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Diary of A Pulubi

This document summarizes and reflects on the book "Diary of a Pulubi" by Chinkee Tan. It discusses how the book teaches the importance of saving money and being a wise spender rather than an impulsive buyer. It notes how social media can encourage spending beyond one's means. The document advocates budgeting needs versus wants, avoiding high-cost coffee shops, and being responsible with credit cards. Overall, it reflects on how learning financial discipline as a student can help set oneself up for future professional and financial success.

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Syrel Santos
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3K views2 pages

Diary of A Pulubi

This document summarizes and reflects on the book "Diary of a Pulubi" by Chinkee Tan. It discusses how the book teaches the importance of saving money and being a wise spender rather than an impulsive buyer. It notes how social media can encourage spending beyond one's means. The document advocates budgeting needs versus wants, avoiding high-cost coffee shops, and being responsible with credit cards. Overall, it reflects on how learning financial discipline as a student can help set oneself up for future professional and financial success.

Uploaded by

Syrel Santos
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Santos, Syrel Lidelle M.

BSBA FM 2-3

“Diary of a Pulubi”

There is a quotation that says “It’s not about the money we make, it’s how we
save it” because money can spend in just a snap of our fingers and sometimes, we tend
to forget that saving money is important. This book is an open eye to us to the point that
we agree and relate to the habits that was given in the book. It is hard to admit to
ourselves that we are an impulsive buyer and we can’t resist to buy something not so
important to us because we get easily distracted to the things, we see that surrounds
us. And we have those attitude that it is fine to us to spend our money just to satisfied
ourselves without thinking what will happen next. No one can be blame with regard to
this attitude and behavior of ourselves but it up to us if we will continue this or be a wise
spender and learn to save money for ourselves.
Diary of a pulubi is one of the books that it is easy to read but it is hard to do or
sink it to our mind. We have those attitude that it is okay to brag things in our life even in
the social media even in real life you are not financially stable and doesn’t have any
savings in any banks. Sometimes we always tend to really cares of what other people
will say about to ourselves even if we just need to be who you really are. And through
this we can say that money can really change us emotionally and mentally, we are
always conscious to the people that surrounds us to the point we forget ourselves. If we
need or want something, we need to work for it to earn money without spending our
savings and having a big debt. And through this book I’ve learned that we need to
control ourselves because not all the things in list of our mind is important to us we need
to separate things that you really need and your wants, and buy first the needs and if
there’s still money you can have an reward yourselves to buy something not so
expensive but can satisfy you wants. Also, when we are in an era that you have a family
you need to be very careful in your money because relationship now a days are broke
because of money problems and we don’t want that to happen to our future so, as a
student we need to exercise and practice ourselves to learn how to handle money and
spend it wisely. We can treat our family, but we need to be conscious and have a limit in
treating them. And we are earning money not just to buy all the things we want but to
save money for our future and to have a better life, and we can’t achieve that if we
continue the bad habits of ourselves. There are small things that we can start to change
it but it gives a big impact and change to us, like buying a milk tea and a coffee in a
starbucks and other high-end coffee shops but we can have coffee without spending
money or a lot of money like, making an instant coffee and brewed some coffee in our
home and just chill and watch tv or read books. There is a lot of things we can have
relaxation in our home without going to malls and just be tempted to buy things we see
and just get easily distracted to spend a lot of money. Also don’t get a credit cards or we
know to ourselves that we are impulsive buyer and can’t be responsible enough to pay
those debt because this will be our downfall because if you don’t pay it you can be
drown by your own loans and debt and something it leads to affect the properties you
have. But if you need credit cards just be responsible and have a good character to
know the responsibilities of having a credit card. If you are big spender, you need to
earn money times two and not always in your house being lazy to work because nothing
will happen to you if you continue that behavior. As a millennial, I tend to be insecure to
those people who can travel to other places, but if we learn to budget our money and
save some money for the travel and find some promos and some cheap hotels but
comfortable at the same time then, do it. Traveling is not always about how you big you
spend but the moments that you can cherish, and you can’t forget for the rest of your
life. This book I can relate to our subject in a way that it is all about handling our money.
How we can have a mind that focuses on what is more important in our life and thinking
on the things that can be helpful and where we can innovate and grow. And we need to
have mind that full of ideas and something that can be benefited to us that can lead us
to go outside of our comfort zone. When it comes to relating it to the future professional,
this will be a great help because this can be a training ground to be a successful
because it always starting to the bottom until you reach the level of being a professional.
This is just a small thing but have a big impact to us. We need to give a big credit to Mr.
Chinkee Tan because we know that this book can make changes to us because we can
feel guilty while reading this and we need to not just read it, but we need to act it. And
for the future professional if you can’t start change your behavior for the better it will be
hard for you to have a better future and always think this as a training ground and don’t
be afraid to do things that you know will be benefited to that and can help you for your
future self.
To conclude this, I have a high respect to those writers especially authors like
Chinkee tan because they share to us the knowledge that can change us for the better.
They are not selfish enough to spread the knowledge they know to those people that it
is hard for them to distinguished if they are doing a right thing. So, it is up to us if we
change our attitude and do the things that we know it is right and avoid things that it is
not healthy and good for us. Money is important to us because most of the thing that
surrounds us it is working because of money so, we need to wise enough to survive in
this world. Think not just for present but also for the future and it is better to be
financially stable than you have the things you want but doesn’t have any savings to be
proud of.

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