Historical Returns

Long-Term
Large Company Government
Stocks Bonds
1926 13.75% 113.75% 5.69% 105.69%
1927 35.70% 135.70% 6.58% 106.58%
1928 45.08% 145.08% 1.15% 101.15%
1929 -8.80% 91.20% 4.39% 104.39%
1930 -25.13% 74.87% 4.47% 104.47%
1931 -43.60% 56.40% -2.15% 97.85%
1932 -8.75% 91.25% 8.51% 108.51%
1933 52.95% 152.95% 1.92% 101.92%
1934 -2.31% 97.69% 7.59% 107.59%
1935 46.79% 146.79% 4.20% 104.20%
1936 32.49% 132.49% 5.13% 105.13%
1937 -35.45% 64.55% 1.44% 101.44%
1938 31.63% 131.63% 4.21% 104.21%
1939 -1.43% 98.57% 3.84% 103.84%
1940 -10.36% 89.64% 5.70% 105.70%
1941 -12.02% 87.98% 0.47% 100.47%
1942 20.75% 120.75% 1.80% 101.80%
1943 25.38% 125.38% 2.01% 102.01%
1944 19.49% 119.49% 2.27% 102.27%
1945 36.21% 136.21% 5.29% 105.29%
1946 -8.42% 91.58% 0.54% 100.54%
1947 5.05% 105.05% -1.02% 98.98%
1948 4.99% 104.99% 2.66% 102.66%
1949 17.81% 117.81% 4.58% 104.58%
1950 30.05% 130.05% -0.98% 99.02%
1951 23.79% 123.79% -0.20% 99.80%
1952 18.39% 118.39% 2.43% 102.43%
1953 -1.07% 98.93% 2.28% 102.28%
1954 52.23% 152.23% 3.08% 103.08%
1955 31.62% 131.62% -0.73% 99.27%
1956 6.91% 106.91% -1.72% 98.28%
1957 -10.50% 89.50% 6.82% 106.82%
1958 43.57% 143.57% -1.72% 98.28%
1959 12.01% 112.01% -2.02% 97.98%
1960 0.47% 100.47% 11.21% 111.21%
1961 26.84% 126.84% 2.20% 102.20%
1962 -8.75% 91.25% 5.72% 105.72%
1963 22.70% 122.70% 1.79% 101.79%
1964 16.43% 116.43% 3.71% 103.71%
1965 12.38% 112.38% 0.93% 100.93%
1966 -10.06% 89.94% 5.12% 105.12%
1967 23.98% 123.98% -2.86% 97.14%
1968 11.03% 111.03% 2.25% 102.25%
1969 -8.43% 91.57% -5.63% 94.37%
1970 3.94% 103.94% 18.92% 118.92%
1971 14.30% 114.30% 11.24% 111.24%
1972 18.99% 118.99% 2.39% 102.39%
1973 -14.69% 85.31% 3.30% 103.30%
1974 -26.47% 73.53% 4.00% 104.00%
1975 37.23% 137.23% 5.52% 105.52%
1976 23.93% 123.93% 15.56% 115.56%
1977 -7.16% 92.84% 0.38% 100.38%
1978 6.57% 106.57% -1.26% 98.74%
1979 18.61% 118.61% 1.26% 101.26%
1980 32.50% 132.50% -2.48% 97.52%
1981 -4.92% 95.08% 4.04% 104.04%
1982 21.55% 121.55% 44.28% 144.28%
1983 22.56% 122.56% 1.29% 101.29%
1984 6.27% 106.27% 15.29% 115.29%
1985 31.73% 131.73% 32.27% 132.27%
1986 18.67% 118.67% 22.39% 122.39%
1987 5.25% 105.25% -3.03% 96.97%
1988 16.61% 116.61% 6.84% 106.84%
1989 31.69% 131.69% 18.54% 118.54%
1990 -3.10% 96.90% 7.74% 107.74%
1991 30.46% 130.46% 19.36% 119.36%
1992 7.62% 107.62% 7.34% 107.34%
1993 10.08% 110.08% 13.06% 113.06%
1994 1.32% 101.32% -7.32% 92.68%
1995 37.58% 137.58% 25.94% 125.94%
1996 22.96% 122.96% 0.13% 100.13%
1997 33.36% 133.36% 12.02% 112.02%
1998 28.58% 128.58% 14.45% 114.45%
1999 21.04% 121.04% -7.51% 92.49%
2000 -9.10% 90.90% 17.22% 117.22%
2001 -11.89% 88.11% 5.51% 105.51%
2002 -22.10% 77.90% 15.15% 115.15%
2003 28.89% 128.89% 2.01% 102.01%
2004 10.88% 110.88% 8.12% 108.12%
2005 4.91% 104.91% 6.89% 106.89%
 2006 15.79% 115.79% 0.28% 100.28%
2007 5.49% 105.49% 10.85% 110.85%
2008 -37.00% 63.00% 14.24% 114.24%
2009 26.46% 126.46% -25.61% 74.39%
2010 15.06% 115.06% 7.73% 107.73%
2011 2.11% 102.11% 35.75% 135.75%
2012 16.00% 116.00% 1.80% 101.80%
2013 32.30% 132.30% -14.69% 85.31%
2014 13.70% 113.70% 12.90% 112.90%

Media Aritmética 11.95% 5.58%

Media Geométrica 10.0005% 5.1698%
Desvic. Estándar 20.05% 9.60%
U.S. Treasury Consumer Price
Bills Index
3.30% 103.30% -1.12%
3.15% 103.15% -2.26%
4.05% 104.05% -1.16%
4.47% 104.47% 0.58%
2.27% 102.27% -6.40%
1.15% 101.15% -9.32%
0.88% 100.88% -10.27%
0.52% 100.52% 0.76%
0.27% 100.27% 1.52%
0.17% 100.17% 2.99%
0.17% 100.17% 1.45%
0.27% 100.27% 2.86%
0.06% 100.06% -2.78%
0.04% 100.04% 0.00%
0.04% 100.04% 0.71%
0.14% 100.14% 9.93%
0.34% 100.34% 9.03%
0.38% 100.38% 2.96%
0.38% 100.38% 2.30%
0.38% 100.38% 2.25%
0.38% 100.38% 18.13%
0.62% 100.62% 8.84%
1.06% 101.06% 2.99%
1.12% 101.12% -2.07%
1.22% 101.22% 5.93%
1.56% 101.56% 6.00%
1.75% 101.75% 0.75%
1.87% 101.87% 0.75%
0.93% 100.93% -0.74%
1.80% 101.80% 0.37%
2.66% 102.66% 2.99%
3.28% 103.28% 2.90%
1.71% 101.71% 1.76%
3.48% 103.48% 1.73%
2.81% 102.81% 1.36%
2.40% 102.40% 0.67%
 2.82% 102.82% 1.33%
3.23% 103.23% 1.64%
3.62% 103.62% 0.97%
4.06% 104.06% 1.92%
4.94% 104.94% 3.46%
4.39% 104.39% 3.04%
5.49% 105.49% 4.72%
6.90% 106.90% 6.20%
6.50% 106.50% 5.57%
4.36% 104.36% 3.27%
4.23% 104.23% 3.41%
7.29% 107.29% 8.71%
7.99% 107.99% 12.34%
5.87% 105.87% 6.94%
5.07% 105.07% 4.86%
5.45% 105.45% 6.70%
7.64% 107.64% 9.02%
10.56% 110.56% 13.29%
12.10% 112.10% 12.52%
14.60% 114.60% 8.92%
10.94% 110.94% 3.83%
8.99% 108.99% 3.79%
9.90% 109.90% 3.95%
7.71% 107.71% 3.80%
6.09% 106.09% 1.10%
5.88% 105.88% 4.43%
6.94% 106.94% 4.42%
8.44% 108.44% 4.65%
7.69% 107.69% 6.11%
5.43% 105.43% 3.06%
3.48% 103.48% 2.90%
3.03% 103.03% 2.75%
4.39% 104.39% 2.67%
5.61% 105.61% 2.54%
5.14% 105.14% 3.32%
5.19% 105.19% 1.70%
4.86% 104.86% 1.61%
4.80% 104.80% 2.68%
5.98% 105.98% 3.39%
3.33% 103.33% 1.55%
1.61% 101.61% 2.40%
0.94% 100.94% 1.90%
1.14% 101.14% 3.30%
2.79% 102.79% 3.40%
4.97% 104.97% 2.54%
4.52% 104.52% 4.08%
1.24% 101.24% 0.90%
0.15% 100.15% 2.72%
0.14% 100.14% 1.50%
0.06% 100.06% 2.96%
0.80% 100.80% 1.74%
0.50% 100.50% 1.50%
0.20% 100.20% 0.80%

3.61% 3.02%
3.5611%
3.15% 4.09%
Análisis: La media aritmética es utilizado comúnmente a
geométrica, ya que está nos detalla con más exactitud lo
movimientos que ha sufrido. Analizando esto se puede c
s utilizado comúnmente al momente de sacar un promedio, pero es aconsejable basarse en la media
talla con más exactitud lo que sucede. En cuánto a la desviación estandar nos indica como han sido los
nalizando esto se puede considerar que la opción B es la que tiene mejores resultados.
Historical Returns

Long-Term
Large Company Government
Stocks Bonds
1926 13.75% 5.69%
1927 35.70% 6.58%
1928 45.08% 1.15%
1929 -8.80% 4.39%
1930 -25.13% 12.12% 4.47% 4.46%
1931 -43.60% 0.65% -2.15% 2.89%
1932 -8.75% -8.24% 8.51% 3.27%
1933 52.95% -6.67% 1.92% 3.43%
1934 -2.31% -5.37% 7.59% 4.07%
1935 46.79% 9.02% 4.20% 4.01%
1936 32.49% 24.23% 5.13% 5.47%
1937 -35.45% 18.89% 1.44% 4.06%
1938 31.63% 14.63% 4.21% 4.51%
1939 -1.43% 14.81% 3.84% 3.76%
1940 -10.36% 3.38% 5.70% 4.06%
1941 -12.02% -5.53% 0.47% 3.13%
1942 20.75% 5.71% 1.80% 3.20%
1943 25.38% 4.46% 2.01% 2.76%
1944 19.49% 8.65% 2.27% 2.45%
1945 36.21% 17.96% 5.29% 2.37%
1946 -8.42% 18.68% 0.54% 2.38%
1947 5.05% 15.54% -1.02% 1.82%
1948 4.99% 11.46% 2.66% 1.95%
1949 17.81% 11.13% 4.58% 2.41%
1950 30.05% 9.90% -0.98% 1.16%
1951 23.79% 16.34% -0.20% 1.01%
1952 18.39% 19.01% 2.43% 1.70%
1953 -1.07% 17.79% 2.28% 1.62%
1954 52.23% 24.68% 3.08% 1.32%
1955 31.62% 24.99% -0.73% 1.37%
1956 6.91% 21.62% -1.72% 1.07%
1957 -10.50% 15.84% 6.82% 1.95%
1958 43.57% 24.77% -1.72% 1.15%
1959 12.01% 16.72% -2.02% 0.13%
1960 0.47% 10.49% 11.21% 2.51%
1961 26.84% 14.48% 2.20% 3.30%
1962 -8.75% 14.83% 5.72% 3.08%
1963 22.70% 10.65% 1.79% 3.78%
1964 16.43% 11.54% 3.71% 4.93%
1965 12.38% 13.92% 0.93% 2.87%
1966 -10.06% 6.54% 5.12% 3.45%
1967 23.98% 13.09% -2.86% 1.74%
1968 11.03% 10.75% 2.25% 1.83%
1969 -8.43% 5.78% -5.63% -0.04%
1970 3.94% 4.09% 18.92% 3.56%
1971 14.30% 8.96% 11.24% 4.78%
1972 18.99% 7.97% 2.39% 5.83%
1973 -14.69% 2.82% 3.30% 6.04%
1974 -26.47% -0.79% 4.00% 7.97%
1975 37.23% 5.87% 5.52% 5.29%
1976 23.93% 7.80% 15.56% 6.15%
1977 -7.16% 2.57% 0.38% 5.75%
1978 6.57% 6.82% -1.26% 4.84%
1979 18.61% 15.84% 1.26% 4.29%
1980 32.50% 14.89% -2.48% 2.69%
1981 -4.92% 9.12% 4.04% 0.39%
1982 21.55% 14.86% 44.28% 9.17%
1983 22.56% 18.06% 1.29% 9.68%
1984 6.27% 15.59% 15.29% 12.48%
1985 31.73% 15.44% 32.27% 19.43%
1986 18.67% 20.16% 22.39% 23.10%
1987 5.25% 16.90% -3.03% 13.64%
1988 16.61% 15.71% 6.84% 14.75%
1989 31.69% 20.79% 18.54% 15.40%
1990 -3.10% 13.82% 7.74% 10.50%
1991 30.46% 16.18% 19.36% 9.89%
1992 7.62% 16.66% 7.34% 11.96%
1993 10.08% 15.35% 13.06% 13.21%
1994 1.32% 9.28% -7.32% 8.04%
1995 37.58% 17.41% 25.94% 11.68%
1996 22.96% 15.91% 0.13% 7.83%
1997 33.36% 21.06% 12.02% 8.77%
1998 28.58% 24.76% 14.45% 9.04%
1999 21.04% 28.70% -7.51% 9.01%
2000 -9.10% 19.37% 17.22% 7.26%
2001 -11.89% 12.40% 5.51% 8.34%
2002 -22.10% 1.31% 15.15% 8.96%
2003 28.89% 1.37% 2.01% 6.48%
2004 10.88% -0.66% 8.12% 9.60%
2005 4.91% 2.14% 6.89% 7.54%
 2006 15.79% 7.67% 0.28% 6.49%
2007 5.49% 13.19% 10.85% 5.63%
2008 -37.00% 0.01% 14.24% 8.08%
2009 26.46% 3.13% -25.61% 1.33%
2010 15.06% 5.16% 7.73% 1.50%
2011 2.11% 2.42% 35.75% 8.59%
2012 16.00% 4.53% 1.80% 6.78%
2013 32.30% 18.39% -14.69% 1.00%
2014 13.70% 15.83% 12.90% 8.70%

Media Aritmética 11.95% 5.58%

Media Geométrica
Desvic. Estándar 20.05% 9.60%
U.S. Treasury Consumer Price
Bills Index 85
3.30% -1.12%
3.15% -2.26%
4.05% -1.16%
4.47% 0.58%
2.27% 3.45% -6.40% 1
1.15% 3.02% -9.32% 0
0.88% 2.56% -10.27% 1
0.52% 1.86% 0.76% 1
0.27% 1.02% 1.52% 1
0.17% 0.60% 2.99% 1
0.17% 0.40% 1.45% 1
0.27% 0.28% 2.86% 1
0.06% 0.19% -2.78% 1
0.04% 0.14% 0.00% 1
0.04% 0.12% 0.71% 1
0.14% 0.11% 9.93% 1
0.34% 0.12% 9.03% 1
0.38% 0.19% 2.96% 1
0.38% 0.26% 2.30% 1
0.38% 0.32% 2.25% 1
0.38% 0.37% 18.13% 1
0.62% 0.43% 8.84% 1
1.06% 0.56% 2.99% 1
1.12% 0.71% -2.07% 1
1.22% 0.88% 5.93% 1
1.56% 1.12% 6.00% 0
1.75% 1.34% 0.75% 1
1.87% 1.50% 0.75% 1
0.93% 1.47% -0.74% 0
1.80% 1.58% 0.37% 0
2.66% 1.80% 2.99% 0
3.28% 2.11% 2.90% 0
1.71% 2.08% 1.76% 0
3.48% 2.59% 1.73% 0
2.81% 2.79% 1.36% 0
2.40% 2.74% 0.67% 1
 2.82% 2.64% 1.33% 1
3.23% 2.95% 1.64% 1
3.62% 2.98% 0.97% 1
4.06% 3.23% 1.92% 0
4.94% 3.73% 3.46% 0
4.39% 4.05% 3.04% 0
5.49% 4.50% 4.72% 0
6.90% 5.16% 6.20% 0
6.50% 5.64% 5.57% 0
4.36% 5.53% 3.27% 0
4.23% 5.50% 3.41% 1
7.29% 5.86% 8.71% 1
7.99% 6.07% 12.34% 1
5.87% 5.95% 6.94% 0
5.07% 6.09% 4.86% 1
5.45% 6.33% 6.70% 0
7.64% 6.40% 9.02% 0
10.56% 6.92% 13.29% 0
12.10% 8.16% 12.52% 0
14.60% 10.07% 8.92% 0
10.94% 11.17% 3.83% 0
8.99% 11.44% 3.79% 0
9.90% 11.31% 3.95% 1
7.71% 10.43% 3.80% 1
6.09% 8.73% 1.10% 1
5.88% 7.71% 4.43% 1
6.94% 7.30% 4.42% 1
8.44% 7.01% 4.65% 1
7.69% 7.01% 6.11% 1
5.43% 6.88% 3.06% 1
3.48% 6.40% 2.90% 1
3.03% 5.61% 2.75% 1
4.39% 4.80% 2.67% 1
5.61% 4.39% 2.54% 1
5.14% 4.33% 3.32% 1
5.19% 4.67% 1.70% 1
4.86% 5.04% 1.61% 1
4.80% 5.12% 2.68% 1
5.98% 5.19% 3.39% 1
3.33% 4.83% 1.55% 1
1.61% 4.12% 2.40% 1
0.94% 3.33% 1.90% 1
1.14% 2.60% 3.30% 1
2.79% 1.96% 3.40% 1
4.97% 2.29% 2.54% 1
4.52% 2.87% 4.08% 1
1.24% 2.93% 0.90% 1
0.15% 2.73% 2.72% 0
0.14% 2.20% 1.50% 0
0.06% 1.22% 2.96% 1
0.80% 0.48% 1.74% 1
0.50% 0.33% 1.50% 1
0.20% 0.34% 0.80% 1

3.61% 3.02%

3.15% 4.09%