Module 6-9. BLDNG & Enhancing
Module 6-9. BLDNG & Enhancing
DIFFUN CAMPUS
Diffun, 3401 Quirino
MODULE 6
SOCIAL LITERACY
A. OBJECTIVES: At the end of the lesson, the students should be able to:
1. Define social literacy
2. Discuss social skills, their impact and strategies for improvement
3. Describe an emotionally intelligent person
4. Identify ways on how to integrate social literacy in the lesson
5. Analyze research abstract on social literacy and its implications on teaching-learning
process
B. TOPIC GUIDE
1. Definition of Terms
2. Types of Social Skills
3. Improving social skills
4. Emotional Intelligence (EQ)
5. Strategies for Enhancing Emotional Intelligence
6. Recommended Tools in Enhancing Emotional Intelligence
7. Ten Characteristics of an Emotionally Intelligent Person (Connors, 2018)
8. Strategies in Obtaining Good People Skills
9. Ten Essential People Skills to Succeed
C. KEY TERMS:
Social Literacy
Social literacy entails the development of social skills, knowledge and positive
human values toward desire and ability in human beings to act and react positively
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
and responsibly in a wide range of complex social settings. It can be acquired through
social process of inquiry, values exploration and social decision-making that relate to
the acquisition of knowledge and understanding (Arthur, Davison and Stow, 2000).
Social Skills
Social skills are aspects of social literacy. As such, these are an integral part of
functioning in society. It involves good manners, communicating effectively with
others, being considerate of others' feelings and expressing personal needs. In fact,
children gain social skills through playing while adults obtain it by interrelating with
others, both verbally (spoken language) and non-verbally (gestures, body language,
facial expressions, eye contact and appearance).
Social skills are also important in schools because they help build, maintain
and grow relationships of students with classmates, peers, teachers, students, and
others, while for teachers, with their superiors, colleagues, parents, students, and
others. These can be attained through:
(1) gaining ideas, information, techniques and perspectives from people with
different areas of expertise;
(2) providing their own perspective for the benefit of others;
(3) accomplishing tasks and working together toward shared goal;
(4) providing mutual support for difficult situations;
(5) expanding network to learn about and pursue new opportunities;
(6) gaining feedback and referrals from people who
can personally attest to work, skills and qualities; and
(7) making the school truly a healthy and conducive learning environment.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Likewise, other ways that may help are as follows: (1) Behave as a social person;
(2) Start small if necessary; (3) Ask open-ended questions; (4) Encourage others to talk
about themselves; (5) Create goals for yourself; (6) Offer compliments generously; (7)
Read books about social skills; (8) Practice good manners; (9) Pay attention to your
body language; (10) Join a social skills support group; (11) Stay up to date on current
events; and (12) Identify and replace negative thoughts.
Impact of Social Skills. Possessing social skills results to; (1) better
relationships; (2) better communication; (3) greater efficiency (4) advanced career
prospects; and (5) increased over-all happiness (https://www.masters-in-special-
education.com/lists/5-types-of-social-skills-deficit/).
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
It is being aware that emotions can drive behavior and impact people (positively
and negatively), and learning how to manage those emotions, both one's own and
others' when under pressure, especially in times of: (1) giving and receiving feedback;
(2) meeting tight deadlines; (3) dealing with challenging relationships; (4) not having
enough resources, (5) dealing with change; and (6) experiencing setbacks and failure.
1. Think about feelings. A person has to be sensitive to one's and other's feelings
to come up with the right manner of approach or appropriate response. For
example, a teacher has to be aware of his/her students' background or
situation that may trigger negative emotions. In that case, he/she would know
the right approach when dealing with sensitive issues in class.
2. Pause. This is about taking a moment to stop and think before doing anything
to refrain from resorting to an unsound decision at the height of anger. For
example, at the peak of anger with a student who commits violations, a teacher
may gently pausefor a while and take a moment of silence to rethink and cool
down before jumping to any decision in order to avoid untoward consequences.
5. Show authenticity. This is saying what we mean with what we say and we
have to stick on to our values and principles. For example, in times of
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
confrontation with parents, as teachers, we should clearly express our side with
respect and sincerity while consistently upholding on to the principle and truth
behind the issue in order to avoid resorting to heated argument and conflict at
the end.
8. Give helpful feedback. Although negative feedback may hurt one's feelings, at
some point, it can be turned constructive for one's improvement. For example,
when we receive negative feedback from our superiors, we have to take it as a
challenge toward becoming a better and stronger person.
9. Apologize. Saying sorry demonstrates humility, a quality that will naturally win
others as you value the relationship more than the ego. For example, whenever
we commit mistakes in teaching, whether big or small, there is nothing to lose
when we apologize, even at times, doing it may seem to be very difficult.
10.Forgive and forget. Forgiving and forgetting prevent others from holding
emotions and allowing one to move forward. For example, when a student or a
colleague hurts us, we should be ready to forgive and let go of the pains that
somehow caused us.
11.Keep our commitments. The habit of keeping one's word in things, either big
or Small, develops a strong reputation reliability and trustworthiness. For
example, when we are given tasks in the school, make sure that we commit
ourselves, our time and efforts into it. Remember, opportunities may only come
once, therefore, grab every Opportunity that may come along our way for it may
never come again.
12.Help others. One way to positively win others is through helping them because
listening to and helping them can build trust and inspire them to follow. For
example, in every school activity, we have to find ways to help others
accomplish their tasks successfully. In return, they will be grateful to us.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
10. Face Workshop. It is an activity, in which partners face each other while
showing different facial expressions and qualities that ends with reflections.
12. Tower Building. Groups will be tasked to build a tower using pop sticks and
straws. The goal is to make the tallest and strongest tower of all. This will end
up with interactions, sharing, open forums and patching of emotional barriers.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
13. Build Me a House. The participants in groups will be tasked to build a house
using any available material around them. The goal is to make the strongest
house. Then, the facilitator will suddenly destroy the house made by the group
and observe the members' emotions and reactions and let them express their
feelings and thoughts. At the end, each one will draw realizations, lessons and
values for reflection.
15. Mirroring and Unmasking Activity. Each participant shall prepare a piece of
paper and put it at his/her back. In a circular formation, everyone has to write
that person’s negative attitude on that paper. Everyone will be given time to see
those feedbacks and reflect on them while they are also given a chance to
express themselves. These negative feedbacks will be called masks to be torn-
off and burned at the end of the activity and they will be led to a prayer for self-
renewal and rejuvenation.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
5. Belief. It is the power of believing in one's self, both at present and the future.
It is a matter of affirming that people and things in one's life happen for a
reason and that everything will ultimately turn out to be good.
6. Needs and wants. It is something to discern between thing that one needs
versus things that he/she just wants and establishing needs prior to fulfilling
wants.
7. Passion. It is the natural desire, instinct, drive, ambition and motivated love for
a subject or someone. More so, it brings positive energy that helps sustain and
inspire one to keep going.
8. Optimism. It is about maintaining a positive attitude that may increase one's
opportunities, improve relationships and think clearly and constructively.
9. Adaptability. It is an important recognition and the ability to make or remake
decisions in one's best interest. It is also determining when to continue his/her
course, or when is the time for a change.
10. Desire to help others succeed. It is becoming interested and
appreciative of the success and achievement of others.
People Skills
Like emotional intelligence and social skills, people skills have been widely used
in demonstrating social literacy at home, in school or anywhere that a person may be.
According to Wikipedia, people skills are patterns of behavior and behavioral
interactions. For Thompson (2009), this is an area of exploration about how a person
behaves and how he/she is perceived irrespective of his/her thinking and feeling.
Honey (2001) defines it as the dynamics between personal ecology (cognitive, affective,
physical and spiritual dimensions) and its function with other people's personality
styles in numerous environments (life events, institutions, challenges, etc.).
On the other hand, people skills are tools used to communicate and interact
effectively with others. Therefore, individuals with strong people skills are able to
predict behavior, relate to others and socialize easily.
People skills can also be defined in three sets of abilities: (1) personal
effectiveness or about how one comes across with others; (2) interaction ability or how
well one predicts and decodes behavior; and (3) intercede easily or ability to lead,
influence and build bridges between people.
Moreover, people skills are the ability to accept, appreciate and admire others
on a personal or professional level. Good people skills extend to the ability to listen
and empathize with others, as well as work toward common goals with them.
Therefore, these are sets of skills that enable a person to get along with others,
communicate ideas effectively, resolve conflicts and achieve personal or professional
goals.
In general, Portland Business Journal describes people skills as
(Rifkin, 2009):
1. Ability to effectively communicate, understand and empathize
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Educational Impact of People Skills. People skills are important for teachers in
effective classroom management. Knowing how to communicate and teach people
instead of simply teaching their subjects will help make a difference in the classroom
(Bolton, 2009). Accordingly, almost 50 percent of classroom success lies on effective
interpersonal relationships, while the other 50 percent lies within academic skills
(Boyle, 2011). This is because teachers tend to interact and relate with students.
Therefore, they need to learn how to practice these people skills effectively in order to
create a healthy and conducive learning atmosphere in the classroom.
In general, people skills are an essential part of work, life and social success.
When one has strong people skills, he/she is able to:
(1) pitch him/herself; (2) overcome social anxiety; (3) communicate ideas; and (4)
influence others positively.
2. Conflict resolution skills. Having the ability to mediate disputes and resolve
conflict among others is an important professional skill. Hence, conflict
resolution involves ability to clarify a specific dispute, listen to perspective in a
non-judgmental manner and offer suggestions for action.
3. The value of patience. Patience is an exceptional people skill that is valuable
in every profession. It involves being able to maintain an even temper, repeat
and explain information as necessary and control anger in even the most trying
situations.
4. Tolerance and understanding . Having tolerance and understanding for the
differences of others leads to success. Tolerant people have the ability to accept
differences, even when they don't personally agree with them.
In general, there are 5 A's to improve people skills, namely: (1) acceptance; (2))
appreciation, (3) approval, (4) admiration: and (5) attention.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
E. REFERENCES:
1. De Leon, Elmer. Building and Enhancing New Literacies Across the
Curriculum. LORIMAR Publishing Inc. Metro Manila. 2020.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
4. https://en.wikipedia.org/wiki/social_literacy)
5. http://www.6seconds.org/2018/02/27/emotionalintelligence-tips-awareness/
MODULE 7
MEDIA LITERACY
A. OBJECTIVES: At the end of the lesson, the students should be able to:
1. Define media literacy
2. Cite the important roles of media literacy
3. Explain media information literacy (MIL) along various aspects and
dimensions
4. Examine the advantages and disadvantages of media
5. Analyze research abstract on media literacy and its implication to teaching –
learning process
B. TOPIC GUIDE
C. KEY TERMS:
11. Media Literacy, Social Media
D. LECTURE DISCUSSION:
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Media Literacy
Lynch (2018) coined the term "media" that refers to all electronic Or digital
means and print or artistic visuals used to transmit messages through reading (print
media), seeing (visual media), hearing (audio media), or changing and playing with
(interactive media), or some combinations of each. Media can be a component of active
learning
strategies, such as group discussions or case studies (Mateer and Ghent, n.d.).
Media literacy is the ability to access, analyze, evaluate, and create media
(Firestone, 1993). Media literate youth and adults can understand the complex
messages received from television, radio, Internet, newspapers, magazines, books,
billboards, video games, music, and all other forms of media. Therefore, media literacy
social studies, health, science, and other subjects. Many educators skills are included
in the educational standards in language arts, have discovered that media literacy is
an effective and engaging way to apply critical thinking skills to a wide range of issues.
(http://www.medialiteracyproject.org).
The Ontario Ministry of Education (1989) stressed that media literacy means
helping students develop an informed and critical understanding of the nature of mass
media, the techniques used and their impact. It aims to enhance students'
understanding and appreciation how media work, how they produce meaning, how
they
are organized, and how they construct reality. More so, it intends to provide students
the ability to create media products (http://www.medialit.org).
Media literacy therefore, is the ability to identify different types of media from
wide array of sources and understand the messages they bring (Hobbs, 1997).
But most of all, these have one thing in common: that someone created it for a
reason. Therefore, understanding that reason is the basis of media literacy.
2. Also known as Media Education, it is the ability to realize that all kinds of
media show a representation of reality.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
10. It includes the ability to perform effective Internet searches, awareness and
respect of intellectual property and copyright law and the ability to identify
truth from fake news. (https://www.igi-global.com/dictionary/media-literacy/18156).
6. Learn to think critically. When people evaluate media, they decide if the
messages make sense, including the key ideas before being convinced on the
information that they get from it.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
10.Identify the role of media in our culture. Media conveys something, shapes
understanding of the world, and makes an individual to act or think in certain
ways.
Social Media
Social media is a term that describes websites to connect people and involve
user-generated content, which is the hallmark of a social media site. It is sometimes
called Web 2.0, which is currently a huge opportunity to reach target audience and
increase online sales (Go, 2019).
16. Social Media News Websites. It entails users to submit links to Web content
like articles, podcasts, videos, etc. that they find interesting, such as Digg,
Reddit and Stumble Upon.
18. Social Media Photo and Video Sharing. It allows users to up load photos
through faceboook, Instagram and Pinterest while videos through YouTube.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
20. Social Media Review Websites. It shows how social reviews can make or break
a company or an organization, such as AmaZon and eBay.
Aspects of MIL
According to Reineck and Lublinski (2015), MIL is the optimal outcome of
media, information and communication technology (ICT) education along three
aspects: technical skills, critical attitudes and facts about media and ICT. Technical
skills involve ability to access and use computers, mobile and other technical devices
that offer media and information content. UNESCO's (2011) MIL curriculum delves on
"accessing information effectively and efficiently" as an aspect put into practice.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
2. Resource Literacy. This is the ability to understand the form, format, location
and access methods of information resources.
5. Publishing Literacy. It is the ability to format and publish research and ideas
electronically, in textual and multimedia forms.
Advantages of Media
11. Media educate people on health matters, environmental conservation and
others through various forms.
12. People get the latest world news in a very short time regardless of
distance.
13. People can bring out their hidden talents in the multimedia and visual
arts, comedy, acting, dancing and singing.
14. Media increase knowledge learned from quiz programs, educational
shows and other information-giving programs.
15. People feel convenient in accessing information through mobile phones.
16. They become a vehicle in promoting products toward increased sales,
17. They serve as a good source of entertainment.
18. Television allows electronic duplication of information that reduces mass
education costing.
19. Media lead to the diffusion of diverse cultures and cultural practices.
20. They help people around the world understand each other and respect
differences.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Disadvantages of Media
(2) They lead to individualism. Spending too much time on the Internet and
watching television usually impedes socialization with friends, family and
others.
(3) Some media contents are not suitable for children.
(4) A newspaper is geographically selective.
(5) The increase in advertisements in television and radio makes them less
attractive.
(6) The internet can be a possible way for scams, fraud and hacking.
(7) Media can be addictive that may result in people's decreased productivity.
(8) They can cause health hazards, such as radiation effects, poor eyesight, hearing
defects, and others.
(9) They may induce drugs and alcohol use.
9. They can lead to personal injury by imitating the stunts showcased
in media.
21. They can ruin reputation through an anonymous account, malicious
scandals, false accusations and rumors.
(https://www.importantindia.com/22940/media-advantages-disadvantages)
2. Teach students to evaluate media. Students learn to evaluate what they are
viewing by showing them that media change depending on who created it. the
intended audience and Biases that may be attributed to the source,
3. Show students where to find digital resources and databases. Teachers
should provide students with reliable and safe media Sources and trustworthy
content.
4. Compare/contrast various media sources. In the discussions, distinguish
various media sources and compare elements.
5. Discuss how the media edits and alters. Purposely point out to students
examples of media altering photographs or stories while teaching them to be
critical of what they see or read at face value.
6. Examine the "truth" in advertisements. Let students identify what
advertisements are trying to sell and what promises or ideas are they using to
convince them to buy the product.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
7. Have students create media. Let students create media appropriate to their
levels such as presentations, videos or websites.
Media skills. Although this is given little emphasis in the classroom, Hobbs and Frost
(1994) present the skills that students are able to possess with the media they use in
class. To Wit: (1) reflect n and analyze their own media consumption habits; (2)
identity the author, purpose and point of view in films, commercials, television and
radio programs, magazine and newspaper editorials and advertising: (3) identify the
range of production techniques that are used to communicate opinions and shape
audience's response; (4) identify and evaluate the quality of media's representation of
the world by
examining patterns, stereotyping, emphasis and omission in print and television news
and other media; (5) appreciate the economic underpinnings of mass media industries
to make distinctions between those media which sell audiences to advertisers and
those which do not; (6) understand how media economics shapes message content (7)
gain familiarity and experience in using mass media tools for personal expression and
communication and for purposes of social and political advocacy.
E. REFERENCES:
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
4. (https://www.importantindia.com/22940/media-advantages-disadvantages)
5. (http://www.medialiteracyproject.org).
6. (http://www.medialit.org
MODULE 8
FINANCIAL LITERACY
A. OBJECTIVES: At the end of the lesson, the students should be able to:
14. Define financial literacy
15. Distinguish among financial plan, budgeting, saving, spending and investing
16. Present ways on how to avoid financial crisis and scams
17. Describe financially stable person
18. Determine ways on how to integrate financial literacy in the curriculum
19. Analyze research abstract on financial literacy and its implication to teaching-
learning process
B. TOPIC GUIDE
1. Financial Literacy
2. The importance of starting financial literacy while still young.
3. Financial Plan
4. Five Financial Improvement Strategies
5. Budget and Budgeting
6. Spending
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
C. KEY TERMS:
(2) Financial Literacy, Budgeting,
D. LECTURE DISCUSSION:
In some instances, teachers are confronted with issues and Concerns on
financial debt, being victimized by fraud and other related scams, both personal and
electronic ways. More so, some teachers debt are drowned by emergent financial needs
and unexpected debt especially in difficult times, sickness and inevitable
circumstances and calamities. Others do not prepare for their retirement that they
usually end up highly frustrated. This is the reason why financial literacy has been a
subject in many faculty development programs, seminars, and even becomes a topic
for researches, while many schools have integrated it in the curriculum.
Financial Literacy
Financial literacy is a core life skill in an increasingly complex world where
people need to take charge of their own finances, budget, financial choices, managing
risks, saving, credit, and financial transactions.
Financial literacy is the ability to make informed Judgments and make effective
decisions regarding the use and management of money. Hence, teaching financial
literacy yields better financial management skills.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
should begin as early as possible and be taught in schools. Akdag (2013) stressed that
in the
recent financial crisis, financial literacy is very crucial and tends to be advantageous if
introduced in the very early years as preschool years. Financial education is a long-
term process and incorporating it into the curricula from an early age allows children
to acquire the knowledge and skills while building responsible financial behavior
throughout each stage of their education (OECD, 2005).
Financial Plan
Teachers need to have a deeper understanding and capacity to formulate their
own financial plan. It is wise to consider starting to plan the moment they hand in
their first salary, including the incentives, bonuses and extra remunerations that they
receive.
4. Determining cash flow. A financial plan is knowing where money goes every
month. Documenting it will help to see how much is needed every month for
necessities, and the amount for savings and investment.
5. Considering the priorities. The core of a financial plan is the person's clearly
defined goals that may include: (1) Retirement strategy for accumulating
retirement income (2) Comprehensive risk management plan including a review
of life and disability insurance, personal liability coverage, property and
casualty coverage, and catastrophic coverage; (3) Long-term investment plan
based on specific investment objectives and a personal risk tolerance profile;
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
and (4) Tax reduction strategy for minimizing taxes on personal income allowed
by the tax
Code. (https://www.investopedia.com/terms/f/financial_plan.asp)
9. Set your priorities. Making a list of rated needs and wants can help set
financial priorities. Needs are things one must have in order to survive (1.e.
food, shelter, clothing, healthcare and transportation) while wants are things
one would like to have but are not necessary for survival .
10.Document your spending. One off the best ways to figure out cash flow or
what comes in and what goes out is to create a budget or a personal spending
plan. A budget lists down all income and expenses to help meet financial
obligations.
11.Lay down your debt. Living with debt is costly not just because of interest and
fees, but it can also prevent people from getting ahead with their financial goals.
Thus, budgeting ensures to have enough money for the things needed and
those important ones and will keep one out of debt.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
4. Step 1: Set realistic goals. Goals for the money will help make smart spending
choices upon deciding on what is important.
5. Step 2: Identify income and expenses. Upon knowing how much is earned each
month and where it all goes, start tracking the expenses by recording every
single cent.
6. Step 3: Separate needs from wants. Set clear priorities and the decisions
become easier to make by identifying wisely those that are really needed or just
wanted
7. Step 4: Design your budget. Make sure to avoid spending more than what is
earned. Balance budget to accommodate everything needed to be paid for.
8. Step 5: Put your plan into action. Match spending with income time. Decide
ahead of time what you will use each payday. Non-reliance to credit for the
living expenses will protect one from debt.
9. Step 6: Plan for seasonal expenses. Set money aside to pay for unplanned
expenses so to avoid going into debt.
10.Step 7: Look ahead. Having a stable budget can take a month or two so, ask for
help if things are not getting well.
Spending
If budget goals serve as a financial wish list, a spending plan is a way to make
those wishes a reality. Turn them into an action plan. The following are practical
strategies in setting and prioritizing budget goals and spending plan:
12.Start by listing your goals. Setting budget goals requires forecasting and
discussing future needs and dreams with the family.
13.Divide your goals according to how long it will take to meet each goal
Classify your budget goals into three categories: short-term goals (less than a
year), medium-term goals (one to five years), and long-term goals (more than five
years). Short-term goals are usually the immediate needs and wants, medium term
goals are things that you and your family want to achieve during the next five
years; and long-term goals extend well into the future, such as planning for
retirement.
14.Estimate the cost of each goal and find out how much it costs. Before
assigning priority to goals, it is important to determine the cost of each goal.
The greater the cost of a goal, the more alternative goals must be sacrificed in
order to achieve it.
15.Project future cost. For short-term goals, inflation is not a big factor, but for
medium and long-term goals, it is a big factor. To calculate the future cost of
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
the goals, there is a need to determine the rate of inflation applied to each
particular goal.
16.Calculate how much you need to set aside each period. Upon knowing the
future cost of the goals, next is to determine how much to put aside each period
to meet all the goals.
17.Prioritize your goals. Upon listing down all the goals and the estimated
amount needed for each goal, prioritize them. This serves as guide in decision-
making.
18.Create a schedule for meeting your goals. It is important to lay down all the
goals according to priority with the corresponding amount of money needed, the
time it will be needed, and the installments needed to meet the goals.
(https://www.flexscore.com/learningcenter/the-spending-plan-setting-and-prioritizing-your-budget-goals)
As teachers, when you have saved more money than what you expect at a time
of need, consider investing this money to earn more interest than what your savings
account is paying you.
There are many ways you can invest your money but consider four aspects:
Savings
In order to get out of debt. it is important to set some money aside and put it into a
savings account on a regular basis. Savings help in buying things that are needed
needed or wanted without borrowing.
Emergency Savings Fund. Start as early, setting aside a little money for emergency
savings fund, If you receive a bonus from work, an income tax refund or earnings from
additional or side jobs, use them as an emergency fund.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Here are some of the most common financial scams, along with ways to identify them
early and how to protect one's self from being victimized.
A. Phishing. Using this common tactic, scammers send an email that appears to
come from a financial institution, such as-bank and asks you to click on a link
to update your account information. If you receive any correspondence that
asks for your information, never click on the links or provide account details.
Instead, visit the company's website, find official contact information, and call
them to verify the request.
B. Social Media Scams. Scammers are adept at using social media to gather
information about the traveling habits of potential victims. They also have
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
phishing tactics, including posts seeking charity donations with bogus links
that allow them to keep your money. Therefore, be conscious of the information
you post online, especially personal details and plans for a vacation that you
would leave your house unoccupied.
D. Stolen Credit Card Numbers. There are numerous ways that scammers can
obtain your credit card information, including hacking, phishing. and the use of
skimming devices, such as small card readers attached to unmanned credit
card readers (i.e. ATMs, gas pumps, and more). These small devices pull or
swipe your card, look for Suspicious devices that may an ATM be data from
your card when you swipe it. Before you use an ATM attached to the card
reader.
4. Use difficult passwords. Hackers can easily find passwords that are simple
number combinations. Create passwords that are at least eight characters long
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
and that include some lower and upper case letters, numbers and special
characters. You should also use a different password for every website you visit.
5. Never give your social security number. If you receive an email or visit a
website that asks for your Social Security number, ignore it.
8. Don't download software from pop-up windows. When you are online, do not
trust pop-up windows that appear and claim your computer is unsafe. If you
click on the link in the pop-up to start the "system scan or some other
programs, malicious software known as "malware could damage your operating
system.
9. Make sure the websites you visit are safe. Before you enter your financial
information on any website, double-check the website's privacy rules. Also,
make sure the website uses encryption, which is usually symbolized by a lock
to the left of the web address which means it is safe and protected against
hackers.
10. Donate to known charities only. If you receive a call or an email for
solicitation of charity donations, critically examine it . Some scammers create
bogus charities to steal credit card information.
A. /www.investopedia.com/articles/personal-finance/041515/10-tips-
avoid.common-)
The following are common financial scams that students should watch out for,
and learn to protect one's identity and finances.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
B. Diploma mills. There are schools that offer fake degrees and diplomas in
exchange for a fee. Check from government education agencies the
prospective school to enroll in if it is government-recognized, legitimate
or accredited.
C. Online book scams. While students often go for the best deals on
textbooks online, scammers can use this opportunity to get students'
credit card information. When buying anything online, be sure to do it on
a credible site.
Financial Stability
Like anyone else, teachers also aim to become financially stable if not today,
maybe in the future. Being financially stable means confidence with the financial
situation, worriless paying the bills because of available funds, debt-free, money
savings for future goals and enough emergency funds.
Financial stability is not about being rich but rather more of a mindset. It is
living a life without worrying about how to pay the next bill and becoming stress-free
about money while focusing energy on other parts of life (Silva, 2019).
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
2. Control your impulsive spending. Control yourself from self from online
impulsive spending on eating out, shopping and online purchases that may
ruin your finances and budget.
3. Evaluate your expenses and live frugally. Analyze how you spend your
money, see what you can reduce and determine expenses that are necessary
and eliminate the unnecessary.
4. Invest in your future. Start preparing and investing for your future retirement
while still young in your career field.
5. Keep your family secure. Save for an emergency fund, so that you have
something to spend if anything happens with the family emergently.
6. Eliminate and avoid debt. Eliminate credit cards, personal loans, or other
debt forms as it will not work on you but even pull you down and make you
drowned with obligations that may even resort to surrendering your properties,
jewelry and investments as payment.
7. Use the envelope system. Set aside three amounts in your budget each
payday, withdraw those amounts and put them in three separate envelopes. In
that way, you can easily track how much remains for each of the expenses or if
you already run out
of money.
8. Pay bills immediately. One good habit is to pay bills as soon as they come in
and try to get your bills to be paid through automatic deduction.
9. Read about personal finances. The more you educate yourself, the better your
finances will be.
10. Look to grow your net worth. Do whatever you can to improve your net
worth, either by reducing your debt, increasing your savings, or increasing your
income, or all of the above. (https://zenhabits.net/10-habits-to-develop-for-
financial/)
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Moreover, there should be a learning framework, which sets out goals, learning
outcomes, content, pedagogical approaches, resources and evaluation plans. The
content should cover knowledge, skills, attitudes and values. A sustainable source of
funding should be identified.
E. REFERENCES:
1. De Leon, Elmer. Building and Enhancing New Literacies Across the
Curriculum. LORIMAR Publishing Inc. Metro Manila. 2020.
2. Lim, L, Caubic, R, Casihan, L. The Teaching Profession. Adriana Publishing
Co. Inc. Manila. 2014.
3. (https://www.adt.com/resources/financial-scam-safety
4.(https://www.flexscore.com/learningcenter/the-spending-plan-setting-and-prioritizing-your-
budget-goals).
5. https://www.investopedia.com/terms/f/financial_plan.asp)
MODULE 9
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
DIGITAL/CYBER LITERACY
A. OBJECTIVES: At the end of the lesson, the students should be able to:
1. Define digital/cyber literacy and cyber security
2. Elaborate on cyber citizenship
3. Determine netiquette threats and the corresponding fixing solutions
4. Elucidate cyberbullying and cybercrime
5. Analyze research abstract on digital/cyber literacy and its implication to
teaching-learning process
B. TOPIC GUIDE
1. Digital Literacy
2. tips on how to protect yourself against cyber threats
3. Ways on How to be a Good Cyber Citizen
4. Proper Netiquette
5. The Ten Commandments of Teacher Cyber Citizenship
6. Internet Safety
7. Cyberbullying
8. Research and data collection protocols
9. Integrating Digital/Cyber Literacy into the Curriculum
10. Impact of integrating digital literacy in the classroom on teachers, families
and friends.
C. KEY TERMS:
D. LECTURE DISCUSSION:
Technology has been part of everyone's life, be it at home, in school, or
anywhere with every facet of our undertaking. However, in many instances, we may
not be aware that we have been misusing or abusing it or in another way around, we
may find ourselves being used by other people with their malicious motives using
digital tools. Therefore, we may end up being liable or a victim of such irresponsible
kind of technological processing and utilization. It is in this case that we must gain
further understanding and application of digital/cyber literacy, be it on personal or
professional merit.
Digital Literacy
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Cybersecurity
Cybersecurity is the practice of protecting systems, networks, and programs
from digital attacks (Cisco, n.d.). These cyberattacks are usually aimed at accessing.
changing. or destroying sensitive information; extorting money from users or
interrupting normal business processes.
Cyber Citizenship
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Citizenship is an old value that is now applied to a new medium, the Internet.
Cyber citizenship refers to being responsible when using the Internet. Doing online
when no one is looking speaks a lot about one's character and morals. The power of
this digital world is associated with responsibilities and Consequences.. Therefore, we
can explore and navigate all information available online however, we should observe
cyber citizenship or manners and etiquette on the Web.
(3) Be careful and critical for whatever you post online that could be visible to the
public even if on a "private" page through tagging by a friend.
(4) If you have a problem with someone, go to that person or an adult to help work
it out, instead of posting your expression or online.
(5) Use the Internet to help you with your schoolwork, but give credit to the
sources you use and critically analyze everything you search online.
(6) Use the Internet purposefully to learn more about anything you are interested
in, to help you research relevant and needed data or information and to stay
connected with friends throughout the world.
(7) Make sure you verify an information before you share it or use it in a project
and check on accuracy and truth in the information you search on the web.
(10) Always make sure you have told a reliable adult if you decide to meet
someone you knew through the Internet.
(12) Use only the computers that you are allowed to use. Avoid
hacking.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Proper Netiquette
Follow these simple rules to ensure that you make wise choices when sending
messages online.
1. Make sure you have the correct address (with proper spelling), correct link and
you are sending the information to the right person when doing it online.
2. Check information before sending or posting any message and avoid false
statements and information on the web or forwarding junk mail or chain letters
to family or friends.
3. Re-read what you wrote to make sure it is what you want to say and the other
person would interpret it the same way.
4. Keep your comments clean and don't confront others online or say anything
that could be hurtful to them.
5. Keep your personal and friends' information private and don't forward
information that was just given to you without his/her permission.
6. Watch out for spam and other fraud e-mails and never reply to them.
7. If you are going to write something personal or private, think twice because
messages can get misdelivered
8. 8 Adults should monitor kid’s messages, especially when they are sending e-
mails to others without permission.
(http://www.cybercitizenship.org/ethics/ethics.htm/)
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
27. Thou shall not post to any social media account, for whatever purposes,
the pictures of students without their or their parents' consent.
28. Thou shall not express sentiments, disappointments and disagreements
against superiors, colleagues, students and their parents using their social
media accounts.
29. Thou shall not use data from Internet sources in any documents like
lesson plans, researches and requirements without the consent of the author.
30. Thou shall not give any personal data or other's information to anyone
unless for specific purposes and given the consent.
31. Thou shall not post any student data publicly online including academic
rankings, school records, class outputs and record of grades. De Leon (2019)
Internet Safety
Internet safety, online safety or cyber safety means trying to be safe on the
Internet. It is maximizing the user's personal safety and security risks to private
information and property associated with using the Internet, including self-protection
from computer crime. As the number of Internet users continues to grow worldwide,
issues and concerns also continuously exist.
Information security. Sensitive information, such as personal information,
identity and passwords are often associated with personal property and privacy and
may present security concerns if leaked. Unauthorized access and usage of private
information may result in consequences, such as identity and property theft.
Personal safety and threats. The growth of the Internet gave rise to many
important services accessible to anyone with a connection, such as digital
communication. While it allows communication with others, it is also being grabbed by
malicious users for bad intent. The following are common threats to personal safety:
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
6. Sextortion. It is the use of webcams for flirting and cybersex. Often, this
involves a cybercriminal posing as someone else, such as an attractive person
initiating communication of a sexual nature with the victim. The video is
recorded by the cybercriminal to demand money or other services, threaten to
publicly release the video and send to family members and friends of the victim
if they do not comply. (https://en.wikipedia.org/wikilnternet_safety).
Cyberbullying
Cyberbullying, cyberharassment or online bullying is a form of bullying or
harassment using electronic means usually among minors in a school setting and has
become increasingly common, especially among teenagers.
It is an aggressive, intentional act or behavior that is carried out by a group or
an individual using electronic forms of contact, repeatedly against a victim who cannot
easily defend him or herself. The National Crime Prevention Council defines it as a
process of using the Internet, cell phones or other devices to send or post texts or
images that intend to hurt or embarrass another person. It may also include public
actions, such as repeated threats, sexual remarks, pejorative labels or defamatory
false accusations, ganging up on a victim by making the person the subject of ridicule
in online forums, hacking into or vandalizing sites about a person, and posting false
statements to discredit the targeted person.
Cyberbullying is similar to traditional bullying, It is just that victims may not
know the identity of their bully and the reason for bullying them. Cyberbullies may
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
Research and data collection protocols. When researching and collecting data from
the Web, avoid plagiarism, which is the act of taking someone else's work and
presenting it as your own (Turnitin.com)
Plagiarism is unethical, and it can bring you in trouble. Sometimes, students
don't mean to plagiarize, but they end up doing accidentally because they are unaware
or unclear about it.
The following are 10 types of plagiarism that teachers researchers and students
should know
21. Clone Plagiarism. It is also called identical copying or copy another work (word-
for-word) without any change and claim as his/her own work.
22. Remix Plagiarism. It refers to collecting information from various sources and
mixing all together as a single document then, claiming the work as their own'
work.
23. Ctrl+C Plagiarism. This is when a significant portion of text copied from any
single source without any alteration in a written document.
24. Hybrid Plagiarism. Here, perfectly cited source documents are copied and
arranged as a new document without citation.
25. Find-Replace Plagiarism. This is changing the most common keywords and
phrases in the copied content but not making any changes in the essential
document.
26. Recycle Plagiarism. Also called self-plagiarism, it refers to the act of borrowing
from one's own previous document without proper citation.
27. Mashup Plagiarism. It is when the written document is copied from more than
one source and all are mixed together without proper citation.
28. 404 Error Plagiarism. Here, a person creates a document by copying from
various sources prepared as a single document with the citation but inaccurate
or leads to non-existing resources.
29. Aggregator Plagiarism. Here, the written document includes proper citation but
it does not contain original work.
30. Re-Tweet Plagiarism. Here, all written documents look perfect with properly
cited mark but still, the document resembles somewhere the original text's
structure or wordings.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
14.In case of citing online sources, include the retrieval date and appropriate URL
in the reference.
15.Common phrases and definitions need to be quoted and cited without any
modification.
16.Make a practice to include the "references" section whenever you write an
academic document.
17.Cross verify all your citations before submitting your document.
18.Resort to available plagiarism software to ensure the originality
of the written document.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.
10.It allows students to create and design their own unique products reflective of
their personalities and learning needs/styles.
11.It encourages students to manipulate media in constructing their own meaning
12.It enables students to share their learning with teachers,
6. families and friends.
13.It gives students the chance to explore technological media that inevitably
increase the job skills needed in the workforce.
(http://purposefultechnology. weebly.com/how-can-we-embed-digital-literacy-in-the-classroom.html).
E. REFERENCES:
1. De Leon, Elmer. Building and Enhancing New Literacies Across the
Curriculum. LORIMAR Publishing Inc. Metro Manila. 2020.
2. Lim, L, Caubic, R, Casihan, L. The Teaching Profession. Adriana Publishing
Co. Inc. Manila. 2014.
3. https://www.esentire.com).
4. (https://en.wikipedia.org/wikilnternet_safety
5. (http://www.cybercitizenship.org/ethics/ethics.htm/
6. (http://purposefultechnology. weebly.com/how-can-we-embed-digital-literacy-in-the-classroom.html).
7.
VISION MISSION
The leading center for academic and technological excellence Develop competent and morally upright professionals and generate
and prime catalyst for a progressive and sustainable Quirino appropriate knowledge and technologies to meet the needs of Quirino
Province and Southern Cagayan Valley. Province and Southern Cagayan Valley.