Cash Flow Statement

Cashflows from Operations

Cash receipts from customers
(enter positive amounts) Cash Sales
Cash collected from customers (debtors)
Funding from Creditors
Stock purchased, not yet paid
Cash paid for
(enter negative amounts) Total Expenses
Inventory (stock)purchases
Funding to Debtors
Sales made not yet collected
Net Cash Flow from Operations
Investing Activities
Cash receipts from
(enter positive amounts) Sale of property and equipment
Matured Investments
Cash paid for
(enter negative amounts) Purchase of property and equipment
Purchase of investments
Net Cash Flow from Investing Activities
Financing Activities
Cash receipts from
(enter positive amounts) Increase in short term debt
Increase in long term debt
Increase in equity (proceeds from owners)
Cash paid for
(enter negative amounts) Repayment of loans
Dividends
Net Cash Flow from Financing Activities
Net Increase in Cash
Cash at End of Year
$ -
$ -

$ -

$ -
$ -

$ -
$ -

$ -
$ -

$ -
$ -
$ -

$ -
$ -
$ -

$ -
$ -
$ -
$ -
$ -
 Month
1

Cash Flow From Operations (during month)

1. Cash Sales 0
2. Payments for Credit Sales 0
3. Investment Income 0
4. Other Cash Income 0

A. TOTAL CASH FLOW ON HAND $0

Less Expenses Paid (during month)

5. Inventory or New Material 0

6. Owner's Salary 0
7. Employee's Wages and Salaries 0
8. Supplies and Postage 0
9. Advertising and Promotion 0
10. Delivery Expense 0
11. Travel 0
12. Legal and Accounting Fees 0
13. Vehicle Expense 0
14. Maintenance Expense 0
15. Rent 0
16. Utilities 0
17. Telephone 0
18. Taxes and Licenses 0
19. Interest Payments 0
20. Insurance 0
21. Other Cash Expenses 0
B. TOTAL EXPENDITURES $0

Capital
Purchase of Fixed Assets 0
Sale of Fixed Assets 0
C. CHANGE IN CASH FROM PURCHASE OR $0
SALE OF ASSETS

Financing
Payment of Principal of Loan 0
Inflow of Cash From Bank Loan 0
Issuance of Equity Positions 0
Repurchase of Outstanding Equity 0
D. CHANGE IN CASH FROM FINANCING $0

E. INCREASE (DECREASE) IN CASH $0

F. CASH AT BEGINNING OF PERIOD $0
G. CASH AT END OF PERIOD $0

MEET MINIMUM CASH BALANCE ACCEPTABLE

 Example (Pty) Limited
Cash Flow Projections - Cash Flow Statement
© www.excel-skills.com
Mar-2018 Apr-2018 May-2018 Jun-2018

Cash flows from operating activities

Profit / (Loss) for the year 40,355 39,097 44,875 (3,173)
INT Interest 18,177 18,033 17,888 17,742
TAX Taxation 15,693 15,204 17,452 (1,234)
Adjustment for non-cash expenses:
DEP Depreciation 15,000 15,000 15,000 15,000
AMT Amortization 1,000 1,000 1,000 1,000
RES Reserves - - - -
Changes in operating assets & liabilities
STC Inventory (9,652) (18,728) 4,638 (8,538)
DEB Trade Receivables (10,798) (21,893) (1,663) (20,378)
ADV Loans & Advances - - - -
ODB Other Receivables - - - -
CRE Trade Payables (21,061) 10,957 (73) 44,865
VAT Sales Tax 12,459 28,175 (27,277) 19,325
PAY Payroll Accruals - - - -
ACC Other Accruals (55,000) - - -
OPV Other Provisions (42,000) - - -
Cash generated from operations (35,827) 86,845 71,841 64,609
INT Interest paid (18,177) (18,033) (17,888) (17,742)
TAX Taxation paid - - - -
Net cash from operating activities (54,004) 68,812 53,952 46,867
Cash flows from investing activities
PPE Purchases of property, plant & equipment - - - -
INA Purchases of intangible assets - - - -
INV Purchases of investments - - - -
Net cash used in investing activities - - - -
Cash flows from financing activities
CAP Proceeds from shareholders' contributions - - - -
DIV Dividends paid - - - -
LT1 Proceeds from loans 1 - - - -
LT2 Proceeds from loans 2 - - - -
LT3 Proceeds from loans 3 - - - -
FIN Proceeds from finance leases - - - -
LT1 Repayment of loans 1 (5,775) (5,824) (5,874) (5,924)
LT2 Repayment of loans 2 (3,536) (3,563) (3,591) (3,618)
LT3 Repayment of loans 3 - - - -
FIN Repayment of finance leases (7,015) (7,082) (7,150) (7,219)
Net cash from financing activities (16,326) (16,469) (16,614) (16,761)
Increase / (Decrease) in cash equivalents (70,330) 52,343 37,338 30,106
Cash & cash equivalents at beginning of year 171,000 100,670 153,013 190,351
Cash & cash equivalents at end of year 100,670 153,013 190,351 220,457
Jul-2018 Aug-2018 Sep-2018 Oct-2018 Nov-2018 Dec-2018 Jan-2019 Feb-2019 Year-2019 Year-2020

35,893 34,905 47,365 12,738 26,037 24,229 55,978 43,774 402,072 485,482
17,594 18,216 18,060 17,903 17,745 17,585 19,923 19,730 218,597 242,128
13,958 13,574 18,420 4,954 10,125 9,422 21,769 17,023 156,362 188,799

15,000 15,000 15,000 15,000 15,000 15,000 19,000 19,000 188,000 263,000
1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 12,000 12,000
- - - - - - - - - -

3,632 3,648 1,720 (1,197) (9,171) 44,783 (45,894) (4,220) (38,979) (7,966)
14,072 (185) (3,153) 3,246 (20,688) 84,123 (84,488) (16,283) (78,089) (35,847)
- - (10,000) - 10,000 - - - - (20,000)
- - - - - - - - - (7,000)
(34,810) (985) (10,475) 23,530 2,827 (43,337) 21,938 3,204 (3,420) 5,166
(21,241) 27,329 (24,869) 22,664 (27,155) 25,010 (17,846) 30,004 46,580 (1,156)
- - - - - - - - - 1,200
- - - - - - - 60,000 5,000 6,000
- - - - - - - 30,000 (12,000) (9,000)
45,098 112,502 53,067 99,837 25,721 177,816 (8,619) 203,232 896,123 ###
(17,594) (18,216) (18,060) (17,903) (17,745) (17,585) (19,923) (19,730) (218,597) (242,128)
- (74,648) - - - - - (81,714) (156,362) (188,799)
27,504 19,638 35,007 81,934 7,976 160,231 (28,543) 101,788 521,164 691,878

- - - - - - (240,000) - (240,000) (300,000)

- - - - - - - - - -
- - - - - - - - - (400,000)
- - - - - - (240,000) - (240,000) (700,000)

- - - - - - - - - -
- - - - - - - - - (40,207)
- - - - - - - - - -
- 100,000 - - - - - - 100,000 -
- - - - - - 240,000 - 240,000 300,000
- - - - - - - - - -
(5,975) (6,026) (6,077) (6,129) (6,181) (6,234) (6,287) (6,341) (72,646) (80,452)
(3,646) (4,382) (4,415) (4,449) (4,484) (4,518) (4,553) (4,588) (49,344) (57,896)
- - - - - - (2,900) (2,930) (5,829) (63,808)
(7,288) (7,358) (7,428) (7,499) (7,571) (7,644) (7,717) (7,791) (88,761) (99,524)
(16,908) 82,235 (17,920) (18,078) (18,236) (18,396) 218,543 (21,650) 123,420 (41,887)
 10,595 101,874 17,087 63,857 (10,260) 141,835 (49,999) 80,139 404,585 (50,009)
220,457 231,053 332,926 350,013 413,870 403,610 545,446 495,446 171,000 575,585
231,053 332,926 350,013 413,870 403,610 545,446 495,446 575,585 575,585 525,576
Year-2021 Year-2022 Year-2023

613,517 837,484 ###

240,568 211,453 196,408
238,590 325,688 393,593

307,000 250,000 275,000

12,000 12,000 12,000
- - -

(9,798) (22,674) (24,942)

(38,715) (52,265) (57,492)
- 10,000 15,000
- (5,000) (10,000)
6,195 13,095 14,362
7,402 7,629 8,436
1,272 1,348 1,429
(16,000) 20,000 10,000
19,000 15,000 18,000
### ### ###
(240,568) (211,453) (196,408)
(238,590) (325,688) (393,593)
901,873 ### ###

(180,000) (200,000) (350,000)

- - -
(600,000) (500,000) (400,000)
(780,000) (700,000) (750,000)

- - -
(48,548) (61,352) (83,748)
- - -
- - -
180,000 200,000 350,000
- - -
(89,097) (98,671) (109,274)
(63,484) (69,612) (76,331)
(117,359) (152,788) (212,324)
(111,592) (125,124) -
(250,080) (307,546) (131,677)
(128,207) 79,070 392,213
525,576 397,369 476,439
397,369 476,439 868,651
 Small Business Cash Flow Projectio
[Company Name]
Starting date Jan-20
Cash balance alert minimum Starting date Starting date Starting date Starting date Starting date

[Company
Beginning Name] #VALUE! #VALUE! #VALUE! #VALUE!

Cash on hand (beginning of month) 50,000 50,000 51,750 51,750 51,750 51,750

CASH RECEIPTS
Cash sales 5,000
Returns and allowances 3,500
Collections on accounts receivable 100
Interest, other income 50
Loan proceeds 50
Owner contributions 50

TOTAL CASH RECEIPTS 1,750 0 0 0 0

Total cash available 50,000 51,750 51,750 51,750 51,750 51,750

CASH PAID OUT

Advertising
Commissions and fees
Contract labor
Employee benefit programs
Insurance (other than health)
Interest expense
Materials and supplies (in COGS)
Meals and entertainment
Mortgage interest
Office expense
Other interest expense
Pension and profit-sharing plan
Purchases for resale
Rent or lease
Rent or lease: vehicles, equipment
Repairs and maintenance
Supplies (not in COGS)
Taxes and licenses
Travel
Utilities
Wages (less emp. credits)
Other expenses
Other expenses
Other expenses
Miscellaneous
SUBTOTAL 0 0 0 0 0
Loan principal payment
Capital purchases
Other startup costs
To reserve and/or escrow
Owners' withdrawal
TOTAL CASH PAID OUT 0 0 0 0 0
Cash on hand (end of month) 50,000 51,750 51,750 51,750 51,750 51,750

OTHER OPERATING DATA

Sales volume (dollars)
Accounts receivable balance
Bad debt balance
Inventory on hand
Accounts payable balance
Depreciation
ss Cash Flow Projection
mpany Name]

Starting date Starting date Starting date Starting date Starting date Starting date Starting date

#VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! Total

51,750 51,750 51,750 51,750 51,750 51,750 51,750

5,000
3,500
100
50
50
50

0 0 0 0 0 0 0 8,750

51,750 51,750 51,750 51,750 51,750 51,750 51,750

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 0
0
0
0
0 0 0 0 0 0 0 0
0
0
0
0
0
0 0 0 0 0 0 0 0
51,750 51,750 51,750 51,750 51,750 51,750 51,750
Cash Flow Forecast - 12 Months

Month: Pre-Start 1 2 3 4 5

Receipts
Cash sales
Collections from credit sales
New equity inflow
Loans received
Other
Total Receipts 0 0 0 0 0 0

Payments
Cash purchases
Payments to creditors
Salaries and wages
Employee benefits
Payroll taxes
Rent
Utiltities
Repairs and maintenance
Insurance
Travel
Telephone
Postage
Office supplies
Advertising
Marketing/promotion
Professional fees
Training and development
Bank charges
Miscellaneous
Owner's drawings
Loan repayments
Tax payments
Capital purchases
Other
Total Payments 0 0 0 0 0 0

Cashflow Surplus/Deficit (-) 0 0 0 0 0 0

Opening Cash Balance 0 0 0 0 0 0

Closing Cash Balance 0 0 0 0 0 0

6 7 8 9 10 11 12 Totals

0
0
0
0
0
0 0 0 0 0 0 0 0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0

0 0 0 0 0 0 0