Building opportunities, creating growth solutions.

Local government consultant for social

enterprise and market development for
agriculture.

Formerly, Process Expert, P&G International

Operations.

Liezel Flores Salera

 Marc Faith Wales Wilsan Brito
Convenor, BIMP-EAGA & IMT GT Sales & Investment
Business Leaders Conference Portfolio Specialist
& Trade Fair Property Consultant
Branding and Events
Consultant

Alvin Sarael
R&D and Electronics
Engineer
Patrick Jan Doromal Suzette Balucanag-Punay
Volunteer Coordinator Lawyer
Southern Mindanao President of Junior Chamber
Gawad Kalinga International (JCI) Duwaling

Algie Angelitud Jessa Lo

Lead Ambassador, CPA
Project Save Internal Audit Manager
(STI) (Toyota)
 Liz
President & Managing Director

Marc Patrick Wilsan Suzette

Marketing & Programs & Sales & Investments Legal Consultant
Business Dev’t Community Dev’t

Jessa Alvin Algie

Finance Consultant R&D and Solutions School-based
Community Dev’t
Abundance of talents and resources
are not equally matched
by opportunities
 “The benefits of our economy’s growth

is not accessible to a majority of Filipinos. This

includes easier and more affordable access to
quality services, entrepreneurial opportunities,
and the ability to fund future goals.”

80% of Filipino households do not

have a savings deposit account.
Financial literacy in our country is
among the lowest in the ASEAN.
Who are the unbanked?

69% of Filipino adults

81% of Filipino youth
82% of the poor
62% women
At least 1,000 cities and municipalities
have poor access to banks, 73% of which
are rural communities
 “Serving each Filipino through

inclusive solutions, reaching as far as

mobile technology can, and integrating
as many communities to the global market
as possible.
 Knowledge
Access to
Sharing
Savings and Text-Based and
Wave 1 Growth Mobile Communication
Program Banking
2015 System Phase 1:
Informative

Phase 2:
Interactive
Payroll Management
System
Wave 2 Loans
2016 Payment Management
Facilitation
and
System
Assistance

SERVICES Wave 3
2017
Text-Based eCommerce

Inclusive solutions
through mobile technology
and community empowerment
 Who will become part of Project Save community ?
Young Entrepreneurs
In-The-Making 15-24 years old
15%-20% out-of-school
85% employed, which is 21% of the labor force
58% college students are in private schools,
estimated 900,000 enrolled in
business courses

TARGET Household
Finance Managers
Mothers and heads of the family
Project Save
Community
Farmers & Fisherfolk

MARKET
Manage household resources by
balancing income, debt, and 21% of the labor force, but
expenses impact 60% of available jobs
20% to 40% of households earn and 35% of our GDP due to
income at minimum wage, their crucial role in agribusiness
90% believe its important to save, enough to meet basic needs for 72% keep their savings at home
a family of 5, but not fully Poverty incidence at 40%
80% want to do it through a bank sustainable
40% are actually saving,
68% of them keep their savings at home
90% agree that insurance is important,
77% disagree that it is only for the rich
 Market Market
Opportunities Threats
Rate of Accessibility Accessibility is affected by
76% Pawnshops
PERCEPTION
75% Payment Centers
71% ATM
69% Banks
Pawnshops and related
Difficulty of Transaction channels are often
7% Pawnshops associated with
16% Banks DEBT & EXPENSE
17% Coops
22% ATM
Income = Interaction with
Rural areas transact MORE with coops, Level of education banks
micro-finance, and e-money agents
 Knowledge
Inclusion to
Entry Point Sharing &
Financial Project Save
Communication
Literacy & Community
Values
Formation
EMPLOYMENT
Ambassador’s
Savings & Academy and
Enrollment Growth
Wave 1 to Mobile Program ENTREP
Banking

Support

Wave 2 Payroll /
Payment
Loans
Facilitation &

MARKET Management
System Assistance

PENETRATION
& IMPACT Wave 3 Text-based eCommerce

STRATEGY Text-Based eCommerce

 Critical Enablers

Project Save Service

Community Channels
Financial Literacy &
Values Formation Community
Business Partners
Advocates &
Ambassadors
Partner Outlets
MARKET Coaching Sub-Units

PENETRATION
& IMPACT
STRATEGY
 COMMUNITY SERVICES AND
Relevant
DEVELOPMENT SOLUTIONS
Partnerships

20,000 (1st batch)

BPI BanKo co-branded ATM cards
Systems and Access to
reserved for Project Save
Financial Literacy & Financial Services
Values Formation City Government 182 barangays signed-off for
of Davao financial inclusion program
Community Mapping Knowledge Services
Gov’t Agencies
Movement-Building
AgroEnterprise,
AgroEnterprise
Development Youth Entrepreneurship,
and
Market

OPERATING
Academe Socio-Civic
Social Entrepreneurship
Facilitation
Development programs

MODEL
 MSME / SE

Individual Banking Leveraged Collective Activating

Transactions Transactions Community Partners
-Savings -Payroll/Payment (Branching-out
-Other Banking Management Service Centers)
Individual Transactions -Loans Facilitation and
Enabling Activities Assistance
Fin. Lit. & Values
Formation

Community Mapping

Movement Building

Organized Communities
and Associations

BUSINESS Value-Adding
Services
Knowledge Services

AgroEnterprise Development Market Linkage

MODEL Text-Based eCommerce

 Profit Forecast
Base Scenario: 20,000 ATM savings accounts
(1st batch signed-off by service partner)

Annual Base Savings Php 3.6M total interest returned to the community
Php 6,000 Php 1.2M service revenue earned by Project Save
( 500 pesos/month or
20 pesos per working day)
Php 4.8M total benefit from savings

IMN signed a MOA with City Government of Davao

to adopt Project Save as a financial inclusion program for
182 barangays reaching at least 200,000 households.
 Budget Plan

We are seeking an initial investment Others Enabling

10% Activities
of Php10M to scale up operations 10%
Activation of
and community penetration in the Partners
(Community-
next three (3) years. Mobilization & Based Service
Operations Centers)
20% 15%

Value-Adding Partnerships: Security &

Revolving
Literacy & Values Formation Fund
Community Mapping 45%
Logistics Support
Product Development & Technology Support
Mentoring and Employment & Entrepreneurship
Opportunities for Project Save Community
Every barangay,
every family,
every Filipino,
saving.