Scribd
Upload
130 views

Dispute Medical Collections

The document provides advice on disputing and removing inaccurate information from credit reports. It recommends persistently applying pressure to the credit bureaus and furnishers by asking for proof of reported items, sending MOV letters, and following up if they fail to respond appropriately. If initial efforts do not work, it suggests moving on to validate the information and demand deletion with a HIPAA privacy rights letter.

Uploaded by

gabby maca
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
130 views

Dispute Medical Collections

The document provides advice on disputing and removing inaccurate information from credit reports. It recommends persistently applying pressure to the credit bureaus and furnishers by asking for proof of reported items, sending MOV letters, and following up if they fail to respond appropriately. If initial efforts do not work, it suggests moving on to validate the information and demand deletion with a HIPAA privacy rights letter.

Uploaded by

gabby maca
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 1

The answer is super simple: Just like any other item - you need to persistently dispute and apply

pressure with the


bureaus and possibly the furnishers. You can also ask for proof, if they do not respond in 15 days, they have to
remove it.

1. The bureaus are not required to provide proof (signatures, documents, evidence etc..) but they are required to
provide their method of verification. (who they contacted, what information was transmitted etc) so sending an
MOV letter is a good way to put a little pressure on them if they just verify.

After that, if they fail to respond appropriately, or verify, or don't respond, there are a bunch of other ways/letters
you do do/use to follow up, demand removal, file complaints, demand re-investigation etc, but all of that takes time
and has no guarantee it will work.

I would probably move on to validating with the HIPAA letter and demanding deletion (or you can also do that
simultaneously while your applying pressure with the bureaus).

HIPAA

You might also like