MR SAAD

RAZA
CIBC U.S. Dollar Aventura ® Gold Account number
4789 8696 3979 4483
Visa* Card Statement Date
Jan 25, 2021
Your account at a glance May statement period
December 14 to January 25, 2021
Previous balance $0.00
Payments $0.00 Contact us
Customer Service 1 800 465-4653
Other credits 0.00 Lost/Stolen 1 800 663-4575
Total credits - $0.00 TTY 1 877 331-3338
Online www.cibc.com
Purchases 1,296.35
Cash advances 0.00 Summary Credit† Cash†
Interest 0.00 Limit $8,500.00 $8,500.00
Fees 35.00 Available $7,168.65 $7,168.00

Total charges + $1,331.35 Interest rates Annual

Total balance = $1,331.35
*0301788000*

Regular purchases 19.99%

Cash advances 22.99%
Your payment due this month
Amount Due1 $1,331.35
Aventura Points summary
Minimum Payment 2 $10.00 As at last statement + 0
Please pay this amount by Feb 24, 2021 This statement
Earned on net card purchases + 665
*0301788000*

Promotions + 4000

Total Aventura Points = 4665

Visit CIBCRewards.com or call CIBC Rewards

Centre at 1 888 232-5656 to book your travel.

Tear Off here Please turn over - Transactions begin on page 2 Page 1 of 5
CIBC U.S. Dollar Payment options Account number 4789 8696 3979 4483
• Online Banking: www.cibc.com
Aventura Gold Visa • Telephone Banking: 1 800 465-CIBC (2422) Amount Due $1,331.35
Card • By mail: Make cheque or money order, in U.S.
funds only, payable to CIBC. Complete and Minimum Payment due by
return this slip with your payment. Feb 24, 2021 $10.00
• At any CIBC branch, in U.S. funds.
Total payment enclosed $_____________
Do not staple or attach correspondence.

002038
MR SAAD RAZA
188-002038

470 YONGE STREET

TORONTO ON M4W 2G4 CIBC
PO BOX 4452 STN A
TORONTO ON M5W 4A8

00004789869639794483000000013313500000000010006
 Transactions from December 14 to January 25, 2021
Your new charges and credits
Trans Post
date date Description Amount($)
Card number 4789 8696 3979 4483
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 WWW.ALIEXPRESS.COM LONDON 13.63
18.53 CAD @ 0.735563950**
DEC 28 DEC 29 ALIEXPRESS.COM London 25.98
DEC 28 DEC 29 ALIEXPRESS LONDON 13.69
18.53 CAD @ 0.738801943**
DEC 28 DEC 30 ALIEXPRESS.COM LONDON 13.69
18.53 CAD @ 0.738801943**
DEC 28 DEC 30 ALIEXPRESS.COM LONDON 13.69
18.53 CAD @ 0.738801943**
DEC 29 DEC 30 WWW.ALIEXPRESS.COM LONDON 76.63
103.71 CAD @ 0.738887282**
DEC 29 DEC 30 WWW.ALIEXPRESS.COM LONDON 35.57
48.13 CAD @ 0.739040100**
DEC 29 DEC 30 WWW.ALIEXPRESS.COM LONDON 35.57
48.13 CAD @ 0.739040100**
DEC 29 DEC 30 WWW.ALIEXPRESS.COM LONDON 35.57
48.13 CAD @ 0.739040100**
DEC 29 DEC 30 WWW.ALIEXPRESS.COM LONDON 34.51
46.71 CAD @ 0.738813958**

Page 2 of 5

Information about your CIBC U.S. Dollar Aventura Gold Visa Card account
If you find an error or irregularity (including possible unauthorized or Your statement (including the Balance and Minimum Payment) only
fraudulent Transactions) in this statement you must tell us within 30 reflects Transactions that were posted as of the Statement Date. If you For more information, please refer to the CIBC Cardholder Agreement.
days of this Statement Date. If you do not, we may regard this statement made a payment but it has not yet been posted, it will appear on your
as final (except for credits posted in error). next monthly statement and any interest charges will be adjusted based ® Registered trademark of CIBC.
How we charge interest:.. If interest is charged on a Purchase, it on the transaction date and payment amount. Check CIBC Online
is charged retroactively from the Transaction date. You have a minimum Banking for the status of your payments and your most up to date
21 day interest-free grace period for new Purchases. You can avoid Balance.
interest on those new Purchases by paying your new balance in full by
the payment due date. **Foreign currency transactions, except Convenience Cheques, are
Interest is charged on Cash Advances from the date they are taken. converted to U.S. dollars on or after the Transaction date and no later
Interest is charged on Convenience Cheques and Balance Transfers from than the Transaction posting date. At the time of currency conversion,
the date they are posted to your credit card account. We stop charging you are charged the same conversion rate CIBC must pay, plus a fee of
interest on the day we receive a payment which covers the amount of 2.5% of the converted amount, on both debits and credits. We convert a
the Purchase, Cash Advance, Balance Transfer or Convenience Cheque, foreign currency Convenience Cheque or payment at our branch selling
as the case may be, as described in the Application of Payments section rate for U.S. dollars in effect at the time we process it.
of the your CIBC Cardholder Agreement.
1
Amount Due is the amount you must pay if you want to avoid
interest on your regular purchases shown on this statement.
Payment period extensions:. If you didn't pay the full Balance on 2
Minimum Payment is the minimum amount you must pay this
your last monthly statement, we have extended your payment due date month and it includes your monthly installment payments due (if
this month to give you extra time to make your payment. Interest will applicable).
continue to accrue for the extended period. When we receive your full
Balance, your payment due date will change back to your regular †Your cash limit forms part of your credit limit. It is not additional credit.
payment due date.
 Prepared for: MR SAAD RAZA December 14 to January 25, 2021 Account number: 4789 8696 3979 4483

Your new charges and credits (continued)

Trans Post
date date Description Amount($)
Card number 4789 8696 3979 4483
DEC 29 JAN 01 ALIEXPRESS LONDON 35.63
48.13 CAD @ 0.740286723**
DEC 29 JAN 01 ALIEXPRESS LONDON 35.63
48.13 CAD @ 0.740286723**
DEC 29 JAN 01 ALIEXPRESS LONDON 38.39
51.85 CAD @ 0.740405014**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 34.61
46.76 CAD @ 0.740162532**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 37.53
50.69 CAD @ 0.740382718**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 33.36
*0302798000*

45.07 CAD @ 0.740181939**

DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 34.61
46.76 CAD @ 0.740162532**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
*0302798000*

DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55

18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 25.01
33.79 CAD @ 0.740159811**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 25.01
33.79 CAD @ 0.740159811**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 35.45
47.90 CAD @ 0.740083507**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 25.01
33.79 CAD @ 0.740159811**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 35.45
47.90 CAD @ 0.740083507**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 35.45
47.90 CAD @ 0.740083507**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 33.36
45.07 CAD @ 0.740181939**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
-188-002038

DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 35.45

47.90 CAD @ 0.740083507**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 33.36
45.07 CAD @ 0.740181939**

Page 3 of 5
Your new charges and credits (continued)
Trans Post
date date Description Amount($)
Card number 4789 8696 3979 4483
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 25.01
33.79 CAD @ 0.740159811**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 34.61
46.76 CAD @ 0.740162532**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 25.01
33.79 CAD @ 0.740159811**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 WWW.ALIEXPRESS.COM LONDON 13.55
18.30 CAD @ 0.740437158**
DEC 30 JAN 01 ANNUAL FEE 35.00
Total for 4789 8696 3979 4483 $1,331.35
**Denotes transaction in non-U.S. currency.

Reminder: If you only make the minimum payment every month, it will take approximately 11 year(s) and 8 month(s) to pay the
total balance shown on this statement. This estimate assumes each statement period is 30 days and that you pay your minimum
payment on time every month.

Your message centre

Welcome to your new CIBC U.S. Dollar Aventura Gold Visa Card, the card that provides you with travel flexibility and no
foreign exchange fees on your U.S. Dollar purchases. Earn Aventura Points on your daily spend to redeem towards travel, gift
cards, experiences and more.

Page 4 of 5
 Prepared for: MR SAAD RAZA December 14 to January 25, 2021 Account number: 4789 8696 3979 4483

Your message centre (continued)

Great news! You may qualify for the new CIBC Cross-Border Banking Bundle. If you hold either the CIBC US$ Personal
Account or the CIBC Bank USA Smart Account (offered by CIBC Bank USA), an eligible premium CIBC personal credit card and
a CIBC U.S. Dollar Aventura® Gold Visa* Card, you will receive an annual fee rebate on your CIBC U.S. Dollar Aventura Gold
Visa Card in the amount of $35 USD. You must hold all three products in good standing at the time the annual fee is charged
in order to qualify. This offer may be withdrawn or changed without notice at any time. CIBC may, in its sole discretion, revoke
this offer if you are believed to be manipulating or abusing it, or engaging in any suspicious or fraudulent activity. For full
terms and conditions, go to cibc.com/crossborderbanking

Easily recognize your credit card transactions.

Have peace of mind with enhanced transaction details including an interactive map to show you where you last shopped, the
merchant’s phone number and transaction type using CIBC’s Mobile Banking app. Don’t have the app yet? To learn more visit
https://www.cibc.com/en/personal-banking/ways-to-bank/how-to/register-for-mobile-and-online-banking.html

Pay for stuff with your phone.

Make purchases with your phone using your CIBC credit card. With the same security and protections as your physical cards,
get into better banking in minutes. Visit www.cibc.com/ways-to-pay to learn about the mobile payment solutions that CIBC
offers.
*0303808000*

Details of Promotional Awards

BNS ESTMT/ RELEV ELECTRON 500
BNS EMAIL/ COURRIEL 500
BNS CHEQ ACCT/ COMPTE CHQ 500
*0303808000*

ACQUISITION PROMO BONUS 2,500

-188-002038

Page 5 of 5