HUDCO NIWAS HOME LOANS

Housing and Urban Development Corporation Limited

(A Government of India Enterprise)
An ISO 9001 : 2000 Registered Office : HUDCO Bhawan, India Habitat Centre, Lodhi Road, New Delhi-110003.
Certified Company Tel. No. : 011-24649610 Fax : 011-24648024 Website : www.hudco.org

INDIVIDUAL HOME LOAN APPLICATION FORM

Instructions
No. .......................
1. Please read the Hudco Niwas Home Loans latest 5. HUDCO reserve the right to reject any application at
brochure carefully. any stage without issuing any reason.
2. It may be ensured that the application is complete in 6. Please keep photocopies of all documents that are
every respect and all required documents are submitted to HUDCO, for your own record.
submitted with the application form.
7. Please ensure that documents (as per list enclosed)
3. Please fill up the application in block letters. have been attached with the application form.
4. If any column in the application form is not applicable, 8. Photocopy of all the documents submitted should be
please write N.A. self attested.
PERSONAL INFORMATION
1 2 3 4
Surname First Name Middle Name So/Wo/Do

Applicant

Co-Applicant

5 6 7 8 9 10 11
Date of Age Sex Marital Status Category Phone No. Qualification
Birth
M Single SC ST (R)__________________
Applicant Married
F OBC Others (M)__________________
Other

M Single SC ST (R)__________________
Co-Applicant Married
OBC Others
F Other (M)__________________

Applicant Co-Applicant
Current Residential Address Current Residential Address
_______________________________________________ _______________________________________________
_______________________________________________ _______________________________________________
_______________________________________________ _______________________________________________
_______________________ PIN No. ______________ _______________________ PIN No. ______________

Permanent Residential Address Permanent Residential Address

_______________________________________________ _______________________________________________
_______________________________________________ _______________________________________________
_______________________________________________ _______________________________________________
_______________________ PIN No. ______________ _______________________ PIN No. ______________
EMPLOYMENT INFORMATION
Applicant Co-Applicant
Employed Self Employed Employed Self Employed
Name & Address of Employer Nature of Business ________ Name & Address of Employer Nature of Business ________
_______________________ ________________________ _______________________ ________________________
_______________________ Profession _______________ _______________________ Profession _______________
_______________________ _______________________ ________________________
________________________
Designation _____________ Designation _____________
Address _________________ Address _________________
Ph. No. _________________ Ph. No. _________________
_____________________________ _____________________________
Salary p.m.______________ Salary p.m.______________
_____________________________ _____________________________
Other Income p.m.________ Other Income p.m.________
_____________________________ _____________________________
Annual Income __________ Annual Income __________
Ph. No. _________________ Ph. No. _________________
No. of Year in Service _____ No. of Year in Service _____
Retirement Age __________ Annual Income Rs. ________ Retirement Age __________ Annual Income Rs. ________
Nature of Job : Nature of Job :
Regular / Adhoc / Temporary Regular / Adhoc / Temporary
LOAN REQUEST
Purpose of Loan Type of Interest Rate Monthly EMI, Applicant
Amount Rs. ___________ and Co-Applicant can
Construction Purchase Fixed
comfortably pay
Repayment Period ______
Extension Improvement Floating
(in months) Purchase of plot Refinance (Rs.)____________p.m.

LOAN DETAILS
Requirement of Funds Sources of Funds
1. Total Purchase Price/ 1. Saving from Bank Rs. ________________________
Construction Cost. Rs. _______________ 2. Sale of Investments
(Fixed Deposits, Shares etc.) Rs. ________________________
2. Incidental Cost 3. Provident Fund
(Please specify) Rs. _______________ (Refundable/Non-refundable) Rs. ________________________
4. Amount already spent Rs. ________________________
3. Other costs Rs. _______________ 5. Other Sources
(Please specify) (Please specify) Rs. ________________________
6. Loan requirement
from HUDCO Rs. ________________________

Total (1+2+3) Rs. _______________ Total (1+2+3+4+5+6) Rs. ________________________

ASSETS & LIABILITIES STATEMENT

Particulars Applicant Co-Applicant Particulars Applicant Co-Applicant
(Rs.) (Rs.) (Rs.) (Rs.)
Immovable Property __________ ____________ Loan From :
Current Balance in a) Employer __________ ____________
Provident Fund __________ ____________ b) Provident Fund __________ ____________
Other Assets c) Credit Society __________ ____________
i) __________ ____________ d) Bank __________ ____________
ii) __________ ____________ e) Family & Friends __________ ____________
iii) __________ ____________ f) Others __________ ____________
Savings in Bank __________ ____________ Please Indicate :
LIC Policy __________ ____________ i) Aggregate of
(with maturity date) Outstanding Loan __________ ____________
NSC __________ ____________ ii) Instalment
(with maturity date) payable per month __________ ____________
BANK ACCOUNT DETAILS
Name of the Account Name of Bank Branch Address Account Account No.
Holder

Current
Applicant
Saving

Current
Co-Applicant
Saving

(Please attach photocopy of cheque leaf)

Details

PAN No. _____________________

Affix recent Affix recent (Attach Photocopy)
photograph of photograph of
Income Tax Ward No. : _____________________
Applicant Co-Applicant
(Attach Photo Copies)
with Signature with Signature
E-mail _____________________
Fax No. _____________________

File No. (For offices use only) _____________________

DETAILS OF PROPERTY TO BE PURCHASED/CONSTRUCTED/EXTENDED/IMPROVED/REFINANCED/PLOT

Address of the property :- Area of land :_________ in sq. meter

(Full Address with Pin Code)
Built up Area :_________ in sq. meter
Cost of land :Rs.________________________
Cost of Construction/
Purchases/Extension/
Improvement :Rs.________________________

GENERAL
Yes No Yes No
-Are you the sole owner of the housing Unit -Has the applicant or the spouse of the
-Is the legal title of housing unit clear Applicant earlier applied to HUDCO for loan :
(if no give reasons)
-Will HUDCO be able to obtain the first -Has the applicant given guarantee for any
Mortgage of the Housing unit : borrower of HUDCO
-Do you propose to rent the housing Unit -If yes, name of borrower(s) :____________________
-Are you an existing deposit holder of -What other security will you be able to provide :________
HUDCO's Public Deposit Scheme
(if yes, give detals) : ______________________________________________

GUARANTOR
1. Name :________________________________________________________________________
2. Age :_______________________________3. Date of Birth ____________________________
4. Monthly/Annual Income (Rs.) : _________________________________________________________
5. Residential Address :_________________________________________________________________
6. Phone No. :(R) ____________________________________ Mobile __________________________
REFERENCE (NAME & ADDRESS OF TWO REFEREES, NOT RELATED TO APPLICANT/CO-APPLICANT)

1. _________________________________________ 2. _________________________________________

_________________________________________ _________________________________________

_________________________________________ _________________________________________

Phone (Off.) ______________ (Res.) ____________ Phone (Off.) ______________ (Res.) ____________

Mobile No. ________________________________ Mobile No. ________________________________

DECLARATION

I/We, declare that all the information given in the application form are true, correct and complete and I/
We understand based on this information, HUDCO may decide to grant loan to me/us. I/We assure that
I/We have/had no insolvency proceedings against me/us nor have I/We ever been adjudicated insolvent
and further confirm that I/We have read the brochure and understood the contents. I/We agree that
HUDCO may take up such references and make such enquiries in respect of this application, as it may
deem necessary. I/We undertake to inform HUDCO regarding any changes in my/our occupation/
employment / address and to provide any further information that you may require. I/We also undertake
to authorize my/our employer(s) to deduct Equated Monthly Installments from my/our salary and remit
the same to HUDCO directly every month. I/We agree that my/our loan shall be governed by rules &
regulations of of HUDCO, which may be in force on me/us from time to time. I/We further agree for
disclosure of the information/data to CIBIL (Credit information company), under "The Credit information
companies (Regulation) Act, 2005."

Applicant's Signature ______________________ Co-Applicant's Signature ____________________

Date :________________ Date :________________

Place :________________ Place:________________