List Of Data

1 Customer Data Migration CUSTOMER

2 All Customer's Account without Financial Data ACCOUNT
3 Loan Limits LIMITS
4 Cherque (issued)
5 Cheque (Presented) CHEQUE.REGISTER.SUPPLEMENT
6 Cheque (Stopped)
7 Creation of Internal Account ACCOUNT
8 Customer's Account / Internal Account Balances FUNDS.TRANSFER
9 Account Interest (Debit & Credit Interest) ACCOUNT.CREDIT.INTEREST, ACCOUNT.DEBIT.INTEREST
10 PL Category Balances DATA.CAPTURE
It is nothing but a Overdraft account balances . will be captured in Account
11 LOAN OD BALANCES balances migration.
12 PASTDUE (Balances) PD.CAPTURE
13 Fixed Deposits LD.LOANS.AND.DEPOSITS
14 Inactive Account Balances Covered in ACCOUNT migration.
CUSTOMER TABLE - 1.1
NOTE: Yellow Color highlighted Fields are manadatory fields

T24 FIELDS MANADATORY CHAR -TYPE FIELD length

Mnemonic Uppercase alpha or numeric 3 to 8
GB Short Name Y uppercase alpha or numeric 3 to 35
GB Name 1 Y uppercase alpha or numeric 3 to 35
GB Street Y uppercase alpha or numeric 3 to 35
GB Address.1 A-Alpha Numeric 1 to 35
GB Town Country uppercase alpha or numeric 3 to 35
GB Post Code uppercase alpha or numeric 1 to 35
GB Country uppercase alpha or numeric 3 to 35

Relation Code.1 Numeric Character 1 to 3

Rel Customer.1 uppercase alpha 1 to 10
Sector Y Numeric Character 1to 5
Account Officer Y Numeric Character 1to 4
Industry Y Numeric Character 1to 4
Target Y Numeric Character 1to 4
Nationality Y uppercase alpha 2
Residence Y uppercase alpha 2
Contact Date DATE 9
Introducer A-Alpha Numeric 1 to 35
Legal Id.1 A-Alpha Numeric 1 to 20
Legal Doc Name.1 Options Options
Legal Holder Na.1 A-Alpha Numeric 1 to 35
Off Phone.1 Numeric Character 17
Birth Incorp Date (Date format in range 1000-2049 yyyymmdd
Language Y Numeric Character 1 to 2
Gender Alpha 6
CUSTOMER TABLE - 1.2

Comments Field Description

Specifies an alternative easy means of referencing the Customer.
Identifies the name of the Customer in a more descriptive form.
Identifies the name of the Customer.
Identifies the first line of the Customer's base address.
Stores the address of the customer.
Identifies the town and country of the Customer's base address.
Identifies the postal code for customer.
Identifies the country for customer.
Identifies the inter-relationship between Customer records and enables a link to be formed for the
Mandatory input if corresponding purpose of evaluating the overall Customer position.
RELATION.CODE is entered Identifies the Customer Code or the Mnemonic of the Related Customer.
OPTIONS WILL be Given Identifies the Sector code relating to the Customer.
OPTIONS WILL be Given Identifies the main Account Officer responsible for the Customer.
OPTIONS WILL be Given Identifies the Industry in which the Customer is trading.
OPTIONS WILL be Given Identifies the Industry in which the Customer is trading.
OPTIONS WILL be Given Identifies the Nationality of the Customer.
OPTIONS WILL be Given Identifies the Country of Residence of the Customer.
Specifies the date that first contact was made with the Customer.
Identifies the name of the person who introduced the Customer to the bank.
Part of the LEGAL multi-value set. Specifies any legal identification of the Customer.
OPTIONS WILL be Given Part of the LEGAL multi-value set. Valdiated against EB.LOOKUP table CUS.LEGAL.DOC.NAME.
Part of the LEGAL multi-value set. To support passports, enabling a holders name to be stored.
Office phone numbers.
Specifies the Customer's date of birth or the date on which the Company was registered.
Identifies the Customer's Language to be used for correspondence.
OPTIONS WILL be Given Contains customer’s gender. This additional client information is required by CRM.
 ACCOUNT TABLE FIELDS MAPPING
NOTE: Yellow Color highlighted Fields are manadatory fields

T24 FIELDS MANADATORY CHAR -TYPE FIELD length Comments Description

Identifies the
Customer to whom
the Account
Customer Y Numeric 10 belongs

It must be an Indicates the

existing code on the Category code for
Category Y Alpa-Numeric 5 CATEGORY table the Account

Mandatory for Identifies the first

Internal part, or the whole,
Account Title 1 accounts 35 of the Account Title
Continuation of
Account Title 2 35 Account Title 1

Mandatory for
Internal accounts,
otherwise optional
input. Default is the
Mandatory for Short Name from Specifies the
Internal the Customer abbreviated title of
Short Title accounts Alpa-Numeric 35 record the Account

Specifies an
Mandatory for uppercase The Mnemonic alternative method
Internal alpha or code must be of referencing the
Mnemonic Accounts numeric 10 unique Account

Identifies the Type

of Foreign Exchange
Position which will
be updated as a
It must be an result of
existing code on the movements over
Position Type uppercase alpha Position Type Table this account

It must be an Identifies the

uppercase existing code on the Currency of the
Currency Y alpha 3 CURRENCY Table Account
 Identifies the
Currency Market for
exchange rate
information for this
Currency Market Numeric 1 Account

this field identifies

the type of limit
applicable to the
Limit Ref Numeric 9 Account

optional input. The

System will default Identifies the main
Mandatory for to the Officer held Account Officer
Internal for the related responsible for the
Account Officer Accounts Numeric 4 Customer Account

Identifies any other

Account Officers
who may have
some involvement
Other Officer.1 Numeric 4 with the Account

Determines if the
Only valid for account has a
accounts with a passbook/Only valid
savings category, for accounts with a
PASSBOOK 2 Y/NO Options savings category

The date when the

account was
Opening Date DATE 11 opened

Y = Yes (No input

assumes NO)Must Specifies whether
be Y for Nostro the Account is to be
Reconcile Acct Accounts reconciled

This is a NOINPUT
field. the
ACCOUNT.PARAME
TER application will allowing
be defaulted to maintenance of the
allow maintenance alternate account
of the alternate identifiers/LEGACY
Alt Acct Type.1 account system or IBAN
 The
ALTERNATE.ACCOU
NT application
within T24 is
Multi-valued field, maintained by this
Alt Acct Id.1 Alpa-Numeric Optional input field field

If entered this field

must contain a valid
Joint Holder.1 customer number

This field must be

entered if the
JOINT.HOLDER field
Relation Code.1 has been entered

This field can

contain any
documentary
information
pertaining to the
Joint Notes.1.1 JOINT.HOLDER
 LIMIT TABLE FIELDS MAPPING

NOTE:

T24 FIELDS MANDATORY CHAR -TYPE FIELD length Comments

a)1-6 numeric character Liability Number. b) 3-7

numeric character LIMIT.REFERENCE code. c) 2
numeric character Limit Serial number. d) 1-6
numeric character Customer number. a) b) c) and d)
must be separated by '.'. a) and b) are mandatory. c)
defaults to 01, d) is optional - only used to specify a
1 CREDIT.LINE.NO Y Numeric customer sub-limit. 1
2 LIMIT.CURRENCY Y CCY 3 2
3 COUNTRY.PERCENT Y Numeric 3 3

4 APPROVAL.DATE DATE 11 The date input must be less than or equal to today. 4

5 OFFERED.UNTIL DATE 11 5

6 REVIEW.FREQUENCY 6
The date input must be greater than or equal to the
7 EXPIRY.DATE DATE 11 Limit Review Date 7

The date entered must be within a valid number of

days of the EXPIRY DATE. This valid number of days is
defined on the LIMIT.PARAMETER table.
This date, when defined on the limit record, must
8 ADM.EXTENSION.DATE DATE 11 always be greater than the EXPIRY DATE. 8

Date format in range 1950 to 2049 (Default to

Approval Date). The date cannot be later than the
9 PROPOSAL.DATE DATE 11 Limit APPROVAL.DATE. 9
 Date format in range 1950 – 2049 (Default to RUN
Date). The date input must be the same or later than
the PROPOSAL.DATE and earlier than or the same as
the Limit EXPIRY.DATE.
This date must be greater than or equal to the RUN
10 ONLINE.LIMIT.DATE DATE 11 date. 10

Mandatory input when ID contains global line;

otherwise not allowed.Input of at least one product
is mandatory when the Limit defined in the ID is a
global Limit.
The product defined must exist on the global line as
11 PRODUCT.ALLOWED defined on the LIMIT.REFERENCE table. 11
12 LIMIT.GRADE Numeric 4 12
13 GRADE.PERCENT Numeric 3 13
14 NOTES Alpha Numeric 35 14
Mandatory input when the field CHECK.LIMIT =
15 INTERNAL.AMOUNT AMT 14 "Y". 15
The amount entered must not be greater than the
16 ADVISED.AMOUNT AMT 14 INTERNAL.AMOUNT. 16
FIXED' or 'VARIABLE'. Optional input for top-level
17 FIXED.VARIABLE limit. 17

18 COLLATERAL.CODE Numeric 3 18
19 COLL.REQD.AMT AMT 19
20 COLL.REQD.PRCNT Numeric Input allowed only if collateral code is given 20
Date must be greater than today and lesser than the
21 UP.TO.PERIOD DATE limit expiry date. 21
22 PERIOD.AMT AMT 14 No input allowed if period percentage is filled . 22
23 PERIOD.PRCNT Numeric No input allowed if period percentage is filled . 23

24 MAXIMUM.SECURED AMT 19 24

25 MAXIMUM.UNSECURED AMT 19 No input is allowed unless a secured limit is indicated 25

 T24 FIELDS MANDATORY CHAR -TYPE FIELD length Comments

The amount may not exceed the INTERNAL AMOUNT.

The amount may not be less than the MAXIMUM
26 MAXIMUM.TOTAL Y AMT 19 UNSECURED , MAXIMUM SECURED amount . 26
27 TIME.CODE Numeric 4 27
Mandatory input when time bands specified,
28 LIMIT.BAND AMT 19 otherwise not allowed 28
Input in this field will only be allowed when the credit
29 ORIGINAL.LIMIT AMT 14 line has been defined as 'REDUCING'. 29
30 CLEAN.RISK AMT 14 30
31 AVAILABLE.MARKER Y Y for available or N for not available 31

32 ALLOWED.CUST MNE 10 32

33 RESTRICTED.CUST MNE 10 33
34 ALLOWED.CCY CCY 3 34
Amount entered must not exceed INTERNAL.
35 ALLOWED.AMT AMT AMOUNT. 35
36 RESTRICTED.CCY CCY 3 36
37 ALLOWED.COMP Alpha Numeric 3 37
38 RESTRICTED.COMP Alpha Numeric 3 38

39 COMMODITY Numeric 4 39
40 COMMODITY.PCENT Numeric 3 40
41 COLLAT.CODE Numeric 4 41
42 COLLAT.CUSTOMER Numeric 6 42
43 COLLAT.CCY CCY 3 43
Mandatory input if COLLAT CODE has been
44 COLLAT.AMOUNT AMT 14 entered otherwise not allowed 44
 Mandatory input if COLLAT CODE has been
45 COLLAT.PERCENT Numeric 3 entered; otherwise not allowed. 45
Mandatory input if COLLAT CODE entered;
46 COLLAT.LOCATION Alpha Numeric otherwise not allowed 46
Mandatory input if COLLAT CODE entered;
47 COLLAT.GRADE Numeric 4 otherwise not allowed 47
T24 FIELDS MANDATORY CHAR -TYPE FIELD length Comments
48 COLLAT.NOTES Alpha Numeric 35 48
49 REDUCING.SCHED FULL or SINGLE 49
50 REPAY.FREQ 50
51 REPAY.NUMBER Numeric 3 51
52 REPAY.CCY CCY 3 52
53 REPAY.AMOUNT AMT 14 53
54 REPAY.END.DATE DATE 11 54
55 REPAY.NOTES Alpha Numeric 35 55
56 CHECK.LIMIT Y YES or NO 56
57 ALLOW.NETTING. YES or NO . Default is 'No' (=Null). 57

58 DISPO.OFFICER 58
59 INCREASING.TYPE FULL or SINGLE 59
Input mandatory if INCREASING.TYPE is present.
The field must be a valid frequency format except
60 INCREASE.FREQ DAILY. 60

Input is mandatory if INCREASING.TYPE is

61 INCREASE.AMOUNT specified. 61
Mandatory if INCREASE . TYPE is specified.Can
not be less than the INCREASE . FREQ date or greater
62 INCR.END.DATE DATE than the limit expiry date. 62

63 UNUTIL.ACCT This must be a contingent account. 63

64 ALLOW.UNUTIL.CR YES or NO 64
The date entered must be greater than or equal to
65 LAST.DRAW.DATE DATE the Bank Date 65

66 UTIL.ACCOUNT This must be a contingent account. 66

LIMIT TABLE FIELDS MAPPING

Field Description
Provides a unique reference for each Limit. It comprises a Liability number, Limit Reference code, a Serial Number and
optionally a Customer number.

Defines the Currency in which all amount fields specified as part of the Limit will be denominated.
Defines the percentage of the total risk associated with the Country defined by COUNTRY OF RISK
Defines the date on which the Limit was last approved by the Credit Committee of the bank.

Specifies the date by which the customer must have accepted the facility. It should be noted that no reports are produced at
present showing facilities taken up.
Specifies the next date on which the limit is to be reviewed. The review period is entered in the standard T24 frequency format

Specifies the date on which the Limit will expire. But if there are contracts against this limit, then the limit will move to history
only after the contracts mature.
Specifies the Administrative Extension date checked by the online transaction processing when the EXPIRY DATE specified in the
previous field has been reached.

Specifies the date on which the Limit was proposed to the bank's Credit Committee.
Specifies the date on which the Limit becomes available for use. This date will be used for all online limit checking.

Identifies, when the Limit defined in the ID is a Global Limit, which Limit products of that global line are allowed to be used by
the customer for who the Limit is being created.

Specifies the grade of the risk. The grade entered must appear on the CUSTOMER STATUS table
This field is associated with the LIMIT.GRADE field and shows the percentage attributed to each grade specified.
Allows any free format notes which the user wishes to input concerning the Limit.
Specifies the amount actually approved or authorised by Management or the Credit Committee.

Records, when applicable, the amount advised to the Customer.

Indicates, for a secured limit, whether the ONLINE LIMIT is a fixed or a variable amount.

Identifies classes of collateral for which a maximum secured amount and collateral required amount underlying a limit is
allowed.
Collateral required amount is used to control minimum collateral required in fixed type limits.
Collateral required percentage is used to control minimum collateral required in fixed type limits.
Collateral up-to period acts as a schedule for changing the collateral required amount & percentage

Period amount is used for defining collateral required amount for a future date
Period percentage is used for defining collateral required percentage for a future date
The maximum amount of the limit which may be secured by collateral of the class specified in field COLLATERAL CODE.

The maximum amount of the limit which may be unsecured.

Field Description
The maximum overall amount of the limit which may be granted.

Specifies time sub-divisions of a Limit, each of which is available for a different maturity period.
Specifies the split of the ONLINE LIMIT amount over the time bands in field 25, TIME CODE.

Identifies the original amount of the credit line when this one has been defined as a 'REDUCING' Limit type.

Specifies the maximum total value of contracts to mature on one day

Specifies whether or not the Limit is available for use.
Defines a specific Customer who can make use of the Limit. If a Customer, or Customers, is input to this field, only these
Customers can make use of the Limit.
Defines a specific Customer who may not make use of the Limit. If a Customer, or Customers, is input to this field, these
Customers may not make use of the Limit.
Defines a specific currency which may make use of the Limit.
Defines an amount as a ceiling for the currency which may make use of the limit. The system will generate an override
whenever this amount is exceeded by the limit outstanding for the currency.
Defines a specific currency which may NOT make use of the Limit.
Defines a specific company which may make use of the Limit.
Defines a specific company which may NOT make use of the Limit.
Associates a Limit with a specific Industry or Industries. Where more than one industry is specified, a percentage of the risk has
to be defined in the Commodity Percentage field. This information is used to produce the Industry exposure report.

Indicates the percentage involvement in the Commodity (Industry) defined by the associated COMMODITY field.
The collateral, which is held as security against a facility, is specified in the 'COLLAT' group of fields.
Indicates the Customer in whose name the Collateral is held.
Defines the Currency in which the Collateral is denominated.
Specifies the value of the Collateral.
Indicates the percentage of the Limit which is covered by this Collateral.

Specifies the place where the Collateral is physically held.

Defines the quality of the collateral. This field is based on CUSTOMER.STATUS and can be used to judge the reliability of the
Collateral.
Field Description
A free format text field which can be used to describe the Collateral.
Indicates whether the system should automatically reduce the limit amount.
Indicates the first repayment date and the repayment cycle where a Limit has an associated repayment schedule.
Defines the number of repayments where there is an associated repayment schedule.
Defines the currency in which repayments are to be made.
Indicates the amount of repayments to be made on the dates given by Repayment Date/Cycle.
Identifies the last date for the repayment frequency (REPAY.FREQ) to apply.
Describes the Repayment schedule.
Defines whether overrides should appear when default LIMIT records are used or defaulted.
This field will denote whether the customer for this liability can allow netting of both credit and debit accounts.
The DISPO.OFFICER Id to be assigned to this LIMIT id when this limit is hit during input of transction, if they are to have
authorisation to approve dispo items.
Input in this field defines whether the online limit for the customer needs to be enhanced or not
Indicates the first increase date and the increase cycle where a Limit has an associated increase type.

This is the amount by which the ONLINE.LIMIT , MAXIMUM.TOTAL and INTERNAL.AMOUNT of the limit are enhanced when an
INCREASING TYPE is specified, on the frequency dates defined in INCREASE.FREQ till the INCR.END.DATE is reached.

The date, on which the increasing schedule should cease to be effective, can be defined in this field.

The account to which the difference between the current and previous unutilised amounts is transferred on a daily basis.

Indicates whether unutilised amount differences that would result in a credit to the UNUTIL.ACCT are allowed.
When a date is entered in this field, the value.date of each transaction/contract hitting the limit will be compared to this date.
An override will be generated, if the transaction date is beyond this date.
The account to which the difference between the current and previous utilised amounts is transferred on a daily basis.
 CHEQUE.ISSUE TABLE FIELDS MAPPING
NOTE:

T24 FIELDS MANADATORY CHAR -TYPE FIELD length Comments

Must be a valid record in
CHEQUE.STATUS
CHEQUE.STATUS Y Numeric 2
Optional Input (If not entered defaults
to TODAY)
ISSUE.DATE Y Numeric 8
NOCHANGE FIELD
NUMBER.ISSUED Y Numeric 5
NO INPUT FIELD

CURRENCY. CCY 3
NOCHANGE FIELD
CHARGES Numeric 19
NOCHANGE FIELD

CHARGE.DATE. Numeric 8
NO INPUT FIELD

STOCK.REG. A-Alpha Numeric 35

NOCHANGE FIELD
SERIES.ID A-Alpha Numeric 35
NOCHANGE FIELD

CHQ.NO.START Y Numeric 17
NOTES A-Alpha Numeric 35 Multivalued field
OPTIONAL INPUT

CHG.CODE A-Alpha Numeric 11

If charge is amended then override is
recorded

CHG.AMOUNT AMT 19
It must be a valid code on the Tax
table/ TAX.TYPE.CONDITION table

TAX.CODE. Numeric 2
 NO INPUT ALLOWED

TAX.AMT AMT 19
“YES” OR “NO”
WAIVE.CHARGES A-Alpha Numeric 3
Valid values USERDEFINE.1 to
USERDEFINE.9
CLASS.TYPE User Define 20
PPING

Description
This field denotes cheque status for
the record.
Defines the date of issue of cheques.

Specifies the number of cheques being

issued.
This field specifies the curency of the
account to which the cheques are
being issued.

Defines the charges due for the issued

of cheques
Specifies the value date for online
charges raised by the issue (if any).

In this field valid stock register can be

entered and if entered next field
(Series id) becomes mandatory.

This field is used to enter the series id

of the stock register.
Holds the starting number or the
cheque number of the first cheque in
the cheque book.

Notes about the issue.

This field is for inputting the Alpha
code for charges related to various
stages of Cheque Issue.

The charges are defaulted from

FT.CHARGE.TYPE /
FT.COMMISSION.TYPE as per the
status codes defined in Cheque.status.

Identifies the Tax record, or Tax Type

Condition record which specifies the
tax calculation and processing
applicable to the Charge Type.
This field defines the tax amount
applicable for the tax code that has
been specified in the charge type

This field is used to waive the cheque

issue related charges.
User defined class types can be
specified here.
Field
DATA Mapping For CHEQUE.REGISTER.SUPPLEMENT
No Field Name Description Min Length Max Length Character Set Checkfile Mand / Opt Single/Multi/Sub

0 ID ID of the Cheques Numeric N/A Mandatory

17 20
1 STATUS Indicates the status of the cheque 6 8 Alpha N/A Mandatory Single
2 CURRENCY Indicated the Currency of the Cheque 6 8 Alpha N/A Mandatory Single
3 AMOUNT Transaction Amount of the cheque 8 11 Alpha N/A Mandatory Single
4 DATE.PRESENTED Date when cheque was presented 11 11 Date N/A Mandatory Single

Additional Validation
0 The id is of the following format, SB.31615.400001 (Cheque
type.Account number-Cheque number) Where “SB” is
1 It will be defaulted to the value - PRESENTED

2 It will be defaulted to the value - KES

3 It should in T24 format

4 Date should be in T24 format

 Additional Validation
The id is of the following format, SB.31615.400001 (Cheque type.Account
number-Cheque number) Where “SB” is CHEQUE.TYPE “31615” is
Account number , “400001” is cheque number

It will be defaulted to the value - PRESENTED

It will be defaulted to the value - KES
It should in T24 format
Date should be in T24 format
 CHEQUE STOPPED
Name of Field Characteristics
Description
STOP PAYMENT As from the
ACCOUNT NUMBER legacy system The id of the PAYMENT.STOP is the account number for which the
cheque has been issued.
Must be a valid T24 account number.
PAYMENT STOP TYPE 1N

The reason for the stop payment. The reasons should be defined in
the field
PAYMENT.STOP.TYPE application before it can be used here.
Payment Stop Reason
1 CHEQUES LOST
2 CHEQUES DESTROYED
3 CHEQUES STOLEN
FIRST CHEQUE NUMBER 14N
The first cheque no. if a range is to be specified. It is also used if only
one
cheque is used. 14 numeric characters.
LAST CHEQUE NUMBER 14N
The last cheque no. if a range of cheque has to be stopped. If only a
single
cheque is to be stopped, this field should be left blank.
CHEQUE TYPE 4AN

Identifies the cheque type that needs to be stopped. Input is

mandatory if FIRST
CHEQUE NO (Field 3) is defined and CHEQUE.REGISTER is set as "YES"
in
ACCOUNT.PARAMETER. Valid value in CHEQUE.TYPE application.
STOP DATE 8N
The date on which stop cheque instruction was issued. Usually the
system date. The
date should be migration date and cannot be forward date. Standard
T24 date format.
AMOUNT FROM 19N
Indicates the amount above which the cheques should be stopped.
Optional
field. If used with AMOUNT.TO field then all cheques between the
specified amounts will cause and override. Standard T24 amount
format.
AMOUNT TO 19N
Indicates the amount below which the cheques should be stopped.
Optional field. If
used with AMOUNT.FROM field then all cheques between the
specified amounts will cause and override. Standard T24 amount
format.
BENEFICIARY 35AN
The name of the beneficiary of the cheque i.e. the payee. 35
characters free format
text, multi valued field.
REMARKS 35AN Free text field to record any comments on the payment stop.
 Internal Account Field Mapping

Name of Field Length Description

ACCOUNT.NUMBER 12AN The account number is made of three components
o Currency Code
o Internal Account category
o 4 digit Serial number, representing the nth account

CATEGORY 5N The internal account category, basically the product type that the
account represents.
The following is the list of valid internal account categories.

ACCOUNT.TITLE.1 35AN The title of the Account. 35 alphanumeric characters long. Must be
input as no
default value is provided.

SHORT.TITLE.1 35AN The Short title of the Account. 35 alphanumeric characters long.
Must be input as
no default value is provided.

MNEMONIC 3-10AN Mnemonic reference for the internal account. Mnemonic must be
at least 3 and at
most 10 characters long. Alphanumeric values and ‘.’ are accepted
but the first character must be
definitely alpha. If the bank does not have a specific requirement
for mnemonics, the system can
be made to generate this.

ACCOUNT.OFFICER 4N Account officer responsible for the mentioned internal account.

Must be a valid
Customer & Internal Account Balances
Field No T24 - Field Name T24 - Description Min Length Max Length Character Set
1 UPLOAD.COMPANY Branch Code / Company Code for Record to be upload 9 AlphaNumeric
Identifies the Account being debited in respect of the transfer
2 transaction 6 14 AlphaNumeric
DEBIT.ACCT.NO
3 DEBIT.CURRENCY Defines the Currency of the Account being debited 1 3 Alpha
4 DEBIT.AMOUNT Defines the Transfer amount 1 14 Numeric
Identifies the Date when the Debit entry is to be given value for
5 interest purposes Numeric
DEBIT.VALUE.DATE 11
Identifies the Account being credited in respect of the transfer
6 transaction 6 14 AlphaNumeric
CREDIT.ACCT.NO
7 CREDIT.CURRENCY Defines the Currency of the Account being credited 1 3 Alpha

Checkfile Single/Multi/S
Field No Additional Validation Mand / Opt
ub
1 N/A Valid Branch codes / Company codes Mandatory Single
2 ACCOUNT Valid T24 Account Id Mandatory Single
3 CURRENCY Valid Currency Id Mandatory Single
N/A
4 Mandatory Single
Mandatory if Credit Amount not entered otherwise not allowed
5 N/A Should be the MIGRATION DATE Mandatory Single
6 ACCOUNT Valid T24 Account Id Mandatory Single
7 CURRENCY Valid Currency Id Mandatory Single
 Checkfile Additional Validation Mand / Opt Single/Multi/Sub
N/A Valid Branch codes / Company codes Mandatory Single

ACCOUNT Mandatory Single

Valid T24 Account Id
CURRENCY Valid Currency Id Mandatory Single
N/A Mandatory if Credit Amount not entered otherwise not allowed Mandatory Single

Mandatory Single
N/A Should be the MIGRATION DATE
ACCOUNT Mandatory Single
Valid T24 Account Id
CURRENCY Valid Currency Id Mandatory Single
 ACCOUNT.CREDIT.INT TABLE FIELDS MAPPING
NOTE: Yellow Color highlighted Fields are manadatory fields
T24 FIELDS MANADATORY CHAR -TYPE FIELD length Comments

1 INTEREST.DAY.BASIS A-Alpha Numeric 1 TO 9

2 TAX.KEY N-Numeric char 2

Input not allowed if INTEREST.DAY.BASIS contains
NONE or GENERAL -otherwise mandatory
3 CR.BALANCE.TYPE Y A-Alpha Numeric 7
Mandatory input if more than one set of field range
CR.BASIC.RATE to CR.LIMIT.AMT are specified,
otherwise optional.Not allowed if
INTEREST.DAY.BASIS contains NONE or GENERAL

4 CR.CALCUL.TYPE Y A-Alpha Numeric 5

5 CR.MINIMUM.BAL AMT-Amount 14

6 CR.OFFSET.ONLY A-Alpha Numeric 1

7 CR.BASIC.RATE N-Numeric char 4

8 CR.INT.RATE R-RATE 10

9 CR.MARGIN.OPER A-Alpha Numeric 8

10 CR.MAX.RATE R-RATE 11
Mandatory input corresponding CR.MARGIN.OPER
is input Otherwise not allowed
11 CR.MARGIN.RATE Y R-RATE 10
if more than one set of field range CR.BASIC.RATE
to CR.LIMIT.AMT are specified
12 CR.LIMIT.AMT Y AMT-Amount 14
13 CR.MIN.RATE R-RATE 11

14 CR2.BALANCE.TYPE A-Alpha Numeric 8

if more than one set of field range CR2.BASIC.RATE
to CR2.LIMIT.AMT are input
15 CR2.CALCUL.TYPE Y A-Alpha Numeric 5

16 CR2.MINIMUM.BAL AMT-Amount 14

17 CR2.OFFSET.ONLY A-Alpha Numeric 1

18 CR2.BASIC.RATE N-Numeric char 4

19 CR2.INT.RATE R-RATE 10

20 CR2.MARGIN.OPER A-Alpha Numeric 8

21 CR2.MAX.RATE R-RATE 11
 if corresponding CR.MARGIN.OPER is input

22 CR2.MARGIN.RATE Y R-RATE 10
if more than one set of field range CR.BASIC.RATE
to CR.LIMIT.AMT are specified
23 CR2.LIMIT.AMT Y AMT-Amount 14
24 CR2.MIN.RATE R-RATE 11

25 INTEREST.TAX.MIN N-Numeric char 19

26 NET.TAX A-Alpha Numeric 1

27 CR.MIN.BAL.ST.DTE N-Numeric char 2

28 CR.MIN.BAL.ED.DTE N-Numeric char 2

29 CR.ACCR.OPEN.AC A-Alpha Numeric 3

30 CR.ACCR.CLOSE.AC A-Alpha Numeric 3

31 CR2.MIN.BAL.ST.DTE N-Numeric char 2

32 CR2.MIN.BAL.ED.DTE N-Numeric char 2

33 CR2.ACCR.OPEN.AC A-Alpha Numeric OPTIONS

34 CR2.ACCR.CLOSE.AC A-Alpha Numeric OPTIONS
35 CR.MIN.VALUE AMT-Amount 18

36 CR.MIN.WAIVE A-Alpha Numeric 4

37 CR2.MIN.VALUE AMT-Amount 18

38 CR2.MIN.WAIVE A-Alpha Numeric 4

39 CR.ZERO.INT.BAL AMT-Amount 18

40 CR.ZERO.INT.OC A-Alpha Numeric 18

41 CR2.ZERO.INT.BAL AMT-Amount 18

42 CR2.ZERO.INT.OC A-Alpha Numeric 18

43 NEGATIVE.RATES A-Alpha Numeric 12

44 COMPOUND.TYPE COMPFQU – Compounding Frequency 5
 Description
Defines the method of determining the number of days used
for credit interest calculations.
Identifies the Tax record which specifies the calculation and
processing of tax applicable to credit interest on the
associated Account.

Identifies the Balance (Average, Daily or Minimum), on which

interest calculations are to be made.

Determines whether the calculation will be performed up to

the credit Balance Level or in Bands (where the interest
calculation employed is dependent upon the size of credit
balance).

Specifies the Minimum credit Balance, below which interest is

not paid.
Specifies that credit interest is to be calculated only for offset
against debit interest and not for crediting the Customer's
Account.

Specifies a floating Basic Rate

which is held on the BASIC.INTEREST (Ref: General Tables)
rate table.

Specifies a fixed Rate of interest that can be used instead of a

Basic Rate.
Determines the method by which the Rate specified in
CR.BASIC.RATE or CR.INT.RATE is to be adjusted by the
Margin specified in CR.MARGIN.RATE.
This field defines the maximum rate for credit interest to be
applied to
the CR balance type.

Specifies the amount by which the Rate specified in

CR.BASIC.RATE or CR.INT.RATE is to be adjusted to arrive at
the actual interest rate applicable.

Specifies the balance limit up to and including which the rates

specified in corresponding field range CR.BASIC.RATE to
CR.MARGIN.RATE apply.

Identifies the Balance (Average, Daily or Minimum), on which

interest calculations are to be made.

Determines whether the calculation will be performed up to

the credit balance Level or in Bands

Specifies the Minimum credit Balance, below which interest is

not paid.
Specifies that credit interest is to be calculated only for offset
against the second debit interest (DR2) and not for crediting
the Customers Account.

Specifies a Basic Rate which is held on the BASIC.INTEREST

rate table.
Specifies a fixed Rate of interest that can be used instead of a
Basic Rate.
Determines the method by which the Rate specified in
CR.BASIC.RATE or CR.INT.RATE is to be adjusted by the
Margin specified in CR.MARGIN.RATE.

This field defines the maximum rate for credit interest to be

applied to the CR balance type.
Specifies the amount by which
the Rate specified in CR.BASIC.RATE or CR.INT.RATE is to be
adjusted to arrive at the actual interest rate applicable.

Specifies the balance limit up to and including which the rates

specified in corresponding field range CR.BASIC.RATE to
CR.MARGIN.RATE apply.

Defines the amount of interest which can be earned tax free.

Defines whether debit interest should be netted against the

credit
interest prior to calculating tax.

This field represents the starting day number to which the

minimum balance should be calculated from.
This field represents the last day number to which the
minimum balance should be calculated to
This field denotes whether the Account should receive any
interest for the Month,if the account was opened within the
dates specified for Minimum balance type.

This field denotes whether the Account should receive any

interest for the month, if the account was closed before the
specified start date for the MINIMUM balance type.

This field represents the starting day number to which the

minimum balance should be calculated from.
This field represents the last day number to which the
minimum balance should be calculated to
This field denotes whether the Account should receive any
interest for the Month,if the account was opened within the
dates specified for Minimum balance type.
This field denotes whether the Account should receive any
interest for the month, if the account was closed before the
specified start date for the MINIMUM balance type.
 ACCOUNT.DEBIT.INT TABLE FIELDS MAPPING
Note: Yellow Color highlighted Fields are manadatory fields

MANAD
T24 FIELDS ATORY CHAR -TYPE FIELD length Comments Description

Specifies the General Charge record

which defines the charges and
overrides applicable to the
Account.Not allowed if
Not allowed if INTEREST.DAY.BASIS INTEREST.DAY.BASIS contains
1 CHARGE.KEY Y Numeric char 4 contains GENERAL GENERAL.

Defines the method of determining

the number of days used for debit
2 INTEREST.DAY.BASIS A-Alpha Numeric 9 interest calculations

Identifies the Tax record which

specifies the calculation and
processing of tax, applicable to debit
3 TAX.KEY Numeric char 3 interest, on the associated Account

Identifies the Balance (Average, Daily

if INTEREST.DAY.BASIS not equal to or Highest), on which interest
4 DR.BALANCE.TYPE Y A-Alpha Numeric 7 NONE or GENERAL calculations are to be made.

if more than one set of field range Determines whether the calculation
DR.BASIC.RATE to DR.LIMIT.AMT is will be performed up to the debit
5 DR.CALCUL.TYPE Y A-Alpha Numeric 5 input balance Level or in Bands

Specifies a floating Basic Rate which

6 DR.BASIC.RATE Numeric char 4 is held on the BASIC.INTEREST table
 Specifies a fixed Rate of Interest that
can be used instead of a Basic Rate.

7 DR.INT.RATE R -Rate 10

Determines the method by which the

Rate specified in DR.BASIC.RATE or
DR.INT.RATE is to be
adjusted by the Margin specified in
8 DR.MARGIN.OPER. A-Alpha Numeric 8 DR.MARGIN.RATE.

This field defines the minimum rate

for debit interest to be applied to the
9 DR.MIN.RATE R -Rate 11 DR balance type

Specifies the amount by which the

Rate specified in DR.BASIC.RATE or
DR.INT.RATE is to be adjusted to
if corresponding DR.MARGIN.OPER, is arrive at the actual interest rate
10 DR.MARGIN.RATE. Y R -Rate 10 input. applicable.

Specifies the balance limit up to and

including which the rates specified in
if more than one set of field range corresponding field range
DR.BASIC.RATE to DR.LIMIT.AMT is DR.BASIC.RATE to DR.MARGIN.RATE
11 DR.LIMIT.AMT Y AMT – Amount 14 specified applies.
12 DR.MAX.RATE R -Rate 11

Identifies the Balance (Average, Daily

or Highest), on which interest
13 DR2.BALANCE.TYPE A-Alpha Numeric 7 calculations are to be made.

if more than one set of field range Determines whether the calculation
DR2.BASIC.RATE to DR2.LIMIT.AMT is will be performed up to the debit
14 DR2.CALCUL.TYPE Y A-Alpha Numeric 5 specified balance Level or in Bands
 Specifies a Base Rate which is
15 DR2.BASIC.RATE. Numeric char 4 held on the BASIC.INTEREST table

Specifies a fixed Rate of

interest that can be used instead of
16 DR2.INT.RATE R -Rate 10 a Basic Rate.

Determines the method by which

the Rate specified in corresponding
DR2.BASIC.RATE or DR2.INT.RATE is
adjusted by the Margin specified in
17 DR2.MARGIN.OPER A-Alpha Numeric 8 corresponding DR2.MARGIN.RATE.

This field defines the minimum rate

for debit interest to be applied to
18 DR2.MIN.RATE R -Rate 11 the DR2 balance type.

Specifies the amount by which

the rate specified in
DR2.BASIC.RATE or DR2.INT.RATE is
if corresponding DR2.MARGIN.OPER is to be adjusted to
input and DR2.MARGIN.NO is not arrive at the actual interest rate
19 DR2.MARGIN.RATE Y R -Rate 10 input. applicable.

Specifies the balance limit up to and

including which the rates specified
in the corresponding field range
if more than one set of field range DR2.BASIC.RATE to
DR2.BASIC.RATE to DR2.LIMIT.AMT is DR2.MARGIN.RATE
20 DR2.LIMIT.AMT Y AMT – Amount 14 specified Applies.
21 DR2.MAX.RATE R -Rate 11
 This allows the user to specify
whether the APR (TEG) calculation is
22 APR.REQUIRED A-Alpha 2 Required.
Identifies the Maximum Legal Rate
23 MAX.LEGAL.RATE R -Rate 11 for this group.

Specifies a condition group which the

24 LINK.TO.GROUP Numeric char 2 Maximum Legal Rate is linked to.

Identifies the maximum charge

percentage of the first debit interest
25 MAX.DEBIT.CHG.RATE R -Rate 10 Amount.
26 DR.MIN.VALUE AMT – Amount 18
27 DR.MIN.WAIVE A-Alpha Numeric 4
28 DR2.MIN.VALUE AMT – Amount 18
29 DR2.MIN.WAIVE A-Alpha Numeric 4

COMPFQU –
30 COMPOUND.TYPE Compounding Frequency 5
PL Category Balances
Field No T24 - Field Name T24- Description Min Length Max Length Character Set
0 UPLOAD.COMPANY Branch Code / Company Code for Record to be upload 9 AlphaNumeric
1 @ID Valid batch sequence no 10 Numeric
2 ACCOUNT.NUMBER Identifies the Account for which the entry is being passed 6 14 AlphaNumeric
3 SIGN Indicates whether the entry is a debit or a credit 1 3 Alpha
4 AMOUNT.LCY Specifies the amount of the entry in local currency 1 14 Numeric
5 TRANSACTION.CODE Identifies the type of Transaction. 1 3 Numeric
6 PL.CATEGORY Identifies the Category code for Profit and Loss entries 5 Numeric

Identifies the Category code of the Product which generated the Profit and Loss
7 4 5 Numeric
entry
PRODUCT.CATEGORY
8 ACCOUNT.OFFICER Identifies the Department or Account Officer code for a Profit and Loss Entry 1 3 Numeric
9 NARRATIVE Narrative in addition to, or instead of, any references 1 35 AlphaNumeric

Single/Multi/S
Field No Checkfile Additional Validation Mand / Opt
ub
0 N/A Valid Branch codes / Company codes Mandatory Single
1 N/A Mandatory Single
2 ACCOUNT Valid T24 Account Id Mandatory Single
3 N/A D - Debit C - Credit Mandatory Single
4 N/A Mandatory Single
5 N/A It must be a valid code on the TRANSACTION table Mandatory Single
6 CATEGORY Mandatory Single
Mandatory input when the PL.CATEGORY is in the range 50000 -59999. Input is
7 CATEGORY not allowed when the Profit and Loss Category is in the range 60000 - 69999. No Mandatory Single
default value.
8 DEPT.ACCT.OFFICER Mandatory Single
9 Contains narrative which may be printed on the next account statement
 Checkfile Additional Validation Mand / Opt Single/Multi/Sub
N/A Valid Branch codes / Company codes Mandatory Single
N/A Mandatory Single
ACCOUNT Valid T24 Account Id Mandatory Single
N/A D - Debit C - Credit Mandatory Single
N/A Mandatory Single
N/A It must be a valid code on the TRANSACTION table Mandatory Single
CATEGORY Mandatory Single
Mandatory input when the PL.CATEGORY is in the range 50000 -59999.
CATEGORY Input is not allowed when the Profit and Loss Category is in the range 60000 Mandatory Single
- 69999. No default value.
DEPT.ACCT.OFFICER Mandatory Single
Contains narrative which may be printed on the next account statement
 LIMIT TABLE FIELDS MAPPING
NOTE: Yellow Color highlighted Fields are manadatory fields

FIELD
T24 FIELDS MANDATORY CHAR -TYPE length Comments

a)1-6 numeric character Liability Number. b)

3-7 numeric character LIMIT.REFERENCE
code. c) 2 numeric character Limit Serial
number. d) 1-6 numeric character Customer
number. a) b) c) and d) must be separated by
'.'. a) and b) are mandatory. c) defaults to 01,
d) is optional - only used to specify a
1 CREDIT.LINE.NO Y Numeric customer sub-limit.
2 LIMIT.CURRENCY Y CCY 3
3 COUNTRY.PERCENT Y Numeric 3
The date input must be less than or equal to
4 APPROVAL.DATE DATE 11 today.

5 OFFERED.UNTIL DATE 11
6 REVIEW.FREQUENCY
The date input must be greater than or equal
7 EXPIRY.DATE DATE 11 to the Limit Review Date

The date entered must be within a valid

number of days of the EXPIRY DATE. This valid
number of days is defined on the
LIMIT.PARAMETER table.
This date, when defined on the limit record,
must always be greater than the EXPIRY
8 ADM.EXTENSION.DATE DATE 11 DATE.

Date format in range 1950 to 2049 (Default to

Approval Date). The date cannot be later than
9 PROPOSAL.DATE DATE 11 the Limit APPROVAL.DATE.

Date format in range 1950 – 2049 (Default to

RUN Date). The date input must be the same
or later than the PROPOSAL.DATE and earlier
than or the same as the Limit EXPIRY.DATE.
This date must be greater than or equal to
10 ONLINE.LIMIT.DATE DATE 11 the RUN date.
 Mandatory input when ID contains global
line; otherwise not allowed.Input of at least
one product is mandatory when the Limit
defined in the ID is a global Limit.
The product defined must exist on the global
line as defined on the LIMIT.REFERENCE
11 PRODUCT.ALLOWED table.
12 LIMIT.GRADE Numeric 4
13 GRADE.PERCENT Numeric 3
14 NOTES Alpha Numeric 35
Mandatory input when the field
15 INTERNAL.AMOUNT AMT 14 CHECK.LIMIT = "Y".
The amount entered must not be greater
16 ADVISED.AMOUNT AMT 14 than the INTERNAL.AMOUNT.
FIXED' or 'VARIABLE'. Optional input for top-
17 FIXED.VARIABLE level limit.
18 COLLATERAL.CODE Numeric 3
19 COLL.REQD.AMT AMT

20 COLL.REQD.PRCNT Numeric Input allowed only if collateral code is given

Date must be greater than today and lesser
21 UP.TO.PERIOD DATE than the limit expiry date.
22 PERIOD.AMT AMT 14 No input allowed if period percentage is filled .
23 PERIOD.PRCNT Numeric No input allowed if period percentage is filled .
24 MAXIMUM.SECURED AMT 19
No input is allowed unless a secured limit is
25 MAXIMUM.UNSECURED AMT 19 indicated

The amount may not exceed the INTERNAL

AMOUNT.
The amount may not be less than the
MAXIMUM UNSECURED , MAXIMUM
26 MAXIMUM.TOTAL Y AMT 19 SECURED amount .
27 TIME.CODE Numeric 4
Mandatory input when time bands
28 LIMIT.BAND AMT 19 specified, otherwise not allowed

Input in this field will only be allowed when

the credit line has been defined as
29 ORIGINAL.LIMIT AMT 14 'REDUCING'.
30 CLEAN.RISK AMT 14
31 AVAILABLE.MARKER Y Y for available or N for not available

32 ALLOWED.CUST MNE 10

33 RESTRICTED.CUST MNE 10
34 ALLOWED.CCY CCY 3
 Amount entered must not exceed INTERNAL.
35 ALLOWED.AMT AMT AMOUNT.
36 RESTRICTED.CCY CCY 3
37 ALLOWED.COMP Alpha Numeric 3
38 RESTRICTED.COMP Alpha Numeric 3
39 COMMODITY Numeric 4
40 COMMODITY.PCENT Numeric 3
41 COLLAT.CODE Numeric 4
42 COLLAT.CUSTOMER Numeric 6
43 COLLAT.CCY CCY 3
Mandatory input if COLLAT CODE has
44 COLLAT.AMOUNT AMT 14 been entered otherwise not allowed
Mandatory input if COLLAT CODE has
45 COLLAT.PERCENT Numeric 3 been entered; otherwise not allowed.
Mandatory input if COLLAT CODE entered;
46 COLLAT.LOCATION Alpha Numeric otherwise not allowed
Mandatory input if COLLAT CODE entered;
47 COLLAT.GRADE Numeric 4 otherwise not allowed
48 COLLAT.NOTES Alpha Numeric 35
49 REDUCING.SCHED FULL or SINGLE
50 REPAY.FREQ
51 REPAY.NUMBER Numeric 3
52 REPAY.CCY CCY 3
53 REPAY.AMOUNT AMT 14
54 REPAY.END.DATE DATE 11
55 REPAY.NOTES Alpha Numeric 35
56 CHECK.LIMIT Y YES or NO
57 ALLOW.NETTING. YES or NO . Default is 'No' (=Null).

58 DISPO.OFFICER
59 INCREASING.TYPE FULL or SINGLE
Input mandatory if INCREASING.TYPE is
present. The field must be a valid frequency
60 INCREASE.FREQ format except DAILY.
Input is mandatory if INCREASING.TYPE is
61 INCREASE.AMOUNT specified.

Mandatory if INCREASE . TYPE is

specified.Can not be less than the INCREASE .
FREQ date or greater than the limit expiry
62 INCR.END.DATE DATE date.
63 UNUTIL.ACCT This must be a contingent account.
64 ALLOW.UNUTIL.CR YES or NO
The date entered must be greater than or
65 LAST.DRAW.DATE DATE equal to the Bank Date
66 UTIL.ACCOUNT This must be a contingent account.
Field Description

Provides a unique reference for each Limit. It comprises a Liability number, Limit Reference code, a Serial Number and optionally a
Defines the Currency in which all amount fields specified as part of the Limit will be denominated.
Defines the percentage of the total risk associated with the Country defined by COUNTRY OF RISK

Defines the date on which the Limit was last approved by the Credit Committee of the bank.
Specifies the date by which the customer must have accepted the facility. It should be noted that no reports are produced at pres
facilities taken up.
Specifies the next date on which the limit is to be reviewed. The review period is entered in the standard T24 frequency format
Specifies the date on which the Limit will expire. But if there are contracts against this limit, then the limit will move to history only
mature.

Specifies the Administrative Extension date checked by the online transaction processing when the EXPIRY DATE specified in the p
been reached.

Specifies the date on which the Limit was proposed to the bank's Credit Committee.

Specifies the date on which the Limit becomes available for use. This date will be used for all online limit checking.
Identifies, when the Limit defined in the ID is a Global Limit, which Limit products of that global line are allowed to be used by the
the Limit is being created.
Specifies the grade of the risk. The grade entered must appear on the CUSTOMER STATUS table
This field is associated with the LIMIT.GRADE field and shows the percentage attributed to each grade specified.
Allows any free format notes which the user wishes to input concerning the Limit.

Specifies the amount actually approved or authorised by Management or the Credit Committee.

Records, when applicable, the amount advised to the Customer.

Indicates, for a secured limit, whether the ONLINE LIMIT is a fixed or a variable amount.
Identifies classes of collateral for which a maximum secured amount and collateral required amount underlying a limit is allowed.
Collateral required amount is used to control minimum collateral required in fixed type limits.

Collateral required percentage is used to control minimum collateral required in fixed type limits.

Collateral up-to period acts as a schedule for changing the collateral required amount & percentage
Period amount is used for defining collateral required amount for a future date
Period percentage is used for defining collateral required percentage for a future date
The maximum amount of the limit which may be secured by collateral of the class specified in field COLLATERAL CODE.

The maximum amount of the limit which may be unsecured.

The maximum overall amount of the limit which may be granted.

Specifies time sub-divisions of a Limit, each of which is available for a different maturity period.

Specifies the split of the ONLINE LIMIT amount over the time bands in field 25, TIME CODE.

Identifies the original amount of the credit line when this one has been defined as a 'REDUCING' Limit type.
Specifies the maximum total value of contracts to mature on one day
Specifies whether or not the Limit is available for use.
Defines a specific Customer who can make use of the Limit. If a Customer, or Customers, is input to this field, only these Customer
the Limit.
Defines a specific Customer who may not make use of the Limit. If a Customer, or Customers, is input to this field, these Customer
of the Limit.
Defines a specific currency which may make use of the Limit.
Defines an amount as a ceiling for the currency which may make use of the limit. The system will generate an override whenever t
exceeded by the limit outstanding for the currency.
Defines a specific currency which may NOT make use of the Limit.
Defines a specific company which may make use of the Limit.
Defines a specific company which may NOT make use of the Limit.
Associates a Limit with a specific Industry or Industries. Where more than one industry is specified, a percentage of the risk has to
Indicates the percentage involvement in the Commodity (Industry) defined by the associated COMMODITY field.
The collateral, which is held as security against a facility, is specified in the 'COLLAT' group of fields.
Indicates the Customer in whose name the Collateral is held.
Defines the Currency in which the Collateral is denominated.

Specifies the value of the Collateral.

Indicates the percentage of the Limit which is covered by this Collateral.

Specifies the place where the Collateral is physically held.

Defines the quality of the collateral. This field is based on CUSTOMER.STATUS and can be used to judge the reliability of the Collat
A free format text field which can be used to describe the Collateral.
Indicates whether the system should automatically reduce the limit amount.
Indicates the first repayment date and the repayment cycle where a Limit has an associated repayment schedule.
Defines the number of repayments where there is an associated repayment schedule.
Defines the currency in which repayments are to be made.
Indicates the amount of repayments to be made on the dates given by Repayment Date/Cycle.
Identifies the last date for the repayment frequency (REPAY.FREQ) to apply.
Describes the Repayment schedule.
Defines whether overrides should appear when default LIMIT records are used or defaulted.
This field will denote whether the customer for this liability can allow netting of both credit and debit accounts.
The DISPO.OFFICER Id to be assigned to this LIMIT id when this limit is hit during input of transction, if they are to have authorisati
dispo items.
Input in this field defines whether the online limit for the customer needs to be enhanced or not

Indicates the first increase date and the increase cycle where a Limit has an associated increase type.
This is the amount by which the ONLINE.LIMIT , MAXIMUM.TOTAL and INTERNAL.AMOUNT of the limit are enhanced when an INC
specified, on the frequency dates defined in INCREASE.FREQ till the INCR.END.DATE is reached.

The date, on which the increasing schedule should cease to be effective, can be defined in this field.
The account to which the difference between the current and previous unutilised amounts is transferred on a daily basis.
Indicates whether unutilised amount differences that would result in a credit to the UNUTIL.ACCT are allowed.
When a date is entered in this field, the value.date of each transaction/contract hitting the limit will be compared to this date. An
generated, if the transaction date is beyond this date.
The account to which the difference between the current and previous utilised amounts is transferred on a daily basis.
n the Commodity Percentage field. This information is used to produce the Industry exposure report.
 LD.LOANS.AND.DEPOSITS TABLE FIELDS
T24 FIELDS MANADATORY CHAR -TYPE FIELD length `

1 CUSTOMER.ID Y A – Alphanumeric/mnemonic. 3 – 10
2 CURRENCY Y CCY 3
This field will be applicable to those users where the
Exchange control authorities have defined different
markets
3 CURRENCY.MARKET N – Numeric 1 for foreign currency dealing.
Multiple amounts can be input for Commitment
Contract types only.
If the contract is linked to a commitment the amount
must be
less than or equal to the available amount indicated in
4 AMOUNT Y AMT 1 – 14 COMMT.AVAIL.AMT.
5 BUS.DAY.DEFN A – Alphanumeric 4
An override will be required if the date as defined on
the
HOLIDAY table is a non working day.
Must be prior to FIN.MAT.DATE.
For Commitment contracts must be equal to or prior to
6 VALUE.DATE D – Date 1–9 INT.START.DATE.
7 FIN.MAT.DATE Y D – Date 1–9
If no input is made in this field the Limits system will
Provide a default value according to the
LIMIT.REFERENCE
8 LIMIT.REFERENCE N – Numeric 3–7 record which has its Field Application Ident. set to LD
9 CATEGORY Y N – Numeric 1–5
1-14 numeric characters relating to a Customer Account
or a
Nostro Account or 3-10 type A (alphanumeric) account
10 DRAWDOWN.ACCOUNT Y N – Numeric 1 – 14 mnemonic.
1 = Fixed 2 = Periodic Automatic 3 =
11 INT.RATE.TYPE N – Numeric 1 Floating 4 = Periodic Manual 5 =Periodic Straight
12 INTEREST.BASIS A – Alphanumeric 1–2
13 INT.PAYMT.METHOD N – Numeric 1 1' = Interest bearing contracts,'2' = Discounted basis con

14 INTEREST.RATE R – Rate 1 – 10 Input mandatory for PERIODIC and fixed interest cont
 Mandatory input if the interest rate type is
FLOATING or
15 INTEREST.KEY N – Numeric 1–4 PERIODIC AUTOMATIC.
Mandatory input if a value in
COMM.PAYMT.METHOD.
Mandatory input if a value in
16 COMM.RATE R – Rate 1 – 10 TOTAL.COMM.AMOUNT.
17 TOT.INTEREST.AMT AMT 1 – 14
18 CAPITALISATION A – Alphanumeric 1–3 yes/no

19 CHRG.CODE N – Numeric 1–3 Default value on LMM.INSTALL.CONDITIONS

The charges amount may not exceed the principal value

of the contract.
Mandatory input if a value in CHRG.CLAIM.DATE or
20 CHRG.AMOUNT AMT 1 – 14 CHRG.CODE.
21 CHRG.CLAIM.DATE D – Date 1–9 Optional Input, Multivalue Field.
22 CHRG.BOOKED.ON D – Date 11

23 CHRG.CAPITALISE NO / YES

AUTOMATIC, SEMI-AUTOMATIC ,MANUAL.If the PD

product is not defined for the current company then
24 LIQUIDATION.MODE the only allowed setting is AUTOMATIC

25 PRIN.LIQ.ACCT N – Numeric / A – Alphanumeric 1 – 14 /3 – 10 Customer Account or NOSTRO Account / account mnemo

26 PRIN.BEN.BANK.1 N – Numeric / A – Alphanumeric 1 – 10 / 3 – 10 Customer code / Customer mnemonic .

27 PRIN.BEN.BANK.2 N – Numeric / A – Alphanumeric 1 – 10 / 3 – 10 Customer code / Customer mnemonic .

28 INT.LIQ.ACCT N – Numeric / A – Alphanumeric 1 – 14 / 3 – 10 Customer Account or NOSTRO Account / account mnemo

29 AUTO.SCHEDS 1–3 Yes / No

30 DEFINE.SCHEDS Yes / No
31 SEND.PAYMENT AAA (alpha A-Z, a-z) characters 1–3 Yes / No
32 SEND.CONFIRMATION AAA (alpha A-Z, a-z) characters 1–3 Yes / No
 Description
The counterparty to the contract.
This is the identification number or mnemonic assigned to the Customer. 
Indicates the contract currency.

Identifies the Currency Market relative to this transaction.

The principal amount of the contract.

Indicates those countries whose calendars must be checked

The value date (or start) of the contract.

The date when the contract is due to mature.

Specifies the Credit Line number under which the transaction was granted.
Contains the Category Code to which this transaction will be assigned.

The account number of the drawdown account to be used on the Value Date.

Indicates the type of interest rate to be used for the contract.

Indicates if the interest has to be paid in advance or in arrears.

Indicates the annual interest/commitment fee rate applicable
on the contract.
Contains the reference number of the appropriate interest rate which will be used for
interest computation purposes.

Indicates the annual commission rate applicable to the contract. This is the rate used for
commission computation purposes on Loan and Commitment contracts.
The total computed interest for the life or current/first period of the contract.
Indicates whether automatic capitalisation of accrued interest will occur.

Represents a reference on the LMM.CHARGE.CONDITIONS table which holds the

Profit and Loss Category code where the charge amount will be credited.

Shows the flat amount of charges to be debited or credited to the Customer on the value
date for a new contract, or on-line for an existing contract.
The date on which charges are to be claimed.
The date on which charges are booked.
Identifies whether the associated CHRG.CODE is to be Capitalised (i.e taken from the
outstanding principal) or debited from the CHRG.LIQ.ACCT.

This field identifies the manner in which overdue payment sare handled.
Indicates the account number where entries are made for the
Reimbursement of the principal at liquidation.
The customer number of the bank to whom principal payments are to be physically
made.
The Customer number of the second bank involved in four-party transfers of the
principal component. In the case of 3 party transfers the recipient bank where the
customer maintains his account.

Contains the account number where entries are made for the reimbursement of the
Interest (together with any taxes applicable to that interest) at liquidation.
If "yes", upon validation the system will automatically take the user to the schedule define screen
If "yes", upon validation the system will automatically take the user to the schedule
define screen
Determines whether payments are sent or suppressed for this deal
Determines whether confirmation/advices are issued or suppressed for this deal.
 PD.CAPTURE TABLE FIELDS MAPPING
MANAD
T24 FIELDS ATORY CHAR -TYPE FIELD length Comments Description

Must be a valid entry on either the SWAP,

LD.LOANS.AND.DEPOSITS,
MM.MONEY.MARKET or MG.MORTGAGE Specifies the ID of the underlying loan for which
files if the input is not "NEW". a PD.PAYMENT.DUE
1 CONTRACT.NUMBER Y A-Alpha Numeric 14 contract is being raised,
A-Alpha
Numeric(Mnemonic)
N-
Numeric(Customer Mandatory input if CONTRACT.NUMBER Defines the Customer of the PD.PAYMENT.DUE
2 CUSTOMER Y Number) 10 field contains "NEW". contract to be raised.

Mandatory input if CONTRACT.NUMBER Defines the Currency of the PD.PAYMENT.DUE

3 CURRENCY Y A-Alpha Numeric 3 field contains "NEW" contract to be raised
Must be a valid code on the Defines the Currency Market of the
4 CURRENCY.MARKET N-Numeric 2 CURRENCY.MARKET table. PD.PAYMENT.DUE contract to be raised.

Identifies the Position Type applicable to the

PD.PAYMENT.DUE contract to
Must be a valid code on the FX.POS.TYPE be raised.
5 POSITION.TYPE A-Alpha Numeric 2 table.

Mandatory input if CONTRACT.NUMBER Defines the Product Category of the

6 CATEGORY Y N-Numeric 5 field contains "NEW" PD.PAYMENT.DUE contract to be raised.

Defines the Limit Reference number of the

Mandatory input if CONTRACT.NUMBER PD.PAYMENT.DUE contract to be
7 LIMIT.REFERENCE Y N-Numeric 10 field contains "NEW" Raised.
 Identifies the Account Officer or Department
responsible for the
Relationship with the counterparty for the
PD.PAYMENT.DUE contract to be
Mandatory input if CONTRACT.NUMBER raised.
8 ACCOUNT.OFFICER Y N-Numeric 4 field contains "NEW"

Defines the Interest Day Basis which indicates

the calculation method to
be used for interest amount calculations for the
PD.PAYMENT.DUE contract
Mandatory input if CONTRACT.NUMBER To be raised.
9 INTEREST.BASIS Y A-Alpha Numeric 3 field contains "NEW"

Identifies the Dealer Desk relating to the

PD.PAYMENT.DUE contract to be
Must be a valid entry on the DEALER.DESK Raised.
10 DEALER.DESK A-Alpha Numeric 2 table

Defines the Customer Portfolio Number for

Any input will be validated against the which the PD.PAYMENT.DUE
11 PORTFOLIO.NUMBER N-Numeric 3 SEC.ACC.MASTER file. contract is to be raised.

12 TOTAL.OVERDUE.AMT AMT-Amount 19 Noinput field. Defines the total amount which is overdue.
Allows any narrative to be input for user
13 NARRATIVE A-Alpha Numeric 35 information.

Specifies the date on which the payment

became overdue.

14 VALUE.DATE Y D-Date 11 Date entered must be less than today's date

Defines the fixed rate of interest of the

underlying loan contract specified in the
15 INTEREST.RATE N-Numeric 11 CONTRACT.NUMBER field.
 Contains the key to the BASIC.RATE.TEXT table
and subsequently the
BASIC.INTEREST table, which indicates the
interest rate to be applied.
16 INTEREST.KEY N-Numeric 4

Defines the amount which is outstanding on the

underlying loan contract specified in the
17 OUTSTANDING.BAL Y AMT-Amount 19 CONTRACT.NUMBER field.
Must be a valid entry on the Indicates the type of payment which is
18 PAYMENT.TYPE Y A-Alpha Numeric 2 PD.AMOUNT.TYPE file. overdue.

Specifies the amount overdue for the type in

the corresponding PAYMENT.TYPE field.
19 PAYMENT.AMT Y AMT-Amount 19 Associated multivalue field

Identifies the account which is to be credited

for the corresponding payment type and
20 SETTLEMENT.ACCT Y N-Numeric 16 Associated multivalue field amount

Defines the ID to the PD.PAYMENT.DUE record

which will be raised if the CONTRACT.NUMBER
21 NEXT.PD.ID A-Alpha Numeric 14 field contains a value of "NEW"
22 LOCAL.REF
23 PD.LOC.REF.NO
24 PD.LOC.REF.DATA
25 ACCRUAL.PARAM A-Alpha Numeric 35
26 ROUNDING.RULE A-Alpha Numeric 35 NOCHANGE
 Inactive Account Balances
No T24 - Field Name T24 - Description Min Length Max Character Checkfile Additional Mand / Single/Mu
Length Set Validation Opt lti/Sub
1 UPLOAD.COMPANY Branch Code / Company Code for 9 AlphaNumeric N/AValid Branch codes / Mandatory Single
Record to be upload Company codes
2 DEBIT.ACCT.NO Identifies the Account being 6 14 AlphaNumeric ACCOUNT Valid T24 Account Id Mandatory Single
debited in respect of the transfer
3 DEBIT.CURRENCY transaction
Defines the Currency of the 1 3 Alpha CURRENCY Valid Currency Id Mandatory Single
Account being debited
4 DEBIT.AMOUNT Defines the Transfer amount 1 14 Numeric N/A Mandatory if Credit Mandatory Single
Amount not entered
otherwise not allowed

5 DEBIT.VALUE.DATE Identifies the Date when the Debit 11 Numeric N/A Should be the Mandatory Single
entry is to be given value for MIGRATION DATE
interest purposes
6 CREDIT.ACCT.NO Identifies the Account being 6 14 AlphaNumeric ACCOUNT Valid T24 Account Id Mandatory Single
credited in respect of the transfer
7 CREDIT.CURRENCY transaction
Defines the Currency of the 1 3 Alpha CURRENCY Valid Currency Id Mandatory Single
Account being credited