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Credit Rating Procedure in Nepal

- The document is the Rating Regulations, 2068 which regulates and systematizes the rating business in Nepal. [It outlines provisions for mandatory rating and joint venture agreements.] - Key points include provisions for mandatory rating for large public issues of shares and bonds, and the process for foreign rating agencies to establish joint ventures in Nepal for rating business through agreements with the Securities Board. - Details application requirements for joint venture agreements including documents establishing the foreign agency's credentials, ownership structure of the proposed joint venture, and the agency's rating experience and qualifications.
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0% found this document useful (0 votes)
96 views

Credit Rating Procedure in Nepal

- The document is the Rating Regulations, 2068 which regulates and systematizes the rating business in Nepal. [It outlines provisions for mandatory rating and joint venture agreements.] - Key points include provisions for mandatory rating for large public issues of shares and bonds, and the process for foreign rating agencies to establish joint ventures in Nepal for rating business through agreements with the Securities Board. - Details application requirements for joint venture agreements including documents establishing the foreign agency's credentials, ownership structure of the proposed joint venture, and the agency's rating experience and qualifications.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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nfu" ldlt @)^*.)#.

@@
klxnf] ;+zf]wg nfu" ldlt @)&$.)!.@@
qm]l86 /]l6Ë lgodfjnL, @)^*
qm]l86 /]l6Ë Joj;fonfO{ lgoldt / Jojl:yt ug]{ p2]Zon] lwtf]kq ;DaGwL P]g, @)^# sf] bkmf !!^ n] lbPsf]
clwsf/ k|of]u u/L g]kfn ;/sf/sf] :jLs[lt lnO{ g]kfn lwtf]kq af]8{n] b]xfosf lgodx? agfPsf] 5 .

kl/R5]b — !
k|f/lDes

!= ;+lIfKt gfd / k|f/DeM -!_ oL lgodx?sf] gfd æqm]l86 /]l6Ë lgodfjnL, @)^*Æ /x]sf] 5 .
-@_ of] lgodfjnL g]kfn lwtf]kq af]8{n] tf]s]sf] ldltb]lv nfu" x'g]5 .

@= kl/efiffM ljifo jf k|;+Ën] csf]{ cy{ gnfu]df o; lgodfjnLdf,–


-s_ æcg'dltkqÆ eGgfn]] qm]l86 /]l6Ë ;DaGwL Joj;fo ug{sf nflu lgod !) sf] pklgod -@_
adf]lhd k|bfg ul/Psf] cg'dltkq ;Demg'k5{ .
-v_ æP]gÆ eGgfn] lwtf]kq ;DaGwL P]g, @)^# ;Demg'k5{ .
-u_ æsDkgLÆ eGgfn] sDkgL P]g, @)^# df pNn]v eP adf]lhdsf] sDkgL ;Demg'k5{ .
-3_ æqm]l86 /]l6ËÆ eGgfn] d'Votof lgisfzgstf{sf] lwtf]kq, s'g} JolQm jf ;+ul7t ;+:yfsf]
;fvsf] u'0f:t/ ;DaGwdf d"NofÍg ug]{ tyf /fo k|s6 ug]{ nufot tT;DaGwL k|lqmof ;d]t
;Demg'k5{ .
-ª_ æq]ml86 /]l6Ë ;+:yfÆ eGgfn] qm]l86 /]l6Ë Joj;fo ug{ af]8{af6 cg'dlt k|fKt ;+:yf ;Demg'
k5{ .
-r_ æv'b ;DklQ -g]6jy{_Æ eGgfn] ;+ul7t ;+:yfsf] ;]o/sf] r'Qmf k"FhL tyf hu]8f sf]ifx?
-;DklQsf] k'gd{"NofÍgaf6 l;lh{t sf]ifafx]s_ sf] s'n hf]8df ;l~rt gf]S;fgLsf] s'n /sd /
ckn]vg ug{ afFsL :yug tyf ljljw vr{x? 36fO{ afFsL /xg hfg] s'n /sd ;Demg'k5{ .
-5_ æu|fxsÆ eGgfn] qm]l86 /]l6Ë;DaGwL ;]jf k|fKt ug]{ ;+:yf jf JolQm ;Demg'k5{ .
-h_ æaf]8{Æ eGgfn] P]gsf] bkmf # adf]lhd :yfkgf ePsf] g]kfn lwtf]kq af]8{ ;Demg'k5{ .
-em_ æJolQmÆ eGgfn] k|fs[lts JolQm, ;+ul7t ;+:yf, sDkgL jf lgsfonfO{ ;Demg'k5{.
-`_ æ/]l6Ë ;+s]tÆ eGgfn] lgisfzgstf{n] k|of]udf Nofpg] u/L o; lgodfjnLsf] clwgdf /xL
lwtf]kq ;DaGwdf qm]l86 /]l6Ë ;+:yfn] :t/dfg hgfpg] ;+s]t jf cGo :t/dfg ckgfP/
JoQm u/]sf] wf/0ffnfO{ ;Demg'k5{ .
-6_ æ/]l6Ë ;ldltÆ eGgfn] qm]l86 /]l6Ë ;+:yfn] /]l6Ë ug]{ k|of]hgsf nflu u7g u/]sf] ;ldltnfO{
;Demg'k5{ .
-7_ æd'Vo z]o/wgLÆ eGgfn] PSn} jf cfˆgf]] Psf3/ kl/jf/sf] ;b:o jf ;xfos sDkgL jf d'Vo
sDkgL ;a}sf] ldnfP/ qm]l86 /]l6Ë ;+:yfsf] s'n r'Qmf k'FhLsf] sDtLdf bz k|ltzt z]o/
u|x0f u/]sf] jf s'n dtbftf ;+Vofsf] sDtLdf bz k|ltzt dtbfgsf] clwsf/ ePsf] JolQm jf
lgsfo ;Demg'k5{ .
-8_ æ;+rfnsÆ eGgfn] qm]l86 /]l6Ë ;+:yfsf] ;+rfns ;ldltsf] ;b:o ;Demg'k5{ / ;f] zAbn]
cWoIf jf j}slNks ;~rfns ;d]tnfO{ hgfpFb5 .
-9_ æ;xdltkqÆ eGgfn] ljb]zL qm]l86 /]l6Ë ;+:yfn] g]kfndf ;+o'Qm nufgLdf qm]l86 /]l6Ë ;+:yf
:yfkgf u/L ;+rfng ug{ jf]8{af6 k|bfg ul/g] ;xdltkq ;Demg'kb{5 .
-0f_ æ;+ul7t ;+:yfÆ eGgfn] lwtf]kq ;DaGwL P]g, @)^# df kl/efiff ePadf]lhdsf] ;+:yf
;Demg'k5{ .
kl/R5]b–@
qm]l86 /]l6Ësf] clgjfo{tf tyf ;xdltkq ;DaGwL Joj:yf

#= qm]l86 /]l6Ë u/fpg' kg]{M -!_ s'g} klg ;+ul7t ;+:yfn] b]xfo adf]lhdsf] s'g} lwtf]kq ;fj{hlgs
lgisfzg ug]{ ePdf lgisfzg ug'{ k"j{ qm]l86 /]l6Ë ;+:yfdfkm{t /]l6Ë u/fP/ dfq lgisfzg ug{'kg]{5 M—
-s_ sDtLdf tLg s/f]8 ?k}ofF eGbf a9L d"Nosf] ;]o/sf] ;fj{hlgs tyf xsk|b lgisfzg,
t/, af]8{n] cfjZos b]v]df tLg s/f]8 ?k}ofF feGbf sd d"Nosf] ;]o/sf]
lgisfzgdf klg /]l6Ë u/fpg'kg]{ u/L ;fj{hlgs ;"rgf u/L tf]Sg ;Sg]5 .
-v_ l8j]Gr/ tyf cGo C0fkq lgisfzg,
-u_ cu|flwsf/ ;]o/ lgisfzg,
-3_ c+lst d"Nodf lk|ldod yk u/L ;+ul7t ;+:yfn] ug{] k|fylds lgisfzg, kmb{/ klJns
O:o', xsk|b lgisfzg tyf cGo lgisfzg,
-ª_ af]8{n] tf]lslbP adf]lhd cGo lwtf]kq jf pks/0f .
-@_ lwtf]kqsf] /]l6Ë ;DaGwdf k|fKt kl/0ffd pklgod -!_adf]lhd lwtf]kq lgisfzg ug'{k"j{
k|sfzg ul/g] laqmL k|:tfj÷ljj/0fkq÷cGo ;fj{hlgs ?kdf k|sflzt x'g] ljj/0fdf ;dfj]z ug'{
kg]5{ .
-#_ lgisfzgstf{n] ;fj{hlgs ?kdf k|sflzt x'g] ljj/0f k|sfzg ubf{ cGo lgodg lgsfo
-g]kfn /fi6« a}+s, aLdf ;ldlt jf cGo_ sf] Joj:yf cg';f/ /]l6Ë ul/Psf] eP ;f] ;d]t pNn]v ug'{
kg]5 { .
-$_ a}+s jf ljQLo ;+:yfaf6 C0f ;'ljwf lng rfxg]n] ;d]t o; lgodfjnL adf]lhd qm]l86
/]l6Ë u/fpg ;Sg]5 .
-%_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtf klg a}+s jf ljQLo ;+:yfaf6 C0f
;'ljwf lng rfxg]n] o; lgodfjnL adf]lhd qm]l86 /]l6Ë u/fpg' kg]{ u/L g]kfn /fi6« a}+sn] tf]lslbPdf
C0f ;'ljwf pkef]u ug{ rfxg]n] o; lgodfjnL adf]lhd qm]l86 /]l6Ë u/fpg'kg]{ 5 .
-^_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtfklg qm]l86 /]l6Ë Joj;fo ug{ s'g}
sDkgLn] af]8{af6 cg'dlt kq k|fKt gu/];Dd o; lgodfjnL adf]lhd /]l6Ë ug{ clgjfo{ x'g] 5}g .
-&_ lwtf]kq ahf/sf] lxtnfO{ Wofgdf /fv]/ o; lgoddf pNn]v ePsf Joj:yfdf jf s'g} vf;
lwtf]kqnfO{ qm]l86 /]l6Ë ug'{ gkg]{ u/L 5'6 lbg'k/]df af]8{n] ;fj{hlgs ;"rgf k|sfzg u/]/ To:tf] 5'6
lbg ;Sg]5 .
!1
$= ;xdltkq;DaGwL Joj:yfM -!_ lgod !% sf] pklgod -@_ sf] v08 -v_ adf]lhd of]Uotf
k'u]sf ljb]zdf :yflkt qm]l86 /]l6Ë Joj;fo ul//x]sf ;+:yf jf ;xfos sDkgL dfkm{t qm]l86
/]l6Ë ul//x]sf ;+:yfn] sDtLdf PsfpGg k|ltzt / a9Ldf krxQ/ k|ltzt :jfldTj u|x0f u/L
k|rlnt sfg'g adf]lhd g]kfndf ;+o'Qm nufgLdf sDkgL :yfkgf u/L qm]l86 /]l6Ë Joj;foLsf]
?kdf sfd ug{ rfx]df af]8{af6 qm]l86 /]l6Ë sDkgL :yfkgf ug]{ ;xdlt kq k|fKt ug{ lgj]bg
lbg ;Sg]5 .
@2
-@_ pklgod -!_ adf]lhdsf] ;xdltkq k|fKt ug{sf] nflu ;DalGwt ljb]zL ;+:yfn]
b]xfosf] ljj/0f tyf sfuhft ;lxt af]8{ ;dIf lgj]bg lbg'kg]{5M–
-s_ lgj]bs ;+:yf ljb]zdf btf{ x'Fbfsf] btf{ k|df0fkqsf] k|dfl0ft k|ltlnlk,
-v_ lgj]bs ;+:yfsf] k|aGwkq tyf lgodfjnL, ;+:yfks ;DaGwL ljj/0f / tt\ ;DaGwL
sfuhftsf] k|dfl0ft k|ltlnlk,

!1 qm]l86 /]l6Ë -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg


@2 qm]l86 /]l6Ë -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg
-u_ lgj]bs ;+:yfn] g]kfndf qm]l86 /]l6Ë ;DaGwL sfd ug]{ ;DaGwdf ;+rfns ;ldltn]
u/]sf] lg0f{osf] k|ltlnlk,
-3_ lgj]bs ;+:yfsf] kl5Nnf] tLg aif{sf] n]vf kl/If0f k|ltj]bg,
-ª_ lgj]bs ljb]zdf qm]l86 /]l6Ë ;DaGwL sfo{ ug{ cg'dltkq k|fKt ;+:yf ePdf b]xfo
adf]lhdsf] ljj/0fM
-c_ ;DalGwt lgodg lgsfoaf6 qm]l86 /]l6Ë ;DaGwL sfo{ ug{ k|fKt cg'dltkqsf]
k|dfl0ft k|ltlnlk
-cf_ ljut tLg aif{df qm]l86 /]l6Ë ;DaGwL u/]sf] sfo{ ;DaGwL ljj/0f,

-r_ lgj]bs ;+:yfn] qm]l86 /]l6Ë ;DaGwL sfo{ ug{ cg'dltkq k|fKt gu/]sf] t/ ;xfos
sDkgLn] qm]l86 /]l6Ë sfo{ ug{ cg'dltkq k|fKt u/]sf] ePdf b]xfo adf]lhdsf] ljj/0fM
-c_ ;xfos sDkgLsf] k|aGwkq tyf lgodfjnL jf tt\ ;DaGwL sfuhftsf] k|dfl0ft
k|ltlnlk,
-cf_ lgj]bs ;+:yf / ;xfos sDkgLsf] ;DaGw v'Ng] sfuhft / ;xfos sDkgL] btf{
ePsf] k|df0fkqsf] k|dfl0ft k|ltlnkL,
-O_ ;xfos sDkgLn] ;DalGwt lgodg lgsfoaf6 qm]l86 /]l6Ë ;DaGwL sfo{ ug{ k|fKt
cg'dltkqsf] k|dfl0ft k|ltlnlk
-O{_ ;xfos sDkgLn] ljut tLg aif{df qm]l86 /]l6Ë ;DaGwL u/]sf] sfo{ ;DaGwL
ljj/0f,
-p_ ;xfos sDkgLsf] kl5Nnf] n]vfkl/If0fsf] k|ltj]bg
-pm_ qm]l86 /]l6Ë ;DaGwL g]kfndf :yfkgf x'g] sDkgLnfO{ k|fljlws ;xof]u ug]{
;DaGwdf v'nfOPsf] ;Demf}tf,
-5_ lgj]bs sDkgL / g]kfnL kIfaLr ePsf] ;+o'Qm nufgL ;Demf}tfsf] k|ltlnlk,
-h_ :yfkgf ul/g] sDkgLsf] ;+:yfksx?sf] z]o/ :jfldTj ;DaGwL ljj/0f tyf ljb]zL
sDkgLn] lgod !% sf] pklgod -@_ sf] v08 -v_ adf]lhdsf] Joj:yf k"/f u/]sf]
pb\3f]if0f,

-em_ qm]l86 /]l6Ë ;+:yf :yfkgf ug{ rfxg] lgj]bs ;+:yfsf] cg';"rL–$ adf]lhdsf] 9fFrfdf
ljj/0f tyf sfuhft,
-`_ ljb]zL qm]l86 /]l6Ë sDkgLsf] k|ltlglw ;DaGwL hfgsf/L,
-6_ af]8{n] dfu u/]sf cGo cfjZos ljj/0f tyf sfuhft .
-#_ pklgod -@_ adf]lhd k|fKt lgj]bg / ;+nUg ljj/0f tyf sfuhft hfFra'em ubf{
;DalGwt ljb]zL ;+:yfnfO{ g]kfndf qm]l86 /]l6Ë ;+:yf :yfkgf ug{ ;xdltkq k|bfg ug{ pko'Qm
b]v]df af]8{n] lgj]bsnfO{ cg';"rL–* adf]lhdsf] 9fFrfdf ljb]zL ;+:yfsf] gfddf ;xdltkq k|bfg u/L
;f]sf] hfgsf/L sDkgL /lhi6«f/sf] sfof{nonfO{ lbg]5 .
-$_ pklgod -#_ df h'g;'s} s'/f n]lvPsf] ePtf klg lgj]bg ;fy k|fKt ljj/0f tyf
sfuhft hfFra'´ ubf{ af]]8{n] cfjZos b]v]df lgj]bsaf6 yk ljj/0f jf sfuhft dfu ug{, :ki6
u/fpg, ;+zf]wg u/fpg jf yk36 u/fpg ;Sg]5 .
-%_ o; lgodadf]lhd ;xdltkq k|fKt u/L :yflkt sDkgLn] af]8{af6 cg'dltkq k|fKt gu/L
qm]l86 /]l6Ë ;DaGwL Joj;fo ug{;Sg] 5}g .
-^_ o; lgod adf]lhd ;xdltkq k|fKt u/]sf] ;+:yfn] b'O{ jif{leq qm]l86 /]l6Ë ;+:yf :yfkgf
u/L cg'dltkqsf] nflu lgj]bg k]z gu/]df To:tf] ;xdltkq :jtM vf/]h ePsf] dflgg]5 .
kl/R5]b–#
cg'dltkq ;DaGwL Joj:yf

%= qm]l86 /]l6Ë ;+:yf ;+rfng ug{ cg'dltkq lng'kg]{M -!_ lgod !% sf] pklgod -@_ adf]lhd of]Uotf
k"/f u/]sf d"Vo z]o/wgL ePsf qm]l86 /]l6Ë ;+:yfsf] ?kdf sfd ug{ rfxg] ;+ul7t ;+:yfn] af]8{af6
cg'dlt k|fKt u/]/ dfq qm]l86 /]l6Ë ;DaGwL sfd ug{;Sg] 5 .
-@_ s;}n] klg o; lgodfjnL adf]lhd cg'dltkq k|fKt gu/L s;}sf] qm]l86 /]l6Ë ug]{ jf ;f]
sfo{ ;DaGwL s'g} /fo k/fdz{ lbg] sfo{ ug{ kfpg] 5}g .

^= cg'dltkqsf nflu lgj]bg lbg' kg]{M qm]l86 /]l6Ë ;+:yfsf] ;+rfngsf] nflu cg'dltkq k|fKt ug{sf]
nflu cg';'rL-! adf]lhdsf] 9fFrfdf cg';"rL-@ adf]lhdsf] lgj]bg b:t'/ / b]xfosf] ljj/0f tyf
sfuhft;lxt af]8{ ;dIf lgj]bg lbg' kg]{5 M–
-s_ ;+ul7t ;+:yf btf{ k|df0fkqsf] k|dfl0ft k|ltlnlk,
-v_ ;+ul7t ;+:yfsf] k|aGwkq tyf lgodfjnLsf] k|dfl0ft k|ltlnlk,
-u_ sfo{sf/L k|d'v tyf ;+rfns ;ldltsf kbflwsf/Lsf] cg';'rL–# adf]lhdsf] ljj/0f,
-3_ qm]l86 /]l6Ë ;+:yfsf] ;+:yfks ;+ul7t ;+:yf ePdf cg';"rL–$ adf]lhdsf] ljj/0f,
t/ lgod $ adf]lhd ;xdltkq k|fKt ljb]zL ;+:yfsf] xsdf klxn] k]z u/]sf]
ljj/0fdf ePsf km/sdfq k]z u/] klg k'Ug]5 .
-ª_ cg'dltkq k|fKt ug]{ ;DaGwdf ;+rfns ;ldltsf] lg0f{osf] k|dfl0ft k|ltlnkL,
-r_ cfufdL tLg cfly{s jif{sf] k|If]lkt ljQLo ljj/0f ;dfj]z ePsf] Joj;flos of]hgf .

&= lgj]bg pk/ hfFra'em ug]{M -!_ af]8{n] lgod ^ adf]lhd k|fKt lgj]bg tyf ljj/0f / sfuhft hfFra'´
ug]{5 .
-@_ pklgod -!_ adf]lhd k/]sf] hfFra'em ubf{ cfjZos b]lvPdf af]]8{n] yk ljj/0f jf
sfuhft dfu ug{ ;Sg] 5 .
-#_ o; lgod adf]lhd lgj]bg pk/ hfFra'em ubf{ lgj]bsnfO{ cg'dltkq k|bfg ug{
pko'Qm b]lvPdf qm]l86 /]l6Ë ;]jf ;~rfngsf nflu cfjZos k"jf{wf/ tof/ ug{ af]8{n] lgj]bsnfO{
;"rLt ug]{5 .

*= k"jf{wf/ tof/ ug'{ kg]{M -!_ lgod & sf] pklgod -#_ adf]lhd af]8{n] ;"rLt u/]sf] ^ dlxgf leq
lgj]bs ;+:yfn] b]xfo adf]lhdsf] k"jf{wf/ Joj:yf u/L ;f]sf] hfgsf/L af]8{ ;dIf k]z ug'{ kg]{ 5M–
-s_ sfof{no /x]sf] :yfg / sfof{nodf /x]sf ;'ljwf / If]qkmn,
-v_ sfof{no pks/0fx? / cg'dlt k|flKt kZrft\ Joj;fo ;+rfng ug{ k|of]u
ul/g] hfgsf/L, ljin]if0f ug]{ ;fdfu|L tyf sDKo'6/ k|ljlw -;km\6j]/_ cfkm}n]
Joj:yf ug]{ jf cGoaf6 k|fKt ug]{,
-u_ ;+u7g ;+/rgf / sfo{ ljefhg ;DaGwL Joj:yf,
-3_ cg';"rL–% adf]lhdsf] 9fFrfdf qm]l86 /]l6Ë Joj;fodf k|of]u ul/g]
hgzlQmsf] ljj/0f
#3
-@_ sDkgLn] lgod !% sf] pklgod -@_ sf] v08 -v_ adf]lhd of]Uotfsf] k|of]hgsf]
nflu cfjZos hgzlQm tyf k|ljlws ;xof]u pknAw u/fpg] ;Demf}tf u/]sf]
ca:yfdf ;f] ;Demf}tf axfn /x]sf] eP pklgod -!_ sf] v08 -v_, -u_ / -3_ sf]
Joj:yf clgjfo{ x'g] 5}g .
(= k"jf{wf/sf] lg/LIf0f ug]{M -!_ lgod * adf]lhd tof/ u/]sf] k"jf{wf/ ;DaGwdf lgj]bsn] af]8{nfO{
hfgsf/L u/fpg'kg]{ 5 .

#3 qm]l86 /]l6Ë -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg


-@_ pklgod -!_ adf]lhd k"jf{wf/ tof/ u/]sf] hfgsf/L k|fKt ePsf] kG3| lbg leq af]8{n]
:ynut lg/LIf0f tyf hfFra'´ ug]{5 .
-#_ pklgod -@_ adf]lhd lg/LIf0f tyf hfFra'em ubf{ k"jf{wf/ ;DaGwdf u/]sf] Joj:yf
ckof{Kt b]lvPdf af]8{n] lglZrt ;dofjlw tf]sL lgj]bsnfO{ yk Joj:yf ug{ nufpg ;Sg]5 .
-$_ pklgod -#_ adf]lhd yk ;dofjlw tf]lsPsf]df ;f] ;dofjlw leq cfjZos k"jf{wf/sf]
Joj:yf u/L af]8{nfO{ hfgsf/L u/fpg'kg]{ 5 .

!)= cg'dltkq k|bfg ug]{M -!_ lgod ( adf]lhd lgj]bsn] tof/ u/]sf] k"jf{wf/ plrt b]lvPdf qm]l86 /]l6Ë
Joj;fo ;+rfng ug{ cg';"rL–@ adf]lhdsf] cg'dltkq b:t'/ a'emfpg af]8{n] ;"rLt ug]{5 .
-@_ lgj]bsaf6 pklgod -!_ adf]lhdsf] b:t'/ k|fKt ePkl5 af]8{n] cg';"rL–^ adf]lhdsf]
9fFrfdf cg'dltkq k|bfg ug]{]5 .

!!= cg'dltkq gjLs/0fM -!_ qm]l86 /]l6Ë ;+:yfn] k|To]s cfly{s jif{sf] nflu cg'dltkq cjlw ;dfKt
ePsf] tLg dlxgfleq cg';'rL–@ adf]lhdsf] gjLs/0f z'Ns;lxt cg';"rL-& adf]lhdsf] 9fFrfdf af]8{
;dIf lgj]bg lbO{ cg'dltkq gjLs/0f u/fpg' kg]{5 .
-@_ cfly{s jif{ ;dfKt ePsf] tLg dlxgfleq gjLs/0fsf] nflu lgj]bg k]z gug]{ qm]l86 /]l6Ë
;+:yfn] pQm Dofb ;dfKt ePkl5 cg'dltkq gjLs/0f gu/];Dd qm]l86 /]l6Ë ug{ kfpg] 5}g .
-#_ o; lgodfjnL adf]lhd af]8{ ;dIf k]z ug'{ kg]{ z'Ns jf b:t'/ k]z gug]{ qm]l86 /]l6Ë
;+:yfn] To:tf] z'Ns jf b:t'/ ga'emfP;Dd cg'dltkq gljs/0f ul/g] 5}g .
-$_ kl/R5]b–^ adf]lhd af]8{df k]z ug'{ kg]{ ljj/0f k]z gug]{ qm]l86 /]l6Ë ;+:yfsf]
cg'dltkq gjLs/0f sfo{ af]8{n] /f]Ssf /fVg ;Sg]5 .

!@= cg'dltkq lgnDag, vf/]hL tyf cGo sf/afxLM -!_ qm]l86 /]l6Ë ;+:yfn] P]g tyf P]g cGt{ut ag]sf
lgodfjnL jf af]8{n] ;do ;dodf hf/L u/]sf lgb]{zgx?sf] af/Daf/ pNn+3g u/]sf] eGg]
cg';Gwfgaf6 k'li6 ePdf jf qm]l86 /]l6Ë ;+:yfsf] sfo{af6 nufgLstf{sf] lxtljk/Ltsf sfo{ ePsf]
b]lvPdf af]8{n] lnlvt :kli6s/0f dfu u/L To:tf] ;+:yfsf] cg'dltkq lgnDag jf vf/]h ug]{ sfo{
k|f/De ug{]5 .
t/, o;/L cg'dltkq lgnDag jf vf/]h ug'{ cl3 af]8{n] ;DalGwt qm]l86 /]l6Ë ;+:yfnfO{
;kmfO{ k|:t't ug]{ k"0f{ df}sf k|bfg ug]{5 .
-@_ qm]l86 /]l6Ë ;+:yf jf ;f]sf kbflwsf/Ln] unt dg;fo /fvL jf hfgLhfgL unt /]l6Ë
u/]sf] k|dfl0ft ePdf ;DalGwt sDkgL jf kbflwsf/LnfO{ P]g adf]lhd sf/afxL ul/g]5 .
-#_ qm]l86 /]l6Ë ;+:yfsf] cg'dltkq lgnDag, vf/]h jf cGo sf/afxL ;DaGwL Joj:yf g]kfn
lwtf]kq af]8{;DaGwL lgodfjnL cg';f/ x'g]5 .

kl/R5]b–$
k"FhL, :jfldTj tyf of]Uotf;DaGwL Joj:yf

!#= Go"gtd k"FhL tyf cfly{s ;|f]tM -!_ o; lgodfjnL adf]lhd qm]l86 /]l6Ë Joj;fo ug{ rfxg] sDkgLsf]
r'Qmf k"FhL slDtdf b'O{ s/f]8 ?k}ofF tyf g]6jy{ sDtLdf r'Qmf k"FhLsf] krxQ/ k|ltzt x'g'kg]{ 5 .
-@_ af]8{n] cfjZostf x]/L r'Qmf k"FhLdf yk u/fpg jf g]6jy{ tyf cGo cfly{s ;|f]t ;DaGwL
Joj:yf tf]Sg ;Sg]5 .
-#_ o; lgodfjnL adf]lhd cg'dltkq k|fKt qm]l86 /]l6Ë Joj;foLsf] d"Vo z]o/wgL jf
;+:yfks z]o/wgLn] u|x0f u/]sf] z]o/ laqmL jf x:tfGt/0f ug'{k/]df af]8{sf] :jLs[lt lnP/ dfq laqmL
jf x:tfGt/0f ug{ ;lsg]5 .
-$_ o; lgodfjnL adf]lhd cg'dltkq k|fKt qm]l86 /]l6Ë ;+:yfn] lwtf]kqsf] ;fj{hlgs
lgisfzg ug{ ;Sg] 5}g .
!$= :jfldTj u|x0f ug{ g;Sg]M -!_ b]xfosf] s'g} klg JolQm qm]l86 /]l6Ë ;+:yfsf] ;+:yfks x'g jf :jfldTj
u|x0f ug{ of]Uo x'g] 5}g M–
-s_ g}lts ktg b]lvg] kmf}Hbf/L cleof]udf s;'/bf/ 7x/]sf],
-v_ e|i6frf/ jf 7uLsf] s;"/df cbfntaf6 ;hfo kfPsf],
-u_ ;fx"sf] C0f ltg{ g;sL bfdf;fxLdf k/]sf] eP bfdf;fxLdf k/]sf] kfFr jif{ k"/f
gePsf],
-3_ shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf /x]sf] eP pQm ;"rLaf6 x6]sf] tLg aif{ k"/f
gePsf],
-ª_ af]8{, lwtf]kq ahf/, lwtf]kq Joj;foL jf ;"rLs[t ;+ul7t ;+:yfdf s'g} nfesf]
kb u|x0f u/]sf]],
-@_ qm]l86 /]l6Ë ;+:yfsf] :jfldTj u|x0f u/]sf] s'g} JolQm pklgod -!_ adf]lhd cof]Uo x'g
uPdf To;/L cof]Uo ePsf] 5 dlxgfleq of]Uo JolQmnfO{ :jfldTj x:tfGt/0f ug'{ kg]{ 5 .
!%= qm]l86 /]l6Ë ;+:yfsf] Go"gtd of]UotfM -!_qm]l86 /]l6Ë ;+:yfsf] cg'dltkqsf nflu cfj]bg lbg] ;+ul7t
;+:yfsf] b]xfo adf]lhdsf] of]Uotf /x]sf] x'g'kg]{ 5M–
-s_ sDkgL ;DaGwL k|rlnt sfg"g adf]lhd lnld6]8 sDkgLsf] ?kdf btf{ ePsf],
-v_ pklgod -@_ df pNn]v eP adf]lhd of]Uotf ePsf d'Vo z]o/wgLsf] sDtLdf
PsfpGg k|ltzt z]o/ :jfldTj /x]sf],
-u_ v08 -v_ df h'g;'s} s'/f n]lvPsf] ePtf klg pklgod -@_ sf] v08 -v_ df pNn]v
eP adf]lhd ljb]zL qm]l86 /]l6Ë ;+:yfsf] clgjfo{ ?kdf Go"gtd kRrL; k|ltzt
z]o/ :jfldTj /x]sf],
-3_ sDkgLsf ;+rfns tyf ;+:yfks s'g} k|sf/sf] 7uL, hfn;fhL jf g}lts ktg b]lvg]
s'g} ck/fwdf ;hfo gkfPsf] jf P]g tyf lgod kfngf gu/]sf]df ;hfo gkfPsf],
-ª_ shf{ ;"rgf s]Gb| jf s'g} lgodg lgsfosf] sfnf] ;"rLdf /x]sf] eP pQm ;"rLaf6
x6]sf] tLg aif{ k"/f gePsf],
-r_ bfdf;fxLdf gk/]sf],
-5_ sDkgL jf lgod !% sf] pklgod -@_ sf] v08 -v_ df plNnlvt ljb]zL ;+:yf;Fu
qm]l86 /]l6Ë ;DaGwdf cg'ejL tyf bIf hgzlQm /x]sf],
t/ sDkgLdf cy{zf:q, jfl0fHo zf:q, ljQ, n]vf, jf jfl0fHo sfg'g laifodf
dfGotf k|fKt lzIf0f ;+:yfaf6 sDtLdf :gftsf]Q/ pkflw xf;Ln u/]sf] sDtLdf b'O{ /
rf6{8{ PsfpG6]G;Lsf] pkflw xfl;n u/L g]kfn rf6{8{ PsfpG6]G6 ;+:yfaf6 dfGotf
k|fKt u/]sf] sDtLdf b'O{ sd{rf/L clgjfo{ x'g'kg]{ 5 ,
-h_ ;+rfns tyf sfo{sf/L k|d'vsf] lgod !^ adf]lhdsf] of]Uotf / lgod !& adf]lhd
cof]Uotf g/x]sf],
-em_ sDkgLsf] k|jGwkqdf d'Vo p2]Zo qm]l86 /]l6Ë ug]{ pNn]v ePsf],
-`_ lgj]bs sDkgL jf sDkgLsf] ;+:yfksx? ljQLo bIftf, ljQLo kof{Kttf / Joj;flos
sf/f]af/df :j:ytf, Joj;flostf / Odfgbfl/tfsf cfwf/df Voflt sdfPsf] eGg]df
af]8{ ljZj:t ePsf] .
-@_ lgod ^ adf]lhd k|fKt lgj]bg hfFra'em ubf{ lgj]bs sDkgLsf] d'Vo z]o/wgL b]xfo
adf]lhdsf] s'g} Ps jf PseGbf a9L ePsf] v08df dfq qm]l86 /]l6Ë ;+:yfsf] ?kdf sfo{ ug{ of]Uo
ePsf] dflgg] 5 M—
-s_ lgj]bs sDkgLsf] ;+:yfks k|rlnt sfg'g adf]lhd :yfkgf ePsf] tyf v'b ;DklQ Ps
ca{ ?k}ofF ePsf] ;+ul7t ;+:yf,
$4
-v_ ljb]zdf :yfkgf ePsf] sDkgLsf] xsdf b]xfo adf]lhdsf] cj:yf k"/f ePsf]M
-c_ lgj]bs ;+:yfsf] ljb]z l:yt d'Vo sfof{no /x]sf] 7fpFdf sDtLdf krf; s/f]8
?k}ofF a/fa/sf] v'b ;DklQ ePsf] b]lvg] sfuhft /x]sf],

$4 qm]l86 /]l6Ë -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg


-cf_ lgj]bs ;+:yf jf lgj]bs ;++:yfsf] ;xfos sDkgLsf] sDtLdf tLg aif{sf] qm]l86
/]l6Ë Joj;fo ;DaGwL cg'ej /x]sf],
-O_ lgj]bs ;+:yf jf lgj]bs ;+:yfsf] ;xfos sDkgLnfO{ pQm sDkgL /x]sf] d'n'ssf]
lgodg lgsfoaf6 qm]l86 /]l6Ë Joj;fo ug{ cg'dltkq k|bfg u/]sf] sDtLdf tLg
aif{ k"/f ePsf] / To:tf] cg'dltkq xfn;Dd axfn /x]sf] .Æ
-u_ shf{ ;"rgf s]Gb|sf] ?kdf g]kfn /fi6« a}+saf6 dfGotf k|fKt lgsfo .
-#_ pklgod -!_ tyf -@_ df pNn]v ePsf Joj:yfx?sf] clt/LQm af]8{n] ;do ;dodf cGo
zt{x? tf]sL nfu" ug{ ;Sg]5 .
-$_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtfklg qm]l86 /]l6Ë ;+:yfsf] ;+:yfks,
;+rfns tyf sfo{sf/L k|d'vsf] ;DaGwdf plrt tyf of]Uo -lkm6\ P08 k|k/_ dfkb08 ;DaGwdf af]8{n]
yk Joj:yf tf]sL nfu" ug{ ;Sg]5 .

!^= ;+rfns tyf sfo{sf/L k|d'vsf] of]UotfM qm]l86 /]l6Ë ;+:yfsf] ;+rfns tyf sfo{sf/L k|d'vsf] of]Uotf
b]xfo adf]lhd x'g' kg]{5 M–
-s_ qm]l86 /]l6Ë ;+:yfsf] sfo{sf/L k|d'v tyf ;+rfns rf6{8{ PsfpG6]G;L jf ;f] ;/xsf]
pkfwL xfl;n u/L jf cy{zf:q, jfl0fHo zf:q, ljQ, n]vf, Joj:yfkg jf jfl0fHo
sfg'g laifodf dfGotf k|fKt lzIf0f ;+:yfaf6 sDtLdf :gftsf]Q/ pkfwL xfl;n u/L
k"FhL ahf/ jf pBf]u jf jfl0fHo jf ljQ jf n]vf jf sfg'g jf Joj:yfkg If]qx?dWo]
s'g} Ps jf PseGbf a9L If]qdf sDtLdf kfFr aif{sf] cg'ej xfl;n u/]sf],
-v_ g]kfn ;/sf/n] :jLs[lt lbPsf]df afx]s g]kfnL gful/s ePsf] .
t/, ljb]zL qm]l86 /]l6Ë ;+:yfsf] k|ltlglwsf] xsdf k|rlnt sfg'gadf]lhd
ul/g] 5 .

!&= ;+rfns tyf sfo{sf/L k|d'vsf] cof]UotfM -!_ b]xfosf] cof]Uotf ePsf] JolQm qm]l86 /]l6Ë ;+:yfsf]
;+rfns jf sfo{sf/L k|d'v x'g ;Sg] 5}g M–
-s_ ax'nfPsf] jf dfgl;s ;Gt'ng 7Ls gePsf],
-v_ g}lts ktg b]lvg] kmf}Hbf/L cleof]udf s;'/bf/ 7xl/Psf] eP ;hfo e'Qmfg ePsf]
ldltn] kfFr aif{ k"/f gePsf],
-u_ e|i6frf/ jf 7uLsf] s;"/df cbfntaf6 ;hfo kfPsf] eP ;hfo e'Qmfg ePsf]
ldltn] kfFr aif{ k"/f gePsf],
-3_ cfkm" jf cfkm" ;+rfns jf sfo{sf/L k|d'v /x]sf] sDkgL jf ;+ul7t ;+:yf ;fx"sf]
C0f ltg{ g;sL bfdf;fxLdf k/]sf] eP bfdf;fxLdf k/]sf] kfFr jif{ k"/f gePsf],
-ª_ k|rlnt sfg'gadf]lhd s/ bflvnf gu/]sf] jf k|rlnt sfg'gadf]lhd s/ bflvnf ug]{
k|of]hgsf nflu cfo ljj/0f k]z gug]{ sDkgL jf ;+ul7t ;+:yfsf] ;+rfns jf
sfo{sf/L k|d'v /x]sf],
-r_ cfkm" jf cfkm" ;+rfns jf sfo{sf/L k|d'v /x]sf] sDkgL jf ;+ul7t ;+:yf shf{
;"rgf s]Gb|sf] sfnf] ;"rLdf /x]sf],
-5_ nuftf/ tLg jif{;Dd n]vf k/LIf0f ePsf] ljQLo ljj/0f ;fj{hlgs gug]{ ;fj{hlgs
?kdf lwtf]kq lgisfzg u/]sf ;+ul7t ;+:yfsf] ;+rfns jf sfo{sf/L k|d'v /x]sf],
-h_ P]g adf]lhd ;hfo eO{ ;+ul7t ;+:yfsf] ;+rfns jf sfo{sf/L k|d'vsf] ?kdf sfo{
ug{ gkfpg] u/L af]8{n] ;"rLs[t u/]sf],
-em_ af]8{ , lwtf]kq ahf/ jf lwtf]kq Joj;foL sDkgLsf] nfesf] kbdf /x]sf],
-`_ g}lts ktg b]lvg] kmf}hbf/L cleof]udf y'gfdf /x]sf],

-@_ s'g} sDkgL jf ;+ul7t ;+:yfdf sfo{sf/L k|d'vsf ?kdf sfo{/t /x]sf] JolQmn] qm]l86
/]l6Ë ;+:yfsf] sfo{sf/L k|d'vsf] ?kdf sfo{ ug{ kfpg] 5}g .
!*= lgod kfngf clws[t lgo'Qm ug'{ kg]{M -!_ o; lgodfjnL adf]lhd qm]l86 /]l6Ë ;+:yf ;+rfng ug{
rfxg] sDkgLn] cfˆgf] p2]Zo cg'?ksf] sfo{ ;+rfng ug'{ cl3 dfGotf k|fKt lzIf0f ;+:yfaf6 jfl0fHo
sfg'g jf Joj:yfkg ljifodf sDtLdf :gfts tx plQ0f{ u/]sf] Ps hgfnfO{ sDkgLsf] lgod kfngf
clws[tsf] ?kdf tf]sL af]8{nfO{ hfgsf/L lbg' kg]{ 5.
-@_ pklgod -!_ adf]lhd tf]lsPsf] lgod kfngf clws[tn] lwtf]kq ;DaGwL P]g tyf P]g
cGt{ut ag]sf lgod tyf qm]l86 /]l6Ë ;+:yfsf] nflu ag]sf lgb]{lzsfsf] kfngfsf] cg'udg ug'{ kg]{ 5
.
-#_ pklgod -@_ adf]lhd cg'udg ubf{ P]g, lgod tyf lgb]{zgsf] kfngf gePsf] kfOPdf
af]8{ tyf cfˆgf] sfo{sf/L k|d'v jf ;+rfns ;ldltnfO{ cljnDa hfgsf/L u/fpg' kg]{ 5 .

kl/R5]b–%
qm]l86 /]l6Ë sfo{ tyf cfrf/ ;+lxtf

!(= u|fxs;Fu ;Demf}tf ug'{ kg]{M -!_ qm]l86 /]l6Ë ;+:yfn] /]l6Ë ug{÷u/fpg rfxg] u|fxs;Fu lnlvt
;Demf}tf ug'{ kg]{ 5 .
-@_ pklgod -!_ adf]lhd ul/g] ;Demf}tfdf /]l6Ë ;DaGwdf nfu" x'g] xb;Dd b]xfosf
Joj:yfx? v'nfOPsf] x'g'kg]{ 5M–
-s_ /]l6Ësf] ;DaGwdf k|To]s kIfx? aLrsf clwsf/ / bfloTjx? ;DaGwdf,
-v_ /]l6Ë ;+:yfn] lng] z'Ns ;DaGwdf,
-u_ /]l6Ë ul/g] lwtf]kq jf cGo pks/0fsf] cjlwel/ qm]l86 /]l6Ë ;+:yfn] u/]sf] /]l6Ësf]
cfjlws cg'udg tyf k'g/fjnf]sg u/fpg u|fxs dGh'/ /x]sf] ;DaGwdf,
-3_ oyfy{ / pko'Qm /]l6Ë to u/L /]l6Ë sfod /fVg qm]l86 /]l6Ë ;+:yfnfO{ ;xof]u ug{
u|fxssf] d~h'/L ;DaGwdf vf; u/L u|fxsn] qm]l86 /]l6Ë ;+:yfnfO{ ;dod} ;To /
kof{Kt hfgsf/L tyf ljj/0f pknJw u/fpg] ;DaGwdf,
-ª_ qm]l86 /]l6Ë ;+:yfn] u|fxsnfO{ k|bfg u/]sf] /]l6Ësf] :t/sf] hfgsf/L u|fxsn] :jLsf/
u/]sf] cj:yfdf lgoldt ta/af6 k|jflxt ug]{ jf :jLsf/ gu/]sf] cj:yfdf af]8{nfO{
hfgsf/L u/fpg] ;DaGwdf,
-r_ qm]l86 /]l6Ë ;+:yfn] u|fxssf] lwtf]kqsf] clGtd /]l6Ë ;DaGwL :jLsf/ u/]sf jf
gu/]sf hfgsf/L tyf /]l6Ësf] kl/0ffd k|bfg ul/Psf] ldlt ljj/0fkq jf cGo
;fj{hlgs ljj/0f k|jfxdf ;dfj]z ug{ u|fxs d~h'/ ePsf] ;DaGwdf .

@)= /]l6Ë ug'{ kg]{M -!_ qm]l86 /]l6Ë ;+:yfn] u|fxssf] /]l6Ë ubf{ ;+ul7t ;+:yf eP p;sf] cfly{s-ljQLo_,
Joj:yfkg / hf]lvd kIfsf] d"NofÍg jf ljZn]if0fsf] cfwf/df /]l6Ësf] kl/0ffd lbg' kg]{ 5 .
-@_ qm]l86 /]l6Ë ;+:yfn] lgwf{/0f u/]sf] k|To]s /]l6Ësf] ;DaGwdf af]8{nfO{ hfgsf/L u/fpg'
kg]{ 5 .

@!= /]l6Ë cg'udg ;DaGwdfM -!_k|To]s q]ml86 /]l6Ë ;+:yfn] u|fxsn] :jLsf/ u/]sf] /]l6Ë sDtLdf tLg
aif{;Dd lg/Gt/ cg'udg ug'{ kg]{ 5 .
-@_ qm]l86 /]l6Ë sDkgLn] /]l6Ësf] cg'udg ubf{ klxnf u/]sf] /]l6Ëdf ePsf] kl/jt{g
oyflz3| k|]z lj1KtL tyf j]a ;fO{6 dfkm{t ;fj{hlgs ug'{ kg]{ 5 / ;f] ;DaGwdf af]8{nfO{ ;d]t
hfgsf/L u/fpg' kg]{ 5 .

@@= ;xof]u ug'{ kg]{M -!_ k|To]s ;+ul7t ;+:yf jf JolQmn] lgisfzg x'g] lwtf]kq jf ;'/If0fsf] ;DaGwdf
d"NofÍg ug{ cfjZos kg]{ ;Dk"0f{ ljj/0f tyf ;"rgf qm]l86 /]l6Ë ;+:yfnfO{ pknAw u/fO{ ;xof]u ug'{
st{Jo x'g]5 .
-@_ pklgod -!_ adf]lhd ;xof]u gu/]sf] sf/0faf6 /]l6Ë jf :t/ lgwf{/0fdf km/s k/]df
;f]sf] hjfkmb]lxtf ;"rgf tyf ljj/0f pknAw u/fpg' kg]{ kIfsf] x'g]5 .
@#= /]l6Ë k'g/fjnf]sg tyf lkmtf{ lng] k|lqmofM -!_u|fxsn] lgod @! adf]lhd qm]l86 /]l6Ë ;+:yfnfO{
cg'udg ug]{ bfloTj k"/f ug{ ;xof]u gu/]df qm]l86 /]l6Ë ;+:yfn] k|fKt ug{ ;s]sf] clwstd
hfgsf/Lsf] cfwf/df /]l6Ë k'g/fjnf]sg ug'{ kg]{ 5 . To;/L ;xof]u k|fKt ug{ g;s]sf]n] k|fKt x'g
;s]sf clwstd hfgsf/Lsf] cfwf/df /]l6Ë cg'udg ul/Psf] hfgsf/L ;fj{hlgs ?kdf k|jflxt
u/fpg'kg]{ 5 .
-@_ /]l6Ë ul/Psf] lwtf]kqsf] lgisfzgstf{ sDkgL vf/]h ePsf]df afx]s cGo cj:yfdf
qm]l86 /]l6Ë ;+:yfn] /]l6Ë sfod /xg] u/L lglZrt ul/Psf] cjlw afFsL /x];Dd /]l6Ë lkmtf{ lng
kfpg] 5}g .
-#_ lgisfzgstf{ sDkgL csf]{ sDkgLdf uflePsf]df /]l6Ë ul/Psf] lwtf]kq;DaGwL bfloTj
km/kmf/s gx'Fbf;Dd gofF sDkgLsf] lwtf]kqsf] ?kdf cg'udg rfn' /fVg'kg]{ 5 .
-$_ u|fxsn] ;xof]u gu/]df / To:tf] ;xof]u lagf /]l6Ë cy{xLg x'g] s'/fdf /]l6Ë ;+:yf
ljZj:t ePdf /]l6Ë lkmtf{ lng ;Sg] 5 . To:tf] cj:yf k/]/ /]l6Ë lkmtf{ lng] ePdf k|fKt clwstd
;"rgfsf] cfwf/df Ps k6s cg'udg u/L /]l6Ë lkmtf{ lng] ;DaGwdf af]8{ tyf ;fj{hlgs hfgsf/Lsf]
nflu ;"rgf k|sflzt u/L sDtLdf ^ dlxgf ;Dd /]l6Ë lgu/fgLdf /fVg'kg]{5 / ;f] kZrft\ csf]{ Ps
k6s cg'udg ubf{ ;'wf/ gePdf qm]l86 /]l6Ë ;+:yfn] /]l6Ë lkmtf{ lng ;Sg] 5 .

@$= cfGtl/s cfrf/;+lxtf agfO{ nfu" ug]{M -!_ lwtf]kqsf] leqL sf/f]af/, hfn;fhL, e|fds ljj/0f lbg]
nufotsf P]g lgodsf] Joj:yf pNn+3g x'g] u/L c:j:y sf/f]af/df ;+nUg x'g glbg qm]l86 /]l6Ë
;+:yfn] cfˆgf] sd{rf/Lx?sf] lwtf]kq sf/f]af/ cg'udg nufotsf nflu cfGtl/s cfrf/ ;+lxtf agfO{
nfu" ug'{ kg]{ 5 .
-@_ pklgod -!_ adf]lhd nfu" ul/Psf] cfrf/;+lxtfsf] af]8{nfO{ hfgsf/L u/fpg'kg]{ 5 .

@%= /]l6Ësf] JofVof tyf hjfkmb]lxtf ;fj{hlgs ug]{M k|To]s qm]l86 /]l6Ë ;+:yfn] s'g}klg ;+ul7t ;+:yfsf]
/]l6Ësf] kl/0ffd ;fj{hlgs ubf{ b]xfo adf]lhd ug'{ kg]{ 5M—
-s_ /]l6Ësf] ;+s]tsf] kl/efiff, juL{s/0f tyf k|of]u ul/g] ;+s]t af]8{nfO{ hfgsf/L u/fP/
dfq ;fj{hlgs ug]{,
-v_ /]l6Ësf] cy{ s'g} lwtf]kq vl/b ug]{, :jfldTjdf /fVg] jf laqmL ug]{ l;kmf/Lz xf]Og
eGg] s'/f ;DalGwt ;a}nfO{ hfgsf/L u/fpg],
-u_ /]l6Ë lgwf{/0f ubf{ ;an / hf]lvd kIfx?sf] ljZn]if0f;d]t pNn]v ul/Psf] /]l6Ësf]
cf}lrTo /]l6Ë ;+:yfsf] j]a;fO6 dfkm{t ;fj{hlgs ?kdf pknAw u/fpg] .

@^= /]l6Ë ;ldlt u7g ug'{ kg]{M -!_ k|To]s qm]l86 /]l6Ë ;+:yfn] /]l6Ë ug]{ k|of]hgsf nflu Ps /]l6Ë ;ldlt
u7g ug'{ kg]{ 5 .
-@_ /]l6Ë ;ldltdf /xg] ;b:ox?sf] of]Uotf tyf cof]Uotf qm]l86 /]l6Ë ;+:yfsf sfo{sf/L
k|d'v tyf ;+rfnseGbf sd gx'g] u/L cfjZos Joj:yf ug'{ kg]{ 5 .
-#_ /]l6Ë ;ldltdf /xg] ;b:o ;DaGwdf cfjZos uf]Kotf sfod /fVg'kg]{ 5 .
-$_ /]l6Ë ;ldlt ;DaGwdf af]8{nfO{ cfjZos hfgsf/L lbg' kg]{ 5 . af]8{n] s'g} lgb]{zg
lbPdf ;f]xL adf]lhd ;ldltdf cfjZos x]/km]/ ug'{ kg]{ 5 .

@&= /]l6Ësf] k|lqmof tyf sfo{ljlw ;DaGwdfM -!_ k|To]s qm]l86 /]l6Ë ;+:yfn] canDag ug]{ /]l6Ë k|lqmof
tyf sfo{ljlw af]8{nfO{ hfgsf/L u/fpg' kg]{ 5 .
-@_ /]l6Ë lgwf{/0f ;DaGwL cfwf/e"t gLlt tyf sfo{ljlw tof/ u/L ;fj{hlgs ug'{ kg]{ 5 .
-#_ /]l6Ë ;DaGwdf k|of]u ul/g] lrGx, ;+s]t jf sfo{ljlw;DaGwdf af]8{nfO{ k"j{ hfgsf/L
u/fpg'kg]{ 5 / ;f] df s'g} kl/jt{g ug'{ k/]df af]8{nfO{ k"j{ hfgsf/L u/fP/ dfq kl/jt{ ug'{ kg]{ 5 .
-$_ /]l6Ëdf kl/jt{g ug]{ nufotsf ;a} /]l6Ë lg0f{ox? /]l6Ë ;ldltn] lng] 5 .
t/, cs:dft ;[hgf ePsf] kl/l:yltdf /]l6ËnfO{ lgu/fgLdf /fVg'kbf{ /]l6Ë ;+:yfsf]
k|d'v sfo{sf/L clws[tn] lgu/fgLdf /fvL /]l6Ë ;ldltnfO{ hfgsf/L u/fpg ;Sg]5 .
-%_ lwtf]kq /]l6Ë ubf{ qm]l86 /]l6Ë ;+:yfn] /]l6Ë oyfy{ tyf pko'Qm xf];\ eGg] ;'lglZrt ug{
kl/kfngf cEof; ckgfpg'kg]{ 5 .
-^_ u|fxssf] lwtf]kqsf] lgwf{l/t /]l6Ë tyf /]l6Ëdf kl/jt{g ePdf ;f] sf] hfgsf/L af]8{ tyf
:6s PS;r]GhnfO{ / ;fj{hlgs hfgsf/Lsf nflu k|]z lj1lKt / j]a;fO6 dfkm{t ;"rgf k|jflxt ug'{
kg]{ 5 .

@*= uf]Kotf;DaGwdfMk|rlnt sfg'gadf]lhd af]8{, cbfnt jf cGo lgsfodf k]z ug'{ kg]{ cj:yfdf afx]s
qm]l86 /]l6Ë ;+:yfn] cfˆgf] u|fxsn] lbPsf] hfgsf/Lsf] uf]Kotf sfod /fVg'kg]{ 5 .

@(= qm]l86 /]l6Ë ;+:yfn] cfrf/;+lxtf kfngf ug'{ kg]{M qm]l86 /]l6Ë ;+:yfn] cg';"rL–!) adf]lhdsf]
cfrf/;+lxtfsf] k"0f{ kfngf ug'{ kg]{ 5 .

#)= ;]jfz'NsM -!_ qm]l86 /]l6Ë ;+:yfn] qm]l86 /]l6Ë ;DaGwL ;]jf k|bfg u/] jfkt cg';"rL–( adf]lhd ;]jf
z'Ns lng ;Sg]5 .
-@_ qm]l86 /]l6Ë ;+:yfn] k|To]s cfly{s jif{ ;dfKt ePsf] Ps dlxgfleq pQm cfly{s jif{df
pklgod -!_ adf]lhd qm]l86 /]l6Ë Joj;foaf6 k|fKt u/]sf] s'n ;]jf z'Nssf]] tLg k|ltzt /sd
af]8{df a'´fpg' kg]{5 .

kl/R5]b–^
ljQLo ljj/0f, n]vf k/LIf0f tyf k|ltj]bg ;DaGwL Joj:yf

#!= lx;fj lstfj / clen]v b'?:t /fVg'kg]{M k|To]s qm]l86 /]l6Ë ;+:yfn] k|rlnt sfg'g adf]lhd /fVg'kg]{
lx;fasf] cltl/Qm b]xfo adf]lhdsf] ljj/0fx? b'?:t clen]v u/L sDtLdf kfFr aif{sf] ;dofjlw;Dd
;'/lIft ?kdf /fVg'kg]{ 5 M–
-s_ k|To]s u|fxs;Fu ul/Psf] ;Demf}tfsf] k|lt,
-v_ k|To]s u|fxsn] k|bfg u/]sf hfgsf/L tyf ljj/0fx?,
-u_ k|To]s u|fxs;Fu u/]sf] qm]l86 /]l6Ë;Fu ;DalGwt kqfrf/x?,
-3_ ljleGg lwtf]kqx?sf] nflu lgwf{/0f ul/Psf] /]l6Ë / To;df ePsf] x]/km]/ jf kl/jt{g
-ª_ /]l6Ë ;ldltsf] 7x/ jf lg0f{o ,
-r_ /]l6Ë ;ldltsf] lg0f{ox? tyf To;kl5 lgisfzgstf{;Fu ul/Psf kqfrf/,
-5_ af]8{n] tf]lslbPsf cGo s'/fx? .

#@= n]vfk/LIfs tyf n]vfk/LIf0f;DaGwL Joj:yfM -!_ rf6{8{ PsfpG6]G;L jf ;f] ;/xsf] k/LIff pQL0f{ u/L
g]kfn rf6{8{ PsfpG6]G6\; ;+:yfaf6 k]zfut k|df0fkq k|fKt u/]sf] n]vfk/LIfs dfq qm]l86 /]l6Ë ;+:yfsf]
n]vfk/LIfssf] ?kdf lgo'Qm x'g of]Uo x'g]5 .
-@_ qm]l86 /]l6Ë ;+:yfn] n]vf k/LIfssf] lgo'lQm u/]sf] kGw| lbgleq af]8{nfO{ ;f] ;DaGwL
hfgsf/L k7fO;Sg' kg]{ 5 .
-#_ n]vf k/LIfsn] qm]l86 /]l6Ë ;+:yfsf] n]vfk/LIf0f ubf{ n]vfk/LIf0f;DaGwL k|rlnt d'No
dfGotf / dfkb08 cg';f/ ug'{ kg]{ 5 .
-$_ af]8{n] qm]l86 /]l6Ë ;+:yfsf] n]vfk/LIfsn] n]vfk/LIf0f k|ltj]bgdf yk ljj/0fx? v'nfpg'
kg]{ u/L tf]lslbg ;Sg]5 .

## ljj/0f tyf k|ltj]bg k]z ug'{ kg]{M -!_ k|To]s qm]l86 /]l6Ë ;+:yfn] k|To]s q}dfl;s cjlw ;dfKt ePsf]
tL; lbgleq qm]l86 /]l6Ë ;DaGwL ljj/0fx? ;dfj]z ePsf] lnlvt q}dfl;s k|ltj]bg af]8{;dIf k]z
ug'{ kg]{5 .
-@_ qm]l86 /]l6Ë ;+:yfn] pklgod -!_ adf]lhdsf] k|ltj]bgsf] cltl/Qm af]8{n] ;do ;dodf
dfu]sf cGo hfgsf/L, ljj/0f tyf ;+:yf;Fu ;DaGwL s'/fx?df dfu ul/Psf] :ki6Ls/0fx? af]8{nfO{
lnlvt ?kdf pknJw u/fpg'kg]{ 5 .
-#_ qm]l86 /]l6Ë ;+:yfn] b]xfosf s'/fsf] hfgsf/L af]8{nfO{ t'?Gt lbg' kg]{ 5M–
-s_ ;+:yfks, ;+rfns tyf sfo{sf/L k|d'v k|rlnt sfg'g adf]lhd s'g} sf/afxLdf
k/]df,
-v_ ;+:yfks, ;+rfns tyf sfo{sf/L k|d'v shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf k/]df,
-u_ qm]l86 /]l6Ë ;+:yfsf] Joj:yfkg jf ;+u7g 9fFrfdf s'g} kl/jt{g ePdf,
-3_ qm]l86 /]l6Ë ;+:yfdf lgod kfngf clws[tsf] lgo'lQm jf kl/jt{g ePdf .
-$_ o; lgod adf]lhd qm]l86 /]l6Ë ;+:yfn] k]z ug'{ kg]{ ljj/0f ;DaGwdf af]8{n] ;do
;dodf 9fFrf tf]lslbg ;Sg]5 .

#$= qm]l86 /]l6Ë ;+:yfn] ug{ gx'g] tyf hfgsf/L k|jfx ug'{ kg]{M -!_ qm]l86 /]l6Ë ;+:yfn] cfˆgf]] jf cfˆgf]
;+:yfks ;]o/wgL, d"Vo ;]o/wgL jf cfˆgf]] d'Vo ;+:yf jf ;xfos ;+:yfx?sf] qm]l86 /]l6Ë ug'{ x'b}g .
-@_ qm]l86 /]l6Ë ;+:yfn] cfˆgf]] d'Vo z]o/wgL jf d'Vo z]o/wgL s'g} sDkgLdf cfwf/e"t
z]o/wgL ePdf To:tf] sDkgLsf] qm]l86 /]l6Ë ug{ kfpg] 5}g .
:kli6s/0f M cfwf/e"t z]o/wgL eGgfn] k|rlnt sDkgL P]gdf ePsf] Joj:yf adf]lhdsf]
cfwf/e"t z]o/wgLnfO{ hgfpg] 5 .
-#_ qm]l86 /]l6Ë u/fpg] u|fxs b]xfo cg';f/sf ePdf qm]l86 /]l6Ë ;+:yf;Fu s'g lsl;dsf]
;DaGw /x]sf] 5 ;f] ;DaGwL Joxf]/f /]l6Ë pb\3f]if0fdf v'nfpg'kg]{ 5M—
-s_ qm]l86 /]l6Ë ;+:yf jf ;+:yfsf ;+rfns jf sfo{sf/L k|d'vsf] JolQmut ?kdf
s'g} ljQLo :jfy{ ePdf,
-v_ qm]l86 /]l6Ë ;+:yf jf o;sf d"Vo z]o/wgL, u|fxs sDkgLsf] P;f]l;P6
sDkgL /x]sf] ePdf,
:kli6s/0fM o; pklgodsf] k|of]hgsf nflu æP;f]l;o6Æ eGgfn] qm]l86 /]l6Ë ;+:yf;Fu ;DalGwt
b]xfosf] JolQmnfO{ hgfpg] 5M–
!= k|ToIf jf ck|ToIf ?kdf cfkm}n] jf cfkm";lxt cfˆgf]] Psf3/sf] kl/jf/sf] ;b:o;d]t
ldnL qm]l86 /]l6Ë ;+:yfsf] sDtLdf bz k|ltzt z]o/ :jfldTj u|x0f u/]sf] jf
dtflwsf/ k|fKt u/]sf], jf
@= qm]l86 /]l6Ë ;+:yf cfkm} jf d"Vo sDkgL jf ;xfos sDkgL;Fu ldn]/ k|ToIf jf
ck|ToIf ?kdf bz k|ltzteGbf sd gx'g] u/L z]o/ :jfldTj u|x0f u/]sf] jf
dtflwsf/ k|fKt u/]sf] sDkgL .
kl/R5]b–&
ljljw
#%= n]vfk/LIfsnfO{ sf/afxL ug{ ;Sg]M s'g} n]vfk/LIfsn] n]vfk/LIf0f ubf{ o; lgodfjnL adf]lhd
n]vfk/LIf0f gu/]df To:tf] n]vfk/LIfssf] ;DaGwdf cfjZos sf/afxL ug{ af]8{nfO{ dgfl;a nfu]df
sf/afxLsf] nflu g]kfn rf6{8{ PsfpG6]G6;\ ;+:yf ;dIf n]vL k7fpg]5 .
sf/afxLsf/afxL
#^= :jfldTj kl/jt{g ;DaGwL Joj:yfM qm]l86 /]l6Ë ;+:yfsf] z]o/wgLsf] :jldTj x:tfGt/0f tyf gfd;f/L
;DaGwL Joj:yf af]8{sf cGo lgodfjnLn] tf]s] adf]lhd / ;f] gePsf] cj:yfdf af]8{sf] lgb]{zfg';f/
x'g]5 .

#&= lgodg ug]{ clwsf/M af]8{nfO{ qm]l86 /]l6Ë ;DaGwdf lgodg ug]{ k"0f{ clwsf/ x'g]5 .

#*= k|jGwkq lgodfjnLdf ;+zf]wgM qm]l86 /]l6Ë ;+:yfn] af]8{sf] k"j{ :jLs[lt lnO{ cfˆgf] k|aGwkq tyf
lgodfjnLdf /x]sf Joj:yfx? ;+zf]wg ug{ ;Sg]5 / To;/L ;+zf]wg sDkgL /lhi6«/sf] sfof{nodf
clen]v u/]sf] hfgsf/L] tL; lbgleq af]8{df k]z ug'{ kg]{ 5 .

#(= cg";'rLdf x]/km]/ jf yk36M af]8{n] cfjZostf cg';f/ o; lgodfjnLsf cg';"rLx?df x]/km]/ jf
yk36 ug{;Sg] 5 .
$)= afwf c8\sfp km'sfpg]M o; lgodfjnL cg';f/ sfd ubf{ u/fpFbf s'g} sl7gfO{ jf cj/f]w cfPdf af]8{n]
afwf c8\sfp km'sfpg cfjZos cfb]z jf lgb]{zg hf/L ug{ ;Sg]5 .
cg';"rL—!
-lgod ^ ;+u ;DalGwt_

qm]l86 /]l6Ë ;+:yf ;+rfng ug]{ cg'dlt lngsf] nflu lbg] lgj]bgsf] 9fFrf

ldltM
>L g]kfn lwtf]kq af]8{
============================ .
laifoM cg'dltkq kfpF .
o; ;+:yfn] lwtf]kq ;DaGwL P]g, @)^# / ;f] P]g cGtu{t ag]sf] lgod, ljlgod, lgb]{lzsf tyf cGo k|rlnt
g]kfn sfg"gsf] cwLgdf /xL qm]l86 /]l6Ë ;+:yfsf] ?kdf sfd ug{ rfx]sf]n] nfUg] b:t'/, ljj/0f / sfuhft
;+nUg u/L of] lgj]bg k]z u/]sf 5f} .

;+nUg sfuhft tyf pNn]lvt ljj/0f ;To tYo 5g\ . s'g} ljj/0f hfgL hfgL n'sfPsf] jf unt ljj/0f k]z
u/]sf] 5}g . ljj/0f n'sfPsf] jf unt ljj/0f jf sfuhft k]z u/]sf] 7x/]df sfg'gadf]lhd ;xF'nf a'emfpFnf .

sfo{sf/L k|d'vM

gfdM b:tvtM

lgj]bs ;+ul7t ;+:yfsf] gfd M==============================


7]ufgfM c+rn=================================lhNnf =====================================
uf=lj=;=÷g=kf==================================
6f]n========================j8f g+=========Ans g+========= kmf]g g+M================== km\ofS;M==================Od]n
===================

/lhi68{ sfof{noM

;+ul7t ;+:yfsf] 5fkM

cg';"rL— @
-lgod ^, lgod !) sf] pklgod -!_ / lgod !! ;+u ;DalGwt_

cg'dltkq tyf gjLs/0f b:t'/

!= lgj]bg b:t'/ !),)))÷– -bz xhf/ ?k}ofF _

@= cg'dltkq b:t'/ !,%),)))÷– -Ps nfv krf; xhf/ ?k}ofF _

#= gjLs/0f z'Ns !,)),)))÷– -Ps nfv ?k}ofF _


cg';"rL— #

-lgod ^ sf] v08 -u_ ;+u ;DalGwt_


sfo{sf/L k|d'v, ;+:yfks tyf ;+rfns ;ldltsf kbflwsf/Lx?sf] ljj/0f

kmf]6f]

!= gfdM
@= :yfoL 7]ufgfM c+rn======================lhNnf ========================= uf= lj=;=÷g=kf= =========================
6f]n====================j8f g+=========3/÷Ans g+========= kmf]g g+M================ km\ofS;M========================
Od]n =================
#= xfnsf] 7]ufgfM c+rn=====================lhNnf ========================= uf=lj=;=÷g=kf============================
6f]n====================j8f g+=========3/÷Ans g+========= kmf]g g+M================ km\ofS;M=========================
Od]n =================
$= afa' tyf cfdfsf] gfdM
%= afh]sf] gfdM
^= klt jf klTgsf] gfdM
&= z}lIfs of]UotfM
*= sfo{cg'ejM
(= tflnd
!)= cGo sDkgL jf ;+ul7t ;+:yfdf ;+:yfdf ! k|ltzt jf ;f] eGbf a9L :jfldTj jf s'g} nfesf] kbdf
/x]sf] eP tT;DaGwL ljj/0fM
!!= lgj]bs ;+:yf jf ;+ul7t ;+:yfsf] cGo ;+:yfks, ;+rfns jf sfo{sf/L k|d'v;+u s'g} gftf ;DaGw eP
;f] ;DaGwL ljj/0fM
!@= cfkm" pk/ jf cfkm" ;Da4 s'g} sDkgL jf ;+ul7t ;+:yf pk/ lwtf]kq ;DaGwL sfg'g tyf cGo k|rlnt
sfg"g adf]lhd s'g} sf/afxL ePsf]] jf e}/x]sf] eP ;f] ;DaGwL ljj/0fM
!#= qm]l86 /]l6Ë ;+:yfsf] sfo{sf/L k|d'v tyf ;+rfns ;ldltsf kbflwsf/Lsf] ?kdf sfd ug{ of]Uotf k'/f
ePsf] pb\3f]if0fM

b:tvtM ==========================

;+nUg ug'{ kg]{ sfuhftM


!= of]Uotf / cg'ej k|dfl0ft ug]{ sfuhftsf] k|ltlnlk .
@= gful/stf k|df0fkqsf] k|ltlnlk .
cg';"rL— $
-lgod ^ sf] v08 -3_ ;+u ;DalGwt_

;+:yfks sDkgL jf ;+ul7t ;+:yfsf] ;DaGwdf k]z ug'{ kg]{ ljj/0f tyf sfuhft

-s_ ;+:yf btf{ k|df0fkqsf] k|ltlnkL,


-v_ k|aGwkq / lgodfjnL,
-u_ ;+:yfksx?jLr qm]l86 /]l6Ë ;+:yf ;+:yfkg ug]{ ;DaGwdf s'g} ;D´f}tf ePsf] eP To:tf] ;D´f}tfsf]
k|ltlnlk,
-3_ qm]l86 /]l6Ë ;+:yf ;+rfngsf nflu tof/ ul/g] k"jf{wf/ ;DaGwL b]xfosf] ljj/0fM–
!= sfof{no /xg] :yfg tyf sfof{non] cf]u6g] If]qkmn ;DaGwL ljj/0f,
@= ;+u7g ;+/rgf tyf sfo{ laefhg ;DaGwdf ul/g] Joj:yf,
#= qm]l86 /]l6Ë ;DaGwL ;]jf ;+rfngsf nflu tof/ u/Lg] sfof{no pks/0f tyf k|ljlw ;DaGwL
ljj/0f,
$= qm]l86 /]l6Ë ul/Psf lwtf]kq jf cGo pks/0fx?sf]] clen]v /fVg] tyf clen]vsf] ;'/Iffsf
nflu ul/g]] Joj:yf,
%= qm]l86 /]l6Ë ;DaGwL ;]jf ;~rfngsf nflu Joj:yf ul/g] hgzlQm ;DaGwL ljj/0f .

cg';"rL—%
-lgod * sf] pklgod -!_ sf] v08 -3_ ;+u ;DalGwt_
hgzlQm ;DaGwL ljj/0f

qm=;+= k'/f gfd 7]ufgf kb sfo{ lhDd]jf/L z}lIfs of]Uotf sfo{ cg'ej
cg';"rL— ^
-lgod !) sf] pklgod -@_ ;+u ;DalGwt_
g]kfn lwtf]kq af]8{
sf7df08f} .
qm]l86 /]l6Ë ;+:yfsf] cg'dltkq

cg'dltkq g+= ============

==============================df d'Vo sfof{no /x]sf] >L=====================================nfO{ lwtf]kq ;DaGwL P]g tyf o;


P]g cGtu{t ag]sf lgod, lgb]{lzsf tyf cGo k|rlnt sfg'gsf] cwLgdf /xL qm]l86 /]l6Ë ;+:yfsf] ?kdf sfo{
ug{ of] cg'dltkq k|bfg ul/Psf] 5 .

gjLs/0f ePdf afx]s of] cg'dltkqsf] jxfnL===================;Dd x'g]5 .

cflwsfl/s b:tvtM
gfdM
kbM
ldltM
af]8{sf] 5fkM

cg';"rL—&
-lgod !! sf] pklgod -!_ ;+u ;DalGwt_

cg'dltkqsf] gjLs/0fsf] nflu lbg] lgj]bgsf] 9fFrf

ldltM
>L g]kfn lwtf]kq af]8{
============================ .

laifoM cg'dltkq gjLs/0f u/L kfpF .

qm]l86 /]l6Ë ;+:yf lgodfjnL, @)^* adf]lhd qm]l86 /]l6Ë ;+:yfsf] ?kdf sfo{ ug{ txfFaf6 k|fKt
cg'dltkq ldlt = = = = = = = = ;Dd sfod /x]sf]n] gjLs/0f u/L kfpgsf nflu cg'dltkq tyf
aflif{s z'Ns o;} ;fy ;+nUg u/L k]z u/]sf] 5' .

cflwsfl/s b:tvt M
gfd M
kb M
;+ul7t ;+:yfsf] 5fkM
cg';"rL— *
-lgod $ sf] pklgod -#_ ;+u ;DalGwt\_
g]kfn lwtf]kq af]8{
sf7df08f} .

ljb]zdf :yflkt qm]l86 /]l6Ë ;+:yfnfO{ k|bfg ul/g] ;xdltkq


;xdltkq g+= ============

==============================df d'Vo sfof{no /x]sf] >L=====================================nfO{ lwtf]kq ;DaGwL P]g tyf o;


P]g cGtu{t ag]sf lgod, lgb]{lzsf tyf cGo k|rlnt sfg'gsf] cwLgdf /xL qm]l86 /]l6Ësf] sfo{ ug{ ;+o'Qm
nufgLdf sDkgL :yfkgf ug{ of] ;xdltkq k|bfg ul/Psf] 5 .

cflwsfl/s b:tvtM
gfdM
kbM
ldltM
af]8{sf] 5fkM

af]wfy{ tyf sfofy{ M


>L g]kfn ;/sf/
sDkgL /lhi6«f/sf] sfof{no M o; af]8{df lgodfg';f/ cg'dlt kq k|fKt u/]kl5 q]ml86 /]l6Ë Joj;fo ;+rfng
ug{ kfpg] u/L ;+oQ
' m nufgL sDkgL :yfkgf sfo{ cuf8L a9fO{lbg' x'g .

cg';"rL— (
-lgod #) sf] pklgod -!_ ;+u ;DaGwLt_
qm]l86 /]l6Ë ;+:yfn] lng ;Sg] z'Ns

s=z]o/, cu|flwsf/ -lk|km/]G;_ z]o/, l8j]Gr/, C0fkq jf cGo lwtf]kq


/]l6Ë z'Ns -klxnf] jif{sf] nflu_ –lgisfzg /sdsf] clwstd )=!) k|ltzt jf Go"gtd Ps nfv krf; xhf/
?k}ofF .
/]l6Ë cg'udg z'Ns -jflif{s_–lgisfzg /sdsf] clwstd )=)! k|ltzt jf Go"gtd krf; xhf/ ?k}ofF .

v=C0fsf] nflu s'n C0f /sdsf]– clwstd )=!) k|ltzt jf Go"gtd Ps nfv krf; xhf/ ?k}ofF .

u=cGo lwtf]kq jf pks/0f

pk/f]Qm ;Ldfleq /xL qm]l86 /]l6Ë ;+:yfn] af]8{sf] k"j{ :jLs[tL lnP/ cGo lwtf]kq jf pks/0fsf] nflu
cfjZos /]l6Ë z'Ns tf]Sg ;Sg]5 .

gf]6M
ljljw vr{ / /]l6Ësf] qmddf kl/of]hgf d"Nof+sg ug'{ k/]df lng] z'Ns tyf s/ ;DaGwdf ;Demf}tfdf :ki6
pNn]v u/L qm]l86 /]l6Ë ;+:yfn] z'Ns lng;Sg] 5 .
cg';"rL— !)

-lgod @( ;+u ;DalGwt_


qm]l86 /]l6Ë ;+:yfn] kfngf ug'{ kg]{ cfrf/ ;+lxtf

-!_ qm]l86 /]l6Ë ;+:yfn] nufgLstf{sf] lxt ;+/If0f ug{ k"0f{ k|of; ug'{ kg]{ 5 .
-@_ Joj;fo ;+rfngdf pRr:t/sf] Joj;flos Intrigity, dignity, dof{bf ckgfpg'kg{] .
-#_ g}lts tyf Joj;flos ?kdf cfˆgf]] cleef/f lgefpg'kg{] .
-$_ a:t'k/s tyf lgikIf /]l6Ë k|lqmofsf] nflu k|To]s ;do pko'Qm xf]l;of/L / lgikIf Joj;flos lg0f{o
ug'{ kg]{,
-%_ ts{ ;+ut / kof{Kt cfwf/df /]l6Ë d'NofÍg ug]{ / cfˆgf]] lg0f{odf k'Ug ;xof]uL ePsf clen]v
;'/lIft /fVg],
-^_ Ps?ktf tyf pko'Qm /]l6Ë:t/ k|ltljlDat ug]{ /]l6Ë k|lqmof :yflkt ug]{,
-&_ c:j:Yo k|lt:kwf{ gug]{ tyf cGo /]l6Ë ;+:yfsf] u|fxsnfO{ p;n] dfu]sf] /]l6Ë lbg] lglZrt u/L
cfkm"lt/ gtfGg],
-*_ u|fxssf] dxTjk"0f{ kl/jt{gsf] cf+sng /fVg] / ;dod} oyfy{ / pko'Qm /]l6Ë ug]{, bIf / pQ/bfoL x'g]
Joj:yf ljsf; ug'{sf ;fy} uf|xssf]] zfv:t/ -qm]l86 jy{L{g];) df c;/ kfg]{ vfnsf] ;DalGwt
tTjx?sf] ;'Id cg'udg ug]{,
-(_ klqsf tyf j]a;fO6dfkm{t\ /]l6Ë tl/sfsf] hfgsf/L k|jflxt ug]{,
-!)_ /]l6ËnfO{ oyfy{ j:t'ut tyf lgikIf agfpg] tyf st{Jo tyf :jfy{ aflemg] ;DaGwdf u|fxsnfO{
cfjZos hfgsf/L u/fpg],
-!!_ df}lvs jf lnlvt ?kdf cfˆgf]] of]Uotf jf s'g} ;]jf k|bfg ug]{ Ifdtfaf/] tyf cGo u|fxsnfO{
k'¥ofPsf] ;]jf af/] a9fOr9fO{ k|:t't gug]{,
-!@_ af]8{, :6s PS;r]Gh tyf ;j{;fwf/0fnfO{ s'g} c;To ljj/0f glbg], tflTjs ljj/0f gn'sfpg] tyf
unt cy{ nfUg] ljj/0f, k|ltj]bg, sfuhft jf ;"rgf k|jflxt gug]{,
-!#_ lgodsfg'g tyf af]8{ jf cGo lgodg lgsfosf] lgb]{zg pn+3g ePsf] jf kfngf gePsf] sf/0faf6
ePsf] ;hfo jf sfg"gL sf/afxL clanDa af]8{nfO{ hfgsf/L u/fpg] Joj:yf ;'lglZrt ug]{,
-!$_ cfkm"n] u/]sf sfdsf/afxL;+u ;DalGwt P]g, lgod, kl/kqsf] ;DaGwdf pko'Qm :t/sf] a'emfO{ tyf
;Ifdtf /fVg] tyf kfngf ug]{,
-!%_ /]l6Ë lgwf{/0f tyf kl/jt{g;lxt ljz]if hfgsf/L b'?kof]u x'g gkfpg] Joj:yf ;'lglZrt ug]{,
-!^_ qm]l86 /]l6Ë ;+:yf :jo+ jf o;sf s'g} klg sd{rf/Ln] k|ToIf jf ck|ToIf s'g} vf; lwtf]kqsf]
;DaGwdf ;fj{hlgs kxF'rsf] dfWodn] nufgL k/fdz{ lbg gx'g],
-!&_ af]8{n] qm]l86 /]l6Ë ;+:yfsf] cg'dlt vf/]h u/]df jf ;hfo u/]sf]df u|fxs nufgLstf{sf] lxtdf ulDe/
k|efj kfg]{ u/L ljQLo l:yltdf kl/jt{g ePdf clanDa u|fxsnfO{ hfgsf/L lbg] / k|efljt
u|fxs÷nufgLstf{n] rfx] adf]lhd afFsL /x]sf] sfo{x? ;DaGwdf cGo Joj;foLnfO{ x:tfGt/0f x'g
;Sg] Joj:yf ;'lglZrt ug]{,
-!*_ qm]l86 /]l6Ë ;+:yfn] cfkm"n] ug]{ /]l6Ë sfo{ / cGo sfo{x? aLrdf lvrf]nf gx'g] u/L :ki6, :jtGq
tyf plrt b'/L sfod /fVg'kg]{,
-!(_ af]8{n] qm]l86 /]l6Ë ;+:yfn] cfˆgf]] cfGtl/s sf/f]af/ ;+rfngsf nflu tyf clws[t txsf sd{rf/Lsf]
;+:yfsf] cfGtl/s tyf /]l6Ë pBf]usf] lx:;fsf] ?kdf pko'Qm cfrf/;+lxtf ljsf; ug]{ . o:tf]
cfrf/;+lxtf Joj;flos pRrtf tyf u'0f:t/, uf]Kotf, a:t'k/s, lxt afem\g] l:ylt /xg glbg], z]o/
:jfldTj / lglxt :jfy{sf] hfgsf/L k|jflxt ug]{ ;DaGwL Joj:yfx? ;d]6\g],
-@)_ qm]l86 /]l6Ë ;+:yfn] o;sf] lgodkfngf clws[tnfO{ lghsf] st{Jo k"/f ug{ kof{Kt :jtGqtf /
clwsf/ k|bfg ug]{,
-@!_ cfkm"n] ;+rfng u/]sf] Joj;fo ;DaGwdf pRr Joj:yfkg, vf; u/L lg0f{ostf{nfO{ cfjlws ?kdf
;Dk"0f{ ;fGble{s hfgsf/L lbg] / ;'lglZrt ug]{,
-@@_ qm]l86 /]l6Ë ;+:yfn] ;'zf;g tyf c;n skf]{/]6 gLlt ckgfpg] k4lt ;'lglZrt ug]{,
-@#_ lgisfzgstf{n] lghL ta/af6 /]l6Ë u/fPsf] v08df To:tf] /]l6Ësf] uf]Kotf lgjf{x ug]{ tyf To:sf]
k|rf/ k|;f/ gug]{,
-@$_ lgisfzgstf{sf] ;xdlt jf ;xeflutf lagf ul/g] /]l6Ësf] nflu 5'§} ;+s]t k|of]u ug]{ / To:tf] /]l6Ësf]
k|s[ltaf/] ljj/0f k|jflxt ug]{,
-@%_ lgisfzgstf{nfO{ /]l6Ë :jLsf/ ug]{ jf gug]{ cj;/ k|bfg u/L cGt/lqmofTds /]l6Ë ul/Psf] cj:yfdf
c:jLsf/ ul/Psf] /]l6Ë k"0f{tM uf]Ko /fVg] tyf af]8{ jf cbfntn] lgb]{zg u/]sf]df afx]s ljj/0f
k|jflxt gug]{,
-@^_ qm]l86 /]l6Ë ;+:yfn] lwtf]kq ahf/ / vf; u/L cfkm"n] /]l6Ë u/]sf lwtf]kq ;DaGwdf b]xfo
adf]lhdsf k|efljt kfg]{ sfo{ gug]{M–
-s_ em'7f ahf/ ;[hgf ug]{,
-v_ d'Nodf ptf/r9fj ug]{,
-u_ lgwf{/0f ul/Psf] /]l6Ë k|of]hgsf nflu afx]s :6s PS;r]Ghdf ;"rLs[t ePsf jf ;"rLs[t x'g]
lwtf]kqsf] ;DaGwdf ;fj{hlgs gePsf d'No ;Dj]bgzLn ;"rgf k|jflxt ug]{ .

***

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