Calculation of PV for Re.

1 at 10% for 2 years Present value of seri

PVF Year
Amount 2000 500000 1
Interest Rate 10% 10% 2
Year 5 10 3
PV 1241.8426461 192771.64471 4
5
PV Function

1 ₹ 1,241.84
PV Function
2 ₹ 192,771.64

Year Year
1 2020
2 2021
3 2022
4 2023
5 2024
6 2025
7 2026
8 2027
9 2028
10 2029

PV Function for annuity

Year

1
2
3
4
5

Annuity
 Present value of series of cash flows
Cash Flows Rate PVF PV
500 10% ₹ 0.909 ₹ 454.5 Note
1000 10% ₹ 0.826 ₹ 826.4 PVF=For Re.1
1500 10% ₹ 0.751 ₹ 1,127.0 PV=For Cash flow
2000 10% ₹ 0.683 ₹ 1,366.0
2500 10% ₹ 0.621 ₹ 1,552.3
Total ₹ 5,326.29

Cashflows Rate PVIF PV

12000 9% ₹ 0.917 ₹ 11,009.17
15000 9% ₹ 0.842 ₹ 12,625.20
20000 9% ₹ 0.772 ₹ 15,443.67
25000 9% ₹ 0.708 ₹ 17,710.63
22000 9% ₹ 0.650 ₹ 14,298.49
21000 9% ₹ 0.596 ₹ 12,521.61
18000 9% ₹ 0.547 ₹ 9,846.62
17500 9% ₹ 0.502 ₹ 8,782.66
15600 9% ₹ 0.460 ₹ 7,182.67
27000 9% ₹ 0.422 ₹ 11,405.09
Total ₹ 120,825.82

nction for annuity

Cash
Flows
1000
1000
1000
1000 pmt -1000

1000 Year
nper 5

3790.7868 1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Cash Flows
PVA
1 ₹ 0.82
4 ₹ 2.68
8 ₹ 4.39
16 ₹ 7.19
32 ₹ 11.78
64 ₹ 19.28
128 ₹ 31.58
256 ₹ 51.71
512 ₹ 84.67
1024 ₹ 138.66
2048 ₹ 227.06
4096 ₹ 371.83
8192 ₹ 608.88
16384 ₹ 997.08
32768 ₹ 1,632.76
65536 ₹ 2,673.73
131072 ₹ 4,378.38
262144 ₹ 7,169.82
524288 ₹ 11,740.94
1048576 ₹ 19,226.39
2097152 ₹ 31,484.20
4194304 ₹ 51,556.99 ₹ 1,000,000.00
8388608 ₹ 84,427.21
16777216 ₹ 138,253.87
33554432 ₹ 226,397.79
67108864 ₹ 370,737.98
134217728 ₹ 607,102.42
268435456 ₹ 994,161.30
536870912 ₹ 1,627,990.02
1073741824 ₹ 2,665,917.02
₹ 6,847,408.41
 Future value and Simple Interest
Account A Principle Rate period
10000 5% 4
10,000.00 12155.06 FV
Account B Principle Simple Interest period
10000 5.25% 4
10,000.00 12100 SI

FV M
PV : ₹ 100.00 PV :
I: 10% I:
n: 5 n:
FV? ₹ 161.05 ₹ 161.05 FV?

FVA M
PMT : ₹ 2,000.00 PMT :
I: 10.00% I:
n: 35 n:
FVA? ₹ 542,048.74 ₹ 542,048.74 FVA?
 FVF and FV
Rate Year Principle FV Factor
7% 1 10000 1.07
7% 5 10000 1.4025517307
7% 10 10000 1.9671513573

Monthly/Quarterly/Semiannual Compounding
₹ 100.00 Monthly/Quarterly/Semiannually
10% 0.00833333333333 12.00
5 60.00
₹ 164.53 ₹ 164.53

Monthly/Quarterly/Semiannual Compounding
₹ 166.67 Monthly/Quarterly/Semiannually
10.00% 0.0083333333333 12.00
35 420
₹ 632,785.66 ₹ 632,785.66
 FV
10700
14025.517307
19671.513573
 Rule of 72 Rule of 69
Interest Period Interest Period
8.00 9 8.00 8.975

Inflation
Nominal rate Inflation rate Real Interest rate
5.90% 3.30% 2.517%
Approx 2.60%