Law and Poverty Project
Law and Poverty Project
PROJECT TITLE:
ROLL NO : 2019LLB089
SEMESTER : IV SEMESETER
ACKNOWLEDGEMENT
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- M. Swetchcha
TABLE OF CONTENTS
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1. ACKNOWLEDGEMENT……………………………………2
2. ABSTRACT……………………………………………………4
3. SYNOPSIS………………………………………………………5
4. INTRODUCTION……………………………………………….7
ABSTRACT
INTRODUCTION :
Based on a research project conducted by the Web Memorial Trust that includes studies by
leading organizations, academics, social activists, children and more than 12,000 people
living in poverty, a key thematic force shows that the way forward is to increase public
awareness. The company in building the society they want.
SYNOPSIS
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INTRODUCTION :
There is a basic idea that connects the five principles rather than a lasting alternative to our
poverty stricken society, which can only be achieved if we know what we want to change, the
other is the idea of society. As part of the research, when the beneficiaries were surveyed in a
central group, they agreed that a good community is "one where everyone lived together in a
harmonious community." Everyone is treated fairly. ” For most people, a good life is not
about having a lot of money; This is enough to pay for basic necessities like food, shelter, and
transportation
Occasionally enjoys a few luxuries. When asked which qualities are most important to a good
society, 10,112 respondents rated social qualities such as honesty, freedom, security and
tolerance above economic concerns. Detailed explained in the project.
The scope of the project is limited to change the society in good manner with out poverty
with explanation with relevant case laws.
To know how these society change into good manner without poverty.
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REASERCH QUESTIONS :
REASERCH METHODOLOGY :
LITERATURE REVIEW :
For gathering of information regarding the topic of a good society without poverty :
policies and practices the researcher would rely upon both the “ primary ’’ “
secondary” data for the research . Mainly books and online resources would be given a
major importance.
CONCLUSION :
I would like to conclude this project with the help of some case laws and I would like to
give the explanation of a good society without poverty .
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INTRODUCTION:
In the new economic environment, the well-funded old model welfare government funded by
sustainable domestic development . An economic and political reality is beginning to
crumble. Against this background, poverty alleviation and expansion. The opportunity cannot
be left to the state. As this special report demonstrates, we all have the energy to help, no
matter where we are in the country or what field we work in. It is the fifth and final
subsidiary of the Web Memorial Trust. Part of a series of works by the Foundation that
explores what a good community is and how it can be achieved, this edition summarizes the
findings of different types of web providers, each engaged in a creative process of thinking
about different actors. To help reduce poverty. Although each project is unique, each
beneficiary recognizes the need to create a new definition of poverty that can be expressed in
simple terms and will provide a wide range of public attention and support.
There are many ideas. The point is, these are not just ideas, but others that will take the shield
and work on it together with all parties interested in providing everything needed. Ultimately,
it hurts all of us when those in our community feel left out of the community. Poverty and
empowerment themes can be big, but no matter how small you are, change starts with you. A
recent study shows that current methods of reducing poverty are failing (Knight, 2017). Since
traditionally job creation and social security are unlikely to work in the future, a change of
direction is needed. The answer lies not in the set of exchange policies that transform
resources, but in the development of transforming relationships that transform power. In
short, we need a new model of society. This article will describe the community that people
want. This research is based on community studies, focus groups and participatory research
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and includes organized groups of minorities, immigrants, children, community groups and the
poorest people in the UK. The findings suggest five principles for a good society: a decent
quality of life, a sense of security, freedom to be creative, respectful relationships and a stable
future for the next generation.
It becomes clear that the community we have . Significantly different from the community
we love . Chapter Three suggested five principles of a good community:
These five principles refer to a community where people are safe enough to live a fulfilling
life. Achieving this will help them to enjoy caring and respectful relationships and use their
creativity, while at the same time helping to create a sustainable future for themselves and
future generations. The model of society we have now is based on the principle that
individuals increase their income. Success is measured by the footfall in stores and the
increase in per capita GDP each year. This approach has created a community that helps an
affluent minority grow, while one-fifth experience chronic poverty, and many middle-income
people fear for their future. What people want is security. Worrying about how to pay the
bills weakens vigilance, causing people stress in their work and relationships. People like to
make their way and go on nights and vacations from time to time. Although people want
modest prosperity, there is no evidence that they want to be rich or respect a community that
is a symbol of the success of wealth. Rather, research suggests that the key criterion for
success is the quality of the relationships they hold.
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The social comparison process involves people getting to know themselves by evaluating
their own attitudes, abilities and characteristics in comparison to others. In most cases, we try
to compare ourselves with those in our peer group or with our peers. 1 There are two types of
social comparisons: upward social comparison and downward social comparison. All five of
these principles appeared. The study includes people living in poverty, black and minority
ethnic groups, social activists and children and a census of more than 12,000 people. There is
a basic concept that connects the five principles rather than a lasting alternative to our society
living in poverty
If we know what we want to change, it transforms a good society into an idea of community.
As part of the research, when the beneficiaries were surveyed in a central group, they agreed
that a good community is "one where everyone lived together in a harmonious community."
Everyone is treated fairly. ” For most people, a good life is not about having a lot of money;
This is enough to pay for the basics like food, shelter, transportation. As well as Occasionally
enjoys a few luxuries. When asked which qualities are most important for a good society,
10,112 respondents said honesty, freedom, Security and tolerance above economic concerns.
Good paid work and the absence of poverty are especially important because they help people
live a full life. When asked about the focus of low-wage individuals on creating a better
society, they focused on opportunity and agreed.
People should have the opportunity to “perform better in life and realize their ambitions”. A
good community should provide job opportunities and ensure that everyone has a role to
play. In the community. ”The five principles expressed by the Foundation’s research are the
best path to a community with guidelines for people. And the freedom to live a fulfilling life,
retiring in the ways they choose, and enjoying caring and respectful relationships and use
their creativity.
1
Kesici S, Erdogan A. Mathematics anxiety according to middle school students' achievement motivation and
social comparison. Education. 2010;131(1):54-63.
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The five principles revealed by the Foundation’s research are the best path for a community
in which people can live a life full of ways and freedom, pursue leisure in the ways they
choose, enjoy caring and respectful relationships, and use their creativity. The model of
society we have now is based on the principle that individuals increase their income.
Governments and many commentators measure success by stepping into stores and
increasing per capita GDP each year. The result is a community where a wealthy minority
thrives, while one-fifth of the population suffers from chronic poverty, while many in the
middle incomes fear for their future. This issue can only be changed if the important ones are
seriously reconsidered.
The findings are consistent with many of the findings of happiness research 2 Once the basic
material requirements are met, the extra income is very low for happiness. The economy
appears to be a subsidiary factor - it is necessary up to a point to guarantee enough money to
live a decent life. Beyond that, human relationships, social participation and human creativity
are of paramount importance. These results echo the findings of psychologist Abraham
Maslow, who developed a model of human personality in which economic factors are less
than the order of our needs. Once these are satisfied, take possession, recognition and other
requirements for self-realization.3 Philosopher. Eric Fromm suggested that a greater concern
2
Layard, R. (2011) Happiness: Lessons from a new science, London: Penguin
UK.
3
Maslow, A.H. (1943) ‘A theory of human motivation’, Psychological review,
50(4): 370.
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for ‘possession’ affects our ‘presence’. Liberation can be found in the activities that move us
towards unity and creativity. Concern for possession distances us from our true nature and
alienates us from ourselves.4 The quality of those in the world is more important than what
they possess. These findings also echo the Bhuvan Vivir movement in Latin America, which
is based on the principles of harmony between man and nature, leading to global well-
being.5The roots of the movement lie in the indigenous traditions of balancing human needs.
Environment. It is now being developed by activists and academics who are trying to
translate Bhuvan into details acceptable in the public sphere. There have been some victories
in Ecuador and Bolivia, where Peon Vivir has been adopted as part of the constitution. It is
translated into policy and practice by economies based on the principles of solidarity rather
than growth.
The economy plays a much less important role in our lives than politicians of all lines believe
in us. Yet the economic paradigm dominates our world. Richard Easterlin defends the success
of 1996's uncontrolled market growth, 'a world with an imaginative vision of never-ending
economic growth, a world that is always in line with growing aspirations, a world where
cultural differences are balanced, a sustainable race 6 to achieve a better life full of meaning,
and more The quest has left economic and increasingly political power in the hands of the
countless economic elites of wealthy communities. It exacerbates inequality between nations,
condemns the relentless labour of the vast majority of the world’s population, while others,
4
Fromm, E. (1978) To have or to be?, London: Jonathan Cape.
5
Heinrich Böhl Stiftung (2011) ‘Buen Vivir: Latin America’s new concepts
for the good life and the rights of nature’. Available from: www.boell.de/en/
content/buen-vivir-latin-americas-new-concepts-good-life-and-rights-nature;
Balch, O. (2013) ‘Buen vivir: The social philosophy inspiring movements
in South America’, The Guardian, 4 February.
6
Easterlin, R.A. (1996) Growth triumphant, Ann Arbor: Michigan University
Press, p 156
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the less fortunate, beg for work to avoid starvation. Nonetheless, most terrifying of all, it led
to exploitation. The planet and its resources pose such a threat existence of human
civilization.7
Therefore, we must acknowledge that economic growth has brought benefits, and there is
ample evidence that it has gone too far. The effects can be seen in the entire population that
does not benefit from the effects of increasing inequality, damage to the environment and
economic growth. Not only is it unsuccessful in producing benefits for everyone; The
possibility of a total collapse, which is never far from the surface in the public debate, raises a
big question about whether the economy has failed any more seriously. The inability to
anticipate the 2008 crash is cited by many as evidence of a serious problem at the heart of the
discipline.8
Traditional methods of creating social progress no longer exist they are driven by
technological solutions rather than transformational processes. There are four main
dimensions to this. First, the methods used are politically competitive and are modified by the
incoming government, meaning that the welfare of citizens is subject to the political ping-
pong game. Second, government programs are driven from above, rather than being
developed using the skills, knowledge and expertise of those involved in community
planning. Third, the failure rate of public sector projects is high. Finally, the reliance on
economic growth, which once served to lift people out of poverty, has now failed to do so.
Each of these points will be taken.
7
Tranza, B.M. (2016) ‘How can growth reduce equality?’, New Statesman,
10 February
8
Chu, B. (2014) ‘Manchester students man the barricades to overthrow
economic orthodoxy’, The Independent, 25 April.
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There will always be limited support for any approach. Although there is general agreement
everywhere on the political spectrum that poverty reduction is part of a better society, there is
a split between the left and the right over methods, so policies are competitive and they are
likely to turn upside down. The left believes that social and economic structure is the
deciding factor, while the right believes in the individual entity. Proponents of the framework
see it as a way out of state solutions involving taxation and welfare; Proponents of her case
have been working to make the actual transcript of this statement available online. In both
there is a clear path to solve the case problem. Welfare reform - that is, the reduction of
welfare benefits - divides people severely. Those on the left often believe that the withdrawal
of benefits will increase the proportion of people in poverty, while those on the right suggest
that they will move out of poverty in search of work.
Evidence of discovered ‘work benefit’ schemes accepted by the Clinton administration in the
United States and the Labor, Coalition and Conservative governments in the UK, it is by no
means a decision. In the United States, there was an expectation that poverty levels would
rise as welfare benefits were withdrawn, but they did not; In fact they fell in the 1990s. At the
same time, although both Tony Blair and David Cameron have publicly stated that ‘work is
the best way out of poverty’, the fastest growing population in poverty is the working
poor.9The Joseph Rondrie Foundation concluded in December 2016 that 55 per cent of the
poor are in working households. According to its Monitoring Poverty and Social Exclusion
Report, the figures for the working poor are very high.10
9
Easton, M. (2015) ‘Is welfare reform working?’, BBC, 25 June 2015.
Av Joseph Rowntree Foundation (2016) Monitoring poverty and social exclusion
2016, York: Joseph Rowntree Foundation. ailable from: www.bbc.co.uk/news/uk-33275936
10
Joseph Rowntree Foundation (2016) Monitoring poverty and social exclusion
2016, York: Joseph Rowntree Foundation
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Attempts to find evidence of what works to reduce poverty the floor is thin. The Joseph
11
Rontrey Foundation commissioned a series of source reviews, but these often relied on
identifying risk factors associated with poverty, and there was no guarantee that reducing risk
factors would reduce poverty because different variables would take the most sophisticated
multidisciplinary analysis to unravel the consequences. The Foundation tested this,
commissioned Smith to identify the factors that led to poverty development, and found that
one factor was indistinguishable from another. For this reason, a comprehensive and
integrated strategy to end poverty - systematically speaks of a pipe dream. The strategy for
ending poverty is because it is a set of projects that do not include a strategy12
Evidence of the shortcomings of the top-down efforts to build a better society without
poverty need not be seen more than the classic study of the 'war on poverty' conducted in the
United States by Peter Morris and Martin Raine 13 in the 1960s. Attempts to create the ‘Great
Society’, Lyndon b. Johnson established the Office of Economic Opportunity to run a formal
program to eradicate poverty in the United States. Policies often failed to take root because
powerful interest groups opposed the plans, state officials were too secretive to implement
new work routes, and trade unions opposed any change outside the immediate interests of
their members.
11
Joseph Rowntree Foundation (2014) Reducing poverty in the UK: A
collection of evidence reviews. Available from: www.jrf.org.uk/sites/default/
12
Spicker, P. (2016) ‘The Joseph Rowntree Foundation thinks it can solve
poverty. It won’t do it this way’, 9 September. Available from: http://blog.
spicker.uk/the-joseph-rowntree-foundation-thinks-it-can-solve-poverty-itwont-do-it-this-way
13
Marris, P. and Rein, M. (1972) Dilemmas of social reform, Harmondsworth:
Penguin.
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Labour's primary national strategy, albeit less ambitious neighbourhood renovation also
failed to gain traction. Launched in 2003, it aims to end large disparities between the most
backward areas and the rest of the country so that ‘within 10 to 20 years, no one should be
left behind by their place of residence’. The strategy, which acknowledges that previous
reconstruction plans have failed to reverse the neighbourhood collapse, aims to address the
causes of the deficit in detail, focusing on the country’s poorest neighbourhoods and the
connections between the causes of those losses. Its goals are to improve education and skills,
health and housing, and to reduce unemployment and crime. The project was initially
completed by the Treasury due to lack of progress. Although the ratings showed some
positive results, 14 showed some signs of total change15.
Evidence suggests that public intervention does not guarantee success. Public spending does
not lead to positive consequences because money is easily absorbed by the system without
production. There are many failed government projects described by Greve and Kings, the
16 17
mistakes of our governments, the complex families initiative that failed. Looking at a
state, James Scott lists failures caused by applicants known as state planners Scientific maps
without incorporating the knowledge of local communities into the planning process.
14
Lupton, R., Fenton, A. and Fitzgerald, A. (2013) ‘Labour’s record on
neighbourhood renewal in England: Policy, spending and outcomes 1997–
2010’, Social policy in a cold climate, Working Paper 6, CASE, London
School of Economics .
15
Crisp, R., Pearson, S. and Gore, T. (2015) ‘Rethinking the impact of
regeneration on poverty: A (partial) defence of a “failed” policy’, Journal of
Poverty and Social Justice, 23(3): 167–187.
16
Crewe, I. and King, A. (2013) The blunders of our governments, London:
One world
17
Day, L., Bryson, C., White, C., Purdon, S., Bewley, H., Kirchner Sala, L. and
Portes, J. (2016) National evaluation of the Troubled Families Programme,
October, London: Department for Communities and Local Government.
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18
Technology writer Evgeny Morozov calls this approach 'solutionism', and it restricts the
ability to think creatively about the nature of the problems we want to solve.
Create jobs :
The best way out of poverty is a well-paying job. To return to pre-employment levels, we
need to create 5.6 million new jobs. However, at the current pace, we will not be there until
July 2018. To initiate job growth, the federal government must invest in job-creating
strategies such as rebuilding our infrastructure; Creating renewable energy sources;
Renovation of abandoned houses; And creating jobs, revitalizing the environment and
making other public knowledge investments that will boost our national economy. We must
also develop proven models of subsidized employment to help the long-term unemployed and
other disadvantaged workers re-enter the workforce.
In addition, the Congressional Budget Office said the extension of federal unemployment
insurance would have created 200,000 new jobs in 2014. In fact, every $ 1 benefit that flows
to unemployed workers results in more than 50 to 1.50 in economic activity. Unfortunately,
Congress failed to extend federal unemployment insurance by the end of 2013, leaving 1.3
million Americans and their families without this vital economic livelihood.
18
Scott, J.C. (1998) Seeing like a state: How certain schemes to improve the
human condition have failed, Princeton, NJ: Princeton University Press.
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In the late 1960s, a full-time worker earning a minimum wage could lift a family of three out
of poverty. If the minimum wage were marked with inflation, it would be 86 10.86 per hour
today, which is the current federal minimum wage of 25 7.25 per hour. As President Barack
Obama and several members of Congress have called for, raising the minimum wage to $
10.10 an hour and signifying inflation will lift more than 4 million Americans out of poverty.
Parents of one in five children will see a rise. The latest move by cities and states such as
Seattle and Washington; California; Connecticut; And New Jersey the shows that increasing
the minimum wage reduces poverty and increases wages.
Earned income tax credit, or EIDC, one of the most effective anti-poverty tools in our
country, helped more than 6.5 million Americans - including 3.3 million children - escape
poverty in 2012. It is a long-term dividend-paying investment. Children who receive EIDC
are more likely to graduate from high school and earn more in adolescence. However,
childless workers often lose out because the maximum EIDC for these workers is less than
one tenth of what is paid to workers with two children.
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President Obama and policymakers across the political spectrum have called on the EITC to
correct this mistake. Importantly, this policy change should be linked to a minimum wage
increase; One is not a substitute for the other.
Since female full-time workers earn just $ 78 for every $ 1 earned by men, action must be
taken to provide equal pay for equal work. Closing the gender pay gap will halve poverty for
working women and their families and add nearly half a trillion dollars to the country’s GDP.
Enforcing the pay check law is an important first step in holding employers accountable for
discriminatory pay practices.
The United States is the only developed country in the world that does not have paid family
and sick leave and unpaid days, making it very difficult for millions of American families to
balance work and family without sacrificing much needed income. Wage leave is an
important anti-poverty policy because having a child is one of the main reasons for economic
hardship. In addition, almost 4 out of 10 private sector workers and 7 out of 10 low-wage
workers do not have a paid sick day, which puts them in a position where they cannot even
earn the income or care required to care. For a sick child. The Family and Medical Insurance
Leave Act, or Family Law, provides paid leave coverage for workers who have to dedicate
time due to their own illness, illness of a family member, or the birth of a child. A healthy
family law will enable workers to earn up to seven work-protected sick days a year.
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Low wages and hourly jobs come with increasingly unpredictable and constantly changing
work schedules, meaning workers struggle even more to balance irregular working hours by
taking care of their families. Ever-changing work schedules make it already difficult to access
childcare, and workers are unsure about their monthly income. Also, things that many of us
take for granted - such as planning a doctor’s appointment or a parent-teacher conference at
school - become daunting tasks. The work schedule must be announced two weeks prior to
the work schedule, which will allow employees to request the necessary schedule changes.
This will protect them from retaliation for making such claims - and provide guaranteed pay
for canceled or abbreviated changes. These are all important first steps in making a balanced
work and family possible.
The lack of affordable, high-quality childcare acts as a major barrier to reaching the
middle class. In fact, one year of childcare per child is the cost of education for more than
a year in four-year public colleges in most states. On average, poor families who pay out
of pocket for child care spend a third of their income on work. Also, federal child care
assistance only reaches one in six eligible children. Increase investment in head start and
child care and development module grants, as well as high-quality childcare for
preschool, infants and children, and enforcement of the U.S. Strong Start up Act for
investing in home visits and services for pregnant women. Mothers with children
America will help children in more difficult families get the child care they need to
improve and enhance their future economic mobility.
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Since each person has her own definition of a good society, there can be no single, universal
standard, at least as many definitions as there are people. Only in a dictatorship can one
person unilaterally determine what the elements of a good society are and impose this
definition on others. Of course, most people will agree that it is not acceptable in a good
society for one person to dictate to everyone else. However, this point represents part of the
agreement: Most people agree that a good community should respond to the people who live
in that community. Also, most people agree that a good community should be a combination
of everyone's best ideas. Therefore, the first element of a good society must be basic
democratic consensus: everyone must at least passively accept how society exists, and
acknowledge that it forms the basis of their own conception of a good society.
I hope that almost everyone will agree with the principle of the Golden Rule: "Do to them as
others do to you." A good community will treat every human being the way we want to treat
each other - honesty, kindness, consideration, forgiveness, support, generosity and love.
19
From this basic principle, there are many basic elements that most people readily agree on
20
to be in a good society. These are described below. The next section then lists some
additional elements that follow from the Golden Rule, and that they belong to the good
community, but are not currently widely recognized. Of course, the truly good community
that emerges from progressive change will be determined by all using consensus practices.
Jobs :
19
Riane Eisler calls it the “partnership way.” Riane Eisler, The Chalice & The Blade: Our History, Our Future (San
Francisco: Harper & Row, 1987, HQ1075 .E57 1987); Riane Eisler and David Loye, The Partnership Way: New
Tools for Living and Learning (San Francisco: HarperCollins, 1990, HQ1075 .E58 1990). The Center for
Partnership Studies, P.O. Box 51936, Pacific Grove, CA 93950, (831) 626–1004.
20
For another list of basic elements of a good society, see Lester W. Milbrath, Envisioning a Sustainable
Society: Learning Our Way Out (Albany, New York: State University of New York Press, 1989, GF41 .M53 1989),
pp. 79–83. He proposes that a good society.
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The main concern of the people is economic security. Having a well-paying job is considered
important not only because it is a way to get the basics in life. Participants were almost
unanimous in saying that they want money in return for work (rather than believing in
benefits) because they value achievement and self-worth coming from productive
employment. But this ideal often goes against the reality of the experience of the people in
the labour market. This includes racial discrimination and the fact that low-wage jobs are not
enough to provide the basics. In this way, many argued for a higher (national) living wage.
Relationships :
Participants were valued for being loved and having someone who cared about them. They
were worried about how the expectations created by the media would damage each other’s
relationships. Some also said that the choice of partner is controlled by cultural or parental
expectations.
Voice :
Unfortunately, a lot of people feel that they are ‘invisible’, which means that they rarely see
people like themselves in the media or in public debates in politics. They questioned how
public companies make assumptions about their ideas and whether companies want to hear
and understand them.
A good society will take active steps to ensure that people are not discriminated against in
key areas of public life (education, employment, health, criminal justice and so on).
Discrimination can take many forms and be based on many (including class). It is not enough
to obey the law of equality: we must go further to change the whole way in which society
benefits certain individuals.
Life is hard for a lot of people. They are not academics, do not drop out of school much, and
now it is difficult to get a job. Maybe they lived in the house. Maybe they have health issues
and no one to talk to. A good community shows compassion. It can’t help everyone, and it
doesn’t solve people’s problems for them. But with good credit, you might find exactly what
you need. This is because it recognizes that people are not stupid, or are too lazy to get a job,
or that they need to go out and make some friends. It recognizes that it is part of a system of
rules that people do not create.
People value work. It provides a sense of freedom and self-confidence. Production work
gives people a sense of achievement. Similarly, we need to provide people with tasks to
ensure that they can afford the basics of life and participate in the opportunities provided by a
just society.
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A good community can help connect by providing places and places that can bring together
people of similar interest. This will open the door to a variety of opportunities. It inspires and
helps people expand their boundaries and cultural perspectives.
The only measure of success is whether people achieve the goals they set for themselves. A
good community will definitely extend them if people don’t think they can achieve
everything they can. But it does not push specific descriptions or agendas. This is not the only
reward for monetary success. It does not idolize only the rich. It does not portray the
community as a competition.
India is basically a country of villages. It is mostly an agricultural country where about 70 per
cent of the people depend on land for their livelihood and 75 per cent live in rural India.
Indian villages have been hit by the economic crisis due to low per capita income, illiteracy
and widespread malnutrition and malnutrition. They suffer from a lack of basic amenities
such as better housing, transportation and communication services. Examines the
recommendations of the Commission appointed from time to time in accordance with the
policies and plans implemented by the Government and other agencies for the socio-
Page 24 of 35
economic development of the rural population, and explores the initiatives, impacts and
meanings of the development of the rural population. Furthermore, the manuscript explores
poverty in India with special interest to rural people and evaluates programs and policies and
especially the implementation of social welfare programs. Finally, this article concludes on
the achievements of the role played by the government and other institutions in eradicating
poverty in rural India and improving the livelihoods of rural people and in the current
conditions of globalization. An attempt is also being made to suggest ways to increase the
empowerment of women in the economic development of the rural population which is the
driving force of the rural economy.
PMJDY is a national mission for fundraising, especially for providing affordable financial
services such as savings and deposit accounts, remittances, loans, insurance, pensions. The
project was announced by Prime Minister Narendra Modi in 2014, on the eve of
Independence Day. Of the total accounts opened, 60 per cent are in rural areas and 40 per
cent in urban areas, according to the government. The share of female account holders is
about 51 percent.
Eligibility Criteria :
Anyone from the weaker section of society. Minors under the age of 10 can also avail this
scheme if a guardian is available to maintain the account.
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Where to apply :
The account can be opened at any bank branch or business reporter (Bank Mitra).
This plan is a one year renewable life insurance plan. Life insurance of Rs 3 lakh at the time
of renewal of the plan is Rs 330 per annum. The savings of the premium account holder will
be deducted from the bank account through the ‘Auto Debit’ facility21.
i. Income tax benefits and exemptions are available under the Income Tax Act subject
to change from time to time.
ii. If at any time one wishes to leave the program, he / she can rejoin by submitting a
notice of good health on the recommended profile in the future.
iii. There is no maturity or surrender benefit under this scheme.
iv. The account holder's insurance will be terminated once he / she reaches the age of 55
v. The account may be closed due to lack of balance to deposit the premium or if the
bank is closed.
Eligibility Criteria :
18-50 year olds holding savings account can apply for this scheme.
Part of Beti Bachao, the Beti Padao Yojana, aims to meet the costs associated with the
education and marriage of a SSY girl child.
21
"Prime Minister (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJjBY) AND The Atal Pension local
Yojana (APY) on 9th May 2015 at Kolkata". Pib.nic.in. 9 May 2015. Retrieved 23 July 2015.
Page 26 of 35
Eligibility Criteria :
The account can only be opened in the name of a girl under the age of 10 when opening the
account. Only two SSY accounts per family are allowed.
ABPMJ, the world's largest health insurance scheme, was launched to cover tens of millions
of poor families in both urban and rural areas.22 It provides insurance cover of Rs 5 lakh per
family.
22
Ministry of urban housing and poverty alleviation scheme". Archived from the original on 16 August 2016.
Retrieved 6 July 2016.
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Eligibility Criteria :
Economically disadvantaged families between the ages of 16 and 59, non-adult families,
families with a disabled member, manual gardeners, tribal groups, rocker, beggar, domestic
help, construction workers, cleaners, public transport drivers, peons, mechanics, etc.
NSAP is a social security scheme for the benefit of the elderly, disabled, widows and
families. The scheme will implement Article 41 of the Constitution of India, which instructs
the Central and State Governments to support the unemployed, the elderly, the sick and the
disabled.
i. Indira Gandhi National Retirement Pension Scheme (IGNOPS): Rs.200 / - per month
for beneficiaries up to 79 years and Rs.500 / - per beneficiary up to 80 years
ii. Indira Gandhi National Widow Pension Scheme: The widow (between 40-49)
receives Rs.200 from the State and Central Governments.
iii. Indira Gandhi National Disability Pension Scheme: 80 per cent disabled adult in BPL
gets Rs.200 from State and Central Government.
iv. Annapurna Scheme: Beneficiary gets 10 kg of food grains like rice and wheat every
month.
v. National Family Benefit Scheme: A BPL family bread seller (aged 18-64) is eligible
for a total of Rs. 20,000 in case of death.
Eligibility Criteria :
People from families below the poverty line can avail this scheme. Depending on the sub-
project, the criteria vary.
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CASE LAWS :
The present case is an important judgment in the speedy trial of cases which have been
recognized as a fundamental right of every accused person. This is an aspect of the proper
administration of justice. The constitutional duty to protect the rights of individuals under
Article 21 includes the duty to ensure the speedy trial of cases. It also guarantees the right of
the poor to access free legal services as an essential part of Article 21 of the Constitution.
The writ petition has come up in the court for the release of prisoners pending trial in Bihar
state. After the state of Bihar was divided into two broad divisions, it was ordered to file a
revised chart showing the breaking up of trial prisoners within a year. Minor offenses and
major offenses not committed.
Arguments :
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In the affidavit against the court order, the petitioners here, who are lodged in Patna Central
Jail, Muzaffarpur Central Jail and Ranchi Central Jail, are being prepared several times
before the magistrate before they are released and they have been remanded in custody again
and again. However, the court found that the defamation was unsatisfactory as the prisoners
under this investigation did not comply with the direction of making the remand dates.
Furthermore, it has been argued that in 10% of cases, investigations are conducted due to
delays in obtaining feedback from experts to justify the backlog of cases. This reason is
unacceptable to the court because the government can always appoint more experts and
establish more laboratories.
Judgement :
The court ordered that the detention of detainees under this trial, whose names and details
were given in the list filed by Ms. Hingorani, be continued and that they should be released
immediately for violating their fundamental right under Article 21 of the Constitution. They
were imprisoned for a period exceeding the maximum period for which they could be
punished. At the next remand dates, when prisoners charged for crimes released on bail are
produced before a magistrate, the state government must appoint an attorney at its own
expense to apply for bail and oppose the remand granted. The State Government and the High
Court are required to provide details of the location of Judges and Sessions Courts in the
State of Bihar, along with the total cases pending in each court till 31st December 1978.
Explain why it is not possible to remove those cases as they are pending for more than six
months.
CONCLUSION :
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Poverty has become a major problem in our world. Although many organizations have been
created to find solutions to this problem, no one has been able to completely save our world
from poverty. The general fact that we can feel when we consider information about poverty
is that poverty often occurs in developing countries A community is characterized by its
history, its community, its structure, its cultural values, its integrated vision and the way it
governs itself. Creating a good community requires commitment, contribution, trust and
attention, regardless of the education level, status, age, gender, experience, time or location of
everyone in a community. Shared value is the foundation of a social structure whether it is a
family, an organization, a community or a technological entity. In my opinion, these shared
values manifest in various forms and forms such as care, respect, integrity, commitment and
volunteerism. The benefits of these values - especially voluntary charity - are recognized in
our society by their positive effects and the positive and positive benefits they bring to the
contributors. The idea of giving away ideas, knowledge, skills and efforts for free may seem
unusual in a capitalist society where success and profit are considered the main objectives.
Many believe that if free markets cannot solve social problems, the government can. Just as
private businesses are dedicated to personal gain, government must represent the interests of
society as a whole. Therefore, it seems logical to believe that large-scale social issues should
be the province of government. We can help the government to create the world we all want
to live in. There are certain social functions that cannot be regulated by private individuals or
private organizations a central bank for national security, disbursement and regulation of the
banking business, a public school organization, and a national health service to ensure
medical care for all and minimize the effects of infections. The government establishes and
enforces rules that regulate and regulate capitalism in traffic laws. In the global economy, the
rules and regulations related to globalization are still under discussion. An international
economic regulatory regime has not yet fully emerged. But at the national and local levels,
many governments are doing a good job of monitoring free markets. This is especially true in
the industrialized world, where capitalism has a long history and democratic governments
have gradually implemented fair regulatory systems.
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For one, governments can be inefficient, slow, corrupt, bureaucratic, and self-sustaining.
These are all side effects of the benefits that governments have: their vast size, power and
identity inevitably attract those who want to use them to amass more and more power and
wealth.
Government is often good at making things, but not so good at closing them when they are no
longer needed or burdensome. Jobs are created specifically with any new company. In
Bangladesh, for example, workers whose only job was to close the clocks on government
executives' mantelpieces retained their positions, and their salaries, for many years, were
pounded by pneumatic clocks.
BIBLOGRAPHY :
https://www.globalurban.org/
https://financialservices.gov.in/
https://www.jstor.org/
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