MySuper Dashboard

This dashboard provides information on AustralianSuper’s Balanced

(MySuper authorised) option. You can use this to compare our MySuper
product with other MySuper products.
The return, return target and fee data in this dashboard have been calculated
for a member with an account balance of $50,000.

Return Level of investment risk

Ten year average annual return of 9.59% as at 30 June 2019. High (Standard Risk Measure Band 6). Expectation of a
negative return approximately five out of every 20 years.
Return target The risk level of an investment option can change based
For the timeframe 2019–2028, is to outperform (after fees on the investment timeframe. See Explanation of terms
and taxes) an average annual return above CPI of 3.84% over on the next page for more information on investment risk.
the medium to long term. Future returns aren’t guaranteed,
so this is only a prediction. Statement of fees and other costs
$417 per year.

Comparison between return target and return

20

15.45%
15 13.70%
12.27%
10.69% 10.91%
9.89% 10.10%
8.48%
10
4.38%

0.82%
2009
%0
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019

-5

1 year return
-10
10 year average return

-13.41% Moving average return target

-15

Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.

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Explanation of terms Ten year average return
Is the average annual return at 30 June for the last
CPI ten financial years less taxes, investment fees and
CPI stands for Consumer Price Index, which is used administration fees.
as a measure of inflation.
Ten year moving average return target
Investment risk Is the actual ten year average return target for
The main risk when investing your super is that your the investment option less administration fees.
savings will fall short of your income needs in retirement.
The appropriate level of risk will depend on when you need Fees and costs
to access your super savings.
Administration fees
The administration fee of $2.25 per week is calculated
Risk levels for AustralianSuper’s MySuper option
weekly and processed monthly from your account. This fee
is paid into the Fund’s administration reserve and the Fund
Short term Short term risk is the risk that your High pays its administration costs from that reserve.
If savings are super savings will be reduced by
required in 5 volatility of investment markets. The Fund claims a tax deduction for administration costs
years or less This is the same as the Standard each year. The amount of the deduction is also paid into
Risk Measure.
the reserve.
Medium term Medium term risk balances Medium Investment fees
If savings are two risks. The first is that your
The Investment fee is charged to cover the cost to us of
required after super savings will be reduced by
volatility and the second is that managing your investments. These costs include external
5 to 20 years
your super savings will not keep investment management fees, performance related fees,
up with inflation. plus transactional and operational costs.
This fee includes expenses incurred by AustralianSuper,
Long term Long term is the risk that your Low to
super savings will not keep up medium as well as amounts deducted indirectly via underlying fund
If savings
are required with inflation. investments. Each of the individual fees and costs that
after 20 years make up the overall Investment fee are calculated looking
or more back as at 30 June each year (using the average value
of all the assets in the investment option over the year
Standard Risk Measure to 30 June). These individual fees and costs may change
The Standard Risk Measure is used across super funds from year to year. For the Balanced option, this was
to help members compare the risk levels of investment 0.60% for the 2018/19 financial year.
options. It is the short-term risk that your super savings
Indirect cost ratio
will be reduced by volatility (or the ups and downs) of
This is another way of calculating the cost of managing
investment markets and the estimated number of negative
your investments. AustralianSuper doesn’t calculate an
returns that may be experienced in 20 years. Actuarial
Indirect cost ratio. Instead, the costs relating to managing
calculations are done to come up with an estimate for
your investments are included in our overall Investment fee.
each investment option.
Adviser service fee (Advice fees)
Return
This fee is negotiated between you and your adviser for
The net return is the average annual return over ten
advice about your investment in AustralianSuper. This can
years to 30 June 2019 after taxes, administration fees
include advice on your investment options, insurance cover,
and the investment fees for the investment option.
contributions to super and retirement pension options and
Return target can be deducted from your super account or paid directly
The return target is an estimate of the expected return to your adviser. The cost of advice on non-super matters
above inflation (after fees and costs) over a ten year period. can’t be deducted from your account.

One year return

The financial year return for each of the last ten years
for the Balanced option.

Contact us
Call 1300 300 273
(8am to 8pm AEST/AEDT weekdays) Web australiansuper.com
Email australiansuper.com/email Mail GPO Box 1901, MELBOURNE VIC 3001

This document was issued in August 2019 by AustralianSuper Pty Ltd ABN 94 006 457 987 AFSL 233788, Trustee of AustralianSuper
30436 08/19

ABN 65 714 394 898 and may contain general financial advice that doesn’t take into account your personal objectives, situation or needs.
Before making a decision about AustralianSuper, consider your financial requirements and read the relevant product disclosure statement,
available at australiansuper.com or by calling 1300 300 273.

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