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Unit 9 - Lesson B: Money: Touchstone 2nd Edition - Language Summary - Level 4

This document provides vocabulary and grammar lessons about managing money, borrowing money, spending money, saving money, and reporting questions. It includes a list of vocabulary words related to these topics as well as explanations and examples of direct and reported yes-no and information questions.

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Nancy Yuliana Rodriguez Ríos
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372 views3 pages

Unit 9 - Lesson B: Money: Touchstone 2nd Edition - Language Summary - Level 4

This document provides vocabulary and grammar lessons about managing money, borrowing money, spending money, saving money, and reporting questions. It includes a list of vocabulary words related to these topics as well as explanations and examples of direct and reported yes-no and information questions.

Uploaded by

Nancy Yuliana Rodriguez Ríos
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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Touchstone 2nd Edition • Language summary • Level 4

Unit 9 • Lesson B: Money


Vocabulary
Borrowing money
application (n)
apply for (a credit card) (v)
borrow money from (the bank) (v)
fill out an application for . . . (v)
get into debt / be in debt (v)
get out of debt (v)
have / take out a loan (v)
pay (a debt / a loan) off (v)
pay (money) back (v)

Managing money
reliable (adj)
systematic (adj)
budget (n)
checklist (n)
treat (n)
get things under control (v)
give yourself an allowance for . . . (v)
go through (a checklist) (v)
have / make a budget (v)
keep track of (what you spend) (v)
stick to a monthly budget (v)

Spending money
spender (n)
charge (too much) to a credit card (v)
use a credit card (v)
pay by check / in cash (v)
pay a bill on time (v)
take (something) back to the store (v)

© Cambridge University Press 2014 Unit 9, Lesson B, Page 1


Touchstone 2nd Edition • Language summary • Level 4

Saving / investing money


market researcher (n)
saver (n)
savings account (n)
invest money in stocks / bonds (v)
pay interest (v)
put (money) away for a rainy day (v)
set aside (money) (v)

Other words
source of income (n)
in the past month

Grammar
Reported questions
Use reported questions to say what someone else asked.

Reported questions have statement word order. They end in a period (.), not a question
mark (?). Remember, when you report the things people said, the verb tense often "shifts
back":

"Are you a spender or a saver?" (direct question)


She wanted to know if I was a spender or a saver. (reported question)

The verb tense can stay the same if the time of the direct question and the time of the
reported question is the same:

She wanted to know if I'm a spender or a saver.

Two ways to begin reported questions are:

She asked (me) . . . / She wanted to know . . .

© Cambridge University Press 2014 Unit 9, Lesson B, Page 2


Touchstone 2nd Edition • Language summary • Level 4
Reported Yes-No questions
Use if / whether + subject + verb:

"Are you a spender or a saver?" (direct question, simple present)


She asked me if / whether I was a saver. (reported question, simple past)

"Can one of your parents sign the application?" (direct question with can)
She wanted to know if / whether one of my parents could sign it.
(reported question with could)

Reported information questions


Use question word + verb:

"How do you usually pay for things?" (direct question, simple present)
She wanted to know how I paid for things. (reported question, simple past)

"How many times have you used a credit card?" (direct question, present)
She asked how many times I'd used a credit card. (reported question, past perfect)

© Cambridge University Press 2014 Unit 9, Lesson B, Page 3

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