Covers Option1 (1 Lac Sum Insured) Option2 (2 Lac Sum Insured) Students Earning Parents Staff Students Earning Parents Staff
Covers Option1 (1 Lac Sum Insured) Option2 (2 Lac Sum Insured) Students Earning Parents Staff Students Earning Parents Staff
Covers Earning
Students Staff Students Earning Parents Staff
Parents
Accidental Death (AD) INR 1,00,000 INR 1,00,000 INR 1,00,000 INR 2,00,000 INR 2,00,000 INR 2,00,000
Permanent Total Disability (PTD) INR 1,00,000 INR 1,00,000 INR 1,00,000 INR 2,00,000 INR 2,00,000 INR 2,00,000
Permanent Partial Disability (PPD) INR 1,00,000 INR 1,00,000 INR 1,00,000 INR 2,00,000 INR 2,00,000 INR 2,00,000
1% of Sum Insured
1% of Sum Insured or
or INR 5,000 per
INR 5,000 per week
Temporary Total Disability (TTD) Not applicable Not applicable week whichever is Not applicable Not applicable
whichever is less for
less for Max 100
Max 100 weeks
weeks
Accidental Hospitalization- Inpatient Upto INR 25000 Not applicable Upto INR 25000 Upto INR 25000 Not applicable Upto INR 25000
Carriage of Dead body Upto INR 2,500 Upto INR 2,500 Upto INR 2,500 Upto INR 2,500 Upto INR 2,500 Upto INR 2,500
Upto INR
OPD Treatment (500 Deductible) Not applicable Upto INR 10,000 Upto INR 10,000 Not applicable Upto INR 10,000
10,000
Ambulance Charges Upto INR 1,000 Upto INR 1,000 Upto INR 1,000 Upto INR 1,000 Upto INR 1,000 Upto INR 1,000