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Banking Finals

The document provides information about insurance companies and their classification. It discusses different types of insurance like life, health, property/casualty. It also covers topics like reinsurance, captives, and mutual insurance companies. Multiple choice questions are included to test understanding of key insurance terms and concepts.

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April Castillo
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0% found this document useful (0 votes)
298 views15 pages

Banking Finals

The document provides information about insurance companies and their classification. It discusses different types of insurance like life, health, property/casualty. It also covers topics like reinsurance, captives, and mutual insurance companies. Multiple choice questions are included to test understanding of key insurance terms and concepts.

Uploaded by

April Castillo
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Insurance companies 

that sell politicians to other companies allowing them to reduce their


risk and protect themselves from very large looses.

Select one:
a. increased
b. assurance
c. reinsurance

d. set
Non-life insurance covers only a shorter period such as ____year/s.

Select one:
a. six
b. three
c. one

d. two
It sells employees benefits.

Select one:
a. non-life
b. depository
c. health

d. life

Insurance companies are classified into three groups EXCEPT

Select one:
a. life
b. standard
c. health

d. non-life
Formation of a hybrid of mutual insurers known as _______.

Select one:
a. proprietary
b. Mutual holding company
c. Mutual company

d. mutual insurers
It sells annuities and pension products.

Select one:
a. life
b. depository
c. health

d. non-life

Policy holders reciprocate in sharing risks and Lloyd’s organization.

Select one:
a. deflation
b. reciprocals
c. crisis

d. retirement
Captives represent commercial, economic and _____advantages to their sponsor.

Select one:
a. mitigating
b. connecting
c. diminishing

d. tax
Captives are becoming an increasingly important component of the _______.

Select one:
a. augment
b. risk management

c. audit
General insurance companies can be divided into 2 sub categories: standard lines and______

Select one:
a. Excess lines
b. mutual
c. non depository

d. mortgage
It can cover risk over many decades .

Select one:
a. health
b. non life
c. Life

d. depository

Defined as limited purpose insurance companies established with a specific object of


financing risk emanating from their percent group or groups.

Select one:
a. assets
b. liable
c. deflation

d. captive

It is 100% subsidiary of the self-insured parent company.

Select one:
a. audit
b. market
c. pure entity

d. marketability
Self-insures individual risks of the members of a professional ,commercial or industrial
association

Select one:
a. savings
b. proprietary ??????
c. assets

d. liabilities
Owned by the policy holders.

Select one:
a. non-depository
b. proprietary
c. mutual

d. depository
It sells other types insurance.

Select one:
a. depository
b. health
c. non-life

d. life
Insures the collective risks of members of an industry.

Select one:
a. mutual
b. audit
c. loans

d. lender
Shareholders who may /may not own policies.

Select one:
a. depository
b. Mutual
c. proprietary

d. non-depository
A reinsurer may also be a direct _____of insurance risk as well.

Select one:
a. writer
b. case
c. assets

d. regulation.
Captives may take the form of a ______.

Select one:
a. risk
b. hybrid
c. check

d. pure

If the money supply decreases relative to the size of the economy.

Select one:
a. systemic
b. crisis
c. deflation

d. inflation
The quantity of money must be _____.

Select one:
a. system
b. stable
c. increased

d. set
If the quantity of money grows rapidly than the resulting ____causes people to lose faith in
currency.

Select one:
a. inflation
b. deflation
c. assets

d. liabl
Central banks serves in clearing and _______.

Select one:
a. market
b. settlement
c. audit

d. marketability
Central banks are also the _______agents of their countries.

Select one:
a. mitigating
b. diminishing
c. fiscal

d. connecting
Central banks issue and _______government securities.

Select one:
a. collect
b. retire
c. audit

d. augment
Central banks determine the ______supply.

Select one:
a. money
b. liabilities
c. assets

d. saving
When people hold on to money and decrease their spending.

Select one:
a. inflation
b. retirement
c. crisis

d. deflation
Central banks are _______and overseers of the financial institutions.

Select one:
a. audit
b. regulators
c. loans

d. lenders

Credit crisis happened in ______.

Select one:
a. 2009-2010
b. 2011-2012
c. 2010-2011

d. 2008-2009
Central banks may also ____financial institution to ensure proper procedures are being
followed.

Select one:
a. risk
b. check
c. follow

d. audit
Main function of central bank.

Select one:
a. monitor banks
b. check banks to follow rules
c. Regulate money supply

d. close accounts
Central banks require financial institution to have a minimum amount of capital compared
to ________.

Select one:
a. assets
b. bank regulation
c. liabilities

d. case law
Financial institutions that have the most influence over their economies.
Select one:
a. savings bank
b. retail bank
c. rural bank

d. Central banks
Decreased spending causes businesses to ________income.

Select one:
a. decrease
b. lose
c. increase

d. augment
Central banks regulate financial institutions such

Select one:
a. non depository
b. mutual
c. mortagage

d. depository
_______depend on financial institutions for money.

Select one:
a. Public
b. Businesses
c. Politicians

d. Government
Increase in _________causes demand to fall even more.

Select one:
a. unemployment
b. underemployment
c. employment

d. salary
Money supply must grow _______with the economy.
Select one:
a. care
b. fast
c. proportionately

d. responsibly
Result of deflation.

Select one:
a. spend more money
b. increase savings
c. decrease spending

d. People hold on to their money

THESIS
PLAGIARISM Scanning Procedure

1. Before a student or group of students is allowed to schedule for final oral presentation, he/she/they
must submit the final draft of his/her/their document to the advisor.

2. The advisor uploads the documents into the plagiarism software.

3. For thesis, capstone, design project attachment similarity index should not exceed 20%.

4. Only a student or group of students who meets the prescribed threshold is allowed to schedule
his/her/their oral presentation.

5. The anti-plagiarism report as mentioned in 1-4 should be part of the cited reports as appendix.

6. Any violation for research ethics and conduct will subject a researcher to the AMAES penalties.

It means formulating someone else’s ideas in your own words.

Select one:
a. Defamation
b. Paraphrasing 
c. Plagiarism

d. Linking
It is an examination open to the public, during which the author of a thesis or dissertation
demonstrates to his or her committee satisfactory command of all aspects of the work
presented and other related subjects, if applicable.

Select one:
a. pageant
b. open debate
c. final oral defense

d. public fight
It is presenting someone else's work or ideas as your own, with or without their consent, by
incorporating it into your work without full acknowledgement. 

Select one:
a. Plagiarism 
b. Referencing
c. Citation

d. Paraphrasing
Original Source:
“The amount of time females allocated to maintenance behaviors, including self-preening,
preening nestlings, allopreening, and maintaining their nest, decreased by 30% in response
to hikers” (Swarthout and Steidl 2003, p.312).
Student's Entry:
The amount of time female owls dedicated to maintaining their nest, self-preening,
allopreening and preening nestlings decreased 30% in response to hikers (Swarthout and
Steidl 2003).

Select one:
a. No, this is not an example of plagiarism 

b. Yes, this is an example of plagiarism 


One copy of thesis shall be submitted to the subject adviser at least seven (7) days before
the Final Oral Defense schedule. 3 COPIES

Select one:
True
False
Original Source:
“The amount of time females allocated to maintenance behaviors, including self-preening,
preening nestlings, allopreening, and maintaining their nest, decreased by 30% in response
to hikers” (Swarthout and Steidl 2003, p.312). 
Student's Entry:
The presence of hikers reduced female owls’ preening, of themselves, their young and their
mates, and nest maintenance behaviors by over 25% (Swarthout and Steidl 2003).

Select one:
a. Yes, this is an example of plagiarism 

b. No, this is not an example of plagiarism 

How to paraphrase sources

1. Read the passage several times to fully understand the meaning

2. Note down key concepts

3. Write your version of the text without looking at the original

4. Compare your paraphrased text with the original passage and make minor adjustments to phrases
that remain too similar

5. Cite the source where you found the idea

After complying with the pre-oral recommendations, and upon the endorsement of the
adviser to the Program Chair as approved by the Dean, the student shall now proceed with
the Oral Defense.

Select one:
True

False
AMAES uses a proper detection anti-plagiarism system to scan work for evidence of
plagiarism. 

Select one:
True

False
CRITERIA FOR RESEARCH ADVISER

1. The Research Adviser must be a full-time faculty member of AMAES except for the graduate studies.
2. Adviser from other academic institutions is not allowed.

3. He/she must have an expertise on the respective area of study with proven record to conduct
research. Thesis Writing 2 Defense Panelists , Research Advisers and Subject Instructor W32 BAMM-
6402 Thesis Writing 2

4. He/she must hold a Master’s degree or higher appropriate in the student’s field of specialization.

5. The adviser must ensure that all research topics are in line with the research trust of discipline and
must show potential and social relevance within their locality.

6. Research Adviser can only handle at most five (5) advisees in any given trimester/semester.

The Mendeley can only extract the data  PDF and Word Doc.

Select one:
True

False
Function of the Panel on Oral Examination: Choose five.

Select one or more:


a.  Whether findings are within the scope of the problem
b. Develops and approves the research paper topic or project proposal.
c. Manages the research course offering.
d. Provides guidance during the writing process.
e.  Whether specific objectives are answered in the findings and conclusions
f. The relationship between aspects of related literature and studies and the research project
under examination
g. The justification behind the choice of the problem, objectives, etc

h. Whether recommendations are drawn from findings and conclusions


Function of the Panel on Oral Examination Specifically, they are expected to probe on:

1. The justification behind the choice of the problem, objectives, and methodologies used (data
collection procedure, sampling procedure, data/statistical analysis procedure);

2. The relationship between aspects of related literature and studies and the research project under
examination;

3. Whether specific objectives are answered in the findings and conclusions;

4. Whether findings are within the scope of the problem;


5. Whether analyses, implications, and conclusions are done objectively in an in-depth and logical
manner;

6. Whether recommendations are drawn from findings and conclusions;

7. Whether the form and the writing style follow the prescribed format of AMA University; and

8. Whether the research contributes to the testing and building of theories or knowledge in the
discipline.

How MendeIey help to your research work? Choose four. ?????

Select one or more:


a. Can Create private group and public
b. Can help select creative pictures and graphs.
c. Help to the researcher to put the research data online
d. Can identify if a research will be accepted in a journal. ?????
e. It has social networking features.

f. Help the researcher to view the statistic of reading article


Mendeley only offer 2 GB of space for free account

Select one:
True

False
It is an example of a reference manager/citation software allow user to manage
his/her research paper. 

Select one:
a. IDM
b. Mendeley 
c. MatLab

d. MS Word
DUTIES OF A RESEARCH ADVISER: Choose Three.

Select one or more:


a. Manages the research course offering.
b. Provide the Prelim and Midterm grades of the advisee based from the progress of the
manuscript.
c. Develops and approves the research paper topic or project proposal.
d. Provides guidance during the writing process. 

e. Secures defense schedule from the Office of the Dean.

DUTIES OF A RESEARCH ADVISER

1. Develops and approves the research paper topic or project proposal.

2. Provides guidance during the writing process.

3. Reads and comments on the whole of the final draft of the thesis, provided that this is presented
within a reasonable and agreed timeframe, and ensuring that the research student is aware that the
thesis must comply with all relevant regulations, including those on word length, format, and binding

4. Provide the Prelim and Midterm grades of the advisee based from the progress of the manuscript.

5. Collect and endorses the score sheets to the subject adviser for consolidation.

Each of the panel members from the academic community must:(Choose two)

Select one or more:


a. Have expertise on the thesis topic to be defended.
b. Hold an appropriate Master's Degree or an appropriate Doctorate Degree in the field of
specialization of the student.
c. Can pay for a class celebration after defense.

d. Can persuade the panelists to agree to his terms.


Each of the panel member from the academic community must: 1. Have expertise on the thesis topic to
be defended. 2. Hold an appropriate Master's Degree or an appropriate Doctorate Degree in the field of
specialization of the student. 3. Must have established track record to do and evaluate research.

This person  identifies and designates the composition of the defense panel.

Select one:
a. The Subject Teacher
b. The Dean
c. The Class President

d. The University President


DUTIES OF THE SUBJECT INSTRUCTOR: Choose Four.

Select one or more:


a.  Provides guidance during the writing process.
b. Collects students’ research manuscript and distribute to panel members
c. Monitors the progress of the student’s research through regular formal supervisory
meetings
d. Provides the student a summary of the recommendations
e. Reads and comments on the whole of the final draft of the thesis
f. Manages the research course offering.

g.  Develops and approves the research paper topic or project proposal.


DUTIES OF THE SUBJECT INSTRUCTOR

1. Manages the research course offering.

2. Monitors the progress of the student’s research through regular formal supervisory meetings and
ensuring that the research student keeps an agreed record of these meetings.

3. Collects students’ research manuscript and distribute to panel members seven (7) days before the
defense date.

4. Provides the student a summary of the recommendations to serve as guide in making revisions for the
final copy which is a graduation requirement.

5. Secures defense schedule from the Office of the Dean.

6. Consolidates and encodes final grade of the student.

Deans and Academic administrators can serve as panel members provided that: (Choose
two)

Select one or more:


a. Schedule of the defense is beyond office hours
b. Their participation is approved by their respective immediate superior
c. Does not take pay for the participation.

d. Can keep the participation a secret.


Deans and Academic administrators can serve as panel members provided that:

1. They have expertise in the thesis to be presented;

2. Schedule of the defense is beyond office hours; and,

3. Their participation is approved by their respective immediate superior

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