9499.63 10099.63 10099.63 10099.63 10099.63 10099.63


409664.93 560921.33 643237.34 748488.38 777906.35 911357.69
0.00 0.00 0.00 0.00 0.00 0.00
419164.56 571020.96 653336.97 758588.01 788005.98 921457.32
5.04 8.46 75.70 108.53 150.42 162.96
3721397.28 4611129.74 5626793.67 6771232.88 8051855.04 9065813.59
0.00 6.97 8.84 7.79 66901.03 81090.10
46796.73 62315.31 68771.86 70630.92 69699.03 80670.18
3406.19 3625.97 5511.48 14353.56 33153.25 87448.16
0.00 0.00 0.00 0.00 0.00 0.00
3771600.20 4677077.99 5701085.85 6856225.15 8221608.35 9315022.03
73177.96 175862.14 243724.47 373811.08 269800.96 544044.21
967092.60 1130273.74 1433722.97 1557703.43 1943275.02 2228097.53
24192.21 28705.07 30417.59 37063.61 37516.92 46247.75
1750.93 1500.65 2354.88 2692.49 2667.76 3694.25
1066213.70 1336341.60 1710219.91 1971270.61 2253260.66 2822083.74
5256983.50 6584449.01 8064718.43 9586192.30 11263025.41 13058726.00

3750.51 6797.40 6806.37 8202.97 8398.87 9734.27


763.14 542.42 492.66 412.48 597.41 485.05
347.10 68.15 24.54 24.54 24.54 24.54
0.00 0.00 0.00 0.00 0.00 0.00
4860.75 7407.97 7323.57 8639.99 9020.82 10243.86
20.52 20.52 20.52 20.52 20.52 20.52
17348.80 17171.55 18035.70 19216.25 22859.32 26366.75
16977.67 22082.51 24889.45 25657.29 0.32 7.17
12612.26 16048.06 17203.37 14625.07 12114.94 13608.03
4651152.16 5793153.19 7324810.55 8588195.31 10182457.57 11765194.67
351.84 364.47 160.96 1285.01 30.31 532.62
4703324.00 5856248.27 7392444.12 8657639.44 10226503.80 11815973.62
58653.55 164644.70 152345.65 307422.23 299291.05 398712.64
4.06 3.20 1462.35 192.17 1284.48 1671.32
0.00 11.77 24.89 0.00 0.00 0.00
4495.58 7391.94 6415.61 7180.97 7250.80 8765.69
2115.51 1090.10 1049.72 5281.44 3424.20 1771.99
457831.41 514862.00 456455.63 545893.59 653615.27 752125.22
30579.91 40196.94 54520.46 62582.46 71665.81 79705.57
553680.02 728200.65 672274.31 928552.86 1036531.61 1242752.43
5257004.02 6584448.92 8064718.43 9586192.30 11263035.41 13058726.00
rror - - - rror -

462842.48 614182.65 765960.18 921471.41 1069466.52 1241034.26


24623.64 10274.86 8676.54 15832.81 13421.95 9223.63
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
487466.12 624457.51 774636.72 937304.22 1082888.47 1250257.89
7501.34 8132.63 9815.67 11269.23 13908.70 16450.48
309770.89 459106.46 592459.44 717436.45 831021.61 930664.27
640.62 758.97 770.97 780.33 965.08 1001.42
14472.15 17341.00 21881.72 22279.66 24337.34 29989.64
26086.62 15605.10 7904.93 2152.95 725.08 14646.36
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
358471.62 500944.16 632832.73 753918.62 870957.81 992752.17
128994.50 123513.35 141803.99 183385.60 211930.66 257505.72
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
128994.50 123513.35 141803.99 183385.60 211930.66 257505.72
0.00 0.00 0.00 0.00 0.00 0.00
128994.50 123513.35 141803.99 183385.60 211930.66 257505.72
40140.58 36977.73 39209.19 52013.27 58980.54 76562.11
0.00 0.00 0.00 0.00 0.00 0.00
(8075.56) (5097.86) (2805.07) (768.99) 13198.16 14182.21
32065.02 31879.87 36404.12 51244.28 72178.70 90744.32
96929.48 91633.48 105399.87 132141.32 139751.96 166761.40
(1776.75) 334.85 (581.38) (288.08) (160.56) 37.49
35.29 17.09 (67.23) (32.83) (30.47) (29.29)
95188.02 91985.42 104751.26 131820.41 139560.93 166769.60

20.05 19.32 20.76 26.12 27.65 33.05


20.05 19.32 20.76 26.12 27.65 33.05
474663000 504663000 504663000 504663000 504663000 504663000
HOME

General Information
Ticker HUDCO
Company name Housing Urban Development Corporation
Current Stock Price
Stock Price date

52 Week:

High
Low
PNB Housing Finance Limited

Heading

Consolidated Balance sheet


EQUITY & LIABILITIES (1) Shareholder's Fund (a)
(b)
(c)

(2) Minority Interest


(3) Non Current Liabilities (a)
(b)
(c)
(d)
(e)

(4) Current Liabilities (a)


(b)
(c)
(d)

TOTAL

ASSETS (1) Non Current Assets (a)

(b)
(c)
(d)
(e)
(f)

(2) Current Assets (a)


(b)
(c)
(d)
(e)
(f)

TOTAL ASSETS
check asset = liabilties

Consolidated Income statement


INCOME Revenue from operations
Other Income
Profit on sale of Investments
Premium from Insurance business
Other operating income
TOTAL REVENUE
EXPENSES Employee benefit expenses
Finance costs
D & A expenses
Office Operating expenses
Other expenses
Provission for Contingencies
Bad Debt written off
Additional Provisions on Loans
TOTAL EXPENSES
PBT + Extraordinary + Exceptional Items Revenue - Expense
Exceptional Items Exceptional Items
Prioro Period adjustments
PBT + Exceptional Items
Extraordinary Items Extraordinary Items
PBT
Tax Expenses (1) Current Year
(2) Related to earlier years
(3) Deferred Year
TOTAL TAX
PAT
Share of profit of Minority Interest
Net share of Profit from associates
PAT attributable to corporation

Earnings per equity share (1) Basic (in Rs)


(face value Rs 10/-) (2) Diluted (in Rs)
No of shares
d

Sub-Heading YEAR ->

Share Capital
Reserve and Surplus
Money received against share warrants
Total Shareholder's Funds

Long Term Borrowings


Deffered tax liabilities
Long term provisions
Other LTL
Policy Liabilities
Total NCL
Short Term borrowings
Other current liabilities
Short term provision
Trade Payable
Total CL

Fixed Assets
(i) Tangible Assets
(ii) Intangible Assets
(iii) Capital work in progress
(iv) Intangible Assets Under Development
Total Fixed Assets
Goodwill on Consolidation
Non Current Investments
Deffered Tax assets
Long term loans and advances
Other long term loans and advances
Other NCA
Total NCA
Cash and Cash Equivalents
Current Investments
Trade recievables
Short Term Loans and advances
Other Short Term Loans and advances
Other Current Assets
Total CA
ent
(Rs in Crore)
2011 2012 2013 2014 2015 2016

3000.00 3000.00 5000.00 6569.22 10384.61 12692.30


30643.42 37396.58 57079.59 86895.13 147742.52 201897.73
0.00 0.00 0.00 0.00 0.00 0.00
33643.42 40396.58 62079.59 93464.35 158127.13 214590.03
0.00 0.00 0.00 0.00 0.00 0.00
249813.15 280235.03 532802.59 794718.06 1110513.89 1664621.52
0.00 0.00 0.00 0.00 795.32 3046.97
2832.62 1606.64 2830.81 4866.92 8157.57 16093.23
0.00 0.00 1487.65 13427.40 25876.46 10079.02
0.00 0.00 0.00 0.00 0.00 0.00
252645.77 281841.67 537121.05 813012.38 1145343.24 1693840.74
0.00 0.00 0.00 45207.86 344726.54 744840.96
71332.58 116976.97 169148.71 195611.84 244097.35 299186.95
9041.06 13750.09 17589.84 3559.24 5257.36 7111.82
431.56 316.09 642.09 2161.35 5774.58 7524.18
80805.20 131043.15 187380.64 246540.29 599855.83 1058663.91
367094.39 453281.40 786581.28 1153017.02 1903326.20 2967095.00

177.97 366.52 1256.88 2276.61 3829.93 4815.13


0.00 0.00 0.00 0.00 127.55 996.16
0.00 53.26 359.06 302.09 1810.32 405.23
0.00 0.00 0.00 0.00 0.00 0.00
177.97 419.78 1615.94 2578.70 5767.80 6216.52
0.00 0.00 0.00 0.00 0.00 0.00
4422.00 5359.98 7379.36 11873.73 21912.49 81396.21
1073.60 1231.35 1233.01 1468.01 0.00 0.00
289905.06 377370.86 538816.14 864064.79 1438217.24 2562356.12
0.00 0.00 0.00 0.00 0.00 0.00
22.80 80.33 2855.95 6818.43 12319.11 18800.78
295601.43 384462.30 551900.40 886803.66 1478216.64 2668769.63
6717.23 1142.77 18848.87 13842.25 29314.20 24853.59
26653.75 32468.91 71882.12 52673.60 136685.03 80831.24
0.00 0.00 0.00 0.00 0.00 0.00
35459.68 31548.60 138930.65 901.35 2019.73 1800.57
0.00 0.00 0.00 0.00 0.00 0.00
2662.35 3658.81 5019.24 198796.16 257090.60 190839.65
71493.01 68819.09 234680.88 266213.36 425109.56 298325.05
367094.44 453281.39 786581.28 1153017.02 1903326.20 2967095.00
- - - - - -

35804.91 45436.89 64243.18 111601.59 177672.61 269659.36


618.59 873.12 1900.81 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
36423.50 46310.01 66143.99 111601.59 177672.61 269659.36
902.08 1583.15 2597.39 4040.08 6706.26 7528.33
22964.71 31505.07 46227.25 80115.16 126484.30 186028.53
28.29 36.78 166.00 489.25 522.75 1503.94
0.00 0.00 0.00 2546.81 4480.71 5643.41
1376.21 2299.03 3302.14 3792.95 6090.44 10533.65
828.99 350.05 991.70 2244.41 3708.37 7857.57
522.26 277.42 255.02 798.69 102.29 255.15
49.61 0.00 0.00 0.00 0.00 0.00
26672.15 36051.50 53539.50 94027.35 148095.12 219350.58
9751.35 10258.51 12604.49 17574.24 29577.49 50308.78
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
9751.35 10258.51 12604.49 17574.24 29577.49 50308.78
0.00 0.00 0.00 0.00 0.00 0.00
9751.35 10258.51 12604.49 17574.24 29577.49 50308.78
3090.00 2896.00 3455.00 5000.00 8980.00 16598.00
4.77 0.00 0.00 65.00 0.00 135.25
(280.74) (157.75) (1.66) (235.01) 986.52 928.41
2814.03 2738.25 3453.34 4829.99 9966.52 17661.66
6937.32 7520.26 9151.15 12744.25 19610.97 32647.12
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
6937.32 7520.26 9151.15 12744.25 19610.97 32647.12

23.12 25.07 22.30 25.42 24.41 27.48


18.46 18.82 22.30 25.42 24.41 27.48
30000000 30000000 50000000 126923000 126923000 126923000
S.No Company name Ticker
1 Can Fin Homes Limited CFHL
2 Dewan Housing Finance Corporation Limited DFHL
3 GIC Housing Finance Limited GIC
4 Housing Development Finance Corporation Limited HDFC
5 Housing & Urban Development Corporation Limited HUDCO
6 ICICI Home Finance Company Limited ICICI
7 IDBI Homefinance Limited IHFL
8 LIC Housing Finance Limited LIC
9 PNB Housing Finance Limited PNB

GOOD
BAD

2011
2012
2013
2014
2015
2016
2017
NSE Symbol
CANFINHOME
DFHL
GICHSGFIN
HDFC
HUDCO
IHFCL25119A Not Listed
Not Listed
LICHSGFIN
PNBHOUSING

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