Scribd
Upload
59 views

1 Crore: Age 40 S/A (Term - 25/16) Minimum 6 Year

R. Rajamony provides sample reports for Life Insurance Corporation of India term life insurance plans. The documents describe 4 plans for ages 40 that provide life coverage from Rs. 1-2.7 crores over 25 years. Key benefits include tax savings, estate planning, retirement planning and education funds. Premiums range from Rs. 4.96 lakhs to 12.4 lakhs annually with total returns of Rs. 1.35-2.7 crores and cash flows of Rs. 1.03-2.07 crores after 25 years. Additional accident and disability riders are available.

Uploaded by

ram
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
59 views

1 Crore: Age 40 S/A (Term - 25/16) Minimum 6 Year

R. Rajamony provides sample reports for Life Insurance Corporation of India term life insurance plans. The documents describe 4 plans for ages 40 that provide life coverage from Rs. 1-2.7 crores over 25 years. Key benefits include tax savings, estate planning, retirement planning and education funds. Premiums range from Rs. 4.96 lakhs to 12.4 lakhs annually with total returns of Rs. 1.35-2.7 crores and cash flows of Rs. 1.03-2.07 crores after 25 years. Additional accident and disability riders are available.

Uploaded by

ram
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
You are on page 1/ 4

R.

RAJAMONY
Wealth Manager and Chief Life Insurance Adviser,
Chairman’s Club Member, LIC of India,
Mob: 9447586064, 0471-2200155, (0)2202472 (R)
E-mail : [email protected]

SAMPLE REPORT FOR DEMONSTRATION PURPOSE ONLY

AGE 40 S/A 1 CRORE (TERM – 25/16) MINIMUM 6 YEAR


(YEARLY – Rs 4,96,082/- MONTHLY – Rs42,192/-
1. NON – RESIDENCE OF INDIA ( N.R.I) MINIMUM 6 YEARS.
2. LIMITED PREMIUM PAYING.
3. LIFE COVER : Rs 1,05,00,000at AGE 40 TO 2,70,00,000 at AGE 64.
4. HUMAN LIFE VALUE:
NORMAL DEATH SUM ASSURED + TOTAL PREMIUM = 1,05,00,000/-
ACCIDENT DEATH SUM ASSURED DOUBLE = Rs 2 CRORE.
5. INCOME TAX REBATE UNDER SECTION 80 (C)FOR PREMIUM PAID EVERY YEAR.
6. UNDER SECTION 10 (10D) MATURITY CLAIM IS FREE FROM INCOME TAX.
7. 5% OF YOUR INVESTMENT PROTECT YOUR 100% ASSET.

1.ESTATE PLANNING 2. RETIREMENT PLANNING(PENSION)


3. CHILDREN’S EDUCATION & MARRIAGE PURPOSE

TOTAL PREMIUM PAID TOTAL TAX SAVED NET PREMIUM


Rs 77,77,097/- Rs 14,83,200/-(Rs 92,700/-) Rs 62,93,897/-

TOTAL CASH FLOW TOTAL RETURNS


Rs 2,07,06,103/- Rs 2,70,00,000/-
(TWO CRORE SEVENTY LAKH)

1. TERM ASSURANCE RIDERS. 2. ACCIDENTIAL DEATH AND DISABILITY BENEFITS


RIDERS UP TO 70 AGE 1 CRORE (1. DRESSING 2. WASHING 3. FEEDING 4. TOILETING
5. MOBILITY 6. TRANSFERING)

LOAN AVAILABLE AFTER PAYMENT OF PREMIUMS FOR ATLEAST 3 FULL YEAR &
ASSIGNMENT FACILITY. eg: K.S.F.E, BANK, SOCITY, HOUSING LOAN, AUDI Q7.
R. RAJAMONY
Wealth Manager and Chief Life Insurance Adviser,
Chairman’s Club Member, LIC of India,
Mob: 9447586064, 0471-2200155, (0)2202472 (R)
E-mail : [email protected]

SAMPLE REPORT FOR DEMONSTRATION PURPOSE ONLY


AGE 40 S/A 50,00,000/- (TERM – 25/16) MINIMUM 6 YEAR
(YEARLY – Rs 2,48,042/- MONTHLY – Rs 21,096/-
1. NON – RESIDENCE OF INDIA ( N.R.I) MINIMUM 6 YEARS.
2. LIMITED PREMIUM PAYING.
3. LIFE COVER : Rs 50,50,000 atAGE 40 TO 1,35,00,000at AGE 64.
4. HUMAN LIFE VALUE:
NORMAL DEATH SUM ASSURED + TOTAL PREMIUM = Rs 52,50,000/-
ACCIDENT DEATH SUM ASSURED DOUBLE = Rs 1 CRORE/-
5. INCOME TAX REBATE UNDER SECTION 80 (C)FOR PREMIUM PAID EVERY YEAR.
6. UNDER SECTION 10 (10D) MATURITY CLAIM IS FREE FROM INCOME TAX.
7. 5% OF YOUR INVESTMENT PROTECT YOUR 100% ASSET.

1.ESTATE PLANNING 2. RETIREMENT PLANNING(PENSION)


3. CHILDREN’S EDUCATION & MARRIAGE PURPOSE

TOTAL PREMIUM PAID TOTAL TAX SAVED NET PREMIUM


Rs 38,88,572/- Rs 7,41,600/-(Rs 46,350/-) Rs31,46,972/-

TOTAL CASH FLOW TOTAL RETURNS


Rs 1,03,53,028/- Rs 1,35,00,000/-
(ONE CRORE THIRTY FIVE LAKH)

1. TERM ASSURANCE RIDERS. 2. ACCIDENTIAL DEATH AND DISABILITY BENEFITS


RIDERS UP TO 70 AGE 1 CRORE (1. DRESSING 2. WASHING 3. FEEDING 4. TOILETING
5. MOBILITY 6. TRANSFERING)

LOAN AVAILABLE AFTER PAYMENT OF PREMIUMS FOR ATLEAST 3 FULL YEAR &
ASSIGNMENT FACILITY. eg: K.S.F.E, BANK, SOCITY, HOUSING LOAN, AUDI Q7.
R. RAJAMONY
Wealth Manager and Chief Life Insurance Adviser,
Chairman’s Club Member, LIC of India,
Mob: 9447586064, 0471-2200155, (0)2202472 (R)
E-mail : [email protected]

SAMPLE REPORT FOR DEMONSTRATION PURPOSE ONLY


AGE 40 S/A 10,00,000/- (TERM – 25/16) MINIMUM 6 YEAR
(YEARLY – Rs 49,870/- MONTHLY – Rs 4,241/-
1. NON – RESIDENCE OF INDIA ( N.R.I) MINIMUM 6 YEARS.
2. LIMITED PREMIUM PAYING.
3. LIFE COVER :Rs 10,50,000 at AGE 40 TO 27,00,000 at AGE 64.
4. HUMAN LIFE VALUE:
NORMAL DEATH SUM ASSURED + TOTAL PREMIUM = Rs 10,50,000/-
ACCIDENT DEATH SUM ASSURED DOUBLE = Rs 20,00,000/-
5. INCOME TAX REBATE UNDER SECTION 80 (C)FOR PREMIUM PAID EVERY YEAR .
6. UNDER SECTION 10 (10D) MATURITY CLAIM IS FREE FROM INCOME TAX.
7. 5% OF YOUR INVESTMENT PROTECT YOUR 100% ASSET.

1.ESTATE PLANNING 2. RETIREMENT PLANNING (PENSION)


3. CHILDREN’S EDUCATION & MARRIAGE PURPOSE

TOTAL PREMIUM PAID TOTAL TAX SAVED TOTAL NET PREMIUM


Rs 7,81,809/- Rs 1,48,320/-(Rs 9,270/-) Rs 6,33,489/-

TOTAL CASH FLOW TOTAL RETURNS


Rs 20,66,511/- Rs 27,00,000/-

(TWENTY SEVEN LAKH)

1. TERM ASSURANCE RIDERS. 2. ACCIDENTIAL DEATH AND DISABILITY BENEFITS


RIDERS UP TO 70 Age 1 CRORE (1. DRESSING 2.WASHING 3.FEEDING 4.TOILETING
5.MOBILITY 6. TRANSFERING)

LOAN AVAILABLE AFTER PAYMENT OF PREMIUMS FOR ATLEAST 3 FULL YEAR &
ASSIGNMENT FACILITY eg: K.S.F.E, BANK, SOCITY, HOUSING LOAN, AUDI Q7.
R. RAJAMONY
Wealth Manager and Chief Life Insurance Adviser,
Chairman’s Club Member, LIC of India,
Mob: 9447586064, 0471-2200155, (0)2202472 (R)
E-mail : [email protected]

SAMPLE REPORT FOR DEMONSTRATION PURPOSE ONLY


AGE 40 S/A 25,00,000/- (TERM – 25/16) MINIMUM 6 YEAR
(YEARLY – Rs 1,24,020/- MONTHLY – Rs 10400/-
1. NON – RESIDENCE OF INDIA ( N.R.I) MINIMUM 6 YEARS.
2. LIMITED PREMIUM PAYING.
3. LIFE COVER : Rs 10,50,000 at AGE 40 TO 27,00,000 at AGE 64.
4. HUMAN LIFE VALUE:
NORMAL DEATH SUM ASSURED + TOTAL PREMIUM = Rs 10,50,000/-
ACCIDENT DEATH SUM ASSURED DOUBLE = Rs 20,00,000/-
5. INCOME TAX REBATE UNDER SECTION 80 (C)FOR PREMIUM PAID EVERY YEAR.
6. UNDER SECTION 10 (10D) MATURITY CLAIM IS FREE FROM INCOME TAX.
7. 5% OF YOUR INVESTMENT PROTECT YOUR 100% ASSET.

1.ESTATE PLANNING 2. RETIREMENT PLANNING(PENSION)


3. CHILDREN’S EDUCATION & MARRIAGE

TOTAL PREMIUM PAID TOTAL TAX SAVED TOTAL NET PREMIUM


Rs 7,81,809/- Rs 1,48,320/-(Rs 9,270/-) Rs 6,33,489/-

TOTAL CASH FLOW TOTAL RETURNS


Rs 20,66,511/- Rs 27,00,000/-

(TWENTY SEVEN LAKH)

1. TERM ASSURANCE RIDERS. 2. ACCIDENTIAL DEATH AND DISABILITY BENEFITS


RIDERS UP TO 70 AGE 1 CRORE (1. DRESSING 2. WASHING 3. FEEDING 4. TOILETING
5. MOBILITY 6. TRANSFERING)

LOAN AVAILABLE AFTER PAYMENT OF PREMIUMS FOR ATLEAST 3 FULL YEAR &
ASSIGNMENT FACILITY eg: K.S.F.E, BANK, SOCITY, HOUSING LOAN, AUDI Q7.

You might also like