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Bankinggg Project

This document contains profitability ratio data for years 2017, 2016 and 2015. It shows that the net profit after taxes decreased from $9.6 million in 2016 to $8.2 million in 2017. The net interest margin also decreased over this period from 7.902% in 2016 to 7.072% in 2017. Several other metrics like return on assets, earning assets and yield on earning assets also declined between 2015 and 2017.

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22 views3 pages

Bankinggg Project

This document contains profitability ratio data for years 2017, 2016 and 2015. It shows that the net profit after taxes decreased from $9.6 million in 2016 to $8.2 million in 2017. The net interest margin also decreased over this period from 7.902% in 2016 to 7.072% in 2017. Several other metrics like return on assets, earning assets and yield on earning assets also declined between 2015 and 2017.

Uploaded by

mz
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Profitability Ratios

2017 2016 2015


#REF! 1.606% 2.032% 2.076%
Net Profit after Taxes 8,245,162 9,617,785 9,288,426
Net Interest Margin= Net
Interest Income/ TA 7.072% 7.902% 9.739%
Net Non Interest Margin= Net
Non Interest Incom/ TA -0.689% -1.095% -1.199%
Earning Assets 410142908 359800994 340690787
Yield on Earning
Spread 0.028 0.033 0.032
450,000,000
ROA 400,000,000
350,000,000
2.500% 300,000,000
2.000% 250,000,000
1.500% 200,000,000
150,000,000
1.000%
100,000,000
0.500% 50,000,000
0.000% 0
-0.500%2017 2016 2015 2014 2013 1 2 3
2014 2013
-0.046% -0.005%
9,724,903 10,528,013

11.561% 10.754%

0.013% 0.018%
318268429 282181748

0.026 0.028

4.000%
3.000%
2.000%
Net Non Interest Margin=
1.000% Net Non Interest Incom/ TA
Spread
0.000%
2017 2016 2015 2014 2013
-1.000%
2 3 4 5 -2.000%
et Non Interest Margin=
et Non Interest Incom/ TA
pread

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