e-KYC and New Investor Process Flow
e-KYC and New Investor Process Flow
This facility is for new investors with KYC compliant PAN holders. In case your PAN is non KYC compliant, kindly complete the e-KYC process online.
New Investor
Please note - We are not accepting applications from Residents of U.S. and Canada in any of the
schemes of Mirae Asset Mutual Fund.
For Non KYC PAN holders
We welcome you to Mirae Asset Mutual Fund and sincerely thank you for choosing to invest with us. We are
committed to serve you with the best of the offerings.
Please note that this facility is only for KYC Compliant applicants.
For non KYC compliant investors, you can
For Non - KYC PAN holders, you can now complete your Aadhaar based Paperless e-KYC process on our
website and transact in the schemes of Mirae Assest Mutual Fund.
complete the KYC Compliance procedure
If your PAN is already KYC compliant, we request you to enter your PAN KIN and follow the simple self-guiding
through the e-KYC facility by following
steps to complete your Purchase transaction. simple steps.
Enter your PAN and proceed.
Please enter CKYC ID (KIN): *
Kin To know more about CKYC. please Click here. For complete details, please Click here.
If your PAN is already KYC compliant, please enter your PAN below. We will verify your PAN, to check if it is
If the PAN is not validated as KYC compliant, you will be guided to compleate your KYC procedure through KYC compliant or not.
Aadhaar based paperless Video KYC process. We request you to keep your original PAN card, Aadhaar card and
other credential ready so as complete the entire process in few quick steps.
PAN*
Enter your PAN and
proceed
PROCEED
PROCEED
For a First Time Investor in Mutual Fund ‒ Non KYC PAN holders
Dear Investor,
Welcome to the Aadhaar Paperless e-KYC process. As you are aware that KYC Compliance is mandatory for making investments in
Mutual Fund schemes, hence all applicants who are not KYC Compliant will require to go through the KYC procedure.
During the process, if any interruption has occurred due to any technical reasons like internet problem, power failure, server’s not
responding, or any other reasons etc, it will necessitate to re-do the entire process again. Read the declaration and requirements for e-KYC
Further, also note that in case of any technical glitch during the KYC process, the process can get in to abeyance due to validation reasons
and in absence of any information on success or failure of the process, the process can be performed again after 4 business days. process, click on the check box and continue.
We request your attention on the essentials that will be required before you begin-
A. Soft Saved Copies in JPEG or PDF format not exceeding 50 kb of PAN Card and Aadhaar Card,
You will be redirected to Karvy KRA website to complete
B. Same Mobile Number as in Aadhaar Database for OTP verification, e-KYC.
C. Original PAN Card and Aadhaar Card for online display and verification,
D. Cancelled Cheque Copy along with Specimen signature on the face of the cheque copy. Kindly ensure to keep PAN card, Aadhaar card copy and
E. Aadhaar **XML File** (not more than 3 days old). This can also be downloaded during the KYC process.
signature specimen.
**Kindly note that the downloaded Aadhaar XML file during the online process should not be Opened / renamed/ altered for any
reason as opening / renaming of the file will corrupt it and the KYC process will become invalid. Password set in UIDAI should be
provided for downloading PDF/XML, as secret code must be same while uploaded. The downloaded file needs to be simply Use desktop/laptop to complete e-KYC process.
uploaded with the same password that was used at the time of downloading from UIDAI site. Applicants will need to keep and
use the password same throughout the download and upload process of the Aadhaar XML file**.
The camera of your device should be connected.
Kindly go through the below procedure to be followed during the online KYC procedure ‒
1. It is requested to keep handy all requisite credentials as given in Aadhaar database. For the purpose of verification, you will be You will be redirected to UIDAI website to download
prompted to upload PAN card copy and the Address proof document that will be used by you during the KYC process. You will also be
requested to upload the cancelled cheque copy which has your specimen signature. These documents will be used for authentication Aadhaar masked PDF or XML. Kindly do not open the file.
during the process.
Keep the password same.
Kindly upload the said required documents as and when asked for/prompted during the KYC process. You will also be prompted to click
your photo during the process.
2. During the online process, the navigation will redirect you to the UIDAI page. Here, we request your attention to take note that the You will also be redirected to NSDL to download e-sign for
UIDAI page is not compatible with any mobile device. This is a crucial process and can be only completed with a Laptop or Desktop
enabled with Microphone and Front Camera or a Webcam.
verification.
3. On this Screen, your credentials will appear along with auto populated data fetched from UIDAI. For the data not fetched from UIDAI,
you will be required to input the mandatory fields to proceed further. You will also be prompted to upload the XML file as stated in
requirement ‘E’ above.
4. Applicant is required to e-Sign the PDF document (KYC application) generated based on the information & documents uploaded.
Investor will be redirected to NSDL ESP page to sign on the PDF document.
5. Upon successful e-sign, you will be redirected to complete the Investment. For any reason if the Investment is not made, the AMC
reserves the right to reject the paperless KYC process.
6. You will be required to provide your consent for having read the terms and conditions, to proceed further.
I have read the above procedure. Kindly click here to initiate the Video e-KYC.
Click here to proceed further...
Enter Personal Details
If your PAN is already KYC compliant, please enter your PAN below.
If the PAN is not validated as KYC compliant, you will be guided to compleate your KYC procedure through Aadhaar based
paperless Video KYC process. We request you to keep your original PAN card, Aadhaar card and other credential ready so as
complete the entire process in few quick steps.
PAN* AIXXXXXXXR
Name*
Enter name, email id and mobile number
linked with Aadhaar card and proceed.
Email Id*
Mobile No.*
You will be redirected to Karvy KRA
website for further steps to complete the
e-KYC process.
PROCEED
Redirection to Karvy KRA to complete the e-KYC process
Requirements / Instructions
1. Aadbear XML / PDF file uploaded should not be more man 3 days old.
2. Upload XML / PDF file as downloaded from UIDAI website without renaming / opening / altering the file.
3. Provide correct password / sharecode to open the uploaded PDF / XML file (Password is case sensitive).
4. Password set by UIDAI should be provided for PDF file. For XML file, please the secret code set while generating the file.
5. This application captures and stores location information of the User.
6. Please upload / capture image of orginal PAN card.
7. Specimen signature should be provided on signed cancelled cheque only.
Read the instructions carefully before proceeding
OK
Pop up consent
I hereby intend to open an account / make an investment with MIRAE ASSET INVESTMENT MANAGERS (INDIA) PVT. LTD. and for this purpose I am
required to submit my KYC information to MIRAE ASSET INVESTMENT MANAGERS (INDIA) PVT. LTD. I understand that MIRAE ASSET INVESTMENT
MANAGERS (INDIA) PVT. LTD. shall be registering / updating the KYC information submitted in SEBI KRA and / or Central KRA system(s) as per SEBI KYC
Registration Agency Regulations, 2011 and any other guidelines issued by SEBI and Prevention of Money Laundering Act, 2002 and other relevant Rules
& Regulations, as amended from time to time.
I intend to submit my KYC information to MIRAE ASSET INVESTMENT MANAGERS (INDIA) PVT. LTD. usinc, offline eKYC process offered by KARVY DATA
MANAGEMENT SERVICES LIMITED with whom MIRAE ASSET INVESTMENT MANAGERS (INDIA) PVT. LTD. has an arrangement I hereby grant consent
to KARVY DATA MANAGEMENT SERVICES LIMITED and MIRAE ASSET INVESTMENT MANAGERS (INDIA) PVT. LTD. to
a. Use documents and digitally signed e-Aadhaar letter downloaded from UIDAI website as proof of identity and / or address and consider signature
uploaded as specimen signature and as part of my KYC information
b. To process and register / update my KYC details provided through this application with SEBI KRA and / or Central KRA system(s)
c. Store documents / information uploaded as applicable under PML Act & Rules, SEBI KRA Regulations, 2011 and other any Act, Rules, Regulations,
Guidelines, Circulars, etc. issued by Statutory / Regulatory authorities from time to time
I understand and am informed that the information / documents provided by me would be stored by KARVY DATA MANAGEMENT SERVICES LIMITED
& MIRAE ASSET INVESTMENT MANAGERS (INDIA) PVT. LTD. and shall be used only far this specIfic purpose only and the information shall rot be
shared with any third party.
I have no objection for KARVY DATA MANAGEMENT SERVICES LIMITED retaining my KYC details shared by me through this offline eKYC process. I also
understand that the KYC information registered with KRA / Central KRA system(s) would be utilized as mentioned in the SEBI KRA Regulations, 2011/
Central KYC Registry Operating Guidelines, 2016.
Read the Terms and Conditions and click Accept before proceeding.
I Accept I Decline
Karvy KYC platform
Enter Detalis
AIXXXXXXXR
In case if an investor does not have Aadhaar PDF or Aadhaar XML file, s/he can click
Upload the on the link provided adjacent to the option given. On clicking the link, the
e-Aadhaar PDF or E-Aadhaar PDF Aadhaar XML
concerned page on UIDAI website is opened in a separate tab/window depending
Aadhaar XML here.
To download Aadhaar-XML Click here on the option (PDF / XML) chosen.
Note:
Choose File No File chosen
1. Aadhaar XML/PDF file uploaded should not be more than 3 days old.
2. Upload XML/PDF file as downloaded from UIDAI website without
Password Show Password
Enter the same renaming/opening/altering the file.
password used for 3. Provide correct password/sharecode to open the uploaded PDF/XML file
downloading the
(Password is case sensitive).
Aadhaar PDF or XML. Please type the same password provided for Aadhaar XML file
Password 4. Password set by UIDAI should be provided for PDF file. For XML file, please
provide the secret code set while generating the file.
Proceed
Redirection to UIDAI to download Aadhaar XML
Enter your 12 digitAadhaar number or 16 digit Virtual ID to begin. On UIDAI website, investor has to select one of
Aadhaar Number Virtual ID (VID) the options:
Aadhaar Number*
12 Digit UID (1234/1234/1234) Aadhaar/Virtual ID
After entering Aadhaar/VID, enter security code and generate
Enter Security Code*
OTP. Create a share code of 4-characters.
Type the characters you see in the picture.
A zip file containing digitally signed XML document is
downloaded from UIDAI (Do not open, upload directly), or
Send OTP Enter TOTP
else the e-KYC process will fail and you will have to
Or
restart.
Photo Capture
Kindly keep your camera
connected.
Instructions
1. Your face most be clearly visible.
2. Please take picture with good lighting for better output.
Mother Name*
FIRST NAME MIDDLE NAME LAST NAME
COMMUNICATION DETAILS*
CONTACT DETAILS*
Email ID
REMARKS ( )
Date Place
No
CONTINUE
Karvy KRA website process
Pan (Front) Image* Signature Image* Investor shall upload the PAN card copy.
Choose File No file chosen Upload Choose File No file chosen Upload Signature
File upload to be in JPG format
(not more than 200 KB).
File upload to be in JPG format
(not more than 200 KB). Cancelled cheque copy along with specimen
signature on the face of the cheque copy.
(OR) (OR)
Capture Capture
Capture POI Front
Close
(OR) (OR)
Capture Capture
NEXT
Karvy KRA website process
Name Know Your Client Application form ( For individuals only) Application Type*: New Update Kyc Number
(Please fill the form in English and in BLOCK Letters)
iii. Please verify your KYC information and proof Marital Status* Married Unmarried Others
3. I understand that Security and confidentiality of personal identity ,data provided, for the purpose of Aadhaar
based authentication is ensured by NSDL e-Gov and the data will be stored by NSDL e-Gov till such time as
mentioned in guidelines from UIDAI from time to time.
Continue
The official doing the online person verification on behalf of the Mirae Asset Mutual Fund, will check the details and
images of all investors who have successfully completed e-KYC process.
The official shall verify the following to authorize the e-KYC for further processing:
PAN and Aadhaar documents provided vis-à-vis the original documents displayed in the video.
Compare KYC information provided with the details available in the documents.
Establish identity of the investor by comparing the face with that on the PAN/Aadhaar document.
In case the Investor’s face is not clearly visible or the documents are not displayed properly, the KYC shall be rejected by
during the in-person verification process. In case the in-person verification fails, investor will have to try after 4 days.
Once the KYC status of the investor is changed from in-process to KYC compliant, the new folio and transaction will be
processed.
KYC PAN
Compliant Process
We welcome you to Mirae Asset Mutual Fund and sincerely thank you for choosing to invest with us_ We are committed
Please note that this facility is only for KYC Compliant applicants.
For Non - KYC PAN holders, you can now complete your Aadhar Paperless e-KYC process on our website and compliant.
transact in our mutual fund schemes.
It your PAN is already KYC compliant, we request you to enter your PAN / KIN and follow the simple self-guiding steps to
complete your Purchase transaction. If your PAN is KYC compliant, then you can
Please enter CKYC ID (KIN): proceed to create new folio and start
Kin To know more about CKYC, please Click here. For complete details, please Click here.
investing.
OR
If your PAN is already KYC compliant, please enter your PAN below.
Continue the process from slide 24
If the PAN is not validated as KYC compliant, you will be guided to complete your KYC procedure through Aadhaar based
paperless Video KYC process. We request you to keep your PAN card, Aadhaar card and other credentials ready so as to
complete the entire process in few quick steps.
I / We declare that the information provided in this form is to the best of my knowledge and belief, accurate and complete. I/We agree to notify
Mirae Asset Mutual Fund site immediately in the evevt the information in the self-certification changes..
I Agree
Currently we are not accepting applications from U.S. Persons and Residents of Canada in any of the Schemes of Mirae Asset Mutual Fund.
Application Details
NEW PURCHASE
1. Applicant Details 2. Scheme Details 3. Investment Details 4. Payment Details 5. Confirmation
Mode of Holding Single Joint Anyone or survivor If you select ‘Joint’ as your holding, you will be
* PAN Compulsory for every Investment
PAN of First Applicant* AIHPD2871R
KYC Compliant
Yes No required to enter PAN of both the applicants.
Name of the First Applicant* Mr. TRISHNA AJIT DATTANI
Email ID
MM YYYY
Enter personal details.
Nominee details are not mandatory but
Category* Resident Indian
Status* Status
Occupation of FirstApplicant*
(Occupation of Guardian in case First Applicant is minor)
Occupation
recommended.
Gross Annual Income of First Applicant*
State* State
City* City
Pincode* Pincode
Nominee Details
I wish to nominate
Continue
Scheme Details - Lumpsum
NEW PURCHASE
1. Applicant Details 2. Scheme Details 3. Investment Details 4. Payment Details 5. Confirmation
EUIN
Options Option
Amount Amount
I/We hereby give you my/our consent to share/provide the transactions data feed/portfolio holdings/NAV etc. in respect of my/our investments
under Direct Plan of all Schemes managed by you, to the above mentioned SEBI Registered Investment Adviser/RIA/Portfolio Manager.
Continue Back
Scheme Details - iSIP
Scheme Category
using your online banking log in credentials under
Category
I/We hereby confirm that the EUIN box has been intentionally
left blank by me/us as this is an execution-only transaction
activated, post receipt of reverse confirmation from
your bank for your URN.
without any interaction or advice by the
EUIN
Further, the first debit will happen only on the
selected SIP start date as selected at the time of
Scheme Plans Plan
online registration.
Options Option
to 25 Days.
SIP Period From DD/MM/YYYY
Continue Back
Investment Details
NEW PURCHASE
1. Applicant Details 2. Scheme Details 3. Investment Details 4. Payment Details 5. Confirmation
Branch Address 1*
Branch City*
Branch Pincode*
Account Type*
Account Number*
Continue Back
Payment Details
1. Applicant Details 2. Scheme Details 3. Investment Details 4. Payment Details 5. Confirmation
Note: You have opted to make payment for this transaction through the NEFT/RTGS route.
This mode of payment is applicable if you are transferring or have already transferred the subscription amount in to the below mentioned NEFT/RTGS
collection bank account. Mirae Asset Mutual Fund or its AMC shall not be responsible in case of any transfer of funds into a wrong account by the investor.
Allotment of units is subject to realization of amount into the designated HDFC Bank current account.
We request you to also check the below steps before completing the transaction -
Please fill the requiste details and click on the submit button for completing the transaction -
A - Bank Name and Bank Account which the transaction has been paid
Other Bank
B - UTR / NEFT Reference Number generated for the transaction as provided by your bank
Continue
Confirmation of Transaction
NEW PURCHASE
Confirmation Page
Investment Amount :
purchase.
Mode of Payment :
Transaction Date :
Disclaimer : Users may note that there may be a time lag between the time a transaction is completed and before it appears on
your account information. Please note that your transaction would be processed on the business day your funds are credited
to our bank account. Should you require any clarifications please contact [email protected]
I Agree
PURCHASE CONFIRMATION
Please note this is the reference number : AFD1G111363969 of your transaction in Mirae Asset Arbitrage Fund Direct Plan - Growth
Growth on Tuesday, June 2, 2020 for your Online Purchase. We request you note this number carefully for future references.
If you have any queries, please call us on Customer Service Center on 1800 - 2090- 777 or please email us at [email protected]
mentioning the subject line as, 'Transaction reference number XXXXXXXXXX
Dear Investor, We wish to bring to your notice, that we have been observing connectivity disruptions for reaching the banks website
on an intermittent note. As such we are having this checked with the payment gateway provider; and sincerely regret the
inconvenience caused, should the transaction does not get through. We request you to re try the transaction or alternatively, visit our
nearest investor service centre. Should you have any other query or require assistance, please do not hesitate to contact us.
Alternatively, you can also email us at custornercareemiraeasset.com or call our Toll Free number at 1800-2090-777.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.