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Auto Coverages: Confusing? They Don't Have To Be

The document explains different types of auto insurance coverages including bodily injury liability, medical payments, property damage liability, comprehensive, collision, and uninsured/underinsured motorist coverage. It provides brief descriptions of what each coverage type means.

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Lorie Smith Williamson
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35 views

Auto Coverages: Confusing? They Don't Have To Be

The document explains different types of auto insurance coverages including bodily injury liability, medical payments, property damage liability, comprehensive, collision, and uninsured/underinsured motorist coverage. It provides brief descriptions of what each coverage type means.

Uploaded by

Lorie Smith Williamson
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Auto Coverages

Confusing?
They don’t have to be.

What it’s called… What it means…

This applies to injuries caused by you to someone else and the costs
Bodily Injury Liability associated with the injuries. For example: legal fees, court costs and
compensation for bodily injury claims

Medical Payments or Personal If you or anyone else covered under your policy is injured in an accident,
Injury Protection this coverage provides reimbursement for medical treatment.

If you damage another auto (or someone else’s property), this is the
Property Damage Liability
coverage that applies.

This provides financial protection for your car from loss not caused by
Comprehensive
collision or upset, such as fire, theft, glass damage and vandalism.

Offers protection for your car in case of upset or collision with another
Collision
car or object.

Offers reimbursement of costs for your injuries in case of an accident


Uninsured or Underinsured involving a person without auto insurance, with lower insurance limits
Motorist Coverage than yours which are insufficient to cover your damages, or with a
hit-and-run driver.

Please note: This material is general in nature and for informational purposes only. Coverages, exclusions, limitations, policy terms and
conditions and eligibility for discounts may vary from state to state and are subject to the underwriting guidelines, rates and rules in effect at
the time of purchase. Please refer to the policy itself for definitions, coverages, exclusions and other terms and conditions.

SERVCE is in the primary colors SERVCE is in the secondary blue


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®
ERIE insurance services are provided by one or more of the following insurers: Erie Insurance Exchange,
Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company
and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of
New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all
products are offered in all states. Policy issuance is subject to eligibility criteria. Go to erieinsurance.com for
S1328a 4/10 © Erie Indemnity Company 2010 company licensure and territory information.

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