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Bill Me Later allows users to open lines of credit without a credit card by linking to their PayPal account and using their credit history. It can be used to purchase items from participating online merchants. The document outlines a method for using stolen identities to fraudulently open Bill Me Later accounts, make purchases, and liquidate the proceeds into gift cards and bitcoin to avoid detection. However, the method carries significant legal risks and is not recommended.

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Jamalie Puran
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200 views

J

Bill Me Later allows users to open lines of credit without a credit card by linking to their PayPal account and using their credit history. It can be used to purchase items from participating online merchants. The document outlines a method for using stolen identities to fraudulently open Bill Me Later accounts, make purchases, and liquidate the proceeds into gift cards and bitcoin to avoid detection. However, the method carries significant legal risks and is not recommended.

Uploaded by

Jamalie Puran
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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First some insight on what is Bill Me Later?

Here are a few facts:

-Bill Me Later is a pay as you go (or as your target goes lol) method of paying for online
goods by opening a new line of credit.

-It is similar to a credit card although no actual credit card is needed.

-Linked with PayPal this program uses the cardholders credit history to assess approval
worthiness. (The richer the vicitm the better)

-Their service site offers a list of sites where one may use Bill Me Later instead of a credit
card.

Now for the actual practice. As mentioned in the listing, this technique is not 100%
guaranteed by any means, but with enough effort & common sense, it just may be possible to
turn this into a gold mine.

Ok so first things first you will obviously need some tools to start the carding process, unless
you like LE rats on your trail.

These tools include:

A laptop
Fake E-mail
A VM Software (I reccommend Oracle VirtualBox) coupled with a VM loaded onto it
(Whonix Gateway> Whonix Workstation reccommmended)
TruCrypt encryption software
VPN of your choice
Wine for loading windows apps on linux
Vip72 Socks client or similar
Keyscrambler
A target (preferably high credit score one) & their SSN (obtainable for people 30 & over on
bstab.su) DOB Address Phone & a credit report on them (optional)

Once you have these things obtained you may proceed onward to the next steps:

Step One: Open virtual workstation & start up all your security measures
Step Two: Access a Socks5 proxy within the location of your target's city

Step Three: Use Tor & go to BillMeLater.com & sign up with target's info

Step Four: The target must be approved before able to open new line of credit. So wait for
approval or if denied try another identity.

Step Five: Once you have an approved target, now the fun really starts (credit limit allowing)

Step Six: I reccommend once you get this far to take it slowly & not do anything too
hastefully & greedily, so you might want to make small purchases to test the waters, then
gradually build up to big stuff.

Step Seven: Rinse & repeat

ANOTHER METHOD

Yet another recommendation: Try to find a BML site that sells those E-gift cards & has a no
refund policy on them & buy those. Then stop, don't use them just yet, you want to sell them
for what's next
After you've sold them (for bitcoins I hope & not real money) then go to a site called
Gyft.com & buy some giftcards for bitcoins. They have a fairly decent selection including:
Amazon, Kohl's Gamestop,etc.
You can then bulk load these gift cards into a real account like Amazon, which you can safely
buy stuff since they were purchased with Bitcoins & not traceable money.
A bitcoin mixer can be used before buying from Gyft for a maximum paper trail severing.

Thanks for your read remember to always use drops, deny everything, cover your tracks.

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