UNITED INDIA INSURANCE COMPANY LIMITED

87, S.M. COMPLEX TOWER CHOWK, FREEGANJ UJJAIN, UJJAIN, MADHYAPRADESH

UJJAIN - 456010 MADHYA PRADESH
PHONE: (2513160) . FAX: EMAIL:

LPG TRADERS POLICY

POLICY NO.:1904012620P114634658
( DUPLICATE )

PERIOD OF INSURANCE
From 00:00 Hrs of 14/03/2021
To Midnight of 13/03/2022

Insured
MS BADHKUMMED INDANE GRAMIN VITARK
SHOP- PLAT NO 556/2 BADHKUMMED GODWEN PLAT NO 556/2 BADHKUMMED
GST-23BCVPM7673KIZR
UJJAIN
456661
MADHYA PRADESH
IMPORTANT NOTICE: KINDLY UPDATE YOUR AADHAAR NO. AND PAN/FORM 60. PLEASE IGNORE IF ALREADY UPDATED.

Agent Name : DHARMENDRA KUMAR

Agent Code : AGI0041817
9425093768
Mobile/Landline Number/Email :
[email protected]

The genuineness of the policy can be verified through "Verify Your Policy" link at www.uiic.co.in.

For any Information, Service Requests, Claim intimation and Grievances please write to [email protected]

Download Customer App(www.uiic.co.in). REGD. & HEAD OFFICE, 24, WHITES ROAD, CHENNAI - 600014.
Website: http://www.uiic.co.in
Printed By : JAI33327 @ 05/04/2021 1:09:56 PM
Policy No.:1904012620P114634658

This document is digitally signed

Signer: N MOHAN SANKAR

Date: Mon, Apr 5, 2021 13:09:54 IST
Location: United India Insurance Company Ltd
1/9 Reason: Signing Policy for UIIC
 Policy No.:1904012620P114634658

LPG TRADERS POLICY

SCHEDULE
Policy Number 1904012620P114634658 Previous Policy No 1904012619P116171426
Name MS BADHKUMMED INDANE GRAMIN VITARK
Tel. (O): Tel.(R) Fax
Insured Details
Email Mobile
Business/Occupation None
Period Of Insurance From 00:00 Hrs of 14/03/2021 To Midnight of 13/03/2022

CO-INSURANCE DETAILS: UIIC 190401 : 100%

SECTION WISE PREMIUM DETAILS

Section Description Sum Insured Premium
I Fire And Allied Perils Contents 1,100,000.00 3,740.00
I Fire And Allied Perils Building 500,000.00 2,670.20
II Gas Cylinder in Transit 50,000.00 500.00
III Burglary And Housebreaking 1,100,000.00 3,300.00
IV Money Insurance 250,000.00 2,075.00
VI Pedal Cycle 3,000.00 30.00
VII Public Liability 1,000,000.00 5,000.00
XI Neon And Glow Signs 5,000.00 75.00

Section Description
GAS CLENDER
,CHOULLA,REGULATER,TOLKANTA,COUPUTER PRINTER
Section 1 Fire And Allied Perils
GAS NALI & /OR OTHER RILETED ITEAM ALSO COVER
CCTV LED HARD DISK & OR ITS RELATED ITEAM
Section 11 Neon And Glow Signs LOCAL
GAS CLENDER
,CHOULLA,REGULATER,TOLKANTA,COUPUTER PRINTER
Section 3 Burglary And Housebreaking
GAS NALI & /OR OTHER RILETED ITEAM ALSO COVER
CCTV LED HARD DISK & OR ITS RELATED ITEAM

Address of the Premises(Location of Risk) Location Code Location Address

SHOP- PLAT NO 556/2 BADHKUMMED GODWEN PLAT NO 556/2 VILLAGE-TARANA UJJAIN DIST. : UJJAIN, MADHYA
12272954733
BADHKUMMED GST-23BVPM7673KIZR PRADESH,UJJAIN,MADHYA PRADESH,456770

PREMIUM COMPUTATION: :
Premium 8,469.00
Gross Premium: 15,315.20
CGST(9%) : 762.00
Excess/Deductible:
SGST(9%) : 762.00
Terrorism: 0.00
Stamp duty : 1.00
Earthquake: 0.00
Total : 9,993.00
STFI: 0.00
Receipt Number : 10119040120116027160
Receipt Date : 16/03/2021
Agent: AGI0041817
9425093768
Contact: Dev Officer/Agent: AGI0041817 / 33327
[email protected]

Financier Details:-
Financier Name Branch Agreement Type
NARMADA MALVA GRAMIN BANK DISTT. UJJAIN Hypothecation

2/9
 Policy No.:1904012620P114634658
Customer GST/UIN No.: 23BCVPM7673KIZR Office GST No.: 23AAACU5552C1ZR
SAC Code: 9971 Invoice No. & Date: 2620I114634658 & 16/03/2021
Amount Subject to Reverse Charges-NIL

Anti Money Laundering Clause:-In the event of a claim under the policy exceeding 1 lakh or a claim for refund of premium exceeding
1 lakh, the insured will comply with the provisions of AML policy of the company. The AML policy is available in all our operating offices as
well as Company's web site.

LET US JOIN THE FIGHT AGAINST CORRUPTION. PLEASE TAKE THE PLEDGE AT https://pledge.cvc.nic.in.

Date of Proposal and Declaration : 14/03/2021

IN WITNESS WHEREOF, the undersigned being duly authorised has hereunto set his/her hand at BO UJJAIN 190401 on this 16th day of
March , 2021 .

For and On behalf of

United India Insurance Co. Ltd.

Affix Policy
Stamp here.

Duly Constituted Attorney(s)

Underwritten By - DHA33284 ( BO UNDERWRITER )

3/9
 LPG TRADERS POLICY

WHEREAS the Insured in the Schedule hereto has made to United India Insurance Company Limited (herein after called the "Company") a
proposal and declaration, which shall be the basis of this contract and be deemed to be incorporated herein for the insurance hereafter
contained and has paid the premium stated here in.

Now this policy Witnesseth that subject to the terms limitations exceptions and conditions contained herein or endorsed hereon the
Company will indemnify or pay the insured in respect of any or all the contingencies here in after mentioned to the extent herein after
provided during the period stated In the schedule or during any subsequent period for which Company shall accept the renewal premium

GENERAL EXCEPTIONS

The Company shall not be liable in respect of:

I.
Loss or damage, whether direct or indirect, occasioned by happening through or arising from any consequence of war, invasion, act of
foreign enemy, hostilities (Whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or civil
commotion or loot or pillage in connection herewith

II. LOSS or damage caused by depreciation or wear and tear

III.Consequential loss of any kind or description

IV. a) Loss, destruction of or damage to any property whatsoever resulting or arising therefrom or any consequential loss

b) Any legal liability of whatsoever nature directly or indirectly caused by or contributed to by or arising from ionizing radiation's of or
contamination by radio activity from any nuclear fuel or from any nuclear waste from combustion of nuclear fuel or from any nuclear
weapon material

GENERAL CONDITIONS

1 . NOTICE: Every notice and communication to the Company required by this policy shall be in writing to the office of the Company
through which this insurance is effected.

2 . DUTY OF DISCLOSURE: this policy shall be void and all premiums paid hereon shall be forfeited to the company
In the event of misrepresentation, misdescription or nondisclosure of any material fact.

3 . REASONABLE CARE: the insured should take all reasonable steps to safeguard the property insured against accident, loss or d a m a g e

4 . CLAIMS PROCEDURE:
i) Upon the happening of any event giving rise or likely to give rise to a claim under this policy.

(a) The insured shall give immediate notice thereof in writing to the nearest office with a copy to the policy issuing office of the
Company as well as lodge forthwith a complaint with the Police.

(b) The insured shall deliver to the Company, within 14 days of the date of which the event shall have come to his knowledge, a
detailed statement, in writing, of the loss or damage, with an estimate of the value of the property lost and the amount of damage
sustained

(c) The insured shall tender to the Company all relevant information, assistance and proofs in connection with any claim hereunder

ii) The insured shall upon the occurrence of any event giving rise or likely to give rise to a claim under the policy give immediate
notice thereof to the Company and shall forward to the Company forthwith every written notice or information 01 any verbal notice of
claim and shall send to the Company any writ, summons or other legal process issued or commenced against the insured and shall
give all necessary information and assistance to enable the Company to settle or resist any claim or to institute proceedings. The
insured shall not incur any expenses in making good any claim without the written consent of the Company and shall not negotiate pay
settle admit or repudiate any claim without such consent

5.
INDEMNITY: The Company may at its option reinstate, replace or repair the property or premises lost or damaged or any part thereof
instead of paying the amount of loss or damage or may join with any other insurer in so doing, but the Company shall not be bound to
reinstate exactly or completely but only as circumstances permit and in reasonably sufficient manner and in no case shall the Company
be bound to expend more in reinstatement than it would have cost to reinstate such property as it was at the time of the occurrence of
such loss or damage not more than the sum insured thereon

6.
AVERAGE: If the property hereby insured shall at the time of any loss or damage be collectively of greater value than the sum insured
thereon, then the Insured shall be considered as being his own insurer for the difference, and shall bear a ratable proportion of the
loss or damage accordingly, Every Item, if more than one, in the Policy, shall be separately subject to this condition

7.
CONTRIBUTION: If at the time of the happening of any loss or damage covered by this policy there shall be existing any other
insurance of any nature whatsoever covering the same, whether effected by the insured or not, then the Company shall not be liable t o
pay or contribute more than its ratable proportion of any loss or damage.

8.
SUBROGATION: The Insured and any claimant under this policy shall at the expense of the Company do or concur in doing or permit to
be done all such acts and things that may be necessary or reasonably required by the Company for the purpose of enforcing any rights
and remedies or obtaining relief or indemnity from other parties to which the Company shall be or would become entitled or
subrogated upon the Company paying for or making good any loss or damage under this policy whether such acts and things shall be
or become necessary or required before or after the Insureds indemnification by the Company

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9.
FRAUD: If any claim under this policy shall be in any respect fraudulent or if any fraudulent means or device are used by the Insured
or anyone acting on the Insured's behalf to obtain any benefit under this policy, all benefits and rights under the policy shall be
forfeited

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10.
The Company may at any time cancel the Policy on grounds of misrepresentation, fraud, non-disclosure of material fact or non-
cooperation by the insured by sending fifteen days notice in writing by Registered A/D to the insured at his last known address in
which case the Company shall return to the insured a proportion of the last premium corresponding to the unexpired period of
i n s u r a n c e i f n o c l a i m h a s b e e n p a i d u n d e r t h e p o l i c y . T h e i n s u r e d m a y a t a n y time cancel this policy and in such event the
Company shall allow refund of premium at Companys short period rates provided no claim has occurred upto t h e d a t e o f
cancellation.

11.
If any dispute or difference shall arise as to the quantum to be paid under this policy (liability being otherwise admitted) such
difference shall independently of all other questions be referred to the decision of a sole arbitrator to be appointed in writing by the
parties to or if they cannot agree upon a single arbitrator within 30 days of any party invoking arbitrators, comprising of two
arbitrators, one to be appointed by each of the parties to the dispute/difference and the third arbitrator to be appointed by such
two arbitrators and arbitration shall be conducted under and in accordance with the provisions of the Arbitration and Conciliation Act,
1996.

It is clearly agreed and understood that no difference or dispute shall be referable to arbitration as hereinbefore provided, if the
Company has disputed or not accepted liability under or in respect of this policy.

It is hereby expressly stipulated and declared that it shall be a condition precedent to any right of action or suit upon this policy
that the award by such arbitrator/arbitrators of the amount of the loss or damage shall be first obtained

It is also hereby expressly agreed and declared that If the Company shall disclaim liability to the Insured for any claim herein
under, and such claim shall not, within 12 calendar months from the date of such disclaimer have been made the subject matter of
a s u i t i n a court of law, then the claim shall for all purposes be deemed to have been abandoned and shall not thereafter be
recoverable hereunder.

12.
OBSERVANCE OF TERMS AND CONDITIONS: The due observance and fulfillment of the terms, conditions and endorsement of this
policy in so far as they relate to anything to be done or complied with by the Insured, shall be a condition precedent to any liability
of the Company to make any payment under this policy.

13. RENEWAL NOTICE: The Company shall not be bound to accept any renewal premium nor give notice that such is due.

Communicable Disease Exclusion Clause:-

1. Notwithstanding any provision, clause or term of the Policy, to the contrary, it is declared and/or clarified that nothing in the Policy shall
be construed as covering loss, cost, damage, liability, claim, fines, penalty or expense or any other amount of whatsoever nature, whether
directly or indirectly and/or in whole or in part, related to, caused by, contributed to by, resulting from, as a consequence of, attributable to,
arising under, out of or in connection with, or in any way involving (this includes all other terms commonly used and/or understood to
reflect or describe nexus and/or connection from one thing to another whether direct or indirect):
1.1 a Communicable Disease including fear and/or threat thereof (whether actual or perceived), the actual or alleged transmission thereof,
regardless of any other cause or event having occurred or contributed thereto either concurrently or in any sequence
1.2 a pandemic or epidemic, whether declared by the World Health Organisation or any governmental authority.
2. As used herein, Communicable Disease means: any infectious, contagious or communicable substance or agent and/or any infectious,
contagious or communicable disease which can be caused and/or transmitted by means of substance or agent where:
2.1 the disease includes, but is not limited to an illness, sickness, condition or an interruption or disorder of body functions, systems or
organs, and
2.2 the substance or agent includes, but is not limited to, a virus, bacterium, parasite, other organism or other micro-organism (whether
asymptomatic or not); including any variation or mutation thereof, whether deemed living or not, and
2.3 the method of transmission, whether direct or indirect, includes but not limited to, airborne transmission, bodily fluid transmission,
transmission through contact with human fluids, waste or the like, transmission from or to any surface or object, solid, liquid or gas or
between organisms including between humans, animals, or from any animal to any human or from any human to any animal, and
2.4 the disease, substance or agent is such:
2.4.1 that causes or threatens damage or can cause or threaten damage to human health or human welfare, or
2.4.2 that causes or threatens damage to or can cause or threaten damage to, deterioration to, contamination of, loss of value of, loss of
marketability of or loss of use or usefulness of, tangible or intangible property. For avoidance of doubt, Communicable Disease includes
but is not limited to Coronavirus Disease 2019 (Covid -19) and any variation or mutation thereof.
3. For further avoidance of doubt, any contingent or other business interruption loss, cost, damage, loss of income, loss of use, increased
cost of working and/or extra expense arising out of or attributable to:
3.1 any partial or complete closure of and/or slowdown in, including but not limited to any closure by or under the advisories of public,
military, government or civil authorities, or any prevention/denial of access to insured premises, or customer and or supplier premises
(including service / utility providers), or
3.2 change in consumer behaviour, or
3.3 an absence of infected employees or employees suspected of being infected shall not be covered by this Insurance Contract.
4.For still further avoidance of doubt, loss, cost, damage, liability, claim, fines, penalty or expense or any other amountexcluded hereby,
includes but is not limited to any cost to identify, clean-up, detoxify, disinfect, decontaminate, mitigate, remove, evacuate, repair, replace,
monitor, sanitize or test:
(1) for a Communicable Disease or
(2) any tangible or intangible property covered by this Iinsurance Contract that is affected by such Communicable Disease.
5. It is clarified that
(1) no other prior, concurrent or subsequent provision, clause, term or exception of this Insurance Contract (including (but not limited to)
any prior, concurrent or subsequent endorsement and/or any provision, clause, term, buy back or exception that operates, or is intended
to operate, to extend the coverage of, or protections provided by, this Insurance Contract by whatever name called like any coverage
extension, additional coverage, global extension, exception to any exclusion);
(2) any change in the law, clause or similar provision;
(3) any follow the fortunes clause or similar provision; and/or
(4) no change in the law or any regulation (to the extent permitted by applicable law), shall operate to provide any Insurance, coverage or
protection under this Insurance Contract that would otherwise be excluded through the exclusion set forth in this Endorsement Clause.
6.If the Insurer alleges that by reason of this Endorsement, any amount is not covered by this Insurance Contract,the burden of proving
to the contrary shall be upon the Insured.

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SECTION-I FIRE & ALLIED PERILS
(For Building/Contents)

The Company will indemnify the insured in respect of loss of or damage to the Building/Contents, (Whether owned or held in trust by the
insured whilst contained in the insured premises by

I) Fire Lightning

I I ) Explosion/Implosion

III) Riot, Strike, Malicious Damage

IV);Aircraft or articles dropped therefrom

V) Impact damage (by any rail/road vehicles or animals)

VI) Storm. Cyclone, typhoon, tempest, hurricane, tornado, flood, inundation. vii) Earthquake, fire and/or shock damage

EXCEPTIONS

The company shall not be liable in respect of

I ) Loss or damage to livestock & motor vehicles

II)
Loss of or damage to money, securities for money, stamps, bullion, deeds, bonds, bills of Exchange, promissory notes, stocks and
share certificates, business books, manuscripts, Documents of any kind, upset precious stones and jewelry and valuables

SPECIAL CONDITION OF AVERAGE:

If the property hereby insured shall at the breaking out of any fire or at the commencement of
Any destruction of or damage to the property by any other peril hereby Insured against be
Collectively of greater value than the sum Insured thereon, then the Insured shall be considered as being his own Insurer for the
difference and shall bear a ratable proportion of the Loss accordingly. Provided, however, that if the sum Insured hereby on the property
Insured shall at the breaking out of such fire or at the commandment of such destruction or damage be not less than 85% (eighty-five
percent) of the collective value of the property Insured, this condition shall be of no purpose and effect. This condition will apply

SECTION - II GAS CYLINDERS IN TRANSIT:

The Company will indemnify the insured in respect of loss or damage to gas cylinders whether filled or empty by accident robbery or hold
up or theft whilst the same are in the hands of the insured and/or insured's authorized employees whilst in transit between the insured's
premises and the customer's premises Provided that the liability of the Company in respect of such loss or damage for anyone accident is
limited to 25000/-. and in anyone period of insurance is limited to 50000/-.

SECTION - III BURGLARY (CONTENTS)

The Company will indemnify the insured against.

(a) loss of or damage to the property described in Section II of the Schedule belonging to or held in trust (for which the Insured is
responsible) by the Insured whilst on the Business
Premises stated in the schedule caused by Burglary and Hold up

(b) damage liable to be borne by the Insured is caused to the premises described In the
Schedule hereto following upon or occasioned by any Burglary or any attempt threat by persons committing or attempting, to commit such
theft subject to maximum of 10% of Sum Insured under section 1(a) of the schedule

DEFINITION:

The term Burglary shall mean theft involving entry into or exit from the Insured premises by forcible and violent means or following
assault or violence or threat thereof to the insured or any employee of the Insured or member or the Insider's family

EXCEPTIONS:
The Company shall not be liable in respect of
i. loss or damage where any employee of the Insured or any member of the Insider's family is concerned as principal or accessory

ii. loss of or damage to livestock, pedal cycle, motor vehicles

iii. loss of or damage to money, securities for money, stamps, bullion deeds, bonds, bill of exchange, promissory notes, stock and
share certificates, business books, manuscripts documents of any kind, UN set precious stones and jewellry and valuables

iv. Loss or damage if the insured premises are left uninhabited by day and night for seven consecutive days and nights

SECTION - IV MONEY INSURANCE

The Company will indemnify the insured in respect of

a) Loss by accident or misfortune whilst the insured's money in the hands of the insured or the insurer's employees is in transit within a
radius of 25 km, from the insured's premises as stated in the schedule

b) Loss of or damage to money by Burglar whilst contained in safe, burglar resisting or otherwise in steel cupboards /cash box and/or
such other containers under lock & key

c)
Loss of money whilst In the insured's premises other than sale, during business hours, consequent in or following upon assault and/or
violence against the insured or any employee of the insured or any threat thereof, burglary and/or housebreaking provided always
that such monies are in the custody of the responsible employee entrusted with the work of handling cash,

Provided always that:

7/9
1. Co's liabil1ty in respect of anyone loss and for anyone year is limited to the sum or sums stated in the schedule.

2. In no event the Co. shall be liable for any loss which is not discovered within a period of 3 days from its occurrence and not notified to
the Company

3 . A complete account of cash received and sent through authorized employees for depositing in bank is kept
CONDITIONS

1)
A complete account of cash in the safe/cash box shall be kept secured in some place other than the said safe/cashbox and the
liability of the Company shall be limited to the amount actually shown by such record to be in the safe/cash box at the time of loss.

2)
It is further declared and agreed that this policy does not extend to cover the loss of money abstracted from the safe/ cash box
following the use of the key to the said safe/cash box of any duplicate thereof belonging to the insured unless such key has been
obtained by threats or violence

EXCEPTIONS
The Company shall not be liable in respect of

a)
loss of money where any employee of the insured or member of the Insured's family is concerned as principal or accessory or arising
out of or attributable to act of fraud dishonesty committed by one or more of the employees carrying the money

b) Shortage due to error or omission

c) loss or damage when the insured premises are left uninhabited day and night for seven consecutive days and nights

SECTION VI PEDAL CYCLES OR TRICYCLES

A) The Company will indemnify, the insured in respect of loss of or damage to the pedal cycles or tricycles belonging to .the insured by

a) Fire, lightning or External explosion

b) Burglary and/or theft

c) Riot. Strike or Malicious act

d) Accidental External means

e) Earthquake, flood, cyclone, storm, tempest and other similar convulsion of nature or atmospheric disturbances. Provided that
the liability of the company in respect of loss or damage in anyone period of insurance is limited to the actual market value of the
Pedal cycle or Tricycle so lost or damaged, but not exceeding the Sum insured stated in the schedule against such item(s),

B)
The Company will indemnify the insured in respect of all sums which the insured shall become lega11y liable to pay as
compensation and litigation expenses Incurred by .the insured with the Co.'s written consent for accidental death of or bodily Injury
to any person other than a member of the Insured's family or a person in the insured's service or being conveyed on such pedal
cycle, tricycle and/or accidental damage to property belonging to or in the custody or control of the insured or any member of the
insured's family of being conveyed on such pedal cycle, tricycle in the event or the accident caused by or happening through or in
connection with pedal cycles, tricycles insured hereunder provided that the liability of the Co. in respect of such compensation and
litigation expenses in anyone period of insurance is limited to Rs. 10,000/.

EXCEPTIONS:
The Company shall not be liable in respect of

i) Any accident, loss, damage caused by or 1hrough or in connection with Pedal cycle, Tricycle whilst it is being used for Hire or reward

ii) Damage caused by overloading or strain or mechanical breakdown

iii) Loss or damage to accessories by theft unless the pedal cycle/tricycle is stolen at the same lime.

iv) Loss or damage occurring whilst being used for racing or pace making or speed tests

v) The first Rs. 100/- of each and every loss arising under this subsection
CONDITIONS:

The Pedal Cycle, Tricycle should be properly locked when left unattended

VII PUBLIC LIABILITY:

The company will indemnify the insured (or in the event of the death of the insured his legal representative) against all sums which the
insured shall become legally liable to pay in the event of

a)
Accidental bodily Injury to any person (not being either a member of the insured's family or a person engaged in and upon the
service of the Insured at the time of occurrence giving rise to such injury nor a person claiming against the, insured under any
workmen's compensation act)

b)
Accidental damage to property (not being property of or belonging to or in the custody or under the control of the insured' or any
person in the services of the insured or upon which the insured or any such person is or has been working if that damage results
directly from such work) happening during the period of insurance specified in the schedule in connection with the Trade/Business as
described in1he schedule.

i) At any Insured's premises specified in the schedule

ii) At any registered address of the customers only whilst being installed by the insured under his employees.

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 iii) Whilst the Gas cylinders are being carried by the insured and/or his employees The maximum amount payable by the Company
as compensation including litigation expenses in respect of anyone claim or series of claims arising from one accident event and for
all accidents events during anyone period of insurance shall not exceed RS. 10,00,000/- (Rupees Ten Lakhs only).

EXCEPTIONS:

This section does not cover

1. Liability for personal injury or property damage

(a) Assumed by the insured under any agreement and which would not have attached in the absence of such agreement

(b) Not connected with the Insured's Trade/Business

(c) Caused by or arising in connection with the ownership possession use or control by or on behalf of the Insured Mechanically
propelled vehicles incomotive aircraft water born craft lifts elevators

(d) Due to defective sanitary arrangement or water pollution or poisoning of any kind or foreign or deleterious matter in food or
drink

(e) Caused by or a rising in connection with any commodity article or thing supplied repaired altered or treated by or to the order of
the insured

(f) Caused by the poor upkeep and maintenance of the premises insured

2.
Loss of or damage to that part of any liquefied petroleum gas equipments or appliance on which the insured or any servant or agent
of the insured is or has been working if that loss or damage results directly from such Work

CONDITION

In the event of the death of the Insured the Company will in respect of the liability incurred by the Insured indemnify the Insured's
personal representative in the terms of and subject to limitation of the policy under this section provided that such personal representative
shall as though they were insured, Observe fulfill and be subject to the terms. Exceptions and conditions of the policy so far as they are
applicable.

SECTION - XI ACCIDENTAL BREAKAGE TO PLATE GLASS

The Company will indemnify the Insured in respect of loss of or damage to fixed plate glass in the Insured premises by accidental
breakage, provided that the liability of the Company in respect of anyone loss or all losses in any one period of insurance is limited to the
sum set against in the schedule

SPECIAL EXCEPTIONS

The Company shall not be liable in respect of:

i) Breakage or damage during removal, alterations and/or repairs on or about the insured premises.
ii) Breakage of lettering unaccompanied by breakage or damage of glass
iii) Breakage of or damage to frames or framework of any description, unless specifically declared
iv) Disfiguration or scratching or damage of glass other than fractures extending through the entire thickness of glass
v)
Embossed. Silvered, lettered, ornamental, curved or any glass whatsoever, other than glass, which is plain, and of ordinary glazing
quality unless the same be specifically declared

vi) Breakage of glass not completely and securely fixed.

vii)
Loss or damage consequent upon interruption or delay of business or other loss, damage or injury arising from breakage of glass or
during replacement thereof.

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