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Covers Option1 (1 Lac Sum Insured) Option2 (2 Lac Sum Insured) Students Earning Parents Staff Students Earning Parents Staff

The document outlines the details of two insurance options - Option 1 with a sum insured of 1 lac and Option 2 with a sum insured of 2 lacs. It lists the coverage amounts for accidental death, permanent total disability, permanent partial disability, temporary total disability, accidental hospitalization, carriage of dead body, OPD treatment and ambulance charges under both options. It also provides the number of lives covered and total premium amounts for both options including GST.

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Raghava Raghu
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0% found this document useful (0 votes)
45 views

Covers Option1 (1 Lac Sum Insured) Option2 (2 Lac Sum Insured) Students Earning Parents Staff Students Earning Parents Staff

The document outlines the details of two insurance options - Option 1 with a sum insured of 1 lac and Option 2 with a sum insured of 2 lacs. It lists the coverage amounts for accidental death, permanent total disability, permanent partial disability, temporary total disability, accidental hospitalization, carriage of dead body, OPD treatment and ambulance charges under both options. It also provides the number of lives covered and total premium amounts for both options including GST.

Uploaded by

Raghava Raghu
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Option1 (1 Lac Sum Insured) Option2 (2 Lac Sum Insured)

Covers Earning
Students Staff Students Earning Parents Staff
Parents

Accidental Death (AD) INR 1,00,000 INR 1,00,000 INR 1,00,000 INR 2,00,000 INR 2,00,000 INR 2,00,000

Permanent Total Disability (PTD) INR 1,00,000 INR 1,00,000 INR 1,00,000 INR 2,00,000 INR 2,00,000 INR 2,00,000

Permanent Partial Disability (PPD) INR 1,00,000 INR 1,00,000 INR 1,00,000 INR 2,00,000 INR 2,00,000 INR 2,00,000

1% of Sum Insured
1% of Sum Insured or
or INR 5,000 per
INR 5,000 per week
Temporary Total Disability (TTD) Not applicable Not applicable week whichever is Not applicable Not applicable
whichever is less for
less for Max 100
Max 100 weeks
weeks

Accidental Hospitalization- Inpatient Upto INR 25000 Not applicable Upto INR 25000 Upto INR 25000 Not applicable Upto INR 25000

Carriage of Dead body Upto INR 2,500 Upto INR 2,500 Upto INR 2,500 Upto INR 2,500 Upto INR 2,500 Upto INR 2,500

Upto INR
OPD Treatment (500 Deductible) Not applicable Upto INR 10,000 Upto INR 10,000 Not applicable Upto INR 10,000
10,000

Ambulance Charges Upto INR 1,000 Upto INR 1,000 Upto INR 1,000 Upto INR 1,000 Upto INR 1,000 Upto INR 1,000

Lives Count 15011 15011 761 15011 15011 761

Total Premium 4,91,912+88,544GST= 5,80,457 9,83,825+1,77,088 GST= 11,60,913

     

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