An investment bank may also assist companies involved in mergers and acquisitions, and provides ancillary services such
asmarket making, trading of derivatives, fixed income instruments, foreign exchange, commodities, and equity securities.

Finance In India
The Indian financial system is essentially strong, operationally wide and has always exhibited
utmost efficiency and flexibility. This has driven the Indian economy towards a more market-
driven and productive one. Finance in India stands so strong that the system has always
supported and induced high levels of investment, thereby promoting growth and wide
economic coverage.The Financial sector in India comprises of varied elements – financial
institutions, financial markets, financial instruments and financial services. Broadly the
Indian financial system can be categorized into two segments – the organized sector and the
informal credit market (unorganized). The financial institutions in India are responsible for
all the financial intermediation in the organized sector. 

The Reserve Bank of India (RBI) acts as the main credit regulator and is the apex institution
in the Indian financial system. The other important financial institutions are the commercial
banks (both public and private sector), cooperative banks, regional rural banks and
development banks. Non banking financial companies (NBFCs) comprise of finance and
leasing companies and institutions like LIC, GIC, UTI, Mutual funds, Provident Funds, Post
Office Banks etc. the dominant segment of the Indian financial sector is the banking industry
as they manage more than 80% of the funds in the economy. 

Broadly one can say that Indian finance is just the management of funds. With the general
areas of financial services in India being business finance, personal finance, and public
finance, finance in India is really comprehensive. Concepts of time, money and risk are all
inter-related in the financial services sector in India, thus one should have an idea about how
money should be spent and budgeted.

Financial services in India

The different segments of the financial services in India are: 

1.Corporate finance

Corporate finance is that segment in Indian financial services where financial decisions are
arrived at by business enterprises and accordingly the business strategies are made.
Maximizing the corporate value is the main aim of corporate finance, thereby minimizing the
corporate risk. The sub categories of corporate finance deal with the following:
e economic coverage.

 Structured finance
 Capital budgeting
 Financial risk management
 Mergers and Acquisitions
 Accounting
 Financial Statements
 Auditing
 Credit rating agency
 Leveraged buyout
 Venture capital

2.Personal finance

Personal finance is entirely related to the application of finance principles, thereby helping an
individual to make necessary monetary decisions. Individuals or families through this, obtain,
budget, save, and spend resources (entirely monetary) taking into consideration the associated
financial risks and time period. The personal finance apparatus includes savings accounts,
credit cards and consumer loans, stock market investments, retirement plans, social security
benefits, insurance policies, and income tax administration. Sub categories of personal
finance are: 

 Credit and Debt

 Employment contract
 Retirement
 Financial planning

3.Public finance

Public finance is entirely an economy related concept whereby it is related with paying for
governmental activities. This field helps the entire economy to have an idea about what the
government is doing, how much has been its collections and from whom have they been
collecting these resources. Sub categories of public finance are: 

 Tax
 Government debt
 Deficit spending
 Warrant (of payment)
List of top 10 companies in India : Investment Banks

The top 10 Investment Banks in India offers large number of financial advisory services by
tracking the economic trends, besides providing financial assistance to corporates and retail
customers. Some of them are:

1. Avendus Capital
An investment bank providing mergers and acquisitions, fixed returns, controlled
finance, calculated advisory facilities and Private Equity Syndication to its customers
ranging from investors to corporates. The bank has a powerful research competence
which it utilizes to close business deals in hostile circumstances. It presently
concentrates on sectors where Indian firms have strategic expansion advantage
namely Healthcare, Pharmaceuticals, IT Services, Consumer goods, manufacturing,
etc. 

Contact Address 
IL&FS Financial Centre
Bandra-Kurla Complex,
Bandra (East)
Mumbai, MH - 400051
Email: [email protected]
Phone: +91-22-66480050

2. Bajaj Capital
The Bajaj Capital Group is one of the renowned Investment consultant and Financial
Planning firms in India. It is certified under the Category I of Merchant Bankers by
SEBI. Bajaj Capital provides custom-made Fiscal Planning facilities and investment
consultation to the investors, organizational investors, corporates, high income
patrons and Non-Resident Indians (NRIs).

Being one of the biggest distributors of economic goods, Bajaj provides an extensive
range of investment schemes such as general insurance, life insurance, mutual funds,
etc to both public and private institutions.

Contact Address
Bajaj House, 97
Nehru Place
New Delhi, 
DH - 110019
Email: [email protected]
Phone: +91-11-39881010

3. Cholamandalam Investment & Finance Company

A combined fiscal service provider of three firms namely Cholamandalam DBS
Finance Limited (CDFL), DBS Cholamandalam Distribution Limited and DBS
Cholamandalam Securities Limited, Cholamandalam DBS operates in 16 international
markets. DBS provides an extensive range of facilities to small and medium sized
enterprise, corporates, customers and comprehensive banking activities across Middle
East and Asia.
 Contact Address 
Cholamandalam DBS Finance Limited (CDFL), 
Dare House, 1st Floor, 
2 NSC Bose Road
Chennai, 
Tamil Nadu - 600001

4. ICICI Securities Ltd

India's biggest equity house, ICICI Securities Ltd provide back-to-back banking
solutions through its extensive distribution network to cater to the varied needs of its
retail and corporate clients. The firm is listed under the Monetary Authority of
Singapore (MAS) and Financial Services Authority, UK and has an authoritative
place in the core divisions of its functional areas such as consultant services, fiscal
good distribution, Equity Capital Markets Advisory Services, etc. 
Contact Address 
ICICI Centre,
H.T. Parekh Marg
Churchgate
Mumbai, MH - 400020
Phone: +91-22-882460/70

5. IDFC
Initiated in 1997 in Chennai, IDFC undertook the responsibility of providing financial
support to 332 projects accruing a profit of upto Rs 2, 20, 400 million. The sectors
under IDFC's financial assistance are infrastructure, agri related business,
transportation, healthcare, tourism and others. 

Contact Address
ITC Center, 
3rd Floor 
760 Anna Salai
Chennai, TN - 600002
Email: [email protected]
Phone: +91-44-28559440

6. Kotak Mahindra Capital Company

Initiator and leader in equity capital markets, Kotak Investment Banking has
undertaken the developmental work of most ground breaking advances in the Indian
capital markets comprising the launch of book building and Qualified Institutional
Placements (QIPs) in India. The investment bank has an impressive track record of
controlling various sectors and has played a major role in the government's milestone
disinvestments.

Contact Address 
3rd Floor, Bakhtawar, 
229 Nariman Point
Mumbai - 400021
Phone: +91-22-66341100

7. SBI Capital Markets

SBICAPS is India's foremost investment bank and project consultant, aiding local
 firms in capital enlistment endeavors for last many years. The firm started it
operations in 1986 and is an entirely owned subordinate of the State Bank of India.
Asian Development Bank (ADB) possesses 13.84% stakes in equity segment of
SBICAPS.
Contact Address
202, Maker Tower 'E'
Cuffe Parade
Mumbai - 400005
Email: [email protected]
Phone: +91-22-22178300

8. Tata Investment Corporation Limited (TICL)

A non-banking financial company (NBFC), TICL is listed with the Reserve Bank of
India under the group of 'Investment Company'. The firm's commercial activities
constitute mainly of endowing in long-standing investments in equity of the firms in
various sectors. The chief source of return for the firm entails income on investment
trading and income accrued on dividend. 

Contact Address 
Ewart House,
Homi Mody Street
Mumbai - 400001
Email: [email protected]
Phone: +91-22-22280374

9. Yes Bank
This Investment Banking association is engaged in the classification, arrangement and
implementation of deals for their clients in varied sectors and nations. Some of the
archetypal transactions incorporate divestitures, private equity syndication, mergers &
acquisitions and IPO consultation.

Contact Address 
Nehru Centre, 
9th floor, Discovery of India, 
Dr. A.B. Road, Worli
Mumbai - 400018
Email: [email protected]
Phone: +91-22-66699000

10. UTI Securities Ltd

Endorsed as a self-regulating professional body in 1994, UTI Securities Ltd., is one of
the renowned investment bank of India. After the termination of Unit Trust of India
(UTI) Act, the total share fund of UTISEL is now controlled by superintendent of
particular enterprise of UTI. The firm has been offering all sorts of investment
associated activities which incorporates investment banking and corporate
consultation facilities.

Contact Address 
UTI Securities Limited
Address: W-123, 
 1st Floor, 3rd Avenue, 
Near K-4 Police Station,
Anna Nagar, 
Chennai- 600040
Phone: (044) 26265500

Invstmnt bnking intrvw qns:-

1.
Where did the DOW close yesterday?
 
2. Tell me a stock you like and why?
 
3. Describe the underwriting process?
 
4. Why do you want to go into investment banking?
 
5. Why do you want to work at our bank?