www.americanexpress.co.

in

American Express Banking Corp.

Statement of Account Page 1 of 3 Cyber City
Tower C,DLF Bldg No. 8
Prepared for Membership Number Date Sector - 25, DLF City Ph II
ABHISHEK BARMAN XXXX-XXXXXX-21008 18/11/21 Gurgaon - 122002

Opening Balance Rs New Credits Rs New Debits Rs Closing Balance Rs Min Payment Due Rs
For any statement enquiries
Please call us on:
+91-124-280-1101
21,245.33 - 21,245.33 + 3,686.30 = 3,686.30 1,367.86 (Toll Free): 1800 180 1249

Minimum Payment Due

Statement includes payments and charges received by November 18, 2021 December 6 , 2021
Making only the minimum payment every month would result in the repayment stretching over years with consequent interest payment on your outstanding balance. For
more details on this refer to the Most Important Terms & Conditions (MITC).
1 The Minimum Payment Due on the Card includes the installment(s) due from the installment plans and the minimum amount payable on regular card charges.
2 The New Debits is the sum of all installments due and the new debits in the current statement period.
3 The closing balance is the sum total of all installments due and the ending balance of all regular charges as on the statement date

Thank you for using the American Express Card. We would appreciate receiving your payment of Rs. 1,367.86 by
06/12/2021.

Statement Period From October 19 to November 18, 2021

Credit Summary Credit Limit Rs Available Credit Limit Rs

At November 18, 2021 189,000.00 173,894.05

Current Rates of Interest Monthly Rate Goods And Services 3.50 %

Monthly Rate Installment Sweep Plan 0.00 %
Monthly Rate Cash Transactions 3.50 %
Monthly Rate Balance Transfer 3.50 %

Installment Plan Summary Original Interest Current Installment Installment Made up of: GST/IGST
Amount Rs Rate(PM) Balance Rs Number Amount Rs Principal Interest (@18%)
12 Month@14% P.A.+0% Proc. Fee 13,715.54 1.17% 11,419.65 2 of 12 1,230.00 1,147.47 82.53 14.86

Details Foreign Spending Amount Rs

November 03 PAYMENT RECEIVED. THANK YOU 21,245.33

Card Number XXXX-XXXXXX-21008 CR
October 19 RELIANCE RETAIL LTD Mumbai 229.73
October 23 RELIANCE RETAIL LTD Mumbai 306.62
October 24 DMART BANGALORE 624.94
October 27 RELIANCE RETAIL LTD Mumbai 296.15
October 28 DMART BANGALORE 984.00
New domestic transactions for ABHISHEK BARMAN 2,441.44
Installment Plan Transactions
November 18 INSTALLMENT PRINCIPAL AMOUNT 1,147.47
..........
Please return this advice
Payment Advice with your payment.

Make a crossed cheque payable to "AEBCCard # Minimum Payment: Rs 1,367.86 Please do not send
enter your 15-digit Card number beginningwith 37>." Due by December 6, 2021 postdated cheques.

Enter amount enclosed Rs

ABHISHEK BARMAN
54 SURVERYNO 79 MICO LAYOUT MAIN RD Send payment to:
HONGASANDRA BANGALORE SOUTH
NEAR FRANCIS SCHOOL AMERICAN EXPRESSBANKING CORP.
BANGALORE KA 560068 CYBER CITY, TOWER C, DLF BLDG NO.8
SECTOR-25,DLF CITY PH II
GURGAON - 122002

Incorporated with limited liability in the USA

Statement of Account Page 2 of 3
Prepared for Membership Number Date
ABHISHEK BARMAN XXXX-XXXXXX-21008 18/11/21

Details Foreign Spending Amount Rs

November 18 FINANCE CHARGES 82.53

November 18 GST/IGST@18% 14.86
Total of Installments (includes GST levied) 1,244.86

OTHER ACCOUNT TRANSACTIONS

Total of other account transactions 0.00

Payment Information - Payment for the minimum due must be received, in Drop Boxes - For locations, please visit americanexpress.co.in.
Indian Rupees, by the due date. UPI (Unified Payment Interface) - American Express UPI VPA is
Payment Methods - You can pay by any of these convenient methods. AEBC37XXXXXXXXXXXXX@SC (please ensure that you provide your
National Electronic Funds Transfer (NEFT) complete 15 digit Card number beginning with 37).
The NEFT details are as follows: Direct Debit - You may also enroll for direct debit each month from your
Payee Name - American Express Bank account and credit the Card Account with the total amount due in the
Payee Account No - 37XXXXXXXXXXXXX (please ensure that you monthly statement through the National Automated Clearing House (NACH)
provide your complete 15 digit Card number beginning with 37). introduced by the Reserve Bank of India (RBI).
IFSC Code - SCBL0036020 Mailing Preference - If you do not wish to be contacted for promotional or
Name of Bank & Branch - Standard Chartered Bank; Narain Manzil, marketing offers, or wish to change the address or phone number on your
23 Barakhamba Road, New Delhi 110001 account, please call us at the numbers mentioned on the back of your Card.
Payee Account Type - Current Foreign ExchangeCurrency Charges The total amount of Foreign
Online - Pay your Card bill, online anywhere anytime in three simple Currency charges shown include the Currency Conversion Factor Assessment
steps. Just log on to americanexpress.co.in. Click on 'Pay your bill now'. Assessment of 3.5% plus applicable GST.
Then fill in your Card details and the bank account from which you Permanent Account Number (PAN) - AAGCA9055N
would like to make the payment. GSTIN- 06AAGCA9055N1Z8
We also accept payments through following electronic modes: Category: Credit-granting services including stand-by commitment,
(i) Debit Card powered by RuPay; guarantees & securities (SAC - 997113). Due to system limitation,
(ii) UPI/BHIM-UPI Quick Response Code (QR Code) GST/IGST is being charged at consolidated amount @18%. Where the
Important note : In case you are making a payment via Standard place of supply is in Haryana GST comprises of Central Goods and Services
Chartered Online Banking, the IFSC code is not required. You may Tax (CGST) @9% + Haryana State Goods and Services Tax (SGST) @9%;
select the option 'Transfer to another SCB bank account' to process the where the place of supply is outside of Haryana GST comprises of Integrated
payment. Simply initiate your funds transfer before 5:00 pm for next Goods and Services Tax (IGST) @18%.
day credit to your American Express Card excluding Sunday and We are here to help - For any additional information or assistance,
banking holidays. Also please make sure to put in the correct Card please call our Membership Services helpline numbers. Updated as per
number to avoid a transaction failure. details available on website.
Statement of Account Page 3 of 3
Prepared for Membership Number Date
ABHISHEK BARMAN XXXX-XXXXXX-21008 18/11/21

Membership Rewards Statement Rewards Number

FTO 3560-4255-8172
Account Summary from 17/10/2021 to 16/11/2021
Previous
Points Balance Points Earned Bonus Points Points Adjustments Points Redeemed New Points Balance

2,883 49 192 0 0 3,124

Points Earned Card Type Card Number No. of Points

SmartEarn XXXXXXXXXX21008 49
Total Points Earned 49

Bonus Points Description No. of Points

5X MR Points on Selected EDS Merchants 192
Total Bonus Points 192

Cardmember Offers and Information

Grievances Redressal Escalation:
In the event that you are not satisfied with our services, you may register your grievance to:
First Level Escalation: Manager - Executive Correspondence Unit
Telephone No. 0124-3362172 (Monday to Friday 8:30 to 5:00 pm) / E-mail: [email protected]

Second Level Escalation: Ms. Priyameet Kaur, Head of Customer Service / E-mail: [email protected]

Payment FAQ Information:

Payments to the Card account can only be made from a bank account in the primary Card Member's name. Please refer to
Payments FAQs at (https://www.americanexpress.com/in/customer-service/payments-statements-and-balance/) for more
details.

Please Note: Effective 1st November 2021, bill payments made via cheque will not be credited to your Card account until we
receive confirmation of the funds from the bank.

Please note: Printed copies of the Most Important Terms and Conditions and the Cardmember Agreement will no longer be sent
along with monthly statements or card welcome, replacement, renewal pack(s). You can view & download these documents from
the official webpage americanexpress.co.in/mitc or call on the number on the back of the card post approval, to request for hard
copies of the same.
We have made changes to para d - "Recovery procedure in case of default/account overdue" of the MITC. The revised terms and
conditions under this para reference usage of WhatsApp for servicing.