daAnnex 1B to DepEd Order No. 42, s.

2016

School Barahan NHS Grade Level 11

GRADES 1 to 12 Teacher Gerson T. Acosta Sr. Learning Area General Mathematics
DAILY LESSON LOG
Teaching Dates and Time September 24 – 28, 2018 Quarter SECOND (FIRST SEMESTER)

SESSION 1 (9/24) SESSION 2 (9/25) SESSION 3 (9/26) SESSION 4 (9/27) SESSION 5 (9/28)
I. OBJECTIVES
A. Content Standards The learner demonstrates understanding of key concepts of simple and compound interest, simple and general annuities.
B. Performance Standards The learner is able to investigate, analyze and solve problems involving simple and compound interests, and simple and general annuities using appropriate
business and financial instruments.
C. Learning Competencies/ Learning Competencies: Learning Competencies: Learning Competencies: Learning Competencies:
Objectives
The leaner is able to solve The learner is able to The learner is able to find the The learner is able to find the
involving rate of interest and illustrate simple and future and present values of future and present values of
time in compound interest. general annuities, and find general annuities, calculate general annuities, calculate
MllGM-II-a-b-1 and b-2 the future and present the fair market value of a the fair market value of a
values of simple annuities. cash flow stream that cash flow stream that
Objectives: includes an annuity. includes an annuity.
1. Compute rate of
interest when Objectives: M11GM0II c-d-1 and d-2 M11GM0II c-d-1 and d-2
compounded more 1. Illustrate and
than once a year; differentiate simple Objectives: Objectives:
2. Find time when annuities and 1. Compute the future 1. Compute the present
compounded more general annuities; value of a general value of a general
than once a year; 2. Find the future annuity. annuity.
3. Differentiate values of simple
nominal rate and annuities;
effective rate; 3. Find the present
4. Convert an interest values of simple
rate into equivalent annuities;
interest rate. 4. Participate actively
in the class.
 Finding Interest Rate and Simple Annuity General Annuity
II. CONTENT
Time in Compound Interest
III. LEARNING RESOURCES
A. References
1. Teacher’s Guide 199 – 212 213 – 227
2. Learner’s Materials 168 – 182 183 – 198
3. Textbook

4. Additional Materials
from Learning
Resource (LR) portal
B. Other Learning Resources
IV. PROCEDURES
A. Reviewing previous lesson Weekly Summative Test Recall how to get nominal (a) Recall these terms :
or presenting the new rate, time, and equivalent  General Annuity
lesson interest rate.  General Ordinary
Annuity
(b) Ask the learners to give
examples of these two
types of annuity
B. Establishing a purpose for Ask the students examples Group the learners. Allow
the lesson pay by installment them to recall how to find
equivalent rates through a
Possible answers: game.
Appliance loan, loan
payments, insurance

Tell the students that

payments by installment
done periodically and in
equal amounts is called
annuity.
C. Presenting (a) Present definition (a) Allow the learners to
examples/instances of the of terms illustrate the cash
new lesson  Annuity flow of a general
annuity in a time
 Payment interval diagram.
 Term of an annuity
 Periodic payment
 Amount(future) of
an annuity
 Present value of an
annuity

(b) After that, tell the

learners that
annuity has
different
classifications.
Present them in the
class.

(c) Allow the learners

to provide real life
examples of
annuity certain and
contingent annuity.

(d) Present to the

learners a time
diagram then let
them illustrate
simple annuities
through it.

(e) Ask the learners to

illustrate certain
examples of
annuities using
time diagrams.
D. Discussing new concepts and (a) Let the learners Discuss how to compute the
practicing new skills #1 illustrate and amount (future value) of a
distinguish between general ordinary annuity.
simple and general
annuities by
providing
examples.
(b) Discuss how to
derive the formula
and compute the
amount (future
value) of a simple
annuity immediate.
E. Discussing new concepts and (a) Explain how to Discuss how to compute
practicing new skills #2 derive the formula present value of general
for present value of ordinary annuity
an annuity.
(b) Introduce to the
learners the concept
of cash value or cash
price. Provide
illustrative examples
about it.
F. Developing mastery Divide the learners Ask the learners to answer
(Leads to Formative into 3 groups then Supplementary exercises pp
Assessment ask them to so 197, Letter A and B then let
Seatwork 1 to 3. them show their answers on
the board later.
Group 1 – S1
Group 2 – S2
Group 3 – S3
G. Finding practical applications of Knowing annuities will help We can use what we learned
concepts and skills in daily living us a lot in choosing the right from this lesson in choosing
offer such as installment the right offer like insurance,
house and lot, appliances etc. loans and paying on an
installment basis.
H. Making generalizations and We use the formula of simple
abstractions about the lesson annuity in finding future and
present values of a general
What is the formula in
annuity, the only difference
finding the amount of an
is the extra step in finding j:
annuity? Present value of an
the given interest rate per
annuity?
period must be converted to
an equivalent rate per
payment interval.
I. Evaluating learning Checking of Test Ask the learners to answer # Solve the following
1 – 5 , pp 182 problems:

1. Find the present and

future values of an
ordinary annuity of
Php5000 payable
semi – annually for
10 years if money is
worth 9%
compounded
annually.
2. The buyer of a car
pays Php169,000
cash and Php 12,000
every month for 5
years. If money is
10%, compounded
annually, how much
is the cash price of
the car?

J. Additional activities for

application or remediation
I. REMARKS
II. REFLECTION
A. No. of learners who earned 11A – 25/31
80% in the evaluation 11B – 30/35

B. No. of learners who require 11A – 6

additional activities for 11B – 5
remediation
C. Did the remedial lessons Yes
work? No. of learners who 11A – 4
have caught up in the 11B – 4
lesson
D. No. of learners who 11A – 2
continue to require 11B – 1
remediation
E. Which of my teaching
strategies worked well?
Why did these work?
F. What difficulties did I
encounter which my
principal or supervisor can
help me solve?
G. What innovation or Statement of Accounts of
localized materials did I their parents’ Loan in any
used/discover which I wish lending company
to share with other
teachers? Contract of their
Appliance/Gadget Loan