daAnnex 1B to DepEd Order No. 42, s.

2016

School Barahan NHS Grade Level 11

GRADES 1 to 12 Teacher Gerson T. Acosta Sr. Learning Area General Mathematics
DAILY LESSON LOG
Teaching Dates and Time September 10 – 14, 2018 Quarter SECOND (FIRST SEMESTER)

SESSION 1 (9/10) SESSION 2 (9/11) SESSION 3 (9/12) SESSION 4 (9/13) SESSION 5 (9/14)
I. OBJECTIVES
A. Content Standards The learner demonstrates understanding of key concepts of simple and compound interest, simple and general annuities.
B. Performance Standards The learner is able to investigate, analyze and solve problems involving simple and compound interests, and simple and general annuities using appropriate
business and financial instruments.
C. Learning Competencies/ At the end of the lesson, the At the end of the lesson, the Local Holiday
Objectives learner is able to compute learner is able to compute
maturity value, interest, and maturity value, interest, and
present value, and solve present value, and solve
problems involving problems involving
compound interest when compound interest when
compound interest is compound interest is
computed more than once a computed more than once a
year. year.
M11GM – IIa- b-1 and b-2 M11GM – IIa- b-1 and b-2

Objectives: Objectives:
1. Compute maturity 1. Compute present
value when value when
compounded more compounded more
once a year; once a year;
2. Compute interest 2. Compute interest
compounded more compounded more
than once a year; than once a year;
3. Solve problems 3. Solve problems
when compound when compound
interest is computed interest is computed
 more than once a more than once a
year. year.

Compounding More than Compounding More than

II. CONTENT
Once a Year Once a Year
III. LEARNING RESOURCES
A. References 176 – 186
1. Teacher’s Guide 176 – 186 150
2. Learner’s Materials 150
3. Textbook

4. Additional Materials
from Learning
Resource (LR) portal
B. Other Learning Resources
IV. PROCEDURES
A. Reviewing previous lesson Review the previous lesson Recall the formula in finding
or presenting the new by asking the following maturity value when
lesson questions: compounded more than once
a. What is the formula a year.
in finding maturity
value compounded
annually? How about
present value?
compound interest ?
B. Establishing a purpose for Group the students into two. Post the formula in finding
the lesson Have one representative from maturity value when
each group ‘deposit’ P100 compounded more than once
into a j a r or box. a year. Show to the students
Group 1: This group will how to find the present value
earn compound interest each or initial deposit by deriving
day at a rate of 5%. the formula.
Group 2: This group will
earn compound interest
twice a day at a rate of
2.5%.
 Ask the students to discuss
whether one group will earn
more than the other group.
C. Presenting Allow the students to Post the problem below then
examples/instances of the compare the compound guide the students to answer
new lesson amounts when compounding the problem using the
semi-annually and formula derived from
compounding annually by original formula.
posing the following
example: 1. Find the present
value of Php50, 000
EXAMPLE 1. Given a due in 4 years if
principal of P10,000, which money is invested at
of the following options will 12% compounded
yield greater interest after 5 semi-annually.
years:

OPTION A: Earn an annual

interest rate of 2% at the end
of the year, or

OPTION B: Earn an annual

interest rate of 2% in two
portions—1% after 6
months, and 1% after another
6 months?

Let the students

realize that interest is
often compounded more
than once a year (semi-
annually, quarterly, and
daily). If all else is
equal, a more frequent
compounding will result
in a higher interest,
 which is why Option B
gives a higher interest
than Option A.

D. Discussing new concepts and Let the students define the Post more problems
practicing new skills #1 following additional terms: to find the present
• conversion or interest value.
period - time between
successive conversions of
interest
• frequency of
conversion (m) - number
of conversion periods in
one year
• nominal rate (i-
annual rate of interest
• rate (j) of interest for
each conversion period
ern
• total number of

(frequency of conversion)
n =x (time
tm in

conversion periods n

Post the following examples:

1. Find the maturity
value and interest if
P10,000 is deposited
in a bank at 2%
compounded
quarterly for 5 years.
2. Find the maturity
value and interest if
10,000 is deposited
 in a bank at 2%
compounded
monthly for 5 years.

Allow the students to

compare the compound
amounts and the
compound interests when
compounded annually,
semi-annually, quarterly
and monthly. Emphasize
that as the frequency of
conversion periods in a
year increases, the larger
the compound interest,
E. Discussing new concepts and Other examples will be
practicing new skills #2 posted on the board.

F. Developing mastery Ask the learners to answer Ask the learners to answer
(Leads to Formative two tables to be posted on two tables to be posted on the
Assessment ) the board. board.
G. Finding practical applications of
concepts and skills in daily living

H. Making generalizations and Again, what is the formula to

Post once again the
abstractions about the lesson Post once again the formulas find the present value when
formulas in finding
in finding maturity value compounded more than once
maturity value
a year?
I. Evaluating learning Fill in the blanks with the Fill in the blanks with the
correct answers. correct answers.
Solve the following problems
on compound interests.
1. When money is 1. When money is
compounded compounded 1. Find the compound
monthly, the monthly, the amount due in 8
 frequency of frequency of years if P200,000 is
conversion is____ conversion is____ invested at 12%
2. When the annual 2. When the annual compounded
interest rate is 16% interest rate is 16% monthly.
compounded compounded Answer: P519,854.59
quarterly the quarterly the interest 2. What present value,
interest rate in a rate in a compounded
conversion___ conversion___ quarterly at 6%, will
3. If the interest rate 3. If the interest rate per amount to
per conversion conversion period is P59,780.91 in 3
period is 1% and 1% and money is years?
money is compounded Answer: P50,000.00
compounded monthly, the nominal
3. Alet borrowed
monthly, the rate is_ .
nominal rate is_ . 4. When the term is 3 P15,000 payable
4. When the term is 3 years and 6 months with interest that is
years and 6 months and money is compounded semi-
and money is compounded semi-
compounded semi- annually, the total annually at 9%. How
annually, the total number of much must she pay
number of conversion periods is __after 3 years?
conversion periods 5. When the total 4. How much must
is __________________ number of
5. When the total conversion periods is Angel deposit in a
number of 12 and the term is 6 bank that pays 0.75%
conversion periods years, then money is compounded
is 12 and the term compounded.
quarterly so that she
is 6 years, then
money is will have P200,000
compounded. after 15 years?
5. Suppose that you
have P80,000. You
decided to deposit
it on a bank and
will not withdraw
 from it for 10
years. A bank
offers two types of
compound interest
accounts. The first
account offers 6%
interest
compounded
monthly. The
second account
offers 6.5% interest
compounded semi-
annually. Which
account will you
choose if you want
your money to earn
more?

J. Additional activities for

application or remediation
I. REMARKS
II. REFLECTION
A. No. of learners who earned
80% in the evaluation
B. No. of learners who require
additional activities for
remediation
C. Did the remedial lessons
work? No. of learners who
have caught up in the
lesson
D. No. of learners who
 continue to require
remediation
E. Which of my teaching
strategies worked well?
Why did these work?
F. What difficulties did I
encounter which my
principal or supervisor can
help me solve?
G. What innovation or
localized materials did I
used/discover which I wish
to share with other
teachers?