DXC Select Brochure
DXC Select Brochure
DXC Select
Make the most of your benefits
Flex your
Benefits benefits
at your to suit you
fingertips Create the benefits package for you.
02
Choosing your benefits
Plan ahead
How
Do your current selections accommodate
your circumstances in 2019?
Holidays
A quick guide to the scheme. Have you chosen additional days for 2019?
Make sure to log in and submit your changes.
DXC Select has been designed with you in mind, Gym Membership, Cycle to Work
to offer you choice in a market-leading flexible
and Health Assessments
benefits scheme.
Cycle to Work and Health Assessments –
Each November we open a three-week enrolment these benefits do not carry over year-on-
window when all benefits are available for you year, so make sure you reselect if you want
to change. It’s an ideal opportunity to explore them for 2019.
your benefits and make fresh selections. We
recommend reviewing your package even if you’re Pension
happy with your current benefits, as rates may Are your current contributions working to give
vary, and not all benefits carry over to next year. Annual you the retirement you want?
Your selections will become effective from
1 January and will be fixed for 12 months
benefit enrolment Dependants
(unless you have a qualifying Life Event – 22 November – Are your partner and/or family covered too?
see page 12).
11 December 2018 Submit your benefits
You can amend your scheme choices
anytime during annual enrolment, but you
Benefits effective must submit your benefits basket before the
deadline for your benefits to take effect.
1 January -
31 December 2019
03
Flexible
benefits Lifestyle
Gym Membership
Childcare Vouchers
The following pages give an Cycle to Work
Holiday
overview of the benefits available. Retail Card
Full details are available at
Protection
dxcselectuk.com along with
Critical Illness
supporting documents and Extended Sick Pay Insurance
Life Assurance
frequently asked questions. Personal Accident Insurance
Look out for the symbols below which
Travel Insurance
highlight tax and National Insurance
savings on any salary sacrifices that you
make, and whether the benefit can be
Health
selected at any time throughout the year. Dental Insurance
Health Cash Plan
A Available all year Health Assessments
Private Medical Benefit
T Save tax
Future
DXC UK Share Incentive Plan (SIP)
NI Save National Insurance Pensions
04
Gym Membership
Save money on your goal to keep fit with
discounted membership to your local gym.
NI
Childcare Vouchers
Get help with the cost of childcare.
Lifestyle
as well as approved nannies.
T NI A
05
Retail Card (PURE Card) A Holiday
Make your money go further with Take extra time off or free up cash by trading
discounts and cashback offers available your holiday entitlement to suit you.
all year round.
You receive a core level of holiday entitlement
Save money on your regular high street shopping depending on your contract of employment. During
at over 75 stores with one, easy-to-use card. Use annual enrolment you will be able to increase this
your prepaid PURE card at participating retailers to by buying extra days off, or sell any unwanted
receive up to 15% cashback on your purchases and entitlement for extra cash. For part timers and
make your money go further. Visit DXC Select at any for employees joining DXC after the start of the
time to view the participating retailers and discounts scheme year, the costs will be pro-rated.
available. There is a minimum annual spend.
T NI (holiday buy only)
Cycle to Work
Get fit and help the environment with a new
bike for your work commute.
T NI
08
06
Critical Illness Insurance
Reduce the financial impact of being diagnosed
with a serious illness.
NI
07
Life Assurance
Provide financial support to your
family in the event that you pass away.
Travel Insurance
Sit back, relax and enjoy your travels with
annual European and Worldwide cover.
NI
08
Health
Benefits to help protect the
health of you and your family
Dental Insurance
Cover the costs of your dental care.
NI
09
Health Assessments
Look after your health and identify conditions Private Medical Benefits
that could cause you problems in the future.
Receive access to high quality medical care.
Choose this benefit to take advantage of high
Be reassured that treatment will be readily available
level health diagnostics from our market leading
if you are injured or taken ill. Cut waiting times
provider. After your assessment you’ll have an
with fast access to high quality medical care, and
opportunity to discuss any issues highlighted in the
choose to include your partner and/or family.
screen with a healthcare professional. You can also
The current administrator is Aviva. Please consult
select and fund an assessment for your partner.
the medical plan design documents for further
NI understanding of your current design or any revised
selections that may fit your requirement.
NI
10
DXC UK Share Incentive Plan (SIP)
Own a small part of DXC and share in
our success.
T NI A
Pension
Save for your retirement.
Future
Contribute to your pension in a low-cost, flexible
way. Save on tax and National Insurance and
enjoy employer contributions to top up your
retirement fund. Adjust your contributions to
enhance your benefits at retirement and make
Benefits to help you your pension work for you. Log in to DXC Select
to find out more about your pension plan and the
futureproof your finances options available to you.
T NI A
11
FAQs
Your top queries answered
Started year you may be able to alter some of your benefits. (the benefits you selected last year) will carry over.
Such significant changes are called Life Events. The exceptions to this are Cycle to Work, Gym
Different benefits can be changed at different Life Membership and Health Assessments for employees
Events, based on provider and HMRC restrictions. If and partners.
you’ve had a Life Event, you can use the Life Event
Submitting your choices If you are a new joiner to DXC, only your core benefits
link on DXC Select to open an enrolment and make
some changes. will become effective. However, we would advise you
to log on to DXC Select to ensure that your benefits
You can log on to DXC Select from any
package for the year ahead is as you expect.
internet-ready device, making it easy to select What is Salary Sacrifice?
the benefits which are right for you at any time. Salary Sacrifice is an agreement whereby your
01. Visit dxcselectuk.com (the Global Pass gross Annual Base Salary (or Gross FullFlex Fund) is
screen will appear) reduced by a given amount in return for the employer
providing a benefit. The reduction in salary means
02. Enter your Global Pass user ID and password
less of your pay is subject to tax and / or National
03. Select ‘Flexible Benefits’ Insurance deductions. Even though your salary is
effectively reduced, your Annual Base Salary is used To find out more
04. Find the benefits which are right for you
to calculate any other company benefits. This means There are a number of useful contacts for
05. Add your benefits to your basket your pension and other salary related benefits remain each benefit listed on the next page. You
06. Submit your basket before the deadline unaffected. can also contact the DXC Select helpdesk
from Monday – Friday (excluding UK bank
What happens if I leave DXC? holidays), 8.30am – 5.30pm on 02380 831
736 or submit a request online. Simply log
If you leave DXC, most benefit entitlement and cover will
on to DXC Select, click on the ‘Support’
end on the date you leave, while some will at the end of
button, fill out the form and submit.
the month you leave the Company. Some benefits may
require the company to apply any outstanding amount
from your final salary. This includes, Cycle to Work,
Holiday, Health Assessments and Gym Membership.
You can continue to use these benefits.
12
Benefit Provider Telephone Other contact information
Useful
Critical Illness Insurance Canada Life DXC Select To make a claim raise a request via HRConnect
helpdesk and request a claim form
Cycle to Work Blackhawk Network - 0344 879 5101 www.cyclescheme.co.uk
Cyclescheme [email protected]
Dental Insurance
Aviva
Unum Dental
DXC Select
helpdesk
0207 480 7201
Submit a request via DXC Select using the
‘Support’ button
[email protected]
[email protected]
DXC Share Incentive Plan Computershare 0345 002 1124 [email protected]
Where to go if you have a Extended Sick Pay Unum DXC Select Submit a request via DXC Select using the
question about your benefits helpdesk ‘Support’ button
Gym Membership GymFlex DXC Select Submit a request via DXC Select using the
helpdesk ‘Support’ button
Healthcare Cash Plan BHSF Limited 0800 622 552 www.bhsf.co.uk
Health Assessments Nuffield Health 0800 004 600 nuffieldhealth.com
Holiday DXC DXC Select Submit a request via DXC Select using the
helpdesk ‘Support’ button
Life Insurance Canada Life / DXC Select Submit a request via DXC Select using the
Legal & General helpdesk ‘Support’ button
DXC Select helpdesk DXC 02380 831 736 Submit a request via DXC Select using the
‘Support’ button
Payroll department DXC Raise a request via HRConnect
Personal Accident Insurance Crispin Speers & Partners Ltd 0208 865 0772 For claims: [email protected]
Private Medical Benefit Aviva CSC: 0800 260 CSC scheme number: 981BCS
0563 ES scheme number: 981BCP
ES: 0800 085 3784 ES 01.01.2019 new hires scheme number:
981BCW
Retail Card Blackhawk Network – 0344 800 6435 www.purecard.com
PURE Card [email protected]
Travel Insurance Crispin Speers & Partners Ltd For claims: For claims: [email protected]
0208 865 0772 For medical emergencies abroad:
For medical [email protected]
emergencies
abroad:
0208 865 0773
13
Retail Card Gym Membership
Price lists
Retailer Rebate % Retailer Rebate % Log into DXC Select to view annual membership rates for the gyms near you.
14
Protection
Critical Illness Insurance Extended Sick Pay Insurance Life Assurance
£25,000 £50,000 £75,000 £100,000 £125,000 CSC GROUP COMPANIES CSC GROUP COMPANIES
Employee cover cost will be calculated as ((Flex Fund * % Employee cover cost will be calculated as ((Salary * %
Age Employee Partner Employee Partner Employee Partner Employee Partner Employee Partner
cover selected) * 1.1381) /100 cover level selected / 1000) * 1.782
16-20 £10.02 £11.17 £20.04 £22.34 £30.07 £33.51 £40.09 £44.68 £50.11 £55.85 ES GROUP COMPANIES ES GROUP COMPANIES
21-25 £10.02 £11.17 £20.04 £22.34 £30.07 £33.51 £40.09 £44.68 £50.11 £55.85 Employee cover cost will be calculated as ((Salary * % Employee cover cost will be calculated as ((Salary *
cover selected) – ESA) / 100 * 0.998 multiple of cover) / 1000) * 1.468
26-30 £10.02 £11.17 £20.04 £22.34 £30.07 £33.51 £40.09 £44.68 £50.11 £55.85
ESA = 3801
31-35 £15.35 £21.30 £30.69 £42.60 £46.04 £63.89 £61.39 £85.19 £76.73 £106.49
36-40 £23.28 £30.69 £46.56 £61.39 £69.84 £92.08 £93.12 £122.77 £116.41 £153.47
41-45 £39.15 £46.98 £78.30 £93.96 £117.45 £140.94 £156.60 £187.92 £195.75 £234.90 ALL COMPANIES
Partner-cover
46-50 £67.44 £73.71 £134.88 £147.41 £202.33 £221.12 £269.77 £294.83 £337.21 £368.53
51-55 £113.27 £111.29 £226.55 £222.58 £339.82 £333.87 £453.10 £445.16 £566.37 £556.45 Age £25,000 £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000
56-60 £176.33 £155.97 £352.66 £311.95 £528.99 £467.92 £705.33 £623.89 £881.66 £779.87 16-24 £5.04 £10.08 £15.12 £20.16 £25.20 £30.24 £35.28 £40.32 £45.36 £50.40
61-65 £259.54 £212.77 £519.08 £425.53 £778.62 £638.30 £1,038.15 £851.07 £1,297.69 £1,063.84 25-29 £6.48 £12.96 £19.44 £25.92 £32.40 £38.88 £45.36 £51.84 £58.32 £64.80
66-69 £368.64 £290.02 £737.27 £580.05 £1,105.91 £870.07 £1,474.55 £1,160.09 £1,843.18 £1,450.12 30-34 £7.80 £15.60 £23.40 £31.20 £39.00 £46.80 £54.60 £62.40 £70.20 £78.00
35-39 £10.44 £20.88 £31.32 £41.76 £52.20 £62.64 £73.08 £83.52 £93.96 £104.40
£150,000 £175,000 £200,000 £225,000 £250,000 40-44 £15.48 £30.96 £46.44 £61.92 £77.40 £92.88 £108.36 £123.84 £139.32 £154.80
Age Employee Partner Employee Partner Employee Partner Employee Partner Employee Partner 45-49 £25.08 £50.16 £75.24 £100.32 £125.40 £150.48 £175.56 £200.64 £225.72 £250.80
50-54 £43.08 £86.16 £129.24 £172.32 £215.40 £258.48 £301.56 £344.64 £387.72 £430.80
16-20 £60.13 £67.02 £70.16 £78.20 £80.18 £89.37 £90.20 £100.54 £100.22 £111.71
55-59 £74.16 £148.32 £222.48 £296.64 £370.80 £444.96 £519.12 £593.28 £667.44 £741.60
21-25 £60.13 £67.02 £70.16 £78.20 £80.18 £89.37 £90.20 £100.54 £100.22 £111.71
60-64 £125.40 £250.80 £376.20 £501.60 £627.00 £752.40 £877.80 £1,003.20 £1,128.60 £1,254.00
26-30 £60.13 £67.02 £70.16 £78.20 £80.18 £89.37 £90.20 £100.54 £100.22 £111.71
65-69 £207.72 £415.44 £623.16 £830.88 £1,038.60 £1,246.32 £1,454.04 £1,661.76 £1,869.48 £2,077.20
31-35 £92.08 £127.79 £107.43 £149.08 £122.77 £170.38 £138.12 £191.68 £153.47 £212.98
70-74 £347.16 £694.32 £1,041.48 £1,388.64 £1,735.80 £2,082.96 £2,430.12 £2,777.28 £3,124.44 £3,471.60
36-40 £139.69 £184.16 £162.97 £214.86 £186.25 £245.55 £209.53 £276.24 £232.81 £306.94
41-45 £234.90 £281.88 £274.05 £328.86 £313.20 £375.84 £352.35 £422.82 £391.50 £469.80
46-50 £404.65 £442.24 £472.10 £515.94 £539.54 £589.65 £606.98 £663.36 £674.42 £737.06
51-55 £679.64 £667.74 £792.92 £779.03 £906.19 £890.32 £1,019.47 £1,001.61 £1,132.74 £1,112.90
56-60 £1,057.99 £935.84 £1,234.32 £1,091.82 £1,410.65 £1,247.79 £1,586.98 £1,403.76 £1,763.32 £1,559.74
61-65 £1,557.23 £1,276.60 £1,816.77 £1,489.37 £2,076.31 £1,702.14 £2,335.85 £1,914.90 £2,595.38 £2,127.67
66-69 £2,211.82 £1,740.14 £2,580.45 £2,030.16 £2,949.09 £2,320.19 £3,317.73 £2,610.21 £3,686.36 £2,900.23
15
Personal Accident Insurance
CSC GROUP COMPANIES
Employee cover cost will be calculated as
((Salary / 1,000) * 3) * 0.19 = 21.73 per annum
16
Health
Dental Insurance
Options Employee Employee Employee Employee
only & partner & children & family
17
We hope you enjoy all
DXC Select has to offer
The benefit designs, range of flexibility and voluntary
schemes and the mechanics of DXC Select are discretionary
and can be amended from time to time by the Company
with reasonable notice if appropriate. While every effort
is made to maintain the accuracy of this brochure, it is
only intended to act as a guide to the scheme. In the event
that there is inconsistency between the brochure and the
provider’s terms and conditions, the provider’s terms and
conditions will prevail. Once accepted into the DXC Select
scheme you will be subject to the rules of the scheme and
the provider’s conditions and requirements for provision
of each benefit. No information in this brochure should be
taken as a personal recommendation or advice on the part
of DXC or any of its suppliers or partners. You are advised
to seek independent financial advice if you need further
guidance about the suitability of these products and services
in relation to your personal circumstances. DXC reserves the
right to change, remove or add to the products or services
listed within this flexible benefits scheme or to change the
provider of any benefit. DXC may withdraw a benefit and
provide a suitable alternative or cash substitute (this may
happen where a provider is unable to provide a benefit, or
the cost of provision is no longer viable). DXC may exclude
an individual from a particular product or service due to
reasonable employment, legal or health and safety reasons.
An individual may be excluded from a benefit if the provider
refuses to provide the product or services. If an individual
risk profile is assessed by a provider as being exceptionally
high, any additional cost of the benefit may be passed on
to the individual. While DXC has secured agreement of the
companies listed within this benefit brochure to provide a
range of goods and/or services for the benefit of DXC, DXC
does not accept any liability for any goods and/or services
received. DXC is committed to using providers of a high
quality and if you should have any problems with any of the
providers please contact the DXC Select helpdesk on 02380
831736 or submit a request online via the ‘Support’ button.
18