Mutual Fund Regulation
Mutual Fund Regulation
lwtf]kq ;DaGwL P]g, @)^# sf] bkmf !!^ n] lbPsf] clwsf/ k|of]u u/L g]kfn ;/sf/af6 :jLs[lt k|fKt
u/L g]kfn lwtf]kq af]8{n] b]xfosf lgodx? agfPsf] 5 .
kl/R5]b — !
k|f/lDes
!= ;+lIfKt gfd / k|f/DeM -!_ oL lgodx?sf] gfd æ;fd"lxs nufgL sf]if lgodfjnL, @)^&Æ /x]sf]
5.
-@_ of] lgodfjnL g]kfn lwtf]kq af]8{n] tf]s]sf] ldlt b]lv nfu" x'g]5 .
1
kl/R5]b – @
;fd"lxs nufgL sf]if btf{ / ;+rfng ;DaGwL Joj:yf
#= ;fd"lxs nufgL sf]if :yfkgf ug{ ;Sg]M -!_ s'g} Ps jf Ps eGbf a9L ;+ul7t ;+:yfn]
;fd"lxs nufgL sf]if :yfkgf ug{ ;Sg]5 .
-@_ ;fd"lxs nufgL sf]if :yfkgf ug{ rfxg] ;+ul7t ;+:yfsf] of]Uotf b]xfo adf]lhd
x'g]5,–
-s_ k|rlnt sfg"g adf]lhd ljQLo sf/f]af/ ug]{ ;+ul7t ;+:yfsf] ?kdf :yfkgf
ePsf],
-v_ sDtLdf Ps c/a ?k}ofF a/fa/sf] r'Qmf k"FhL ePsf],
-u_ cfˆgf] p2]Zo cg';f/sf] Joj;fo ;+rfng u/]sf] kfFr jif{ k'/f ePsf],
-3_ kl5Nnf] tLg jif{ b]lv nuftf/ d'gfkmfdf /x]sf],
-ª_ r'Qmf k"FhL eGbf g]6jy{ sd gePsf],
:ki6Ls/0fM o; v08sf] k|of]hgsf] nflu æg]6jy{Æ eGgfn] ;DalGwt ;+ul7t
;+:yfsf] z]o/sf] r'Qmf k"FhL tyf hu]8f sf]ifx? -;DkQLsf] k'g{d"NofÍg af6
>[lht sf]if jfx]s_ hf]8L ;f]df ;~rLt gf]S;fgLsf] s'n /sd / ckn]vg
gu/LPsf] :yug -l8km8{_ tyf ljljw vr{x? s6fpFbf afFsL x'g cfpg] d"NonfO{
;Demg' k5{ .
-r_ ;+ul7t ;+:yf, o;sf ;+rfns jf sfo{sf/L k|dv ' n] s'g} k|sf/sf] 7uL,
hfn;fhL jf g}lts ktg b]lvg] s'g} s;"/df ;hfoF gkfPsf],
-5_ shf{ ;"rgf s]Gb| jf s'g} lgodg lgsfosf] sfnf] ;"lrdf g/x]sf],
-h_ af]8{n] ;do ;dodf tf]lslbP adf]lhdsf] cGo of]Uotf k"/f u/]sf] .
-#_ pklgod -@_ df h'g;'s} s'/f n]lvPsf] ePtfklg ;fd"lxs nufgL sf]if ;+rfng ug]{
p2]Zon] s'g} P]g adf]lhd :yflkt ;+ul7t ;+:yfnfO{ pklgod -@_ df pNn]lvt of]Uotf ;DaGwL
Joa:yf nfu" x'g] 5}g\ .
-$_ o; lgoddf cGoq h'g;'s} s'/f n]lvPsf] ePtfklg Ps eGbf a9L ;+ul7t ;+:yfn]
;+o'Qm ?kdf ;fd"lxs nufgL sf]if :yfkgf ubf{ af]8{n] cfjZos cGo of]Uotfx? tf]Sg ;Sg]5 .
$= ;fd"lxs nufgL sf]if btf{ ug'{ kg]{M -!_ lgod # adf]lhd ;fd"lxs nufgL sf]if :yfkgf ug{ rfxg]
;+ul7t ;+:yfn] b]xfosf] sfuhft / ljj/0f ;+nUg u/L cg';'rL-! adf]lhdsf] 9fFrfdf af]8{;dIf
;f]sf nflu lgj]bg lbg'kg]{5,–
-s_ ;+ul7t ;+:yf btf{ k|df0fkqsf] k|dfl0ft k|ltlnlk,
-v_ ;+ul7t ;+:yfsf] k|aGwkq tyf lgodfjnLsf] k|dfl0ft k|ltlnlk,
-u_ s'g} P]gåf/f :yfkgf ePsf] ;+ul7t ;+:yfsf] xsdf ;f] P]g / ;f] P]g cGt{ut
ag]sf] lgod tyf ljlgodsf] k|ltlnlk,
-3_ :yfkgf ul/g] ;fd"lxs nufgL sf]ifsf] gfd,
-ª_ ;fd"lxs nufgL sf]if :yfkgf ug{sf nflu ;f] ;+:yfsf] ;+rfns ;ldltaf6
ePsf] lg0f{osf] k|dfl0ft k|ltlnkL,
-r_ ;+:yfsf] sfo{sf/L k|d'v tyf ;+rfns ;ldltsf kbflwsf/Lsf] cg';'rL–@
adf]lhdsf] ljj/0f,
2
-5_ ;+:yfsf] k|dfl0ft ljlQo tyf cfly{s ljj/0f / sf]ifsf] nflu cfjZos kg]{
/sd 5'§\ofOPsf] k|df0f,
-h_ ;fd"lxs nufgL sf]if :yfkgf tyf ;+rfng ;DaGwL ;DefJotf cWoog
k|ltj]bg,
-em_ ;+ul7t ;+:yfsf] kl5Nnf] kfFr aif{sf] n]vfkl/If0f tyf ljQLo ljj/0f;lxtsf]
jflif{s k|ltj]bg,
-`_ af]8{n] tf]lslbPsf cGo s'/fx? .
-@_ pklgod -!_ adf]lhd lgj]bg lbg] lgj]bsn] cg';"rL–# adf]lhdsf] lgj]bg b:t'/
lgj]bg ;fy ;+nUg ug{'kg]{5 .
-#_ af]]8{n] cfjZos b]v]df pklgod -!_ adf]lhd lgj]bg lbg] lgj]bsaf6 yk ljj/0f jf
sfuhft dfu ug{ jf lgj]bsnfO{ s'g} s'/f :ki6 ug{ nufpg ;Sg]5 .
-$_ pklgod -!_ adf]lhd k|fKt lgj]bg pk/ hfFra'em ubf{ lgj]bsn] ;fd"lxs nufgL
sf]if ;+rfng ug{ ;Sg] b]lvPdf af]8{n] ;fd"lxs nufgL sf]if btf{ u/L cg';"rL–$ adf]lhdsf]
9fFrfdf btf{ k|df0fkq k|bfg ug]{5 .
-%_ pklgod -$_ adf]lhd k|df0fkq lbg' cl3 af]8{n] lgj]bsaf6 cg';"rL–# adf]lhdsf]
sf]if btf{ b:t'/ lng' kg]{5 .
-^_ pklgod -$_ adf]lhd k|df0fkq lb+bf af]8{n] ;fd"lxs nufgL sf]if ;~rfngsf
;DaGWfdf lgj]bsn] kfngf ug'{kg]{ zt{ tf]Sg ;Sg]5 .
%= sf]if btf{ ug{ c:jLsf/ ug{ ;lsg]M -!_ b]xfosf] cj:yfdf af]8{n] ;fd"lxs nufgL sf]if btf{ ug{
c:jLsf/ ug{ ;Sg]5 M–
-s_ lgod # adf]lhdsf] of]Uotf k"/f gePdf,
-v_ lgod $ adf]lhdsf sfuhft / ljj/0f k"/f gePdf, jf
-u_ lwtf]kq ahf/sf] cj:yf, ;DefJotf / nufgLstf{sf] lxt ;+/If0fsf]
b[li6sf]0fn] ;fd"lxs nufgL sf]if ;+rfng x'g ;Sg] cj:yf gePdf .
-@_ pklgod -!_ adf]lhd btf{ c:jLsf/ ubf{ ;f] sf] sf/0f / cfwf/ :ki6 ?kdf
v'nfpg' kg]{5 .
^= sf]if ;'kl/j]Ifs lgo'Qm ug'{ kg]{M -!_ lgod $ adf]lhd btf{ ePsf] ;fd"lxs nufgL sf]if
;+rfngdf Nofpg' cl3 sf]if k|a4{sn] sf]ifsf] ;"kl/j]If0f tyf ;xefuLsf] lxt ;+/If0f ug]{
sfo{sf] nflu lgod & adf]lhdsf] of]Uotf k'u]sf km/s km/s If]qsf sDtLdf kfFrhgf
JolQmx?nfO{ sf]if ;'kl/j]Ifssf] ?kdf lgo'Qm ug'{ kg]{5 .
-@_ pklgod -!_ adf]lhdsf] sf]if ;'kl/j]Ifs lgo'Qm ug{' cl3 sf]if k|j{4sn] af]8{sf]
:jLs[lt lng' kg]{5 .
-#_ pklgod -@_ adf]lhdsf] :jLs[lt k|fKt ug{sf] nflu sf]if k|j{4sn] cg';'rL – %
adf]lhdsf] 9fFrfdf sf]if ;'kl/j]Ifssf] ljj/0f tof/ u/L af]8{ ;dIf lgj]bg lbg' kg]{5 .
-$_ sf]if ;'kl/j]Ifs x'g] sDtLdf b'O{ ltxfO{ JolQmx? sf]if k|j4{s tyf of]hgf
Joj:yfks ;Fu s'g} k|sf/sf] k|ToIf jf ck|ToIf ljQLo jf c? :jfy{ gePsf :jtGq JolQmx?
x'g' kg]{5 .
-%_ pklgod -#_ adf]lhd lgj]bg lbFbf sf]if k|a4{sn] sf]if ;'k/Lj]Ifs x'g] JolQm ;+u
sf]if ;'kl/j]If0f ;DaGwdf u/]sf] ;Demf}tf ;d]t k]z ug'{kg]5
{ .
3
-^_ pklgod -%_ adf]lhdsf] ;Demf}tfdf sf]if k|a4{s tyf sf]if ;'kl/j]Ifssf] sfd,
st{Jo / clwsf/ pNn]v ePsf] x'g'kg]{5 .
-&_ pklgod -#_ adf]lhd k|fKt lgj]bg hfFra'em ubf{ To:tf JolQmx? ;'k/Lj]Ifs x'g
of]Uo b]lvPdf lghx?nfO{ ;'kl/j]Ifs lgo'Qm ug{ af]8{n] sf]if k|a4{snfO{ :jLs[lt lbg ;Sg]5 .
-*_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtf klg af]8{n] s'g} ;+ul7t
;+:yfnfO{ sf]if ;'kl/j]Ifssf] ?kdf sfd ug]{ u/L :jLs[lt lbg ;Sg]5 .
-(_ o; lgod adf]lhd lgo'Qm ePsf ;'kl/j]Ifsn] ;xeflusf] lxt ;+/If0f ug{sf] nflu
:jtGq ?kdf sfd ug'{ kg]{5 .
-!)_ s'g} sf]if ;'kl/j]Ifssf] sfd sf/jfxL ;Gtf]ifhgs gb]lvPdf To:tf] sf]if
;'kl/j]Ifs x6fO{ csf]{ sf]if ;'kl/j]Ifs lgo'Qm ug{ af]8{n] sf]if k|j4{snfO{ cfb]z lbg ;Sg]5 .
-!!_ sf]if ;'kl/j]Ifsn] ug]{ sfdsf] sfo{ljlw tyf sf]if ;'kl/j]Ifssf] sfo{ ljefhg sf]if
;'kl/j]Ifs cfkm}n] lgwf{/0f u/] adf]lhd x'g]5 .
&= sf]if ;'kl/j]Ifssf] of]UotfM sf]if ;'kl/j]Ifssf] of]Uotf b]xfo adf]lhd x'g]5M–
-s_ dfGotf k|fKt ljZj ljBfnoaf6 cy{zf:q, jfl0fHo zf:q, ljQ, n]vf,
Joj:yfkg jf jfl0fHo sfg"g laifodf sDtLdf :gftsf]Q/ jf rf6{8{
PsfpG6]G;L jf ;f] ;/xsf] pkflw xfl;n u/L cy{, pBf]u, jfl0fHo, n]vf,
ljQ, sfg"g, Joj:yfkg jf lwtf]kq ahf/ ;DaGwL ljifodf sDtLdf *bz
aif{ sfd u/]sf] cg'ej ePsf],
-v_ g}lts ktg b]lvg] kmf}Hbf/L cleof]udf cbfntaf6 s;'/bf/ g7x/LPsf],
-u_ lwtf]kq ;DaGwL k|rlnt sfg"g adf]lhdsf] cleof]udf s;'/bf/ g7x/LPsf],
-3_ shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf g/x]sf],
-ª_ af]8{, lwtf]kq ahf/, lwtf]kq Joj;foL, ;"lrs[t ;++ul7t ;+:yf jf sf]if
Joj:yfks sDkgLsf] s'g} kbaf6 cjsfz kfPsf] Ps jif{ gk'us ] f],
# t/ sf]if Joj:yfks ;+:yfsf] jf sf]if ;'kl/j]Ifssf] s'g} kbaf6
cjsfz ePsf] eP Ps aif{ k"/f ePsf] x'g' kg]{5 .
-r_ cGo ;fd"lxs nufgL sf]ifdf sf]if ;'kl/j]Ifssf] ?kdf axfn g/x]sf] .
*= of]hgf Joj:yfks lgo'Qm ug'{kg]{M *-!_ sf]if k|a4{sn] sf]if ;'kl/j]Ifssf] ;xdlt lnO{
of]hgf Joj:yfks lgo'Qm ug'{ kg]{5 / ;f]sf] hfgsf/L af]8{nfO{ lbg'kg]{5 .
-@_ pklgod -!_ adf]lhd of]hgf Joj:yfks lgo'Qm ubf{ ;fd"lxs nufgL sf]ifsf]
Joj:yfkg tyf nufgLsf] nflu af]8{af6 of]hgf Joj:yfkgsf] sfo{ ug{ cg'dltkq k|fKt ;+ul7t
;+:yfnfO{ lgo'Qm ug'{ kg]{5 .
4
-#_ pklgod -!_ adf]lhd of]hgf Joj:yfks lgo'Qm ubf{ sf]if k|j{4s / of]hgf
Joj:yfks jLr ;Demf}tf ePsf] x'g' kg]{5 .
-$_ pklgod -@_ adf]lhdsf] ;Demf}tfsf] Ps k|lt To;/L ;Demf}tf ePsf] tL; lbg leq
sf]if k|a4{sn] jf]8{df k]z ug'{ kg]{5 .
-%_ of]hgf Joj:yfksn] sf]if Joj:yfkg afx]s cGo s'g} sfd ug{ kfpg] 5}g .
t/, ljQLo :jfy{ gaflemg] u/L cGo k|sf/sf] lwtf]kq Joj;fo ug{ lbg pko'Qm
b]lvPdf af]8{n] cfjZos zt{ tf]sL cg'dlt k|bfg ug{ ;Sg]5 .
-^_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtfklg s'g} ;fd"lxs nufgL
sf]ifsf] k|a4{s ePsf] ;+ul7t ;+:yfn] dr]G{ 6 a}+lsË Joj;fo ug{ ;xfos sDkgL v8f u/]sf]
/x]5 / To:tf] sDkgLnfO{ af]8{sf] :jLs[lt lnO{ cfk"m k|a4{s ePsf] ;fd"lxs nufgL sf]ifsf]
of]hgf Joj:yfkssf] ?kdf lgo'Qm ug{ rfx]df To:tf] sDkgLnfO{ of]hgf Joj:yfks lgo'Qm ug{
;Sg]5 .
(= l8kf]lh6/L lgo'Qm ug{' kg]{M -!_ of]hgf Joj:yfksn] ;fd"lxs nufgL sf]ifsf] l8kf]lh6/L
sfo{sf] nflu sf]if ;'kl/j]Ifssf] :jLs[lt lnO{ jf]8{af6 l8kf]lh6/Lsf] sfo{ ug{ cg'dtL kq k|fKt
;+ul7t ;+:yfnfO{ l8kf]lh6/L lgo'Qm ug{' kg]{5 .
-@_ pklgod -!_ adf]lhd l8kf]lh6/L lgo'Qm ubf{ of]hgf Joj:yfks / l8kf]lh6/L ljr
;Demf}tf x''g' kg]{5 .
-#_ pklgod -@_ adf]lhdsf] ;Demf}tfsf] k|lt ;Demf}tf u/]sf] tL; lbg leq of]hgf
Joj:yfksn] jf]8{df k]z ug'{ kg]{5 .
-$_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtf klg af]8{sf] :jLs[tL lnO{
of]hgf Joj:yfks cfkm}n] klg l8kf]lh6/Lsf] sfo{ ug{ ;Sg]5 .
!)= :jfy{ af‰g gx'g]M -!_ sf]if k|a{4s tyf l8kf]lh6/L / of]hgf Joj:yfks / l8kf]lh6/L ljr s'g}
:jfy{ aflemPsf] x'g' x'b}g .
t/, of]hgf Joj:yfks cfkm}n] l8kf]lh6/Lsf] sfo{ ug]{ ePdf of] Joj:yf nfu' x'g] 5}g .
-@_ pklgod -!_ adf]lhd :jfy{ aflemPsf] kfOPdf jf]8{n] sf]if k|a{4s, of]hgf
Joj:yfks jf l8kf]lh6/LnfO{ To:tf] x'g glbg] Joj:yf ug{ cfb]z lbg ;Sg]5 .
!!= btf{ /2 ug{ ;Sg]M b]xfosf] cj:yfdf af]8{n] ;fd"lxs nufgL sf]ifsf] btf{ /2 ug{ ;Sg]5M–
-s_ ;fd"lxs nufgL sf]ifn] To:tf] sf]if btf{ ePsf] ldltn] Ps jif{;Dd s'g} klg
of]hgf ;+rfngdf gNofPdf,
-v_ sf]if k|a4{sn] sf]if vf/]h ug]{ lgj]bg lbPdf,
-u_ sf]if k|j{4s vf/]h x'g] ePdf .
!@= ;+rfngdf /x]sf] sf]if ;DaGwL Joj:yfM of] lgodfjnL k|f/De x'Fbfsf avt k|rlnt sfg"g
adf]lhd cg'dtL k|fKt u/L ;+rfngdf /x]sf] ;fd"lxs nufgL sf]if, To:tf] sf]ifsf] ;dofjlw
;dfKt geP ;Dd ;+rfng ug{ ;lsg]5 .
t/ To:tf] sf]if;+u ;DaGwLt kIfx?n] gofF ;fd"lxs nufgL sf]if ;+rfng ug]{ ePdf jf
;+rfng u/L /x]sf] ;fd"lxs nufgL sf]if cGtu{t gofF of]hgf ;+rfng ug]{ ePdf o;
lgodfjnLsf] Joj:yf adf]lhd sf]if btf{ ug'{ kg]{5 .
5
kl/R5]b – #
cg'dltkq ;DaGwL Joj:yf
!#= cg'dltkqsf] nflu lgj]bg lbg' kg]{M -!_ of]hgf Joj:yfks jf l8kf]lh6/Lsf] sfo{ ug{ rfxg]
lgod !$ adf]lhd of]Uotf k'u]sf ;+ul7t ;+:yfn] af]8{af6 cg'dltkq lng' kg]{5 .
-@_ pklgod -!_ adf]lhd cg'dltkq lngsf] nflu b]xfosf] ljj/0f tyf sfuhft
;+nUg u/L cg';'rL–^ adf]lhdsf] 9fFrfdf af]8{ ;dIf lgj]bg lbg'kg]{5M–
-s_ lgj]bs ;+:yfsf] ;DaGwdf cg';"rL- & adf]lhdsf] ljj/0f tyf sfuhft,
-v_ sf]if k|a4{s afx]s cGo s'g} sDkgL jf ;+ul7t ;+:yf lgj]bs ;+:yfsf]
;+:yfks ePdf To:tf] sDkgL jf ;+ul7t ;+:yfsf] cg';"rL–* adf]lhdsf]
ljj/0f tyf sfuhft,
-u_ ;+ul7t ;+:yfsf] ;+rfns tyf sfo{sf/L k|d'vsf]] ;DaGwdf cg';"rL-@
adf]lhdsf] ljj/0f,
-3_ of]hgf Joj:yfkssf] xsdf P]gsf] bkmf ^$ adf]lhdsf] k|ltlglw / To:tf]
k|ltlglwsf] cg';"lr–@ adf]lhdsf] ljj/0f .
!$= of]hgf Joj:yfkssf] of]UotfM -!_ of]hgf Joj:yfkssf] sfo{ ug{ rfxg] ;+ul7t ;+:yfsf]
of]Uotf b]xfo adf]lhd x'g'kg]{5 M–
-s_ of]hgf Joj:yfkssf] ?kdf sfd ug{ ;Sg] u/L k|rlnt sfg"g adf]lhd
;+:yfkgf ePsf],
-v_ k|aGwkq tyf lgodfjnLdf of]hgf Joj:yfkssf] sfo{ ug]{ p2]Zo /x]sf],
-u_ r'Qmf k"FhL sDtLdf bz s/f]8 ?k}ofF ePsf],
-3_ r'Qmf k"FhLsf] sDtLdf krxQ/ k|ltzt g]6jy{ ePsf],
-ª_ ;DalGwt sf]if k|j{4ssf] sDtLdf PsfpGg k|ltzt z]o/ :jfldTj /x]sf],
-r_ ;+ul7t ;+:yf tyf ;f]sf ;+rfns jf sfo{sf/L k|d'vn] s'g} k|sf/sf] 7uL jf
hfn;fhL ck/fwdf ;hfoF gkfPsf],
-5_ ;+ul7t ;+:yfsf ;+rfns jf sfo{sf/L k|d'vn] g}lts ktg b]lvg] s'g}
ck/fwdf ;hfoF gkfPsf],
-h_ lwtf]kqsf] ;fj{hlgs lgisfzg u/L ;j{;fwf/0faf6 k"FhL ;Íng u/]sf ;+ul7t
;+:yfx? dWo] lwtf]kqsf] sf/f]jf/sf nflu cfjZos Joj:yf gu/]sf, af]8{sf]
;Dks{df gcfPsf -Eoflgl;Ë sDkgL_, ;"lrs/0f vf/]hLsf] sf/jfxLdf k/]sf jf
af]8{nfO{ ;+ul7t ;+:yfsf] ;+rfng ;DaGwdf k|rlnt sfg"g adf]lhd lbg'kg]{
;"rgf, hfgsf/L jf ljj/0f glbO{ a;]sf egL af]8{n] ;"lrs[t u/]sf ;+ul7t
;+:yf jf To:tf] ;+ul7t ;+:yfsf] sfo{sf/L k|d'v jf ;+rfnssf] ;+nUgtf
g/x]sf],
-em_ ;+rfns jf sfo{sf/L k|d'v shf{ ;"rgf s]Gb| jf s'g} lgofds lgsfosf] sfnf]
;"rLdf g/x]sf] .
6
-@_ of]hgf Joj:yfkssf] ;+rfns tyf sfo{sf/L k|d'vsf] of]Uotf b]xfo adf]lhd x'g'
kg]{5 M–
*-s_ sfo{sf/L k|d'v tyf :jtGq ;+rfnssf] xsdf cy{zf:q, jfl0fHo zf:q, ljQ,
n]vf, Joj:yfkg jf jfl0fHo sfg"g laifodf dfGotf k|fKt lzIf0f ;+:yfaf6
sDtLdf :gftsf]Q/ jf rf6{8{ PsfpG6]G;L jf ;f] ;/xsf] pkflw xfl;n u/L
pBf]u, afl0fHo, lwtf]kq ahf/ jf lalQo If]qdf n]vf jf ljQ jf jfl0fHo
sfg"g jf Joj:yfkg ;DaGwL sfo{df sDtLdf ;ft aif{ sfo{ cg'ej ePsf] /
cGo ;+rfnssf] xsdf cy{zf:q, jfl0fHo zf:q, ljQ, n]vf, Joj:yfkg jf
jfl0fHo sfg"g laifodf dfGotf k|fKt lzIf0f ;+:yfaf6 sDtLdf :gfts jf ;f]
;/xsf] pkflw xfl;n u/L pBf]u, afl0fHo, lwtf]kq ahf/ jf lalQo If]qdf
n]vf jf ljQ jf jfl0fHo sfg"g jf Joj:yfkg ;DaGwL sfo{df slDtdf ;ft
jif{sf] sfo{ cg'ej ePsf] .
-v_ g}lts ktg b]lvg] kmf}Hbf/L cleof]udf cbfntaf6 s;'/bf/ g7x/LPsf],
-u_ cfkm" jf cfkm" ;+rfns /x]sf] sDkgL jf ;+ul7t ;+:yf ;fx"sf] C0f ltg{ g;sL
bfdf;fxLdf k/]sf] eP bfdf;fxLdf k/]sf] kfFr jif{ k"/f eO;s]sf],
-3_ shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf g/x]sf],
-ª_ lwtf]kq lgisfzg dfkm{t ;j{;fwf/0faf6 k'FhL ;+sng u/L lwtf]kq sf/f]af/sf
nflu cfjZos Joj:yf gu/]sf jf ;"lrs/0f vf/]hLsf] sf/jfxLdf k/]sf
;+ul7t ;+:yfdf ;+rfns jf sfo{sf/L k|d'vsf] ?kdf g/x]sf],
-r_ lwtf]kq ;DaGwL sfg"g ljk/Lt sfo{ u/]sf] sf/0f lwtf]kq ahf/ jf lwtf]kq
Joj;foLsf] cg'dltkq vf/]h ePsf] sDkgL jf ;+ul7t ;+:yfsf] ;+rfns jf
sfo{sf/L k|d'v /x]sf] eP To;/L vf/]h ePsf] bz jif{ k'/f eO;s]sf],
-5_ af]8{, lwtf]kq ahf/ jf cGo lwtf]kq Joj;foL jf ;"lrs[t ;+ul7t ;+:yf sf]
s'g} nfesf] kbdf g/x]sf],
#t/ sf]if k|a4{s ;"lrs[t ;+:yfsf] xsdf pQm Joj:yf nfu" x'g] 5}g .
-#_ of]hgf Joj:yfkssf] sDtLdf Ps ltxfO{ ;+rfns :jtGq ;+rfns ePsf] x'g' kg]{5 .
-$_ pklgod *-#_ adf]lhdsf] :jtGq ;+rfnssf] of]Uotf b]xfo adf]lhdsf] x'g]5M–
-s_ pklgod *-@_ adf]lhdsf] of]Uotf k'/f ePsf],
-v_ sf]if k|j4{s tyf l8kf]lh6/Ldf k|ToIf jf ck|ToIf ;+nUgtf jf ljQLo :jfy{
g/x]sf] .
#-%_ u}/ cfjf;Lo g]kfnLx?sf] nufgL /x]sf] s'g} sDkgLn] of]hgf Joj:yfkssf] a9Ldf
$( k|ltzt z]o/ :jfldTj u|x0f ug{ ;Sg]5 .
7
!%= l8kf]lh6/Lsf] of]UotfM l8kf]lh6/Lsf] ?kdf sfo{ ug{ rfxg] ;+ul7t ;+:yfsf] of]Uotf b]xfo
adf]lhd x'g]5M–
-s_ r'Qmf k"FhL sDtLdf bz s/f]8 ?k}ofF ePsf],
-v_ k|aGwkq tyf lgodfjnLdf l8kf]lh6/Lsf] sfo{ ug]{ p2]Zo ePsf],
-u_ ;+ul7t ;+:yf tyf ;f]sf ;+rfns jf sfo{sf/L k|d'vn] s'g} k|sf/sf] 7uL jf
hfn;fhL ck/fwdf ;hfoF gkfPsf],
-3_ ;+ul7t ;+:yfsf ;+rfns jf sfo{sf/L k|d'vn] g}lts ktg b]lvg] s'g}
ck/fwdf ;hfoF gkfPsf],
-ª_ lwtf]kqsf] ;fj{hlgs lgisfzg u/L ;j{;fwf/0faf6 k"FhL ;Íng u/]sf ;+ul7t
;+:yfx? dWo] lwtf]kqsf] sf/f]jf/sf nflu cfjZos Joj:yf gu/]sf, af]8{sf]
;Dks{df gcfPsf -Eoflgl;Ë_, ;"lrs/0f vf/]hLsf] sf/jfxLdf k/]sf jf
af]8{nfO{ ;+ul7t ;+:yfsf] ;+rfng ;DaGwdf k|rlnt sfg"g adf]lhd lbg'kg]{
;"rgf, hfgsf/L jf ljj/0f glbO{ a;]sf egL af]8{n] ;"lrs[t u/]sf ;+ul7t
;+:yf jf To:tf] ;+ul7t ;+:yfsf] sfo{sf/L k|d'v jf ;+rfnssf] ;+nUgtf
g/x]sf],
-r_ shf{ ;"rgf s]Gb| jf s'g} lgodg lgsfosf] sfnf] ;"lrdf g/x]sf] .
!^= cg'dltkq lbg]M -!_ lgod !# sf] pklgod -@_ adf]lhd lgj]bg k|fKt ePdf af]8{n] To:tf]
lgj]bgsf ;DaGwdf hfFra'em ug]{5 .
-@_ pklgod -!_ adf]lhdsf] lgj]bgsf ;DaGwdf s'g} ljj/0f tyf sfuhft dfu ug'{kg]{
b]lvPdf af]]8{n] lgj]bsaf6 yk ljj/0f jf sfuhft dfu ug{ ;Sg]5 .
-#_ pklgod -!_ adf]lhd hfFra'em ubf{ lgj]bsnfO{ of]hgf Joj:yfks jf l8kf]lh6/Lsf]
?kdf sfd ug{ of]Uo gb]lvPdf jf lgj]bsn] em'7f ljj/0f jf sfuhft k]z u/]sf] b]lvPdf
lgj]bg dfly s'g} sf/jflx ul/g] 5}g .
-$_ pklgod -!_ adf]lhd hfFra'em ubf{ lgj]bs of]hgf Joj:yfks jf l8kf]lh6/Lsf]
?kdf sfd ug{ of]Uo b]lvPdf af]8{n] lgj]bsnfO{ cg';"rL–( adf]]lhdsf] 9fFrfdf of]hgf
Joj:yfks jf l8kf]lh6/Lsf] cg'dltkq lbg]5 .
-%_ pklgod -#_ adf]lhd cg'dltkq lbg' cl3 af]8{n] lgj]bsaf6 cg';"rL–!) adf]lhd
b:t'/ lng' kg]{5 .
!&= cg'dltkqsf] gjLs/0f ;DaGwL Joj:yfM -!_ of]hgf Joj:yfks tyf l8kf]lh6/Ln] cg'dltkq
gljs/0f u/fpgsf] nflu cg';"rL–!! adf]lhdsf] 9fFrfdf af]8{ ;dIf lgj]bg lbg'kg]{5 .
-@_ pklgod -!_ adf]lhdsf] lgj]bg cg';f/ cg'dltkq gljs/0f ug'{ cl3 af]8{n]
lgj]bsaf6 cg';"rL–!@ adf]lhdsf] aflif{s z'Ns lng'kg]{5 .
!*= cg'dltkqsf] lgnDag jf vf/]hLM -!_ o; lgodfjnL adf]lhd k|bfg ul/Psf] cg'dltkq
lgnDag jf vf/]h ug]{ ;DaGwL cGo Joj:yf g]kfn lwtf]kq af]8{ ;DaGwL lgodfjnL, @)^$
adf]lhd x'g]5 .
-@_ s'g} of]hgf Joj:yfkssf] cg'dltkq P]g / o; lgodfjnL adf]lhd lgnDag jf
vf/]h ePdf af]8{n] ;DalGwt sf]if k|j4{snfO{ To:tf] of]hgf Joj:yfksn] ;+rfng u/]sf] of]hgf
8
vf/]h u/L of]hgfsf] ;DklQ gubdf kl/0ft u/L ;xefuLx?nfO{ /sd e'QmfgL ug{ nufpg jf
;f] of]hgf cGo of]hgf Joj:yfks dfk{mt ;+rfng u/fpg ;Sg]5 .
-#_ l8kf]lh6/Lsf] cg'dltkq P]g / o; lgodfjnL adf]lhd lgnDag jf vf/]h ePdf
of]hgf Joj:yfksn] af]8{sf] :jLs[tL lnO{ gofF l8kf]lh6/L lgo'Qm ug'{kg]{5 .
kl/R5]b – $
sf]if ;'kl/j]Ifs, of]hgf Joj:yfks / l8kf]lh6/Lsf]
sfd, st{Jo tyf clwsf/
!(= sf]if ;'kl/j]Ifssf] sfd, st{Jo tyf clwsf/M -!_ o; lgodfjnLdf cGoq pNn]v
ePsf] sfd, st{Jo / clwsf/sf] cltl/Qm sf]if ;'kl/j]Ifssf] sfd, st{Jo / clwsf/ b]xfo
adf]lhd x'g]5 M–
-s_ of]hgf Joj:yfksn] k|rlnt sfg"g tyf ;Demf}tf adf]lhd sf]ifsf] Joj:yfkg
u/]sf] 5 eGg] s'/f ;'lglZrt ug]{,
-v_ ;xefuLsf] lxt ;+/If0f ug]{,
-u_ of]hgf Joj:yfks tyf l8kf]lh6/Lsf] sfd sf/jfxLsf] ;'kl/j]If0f ug]{,
-3_ of]hgfsf] v'b ;DkQL d"Nosf] hfFr ug]{,
-ª_ of]hgf cGt{utsf] ;DkQL tyf sfuhftx? ;'/lIft ;fy /flvP g/flvPsf]
;'kl/j]If0f ug]{,
-r_ af]8{af6 :jLs[t of]hgf adf]lhd of]hgf ;+rfng eP gePsf] ;'kl/j]If0f ug]{,
-5_ of]hgf Joj:yfksn] /fv]sf] clen]v b'?:t /x] g/x]sf] ;'kl/j]If0f ug]{,
-h_ of]hgf ;DaGwdf k|fKt u'gf;fx? ;dfwfg eP gePsf] ;'kl/j]If0f ug]{,
-em_ of]hgf Joj:yfkg ;DaGwL k|ltj]bg tof/ u/L ;do ;dodf af]8{df k]z
ug]{,
-`_ af]8{n] tf]lslbP adf]lhdsf cGo sfd ug]{ .
-@_ sf]if ;'kl/j]Ifsn] of]hgf Joj:yfks;Fu of]hgf Joj:yfksn] u/]sf] sfd sf/jfxL
af/] s'g} ljj/0f jf hfgsf/L dfu ug{ ;Sg]5 .
-#_ pklgod -@_ adf]lhd sf]if ;'kl/j]Ifsn] dfu u/]sf ljj/0f jf hfgsf/L pknJw
u/fpg' of]hgf Joj:yfkssf] st{Jo x'g]5 .
-$_ pklgod -@_ adf]lhdsf] ljj/0f jf hfgsf/Laf6 jf cGo s'g} >f]taf6 of]hgf
Joj:yfkssf] sfd sf/jfxLdf clgoldttf b]lvPdf jf sfd sf/jfxL ;Gtf]ifhgs gb]lvPdf
sf]if ;'kl/j]Ifsn] To:tf] sfd sf/jfxL /f]Sg jf ;Gtf]ifhgs ?kdf ;Dkfbg ug{ of]hgf
Joj:yfksnfO{ lgb]{zg lbg ;Sg]5 .
-%_ pklgod -$_ adf]lhdsf] lgb]{zg kfngf gu/]df sf]if ;'kl/j]Ifsn] ;f]sf] hfgsf/L
af]8{nfO{ lbg' kg]{5 .
-^_ pklgod -%_ adf]lhdsf] hfgsf/L k|fKt ePkl5 af]8{n] ;f] ;DaGwdf hfFra'em u/L
of]hgf Joj:yfksnfO{ cfjZos lgb]{zg lbg'kg]{5 .
9
-&_ pklgod *-$_ jf *-&_ df h'g;'s} s'/f n]lvPsf] ePtfklg of]hgf Joj:yfksn]
P]g jf o; lgodfjnLsf] pNn+3g u/]df jf sf]if ;'kl/j]Ifssf] lgb]{zg af/Daf/ pNn+3g u/]df
sf]if ;'kl/j]Ifsn] To:tf] of]hgf Joj:yfks kl/jt{g ug]{ cfb]z hf/L ug{ af]8{nfO{ cg'/f]w ug{
;Sg]5 .
@)= of]hgf Joj:yfkssf] sfd, st{Jo tyf clwsf/M o; lgodfjnLdf cGoq n]lvPsf sfd,
st{Jo / clwsf/sf cltl/Qm of]hgf Joj:yfkssf] sfd, st{Jo / clwsf/ b]xfo adf]lhd
x'g]5 M-
-s_ of]hgf tof/ ug]{ / sf]if ;'kl/j]Ifssf] ;xdtL tyf af]8{sf] :jLs[tL lnO{ of]hgf
;+rfng ug]{,
-v_ ;fd"lxs nufgL sf]ifsf] ;DklQ bIf tyf ljZj;lgo ?kdf Joj:yfkg tyf
nufgL ug]{,
-u_ of]hgf ;DaGwL ;"rgf, hfgsf/L tyf ljj/0f cfjlws ?kdf sf]if ;'kl/j]IfsnfO{
pknAw u/fpg],
-3_ ;xefuLx?sf] u'gf;f] ;dfwfg ug]{ / sf]if ;'kl/j]IfsnfO{ u'gf;f] ;DaGwdf
hfgsf/L u/fpg],
-ª_ of]hgfsf] lwtf]kq, /sd, Jofh, nfef+z jf cfDbfgL k|fKt ug{ jf ;xefuLnfO{
ljt/0f ug{ l8kf]lh6/LnfO{ lgb]{zg lbg] .
#-ª!_ of]hgfsf] v'b ;DklQ d"Nosf] ;Ldf leq /xL ;fd"lxs nufgL sf]if lgb]{lzsfdf
tf]lsP adf]lhd ;fj{hlgs lgisfzg ul/Psf lwtf]kqsf] k|Tofe"lt -c08//fO{6_
ug]{ .
-r_ af]8{n] tf]lslbP adf]lhdsf cGo sfd ug]{ .
@!= l8kf]lh6/Lsf] sfd st{Jo tyf clwsf/M o; lgodfjnLdf cGoq n]lvPsf sfd, st{Jo /
clwsf/sf cltl/Qm l8kf]lh6/Lsf] sfd, st{Jo / clwsf/ b]xfo adf]lhd x'g]5 M-
-s_ OsfO{{sf] clen]v tyf gfd;f/L ;DaGwL sfo{ ug]{,
-v_ of]hgf cGt{utsf] lwtf]kq ;'/Iff k"j{s /fVg],
-u_ sf]if cGt{utsf] lwtf]kq, /sd, Aofh, nfefFz jf cGo cfDbfgL k|fKt ug]{ / ;f]
sf] clen]v /fVg],
-3_ of]hgf Joj:yfkssf] lgb]{zg adf]lhd ;xefuLx?nfO{ lwtf]kq, /sd, nfefFz
ljt/0f ug]{, /
-ª_ af]8{n] tf]lslbP adf]lhdsf cGo sfd ug]{ .
10
kl/R5]b – %
;Demf}tf ;DaGwL Joj:yf
@@= ;Demf}tfdf v'nfpg' kg]{ s'/fM -!_ sf]if k|a4{s / sf]if ;'kl/j]Ifs jLr lgod ^ sf] pklgod -
^_ adf]lhd x'g] ;Demf}tfdf cGo s'/fsf cltl/Qm b]xfosf s'/fx? v'nfpg' kg]{5 M–
-s_ sf]if ;'kl/j]Ifsn] ;xefuLsf] lxt ;+/If0fsf] nflu sfo{ ug]{ s'/f,
-v_ ;xefuL tyf af]8{nfO{ ;"rgf, hfgsf/L tyf ljj/0fx? pknJw u/fpg] s'/f,
-u_ ;fd'lxs nufgL sf]ifaf6 sf]if ;'kl/j]Ifsn] o; lgodfjnLsf] clwgdf /lx
k|fKt ug]{ z'Ns ;DaGwL s'/f,
-3_ af]8{sf] k"j{ :jLs[tL lnP/ dfq ;Demf}tfdf kl/jt{g ul/g] s'/f,
-ª_ s'g} kIfn] ;Demf}tf kfngf gu/]df jf ;Demf}tf pNn3+g u/]df af]8{n]
;Demf}tf kfngf u/fpg ;Sg] s'/f,
-r_ ;Demf}tfdf v'nfpg' kg]{ egL af]8{n] tf]lslbPsf cGo s'/f .
-@_ sf]if k|j4{s / of]hgf Joj:yfks jLr x'g] ;Demf}tfdf cGo s'/fsf cltl/Qm b]xfosf
s'/fx? v'nfpg' kg]{5M–
-s_ of]hgfsf] ;Dk"0f{ ;DklQ of]hgf Joj:yfkssf] lhDd]jf/Ldf /xg] s'/f,
-v_ of]hgf Joj:yfksn] sf]if ;'kl/j]Ifs / af]8{sf] :jLs[tL lnO{ of]hgf ;+rfng
ug]{ s'/f,
-u_ af]8{sf] k"j{ :jLs[tL glnO{ ;Demf}tfdf kl/jt{g gug]{ s'/f,
-3_ s'g} kIfn] ;Demf}tf kfngf gu/]df jf ;Demf}tf pNn3+g u/]df af]8{n]
;Demf}tf kfngf u/fpg ;Sg]] s'/f,
-ª_ of]hgf ;+u ;DaGwLt dxTjk"0f{ ;"rgf tyf hfgsf/L, cfjlws ljj/0f tyf
k|ltj]bg sf]if ;'kl/j]IfsnfO{ hfgsf/L u/fP/ dfq of]hgf Joj:yfksn]
;fj{hlgs ug'{ kg]{ s'/f,
-r_ of]hgf Joj:yfksn] of]hgfsf] v'b ;DklQ d"No / OsfO{sf] k'gv{l/b d"No
tyf To:tf] d"No u0fgfsf] cfwf/ ;xefuLnfO{ hfgsf/L u/fpg'kg]{ s'/f,
-5_ of]hgf Joj:yfksn] o; lgodfjnLsf] clwgdf /lx sf]if af6 k|fKt ug]{
Joj:yfkg z'Ns ;DaGwL s'/f,
-h_ of]hgf Joj:yfksn] ;xefuLx?sf u'gf;f ;dfwfg u/L sf]if ;'kl/j]IfsnfO{
;f] ;DaGwL hfgsf/L lbg] s'/f,
-em_ sf]if k|a4{s / of]hgf Joj:yfks ljr x'g] ;Demf}tfdf v'nfpg' kg]{ elg
af]8{n] tf]lslbPsf cGo s'/f .
-#_ of]hgf Joj:yfks / l8kf]lh6/L jLr x'g] ;Demf}tfdf cGo s'/fsf cltl/Qm b]xfosf
s'/fx? v'nfpg'' kg]{5M–
-s_ l8kf]lh6/Ln] ;xefuLsf] u'gf;f ;dfwfg ug]{ / sf]if ;'kl/j]IfsnfO{ u'gf;f
;DaGwdf hfgsf/L u/fpg],
-v_ of]hgf Joj:yfkssf] lgb]{zg cg';f/ OsfO{{sf] lat/0f tyf gfd;f/L ;DaGwL
sfo{ ug]{ s'/f,
-u_ of]hgf Joj:yfkssf] lgb]{zg cg';f/ ;fd"lxs nufgL sf]if cGt{utsf]
lwtf]kq, /sd, Aofh, nfefFz jf cGo cfDbfgL k|fKt ug]{ jf /sd, Jofh,
nfef+z cflb ljt/0f ug]{ s'/f,
11
-3_ of]hgf cGt{utsf] lwtf]kq l8kf]lh6/Ln] ;'/Iff k"j{s /fVg] s'/f,
-ª_ of]hgf Joj:yfks / l8kf]lh6/L ljr x'g] ;Demf}tfdf v'nfpg' kg]{ egL af]8{n]
tf]lslbPsf cGo s'/f .
@#= ;]jf z'Ns tyf b:t'/M *-!_ o; lgod adf]lhd ;]jf z'Ns lnFbf ;fd"lxs nufgL sf]ifsf]
of]hgfsf] k|To]s xKtfsf] cGtdf sfod ePsf] v'b ;DklQ d"Nosf] u0fgf u/L ;f] sf] cw{ jflif{s
cf}ift sfod u/L cw{ jflif{s ?kdf lng' kg]{5 / o;/L lng] ;]jf z'Ns k|To]s cw{ jflif{s
cjlwsf] cGTodf sfod ePsf] v'b ;DklQ d"Nodf nfUg] ;]jf z'Ns eGbf a9L gx'g] u/L ;]jf
z'Ns lng' kg]{5 .
-@_ sf]if ;'kl/j]Ifsn] v'b ;DklQ d"Nosf] a9Ldf z'Go bzdnj kfFr -)=%_ k|ltzt
/sd ;]jf z'Ns jfkt lng ;Sg]5 .
-#_ of]hgf Joj:yfksn] v'b ;DklQsf] a9Ldf b'O{ k|ltzt /sd Joj:yfkg z'Ns jfkt
lng ;Sg]5 .
-$_ l8kf]lh6/Ln] v'b ;DklQ d"Nosf] a9Ldf z'Go bzdnj kfFr -)=%_ k|ltzt ;]jf
z'Ns lng ;Sg]5 .
-%_ pklgod -@_, -#_ tyf -$_ adf]lhd z'Ns lnFbf cfly{s aif{ ;dfKt ePsf] Ps
dlxgf leq lng' kg]{5 .
-^_ sf]if ;'kl/j]Ifs, of]hgf Joj:yfks / l8kf]lh6/Ln]] k|To]s cfly{s jif{df cfkm"n] k|fKt
u/]sf] ;]jf z'Nssf] kfFr k|ltztn] x'g] /sd To:tf] z'Ns lnPsf] b'O{ dlxgfleq af]8{df a'´fpg'
kg]{5 .
kl/R5]b – ^
of]hgf btf{ tyf ;+rfng ;DaGwL Joj:yf
@$= of]hgf btf{ ug{' kg]{M -!_ of]hgf Joj:yfksn] sf]if cGt{ut Ps jf Ps eGbf a9L of]hgf
;+rfng ug{ ;Sg]5 .
-@_ pklgod -!_ adf]lhd of]hgf ;+rfng ug'{ cl3 sf]if ;'kl/j]Ifssf] ;xdlt lnO{
af]8d
{ f btf{ ug'{ kg]{5 .
-#_ pklgod -@_ adf]lhd btf{ ug{sf nflu b]xfosf ljj/0f tyf sfuhft ;lxt
cg';"rL– !# adf]lhdsf] 9fFrfdf af]8{ ;dIf lgj]bg lbg' kg]{5 M–
-s_ of]hgfsf] p2]Zo,
-v_ of]hgfsf] k"FhL / k"FhL ;+/rgf,
-u_ of]hgfdf ;+nUg x'g ;Sg] ;xefuL,
-3_ of]hgf ;+rfng ug]{ ;DaGwL ;+rfns ;ldltsf] lg0f{o,
-ª_ OsfO{sf] ;fj{hlgs lgisfzg ug{sf nflu tof/ ul/Psf] ljj/0fkq,
-r_ of]hgf ;+rfngsf zt{ tyf k|s[of,
-5_ of]hgf ;+rfngsf nflu sf]if ;'kl/j]Ifsaf6 k|fKt :jLs[lt,
-h_ af]8{n] lgj]bgdf v'nfpg' kg]{ elg tf]lslbPsf cGo s'/f .
@%= of]hgf /2 ug{ ;Sg]M -!_ af]8{n] b]xfosf] s'g} cj:yfdf of]hgf /2 ug{ ;Sg]5 M–
-s_ of]hgf ;+rfng ug{ :jLs[tL k|fKt u/]sf] tLg dlxgf leq of]hgf ;+rfng gePdf,
-v_ of]hgf ;+rfng ;DaGwdf af]8{n] lbPsf] cfb]z jf lgb]{zg of]hgf Joj:yfksn]
af/Daf/ pNn+3g u/]df,
-@_ pklgod -!_ adf]lhd of]hgf /2 ePdf af]8{n] tf]lslbP adf]lhd sf]if k|a4{sn]
;xefuLx?nfO{ /sd lkmtf{ jf gofF of]hgf Joj:yfksnfO{ of]hgf x:tfGt/0f ug'{kg]{5 .
@^= OsfO{{ ;fj{hlgs ?kdf lgisfzg ug'{ kg]{M -!_ o; lgodfjnL adf]lhd of]hgf ;+rfng ubf{
OsfO{ ;fj{hlgs ?kdf lgisfzg ug'{ kg]{5 .
-@_ pklgod -!_ adf]lhd OsfO{ lgisfzg ubf{ b]xfo adf]lhd x'g] ul/ ug'{ kg]{5 M–
-s_ To:tf] OsfO{ lwtf]kq ahf/df ;"lrs/0f ug]{ jf sf/f]jf/ x'g] cGo pko'Qm
Joj:yf u/]/,
-v_ af]8{af6 cg'dlt k|fKt ljqmL s]Gb| jf lwtf]kq Joj;foL dfkm{t ljqmL x'g]
Joj:yf u/]/,
@&= sf/f]jf/ ;DaGwL Aoj:yfM -!_ OsfO{sf] sf/f]jf/ ubf{ of]hgf Joj:yfksn] To:tf] OsfO{ lwtf]kq
ahf/df ;"rLs/0f u/L jf cfkm}n] vl/b laqmL ug]{ Joj:yf u/L sf/f]af/ ug{ ;Sg]5 .
-@_ v'nfd'vL of]hgfsf] OsfO{ of]hgf Joj:yfks cfkm}n] vl/b laqmL ug]{ ePdf OsfO{
laqmL tyf k'gv{l/b d"No ;fj{hlgs ug'{kg]{5 .
-#_ pklgod -@_ adf]lhd OsfO{ k'gv{l/b d"No lgwf{/0f ubf{ k|lt OsfO{ d"No v'b ;DklQ
d"Nosf] gJa] k|ltzt eGbf sd / laqmL d"No Ps;o bz k|ltzt eGbf a9L gx'g] u/L tf]Sg'
kg]{5 .
-$_ of]hgf Joj:yfksn] cfkm}n] OsfO{ v/Lb ubf{ kfngf ug'{ kg]{ zt{ af]8{n] ;do
;dodf tf]lslbg ;Sg]5 .
-%_ of]hgf Joj:yfksn] OsfO{ afF8kmfF8 ePsf] Ps dlxgfleq of]hgf cGtu{t ;+slnt
/sdsf] Joj:yfkg sfo{ z'? u/L ;f]sf] hfgsf/L sf]if ;'kl/j]Ifs tyf af]8{nfO{ lbg'kg]{5 .
-^_ v'nfd'vL of]hgfsf] OsfO{ vl/b ljqmL ug{sf] nflu of]hgf Joj:yfksn] ljt/s
-Ph]G6_ sf] lgo'QmL ug{ ;Sg]5 .
-&_ v'nfd'vL of]hgfsf] OsfO{ ljqm]tfn] cfkm"n] laqmL u/]sf] s"n /sdsf] z'Go bzdna
z'Go tLg k|ltzt /sd laqmL u/]sf] ;ft lbg leq af]8{df a'emfpg' kg]{5 .
-*_ pklgod -^_ adf]lhdsf] ljt/ssf] of]Uotf / lgo'QmL k|s[of ;DaGwL Joj:yf af]8{n]
tf]lslbP adf]lhd x'g]5 .
@*= lj1fkg ;DaGwL Joj:yfM -!_ OsfO{ vl/b laqmLsf nflu lj1fkg k|sfzg u/Lg] ePdf To:tf]
lj1fkg k|sfzg ug'{ cl3 af]8{nfO{ hfgsf/L lbg' kg]{5 .
13
-@_ OsfO{ vl/b laqmLsf nflu k|sfzg ul/g] lj1fkg ;To tYo o'Qm x'g'kg]{5 / To:tf]
la1fkgdf s'g} s'/f a9fO{ r9fO{ ul/Psf] s'/f jf e'mSofpg] ljj/0f /fVg' xF'b}g .
-#_ lj1fkg ;DaGwL cGo Joj:yf af]8{n] tf]lslbP adf]lhd x'g]5 .
@(= aLh k"FhL /fVg'kg]{ M -!_ of]hgf Joj:yfksn] ;+rfng ug]{ klxnf] of]hgfsf nflu To:tf]
of]hgfsf] s"n /sdsf]] sDtLdf *kGw| k|ltzt /sd aLh k"FhLsf ?kdf nufgL ug'{ kg]{5 .
-@_ pklgod -!_ df pNn]v ePsf] afx]s cGo of]hgfsf ;DaGwdf klxnf] of]hgfsf]
sfo{ ;Dkfbgsf cfwf/df af]8{n] ;do ;dodf tf]lslbP adf]lhdsf] k|ltztsf] aLh k"FhL /fVg'
kg]{5 .
#-#_ of]hgf Joj:yfksn] ljh k'FhL /fVg g;Sg] cj:yf cfPdf jf sf]if k|j4{sn]
nufgL ug{ OR5f b]vfPdf af]8{sf] k"j{ :jLs[lt lnO{ of]hgf Joj:yfkssf] ;§f sf]if k|j4{sn]
ljh k'FhL nufgL ug{ ;Sg]5 .
#)= lx:;f tyf bfloTjM -!_ o; lgodfjnL adf]lhd ;+rflnt of]hgfdf ;xefuLn] cfk"mn] vl/b
u/]sf] OsfOsf] /sd a/fa/sf] lx:;f / bfloTj /xg]5 .
-@_ of]hgfsf] gfkmf gf]S;fgLdf ;xeflusf] lx:;f cg';f/sf] clwsf/ tyf bfloTj x'g]5 .
kl/R5]b – &
of]hgf vf/]hL ;DaGwL Joj:yf
#!= of]hgf vf/]h x'g] M -!_ b]xfosf] cj:yfdf of]hgf vf/]h x'g]5 M–
-s_ of]hgfsf] lgwf{l/t ;dofjlw ;dfKt ePdf,
-v_ of]hgf ;+rfng ug{ lbPsf] :jLs[tL af]8{n] P]gsf] bkmf &$ adf]lhd /2 u/]df,
-u_ s'g} c;fdfGo kl/l:ylt pTkGg eO{ of]hgf ;+rfng ug{ g;lsg] k|dfl0ft ePdf,
-3_ of]hgfsf] s'n /sdsf] slDtdf krxQ/ k|ltzt /sdsf] k|ltlglwTj x'g] u/L
sDtLdf krf; k|ltzt ;xefuLn] of]hgf vf/]hLsf nflu of]hgf Joj:yfks
;dIf dfu u/]df .
-@_ pklgod -!_ sf] v08 -u_ adf]lhd of]hgf vf/]hL ug'{ cl3 of]hgf vf/]hL ;DaGwL
k|:tfj of]hgfsf ;xefuLsf] ;efdf pkl:yt ;xefuLsf] ax'dtaf6 kfl/t ePsf] x'g' kg]{5 .
-#_ pklgod -!_ sf] v08 -u_ jf v08 -3_ adf]lhd of]hgf vf/]h ug{sf nflu of]hgf
Joj:yfksn] sf]if ;'kl/j]Ifssf] ;xdlt lnO{ af]8{ ;dIf lgj]bg lbg' kg]{5 .
-$_ pklgod -#_ adf]lhd lgj]bg k|fKt ePdf af]8{n] ;f] ;DaGwdf cfjZos hfFra'em
ug]{5 .
-%_ pklgod -$_ adf]lhd hfFra'em ubf{ of]hgf ;~rfng ug{ pko'Qm gb]lvPdf of]hgf
vf/]h ug{ of]hgf Joj:yfksnfO{ :jLs[lt lbg]5 .
14
-^_ o; lgod adf]lhd s'g} of]hgf vf/]h ug'{ k/]df of]hgf Joj:yfksn] To;/L of]hgf
vf/]h ug'{ k/]sf] sf/0f af/] af]8{nfO{ hfgsf/L lbg'sf ;fy} /fli6«o:t/sf] klqsfdf slDtdf b'O{
k6s ;fj{hlgs ;"rgf k|sfzg ug'{kg]{5 .
-&_ pklgod -^_ adf]lhd ;"rgf k|sfzg u/]kl5 sf]if ;'kl/j]Ifs jf of]hgf
Joj:yfksn] To:tf] vf/]h ug{ nfluPsf] of]hgfsf] sf/f]af/ ug{ u/fpg x'Fb}g .
#@= of]hgf vf/]h ug]{ sfo{ljlw M -!_ lgod #! adf]lhd of]hgf vf/]h ubf{ To:tf] of]hgfsf] ljj/0f
kqdf ;f] ;DaGwdf s'g} sfo{ljlw pNn]v ePsf] /x]5 eg] To:tf] sfo{ljlw adf]lhd ug'{kg]{5 .
-@_ lgod #! sf] pklgod -!_ v08 -u_ jf -3_ adf]lhd of]hgf vf/]h ug'{ cl3 of]hgf
Joj:yfksn] ;xefuLx?sf] ;ef af]nfO{ ;f] ;efdf pkl:yt ;xefuLsf] ax'dtaf6 of]hgf
vf/]hLsf] k|:tfj kfl/t u/fpg' kg]{5 .
-#_ lgod #! sf] pklgod -^_ adf]lhd of]hgf vf/]h ug]{ :jLs[tL k|fKt ePkl5 To:tf]
:jLs[tL k|fKt ePsf] tLg dlxgfleq sf]if Joj:yfksn] To:tf] of]hgf cGt{utsf] ;DklQnfO{
gubdf kl/0ft u/L ;xefuLx?nfO{ OsfOsf] :jfldTjsf] cg'kftdf e'QmfgL lbg'kg]{5 .
-$_ pklgod -#_ adf]lhdsf] sfo{ tLg dlxgfleq k"/f ug{ g;lsPdf ;f] sf] sf/0f
v'nfO{ yk ;dosf nflu of]hgf Joj:yfksn] af]8{df lgj]bg lbg ;Sg]5 .
-%_ pklgod -$_ adf]lhdsf] lgj]bg k|fKt ePdf af]8{n] a9Ldf csf]{ tLg dlxgf Dofb
yk ul/ lbg ;Sg]5 .
-^_ vf/]h ug{ :jLs[tL k|fKt of]hgf pklgod -#_ adf]lhd gubdf kl/0ft x'g g;Sg]
ePdf of]hgf Joj:yfksn] af]8{sf] :jLs[tL lnO{ To:tf] of]hgfnfO{ gofF of]hgfdf kl/0ft u/L
;xefuLx?nfO{ gofF of]hgfsf] OsfO{ ljt/0f ug'{ kg]{5 .
-&_ vf/]h ePsf] of]hgfsf] ;xefuLn] pk lgod -^_ adf]lhd gofF of]hgfsf] OsfO{ lng
grfx]df of]hgf Joj:yfksn] To:tf] ;xefuLnfO{ lghsf] OsfOsf] :jfldTjsf] cg'kftdf gub
e'QmfgL ug]{ Joj:yf ug'{ kg]{5 .
-(_ o; lgod adf]lhd of]hgf vf/]h ubf{ of]hgfsf] ;DklQaf6 klxn] of]hgfn] ltg{
afFsL /sd ltg{ / of]hgf vf/]hLsf nflu nfu]sf] vr{ s6fO{ afFsL /sd ;xeflunfO{ ljt/0f
ug{'kg]{5 .
##= of]hgf vf/]hLsf] k|ltj]bg lbg'kg]{ M -!_ lgod #@ adf]lhd of]hgf vf/]h ePkl5 of]hgf
Joj:yfksn] b]xfosf s'/fx? v'nfO{ ;f]sf] k|ltj]bg of]hgf vf/]h ePsf] 5 dlxgf leq af]8{
;dIf k]z ug'{kg]{5 M–
-s_ of]hgf vf/]h ug'{ k/]sf] sf/0f,
-v_ ;DklQ laqmL ubf{ ckgfO{Psf] k|s[of,
-u_ of]hgf vf/]h ubf{ nfu]sf] vr{,
-3_ ;xefuLnfO{ ljt/0f ug{ afFsL /x]sf] /sd,
-ª_ n]vfk/LIfssf] k|ltj]bgdf pNn]lvt s'/f,
-r_ af]8{n] tf]lslbPsf cGo s'/f .
-@_ pklgod -!_ adf]lhdsf] k|ltj]bg of]hgf Joj:yfksn] ;xefuLsf] hfgsf/Lsf] nflu
;fj{hlgs ug{' kg]{5 .
15
kl/R5]b – *
nufgL ;DaGwL Joj:yf
#$= nufgL ug{ ;Sg] If]qM -!_ of]hgf Joj:yfksn]] OsfO{ ljqmLaf6 p7]sf] jf ;+sng ePsf] /sd
b]xfo adf]lhdsf] s'g} jf ;j} If]qdf nufgL ug{ ;Sg]5 M–
-s_ af]8{df btf{ ePsf] lwtf]kq,
-v_ ;fj{hlgs lgisfzg ePsf] lwtf]kq,
-u_ lwtf]kq ljlgdo ahf/df ;"rLs[t lwtf]kq,
-3_ g]kfn ;/sf/n] hf/L u/]sf] jf g]kfn ;/sf/sf] hdfgt jf k"0f{ ;'/lIft x'g]
u/L ;/sf/L :jfldTj jf lgoGq0fdf /x]sf] s'g} ;+:yf jf g]kfn /fi6« a}+sn]
hf/L u/]sf] C0fkq, 6«]h/L jLn tyf d'b|f ahf/sf cGo ;fwgx?,
-ª_ a}+s lgIf]k,
-r_ d'b|f ahf/ pks/0f,
-5_ af]8{n] tf]lslbPsf] cGo If]q .
-@_ pklgod -!_ sf] v08 -5_ adf]lhdsf] If]q tf]Sbf To:tf] If]qdf nufgL ubf{
kfngf ug'{ kg]{ zt{ ;d]t af]8{n] tf]lslbg]5 .
-#_ pklgod -!_ df h'g;'s} s'/f n]lvPsf] ePtf klg s'g} lglZrt If]qdf dfq nufgL
ug]{ u/L af]8{af6 :jLs[tL k|fKt of]hgfn] ;f]xL If]qdf dfq nufgL ug'{kg]{5 .
#%= C0f lbg jf gf]S;fgL Joxf]g{ gx'g] M -!_ of]hgf Joj:yfksn] of]hgfaf6 p7]sf] jf of]hgf
cGtu{tsf] /sd cfˆgf] ;+:yf ;+rfngsf] nflu vr{ ug{ jf To:tf] ;+:yfsf] gf]S;fgL jf cGo
s'g} k|sf/sf] xfgL Joxf]g{sf] nflu jf s;}nfO{ C0f lbgsf] nflu k|of]u ug{ ;Sg] 5}g .
-@_ of]hgf Joj:yfksn] ;DalGwt of]hgfsf] OsfO{sf] k'gv{l/b e'QmfgL, Aofh e'QmfgL jf
nfefFz e'QmfgL h:tf sfo{sf] nflu of]hgfsf] v'b ;DklQsf] aL; k|ltzt ;Dd a9Ldf 5
dlxgfsf nflu afl0fHo a}+saf6 shf{ lng ;Sg]5 .
-#_ pklgod -!_ / -@_ ljkl/t sfd u/]df To:tf] of]hgf Joj:yfkssf] ;+rfns /
sfo{sf/L k|d'vn] JolQmut ?kdf To:tf] /sd of]hgfnfO{ ltg'{kg]{5 .
-$_ pklgod -#_ adf]lhd /sd lt/]sf] sf/0faf6 dfq To:tf] ;+rfns jf sfo{sf/L
k|d'v P]g / o; lgodfjnL adf]lhdsf] cGo bfloTj jf sf/jfxLaf6 d'Qm ePsf] dflgg] 5}g .
-%_ pklgod -#_ adf]lhdsf] /sd glt/]df To:tf] ;+rfns jf sfo{sf/L k|d'vsf]
3/3/fgfaf6 c;'n pk/ ul/g]5 / lgh s'g} klg ;+ul7t ;+:yfsf] kbflwsf/Ldf lgjf{lrt jf
dgf]gog x'g cof]Uo ePsf] dflgg]5 .
#^= nufgLsf] ;LdfM -!_ of]hgf Joj:yfksn] k|To]s of]hgfsf] /sd nufgL ubf{ b]xfo adf]lhdsf]
;Ldfleq /lx ug'{ kg]{5 M–
-s_ s'g} Ps ;+ul7t ;+:yfsf]] ;fwf/0f z]o/df To:tf] ;+:yfsf] s'n r'Qmf k"FhLsf]
bz k|ltzt eGbf a9L gx'g] u/L,
-v_ s'g} Ps ;+ul7t ;+:yfn] lgisfzg u/]sf] cu|flwsf/ z]o/ jf l8a]~r/sf] aL;
k|ltzt eGbf a9L gx'g] u/L,
-u_ s'g} Ps ;+ul7t ;+:yfsf] lwtf]kqdf of]hgfsf] s'n /sdsf] bz k|ltzt eGbf
a9L gx'g] u/L,
16
-3_ cGo ;fd'lxs nufgL sf]if cGtu{tsf] of]hgfdf cfˆgf] of]hgfsf] aL; k|ltzt
eGbf a9L gx'g] u/L,
-ª_ a}+s lgIf]kdf of]hgfsf] s'n ;DklQsf] bz k|ltzt eGbf a9L gx'g] u/L,
-r_ d'b|f ahf/ pks/0fdf of]hgfsf] s'n ;DkQLsf] bz k|ltzt eGbf a9L gx'g]
u/L .
-@_ Pp6f ;fd"lxs nufgL sf]if cGtu{t ;+rflnt cGo of]hgfsf] lwtf]kq jf ;f] sf]ifsf]
sf]if k|a4{s jf l8kf]lh6/Ln] hf/L u/]sf] lwtf]kqdf nufgL ug{ x'Fb}g .
-#_ pklgod -!_ df h'g;'s} s'/f n]lvPsf] ePtfklg of]hgfn] nufgL ug{ ;Sg] If]q /
;Ldf af]8{n] cfjZostf cg';f/ x]/km]/ ug{ ;Sg]5 .
#&= ljb]zdf nufgL ug{ ;lsg]M -!_ k|rlnt sfg"gsf] clwgdf /xL s'g} of]hgfsf] s'n /sdsf]
a9Ldf kRrL; k|ltzt /sd ;Dd ljb]zL lwtf]kq ahf/df nufgL ug{ ;lsg]5 .
-@_ pklgod -!_ adf]lhd nufgL ubf{ af]8{n] g]kfn ;/sf/sf] :jLs[lt lnO{ nufgLsf]
nflu ;d´bf/L -Pdcf]o'_ u/]sf] d'n'sx?sf] lwtf]kq ahf/df dfq nufgL ug{ ;lsg]5 .
-#_ pklgod -!_ adf]lhd nufgL ubf{ To:tf] d'n'ssf] sfg"g adf]lhd btf{ ePsf
;+ul7t ;+:yfx?n] hf/L u/]sf] lwtf]kq jf To:tf] d'n'ssf] ;fd"lxs nufgL sf]if / ;/sf/L
C0fkqdf dfq nufgL ug{ ;lsg]5 .
kl/R5]b – (
ljlQo ljj/0f, n]vf k/LIf0f tyf hfgsf/L k|jfx ;DaGwL Joj:yf
#*= n]vf /fVg' kg]{ M of]hgf Joj:yfksn] cfk\mgf] sf/f]af/sf] n]vf k|rlnt sfg"g adf]lhd n]vfdfg
tf]Sg] lgsfon] tf]s] adf]lhdsf] 9fFrf / k|so[ f adf]lhd /fVg' kg]{5 .
#(= ljlQo ljj/0f tof/ ug'{kg]{M of]hgf Joj:yfksn] k|To]s of]hgfsf] 5'6[f5'6[} ljQLo ljj/0f tof/
u/L /fVg' kg]{5 .
$)= n]vf k/LIfs tyf n]vf k/LIf0f ;DaGwL Joj:yfM -!_ rf6{8{ PsfpG6]G;L jf ;f] ;/xsf] k/LIff
pQL0f{ u/L g]kfn rf6{8{ PsfpG6]G6\; ;+:yfaf6 k|df0fkq k|fKt u/]sf] n]vf k/LIfs dfq of]hgf
Joj:yfks jf of]hgfsf] n]vfkl/Ifssf] ?kdf lgo'Qm x'g ;Sg]5 .
-@_ of]hgf Joj:yfksn] cfˆgf] / of]hgfsf] n]vf k/LIf0f 5'6[f5'6[} n]vf k/LIfsaf6
u/fpg' kg]{5 .
-#_ pklgod -!_ jf -@_ adf]lhdsf] n]vfkl/Ifs lgo'Qm ug{sf] nflu of]hgf Joj:yfksn]
n]vf kl/Ifssf] 5gf}6 u/L To:tf] n]vf kl/Ifssf] gfd 5gf}6 ePsf] kG3| lbg leq :jLs[ltsf]
nflu af]8{df k7fpg' kg]{5 .
-$_ pklgod -#_ adf]lhdsf] gfd k|fKt u/]kl5 af]8{n] cfjZos hfFra'em u/L To:tf]
n]vfkl/Ifs lgo'Qm ug{ of]hgf Joj:yfksnfO{ :jLs[tL lbg]5 .
-%_ n]vf k/LIfsn] of]hgf Joj:yfks tyf of]hgfsf] n]vfk/LIf0f ubf{ n]vf k/LIf0f
;DaGwL k|rlnt l;4fGt, sfg"g / dfkb08 cg';f/ ug'{kg]{5 .
-^_ n]vfk/LIfsn] n]vfk/LIf0f u/L ;s]kl5 of]hgf Joj:yfks tyf of]hgfsf] sfd
sf/jfO{, n]vf ljj/0f tyf cfly{s cj:yf k|ltljlDat x'g] u/L k|ltj]bg tof/ ug'{ kg]{5 .
17
-&_ pklgod -^_ adf]lhdsf] n]vf k/LIf0f k|ltj]bgdf k|rlnt sfg"g adf]lhd v'nfpg'
kg]{ s'/fx?sf] cltl/Qm b]xfosf s'/fx? ;d]t v'nfOPsf] x'g'kg]{5 M—
-s_ n]vf ;DaGwL k|rlnt P]g, lgod tyf dfkb08 cg';f/ n]vf /fv] g/fv]sf],
-v_ of]hgf Joj:yfkssf]] s'g} kbflwsf/L jf sd{rf/Ln] k|rlnt sfg"g ljk/Lt s'g}
sfd sf/jfxL jf clgoldt sfo{ u/]sf] sf/0faf6 of]hgfnfO{ s'g} xfgL
gf]S;fgL eP gePsf]],
-u_ of]hgf Joj:yfkssf] cfGtl/s lgoGq0f k|0ffnL eP jf gePsf],
-3_ ;xefuL tyf lwtf]kq ahf/sf] lxt k|lts"n s'g} sfo{ u/]sf] b]lvPdf
tT;DaGwL ljj/0f,
-ª_ cfGtl/s n]vfk/LIf0fsf] k|efjsfl/tf ;DaGwL ljj/0f,
-r_ ;'emfjx? .
-*_ of]hgfsf] n]vf k/LIf0f k|ltj]bgdf k|rlnt sfg"g adf]lhd v'nfpg' kg]{ s'/fx?sf]
cltl/Qm b]xfosf s'/fx? ;d]t v'nfOPsf] x'g'kg]{5 M—
-s_ n]vf ;DaGwL k|rlnt P]g lgod tyf dfkb08 cg';f/ n]vf /fv] g/fv]sf],
-v_ of]hgf cGtu{tsf] /sd o; lgodfjnL cg"?k nufgL eP gePsf],
-u_ ;xefuLx?sf] lxt ljkl/t x'g] sfo{ u/]sf] eP ;f] ;DaGwL ljj/0f,
-3_ of]hgfsf] ;+rfng ;Gtf]ifk|b ?kdf eP gePsf]],
-ª_ ;xefuLx?nfO{ yfxf lbg'kg]{ elg n]vf k/LIfsnfO{ nfu]sf cGo s'/fx?,
-r_ ;'emfjx? .
-(_ pklgod -&_ / -*_ df h'g;'s} s'/f n]lvPsf] ePtfklg of]hgf Joj:yfks tyf
of]hgfsf] n]vf kl/If0f k|ltj]bgdf v'nfpg' kg]{ cGo s'/fx? af]8{n] tf]lslbg ;Sg]5 .
-!)_ n]vfkl/Ifsn] pklgod -&_ tyf -*_ adf]lhd u/]sf] n]vfk/LIf0fsf] k|ltj]bg n]vf
k/LIf0f ;dfKt ePsf] ldltn] tL; lbgleq af]8{ ;dIf ;d]t k]z ug'{kg]{5 .
$!= n]vf k/LIfsnfO{ sf/afxL ug{ ;Sg] M s'g} n]vf k/LIfsn] of]hgf Joj:yfks jf of]hgfsf]
n]vfk/LIf0f ubf{ o; lgodfjnL / k|rlnt sfg"g ljkl/t n]vf k/LIf0f u/]df To:tf]
n]vfk/LIfssf] ;DaGwdf cfjZos sf/afxL ug{sf] nflu af]8{n] g]kfn rf6{8{ PsfpG6]G6;\ ;+:yf
;dIf n]vL k7fpg ;Sg]5 .
$@= k|ltj]bg k]z ug'{ kg]{M -!_ of]hgf Joj:yfksn]] k|To]s cfly{s jif{ ;dfKt ePsf] tLg
dlxgfleq cfˆgf] tyf of]hgfsf] ;f] cfly{s jif{sf] n]vf k/LIf0f ePsf] ljlQo ljj/0f / ;f]
cfly{s jif{df u/]sf] sfd sf/afxL ;DaGwL jflif{s k|ltj]bg tyf k|To]s of]hgfsf] 5'§f5'§} jflif{s
ljQLo ljj/0f sf]if ;'kl/j]Ifs tyf af]8{;dIf k]z ug'{ kg]{5 .
-@_ pklgod -!_ adf]lhdsf] aflif{s ljQLo ljj/0f OsfO{wgLx?sf] hfgsf/Lsf] nflu
;+lIfKt ?kdf /fli6«o :t/sf] b}lgs klqsf dfkm{t ;fj{hlgs ?kdf k|sfzg ug'{ kg]{5 .
-#_ of]hgf Joj:yfksn] cfk"mn] ;+rfng u/]sf] of]hgfsf] q}dfl;s k|ltj]bg k|To]s
q}dfl;s cjlw ;dfKt ePsf] tL; lbgleq sf]if ;'kl/j]Ifs tyf af]8{ ;dIf k]z ug'{ kg]{5 .
-$_ af]8{n] cg'dltkq k|fKt ;+ul7t ;+:yfsf] sfd sf/jfxL ;DaGwL s'g} klg ;"rgf,
hfgsf/L jf ljj/0f dfu ug{ jf ;fj{hlgs ?kdf k|sfzg ug{ nufpg ;Sg]5 .
18
-%_ of]hgf Joj:yfksn] of]hgf Joj:yfkg ;DaGwdf /fVg'kg]{ clen]v / laj/0f tyf
of]hgf ;DaGwL o; lgodfjnL adf]lhd af]8{ ;dIf k]z ug'{kg]{] ljj/0fx?sf] 9fFrf af]8{n]
tf]lslbg ;Sg]5 .
-^_ sf]if ;'kl/j]Ifsn] k|To]s cw{ jflif{s cjlw ;dfKt ePsf] k}tfnL; lbg leq sf]if
;'kl/j]If0f ;DaGwL sfdsf] cw{ jflif{s k|ltj]bg af]8{ ;dIf k]z ug'{ kg]{5 .
$#= ;fj{hlgs ?kdf hfgsf/L u/fpg'kg]{]M -!_ of]hgf Joj:yfksn] cfkm"n] ;+rfng u/]sf] k|To]s
of]hgfsf] v'b ;DklQ d"No, OsfO{ laqmL / k'gv{/Lb d"No k|To]s xKtf sDtLdf Psk6s
;fj{hlgs ug{' kg]{5 .
-@_ of]hgf Joj:yfksn] k|To]s dlxgfdf of]hgf ;DaGwL cfk"mn] u/]sf sfdsf] b]xfosf
ljj/0fx? ;f] dlxgf ;dfKt ePsf] kGw| lbgleq sf]if ;'kl/j]Ifs / af]8n { fO{ hfgsf/L u/fO{
/fli6«o:t/sf] klqsfdf slDtdf Ps k6s k|sfzg ug'{kg]{5M–
-s_ lwtf]kqdf ul/Psf] nufgL /sd,
-v_ nufgL ul/Psf] lwtf]kqx?sf] ahf/ d"No,
-u_ of]hgfsf] cfDbfgL tyf vr{x?,
-3_ of]hgf cGtu{t hf/L ul/Psf] lwtf]kqsf] k|lt OsfO{ v'b ;DklQ d"No /
To:tf] d"No u0fgfsf] cfwf/,
-ª_ af]8{n] tf]lslbPsf cGo ljj/0f .
$$= lg/LIf0f ug{ ;Sg]M -!_ of]hgf Joj:yfksn] of]hgfsf ;DaGwdf /fv]sf] lx;fj lstfj tyf
clen]v af]8{n] jf af]8{n] tf]s]sf] JolQmn] h'g;'s} ;dodf lg/LIf0f ug{ ;Sg]5 .
-@_ sf]if ;'kl/j]Ifsn] af]8{nfO{ k"j{ hfgsf/L lbO{ of]hgf Joj:yfks tyf l8kf]lh6/Lsf]
lx;fa lstfj tyf clen]v lg/LIf0f ug{ ;Sg]5 .
-#_ sf]if ;'kl/j]Ifsn] pklgod -@_ adf]lhd lg/LIf0f u/]sf]df lg/LIf0f ;DkGg ePsf]
Ps dlxgf leq af]8{ ;dIf lg/LIf0f k|ltj]bg k]z ug'{kg]{5 .
$%= hfgsf/L tyf ljj/0f lbg'kg]{ M -!_ of]hgf Joj:yfks / l8kf]lh6/Ln] b]xfosf hfgsf/L tyf
ljj/0f b]xfosf] cjlwleq af]8{ ;dIf k]z ug'{kg]{5 M–
-s_ k|aGwkq tyf lgodfjnLdf s'g} ;+zf]wg ug]{ eP To:tf] ;+zf]wgsf] Joxf]/f,
;+zf]wg ug'{ cl3,
-v_ gofF ;+rfns jf sfo{sf/L k|d'v lgo'Qm ePdf To:tf] ;+rfns jf sfo{sf/L
k|d'vsf] cg';"rL – @ adf]lhdsf] ljj/0f ;lxtsf] hfgsf/L, lgo'Qm ePsf]
;ft lbg leq,
-u_ af]8{n] ;do ;dodf tf]lslbPsf] cGo ;"rgf, hfgsf/L tyf ljj/0f af]8{n]
tf]lslbPsf] cjlwleq .
-@_ of]hgf Joj:yfks tyf l8kf]lh6/Ln] b]xfosf s'/fsf] hfgsf/L af]8{nfO{ t'?Gt
lbg'kg]{5M–
-s_ sfof{nosf] 7]ufgf, ;Dks{ 6]lnkmf]g, km\ofS; gDa/, Od]n cflb kl/jt{g
ePdf,
-v_ ;+:yfks, ;+rfns tyf sfo{sf/L k|d'v lj?4 k|rlnt sfg"g adf]lhd s'g}
sf/jfxL ePdf jf sf/jfxL cuf8L a9fOPdf,
19
-u_ ;+:yfks, ;+rfns tyf sfo{sf/L k|d'v shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf
k/]df .
-#_ l8kf]lh6/Ln] b]xfosf s'/fsf] hfgsf/L of]hgf Joj:yfksnfO{ t'?Gt lbg'kg]{5,
-s_ of]hgfsf] tk{maf6 /sd k|fKt ug]{ jf e'QmfgL ug]{ sfo{df s'g} ;d:of
pTkGg ePdf,
-v_ of]hgfsf ;xefuLnfO{ of]hgfsf] k|ltkmn ljt/0f jf of]hgfsf] lkmtf{
e'QmfgL ;DaGwdf s'g} ;d:of pTkGg ePdf,
-$_ sf]if ;'kl/j]Ifsn] of]hgf ;+u ;DalGwt s'g} ;"rgf hfgsf/L jf ljj/0f dfu u/]df
of]hgf Joj:yfks tyf l8kf]lh6/Ln] To:tf] ;"rgf hfgsf/L jf ljj/0f t'?Gt pknJw u/fpg'
kg]{5 .
-%_ l8kf]lh6/Ln] k|To]s dlxgfsf] cGTodf of]hgfsf] ;DklQsf] ljj/0f of]hgf Joj:yfks
tyf sf]if ;'kl/j]Ifs ;dIf k]z ug'{ kg]{5 .
kl/R5]b – !)
ljljw
$^= ;fd"lxs nufgL sf]ifsf] nflu lwtf]kq 5'§o\fpg'kg]{M -!_ ;fj{hlgs ?kdf lwtf]kq lgisfzg ug]{
;+ul7t ;+:yfn] lwtf]kq ;fj{hlgs lgisfzg ug'{ cufj} ;fj{hlgs lgisfzg ul/g] lwtf]kqsf]
slDtdf kfFr k|ltzt lwtf]kq ;fd"lxs nufgL sf]ifsf] nflu 5'6\ofpg' kg{]5 .
-@_ pklgod -!_ adf]lhd 5'6\ofOPsf] lwtf]kq vl/bsf] nflu ;DalGwt ;+ul7t
;+:yf jf To:tf] ;+:yfsf] tkm{af6 lgisfzg laqmL k|aGwsn] cjlw tf]sL ;a} ;fd"lxs nufgL
sf]ifnfO{ ;"rgf lbg' kg]{5 .
-#_ pklgod -!_ adf]lhd 5'§o\fOPsf] lwtf]kq v/Lb ug{ Ps eGbf a9L sf]ifx?af6
cfj]bg k|fKt ePdf To:tf] lwtf]kq dfusf] cfwf/df ;dfg'kflts lx;fjn] ;j} sf]ifx?nfO{
jfF8kmfF8 ug'{ kg]{5 .
-$_ pklgod -!_ adf]lhd 5'§o\fOPsf] lwtf]kq vl/bsf] nflu pklgod -@_
adf]lhdsf] cjlw leq s'g} klg sf]ifaf6 cfj]bg k|fKt gePdf To;/L 5'6\ofOPsf] ;Dk"0f{
lwtf]kq / cf+lzs ?kdf dfq cfj]bg k|fKt ePdf vl/b gePsf] hlt lwtf]kq ;DalGwt
;+ul7t ;+:yfn] ;j{;fwf/0fsf nflu lgisfzg ug{ 5'6\ofPsf] lwtf]kqx?df ;dfj]z u/L
;fj{hlgs ?kdf lgisfzg ug'{ kg]{5 .
$&= lgb]{lzsf hf/L ug{ ;Sg]M -!_ af]8{n] P]g tyf o; lgodfjnL ljkl/t gx'g] u/L
of]hgfsf] ;fj{hlgs lgisfzg :jLs[lt k|s[of, ljj/0fkqdf pNn]v x'g' kg]{ s'/fx?, ljqmL
k|s[of, of]hgfsf ;DalGwt kIf aLr x'g] ;Demf}tf, cfrf/ ;+lxtf, nufgLsf] d"NofFsg k|s[of,
v'b ;DklQsf] d"NofFsg nufotsf cGo cfjZos s'/fsf ;DaGwdf lgb]{lzsf hf/L ug{ ;Sg]5 .
-@_ pklgod -!_ adf]lhd hf/L ePsf] lgb]{lzsf kfngf ug'{ ;DalGwt ;j}sf] st{Jo
x'g]5 .
$*= cg";'rLdf x]/km]/ jf yk36M af]8{n] cfjZostf cg';f/ cg";'rLdf x]/km]/ jf yk36 ug{
;Sg]5 .
20
cg';"rL—!
-lgod $ sf] pklgod -!_ ;+u ;DalGwt_
ldltM
>L g]kfn lwtf]kq af]8{
============================ .
lwtf]kq ;DaGwL P]g / ;f] cGtu{t ag]sf] lgod, ljlgod, lgb]{lzsf tyf cGo k|rlnt g]kfn sfg"gsf]
cwLgdf /xL ========================== gfdsf] ;fd"lxs nufgL sf]if :yfkgf ug]{ OR5f ePsf]n] cfjZos
ljj/0f / sfuhft tyf lgj]bg b:t'/ ;DnUg u/L of] lgj]bg k]z u/]sf 5f} .
;DnUg sfuhft tyf pNn]lvt ljj/0f ;To tYo 5g\ . s'g} ljj/0f hfgLhfgL n'sfPsf] jf unt
ljj/0f k]z u/]sf] 5}g . ljj/0f n'sfPsf] jf unt ljj/0f jf sfuhft k]z u/]sf] 7x/]df sfg"g
adf]lhd ;xF'nf a'emfpFnf .
gfd M
b:tvtM
21
cg';"rL— @
-lgod $ sf] pklgod -!_ sf] v08 -r_, lgod !# sf] pklgod -@_ sf] v08 -u_ /
lgod $% sf] pklgod -!_ sf] v08 -v_ ;+u ;DalGwt_
kmf]6f]
!= gfdM
@= :yfoL 7]ufgfM ====================c+rn====================lhNnf ========================= uf= lj=;=÷g=kf=÷d= g= kf=
6f]n====================j8f g+=========Ans g+========= kmf]g g+M================ km\ofS;M============Od]n ===========
#= xfnsf] 7]ufgfM ===========================c+rn=======================lhNnf ============================= uf= lj=;=÷g=kf=
6f]n====================j8f g+=========Ans g+========= kmf]g g+M================ km\ofS;M============Od]n ==========
$= afa'÷cfdfsf] gfdM
%= afh]÷ah}sf] gfdM
^= klt ÷ klTgsf] gfd M
&= z}lIfs of]UotfM
*= Joj;flos cg'ejM
(= tflndM
!)= s'g} k]zf jf ;+:yfdf sfo{/t ePdf, ;f] ;DaGwL ljj/0fM
!!= cGo sDkgL jf ;+ul7t ;+:yfdf Ps k|ltzt jf ;f] eGbf a9L] :jfldTj jf s'g} ;+nUgtf eP tT;DaGwL ljj/0fM
!!= cfkm" pk/ jf cfkm" ;Da4 s'g} sDkgL jf ;+ul7t ;+:yf pk/ lwtf]kq ;DaGwL sfg"g tyf cGo k|rlnt sfg"g
adf]lhd s'g} sf/jfxL ePsf]] jf e}/x]sf] eP ;f] ;DaGwL ljj/0fM
!@= ;+rfns÷sfo{sf/L k|d'v x'g lgwf{l/t of]Uotf k"/f ePsf] / cof]Uotf g/x]sf] pb\3f]if0fM
b:tvtM ==========================
22
cg';"rL—#
-lgod $ sf] pklgod -@_ / -%_ ;Fu ;DalGwt_
23
cg';"rL— $
-lgod $ sf] pklgod -$_ ;+u ;DalGwt_
24
cg';"rL— %
kmf]6f]
!= gfdM
@= :yfoL 7]ufgfM c+rn======================lhNnf ========================= uf= lj=;=÷g=kf= =========================
6f]n====================j8f g+=========3/÷Ans g+========= kmf]g g+M================ km\ofS;M========================
Od]n =================
#= xfnsf] 7]ufgfM c+rn =====================lhNnf ========================= uf=lj=;=÷g=kf============================
6f]n====================j8f g+=========3/÷Ans g+========= kmf]g g+M================ km\ofS;M=========================
Od]n =================
$= afa'sf] gfdM
%= afh]sf] gfdM
^= klt jf klTgsf] gfdM
&= z}lIfs of]UotfM
*= sfo{ cg'ejM
(= tflnd
!)= s'g} k]zf jf ;+:yfdf sfo{/t ePdf, ;f] ;DaGwL ljj/0fM
!!= sf]if ;'kl/j]Ifssf] ?kdf sfd ug{ of]Uotf k'/f ePsf] pb\3f]if0fM
b:tvtM ==========================
25
cg';"rL— ^
ldltM
>L g]kfn lwtf]kq af]8{
============================ .
o; ;+:yfn] lwtf]kq ;DaGwL P]g, @)^# / ;f] P]g cGtu{t ag]sf] lgod, ljlgod, lgb]{lzsf tyf cGo k|rlnt g]kfn
sfg"gsf] cwLgdf /xL of]hgf Joj:yfks jf l8kf]lh6/Lsf] ?kdf sfd ug{ rfx]sf]n] nfUg] b:t'/, ljj/0f / sfuhft
;+nUg u/L of] lgj]bg k]z u/]sf 5f} .
;DnUg sfuhft tyf pNn]lvt ljj/0f ;To tYo 5g\ . s'g} ljj/0f hfgLhfgL n'sfPsf] jf unt ljj/0f k]z u/]sf]
5}g . ljj/0f n'sfPsf] jf unt ljj/0f jf sfuhft k]z u/]sf] 7x/]df sfg"g adf]lhd ;xF'nf a'emfpFnf .
/lhi68{ sfof{noM
sfo{sf/L k|d'vsf]M
;+ul7t ;+:yfsf] 5fkM gfdM
b:tvtM
26
cg';"rL— &
-lgod !# sf] pklgod -@_ sf] v08 -s_ ;+u ;DalGwt_
27
cg';"rL—*
-lgod !# sf] pklgod -@_ v08 -v_ ;+u ;DalGwt_
lgj]bs ;+ul7t ;+:yfsf] ;+:yfks sDkgL jf ;+ul7t ;+:yf ;DaGwL ljj/0f tyf sfuhft
28
cg';"rL— (
-lgod !^ sf] pklgod -$_ ;Fu ;DalGwt_
>L = = = = = = = = = = = = =
================
==============================df d'Vo sfof{no /x]sf] To; ;+ul7t ;+:yfsf] lgj]bgdf sf/jfxL x'Fbf o; af]8{sf]
ldlt ========================= sf] lg0f{ofg';f/ To; ;+:yfnfO{ lwtf]kq ;DaGwL P]g tyf ;f] P]g cGtu{t
ag]sf lgod tyf cGo k|rlnt sfg"gsf] cwLgdf /xL ==============================sf] sfd ug{ lbg] lg0f{o
ePsf]n] ;f] sf nflu of] cg'dltkq k|bfg u/LPsf] 5 .
29
cg';"rL— !)
-lgod !^ sf] pklgod -%_ ;+u ;DalGwt_
cg'dltkq b:t'/
30
cg';"rL—!!
-lgod !& sf] pklgod -!_ ;+u ;DalGwt_
ldltM
>L g]kfn lwtf]kq af]8{
============================ .
lwtf]kq ;DaGwL P]g, @)^# adf]lhd txfFaf6 =================================sf] sfo{ ug{ k|fKt cg'dltkqsf] cjlw
ldlt = = = = = = = = ;Dd sfod /x]sf]n] cg'dltkq gjLs/0f u/L kfpgsf nflu ;f] cg'dltkq o;} lgj]bg
;fy ;+nUg u/L cg'/f]w ub{5'÷5f+} .
31
cg';"rL—!@
-lgod !& sf] pklgod -@_ ;+u ;DalGwt_
jflif{s z'Ns
32
cg';"rL—!#
-lgod @$ sf] pklgod -#_ ;+u ;DalGwt_
ldltM
>L g]kfn lwtf]kq af]8{
============================ .
lwtf]kq ;DaGwL P]g, @)^# / ;f] cGtu{t ag]sf] lgod, ljlgod, lgb]{lzsf tyf cGo k|rlnt g]kfn sfg"gsf] cwLgdf
/xL ========================== gfdsf] sf]if cGt{ut =================================== gfdsf] of]hgfsf] hDdf /sd
?k}of=======================;Ddsf] of]hgf ;+rfng ug]{ cg'dltsf nflu cfjZos ljj/0f / sfuhft ;+nUg u/L of]
lgj]bg k]z u/]sf 5f} .
;DnUg sfuhft tyf pNn]lvt ljj/0f ;To tYo 5g\ . s'g} ljj/0f hfgLhfgL n'sfPsf] jf unt ljj/0f k]z u/]sf]
5}g . ljj/0f n'sfPsf] jf unt ljj/0f jf sfuhft k]z u/]sf] 7x/]df sfg"g adf]lhd ;xF'nf a'emfpFnf .
of]hgf Joj:yfkssf]
gfd M ===========================
7]ufgfM ===========================c+rn=================================lhNnf ===================================== uf= lj=;=÷g=kf=
6f]n========================j8f g+=========Ans g+========= kmf]g g+M================== km\ofS;M==================Od]n ===================
33
cg';"rL—!$
>L = = = = = = = = = = = = = = = =
==================
==============================df d'Vo sfof{no /x]sf] To; ;++:yfn] ===================================gfdsf] sf]if cGtu{t ;+rfng
ug]{ hDdf /sd ?k}of==================== ;Ddsf] ====================== gfdsf] of]hgf tyf pQm of]hgf cGtu{t hf/L u/Lg]
OsfO{x? o; af]8{df btf{ u/L lwtf]kq ;DaGwL P]g, @)^# tyf ;f] P]g cGtu{t ag]sf lgod, lalgod tyf cGo
k|rlnt sfg"g / b]xfosf zt{sf] cwLgdf /xL of]hgf ;+rfng ug{ of] cg'dlt k|bfg u/LPsf] 5 .
cflwsfl/s b:tvtM
gfdM
kbM
ldltM
af]8{sf] 5fkM
zt{x?M
!=
@=
#=
34
cg';"rL—!%
-lgod @$ sf] pklgod -%_ ;+u ;DalGwt_
*-s_ of]hgfsf] s'n /sd Ps cj{ ?k}of eGbf sd ePdf )=!) k|ltzt jf Go"gtd kfFrnfv
?k}of
*-v_ of]hgfsf] s'n /sd Ps cj{ ?k}of b]lv b'O{ cj{ ?k}of;Dd ePdf )=)&% k|ltzt jf
Go"gtd bznfv ?k}of
*-u_ of]hgfsf] s'n /sd b'O{ cj{ ?k}of eGbf dfly ePdf )=)% k|ltzt jf Go"gtd kGw|nfv
?k}of
o; lgodfjnL adf]lhd af]8{df of]hgf ;+rfng b:t'/ a'emfPsf ;fd"lxs nufgL of]hgfsf]
lwtf]kq btf{ ubf{ s'g} b:t'/ nfUg] 5}g .
35