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BSKP Project

The document proposes a feasibility study for a grocery and stationery goods business. The entrepreneur, Arabinda Das, plans to open a shop in a residential area with a total project cost of Rs. 5 lakh. The recurring expenses are estimated to be Rs. 47.5k per month. With an estimated monthly sale of Rs. 49.47k, the projected net monthly profit is Rs. 9.5k. The debt-equity ratio is 65:35 with a bank loan of Rs. 3.25 lakh to be repaid over 5 years. The debt service coverage ratio for the first year is projected to be 1.69, indicating the business plan is feasible.

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3K views

BSKP Project

The document proposes a feasibility study for a grocery and stationery goods business. The entrepreneur, Arabinda Das, plans to open a shop in a residential area with a total project cost of Rs. 5 lakh. The recurring expenses are estimated to be Rs. 47.5k per month. With an estimated monthly sale of Rs. 49.47k, the projected net monthly profit is Rs. 9.5k. The debt-equity ratio is 65:35 with a bank loan of Rs. 3.25 lakh to be repaid over 5 years. The debt service coverage ratio for the first year is projected to be 1.69, indicating the business plan is feasible.

Uploaded by

priyamdawn
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLS, PDF, TXT or read online on Scribd
You are on page 1/ 3

PROJECT FEASIBILITY OF GROCERY AND STATIONERY GOODS BUSINESS.

Under Category of Swanirvar Karmasanasthan Prakalpa (Atma Maryada)


Introduction:-
1)Name Of the Enterpreneur : Arabinda Das

2) Biodata of the Enterpreneur : S/o :- Late Lokenath Das


Date Of Birth-24/09/1971

3)Address : Vill.: Sattyanandapur, P.O-Belkash , Dist- Burdwan,


Pin No-713102

4) Description of Business : Trading of grocery and stationery goods.

5) Marketting Scop- : Shop situated in residential area.

6) Total Project Cost : Rs 5.00Lac

7) Non Recurring Expenditure :


a) Furniture & Fixture- Rs- 15000.00
b) Electrical Insatallation 10000.00
25000.00

9) Recurring Expenditure :
A) Matericals Purchase 465500.00

B) Salary & Wages:


Sl.No Category Monthly Salary No Amount (Rs)
1) Worker 1 2000.00
2000.00

C) Other Expenditure:
Maintance Charges 2500.00
Electric Charges 2300.00
Printing Stationery 400.00
Established 1500.00
Misc Exp 800.00 7500.00

Total Monthly Recuring Expenditure (A+B+C) 475000.00

10) Total Capital Invested:-


a) Book Capital 25000.00
b) Working Capital 475000.00
500000.00
11) Means Of Finance
a) Own Contributtion 5% 25000.00
b) Govt.Subsidy 30% 150000.00
c) Bank Loan 65% 325000.00
500000.00
Continued Page No-2
12) Tentitative Profit & Loss A/c ( Per Month )
Particulars Amount(Rs) Particulars Amount(Rs)
To, Recurring Expnditure 475000.00 By, Sale - 494700.00
" Interest on Bank Loan 10000.00
" Depreciation 200.00
" Net Profit 9500.00
494700.00 494700.00

13) Statement Showing Repayment of Term Loan & Calculation Of Interest :


Balance of
Year Repayment of term Term Loan Interest @ 12% Yearly Intt.
Loan
1 St Yea Loan:3.25
1st qtr. 0.16 3.09 0.03
2nd qtr. 0.16 2.93 0.03
3rd qtr. 0.16 2.77 0.02
4th qtr. 0.17 2.60 0.02
0.65 0.10

2 nd Year
1st qtr. 0.16 2.44 0.02
2nd qtr. 0.16 2.28 0.02
3rd qtr. 0.16 2.12 0.02
4th qtr. 0.17 1.95 0.02
0.65 0.08

3 rd Year
1st qtr. 0.16 1.79 0.02
2nd qtr. 0.16 1.63 0.02
3rd qtr. 0.16 1.47 0.02
4th qtr. 0.17 1.30 0.01
0.65 0.07

4 th Year
1st qtr. 0.16 1.14 0.01
2nd qtr. 0.16 0.98 0.01
3rd qtr. 0.16 0.82 0.01
4th qtr. 0.17 0.65 0.01
0.65 0.04

5 th Year
1st qtr. 0.16 0.49 0.01
2nd qtr. 0.16 0.33 0.01
3rd qtr. 0.16 0.17 0.01
4th qtr. 0.17 0.00 0.01
0.65 0.04

Continued Page No-3


14) Calculation of Debt Service Coverage Ratio ( 1st Year )

A) Cash Profit ( Net Profit + Depreciation ) 116500.00


Intt.On Loan 10000.00
126500.00
126500.00 1.69
B) Interest on Bank Loan 10000.00 75000.00
Installment paid 65000.00
75000.00

15) Net Profit per year 9500*12 114000.00

16) Percentage of profit on Investment 114000.00


500000.00 0.23

17) Percentage Of Profit Turnover 114000.00


5936400.00 0.02

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